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Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 54.50 694.00 501.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 683.62 Td (FOR) Tj ET Q q 0 0 0 rg BT 74.17 683.62 Td (W) Tj ET Q q 0 0 0 rg BT 81.46 683.62 Td (ARD-LOOKING ST) Tj ET Q q 0 0 0 rg BT 152.37 683.62 Td (A) Tj ET Q q 0 0 0 rg BT 157.69 683.62 Td (TEMENTS) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 664.50 Td (This ) Tj ET Q q 0 0 0 rg BT 71.67 664.50 Td (AIF ) Tj ET Q q 0 0 0 rg BT 87.15 664.50 Td (for ) Tj ET Q q 0 0 0 rg BT 99.43 664.50 Td (Loblaw ) Tj ET Q q 0 0 0 rg BT 128.13 664.50 Td (Companies ) Tj ET Q q 0 0 0 rg BT 172.32 664.50 Td (Limited ) Tj ET Q q 0 0 0 rg BT 201.47 664.50 Td (and ) Tj ET Q q 0 0 0 rg BT 217.87 664.50 Td (its ) Tj ET Q q 0 0 0 rg BT 228.79 664.50 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 274.81 664.50 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 316.59 664.50 Td (, ) Tj ET Q q 0 0 0 rg BT 321.58 664.50 Td (the ) Tj ET Q q 0 0 0 rg BT 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(operations, ) Tj ET Q q 0 0 0 rg BT 465.33 652.50 Td (cash ) Tj ET Q q 0 0 0 rg BT 485.69 652.50 Td (flows, ) Tj ET Q q 0 0 0 rg BT 509.69 652.50 Td (performance, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 640.50 Td (prospects, ) Tj ET Q q 0 0 0 rg BT 94.98 640.50 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 145.07 640.50 Td (and ) Tj ET Q q 0 0 0 rg BT 161.90 640.50 Td (legal ) Tj ET Q q 0 0 0 rg BT 182.36 640.50 Td (and ) Tj ET Q q 0 0 0 rg BT 199.18 640.50 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 238.79 640.50 Td (matters. ) Tj ET Q q 0 0 0 rg BT 271.55 640.50 Td (Specific ) Tj ET Q q 0 0 0 rg BT 303.40 640.50 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 362.60 640.50 Td (statements ) Tj ET Q q 0 0 0 rg BT 405.86 640.50 Td (in ) Tj ET Q q 0 0 0 rg BT 415.38 640.50 Td (this ) Tj ET Q q 0 0 0 rg BT 430.66 640.50 Td (AIF ) Tj ET Q q 0 0 0 rg BT 446.56 640.50 Td (include, ) Tj ET Q q 0 0 0 rg BT 477.97 640.50 Td (but ) Tj ET Q q 0 0 0 rg BT 492.51 640.50 Td (are ) Tj ET Q q 0 0 0 rg BT 507.50 640.50 Td (not ) Tj ET Q q 0 0 0 rg BT 522.04 640.50 Td (limited ) Tj ET Q q 0 0 0 rg BT 548.88 640.50 Td (to, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 628.50 Td (statements ) Tj ET Q q 0 0 0 rg BT 95.46 628.50 Td (with ) Tj ET Q q 0 0 0 rg BT 111.37 628.50 Td (respect ) Tj ET Q q 0 0 0 rg BT 139.61 628.50 Td (to ) Tj ET Q q 0 0 0 rg BT 147.79 628.50 Td (the ) Tj ET Q q 0 0 0 rg BT 160.53 628.50 Td (Company) Tj ET Q q 0 0 0 rg BT 197.30 628.50 Td (s ) Tj ET Q q 0 0 0 rg BT 202.74 628.50 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 243.74 628.50 Td (future ) Tj ET Q q 0 0 0 rg BT 266.05 628.50 Td (results, ) Tj ET Q q 0 0 0 rg BT 293.83 628.50 Td (events ) Tj ET Q q 0 0 0 rg BT 319.33 628.50 Td (and ) Tj ET Q q 0 0 0 rg BT 334.35 628.50 Td (plans, ) Tj ET Q q 0 0 0 rg BT 357.58 628.50 Td (strategic ) Tj ET Q q 0 0 0 rg BT 389.91 628.50 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 424.98 628.50 Td (and ) Tj ET Q q 0 0 0 rg BT 440.00 628.50 Td (restructuring, ) Tj ET Q q 0 0 0 rg BT 489.19 628.50 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 527.00 628.50 Td (changes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 616.50 Td (including ) Tj ET Q q 0 0 0 rg BT 88.99 616.50 Td (further ) Tj ET Q q 0 0 0 rg BT 115.32 616.50 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 156.24 616.50 Td (reform, ) Tj ET Q q 0 0 0 rg BT 184.84 616.50 Td (future ) Tj ET Q q 0 0 0 rg BT 208.44 616.50 Td (liquidity) Tj ET Q q 0 0 0 rg BT 235.19 616.50 Td (, ) Tj ET Q q 0 0 0 rg BT 240.10 616.50 Td (planned ) Tj ET Q q 0 0 0 rg BT 271.91 616.50 Td (capital ) Tj ET Q q 0 0 0 rg BT 298.24 616.50 Td (investments, ) Tj ET Q q 0 0 0 rg BT 346.91 616.50 Td (and ) Tj ET Q q 0 0 0 rg BT 363.21 616.50 Td (the ) Tj ET Q q 0 0 0 rg BT 377.24 616.50 Td (status ) Tj ET Q q 0 0 0 rg BT 401.75 616.50 Td (and ) Tj ET Q q 0 0 0 rg BT 418.06 616.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 444.84 616.50 Td (of ) Tj ET Q q 0 0 0 rg BT 454.31 616.50 Td (information ) Tj ET Q q 0 0 0 rg BT 497.50 616.50 Td (technology ) Tj ET Q q 0 0 0 rg BT 539.80 616.50 Td (\(IT\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 604.50 Td (systems ) Tj ET Q q 0 0 0 rg BT 87.16 604.50 Td (implementation. ) Tj ET Q q 0 0 0 rg BT 148.14 604.50 Td (Forward-looking ) Tj ET Q q 0 0 0 rg BT 210.01 604.50 Td (statements ) Tj ET Q q 0 0 0 rg BT 253.21 604.50 Td (are ) Tj ET Q q 0 0 0 rg BT 268.15 604.50 Td (typically ) Tj ET Q q 0 0 0 rg BT 300.40 604.50 Td (identified ) Tj ET Q q 0 0 0 rg BT 336.32 604.50 Td (by ) Tj ET Q q 0 0 0 rg BT 348.06 604.50 Td (words ) Tj ET Q q 0 0 0 rg BT 373.02 604.50 Td (such ) Tj ET Q q 0 0 0 rg BT 393.43 604.50 Td (as ) Tj ET Q q 0 0 0 rg BT 405.18 604.50 Td (expect, ) Tj ET Q q 0 0 0 rg BT 440.17 604.50 Td (anticipate, ) Tj ET Q q 0 0 0 rg BT 486.10 604.50 Td (believe, ) Tj ET Q q 0 0 0 rg BT 522.91 604.50 Td (foresee, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 592.50 Td (could, ) Tj ET Q q 0 0 0 rg BT 83.67 592.50 Td (estimate, ) Tj ET Q q 0 0 0 rg BT 124.73 592.50 Td (goal, ) Tj ET Q q 0 0 0 rg BT 150.30 592.50 Td (intend, ) Tj ET Q q 0 0 0 rg BT 182.70 592.50 Td (plan, ) Tj ET Q q 0 0 0 rg BT 208.27 592.50 Td (seek, ) Tj ET Q q 0 0 0 rg BT 235.66 592.50 Td (strive, ) Tj ET Q q 0 0 0 rg BT 265.32 592.50 Td (will, ) Tj ET Q q 0 0 0 rg BT 286.76 592.50 Td (may ) Tj ET Q q 0 0 0 rg BT 310.04 592.50 Td (and ) Tj ET Q q 0 0 0 rg BT 326.05 592.50 Td (should ) Tj ET Q q 0 0 0 rg BT 357.99 592.50 Td (and ) Tj ET Q q 0 0 0 rg BT 374.00 592.50 Td (similar ) Tj ET Q q 0 0 0 rg BT 400.01 592.50 Td (expressions, ) Tj ET Q q 0 0 0 rg BT 448.38 592.50 Td (as ) Tj ET Q q 0 0 0 rg BT 459.36 592.50 Td (they ) Tj ET Q q 0 0 0 rg BT 477.19 592.50 Td (relate ) Tj ET Q q 0 0 0 rg BT 500.03 592.50 Td (to ) Tj ET Q q 0 0 0 rg BT 509.19 592.50 Td (the ) Tj ET Q q 0 0 0 rg BT 522.92 592.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 580.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.96 580.50 Td (its ) Tj ET Q q 0 0 0 rg BT 80.45 580.50 Td (management.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 560.50 Td (Forward-looking ) Tj ET Q q 0 0 0 rg BT 115.74 560.50 Td (statements ) Tj ET Q q 0 0 0 rg BT 158.81 560.50 Td (reflect ) Tj ET Q q 0 0 0 rg BT 184.10 560.50 Td (the ) Tj ET Q q 0 0 0 rg BT 198.46 560.50 Td (Company) Tj ET Q q 0 0 0 rg BT 235.23 560.50 Td (s ) Tj ET Q q 0 0 0 rg BT 242.29 560.50 Td (estimates, ) Tj ET Q q 0 0 0 rg BT 282.63 560.50 Td (beliefs ) Tj ET Q q 0 0 0 rg BT 309.29 560.50 Td (and ) Tj ET Q q 0 0 0 rg BT 325.92 560.50 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 377.20 560.50 Td (which ) Tj ET Q q 0 0 0 rg BT 401.12 560.50 Td (are ) Tj ET Q q 0 0 0 rg BT 415.93 560.50 Td (based ) Tj ET Q q 0 0 0 rg BT 441.23 560.50 Td (on ) Tj ET Q q 0 0 0 rg BT 453.30 560.50 Td (management) Tj ET Q q 0 0 0 rg BT 502.85 560.50 Td (s ) Tj ET Q q 0 0 0 rg BT 509.91 560.50 Td (perception ) Tj ET Q q 0 0 0 rg BT 551.16 560.50 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 548.50 Td (historical ) Tj ET Q q 0 0 0 rg BT 87.84 548.50 Td (trends, ) Tj ET Q q 0 0 0 rg BT 114.39 548.50 Td (current ) Tj ET Q q 0 0 0 rg BT 141.39 548.50 Td (conditions ) Tj ET Q q 0 0 0 rg BT 179.80 548.50 Td (and ) Tj ET Q q 0 0 0 rg BT 194.96 548.50 Td (expected ) Tj ET Q q 0 0 0 rg BT 229.72 548.50 Td (future ) Tj ET Q q 0 0 0 rg BT 252.17 548.50 Td (developments, ) Tj ET Q q 0 0 0 rg BT 306.99 548.50 Td (as ) Tj ET Q q 0 0 0 rg BT 317.13 548.50 Td (well ) Tj ET Q q 0 0 0 rg BT 332.73 548.50 Td (as ) Tj ET Q q 0 0 0 rg BT 342.87 548.50 Td (other ) Tj ET Q q 0 0 0 rg BT 363.04 548.50 Td (factors ) Tj ET Q q 0 0 0 rg BT 389.13 548.50 Td (it ) Tj ET Q q 0 0 0 rg BT 394.71 548.50 Td (believes ) Tj ET Q q 0 0 0 rg BT 426.28 548.50 Td (are ) Tj ET Q q 0 0 0 rg BT 439.61 548.50 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 482.57 548.50 Td (in ) Tj ET Q q 0 0 0 rg BT 490.43 548.50 Td (the ) Tj ET Q q 0 0 0 rg BT 503.31 548.50 Td (circumstances. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 536.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.62 536.50 Td (Company) Tj ET Q q 0 0 0 rg BT 107.39 536.50 Td (s ) Tj ET Q q 0 0 0 rg BT 113.99 536.50 Td (expectation ) Tj ET Q q 0 0 0 rg BT 158.43 536.50 Td (of ) Tj ET Q q 0 0 0 rg BT 167.76 536.50 Td (operating ) Tj ET Q q 0 0 0 rg BT 204.44 536.50 Td (and ) Tj ET Q q 0 0 0 rg BT 220.61 536.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 253.19 536.50 Td (performance ) Tj ET Q q 0 0 0 rg BT 301.72 536.50 Td (in ) Tj ET Q q 0 0 0 rg BT 310.59 536.50 Td (2020 ) Tj ET Q q 0 0 0 rg BT 331.32 536.50 Td (is ) Tj ET Q q 0 0 0 rg BT 339.74 536.50 Td (based ) Tj ET Q q 0 0 0 rg BT 364.57 536.50 Td (on ) Tj ET Q q 0 0 0 rg BT 376.18 536.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 403.29 536.50 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 454.10 536.50 Td (including ) Tj ET Q q 0 0 0 rg BT 488.96 536.50 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 537.49 536.50 Td (about ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 524.50 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 93.56 524.50 Td (reform ) Tj ET Q q 0 0 0 rg BT 118.52 524.50 Td (impacts, ) Tj ET Q q 0 0 0 rg BT 150.32 524.50 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 191.25 524.50 Td (cost ) Tj ET Q q 0 0 0 rg BT 207.56 524.50 Td (savings ) Tj ET Q q 0 0 0 rg BT 236.63 524.50 Td (and ) Tj ET Q q 0 0 0 rg BT 251.58 524.50 Td (operating ) Tj ET Q q 0 0 0 rg BT 287.04 524.50 Td (ef) Tj ET Q q 0 0 0 rg BT 293.74 524.50 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 328.73 524.50 Td (and ) Tj ET Q q 0 0 0 rg BT 343.68 524.50 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 384.61 524.50 Td (benefits ) Tj ET Q q 0 0 0 rg BT 414.60 524.50 Td (from ) Tj ET Q q 0 0 0 rg BT 432.27 524.50 Td (strategic ) Tj ET Q q 0 0 0 rg BT 464.53 524.50 Td (initiatives. ) Tj ET Q q 0 0 0 rg BT 501.72 524.50 Td (The ) Tj ET Q q 0 0 0 rg BT 517.12 524.50 Td (Company) Tj ET Q q 0 0 0 rg BT 553.89 524.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 512.50 Td (estimates, ) Tj ET Q q 0 0 0 rg BT 95.41 512.50 Td (beliefs ) Tj ET Q q 0 0 0 rg BT 123.14 512.50 Td (and ) Tj ET Q q 0 0 0 rg BT 140.85 512.50 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 190.92 512.50 Td (are ) Tj ET Q q 0 0 0 rg BT 206.80 512.50 Td (inherently ) Tj ET Q q 0 0 0 rg BT 246.39 512.50 Td (subject ) Tj ET Q q 0 0 0 rg BT 276.40 512.50 Td (to ) Tj ET Q q 0 0 0 rg BT 287.27 512.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 327.77 512.50 Td (business, ) Tj ET Q q 0 0 0 rg BT 366.45 512.50 Td (economic, ) Tj ET Q q 0 0 0 rg BT 407.85 512.50 Td (competitive ) Tj ET Q q 0 0 0 rg BT 453.36 512.50 Td (and ) Tj ET Q q 0 0 0 rg BT 471.07 512.50 Td (other ) Tj ET Q q 0 0 0 rg BT 493.79 512.50 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 544.32 512.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 500.50 Td (contingencies ) Tj ET Q q 0 0 0 rg BT 106.13 500.50 Td (regarding ) Tj ET Q q 0 0 0 rg BT 142.75 500.50 Td (future ) Tj ET Q q 0 0 0 rg BT 165.70 500.50 Td (events ) Tj ET Q q 0 0 0 rg BT 191.85 500.50 Td (and, ) Tj ET Q q 0 0 0 rg BT 209.79 500.50 Td (as ) Tj ET Q q 0 0 0 rg BT 220.43 500.50 Td (such, ) Tj ET Q q 0 0 0 rg BT 242.01 500.50 Td (are ) Tj ET Q q 0 0 0 rg BT 255.84 500.50 Td (subject ) Tj ET Q q 0 0 0 rg BT 283.80 500.50 Td (to ) Tj ET Q q 0 0 0 rg BT 292.62 500.50 Td (change. ) Tj ET Q q 0 0 0 rg BT 323.66 500.50 Td (The ) Tj ET Q q 0 0 0 rg BT 339.77 500.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 376.84 500.50 Td (can ) Tj ET Q q 0 0 0 rg BT 392.04 500.50 Td (give ) Tj ET Q q 0 0 0 rg BT 409.07 500.50 Td (no ) Tj ET Q q 0 0 0 rg BT 420.17 500.50 Td (assurance ) Tj ET Q q 0 0 0 rg BT 459.98 500.50 Td (that ) Tj ET Q q 0 0 0 rg BT 475.64 500.50 Td (such ) Tj ET Q q 0 0 0 rg BT 494.95 500.50 Td (estimates, ) Tj ET Q q 0 0 0 rg BT 534.30 500.50 Td (beliefs ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 488.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.96 488.50 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 118.28 488.50 Td (will ) Tj ET Q q 0 0 0 rg BT 131.94 488.50 Td (prove ) Tj ET Q q 0 0 0 rg BT 154.74 488.50 Td (to ) Tj ET Q q 0 0 0 rg BT 163.86 488.50 Td (be ) Tj ET Q q 0 0 0 rg BT 175.26 488.50 Td (correct.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 468.50 Td (Numerous ) Tj ET Q q 0 0 0 rg BT 93.89 468.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 112.82 468.50 Td (and ) Tj ET Q q 0 0 0 rg BT 128.57 468.50 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 177.14 468.50 Td (could ) Tj ET Q q 0 0 0 rg BT 198.82 468.50 Td (cause ) Tj ET Q q 0 0 0 rg BT 222.77 468.50 Td (the ) Tj ET Q q 0 0 0 rg BT 236.24 468.50 Td (Company) Tj ET Q q 0 0 0 rg BT 273.02 468.50 Td (s ) Tj ET Q q 0 0 0 rg BT 279.19 468.50 Td (actual ) Tj ET Q q 0 0 0 rg BT 303.15 468.50 Td (results ) Tj ET Q q 0 0 0 rg BT 329.37 468.50 Td (to ) Tj ET Q q 0 0 0 rg BT 338.28 468.50 Td (dif) Tj ET Q q 0 0 0 rg BT 346.80 468.50 Td (fer ) Tj ET Q q 0 0 0 rg BT 358.44 468.50 Td (materially ) Tj ET Q q 0 0 0 rg BT 395.60 468.50 Td (from ) Tj ET Q q 0 0 0 rg BT 414.08 468.50 Td (those ) Tj ET Q q 0 0 0 rg BT 436.21 468.50 Td (expressed, ) Tj ET Q q 0 0 0 rg BT 478.40 468.50 Td (implied ) Tj ET Q q 0 0 0 rg BT 506.44 468.50 Td (or ) Tj ET Q q 0 0 0 rg BT 515.81 468.50 Td (projected ) Tj ET Q q 0 0 0 rg BT 551.61 468.50 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 456.50 Td (the ) Tj ET Q q 0 0 0 rg BT 67.68 456.50 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 126.02 456.50 Td (statements, ) Tj ET Q q 0 0 0 rg BT 170.69 456.50 Td (including ) Tj ET Q q 0 0 0 rg BT 205.34 456.50 Td (those ) Tj ET Q q 0 0 0 rg BT 227.69 456.50 Td (described ) Tj ET Q q 0 0 0 rg BT 265.52 456.50 Td (in ) Tj ET Q q 0 0 0 rg BT 274.19 456.50 Td (the ) Tj ET Q q 0 0 0 rg BT 287.87 456.50 Td (Risks ) Tj ET Q q 0 0 0 rg BT 315.65 456.50 Td (section ) Tj ET Q q 0 0 0 rg BT 343.92 456.50 Td (of ) Tj ET Q q 0 0 0 rg BT 353.04 456.50 Td (this ) Tj ET Q q 0 0 0 rg BT 367.63 456.50 Td (AIF) Tj ET Q q 0 0 0 rg BT 379.48 456.50 Td (. ) Tj ET Q q 0 0 0 rg BT 384.04 456.50 Td (Such ) Tj ET Q q 0 0 0 rg BT 405.02 456.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 424.15 456.50 Td (and ) Tj ET Q q 0 0 0 rg BT 440.11 456.50 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 488.89 456.50 Td (include: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 436.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 436.50 Td (the ) Tj ET Q q 0 0 0 rg BT 85.39 436.50 Td (inability ) Tj ET Q q 0 0 0 rg BT 114.72 436.50 Td (of ) Tj ET Q q 0 0 0 rg BT 123.55 436.50 Td (the ) Tj ET Q q 0 0 0 rg BT 136.93 436.50 Td (Company) Tj ET Q q 0 0 0 rg BT 173.71 436.50 Td (s ) Tj ET Q q 0 0 0 rg BT 179.79 436.50 Td (IT) Tj ET Q q 0 0 0 rg BT 186.94 436.50 Td ( ) Tj ET Q q 0 0 0 rg BT 188.93 436.50 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 238.77 436.50 Td (to ) Tj ET Q q 0 0 0 rg BT 247.59 436.50 Td (support ) Tj ET Q q 0 0 0 rg BT 276.93 436.50 Td (the ) Tj ET Q q 0 0 0 rg BT 290.32 436.50 Td (requirements ) Tj ET Q q 0 0 0 rg BT 340.16 436.50 Td (of ) Tj ET Q q 0 0 0 rg BT 348.99 436.50 Td (the ) Tj ET Q q 0 0 0 rg BT 362.38 436.50 Td (Company) Tj ET Q q 0 0 0 rg BT 399.15 436.50 Td (s ) Tj ET Q q 0 0 0 rg BT 405.23 436.50 Td (business, ) Tj ET Q q 0 0 0 rg BT 441.87 436.50 Td (or ) Tj ET Q q 0 0 0 rg BT 451.14 436.50 Td (the ) Tj ET Q q 0 0 0 rg BT 464.53 436.50 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 507.08 436.50 Td (of ) Tj ET Q q 0 0 0 rg BT 515.91 436.50 Td (any ) Tj ET Q q 0 0 0 rg BT 531.12 436.50 Td (internal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 424.50 Td (or ) Tj ET Q q 0 0 0 rg BT 81.57 424.50 Td (external ) Tj ET Q q 0 0 0 rg BT 113.03 424.50 Td (security ) Tj ET Q q 0 0 0 rg BT 143.56 424.50 Td (breaches, ) Tj ET Q q 0 0 0 rg BT 181.86 424.50 Td (denial ) Tj ET Q q 0 0 0 rg BT 206.02 424.50 Td (of ) Tj ET Q q 0 0 0 rg BT 215.14 424.50 Td (service ) Tj ET Q q 0 0 0 rg BT 243.40 424.50 Td (attacks, ) Tj ET Q q 0 0 0 rg BT 273.95 424.50 Td (viruses, ) Tj ET Q q 0 0 0 rg BT 304.49 424.50 Td (worms ) Tj ET Q q 0 0 0 rg BT 330.91 424.50 Td (and ) Tj ET Q q 0 0 0 rg BT 346.87 424.50 Td (other ) Tj ET Q q 0 0 0 rg BT 367.84 424.50 Td (known ) Tj ET Q q 0 0 0 rg BT 393.82 424.50 Td (or ) Tj ET Q q 0 0 0 rg BT 403.39 424.50 Td (unknown ) Tj ET Q q 0 0 0 rg BT 438.49 424.50 Td (cybersecurity ) Tj ET Q q 0 0 0 rg BT 489.08 424.50 Td (or ) Tj ET Q q 0 0 0 rg BT 498.66 424.50 Td (data ) Tj ET Q q 0 0 0 rg BT 516.90 424.50 Td (breaches; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 412.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 412.50 Td (changes ) Tj ET Q q 0 0 0 rg BT 105.38 412.50 Td (to ) Tj ET Q q 0 0 0 rg BT 114.60 412.50 Td (the ) Tj ET Q q 0 0 0 rg BT 128.38 412.50 Td (regulation ) Tj ET Q q 0 0 0 rg BT 166.77 412.50 Td (of ) Tj ET Q q 0 0 0 rg BT 175.99 412.50 Td (generic ) Tj ET Q q 0 0 0 rg BT 205.26 412.50 Td (prescription ) Tj ET Q q 0 0 0 rg BT 250.03 412.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 268.81 412.50 Td (prices, ) Tj ET Q q 0 0 0 rg BT 295.35 412.50 Td (the ) Tj ET Q q 0 0 0 rg BT 309.12 412.50 Td (reduction ) Tj ET Q q 0 0 0 rg BT 345.24 412.50 Td (of ) Tj ET Q q 0 0 0 rg BT 354.45 412.50 Td (reimbursements ) Tj ET Q q 0 0 0 rg BT 415.62 412.50 Td (under ) Tj ET Q q 0 0 0 rg BT 438.97 412.50 Td (public ) Tj ET Q q 0 0 0 rg BT 462.77 412.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 481.56 412.50 Td (benefit ) Tj ET Q q 0 0 0 rg BT 508.56 412.50 Td (plans ) Tj ET Q q 0 0 0 rg BT 530.54 412.50 Td (and ) Tj ET Q q 0 0 0 rg BT 546.60 412.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 400.50 Td (elimination ) Tj ET Q q 0 0 0 rg BT 113.48 400.50 Td (or ) Tj ET Q q 0 0 0 rg BT 123.05 400.50 Td (reduction ) Tj ET Q q 0 0 0 rg BT 159.07 400.50 Td (of ) Tj ET Q q 0 0 0 rg BT 168.19 400.50 Td (professional ) Tj ET Q q 0 0 0 rg BT 214.69 400.50 Td (allowances ) Tj ET Q q 0 0 0 rg BT 257.53 400.50 Td (paid ) Tj ET Q q 0 0 0 rg BT 275.32 400.50 Td (by ) Tj ET Q q 0 0 0 rg BT 286.26 400.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 304.95 400.50 Td (manufacturers; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 388.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 388.50 Td (failure ) Tj ET Q q 0 0 0 rg BT 97.08 388.50 Td (to ) Tj ET Q q 0 0 0 rg BT 106.67 388.50 Td (ef) Tj ET Q q 0 0 0 rg BT 113.37 388.50 Td (fectively ) Tj ET Q q 0 0 0 rg BT 145.74 388.50 Td (respond ) Tj ET Q q 0 0 0 rg BT 178.12 388.50 Td (to ) Tj ET Q q 0 0 0 rg BT 187.71 388.50 Td (consumer ) Tj ET Q q 0 0 0 rg BT 226.46 388.50 Td (trends ) Tj ET Q q 0 0 0 rg BT 252.00 388.50 Td (or ) Tj ET Q q 0 0 0 rg BT 262.04 388.50 Td (heightened ) Tj ET Q q 0 0 0 rg BT 305.37 388.50 Td (competition, ) Tj ET Q q 0 0 0 rg BT 352.34 388.50 Td (whether ) Tj ET Q q 0 0 0 rg BT 384.25 388.50 Td (from ) Tj ET Q q 0 0 0 rg BT 403.40 388.50 Td (current ) Tj ET Q q 0 0 0 rg BT 431.67 388.50 Td (competitors ) Tj ET Q q 0 0 0 rg BT 476.80 388.50 Td (or ) Tj ET Q q 0 0 0 rg BT 486.84 388.50 Td (new ) Tj ET Q q 0 0 0 rg BT 504.63 388.50 Td (entrants ) Tj ET Q q 0 0 0 rg BT 537.01 388.50 Td (to ) Tj ET Q q 0 0 0 rg BT 546.59 388.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 376.50 Td (marketplace; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 364.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 364.50 Td (failure ) Tj ET Q q 0 0 0 rg BT 96.88 364.50 Td (to ) Tj ET Q q 0 0 0 rg BT 106.27 364.50 Td (execute ) Tj ET Q q 0 0 0 rg BT 137.55 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 151.50 364.50 Td (Company) Tj ET Q q 0 0 0 rg BT 188.27 364.50 Td (s ) Tj ET Q q 0 0 0 rg BT 194.92 364.50 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 243.04 364.50 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 279.32 364.50 Td (or ) Tj ET Q q 0 0 0 rg BT 289.16 364.50 Td (to ) Tj ET Q q 0 0 0 rg BT 298.55 364.50 Td (adapt ) Tj ET Q q 0 0 0 rg BT 321.62 364.50 Td (its ) Tj ET Q q 0 0 0 rg BT 332.38 364.50 Td (business ) Tj ET Q q 0 0 0 rg BT 367.29 364.50 Td (model ) Tj ET Q q 0 0 0 rg BT 392.18 364.50 Td (to ) Tj ET Q q 0 0 0 rg BT 401.57 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 415.52 364.50 Td (shifts ) Tj ET Q q 0 0 0 rg BT 437.22 364.50 Td (in ) Tj ET Q q 0 0 0 rg BT 446.15 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 460.10 364.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 480.42 364.50 Td (landscape ) Tj ET Q q 0 0 0 rg BT 520.36 364.50 Td (caused ) Tj ET Q q 0 0 0 rg BT 549.35 364.50 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 352.50 Td (digital ) Tj ET Q q 0 0 0 rg BT 95.71 352.50 Td (advances;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 340.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 340.50 Td (failure ) Tj ET Q q 0 0 0 rg BT 96.61 340.50 Td (to ) Tj ET Q q 0 0 0 rg BT 105.74 340.50 Td (realize ) Tj ET Q q 0 0 0 rg BT 132.17 340.50 Td (benefits ) Tj ET Q q 0 0 0 rg BT 163.18 340.50 Td (from ) Tj ET Q q 0 0 0 rg BT 181.86 340.50 Td (investments ) Tj ET Q q 0 0 0 rg BT 227.90 340.50 Td (in ) Tj ET Q q 0 0 0 rg BT 236.56 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 250.24 340.50 Td (Company) Tj ET Q q 0 0 0 rg BT 287.01 340.50 Td (s ) Tj ET Q q 0 0 0 rg BT 293.40 340.50 Td (new ) Tj ET Q q 0 0 0 rg BT 310.72 340.50 Td (IT) Tj ET Q q 0 0 0 rg BT 317.86 340.50 Td ( ) Tj ET Q q 0 0 0 rg BT 320.14 340.50 Td (systems;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 328.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 328.50 Td (failure ) Tj ET Q q 0 0 0 rg BT 95.85 328.50 Td (to ) Tj ET Q q 0 0 0 rg BT 104.20 328.50 Td (realize ) Tj ET Q q 0 0 0 rg BT 129.87 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 142.79 328.50 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 183.97 328.50 Td (benefits ) Tj ET Q q 0 0 0 rg BT 214.21 328.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 254.93 328.50 Td (with ) Tj ET Q q 0 0 0 rg BT 271.03 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 283.94 328.50 Td (Company) Tj ET Q q 0 0 0 rg BT 320.72 328.50 Td (s ) Tj ET Q q 0 0 0 rg BT 326.33 328.50 Td (strategic ) Tj ET Q q 0 0 0 rg BT 358.84 328.50 Td (priorities ) Tj ET Q q 0 0 0 rg BT 391.34 328.50 Td (and ) Tj ET Q q 0 0 0 rg BT 406.54 328.50 Td (major ) Tj ET Q q 0 0 0 rg BT 428.55 328.50 Td (initiatives, ) Tj ET Q q 0 0 0 rg BT 466.08 328.50 Td (including ) Tj ET Q q 0 0 0 rg BT 499.96 328.50 Td (revenue ) Tj ET Q q 0 0 0 rg BT 531.11 328.50 Td (growth, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 316.50 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 114.33 316.50 Td (cost ) Tj ET Q q 0 0 0 rg BT 132.03 316.50 Td (savings ) Tj ET Q q 0 0 0 rg BT 162.50 316.50 Td (and ) Tj ET Q q 0 0 0 rg BT 178.85 316.50 Td (operating ) Tj ET Q q 0 0 0 rg BT 215.70 316.50 Td (ef) Tj ET Q q 0 0 0 rg BT 222.40 316.50 Td (ficiencies, ) Tj ET Q q 0 0 0 rg BT 261.07 316.50 Td (or ) Tj ET Q q 0 0 0 rg BT 271.02 316.50 Td (organizational ) Tj ET Q q 0 0 0 rg BT 324.74 316.50 Td (changes ) Tj ET Q q 0 0 0 rg BT 358.41 316.50 Td (that ) Tj ET Q q 0 0 0 rg BT 374.75 316.50 Td (may ) Tj ET Q q 0 0 0 rg BT 392.91 316.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 419.72 316.50 Td (the ) Tj ET Q q 0 0 0 rg BT 433.79 316.50 Td (relationships ) Tj ET Q q 0 0 0 rg BT 482.49 316.50 Td (with ) Tj ET Q q 0 0 0 rg BT 499.73 316.50 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 544.33 316.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 304.50 Td (associates;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 292.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 292.50 Td (failure ) Tj ET Q q 0 0 0 rg BT 95.48 292.50 Td (to ) Tj ET Q q 0 0 0 rg BT 103.46 292.50 Td (attract ) Tj ET Q q 0 0 0 rg BT 127.40 292.50 Td (and ) Tj ET Q q 0 0 0 rg BT 142.23 292.50 Td (retain ) Tj ET Q q 0 0 0 rg BT 163.88 292.50 Td (talent ) Tj ET Q q 0 0 0 rg BT 185.09 292.50 Td (for ) Tj ET Q q 0 0 0 rg BT 195.81 292.50 Td (key ) Tj ET Q q 0 0 0 rg BT 209.72 292.50 Td (roles ) Tj ET Q q 0 0 0 rg BT 228.63 292.50 Td (that ) Tj ET Q q 0 0 0 rg BT 243.46 292.50 Td (may ) Tj ET Q q 0 0 0 rg BT 260.10 292.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 285.40 292.50 Td (the ) Tj ET Q q 0 0 0 rg BT 297.94 292.50 Td (Company) Tj ET Q q 0 0 0 rg BT 334.72 292.50 Td (s ) Tj ET Q q 0 0 0 rg BT 339.96 292.50 Td (ability ) Tj ET Q q 0 0 0 rg BT 362.07 292.50 Td (to ) Tj ET Q q 0 0 0 rg BT 370.06 292.50 Td (ef) Tj ET Q q 0 0 0 rg BT 376.76 292.50 Td (fectively ) Tj ET Q q 0 0 0 rg BT 407.53 292.50 Td (operate ) Tj ET Q q 0 0 0 rg BT 436.49 292.50 Td (and ) Tj ET Q q 0 0 0 rg BT 451.31 292.50 Td (achieve ) Tj ET Q q 0 0 0 rg BT 480.73 292.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 511.96 292.50 Td (performance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 280.50 Td (goals;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 268.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 268.50 Td (public ) Tj ET Q q 0 0 0 rg BT 95.71 268.50 Td (health ) Tj ET Q q 0 0 0 rg BT 120.33 268.50 Td (events ) Tj ET Q q 0 0 0 rg BT 146.78 268.50 Td (including ) Tj ET Q q 0 0 0 rg BT 181.42 268.50 Td (those ) Tj ET Q q 0 0 0 rg BT 203.77 268.50 Td (related ) Tj ET Q q 0 0 0 rg BT 231.12 268.50 Td (to ) Tj ET Q q 0 0 0 rg BT 240.24 268.50 Td (food ) Tj ET Q q 0 0 0 rg BT 258.48 268.50 Td (and ) Tj ET Q q 0 0 0 rg BT 274.45 268.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 293.14 268.50 Td (safety; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 256.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 256.50 Td (errors ) Tj ET Q q 0 0 0 rg BT 95.69 256.50 Td (made ) Tj ET Q q 0 0 0 rg BT 118.48 256.50 Td (through ) Tj ET Q q 0 0 0 rg BT 148.58 256.50 Td (medication ) Tj ET Q q 0 0 0 rg BT 190.52 256.50 Td (dispensing ) Tj ET Q q 0 0 0 rg BT 232.00 256.50 Td (or ) Tj ET Q q 0 0 0 rg BT 241.58 256.50 Td (errors ) Tj ET Q q 0 0 0 rg BT 265.27 256.50 Td (related ) Tj ET Q q 0 0 0 rg BT 292.62 256.50 Td (to ) Tj ET Q q 0 0 0 rg BT 301.74 256.50 Td (patient ) Tj ET Q q 0 0 0 rg BT 328.65 256.50 Td (services ) Tj ET Q q 0 0 0 rg BT 361.00 256.50 Td (or ) Tj ET Q q 0 0 0 rg BT 370.57 256.50 Td (consultation;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 244.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 244.50 Td (failure ) Tj ET Q q 0 0 0 rg BT 96.61 244.50 Td (to ) Tj ET Q q 0 0 0 rg BT 105.74 244.50 Td (maintain ) Tj ET Q q 0 0 0 rg BT 139.01 244.50 Td (an ) Tj ET Q q 0 0 0 rg BT 150.41 244.50 Td (ef) Tj ET Q q 0 0 0 rg BT 157.11 244.50 Td (fective ) Tj ET Q q 0 0 0 rg BT 183.10 244.50 Td (supply ) Tj ET Q q 0 0 0 rg BT 209.08 244.50 Td (chain ) Tj ET Q q 0 0 0 rg BT 230.97 244.50 Td (and ) Tj ET Q q 0 0 0 rg BT 246.93 244.50 Td (consequently ) Tj ET Q q 0 0 0 rg BT 297.54 244.50 Td (an ) Tj ET Q q 0 0 0 rg BT 308.94 244.50 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 352.71 244.50 Td (assortment ) Tj ET Q q 0 0 0 rg BT 395.55 244.50 Td (of ) Tj ET Q q 0 0 0 rg BT 404.68 244.50 Td (available ) Tj ET Q q 0 0 0 rg BT 439.32 244.50 Td (product ) Tj ET Q q 0 0 0 rg BT 468.96 244.50 Td (at ) Tj ET Q q 0 0 0 rg BT 478.08 244.50 Td (store ) Tj ET Q q 0 0 0 rg BT 498.59 244.50 Td (level;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 232.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 232.50 Td (adverse ) Tj ET Q q 0 0 0 rg BT 103.46 232.50 Td (outcomes ) Tj ET Q q 0 0 0 rg BT 141.29 232.50 Td (of ) Tj ET Q q 0 0 0 rg BT 150.41 232.50 Td (legal ) Tj ET Q q 0 0 0 rg BT 170.02 232.50 Td (and ) Tj ET Q q 0 0 0 rg BT 185.98 232.50 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 224.72 232.50 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 271.68 232.50 Td (and ) Tj ET Q q 0 0 0 rg BT 287.64 232.50 Td (related ) Tj ET Q q 0 0 0 rg BT 315.00 232.50 Td (matters;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 220.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 220.50 Td (the ) Tj ET Q q 0 0 0 rg BT 85.68 220.50 Td (inability ) Tj ET Q q 0 0 0 rg BT 115.31 220.50 Td (of ) Tj ET Q q 0 0 0 rg BT 124.43 220.50 Td (the ) Tj ET Q q 0 0 0 rg BT 138.11 220.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 175.49 220.50 Td (to ) Tj ET Q q 0 0 0 rg BT 184.61 220.50 Td (manage ) Tj ET Q q 0 0 0 rg BT 216.52 220.50 Td (inventory ) Tj ET Q q 0 0 0 rg BT 252.08 220.50 Td (to ) Tj ET Q q 0 0 0 rg BT 261.20 220.50 Td (minimize ) Tj ET Q q 0 0 0 rg BT 295.83 220.50 Td (the ) Tj ET Q q 0 0 0 rg BT 309.51 220.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 335.95 220.50 Td (of ) Tj ET Q q 0 0 0 rg BT 345.07 220.50 Td (obsolete ) Tj ET Q q 0 0 0 rg BT 378.35 220.50 Td (or ) Tj ET Q q 0 0 0 rg BT 387.92 220.50 Td (excess ) Tj ET Q q 0 0 0 rg BT 415.73 220.50 Td (inventory ) Tj ET Q q 0 0 0 rg BT 451.29 220.50 Td (or ) Tj ET Q q 0 0 0 rg BT 460.86 220.50 Td (control ) Tj ET Q q 0 0 0 rg BT 487.75 220.50 Td (shrink; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 208.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 208.50 Td (failure ) Tj ET Q q 0 0 0 rg BT 96.61 208.50 Td (to ) Tj ET Q q 0 0 0 rg BT 105.74 208.50 Td (achieve ) Tj ET Q q 0 0 0 rg BT 136.28 208.50 Td (desired ) Tj ET Q q 0 0 0 rg BT 165.46 208.50 Td (results ) Tj ET Q q 0 0 0 rg BT 191.89 208.50 Td (in ) Tj ET Q q 0 0 0 rg BT 200.55 208.50 Td (labour ) Tj ET Q q 0 0 0 rg BT 225.63 208.50 Td (negotiations, ) Tj ET Q q 0 0 0 rg BT 274.42 208.50 Td (including ) Tj ET Q q 0 0 0 rg BT 309.07 208.50 Td (the ) Tj ET Q q 0 0 0 rg BT 322.75 208.50 Td (terms ) Tj ET Q q 0 0 0 rg BT 345.53 208.50 Td (of ) Tj ET Q q 0 0 0 rg BT 354.65 208.50 Td (future ) Tj ET Q q 0 0 0 rg BT 377.90 208.50 Td (collective ) Tj ET Q q 0 0 0 rg BT 413.91 208.50 Td (bargaining ) Tj ET Q q 0 0 0 rg BT 454.49 208.50 Td (agreements;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 196.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 196.50 Td (changes ) Tj ET Q q 0 0 0 rg BT 105.74 196.50 Td (in ) Tj ET Q q 0 0 0 rg BT 114.86 196.50 Td (economic ) Tj ET Q q 0 0 0 rg BT 152.70 196.50 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 194.64 196.50 Td (including ) Tj ET Q q 0 0 0 rg BT 229.75 196.50 Td (economic ) Tj ET Q q 0 0 0 rg BT 267.58 196.50 Td (recession ) Tj ET Q q 0 0 0 rg BT 305.42 196.50 Td (or ) Tj ET Q q 0 0 0 rg BT 315.44 196.50 Td (changes ) Tj ET Q q 0 0 0 rg BT 349.19 196.50 Td (in ) Tj ET Q q 0 0 0 rg BT 358.30 196.50 Td (the ) Tj ET Q q 0 0 0 rg BT 372.44 196.50 Td (rate ) Tj ET Q q 0 0 0 rg BT 389.31 196.50 Td (of ) Tj ET Q q 0 0 0 rg BT 398.89 196.50 Td (inflation ) Tj ET Q q 0 0 0 rg BT 429.89 196.50 Td (or ) Tj ET Q q 0 0 0 rg BT 439.92 196.50 Td (deflation, ) Tj ET Q q 0 0 0 rg BT 475.94 196.50 Td (employment ) Tj ET Q q 0 0 0 rg BT 523.35 196.50 Td (rates ) Tj ET Q q 0 0 0 rg BT 544.31 196.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 184.50 Td (household ) Tj ET Q q 0 0 0 rg BT 112.13 184.50 Td (debt, ) Tj ET Q q 0 0 0 rg BT 132.65 184.50 Td (political ) Tj ET Q q 0 0 0 rg BT 162.28 184.50 Td (uncertainty) Tj ET Q q 0 0 0 rg BT 201.79 184.50 Td (, ) Tj ET Q q 0 0 0 rg BT 206.36 184.50 Td (interest ) Tj ET Q q 0 0 0 rg BT 235.53 184.50 Td (rates, ) Tj ET Q q 0 0 0 rg BT 258.32 184.50 Td (currency ) Tj ET Q q 0 0 0 rg BT 292.05 184.50 Td (exchange ) Tj ET Q q 0 0 0 rg BT 329.90 184.50 Td (rates ) Tj ET Q q 0 0 0 rg BT 350.41 184.50 Td (or ) Tj ET Q q 0 0 0 rg BT 359.98 184.50 Td (derivative ) Tj ET Q q 0 0 0 rg BT 397.36 184.50 Td (and ) Tj ET Q q 0 0 0 rg BT 413.32 184.50 Td (commodity ) Tj ET Q q 0 0 0 rg BT 455.25 184.50 Td (prices;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 172.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 172.50 Td (reliance ) Tj ET Q q 0 0 0 rg BT 102.96 172.50 Td (on ) Tj ET Q q 0 0 0 rg BT 114.32 172.50 Td (the ) Tj ET Q q 0 0 0 rg BT 127.96 172.50 Td (performance ) Tj ET Q q 0 0 0 rg BT 176.23 172.50 Td (and ) Tj ET Q q 0 0 0 rg BT 192.16 172.50 Td (retention ) Tj ET Q q 0 0 0 rg BT 226.31 172.50 Td (of ) Tj ET Q q 0 0 0 rg BT 235.39 172.50 Td (third ) Tj ET Q q 0 0 0 rg BT 253.58 172.50 Td (party ) Tj ET Q q 0 0 0 rg BT 274.06 172.50 Td (service ) Tj ET Q q 0 0 0 rg BT 302.27 172.50 Td (providers, ) Tj ET Q q 0 0 0 rg BT 340.52 172.50 Td (including ) Tj ET Q q 0 0 0 rg BT 375.13 172.50 Td (those ) Tj ET Q q 0 0 0 rg BT 397.43 172.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 438.88 172.50 Td (with ) Tj ET Q q 0 0 0 rg BT 455.70 172.50 Td (the ) Tj ET Q q 0 0 0 rg BT 469.34 172.50 Td (Company) Tj ET Q q 0 0 0 rg BT 506.12 172.50 Td (s ) Tj ET Q q 0 0 0 rg BT 512.46 172.50 Td (supply ) Tj ET Q q 0 0 0 rg BT 538.40 172.50 Td (chain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 160.50 Td (and ) Tj ET Q q 0 0 0 rg BT 87.96 160.50 Td (apparel ) Tj ET Q q 0 0 0 rg BT 117.60 160.50 Td (business, ) Tj ET Q q 0 0 0 rg BT 154.52 160.50 Td (including ) Tj ET Q q 0 0 0 rg BT 189.17 160.50 Td (issues ) Tj ET Q q 0 0 0 rg BT 214.70 160.50 Td (with ) Tj ET Q q 0 0 0 rg BT 231.56 160.50 Td (vendors ) Tj ET Q q 0 0 0 rg BT 263.02 160.50 Td (in ) Tj ET Q q 0 0 0 rg BT 271.68 160.50 Td (both ) Tj ET Q q 0 0 0 rg BT 289.92 160.50 Td (advanced ) Tj ET Q q 0 0 0 rg BT 327.77 160.50 Td (and ) Tj ET Q q 0 0 0 rg BT 343.73 160.50 Td (developing ) Tj ET Q q 0 0 0 rg BT 385.68 160.50 Td (markets; ) Tj ET Q q 0 0 0 rg BT 419.40 160.50 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 148.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 148.50 Td (changes ) Tj ET Q q 0 0 0 rg BT 105.29 148.50 Td (to ) Tj ET Q q 0 0 0 rg BT 114.41 148.50 Td (any ) Tj ET Q q 0 0 0 rg BT 129.91 148.50 Td (of ) Tj ET Q q 0 0 0 rg BT 139.03 148.50 Td (the ) Tj ET Q q 0 0 0 rg BT 152.71 148.50 Td (laws, ) Tj ET Q q 0 0 0 rg BT 173.67 148.50 Td (rules, ) Tj ET Q q 0 0 0 rg BT 196.01 148.50 Td (regulations ) Tj ET Q q 0 0 0 rg BT 238.41 148.50 Td (or ) Tj ET Q q 0 0 0 rg BT 247.98 148.50 Td (policies ) Tj ET Q q 0 0 0 rg BT 277.61 148.50 Td (applicable ) Tj ET Q q 0 0 0 rg BT 316.81 148.50 Td (to ) Tj ET Q q 0 0 0 rg BT 325.94 148.50 Td (the ) Tj ET Q q 0 0 0 rg BT 339.62 148.50 Td (Company) Tj ET Q q 0 0 0 rg BT 376.39 148.50 Td (s ) Tj ET Q q 0 0 0 rg BT 382.77 148.50 Td (business.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 128.50 Td (This ) Tj ET Q q 0 0 0 rg BT 72.55 128.50 Td (is ) Tj ET Q q 0 0 0 rg BT 81.54 128.50 Td (not ) Tj ET Q q 0 0 0 rg BT 96.00 128.50 Td (an ) Tj ET Q q 0 0 0 rg BT 108.18 128.50 Td (exhaustive ) Tj ET Q q 0 0 0 rg BT 150.45 128.50 Td (list ) Tj ET Q q 0 0 0 rg BT 163.53 128.50 Td (of ) Tj ET Q q 0 0 0 rg BT 173.43 128.50 Td (the ) Tj ET Q q 0 0 0 rg BT 187.89 128.50 Td (factors ) Tj ET Q q 0 0 0 rg BT 215.56 128.50 Td (that ) Tj ET Q q 0 0 0 rg BT 232.31 128.50 Td (may ) Tj ET Q q 0 0 0 rg BT 250.86 128.50 Td (af) Tj ET Q q 0 0 0 rg BT 257.56 128.50 Td (fect ) Tj ET Q q 0 0 0 rg BT 273.84 128.50 Td (the ) Tj ET Q q 0 0 0 rg BT 288.30 128.50 Td (Company) Tj ET Q q 0 0 0 rg BT 325.07 128.50 Td (s ) Tj ET Q q 0 0 0 rg BT 332.23 128.50 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 391.35 128.50 Td (statements. ) Tj ET Q q 0 0 0 rg BT 436.81 128.50 Td (Other ) Tj ET Q q 0 0 0 rg BT 460.38 128.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 480.29 128.50 Td (and ) Tj ET Q q 0 0 0 rg BT 497.03 128.50 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 546.59 128.50 Td (not ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 116.50 Td (presently ) Tj ET Q q 0 0 0 rg BT 89.62 116.50 Td (known ) Tj ET Q q 0 0 0 rg BT 115.66 116.50 Td (to ) Tj ET Q q 0 0 0 rg BT 124.84 116.50 Td (the ) Tj ET Q q 0 0 0 rg BT 138.58 116.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 176.01 116.50 Td (or ) Tj ET Q q 0 0 0 rg BT 185.64 116.50 Td (that ) Tj ET Q q 0 0 0 rg BT 201.67 116.50 Td (the ) Tj ET Q q 0 0 0 rg BT 215.41 116.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 252.84 116.50 Td (presently ) Tj ET Q q 0 0 0 rg BT 288.46 116.50 Td (believes ) Tj ET Q q 0 0 0 rg BT 320.89 116.50 Td (are ) Tj ET Q q 0 0 0 rg BT 335.08 116.50 Td (not ) Tj ET Q q 0 0 0 rg BT 348.82 116.50 Td (material ) Tj ET Q q 0 0 0 rg BT 380.32 116.50 Td (could ) Tj ET Q q 0 0 0 rg BT 402.27 116.50 Td (also ) Tj ET Q q 0 0 0 rg BT 419.65 116.50 Td (cause ) Tj ET Q q 0 0 0 rg BT 443.88 116.50 Td (actual 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) Tj ET Q q 0 0 0 rg BT 461.04 104.50 Td (in ) Tj ET Q q 0 0 0 rg BT 469.10 104.50 Td (the ) Tj ET Q q 0 0 0 rg BT 482.19 104.50 Td (Company) Tj ET Q q 0 0 0 rg BT 518.96 104.50 Td (s ) Tj ET Q q 0 0 0 rg BT 524.75 104.50 Td (materials ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 92.50 Td (filed ) Tj ET Q q 0 0 0 rg BT 70.73 92.50 Td (with ) Tj ET Q q 0 0 0 rg BT 87.00 92.50 Td (the ) Tj ET Q q 0 0 0 rg BT 100.08 92.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 136.87 92.50 Td (securities ) Tj ET Q q 0 0 0 rg BT 173.19 92.50 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 211.34 92.50 Td (authorities ) Tj ET Q q 0 0 0 rg BT 250.87 92.50 Td (from ) Tj ET Q q 0 0 0 rg BT 268.95 92.50 Td (time ) Tj ET Q q 0 0 0 rg BT 286.13 92.50 Td (to ) Tj ET Q q 0 0 0 rg BT 294.66 92.50 Td (time. ) Tj ET Q q 0 0 0 rg BT 314.12 92.50 Td (Readers ) Tj ET Q q 0 0 0 rg BT 346.79 92.50 Td (are ) Tj ET Q q 0 0 0 rg BT 360.33 92.50 Td (cautioned ) Tj ET Q q 0 0 0 rg BT 397.58 92.50 Td (not ) Tj ET Q q 0 0 0 rg BT 410.67 92.50 Td (to ) Tj ET Q q 0 0 0 rg BT 419.20 92.50 Td (place ) Tj ET Q q 0 0 0 rg BT 440.49 92.50 Td (undue ) Tj ET Q q 0 0 0 rg BT 464.97 92.50 Td (reliance ) Tj ET Q q 0 0 0 rg BT 495.38 92.50 Td (on ) Tj ET Q q 0 0 0 rg BT 506.18 92.50 Td (these ) Tj ET Q q 0 0 0 rg BT 527.93 92.50 Td (forward-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 80.50 Td (looking ) Tj ET Q q 0 0 0 rg BT 82.35 80.50 Td (statements, ) Tj ET Q q 0 0 0 rg BT 127.10 80.50 Td (which ) Tj ET Q q 0 0 0 rg BT 150.43 80.50 Td (reflect ) Tj ET Q q 0 0 0 rg BT 175.12 80.50 Td (the ) Tj ET Q q 0 0 0 rg BT 188.88 80.50 Td (Company) Tj ET Q q 0 0 0 rg BT 225.66 80.50 Td (s ) Tj ET Q q 0 0 0 rg BT 232.12 80.50 Td (expectations ) Tj ET Q q 0 0 0 rg BT 280.53 80.50 Td (only ) Tj ET Q q 0 0 0 rg BT 297.93 80.50 Td (as ) Tj ET Q q 0 0 0 rg BT 308.95 80.50 Td (of ) Tj ET Q q 0 0 0 rg BT 318.16 80.50 Td (the ) Tj ET Q q 0 0 0 rg BT 331.92 80.50 Td (date ) Tj ET Q q 0 0 0 rg BT 350.24 80.50 Td (of ) Tj ET Q q 0 0 0 rg BT 359.44 80.50 Td (this ) Tj ET Q q 0 0 0 rg BT 374.10 80.50 Td (AIF) Tj ET Q q 0 0 0 rg BT 385.95 80.50 Td (. ) Tj ET Q q 0 0 0 rg BT 390.59 80.50 Td (Except ) Tj ET Q q 0 0 0 rg BT 418.02 80.50 Td (as ) Tj ET Q q 0 0 0 rg BT 429.05 80.50 Td (required ) Tj ET Q q 0 0 0 rg BT 461.49 80.50 Td (by ) Tj ET Q q 0 0 0 rg BT 472.51 80.50 Td (law) Tj ET Q q 0 0 0 rg BT 484.36 80.50 Td (, ) Tj ET Q q 0 0 0 rg BT 489.00 80.50 Td (the ) Tj ET Q q 0 0 0 rg BT 502.77 80.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 540.22 80.50 Td (does ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 68.50 Td (not ) Tj ET Q q 0 0 0 rg BT 67.68 68.50 Td (undertake ) Tj ET Q q 0 0 0 rg BT 106.44 68.50 Td (to ) Tj ET Q q 0 0 0 rg BT 115.56 68.50 Td (update ) Tj ET Q q 0 0 0 rg BT 142.92 68.50 Td (or ) Tj ET Q q 0 0 0 rg BT 152.49 68.50 Td (revise ) Tj ET Q q 0 0 0 rg BT 176.65 68.50 Td (any ) Tj ET Q q 0 0 0 rg BT 192.15 68.50 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 250.48 68.50 Td (statements, ) Tj ET Q q 0 0 0 rg BT 295.16 68.50 Td (whether ) Tj ET Q q 0 0 0 rg BT 326.61 68.50 Td (as ) Tj ET Q q 0 0 0 rg BT 337.55 68.50 Td (a ) Tj ET Q q 0 0 0 rg BT 344.40 68.50 Td (result ) Tj ET Q q 0 0 0 rg BT 366.73 68.50 Td (of ) Tj ET Q q 0 0 0 rg BT 375.85 68.50 Td (new ) Tj ET Q q 0 0 0 rg BT 393.17 68.50 Td (information, ) Tj ET Q q 0 0 0 rg BT 438.30 68.50 Td (future ) Tj ET Q q 0 0 0 rg BT 461.55 68.50 Td (events ) Tj ET Q q 0 0 0 rg BT 487.99 68.50 Td (or ) Tj ET Q q 0 0 0 rg BT 497.56 68.50 Td (otherwise.) Tj ET Q endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 549.40 40.45 Td (5) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 57.00 742.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 90.00 742.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 59.50 731.62 Td (1.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.50 401.62 Td (DESCRIPTION OF THE BUSINESS) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 373.62 Td (2.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 373.62 Td (Overview) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 354.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.16 354.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.27 354.50 Td (has ) Tj ET Q q 0 0 0 rg BT 122.52 354.50 Td (two ) Tj ET Q q 0 0 0 rg BT 137.31 354.50 Td (reportable ) Tj ET Q q 0 0 0 rg BT 176.26 354.50 Td (operating ) Tj ET Q q 0 0 0 rg BT 212.48 354.50 Td (segments: ) Tj ET Q q 0 0 0 rg BT 252.34 354.50 Td (Retail ) Tj ET Q q 0 0 0 rg BT 275.33 354.50 Td (and ) Tj ET Q q 0 0 0 rg BT 291.03 354.50 Td (Financial ) Tj ET Q q 0 0 0 rg BT 325.88 354.50 Td (Services. ) Tj ET Q q 0 0 0 rg BT 361.50 354.50 Td (The ) Tj ET Q q 0 0 0 rg BT 377.66 354.50 Td (Retail ) Tj ET Q q 0 0 0 rg BT 400.64 354.50 Td (segment ) Tj ET Q q 0 0 0 rg BT 434.12 354.50 Td (consists ) Tj ET Q q 0 0 0 rg BT 465.78 354.50 Td (primarily ) Tj ET Q q 0 0 0 rg BT 498.78 354.50 Td (of ) Tj ET Q q 0 0 0 rg BT 507.65 354.50 Td (corporate ) Tj ET Q q 0 0 0 rg BT 544.32 354.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 342.50 Td (franchise-owned ) Tj ET Q q 0 0 0 rg BT 115.67 342.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 134.95 342.50 Td (food ) Tj ET Q q 0 0 0 rg BT 152.42 342.50 Td (and ) Tj ET Q q 0 0 0 rg BT 167.32 342.50 Td (Associate-owned ) Tj ET Q q 0 0 0 rg BT 231.27 342.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 249.19 342.50 Td (stores, ) Tj ET Q q 0 0 0 rg BT 275.31 342.50 Td (and ) Tj ET Q q 0 0 0 rg BT 290.50 342.50 Td (includes ) Tj ET Q q 0 0 0 rg BT 322.09 342.50 Td (in-store ) Tj ET Q q 0 0 0 rg BT 350.94 342.50 Td (pharmacies ) Tj ET Q q 0 0 0 rg BT 394.84 342.50 Td (and ) Tj ET Q q 0 0 0 rg BT 410.03 342.50 Td (other ) Tj ET Q q 0 0 0 rg BT 430.23 342.50 Td (health ) Tj ET Q q 0 0 0 rg BT 454.08 342.50 Td (and ) Tj ET Q q 0 0 0 rg BT 469.27 342.50 Td (beauty ) Tj ET Q q 0 0 0 rg BT 495.40 342.50 Td (products, ) Tj ET Q q 0 0 0 rg BT 530.64 342.50 Td (apparel ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 330.50 Td (and ) Tj ET Q q 0 0 0 rg BT 70.37 330.50 Td (other ) Tj ET Q q 0 0 0 rg BT 91.75 330.50 Td (general ) Tj ET Q q 0 0 0 rg BT 121.79 330.50 Td (merchandise. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.53 330.50 Td (The ) Tj ET Q q 0 0 0 rg BT 190.35 330.50 Td (Company) Tj ET Q q 0 0 0 rg BT 227.12 330.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 233.91 330.50 Td (Financial ) Tj ET Q q 0 0 0 rg BT 269.42 330.50 Td (Services ) Tj ET Q q 0 0 0 rg BT 303.55 330.50 Td (segment ) Tj ET Q q 0 0 0 rg BT 337.69 330.50 Td (provides ) Tj ET Q q 0 0 0 rg BT 371.37 330.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 394.11 330.50 Td (card ) Tj ET Q q 0 0 0 rg BT 412.75 330.50 Td (services, ) Tj ET Q q 0 0 0 rg BT 447.80 330.50 Td (insurance ) Tj ET Q q 0 0 0 rg BT 486.04 330.50 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 525.65 330.50 Td (services, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 318.50 Td (guaranteed ) Tj ET Q q 0 0 0 rg BT 97.77 318.50 Td (investment ) Tj ET Q q 0 0 0 rg BT 139.71 318.50 Td (certificates ) Tj ET Q q 0 0 0 rg BT 181.19 318.50 Td (and ) Tj ET Q q 0 0 0 rg BT 197.15 318.50 Td (wireless ) Tj ET Q q 0 0 0 rg BT 229.05 318.50 Td (mobile ) Tj ET Q q 0 0 0 rg BT 255.48 318.50 Td (products ) Tj ET Q q 0 0 0 rg BT 289.22 318.50 Td (and ) Tj ET Q q 0 0 0 rg BT 305.18 318.50 Td (services, ) Tj ET Q q 0 0 0 rg BT 339.82 318.50 Td (and ) Tj ET Q q 0 0 0 rg BT 355.78 318.50 Td (operates ) Tj ET Q q 0 0 0 rg BT 389.98 318.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 403.66 318.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 417.33 318.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 450.59 318.50 Td ( ) Tj ET Q q 0 0 0 rg BT 452.87 318.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 478.40 318.50 Td (program.) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 289.62 Td (2.2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 289.62 Td (Retail Segment) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 270.50 Td (The ) Tj ET Q q 0 0 0 rg BT 71.06 270.50 Td (Company) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.15 270.50 Td ( ) Tj ET Q q 0 0 0 rg BT 109.08 270.50 Td (is ) Tj ET Q q 0 0 0 rg BT 117.93 270.50 Td (one ) Tj ET Q q 0 0 0 rg BT 134.53 270.50 Td (of ) Tj ET Q q 0 0 0 rg BT 144.30 270.50 Td (Canada) Tj ET Q q 0 0 0 rg BT 174.70 270.50 Td (s ) Tj ET Q q 0 0 0 rg BT 181.73 270.50 Td (largest ) Tj ET Q q 0 0 0 rg BT 209.27 270.50 Td (grocery) Tj ET Q q 0 0 0 rg BT 236.01 270.50 Td (, ) Tj ET Q q 0 0 0 rg BT 241.22 270.50 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 280.15 270.50 Td (and ) Tj ET Q q 0 0 0 rg BT 296.76 270.50 Td (health ) Tj ET Q q 0 0 0 rg BT 322.03 270.50 Td (and ) Tj ET Q q 0 0 0 rg BT 338.64 270.50 Td (beauty ) Tj ET Q q 0 0 0 rg BT 366.19 270.50 Td (retailers. ) Tj ET Q q 0 0 0 rg BT 400.56 270.50 Td (It ) Tj ET Q q 0 0 0 rg BT 408.05 270.50 Td (is ) Tj ET Q q 0 0 0 rg BT 416.89 270.50 Td (also ) Tj ET Q q 0 0 0 rg BT 434.86 270.50 Td (a ) Tj ET Q q 0 0 0 rg BT 442.35 270.50 Td (leading ) Tj ET Q q 0 0 0 rg BT 471.72 270.50 Td (provider ) Tj ET Q q 0 0 0 rg BT 504.27 270.50 Td (of ) Tj ET Q q 0 0 0 rg BT 514.04 270.50 Td (apparel ) Tj ET Q q 0 0 0 rg BT 544.32 270.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 258.50 Td (general ) Tj ET Q q 0 0 0 rg BT 83.77 258.50 Td (merchandise.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 132.99 258.50 Td ( ) Tj ET Q q 0 0 0 rg BT 135.26 258.50 Td (The ) Tj ET Q q 0 0 0 rg BT 151.80 258.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 189.31 258.50 Td (of) Tj ET Q q 0 0 0 rg BT 196.01 258.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 212.09 258.50 Td (one ) Tj ET Q q 0 0 0 rg BT 228.18 258.50 Td (of ) Tj ET Q q 0 0 0 rg BT 237.44 258.50 Td (Canada) Tj ET Q q 0 0 0 rg BT 267.84 258.50 Td (s ) Tj ET Q q 0 0 0 rg BT 274.35 258.50 Td (strongest ) Tj ET Q q 0 0 0 rg BT 310.50 258.50 Td (control ) Tj ET Q q 0 0 0 rg BT 337.53 258.50 Td (label ) Tj ET Q q 0 0 0 rg BT 357.26 258.50 Td (programs, ) Tj ET Q q 0 0 0 rg BT 396.59 258.50 Td (including ) Tj ET Q q 0 0 0 rg BT 431.37 258.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 445.19 258.50 Td (President) Tj ET Q q 0 0 0 rg BT 481.47 258.50 Td (s ) Tj ET Q q 0 0 0 rg BT 487.98 258.50 Td (Choice) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 513.51 258.50 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 518.20 258.50 Td (Life ) Tj ET Q q 0 0 0 rg BT 533.83 258.50 Td (Brand) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 555.71 258.50 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 246.50 Td (no ) Tj ET Q q 0 0 0 rg BT 65.79 246.50 Td (name, ) Tj ET Q q 0 0 0 rg BT 91.26 246.50 Td (Farmer) Tj ET Q q 0 0 0 rg BT 118.05 246.50 Td () Tj ET Q q 0 0 0 rg BT 119.69 246.50 Td (s ) Tj ET Q q 0 0 0 rg BT 126.46 246.50 Td (Market) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.52 246.50 Td ( ) Tj ET Q q 0 0 0 rg BT 154.20 246.50 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 170.55 246.50 Td (Joe ) Tj ET Q q 0 0 0 rg BT 186.44 246.50 Td (Fresh ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 210.07 246.50 Td (brands. ) Tj ET Q q 0 0 0 rg BT 240.10 246.50 Td (In ) Tj ET Q q 0 0 0 rg BT 249.61 246.50 Td (addition, ) Tj ET Q q 0 0 0 rg BT 283.29 246.50 Td (through ) Tj ET Q q 0 0 0 rg BT 313.77 246.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 327.84 246.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 341.90 246.50 Td (Optimum ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.84 246.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 403.76 246.50 Td (program, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 439.24 246.50 Td (the ) Tj ET Q q 0 0 0 rg BT 453.31 246.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 491.08 246.50 Td (rewards ) Tj ET Q q 0 0 0 rg BT 522.91 246.50 Td (Canadian ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 234.50 Td (consumers ) Tj ET Q q 0 0 0 rg BT 96.39 234.50 Td (for ) Tj ET Q q 0 0 0 rg BT 108.24 234.50 Td (shopping ) Tj ET Q q 0 0 0 rg BT 143.80 234.50 Td (at ) Tj ET Q q 0 0 0 rg BT 152.93 234.50 Td (its ) Tj ET Q q 0 0 0 rg BT 163.41 234.50 Td (stores.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 188.02 234.50 Td ( ) Tj ET Q q 0 0 0 rg BT 190.30 234.50 Td ( ) Tj ET Q q 0 0 0 rg BT 192.58 234.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 214.50 Td ( ) Tj ET Q q 0 0 0 rg BT 56.14 214.50 Td (The ) Tj ET Q q 0 0 0 rg BT 72.55 214.50 Td (Retail ) Tj ET Q q 0 0 0 rg BT 95.79 214.50 Td (segment ) Tj ET Q q 0 0 0 rg BT 129.53 214.50 Td (includes ) Tj ET Q q 0 0 0 rg BT 161.90 214.50 Td (the ) Tj ET Q q 0 0 0 rg BT 175.58 214.50 Td (following ) Tj ET Q q 0 0 0 rg BT 209.76 214.50 Td (divisions, ) Tj ET Q q 0 0 0 rg BT 245.77 214.50 Td (each ) Tj ET Q q 0 0 0 rg BT 265.84 214.50 Td (operating ) Tj ET Q q 0 0 0 rg BT 302.31 214.50 Td (as ) Tj ET Q q 0 0 0 rg BT 313.25 214.50 Td (a ) Tj ET Q q 0 0 0 rg BT 320.09 214.50 Td (distinct, ) Tj ET Q q 0 0 0 rg BT 350.18 214.50 Td (but ) Tj ET Q q 0 0 0 rg BT 363.86 214.50 Td (complementary) Tj ET Q q 0 0 0 rg BT 419.32 214.50 Td (, ) Tj ET Q q 0 0 0 rg BT 423.88 214.50 Td (business. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 460.81 214.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 190.90 Td (I. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 190.90 Td (Discount) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 157.90 190.90 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 170.90 Td (The ) Tj ET Q q 0 0 0 rg BT 71.13 170.90 Td (Company) Tj ET Q q 0 0 0 rg BT 107.91 170.90 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 115.01 170.90 Td (Discount ) Tj ET Q q 0 0 0 rg BT 149.92 170.90 Td (format ) Tj ET Q q 0 0 0 rg BT 176.16 170.90 Td (stores, ) Tj ET Q q 0 0 0 rg BT 203.78 170.90 Td (including ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 239.15 170.90 Td (No ) Tj ET Q q 0 0 0 rg BT 252.63 170.90 Td (Frills ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 272.94 170.90 Td (and) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 286.62 170.90 Td ( ) Tj ET Q q 0 0 0 rg BT 289.63 170.90 Td (Maxi) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 306.94 170.90 Td (, ) Tj ET Q q 0 0 0 rg BT 312.22 170.90 Td (are ) Tj ET Q q 0 0 0 rg BT 327.08 170.90 Td (focused ) Tj ET Q q 0 0 0 rg BT 358.80 170.90 Td (on ) Tj ET Q q 0 0 0 rg BT 370.93 170.90 Td (delivering ) Tj ET Q q 0 0 0 rg BT 409.03 170.90 Td (a ) Tj ET Q q 0 0 0 rg BT 416.59 170.90 Td (fresh-led ) Tj ET Q q 0 0 0 rg BT 451.50 170.90 Td (food ) Tj ET Q q 0 0 0 rg BT 470.46 170.90 Td (shop ) Tj ET Q q 0 0 0 rg BT 491.25 170.90 Td (with ) Tj ET Q q 0 0 0 rg BT 508.83 170.90 Td (an ) Tj ET Q q 0 0 0 rg BT 520.96 170.90 Td (of) Tj ET Q q 0 0 0 rg BT 527.66 170.90 Td (fering ) Tj ET Q q 0 0 0 rg BT 551.17 170.90 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 158.90 Td (products ) Tj ET Q q 0 0 0 rg BT 87.69 158.90 Td (and ) Tj ET Q q 0 0 0 rg BT 103.61 158.90 Td (services ) Tj ET Q q 0 0 0 rg BT 135.93 158.90 Td (aimed ) Tj ET Q q 0 0 0 rg BT 160.50 158.90 Td (at ) Tj ET Q q 0 0 0 rg BT 169.58 158.90 Td (keeping ) Tj ET Q q 0 0 0 rg BT 200.54 158.90 Td (costs ) Tj ET Q q 0 0 0 rg BT 221.93 158.90 Td (low ) Tj ET Q q 0 0 0 rg BT 236.46 158.90 Td (to ) Tj ET Q q 0 0 0 rg BT 245.54 158.90 Td (continuously ) Tj ET Q q 0 0 0 rg BT 293.37 158.90 Td (invest ) Tj ET Q q 0 0 0 rg BT 317.03 158.90 Td (in ) Tj ET Q q 0 0 0 rg BT 325.65 158.90 Td (price. ) Tj ET Q q 0 0 0 rg BT 347.94 158.90 Td ( ) Tj ET Q q 0 0 0 rg BT 350.04 158.90 Td (The ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 366.41 158.90 Td (Real ) Tj ET Q q 0 0 0 rg BT 385.51 158.90 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 422.85 158.90 Td (Superstore) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 462.96 158.90 Td ( ) Tj ET Q q 0 0 0 rg BT 465.20 158.90 Td (is ) Tj ET Q q 0 0 0 rg BT 473.36 158.90 Td (a ) Tj ET Q q 0 0 0 rg BT 480.16 158.90 Td (Discount ) Tj ET Q q 0 0 0 rg BT 514.30 158.90 Td (format ) Tj ET Q q 0 0 0 rg BT 539.78 158.90 Td (store ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 146.90 Td (that ) Tj ET Q q 0 0 0 rg BT 69.96 146.90 Td (prioritizes ) Tj ET Q q 0 0 0 rg BT 107.33 146.90 Td (total ) Tj ET Q q 0 0 0 rg BT 125.12 146.90 Td (value ) Tj ET Q q 0 0 0 rg BT 147.01 146.90 Td (and ) Tj ET Q q 0 0 0 rg BT 162.97 146.90 Td (of) Tj ET Q q 0 0 0 rg BT 169.67 146.90 Td (fers ) Tj ET Q q 0 0 0 rg BT 185.63 146.90 Td (a ) Tj ET Q q 0 0 0 rg BT 192.47 146.90 Td (one-stop-shop ) Tj ET Q q 0 0 0 rg BT 247.18 146.90 Td (with ) Tj ET Q q 0 0 0 rg BT 264.04 146.90 Td (a ) Tj ET Q q 0 0 0 rg BT 270.88 146.90 Td (broad ) Tj ET Q q 0 0 0 rg BT 294.14 146.90 Td (assortment ) Tj ET Q q 0 0 0 rg BT 336.99 146.90 Td (of ) Tj ET Q q 0 0 0 rg BT 346.11 146.90 Td (food, ) Tj ET Q q 0 0 0 rg BT 366.64 146.90 Td (health ) Tj ET Q q 0 0 0 rg BT 391.26 146.90 Td (and ) Tj ET Q q 0 0 0 rg BT 407.23 146.90 Td (beauty) Tj ET Q q 0 0 0 rg BT 431.25 146.90 Td (, ) Tj ET Q q 0 0 0 rg BT 435.81 146.90 Td (apparel ) Tj ET Q q 0 0 0 rg BT 465.45 146.90 Td (and ) Tj ET Q q 0 0 0 rg BT 481.41 146.90 Td (general ) Tj ET Q q 0 0 0 rg BT 511.05 146.90 Td (merchandise ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 134.90 Td (products. ) Tj ET Q q 0 0 0 rg BT 90.11 134.90 Td (Many ) Tj ET Q q 0 0 0 rg BT 112.55 134.90 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 121.77 134.90 Td (the ) Tj ET Q q 0 0 0 rg BT 135.54 134.90 Td (Company) Tj ET Q q 0 0 0 rg BT 172.32 134.90 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.80 134.90 Td (Discount ) Tj ET Q q 0 0 0 rg BT 213.08 134.90 Td (format ) Tj ET Q q 0 0 0 rg BT 238.70 134.90 Td (stores ) Tj ET Q q 0 0 0 rg BT 263.41 134.90 Td (also ) Tj ET Q q 0 0 0 rg BT 280.84 134.90 Td (include ) Tj ET Q q 0 0 0 rg BT 309.20 134.90 Td (in-store ) Tj ET Q q 0 0 0 rg BT 338.92 134.90 Td (pharmacies. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 385.82 134.90 Td (The ) Tj ET Q q 0 0 0 rg BT 402.33 134.90 Td (Company) Tj ET Q q 0 0 0 rg BT 439.10 134.90 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 445.58 134.90 Td (Discount ) Tj ET Q q 0 0 0 rg BT 479.87 134.90 Td (format ) Tj ET Q q 0 0 0 rg BT 505.49 134.90 Td (stores ) Tj ET Q q 0 0 0 rg BT 530.20 134.90 Td (operate ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 122.90 Td (across ) Tj ET Q q 0 0 0 rg BT 80.44 122.90 Td (Canada ) Tj ET Q q 0 0 0 rg BT 111.44 122.90 Td (and ) Tj ET Q q 0 0 0 rg BT 127.40 122.90 Td (include ) Tj ET Q q 0 0 0 rg BT 155.67 122.90 Td (franchised ) Tj ET Q q 0 0 0 rg BT 195.78 122.90 Td (and ) Tj ET Q q 0 0 0 rg BT 211.74 122.90 Td (corporate ) Tj ET Q q 0 0 0 rg BT 248.67 122.90 Td (stores.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 273.28 122.90 Td ( ) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 549.40 40.45 Td (6) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 735.25 Td (II. ) Tj ET Q q 0 0 0 rg BT 126.00 735.25 Td (Market ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 715.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.14 715.25 Td (Company) Tj ET Q q 0 0 0 rg BT 106.91 715.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.02 715.25 Td (full-service ) Tj ET Q q 0 0 0 rg BT 154.22 715.25 Td (or ) Tj ET Q q 0 0 0 rg BT 163.52 715.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 190.59 715.25 Td (format ) Tj ET Q q 0 0 0 rg BT 215.84 715.25 Td (stores, ) Tj ET Q q 0 0 0 rg BT 242.47 715.25 Td (including ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 276.84 715.25 Td (Loblaws) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 306.93 715.25 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 311.21 715.25 Td (Zehrs) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 332.18 715.25 Td (,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 334.46 715.25 Td ( ) Tj ET Q q 0 0 0 rg BT 336.31 715.25 Td (Y) Tj ET Q q 0 0 0 rg BT 340.86 715.25 Td (our ) Tj ET Q q 0 0 0 rg BT 354.72 715.25 Td (Independent ) Tj ET Q q 0 0 0 rg BT 402.33 715.25 Td (Grocer) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 427.39 715.25 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 431.68 715.25 Td (Real ) Tj ET Q q 0 0 0 rg BT 450.07 715.25 Td (Atlantic ) Tj ET Q q 0 0 0 rg BT 478.97 715.25 Td (Superstore, ) Tj ET Q q 0 0 0 rg BT 523.37 715.25 Td (Dominion ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 703.25 Td (\(trademark ) Tj ET Q q 0 0 0 rg BT 96.53 703.25 Td (used ) Tj ET Q q 0 0 0 rg BT 117.20 703.25 Td (under ) Tj ET Q q 0 0 0 rg BT 141.06 703.25 Td (license\), ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 174.48 703.25 Td (Provigo) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 202.28 703.25 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 207.45 703.25 Td (City ) Tj ET Q q 0 0 0 rg BT 224.45 703.25 Td (Market ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 252.40 703.25 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 268.97 703.25 Td (V) Tj ET Q q 0 0 0 rg BT 273.70 703.25 Td (alu-Mart,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 306.05 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 308.94 703.25 Td (support) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 336.29 703.25 Td ( ) Tj ET Q q 0 0 0 rg BT 339.18 703.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.46 703.25 Td (Company) Tj ET Q q 0 0 0 rg BT 390.24 703.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 397.22 703.25 Td (vision ) Tj ET Q q 0 0 0 rg BT 421.08 703.25 Td (by ) Tj ET Q q 0 0 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rg BT 424.64 691.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.03 691.25 Td (communities ) Tj ET Q q 0 0 0 rg BT 486.05 691.25 Td (they ) Tj ET Q q 0 0 0 rg BT 503.54 691.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 533.34 691.25 Td (in. ) Tj ET Q q 0 0 0 rg BT 543.87 691.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 679.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 81.82 679.25 Td (division ) Tj ET Q q 0 0 0 rg BT 111.92 679.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 144.31 679.25 Td (of ) Tj ET Q q 0 0 0 rg BT 153.91 679.25 Td (two ) Tj ET Q q 0 0 0 rg BT 169.42 679.25 Td (primary ) Tj ET Q q 0 0 0 rg BT 199.51 679.25 Td (formats: ) Tj ET Q q 0 0 0 rg BT 231.89 679.25 Td (theNeighbourstores ) Tj ET Q q 0 0 0 rg BT 310.77 679.25 Td (that ) Tj ET Q q 0 0 0 rg BT 327.21 679.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 356.86 679.25 Td (a ) Tj ET Q q 0 0 0 rg BT 364.18 679.25 Td (trusted ) Tj ET Q q 0 0 0 rg BT 392.01 679.25 Td (and ) Tj ET Q q 0 0 0 rg BT 408.44 679.25 Td (familiar ) Tj ET Q q 0 0 0 rg 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q 0 0 0 rg BT 426.67 667.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.17 667.25 Td (Company) Tj ET Q q 0 0 0 rg BT 476.94 667.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 483.15 667.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 510.31 667.25 Td (format ) Tj ET Q q 0 0 0 rg BT 535.66 667.25 Td (stores ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (also ) Tj ET Q q 0 0 0 rg BT 71.06 655.25 Td (include ) Tj ET Q q 0 0 0 rg BT 99.07 655.25 Td (in-store ) Tj ET Q q 0 0 0 rg BT 128.43 655.25 Td (pharmacies. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.99 655.25 Td (The ) Tj ET Q q 0 0 0 rg BT 191.14 655.25 Td (Company) Tj ET Q q 0 0 0 rg BT 227.91 655.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 234.03 655.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 261.11 655.25 Td (format ) Tj ET Q q 0 0 0 rg BT 286.38 655.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 310.73 655.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 340.56 655.25 Td (across ) Tj ET Q q 0 0 0 rg BT 366.73 655.25 Td (Canada ) Tj ET Q q 0 0 0 rg BT 397.47 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 413.17 655.25 Td (include ) Tj ET Q q 0 0 0 rg BT 441.18 655.25 Td (franchised ) Tj ET Q q 0 0 0 rg BT 481.03 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 496.73 655.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 533.40 655.25 Td (stores.) 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 361.23 578.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 558.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.17 558.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 94.22 558.25 Td (to ) Tj ET Q q 0 0 0 rg BT 103.39 558.25 Td (full-service ) Tj ET Q q 0 0 0 rg BT 144.91 558.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 165.01 558.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 183.75 558.25 Td (stores, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 210.69 558.25 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 248.12 558.25 Td (Drug ) Tj ET Q q 0 0 0 rg BT 268.22 558.25 Td (Mart) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.62 558.25 Td () Tj ET Q q 0 0 0 rg BT 286.30 558.25 Td (s ) Tj ET Q q 0 0 0 rg BT 292.73 558.25 Td (banners ) Tj ET Q q 0 0 0 rg BT 324.69 558.25 Td (include ) Tj ET Q q 0 0 0 rg BT 353.01 558.25 Td (other ) Tj ET Q q 0 0 0 rg BT 374.03 558.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 394.13 558.25 Td (formats ) Tj ET Q q 0 0 0 rg BT 423.80 558.25 Td (such ) Tj ET Q q 0 0 0 rg BT 443.45 558.25 Td (as: ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 456.72 558.25 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 494.15 558.25 Td (Simply ) Tj ET Q q 0 0 0 rg BT 521.09 558.25 Td (Pharmacy) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 546.25 Td (\() Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 56.73 546.25 Td (Pharmaprix ) Tj ET Q q 0 0 0 rg BT 102.21 546.25 Td (Simplement ) Tj ET Q q 0 0 0 rg BT 149.06 546.25 Td (Sant ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.04 546.25 Td (in ) Tj ET Q q 0 0 0 rg BT 183.97 546.25 Td (Quebec\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 215.43 546.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 221.26 546.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 242.59 546.25 Td (pharmacies ) Tj ET Q q 0 0 0 rg BT 288.53 546.25 Td (located ) Tj ET Q q 0 0 0 rg BT 318.53 546.25 Td (in ) Tj ET Q q 0 0 0 rg BT 328.46 546.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 360.27 546.25 Td (buildings ) Tj ET Q q 0 0 0 rg BT 396.20 546.25 Td (or ) Tj ET Q q 0 0 0 rg BT 407.04 546.25 Td (clinics ) Tj ET Q q 0 0 0 rg BT 432.92 546.25 Td (providing ) Tj ET Q q 0 0 0 rg BT 469.75 546.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 509.31 546.25 Td (products ) Tj ET Q q 0 0 0 rg BT 544.32 546.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 534.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 100.28 534.25 Td (services ) Tj ET Q q 0 0 0 rg BT 132.43 534.25 Td (and ) Tj ET Q q 0 0 0 rg BT 148.17 534.25 Td (advice; ) Tj ET Q q 0 0 0 rg BT 176.23 534.25 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 191.97 534.25 Td (W) Tj ET Q q 0 0 0 rg BT 199.53 534.25 Td (ellwise ) Tj ET Q q 0 0 0 rg BT 226.20 534.25 Td (by) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 234.86 534.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 236.93 534.25 Td (Shoppers,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 274.31 534.25 Td ( ) Tj ET Q q 0 0 0 rg BT 276.38 534.25 Td (selling ) Tj ET Q q 0 0 0 rg BT 301.69 534.25 Td (a ) Tj ET Q q 0 0 0 rg BT 308.32 534.25 Td (wide ) Tj ET Q q 0 0 0 rg BT 327.24 534.25 Td (range ) Tj ET Q q 0 0 0 rg BT 350.28 534.25 Td (of ) Tj ET Q q 0 0 0 rg BT 359.19 534.25 Td (home-care, ) Tj ET Q q 0 0 0 rg BT 402.73 534.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 433.05 534.25 Td (and ) Tj ET Q q 0 0 0 rg BT 448.79 534.25 Td (mobility ) Tj ET Q q 0 0 0 rg BT 478.66 534.25 Td (products ) Tj ET Q q 0 0 0 rg BT 512.18 534.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.93 534.25 Td (services ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 522.25 Td (to ) Tj ET Q q 0 0 0 rg BT 63.12 522.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 83.17 522.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 123.28 522.25 Td (to ) Tj ET Q q 0 0 0 rg BT 132.40 522.25 Td (help ) Tj ET Q q 0 0 0 rg BT 150.19 522.25 Td (Canadians ) Tj ET Q q 0 0 0 rg BT 191.67 522.25 Td (take ) Tj ET Q q 0 0 0 rg BT 209.45 522.25 Td (charge ) Tj ET Q q 0 0 0 rg BT 236.81 522.25 Td (of ) Tj ET Q q 0 0 0 rg BT 245.93 522.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.61 522.25 Td (way ) Tj ET Q q 0 0 0 rg BT 276.47 522.25 Td (they ) Tj ET Q q 0 0 0 rg BT 294.25 522.25 Td (age. ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 502.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.68 502.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 95.24 502.25 Td (to ) Tj ET Q q 0 0 0 rg BT 104.92 502.25 Td (its ) Tj ET Q q 0 0 0 rg BT 115.96 502.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 136.57 502.25 Td (store ) Tj ET Q q 0 0 0 rg BT 157.64 502.25 Td (network, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 191.47 502.25 Td (the ) Tj ET Q q 0 0 0 rg BT 205.71 502.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 243.64 502.25 Td (owns ) Tj ET Q q 0 0 0 rg BT 265.62 502.25 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 303.56 502.25 Td (Drug ) Tj ET Q q 0 0 0 rg BT 324.17 502.25 Td (Mart) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 340.57 502.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 343.41 502.25 Td (Specialty ) Tj ET Q q 0 0 0 rg BT 379.52 502.25 Td (Health ) Tj ET Q q 0 0 0 rg BT 406.06 502.25 Td (Network ) Tj ET Q q 0 0 0 rg BT 438.97 502.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 457.31 502.25 Td (a ) Tj ET Q q 0 0 0 rg BT 464.71 502.25 Td (provider ) Tj ET Q q 0 0 0 rg BT 497.17 502.25 Td (of ) Tj ET Q q 0 0 0 rg BT 506.85 502.25 Td (specialty ) Tj ET Q q 0 0 0 rg BT 541.59 502.25 Td (drug ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 490.25 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 98.51 490.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 137.09 490.25 Td (and ) Tj ET Q q 0 0 0 rg BT 153.34 490.25 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 211.52 490.25 Td (patient ) Tj ET Q q 0 0 0 rg BT 238.72 490.25 Td (support ) Tj ET Q q 0 0 0 rg BT 268.64 490.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 303.57 490.25 Td (MediSystem ) Tj ET Q q 0 0 0 rg BT 351.10 490.25 Td (T) Tj ET Q q 0 0 0 rg BT 355.21 490.25 Td (echnologies ) Tj ET Q q 0 0 0 rg BT 401.55 490.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 419.62 490.25 Td (a ) Tj ET Q q 0 0 0 rg BT 426.75 490.25 Td (provider ) Tj ET Q q 0 0 0 rg BT 458.95 490.25 Td (of ) Tj ET Q q 0 0 0 rg BT 468.36 490.25 Td (pharmaceutical ) Tj ET Q q 0 0 0 rg BT 526.54 490.25 Td (products ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.21 478.25 Td (services ) Tj ET Q q 0 0 0 rg BT 102.82 478.25 Td (to ) Tj ET Q q 0 0 0 rg BT 112.19 478.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 149.36 478.25 Td (care ) Tj ET Q q 0 0 0 rg BT 167.84 478.25 Td (facilities ) Tj ET Q q 0 0 0 rg BT 199.54 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 215.75 478.25 Td (QHR ) Tj ET Q q 0 0 0 rg BT 236.50 478.25 Td (Corporation, ) Tj ET Q q 0 0 0 rg BT 284.15 478.25 Td (a ) Tj ET Q q 0 0 0 rg BT 291.25 478.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 320.22 478.25 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 361.05 478.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 403.25 478.25 Td (company) Tj ET Q q 0 0 0 rg BT 435.92 478.25 Td (. ) Tj ET Q q 0 0 0 rg BT 440.73 478.25 Td (In ) Tj ET Q q 0 0 0 rg BT 450.11 478.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 473.16 478.25 Td (the ) Tj ET Q q 0 0 0 rg BT 487.09 478.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 524.71 478.25 Td (launched ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 466.25 Td (Medical ) Tj ET Q q 0 0 0 rg BT 84.54 466.25 Td (Cannabis ) Tj ET Q q 0 0 0 rg BT 121.46 466.25 Td (by) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 130.12 466.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 132.40 466.25 Td (Shoppers) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 167.51 466.25 Td (, ) Tj ET Q q 0 0 0 rg BT 172.07 466.25 Td (an ) Tj ET Q q 0 0 0 rg BT 183.47 466.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 231.31 466.25 Td (platform ) Tj ET Q q 0 0 0 rg BT 263.22 466.25 Td (for ) Tj ET Q q 0 0 0 rg BT 275.07 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.75 466.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 324.77 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 333.89 466.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 364.42 466.25 Td (cannabis. ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 437.37 Td (2.2.1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 437.37 Td (Geographic and Banner Summary) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 418.25 Td (As ) Tj ET Q q 0 0 0 rg BT 65.58 418.25 Td (at ) Tj ET Q q 0 0 0 rg BT 74.43 418.25 Td (December ) Tj ET Q q 0 0 0 rg BT 114.26 418.25 Td (28, ) Tj ET Q q 0 0 0 rg BT 127.67 418.25 Td (2019, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 150.20 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 163.61 418.25 Td (Company) Tj ET Q q 0 0 0 rg BT 198.10 418.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 202.39 418.25 Td (through ) Tj ET Q q 0 0 0 rg BT 232.21 418.25 Td (its ) Tj ET Q q 0 0 0 rg BT 242.43 418.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 290.02 418.25 Td (franchisees, ) Tj ET Q q 0 0 0 rg BT 336.24 418.25 Td (and ) Tj ET Q q 0 0 0 rg BT 351.54 418.25 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 395.48 418.25 Td (operated ) Tj ET Q q 0 0 0 rg BT 429.87 418.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 454.21 418.25 Td (in ) Tj ET Q q 0 0 0 rg BT 462.60 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 476.01 418.25 Td (following ) Tj ET Q q 0 0 0 rg BT 509.92 418.25 Td (jurisdictions) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 0 0 0 rg BT 552.77 420.80 Td (1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 555.73 418.25 Td (:) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 407.75 m 54.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 407.75 m 228.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 407.75 m 228.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 407.75 m 288.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 407.75 m 338.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 407.75 m 338.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 407.75 m 338.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 407.75 m 398.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 407.75 m 448.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 407.75 m 448.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 407.75 m 448.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 407.75 m 508.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 407.75 m 558.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 407.75 m 558.5 407.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 369.75 m 54.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 369.75 m 228.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 369.75 m 228.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 369.75 m 288.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 369.75 m 338.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 369.75 m 338.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 369.75 m 398.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 369.75 m 448.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 369.75 m 448.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 369.75 m 508.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 369.75 m 558.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 369.75 m 558.5 369.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 355.75 m 54.5 341.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 355.75 m 228.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 355.75 m 228.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 355.75 m 288.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 355.75 m 338.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 355.75 m 338.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 355.75 m 398.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 355.75 m 448.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 355.75 m 448.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 355.75 m 508.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 355.75 m 558.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 355.75 m 558.5 355.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 341.75 m 54.5 327.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 341.75 m 228.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 341.75 m 228.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 341.75 m 288.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 341.75 m 338.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 341.75 m 338.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 341.75 m 398.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 341.75 m 448.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 341.75 m 448.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 341.75 m 508.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 341.75 m 558.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 341.75 m 558.5 341.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 327.75 m 54.5 313.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 327.75 m 228.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 327.75 m 228.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 327.75 m 288.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 327.75 m 338.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 327.75 m 338.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 327.75 m 398.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 327.75 m 448.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 327.75 m 448.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 327.75 m 508.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 327.75 m 558.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 327.75 m 558.5 327.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 313.75 m 54.5 299.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 313.75 m 228.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 313.75 m 228.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 313.75 m 288.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 313.75 m 338.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 313.75 m 338.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 313.75 m 398.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 313.75 m 448.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 313.75 m 448.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 313.75 m 508.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 313.75 m 558.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 313.75 m 558.5 313.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 299.75 m 54.5 285.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 299.75 m 228.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 299.75 m 228.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 299.75 m 288.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 299.75 m 338.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 299.75 m 338.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 299.75 m 398.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 299.75 m 448.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 299.75 m 448.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 299.75 m 508.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 299.75 m 558.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 299.75 m 558.5 299.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 285.75 m 54.5 271.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 285.75 m 228.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 285.75 m 228.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 285.75 m 288.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 285.75 m 338.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 285.75 m 338.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 285.75 m 398.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 285.75 m 448.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 285.75 m 448.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 285.75 m 508.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 285.75 m 558.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 285.75 m 558.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 271.75 m 54.5 257.75 l s 0 0 0 RG /GS0 gs 0.50 w 0 i [] 0 d 0 J 0 j 3 M 54.5 271.75 m 228.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 271.75 m 228.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 271.75 m 288.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 271.75 m 338.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 271.75 m 338.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 271.75 m 398.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 271.75 m 448.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 271.75 m 448.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 271.75 m 508.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 271.75 m 558.5 257.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 271.75 m 558.5 271.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 257.75 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 580.75 m 233.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 580.75 m 233.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 580.75 m 292.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 580.75 m 341.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 580.75 m 341.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 580.75 m 400.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 580.75 m 449.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 580.75 m 449.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 580.75 m 508.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 580.75 m 558.5 566.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 580.75 m 558.5 580.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 566.75 m 54.5 552.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 566.75 m 233.5 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 440.75 m 449.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 440.75 m 508.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 440.75 m 558.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 440.75 m 558.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 426.75 m 54.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 426.75 m 233.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 426.75 m 233.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 426.75 m 292.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 426.75 m 341.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 426.75 m 341.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 426.75 m 400.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 426.75 m 449.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 426.75 m 449.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 426.75 m 508.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 426.75 m 558.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 426.75 m 558.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 412.75 m 54.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 412.75 m 233.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 412.75 m 233.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 412.75 m 292.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 412.75 m 341.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 412.75 m 341.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 412.75 m 400.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 412.75 m 449.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 412.75 m 449.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 412.75 m 449.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 412.75 m 508.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 412.75 m 558.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 412.75 m 558.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 398.75 m 54.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 398.75 m 233.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 398.75 m 233.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 398.75 m 292.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 398.75 m 341.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 398.75 m 341.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 398.75 m 400.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 398.75 m 449.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 398.75 m 449.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 398.75 m 449.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 398.75 m 508.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 398.75 m 558.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 398.75 m 558.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 384.75 m 54.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 384.75 m 233.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 370.75 m 233.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 384.75 m 233.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 384.75 m 292.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 370.75 m 292.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 384.75 m 341.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 370.75 m 341.5 370.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 384.75 m 341.5 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3 M 233.5 370.75 m 233.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 370.75 m 341.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 370.75 m 449.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 370.75 m 449.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 370.75 m 558.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 356.75 m 54.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 356.75 m 233.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 356.75 m 233.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 356.75 m 292.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 356.75 m 341.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 356.75 m 341.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 356.75 m 400.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 356.75 m 449.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 356.75 m 449.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 356.75 m 508.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 356.75 m 558.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 356.75 m 558.5 356.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 342.75 m 54.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 342.75 m 233.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 342.75 m 233.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 342.75 m 292.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 342.75 m 341.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 342.75 m 341.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 342.75 m 400.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 342.75 m 449.5 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 342.75 m 449.5 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284.75 m 558.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 284.75 m 558.5 284.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 270.75 m 54.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 270.75 m 233.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 270.75 m 233.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 270.75 m 292.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 270.75 m 341.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 270.75 m 341.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 270.75 m 400.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 270.75 m 449.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 270.75 m 449.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 270.75 m 449.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 270.75 m 508.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 270.75 m 558.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 270.75 m 558.5 270.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 256.75 m 54.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 256.75 m 233.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 242.75 m 233.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 256.75 m 233.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 256.75 m 292.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 233.5 242.75 m 292.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 256.75 m 341.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292.5 242.75 m 341.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 256.75 m 341.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 256.75 m 400.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 242.75 m 400.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 256.75 m 449.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 242.75 m 449.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 256.75 m 449.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 256.75 m 508.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 242.75 m 508.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 256.75 m 558.5 242.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 256.75 m 558.5 256.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 242.75 m 558.5 242.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 129.35 683.37 Td (Banner) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.40 695.37 Td (Corporate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.20 683.37 Td (Stores) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.10 695.37 Td (Franchised) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.20 683.37 Td (Stores) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.05 706.97 Td (Associate-Owned) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.85 694.97 Td (Shoppers Drug) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.90 682.97 Td (Mart Stores) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 668.97 Td (Market) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 654.97 Td (Loblaws) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 654.97 Td (46) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 654.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 654.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 640.97 Td (Provigo) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 640.97 Td (1) Tj ET Q q 0 0 0 rg BT 286.96 640.97 Td (1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.40 640.97 Td (57) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 640.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 626.97 Td (Provigo Le Marche) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 626.97 Td (14) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 626.97 Td (2) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 626.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 612.97 Td (V) Tj ET Q q 0 0 0 rg BT 62.17 612.97 Td (alu-mart) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 612.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.40 612.97 Td (54) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 612.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 598.97 Td (Independent) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 598.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 388.15 598.97 Td (128) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 598.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 584.97 Td (City Market) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 584.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.40 584.97 Td (10) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 584.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 570.97 Td (Zehrs) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 570.97 Td (42) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 570.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 570.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 556.97 Td (Atlantic Superstore) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 556.97 Td (51) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 556.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 556.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 542.97 Td (Dominion) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 0 0 0 rg BT 91.63 545.52 Td (3) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 542.97 Td (1) Tj ET Q q 0 0 0 rg BT 286.96 542.97 Td (1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 542.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 542.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 528.97 Td (T&T) Tj ET Q q 0 0 0 rg BT 72.42 528.97 Td ( Supermarket) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 528.97 Td (27) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 528.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 528.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 514.97 Td (Fortinos) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 514.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.40 514.97 Td (23) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 514.97 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 500.97 Td (Discount) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 486.97 Td (Maxi) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 280.15 486.97 Td (1) Tj ET Q q 0 0 0 rg BT 284.71 486.97 Td (14) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 486.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 486.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 472.97 Td (Extra Foods) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 472.97 Td (10) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 472.97 Td (3) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 472.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 458.97 Td (No Frills) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 458.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 388.15 458.97 Td (263) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 458.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 444.97 Td (Real Canadian Superstore) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 280.15 444.97 Td (1) Tj ET Q q 0 0 0 rg BT 284.71 444.97 Td (17) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 444.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 444.97 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 430.97 Td (Shoppers Drug Mart) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 416.97 Td (W) Tj ET Q q 0 0 0 rg BT 64.67 416.97 Td (ellwise by Shoppers) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 416.97 Td (43) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 416.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 501.20 416.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 402.97 Td (Murale) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 402.97 Td (1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 402.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 501.20 402.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 388.97 Td (Shoppers Drug Mart/Pharmaprix) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 388.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 388.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 493.20 388.97 Td (1,300) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 374.97 Td (Shoppers Simply Pharmacy) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 374.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 374.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 498.90 374.97 Td (43) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 360.97 Td (The Beauty Clinic by Shoppers) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 360.97 Td (2) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 360.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 501.20 360.97 Td (0) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 346.97 Td (Wholesale) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 332.97 Td (Cash & Carry) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 332.97 Td (5) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 332.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 332.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 317.37 Td (Club Entrepot) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 317.37 Td (4) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 317.37 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 317.37 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 302.97 Td (Presto) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 302.97 Td (6) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 302.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 302.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 288.97 Td (Real Canadian Wholesale Club) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.40 288.97 Td (41) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 392.70 288.97 Td (0) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 288.97 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 274.97 Td (Apparel) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 260.97 Td (Joe Fresh) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.70 260.97 Td (5) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.90 260.97 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 499.40 260.97 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 246.97 Td (T) Tj ET Q q 0 0 0 rg BT 61.41 246.97 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.15 246.97 Td (550) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 246.97 Td (540) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.20 246.97 Td (1,343) Tj ET Q BT /F3 10.00 Tf ET BT /F3 11.00 Tf ET BT /F3 7.15 Tf ET q 0 0 0 rg BT 54.00 224.86 Td (2 ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 72.00 222.05 Td (Excluding ) Tj ET Q q 0 0 0 rg BT 106.05 222.05 Td (liquor ) Tj ET Q q 0 0 0 rg BT 126.15 222.05 Td (stores, ) Tj ET Q q 0 0 0 rg BT 150.36 222.05 Td (af) Tj ET Q q 0 0 0 rg BT 156.39 222.05 Td (filiated ) Tj ET Q q 0 0 0 rg BT 179.78 222.05 Td (independent ) Tj ET Q q 0 0 0 rg BT 222.46 222.05 Td (grocery ) Tj ET Q q 0 0 0 rg BT 249.12 222.05 Td (stores ) Tj ET Q q 0 0 0 rg BT 271.27 222.05 Td (and ) Tj ET Q q 0 0 0 rg BT 285.64 222.05 Td (independent ) Tj ET Q q 0 0 0 rg BT 328.32 222.05 Td (accounts.) Tj ET Q BT /F3 11.00 Tf ET BT /F3 7.15 Tf ET q 0 0 0 rg BT 359.92 224.86 Td ( ) Tj ET Q BT /F3 11.00 Tf ET BT /F3 7.15 Tf ET q 0 0 0 rg BT 54.00 209.66 Td (3 ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 72.00 206.85 Td (T) Tj ET Q q 0 0 0 rg BT 76.24 206.85 Td (rademark ) Tj ET Q q 0 0 0 rg BT 109.46 206.85 Td (used ) Tj ET Q q 0 0 0 rg BT 127.52 206.85 Td (under ) Tj ET Q q 0 0 0 rg BT 148.45 206.85 Td (license.) Tj ET Q BT /F3 11.00 Tf ET BT /F3 7.15 Tf ET q 0 0 0 rg BT 173.47 209.66 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 186.85 Td (As ) Tj ET Q q 0 0 0 rg BT 65.53 186.85 Td (at ) Tj ET Q q 0 0 0 rg BT 74.33 186.85 Td (December ) Tj ET Q q 0 0 0 rg BT 114.12 186.85 Td (28, ) Tj ET Q q 0 0 0 rg BT 127.48 186.85 Td (2019, ) Tj ET Q q 0 0 0 rg BT 149.97 186.85 Td (the ) Tj ET Q q 0 0 0 rg BT 163.33 186.85 Td (total ) Tj ET Q q 0 0 0 rg BT 180.79 186.85 Td (square ) Tj ET Q q 0 0 0 rg BT 207.83 186.85 Td (footage ) Tj ET Q q 0 0 0 rg BT 237.16 186.85 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 245.96 186.85 Td (the ) Tj ET Q q 0 0 0 rg BT 259.32 186.85 Td (Company) Tj ET Q q 0 0 0 rg BT 296.09 186.85 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 302.16 186.85 Td (corporate, ) Tj ET Q q 0 0 0 rg BT 341.04 186.85 Td (franchised ) Tj ET Q q 0 0 0 rg BT 380.84 186.85 Td (and ) Tj ET Q q 0 0 0 rg BT 396.10 186.85 Td (Associate-owned ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 460.51 186.85 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 497.57 186.85 Td (Drug ) Tj ET Q q 0 0 0 rg BT 517.30 186.85 Td (Mart ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 535.67 186.85 Td (stores ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 174.85 Td (was ) Tj ET Q q 0 0 0 rg BT 71.60 174.85 Td (approximately ) Tj ET Q q 0 0 0 rg BT 125.66 174.85 Td (35.6 ) Tj ET Q q 0 0 0 rg BT 144.64 174.85 Td (million ) Tj ET Q q 0 0 0 rg BT 170.89 174.85 Td (square ) Tj ET Q q 0 0 0 rg BT 198.98 174.85 Td (feet, ) Tj ET Q q 0 0 0 rg BT 217.96 174.85 Td (16.3 ) Tj ET Q q 0 0 0 rg BT 236.94 174.85 Td (million ) Tj ET Q q 0 0 0 rg BT 263.19 174.85 Td (square ) Tj ET Q q 0 0 0 rg BT 291.28 174.85 Td (feet ) Tj ET Q q 0 0 0 rg BT 307.98 174.85 Td (and ) Tj ET Q q 0 0 0 rg BT 324.68 174.85 Td (18.5 ) Tj ET Q q 0 0 0 rg BT 343.66 174.85 Td (million ) Tj ET Q q 0 0 0 rg BT 369.91 174.85 Td (square ) Tj ET Q q 0 0 0 rg BT 398.00 174.85 Td (feet, ) Tj ET Q q 0 0 0 rg BT 416.98 174.85 Td (respectively) Tj ET Q q 0 0 0 rg BT 459.68 174.85 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 464.79 174.85 Td (The ) Tj ET Q q 0 0 0 rg BT 481.93 174.85 Td (Company) Tj ET Q q 0 0 0 rg BT 516.42 174.85 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 521.72 174.85 Td (directly ) Tj ET Q q 0 0 0 rg BT 550.71 174.85 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 162.85 Td (indirectly) Tj ET Q q 0 0 0 rg BT 85.76 162.85 Td (, ) Tj ET Q q 0 0 0 rg BT 90.35 162.85 Td (owned ) Tj ET Q q 0 0 0 rg BT 116.83 162.85 Td (7% ) Tj ET Q q 0 0 0 rg BT 131.00 162.85 Td (of ) Tj ET Q q 0 0 0 rg BT 140.16 162.85 Td (the ) Tj ET Q q 0 0 0 rg BT 153.88 162.85 Td (real ) Tj ET Q q 0 0 0 rg BT 169.86 162.85 Td (estate ) Tj ET Q q 0 0 0 rg BT 194.52 162.85 Td (on ) Tj ET Q q 0 0 0 rg BT 205.96 162.85 Td (which ) Tj ET Q q 0 0 0 rg BT 229.24 162.85 Td (its ) Tj ET Q q 0 0 0 rg BT 239.76 162.85 Td (grocery ) Tj ET Q q 0 0 0 rg BT 269.42 162.85 Td (stores ) Tj ET Q q 0 0 0 rg BT 294.07 162.85 Td (are ) Tj ET Q q 0 0 0 rg BT 308.24 162.85 Td (located, ) Tj ET Q q 0 0 0 rg BT 339.28 162.85 Td (4% ) Tj ET Q q 0 0 0 rg BT 353.45 162.85 Td (of ) Tj ET Q q 0 0 0 rg BT 362.61 162.85 Td (the ) Tj ET Q q 0 0 0 rg BT 376.33 162.85 Td (real ) Tj ET Q q 0 0 0 rg BT 392.32 162.85 Td (estate ) Tj ET Q q 0 0 0 rg BT 416.98 162.85 Td (on ) Tj ET Q q 0 0 0 rg BT 428.41 162.85 Td (which ) Tj ET Q q 0 0 0 rg BT 451.69 162.85 Td (franchised ) Tj ET Q q 0 0 0 rg BT 491.85 162.85 Td (grocery ) Tj ET Q q 0 0 0 rg BT 521.51 162.85 Td (stores ) Tj ET Q q 0 0 0 rg BT 546.16 162.85 Td (are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 150.85 Td (located, ) Tj ET Q q 0 0 0 rg BT 85.01 150.85 Td (as ) Tj ET Q q 0 0 0 rg BT 95.95 150.85 Td (well ) Tj ET Q q 0 0 0 rg BT 112.35 150.85 Td (as ) Tj ET Q q 0 0 0 rg BT 123.29 150.85 Td (various ) Tj ET Q q 0 0 0 rg BT 152.01 150.85 Td (properties ) Tj ET Q q 0 0 0 rg BT 190.75 150.85 Td (under ) Tj ET Q q 0 0 0 rg BT 214.00 150.85 Td (development ) Tj ET Q q 0 0 0 rg BT 263.24 150.85 Td (or ) Tj ET Q q 0 0 0 rg BT 272.81 150.85 Td (held ) Tj ET Q q 0 0 0 rg BT 290.60 150.85 Td (for ) Tj ET Q q 0 0 0 rg BT 302.45 150.85 Td (future ) Tj ET Q q 0 0 0 rg BT 325.70 150.85 Td (development.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.94 150.85 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 130.85 Td ( ) Tj ET Q q 0 0 0 rg BT 55.86 130.85 Td (The ) Tj ET Q q 0 0 0 rg BT 71.97 130.85 Td (majority ) Tj ET Q q 0 0 0 rg BT 102.65 130.85 Td (of ) Tj ET Q q 0 0 0 rg BT 111.08 130.85 Td (Associate-owned ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 175.51 130.85 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 212.59 130.85 Td (Drug ) Tj ET Q q 0 0 0 rg BT 232.34 130.85 Td (Mart ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 250.72 130.85 Td (stores ) Tj ET Q q 0 0 0 rg BT 275.03 130.85 Td (are ) Tj ET Q q 0 0 0 rg BT 288.86 130.85 Td (leased ) Tj ET Q q 0 0 0 rg BT 315.01 130.85 Td (from ) Tj ET Q q 0 0 0 rg BT 333.39 130.85 Td (a ) Tj ET Q q 0 0 0 rg BT 339.93 130.85 Td (diverse ) Tj ET Q q 0 0 0 rg BT 368.34 130.85 Td (group ) Tj ET Q q 0 0 0 rg BT 391.30 130.85 Td (of ) Tj ET Q q 0 0 0 rg BT 400.12 130.85 Td (lessors, ) Tj ET Q q 0 0 0 rg BT 430.35 130.85 Td (and ) Tj ET Q q 0 0 0 rg BT 446.01 130.85 Td (most ) Tj ET Q q 0 0 0 rg BT 465.77 130.85 Td (are ) Tj ET Q q 0 0 0 rg BT 479.60 130.85 Td (leased ) Tj ET Q q 0 0 0 rg BT 505.74 130.85 Td (on ) Tj ET Q q 0 0 0 rg BT 516.84 130.85 Td (a ) Tj ET Q q 0 0 0 rg BT 523.38 130.85 Td (long-term ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 118.85 Td (basis ) Tj ET Q q 0 0 0 rg BT 75.43 118.85 Td (with ) Tj ET Q q 0 0 0 rg BT 92.29 118.85 Td (staggered ) Tj ET Q q 0 0 0 rg BT 131.04 118.85 Td (maturity ) Tj ET Q q 0 0 0 rg BT 162.49 118.85 Td (dates. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 187.11 118.85 Td ( ) Tj ET Q endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 549.40 40.45 Td (8) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual 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373.91 712.50 Td (or ) Tj ET Q q 0 0 0 rg BT 383.47 712.50 Td (made ) Tj ET Q q 0 0 0 rg BT 406.25 712.50 Td (available ) Tj ET Q q 0 0 0 rg BT 440.89 712.50 Td (throughout ) Tj ET Q q 0 0 0 rg BT 482.38 712.50 Td (its ) Tj ET Q q 0 0 0 rg BT 492.85 712.50 Td (store ) Tj ET Q q 0 0 0 rg BT 513.36 712.50 Td (network ) Tj ET Q q 0 0 0 rg BT 544.34 712.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 700.50 Td (are ) Tj ET Q q 0 0 0 rg BT 67.68 700.50 Td (available ) Tj ET Q q 0 0 0 rg BT 101.88 700.50 Td (on ) Tj ET Q q 0 0 0 rg BT 112.83 700.50 Td (a ) Tj ET Q q 0 0 0 rg BT 119.22 700.50 Td (limited ) Tj ET Q q 0 0 0 rg BT 144.74 700.50 Td (basis ) Tj ET Q q 0 0 0 rg BT 165.72 700.50 Td (to ) Tj ET Q q 0 0 0 rg BT 174.39 700.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 200.83 700.50 Td (independent ) Tj ET Q q 0 0 0 rg BT 247.81 700.50 Td (grocery ) Tj ET Q q 0 0 0 rg BT 276.98 700.50 Td (customers. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 318.80 700.50 Td (The ) Tj ET Q q 0 0 0 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BT /F3 10.00 Tf ET q 0 0 0 rg BT 323.94 688.50 Td (The ) Tj ET Q q 0 0 0 rg BT 340.49 688.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 378.01 688.50 Td (is ) Tj ET Q q 0 0 0 rg BT 386.35 688.50 Td (not ) Tj ET Q q 0 0 0 rg BT 400.18 688.50 Td (dependent ) Tj ET Q q 0 0 0 rg BT 441.37 688.50 Td (on ) Tj ET Q q 0 0 0 rg BT 452.91 688.50 Td (any ) Tj ET Q q 0 0 0 rg BT 468.55 688.50 Td (one ) Tj ET Q q 0 0 0 rg BT 484.66 688.50 Td (source ) Tj ET Q q 0 0 0 rg BT 511.70 688.50 Td (or ) Tj ET Q q 0 0 0 rg BT 521.41 688.50 Td (third ) Tj ET Q q 0 0 0 rg BT 539.78 688.50 Td (party ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 676.50 Td (vendor ) Tj ET Q q 0 0 0 rg BT 81.35 676.50 Td (to ) Tj ET Q q 0 0 0 rg BT 90.47 676.50 Td (produce ) Tj ET Q q 0 0 0 rg BT 122.39 676.50 Td (its ) Tj ET Q q 0 0 0 rg BT 132.87 676.50 Td (products.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 166.61 676.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 656.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.38 656.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.72 656.50 Td (markets ) Tj ET Q q 0 0 0 rg BT 139.13 656.50 Td (control ) Tj ET Q q 0 0 0 rg BT 165.99 656.50 Td (brand ) Tj ET Q q 0 0 0 rg BT 189.21 656.50 Td (products ) Tj ET Q q 0 0 0 rg BT 222.91 656.50 Td (in ) Tj ET Q q 0 0 0 rg BT 231.54 656.50 Td (the ) Tj ET Q q 0 0 0 rg BT 245.19 656.50 Td (food, ) Tj ET Q q 0 0 0 rg BT 265.68 656.50 Td (health ) Tj ET Q q 0 0 0 rg BT 290.27 656.50 Td (and ) Tj ET Q q 0 0 0 rg BT 306.20 656.50 Td (beauty ) Tj ET Q q 0 0 0 rg BT 333.07 656.50 Td (and ) Tj ET Q q 0 0 0 rg BT 349.00 656.50 Td (general ) Tj ET Q q 0 0 0 rg BT 378.60 656.50 Td (merchandise ) Tj ET Q q 0 0 0 rg BT 427.79 656.50 Td (categories ) Tj ET Q q 0 0 0 rg BT 467.88 656.50 Td (under ) Tj ET Q q 0 0 0 rg BT 491.10 656.50 Td (a ) Tj ET Q q 0 0 0 rg BT 497.90 656.50 Td (number ) Tj ET Q q 0 0 0 rg BT 527.95 656.50 Td (of ) Tj ET Q q 0 0 0 rg BT 537.04 656.50 Td (brand ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 644.50 Td (names, ) Tj ET Q q 0 0 0 rg BT 83.01 644.50 Td (including ) Tj ET Q q 0 0 0 rg BT 117.49 644.50 Td (but ) Tj ET Q q 0 0 0 rg BT 131.01 644.50 Td (not ) Tj ET Q q 0 0 0 rg BT 144.52 644.50 Td (limited ) Tj ET Q q 0 0 0 rg BT 170.33 644.50 Td (to: ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 181.57 644.50 Td (President) Tj ET Q q 0 0 0 rg BT 217.85 644.50 Td (s ) Tj ET Q q 0 0 0 rg BT 224.07 644.50 Td (Choice) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 249.59 644.50 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 253.99 644.50 Td (PC ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 267.49 644.50 Td (Organics, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 304.70 644.50 Td (PC) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 316.08 644.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 318.20 644.50 Td (Blue ) Tj ET Q q 0 0 0 rg BT 336.72 644.50 Td (Menu) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 357.24 644.50 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 361.63 644.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 375.13 644.50 Td (Black ) Tj ET Q q 0 0 0 rg BT 397.30 644.50 Td (Label ) Tj ET Q q 0 0 0 rg BT 419.48 644.50 Td (Collection) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 455.48 644.50 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 459.88 644.50 Td (no ) Tj ET Q q 0 0 0 rg BT 471.11 644.50 Td (name,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 493.91 644.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 496.02 644.50 Td (Farmer) Tj ET Q q 0 0 0 rg BT 522.81 644.50 Td () Tj ET Q q 0 0 0 rg BT 524.45 644.50 Td (s ) Tj ET Q q 0 0 0 rg BT 530.67 644.50 Td (Market) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 555.73 644.50 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 632.50 Td (Everyday ) Tj ET Q q 0 0 0 rg BT 90.46 632.50 Td (Essentials, ) Tj ET Q q 0 0 0 rg BT 132.40 632.50 Td (Life ) Tj ET Q q 0 0 0 rg BT 147.91 632.50 Td (at ) Tj ET Q q 0 0 0 rg BT 157.03 632.50 Td (Home, ) Tj ET Q q 0 0 0 rg BT 183.28 632.50 Td (T&T) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 198.77 632.50 Td (,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 201.05 632.50 Td ( ) Tj ET Q q 0 0 0 rg BT 203.33 632.50 Td (Exact, ) Tj ET Q q 0 0 0 rg BT 228.40 632.50 Td (Quo ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.18 632.50 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 262.14 632.50 Td (Life ) Tj ET Q q 0 0 0 rg BT 277.65 632.50 Td (Brand. ) Tj ET Q BT /F4 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 612.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.91 612.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.78 612.50 Td (also ) Tj ET Q q 0 0 0 rg BT 126.61 612.50 Td (of) Tj ET Q q 0 0 0 rg BT 133.31 612.50 Td (fers) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 146.98 612.50 Td ( ) Tj ET Q q 0 0 0 rg BT 149.76 612.50 Td (Joe ) Tj ET Q q 0 0 0 rg BT 165.76 612.50 Td (Fresh) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 186.72 612.50 Td ( 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0 0 rg BT 114.62 600.50 Td (Joe ) Tj ET Q q 0 0 0 rg BT 130.42 600.50 Td (Fresh) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.38 600.50 Td ( ) Tj ET Q q 0 0 0 rg BT 153.96 600.50 Td (products ) Tj ET Q q 0 0 0 rg BT 187.99 600.50 Td (in ) Tj ET Q q 0 0 0 rg BT 196.95 600.50 Td (stand-alone ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 242.38 600.50 Td (Joe ) Tj ET Q q 0 0 0 rg BT 258.18 600.50 Td (Fresh) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 279.14 600.50 Td ( ) Tj ET Q q 0 0 0 rg BT 281.72 600.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 306.63 600.50 Td (in ) Tj ET Q q 0 0 0 rg BT 315.59 600.50 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 349.16 600.50 Td (and ) Tj ET Q q 0 0 0 rg BT 365.42 600.50 Td (in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 374.38 600.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 412.06 600.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 432.40 600.50 Td (Mart ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 451.38 600.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 476.29 600.50 Td (\(a ) Tj ET Q q 0 0 0 rg BT 486.16 600.50 Td (limited ) Tj ET Q q 0 0 0 rg BT 512.43 600.50 Td (assortment\). ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 588.50 Td (Joe ) Tj ET Q q 0 0 0 rg BT 69.50 588.50 Td (Fresh) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.46 588.50 Td ( ) Tj ET Q q 0 0 0 rg BT 92.75 588.50 Td (products ) Tj ET Q q 0 0 0 rg BT 126.48 588.50 Td (are ) Tj ET Q q 0 0 0 rg BT 140.61 588.50 Td (also ) Tj ET Q q 0 0 0 rg BT 157.94 588.50 Td (available ) Tj ET Q q 0 0 0 rg BT 192.58 588.50 Td (outside ) Tj ET Q q 0 0 0 rg BT 221.31 588.50 Td (of ) Tj ET Q q 0 0 0 rg BT 230.43 588.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 261.43 588.50 Td (at ) Tj ET Q q 0 0 0 rg BT 270.55 588.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 297.45 588.50 Td (third-party ) Tj ET Q q 0 0 0 rg BT 336.64 588.50 Td (retailers. ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 567.62 Td (2.2.3) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 567.62 Td (Loyalty Program) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 548.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.79 548.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.55 548.50 Td (rewards ) Tj ET Q q 0 0 0 rg BT 140.37 548.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 180.86 548.50 Td (through ) Tj ET Q q 0 0 0 rg BT 211.33 548.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 225.39 548.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 239.44 548.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 272.71 548.50 Td ( ) Tj ET Q q 0 0 0 rg BT 275.37 548.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 301.28 548.50 Td (program ) Tj ET Q q 0 0 0 rg BT 334.47 548.50 Td (when ) Tj ET Q q 0 0 0 rg BT 356.73 548.50 Td (they ) Tj ET Q q 0 0 0 rg BT 374.89 548.50 Td (shop ) Tj ET Q q 0 0 0 rg BT 395.34 548.50 Td (at ) Tj ET Q q 0 0 0 rg BT 404.84 548.50 Td (its ) Tj ET Q q 0 0 0 rg BT 415.70 548.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 440.70 548.50 Td (and ) Tj ET Q q 0 0 0 rg BT 457.04 548.50 Td (through ) Tj ET Q q 0 0 0 rg BT 487.52 548.50 Td (select ) Tj ET Q q 0 0 0 rg BT 511.60 548.50 Td (partners. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 546.63 548.50 Td (PC) Tj ET Q BT /F3 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 536.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 87.27 536.50 Td ( ) Tj ET Q q 0 0 0 rg BT 89.55 536.50 Td (is ) Tj ET Q q 0 0 0 rg BT 97.75 536.50 Td (the ) Tj ET Q q 0 0 0 rg BT 111.43 536.50 Td (result ) Tj ET Q q 0 0 0 rg BT 133.77 536.50 Td (of ) Tj ET Q q 0 0 0 rg BT 142.89 536.50 Td (the ) Tj ET Q q 0 0 0 rg BT 156.57 536.50 Td (merger ) Tj ET Q q 0 0 0 rg BT 184.82 536.50 Td (of ) Tj ET Q q 0 0 0 rg BT 193.94 536.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 207.62 536.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 221.29 536.50 Td (Plus) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.24 536.50 Td ( ) Tj ET Q q 0 0 0 rg BT 239.52 536.50 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 255.48 536.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 292.87 536.50 Td (Optimum/Pharmaprix ) Tj ET Q q 0 0 0 rg BT 372.62 536.50 Td (Optimum ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 408.17 536.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 433.69 536.50 Td (programs ) Tj ET Q q 0 0 0 rg BT 470.61 536.50 Td (on ) Tj ET Q q 0 0 0 rg BT 482.01 536.50 Td (February ) Tj ET Q q 0 0 0 rg BT 517.10 536.50 Td (1, ) Tj ET Q q 0 0 0 rg BT 526.22 536.50 Td (2018.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 546.74 536.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 516.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 67.14 516.50 Td (Optimum ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 102.16 516.50 Td (of) Tj ET Q q 0 0 0 rg BT 108.86 516.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 124.28 516.50 Td (a ) Tj ET Q q 0 0 0 rg BT 130.60 516.50 Td (fully ) Tj ET Q q 0 0 0 rg BT 146.94 516.50 Td (digital ) Tj ET Q q 0 0 0 rg BT 170.12 516.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 195.12 516.50 Td (experience ) Tj ET Q q 0 0 0 rg BT 236.99 516.50 Td (for ) Tj ET Q q 0 0 0 rg BT 248.31 516.50 Td (its ) Tj ET Q q 0 0 0 rg BT 258.27 516.50 Td (customers, ) Tj ET Q q 0 0 0 rg BT 300.13 516.50 Td (in ) Tj ET Q q 0 0 0 rg BT 308.26 516.50 Td (the ) Tj ET Q q 0 0 0 rg BT 321.42 516.50 Td (form ) Tj ET Q q 0 0 0 rg BT 339.57 516.50 Td (of ) Tj ET Q q 0 0 0 rg BT 348.17 516.50 Td (personalized ) Tj ET Q q 0 0 0 rg BT 396.42 516.50 Td (weekly ) Tj ET Q q 0 0 0 rg BT 423.24 516.50 Td (of) Tj ET Q q 0 0 0 rg BT 429.94 516.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 445.36 516.50 Td (on ) Tj ET Q q 0 0 0 rg BT 456.24 516.50 Td (grocery) Tj ET Q q 0 0 0 rg BT 482.98 516.50 Td (, ) Tj ET Q q 0 0 0 rg BT 487.01 516.50 Td (health ) Tj ET Q q 0 0 0 rg BT 511.11 516.50 Td (and ) Tj ET Q q 0 0 0 rg BT 526.54 516.50 Td (personal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 504.50 Td (care, ) Tj ET Q q 0 0 0 rg BT 74.36 504.50 Td (convenience ) Tj ET Q q 0 0 0 rg BT 122.53 504.50 Td (and ) Tj ET Q q 0 0 0 rg BT 138.34 504.50 Td (gas. ) Tj ET Q q 0 0 0 rg BT 155.97 504.50 Td (Of) Tj ET Q q 0 0 0 rg BT 164.49 504.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 180.29 504.50 Td (are ) Tj ET Q q 0 0 0 rg BT 194.26 504.50 Td (designed ) Tj ET Q q 0 0 0 rg BT 229.67 504.50 Td (to ) Tj ET Q q 0 0 0 rg BT 238.64 504.50 Td (reward ) Tj ET Q q 0 0 0 rg BT 265.82 504.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 305.78 504.50 Td (for ) Tj ET Q q 0 0 0 rg BT 317.47 504.50 Td (the ) Tj ET Q q 0 0 0 rg BT 331.00 504.50 Td (items ) Tj ET Q q 0 0 0 rg BT 352.72 504.50 Td (they ) Tj ET Q q 0 0 0 rg BT 370.35 504.50 Td (purchase ) Tj ET Q q 0 0 0 rg BT 406.21 504.50 Td (most ) Tj ET Q q 0 0 0 rg BT 426.11 504.50 Td (often ) Tj ET Q q 0 0 0 rg BT 446.48 504.50 Td (while ) Tj ET Q q 0 0 0 rg BT 467.28 504.50 Td (leveraging ) Tj ET Q q 0 0 0 rg BT 507.25 504.50 Td (data ) Tj ET Q q 0 0 0 rg BT 525.33 504.50 Td (to ) Tj ET Q q 0 0 0 rg BT 534.30 504.50 Td (unlock ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 492.50 Td (meaningful ) Tj ET Q q 0 0 0 rg BT 96.40 492.50 Td (value ) Tj ET Q q 0 0 0 rg BT 118.28 492.50 Td (for ) Tj ET Q q 0 0 0 rg BT 130.13 492.50 Td (those ) Tj ET Q q 0 0 0 rg BT 152.48 492.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 192.58 492.50 Td (and ) Tj ET Q q 0 0 0 rg BT 208.55 492.50 Td (give ) Tj ET Q q 0 0 0 rg BT 225.87 492.50 Td (them ) Tj ET Q q 0 0 0 rg BT 246.38 492.50 Td (the ) Tj ET Q q 0 0 0 rg BT 260.06 492.50 Td (best ) Tj ET Q q 0 0 0 rg BT 277.85 492.50 Td (possible ) Tj ET Q q 0 0 0 rg BT 310.22 492.50 Td (shopping ) Tj ET Q q 0 0 0 rg BT 345.78 492.50 Td (experience.) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 472.50 Td (Customers ) Tj ET Q q 0 0 0 rg BT 96.14 472.50 Td (can ) Tj ET Q q 0 0 0 rg BT 111.86 472.50 Td (earn ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 130.77 472.50 Td (PC) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 142.16 472.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 144.65 472.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 177.92 472.50 Td ( ) Tj ET Q q 0 0 0 rg BT 180.42 472.50 Td (points ) Tj ET Q q 0 0 0 rg BT 204.80 472.50 Td (by ) Tj ET Q q 0 0 0 rg BT 215.96 472.50 Td (making ) Tj ET Q q 0 0 0 rg BT 244.89 472.50 Td (qualifying ) Tj ET Q q 0 0 0 rg BT 282.04 472.50 Td (purchases ) Tj ET Q q 0 0 0 rg BT 322.37 472.50 Td (or ) Tj ET Q q 0 0 0 rg BT 332.16 472.50 Td (through ) Tj ET Q q 0 0 0 rg BT 362.47 472.50 Td (the ) Tj ET Q q 0 0 0 rg BT 376.37 472.50 Td (use ) Tj ET Q q 0 0 0 rg BT 392.09 472.50 Td (of ) Tj ET Q q 0 0 0 rg BT 401.43 472.50 Td (a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 408.49 472.50 Td (President) Tj ET Q q 0 0 0 rg BT 444.77 472.50 Td (s ) Tj ET Q q 0 0 0 rg BT 451.37 472.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 479.39 472.50 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 512.21 472.50 Td ( ) Tj ET Q q 0 0 0 rg BT 514.71 472.50 Td (Mastercard. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 460.50 Td (PC) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 65.39 460.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 67.46 460.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 100.73 460.50 Td ( ) Tj ET Q q 0 0 0 rg BT 102.80 460.50 Td (points ) Tj ET Q q 0 0 0 rg BT 126.76 460.50 Td (can ) Tj ET Q q 0 0 0 rg BT 142.06 460.50 Td (then ) Tj ET Q q 0 0 0 rg BT 160.09 460.50 Td (be ) Tj ET Q q 0 0 0 rg BT 171.29 460.50 Td (redeemed ) Tj ET Q q 0 0 0 rg BT 210.29 460.50 Td (for ) Tj ET Q q 0 0 0 rg BT 221.93 460.50 Td (groceries ) Tj ET Q q 0 0 0 rg BT 257.73 460.50 Td (and ) Tj ET Q q 0 0 0 rg BT 273.49 460.50 Td (other ) Tj ET Q q 0 0 0 rg BT 294.25 460.50 Td (products ) Tj ET Q q 0 0 0 rg BT 327.78 460.50 Td (at ) Tj ET Q q 0 0 0 rg BT 336.70 460.50 Td (participating ) Tj ET Q q 0 0 0 rg BT 382.99 460.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 407.40 460.50 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 430.43 460.50 Td (the ) Tj ET Q q 0 0 0 rg BT 443.91 460.50 Td (Company) Tj ET Q q 0 0 0 rg BT 480.68 460.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 486.86 460.50 Td (network ) Tj ET Q q 0 0 0 rg BT 517.64 460.50 Td (and ) Tj ET Q q 0 0 0 rg BT 533.40 460.50 Td (certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 448.50 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 101.85 448.50 Td (sites. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.27 448.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 428.50 Td (The ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 70.18 428.50 Td (PC) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 81.56 428.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 83.61 428.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 116.87 428.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 118.92 428.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 144.21 428.50 Td (program ) Tj ET Q q 0 0 0 rg BT 176.79 428.50 Td (provides ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 209.83 428.50 Td (the ) Tj ET Q q 0 0 0 rg BT 223.27 428.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 260.41 428.50 Td (with ) Tj ET Q q 0 0 0 rg BT 277.03 428.50 Td (a ) Tj ET Q q 0 0 0 rg BT 283.64 428.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 322.15 428.50 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 364.77 428.50 Td (to ) Tj ET Q q 0 0 0 rg BT 373.66 428.50 Td (employ ) Tj ET Q q 0 0 0 rg BT 402.14 428.50 Td (customer ) Tj ET Q q 0 0 0 rg BT 437.91 428.50 Td (relationship ) Tj ET Q q 0 0 0 rg BT 481.89 428.50 Td (management ) Tj ET Q q 0 0 0 rg BT 531.80 428.50 Td (tools ) Tj ET Q q 0 0 0 rg BT 551.17 428.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 416.50 Td (improve ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.94 416.50 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 96.92 416.50 Td (understanding ) Tj ET Q q 0 0 0 rg BT 151.67 416.50 Td (of ) Tj ET Q q 0 0 0 rg BT 161.29 416.50 Td (customer ) Tj ET Q q 0 0 0 rg BT 197.79 416.50 Td (needs ) Tj ET Q q 0 0 0 rg BT 222.91 416.50 Td (and ) Tj ET Q q 0 0 0 rg BT 239.37 416.50 Td (design ) Tj ET Q q 0 0 0 rg BT 266.31 416.50 Td (promotions ) Tj ET Q q 0 0 0 rg BT 309.65 416.50 Td (that ) Tj ET Q q 0 0 0 rg BT 326.11 416.50 Td (can ) Tj ET Q q 0 0 0 rg BT 342.11 416.50 Td (be ) Tj ET Q q 0 0 0 rg BT 354.00 416.50 Td (targeted ) Tj ET Q q 0 0 0 rg BT 386.87 416.50 Td (to ) Tj ET Q q 0 0 0 rg BT 396.49 416.50 Td (specific ) Tj ET Q q 0 0 0 rg BT 426.61 416.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 467.22 416.50 Td (and ) Tj ET Q q 0 0 0 rg BT 483.68 416.50 Td (customer ) Tj ET Q q 0 0 0 rg BT 520.18 416.50 Td (segments, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 404.50 Td (thereby ) Tj ET Q q 0 0 0 rg BT 83.63 404.50 Td (driving ) Tj ET Q q 0 0 0 rg BT 110.07 404.50 Td (increased ) Tj ET Q q 0 0 0 rg BT 147.91 404.50 Td (customer ) Tj ET Q q 0 0 0 rg BT 183.91 404.50 Td (engagement, ) Tj ET Q q 0 0 0 rg BT 234.07 404.50 Td (sales ) Tj ET Q q 0 0 0 rg BT 255.49 404.50 Td (and ) Tj ET Q q 0 0 0 rg BT 271.46 404.50 Td (profitability) Tj ET Q q 0 0 0 rg BT 310.05 404.50 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 312.33 404.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 375.62 Td (2.2.4) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 375.62 Td (Supply Chain) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 356.50 Td (The ) Tj ET Q q 0 0 0 rg BT 71.03 356.50 Td (Company) Tj ET Q q 0 0 0 rg BT 107.80 356.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.81 356.50 Td (supply ) Tj ET Q q 0 0 0 rg BT 141.41 356.50 Td (chain ) Tj ET Q q 0 0 0 rg BT 163.92 356.50 Td (is ) Tj ET Q q 0 0 0 rg BT 172.74 356.50 Td (responsible ) Tj ET Q q 0 0 0 rg BT 217.58 356.50 Td (for ) Tj ET Q q 0 0 0 rg BT 230.05 356.50 Td (the ) Tj ET Q q 0 0 0 rg BT 244.35 356.50 Td (flow ) Tj ET Q q 0 0 0 rg BT 261.83 356.50 Td (of ) Tj ET Q q 0 0 0 rg BT 271.57 356.50 Td (goods ) Tj ET Q q 0 0 0 rg BT 296.82 356.50 Td (and ) Tj ET Q q 0 0 0 rg BT 313.40 356.50 Td (information ) Tj ET Q q 0 0 0 rg BT 356.87 356.50 Td (between ) Tj ET Q q 0 0 0 rg BT 390.77 356.50 Td (its ) Tj ET Q q 0 0 0 rg BT 401.87 356.50 Td (vendors ) Tj ET Q q 0 0 0 rg BT 433.95 356.50 Td (and ) Tj ET Q q 0 0 0 rg BT 450.53 356.50 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 486.25 356.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 502.83 356.50 Td (the ) Tj ET Q q 0 0 0 rg BT 517.13 356.50 Td (Company) Tj ET Q q 0 0 0 rg BT 553.90 356.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 344.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 95.67 344.50 Td (centres, ) Tj ET Q q 0 0 0 rg BT 126.85 344.50 Td (and ) Tj ET Q q 0 0 0 rg BT 142.54 344.50 Td (ultimately) Tj ET Q q 0 0 0 rg BT 176.58 344.50 Td (, ) Tj ET Q q 0 0 0 rg BT 180.87 344.50 Td (to ) Tj ET Q q 0 0 0 rg BT 189.72 344.50 Td (its ) Tj ET Q q 0 0 0 rg BT 199.94 344.50 Td (stores. ) Tj ET Q q 0 0 0 rg BT 226.56 344.50 Td (In ) Tj ET Q q 0 0 0 rg BT 235.41 344.50 Td (some ) Tj ET Q q 0 0 0 rg BT 257.47 344.50 Td (cases, ) Tj ET Q q 0 0 0 rg BT 283.19 344.50 Td (goods ) Tj ET Q q 0 0 0 rg BT 307.54 344.50 Td (flow ) Tj ET Q q 0 0 0 rg BT 324.13 344.50 Td (directly ) Tj ET Q q 0 0 0 rg BT 352.12 344.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 360.97 344.50 Td (the ) Tj ET Q q 0 0 0 rg BT 374.38 344.50 Td (Company) Tj ET Q q 0 0 0 rg BT 411.15 344.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 417.26 344.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 441.61 344.50 Td (from ) Tj ET Q q 0 0 0 rg BT 460.02 344.50 Td (the ) Tj ET Q q 0 0 0 rg BT 473.43 344.50 Td (vendors. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 506.77 344.50 Td (The ) Tj ET Q q 0 0 0 rg BT 522.91 344.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 332.50 Td (continuously ) Tj ET Q q 0 0 0 rg BT 102.16 332.50 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 139.84 332.50 Td (its ) Tj ET Q q 0 0 0 rg BT 150.61 332.50 Td (methods ) Tj ET Q q 0 0 0 rg BT 184.64 332.50 Td (of ) Tj ET Q q 0 0 0 rg BT 194.05 332.50 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 238.56 332.50 Td (including ) Tj ET Q q 0 0 0 rg BT 273.50 332.50 Td (its ) Tj ET Q q 0 0 0 rg BT 284.27 332.50 Td (technology) Tj ET Q q 0 0 0 rg BT 323.34 332.50 Td (, ) Tj ET Q q 0 0 0 rg BT 328.19 332.50 Td (facilities ) Tj ET Q q 0 0 0 rg BT 359.93 332.50 Td (and ) Tj ET Q q 0 0 0 rg BT 376.19 332.50 Td (modes ) Tj ET Q q 0 0 0 rg BT 403.37 332.50 Td (of ) Tj ET Q q 0 0 0 rg BT 412.78 332.50 Td (transportation, ) Tj ET Q q 0 0 0 rg BT 467.78 332.50 Td (and ) Tj ET Q q 0 0 0 rg BT 484.03 332.50 Td (its ) Tj ET Q q 0 0 0 rg BT 494.81 332.50 Td (relationships ) Tj ET Q q 0 0 0 rg BT 543.42 332.50 Td (with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 320.50 Td (vendors ) Tj ET Q q 0 0 0 rg BT 85.09 320.50 Td (and ) Tj ET Q q 0 0 0 rg BT 100.69 320.50 Td (suppliers. ) Tj ET Q q 0 0 0 rg BT 137.70 320.50 Td (When ) Tj ET Q q 0 0 0 rg BT 161.04 320.50 Td (appropriate,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 204.80 320.50 Td ( ) Tj ET Q q 0 0 0 rg BT 206.71 320.50 Td (the ) Tj ET Q q 0 0 0 rg BT 220.03 320.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 257.04 320.50 Td (implements ) Tj ET Q q 0 0 0 rg BT 300.88 320.50 Td (changes ) Tj ET Q q 0 0 0 rg BT 333.80 320.50 Td (to ) Tj ET Q q 0 0 0 rg BT 342.56 320.50 Td (its ) Tj ET Q q 0 0 0 rg BT 352.68 320.50 Td (supply ) Tj ET Q q 0 0 0 rg BT 378.30 320.50 Td (chain ) Tj ET Q q 0 0 0 rg BT 399.82 320.50 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 449.59 320.50 Td (to ) Tj ET Q q 0 0 0 rg BT 458.35 320.50 Td (ensure ) Tj ET Q q 0 0 0 rg BT 485.33 320.50 Td (a ) Tj ET Q q 0 0 0 rg BT 491.81 320.50 Td (continued, ) Tj ET Q q 0 0 0 rg BT 531.57 320.50 Td (reliable ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 308.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.96 308.50 Td (cost-ef) Tj ET Q q 0 0 0 rg BT 94.43 308.50 Td (ficient ) Tj ET Q q 0 0 0 rg BT 118.14 308.50 Td (system. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 148.68 308.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 288.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.73 288.50 Td (Company) Tj ET Q q 0 0 0 rg BT 107.50 288.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.20 288.50 Td (supply ) Tj ET Q q 0 0 0 rg BT 140.51 288.50 Td (chain ) Tj ET Q q 0 0 0 rg BT 162.71 288.50 Td (includes ) Tj ET Q q 0 0 0 rg BT 195.40 288.50 Td (25 ) Tj ET Q q 0 0 0 rg BT 207.12 288.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 249.38 288.50 Td (centres ) Tj ET Q q 0 0 0 rg BT 278.87 288.50 Td (across ) Tj ET Q q 0 0 0 rg BT 305.63 288.50 Td (Canada. ) Tj ET Q q 0 0 0 rg BT 339.07 288.50 Td (Third ) Tj ET Q q 0 0 0 rg BT 360.35 288.50 Td (party ) Tj ET Q q 0 0 0 rg BT 381.18 288.50 Td (logistics ) Tj ET Q q 0 0 0 rg BT 412.95 288.50 Td (service ) Tj ET Q q 0 0 0 rg BT 441.53 288.50 Td (providers ) Tj ET Q q 0 0 0 rg BT 477.85 288.50 Td (are ) Tj ET Q q 0 0 0 rg BT 492.30 288.50 Td (used ) Tj ET Q q 0 0 0 rg BT 512.69 288.50 Td (at ) Tj ET Q q 0 0 0 rg BT 522.13 288.50 Td (several ) Tj ET Q q 0 0 0 rg BT 551.16 288.50 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 276.50 Td (these ) Tj ET Q q 0 0 0 rg BT 75.62 276.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 116.84 276.50 Td (centres. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.47 276.50 Td (The ) Tj ET Q q 0 0 0 rg BT 163.16 276.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 199.81 276.50 Td (uses ) Tj ET Q q 0 0 0 rg BT 218.69 276.50 Td (various ) Tj ET Q q 0 0 0 rg BT 246.69 276.50 Td (modes ) Tj ET Q q 0 0 0 rg BT 272.86 276.50 Td (of ) Tj ET Q q 0 0 0 rg BT 281.26 276.50 Td (transportation, ) Tj ET Q q 0 0 0 rg BT 335.24 276.50 Td (including ) Tj ET Q q 0 0 0 rg BT 369.17 276.50 Td (its ) Tj ET Q q 0 0 0 rg BT 378.93 276.50 Td (own ) Tj ET Q q 0 0 0 rg BT 395.52 276.50 Td (trucking ) Tj ET Q q 0 0 0 rg BT 425.80 276.50 Td (fleet ) Tj ET Q q 0 0 0 rg BT 442.86 276.50 Td (and ) Tj ET Q q 0 0 0 rg BT 458.10 276.50 Td (third ) Tj ET Q q 0 0 0 rg BT 475.61 276.50 Td (party ) Tj ET Q q 0 0 0 rg BT 495.40 276.50 Td (common ) Tj ET Q q 0 0 0 rg BT 528.40 276.50 Td (carriers, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 264.50 Td (railways ) Tj ET Q q 0 0 0 rg BT 85.89 264.50 Td (and ) Tj ET Q q 0 0 0 rg BT 101.86 264.50 Td (ocean ) Tj ET Q q 0 0 0 rg BT 126.48 264.50 Td (carriers. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.23 264.50 Td (The ) Tj ET Q q 0 0 0 rg BT 174.64 264.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.02 264.50 Td (is ) Tj ET Q q 0 0 0 rg BT 220.22 264.50 Td (not ) Tj ET Q q 0 0 0 rg BT 233.90 264.50 Td (dependent ) Tj ET Q q 0 0 0 rg BT 274.95 264.50 Td (on ) Tj ET Q q 0 0 0 rg BT 286.35 264.50 Td (any ) Tj ET Q q 0 0 0 rg BT 301.85 264.50 Td (one ) Tj ET Q q 0 0 0 rg BT 317.81 264.50 Td (of ) Tj ET Q q 0 0 0 rg BT 326.93 264.50 Td (these ) Tj ET Q q 0 0 0 rg BT 349.28 264.50 Td (third ) Tj ET Q q 0 0 0 rg BT 367.51 264.50 Td (party ) Tj ET Q q 0 0 0 rg BT 388.02 264.50 Td (providers. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 426.31 264.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 244.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.78 244.50 Td 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0 0 0 rg BT 544.32 244.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 232.50 Td (Environmental ) Tj ET Q q 0 0 0 rg BT 108.70 232.50 Td (Polices ) Tj ET Q q 0 0 0 rg BT 140.14 232.50 Td (on) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.26 232.50 Td ( ) Tj ET Q q 0 0 0 rg BT 151.54 232.50 Td (page ) Tj ET Q q 0 0 0 rg BT 172.07 232.50 Td (10. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 203.62 Td (2.2.5) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 203.62 Td (Retail Competitive Environment) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 184.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.80 184.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 91.23 184.50 Td (industry ) Tj ET Q q 0 0 0 rg BT 122.61 184.50 Td (in ) Tj ET Q q 0 0 0 rg BT 131.66 184.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 163.05 184.50 Td (is ) Tj ET Q q 0 0 0 rg BT 171.63 184.50 Td (highly ) Tj ET Q q 0 0 0 rg BT 195.72 184.50 Td (competitive. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 241.98 184.50 Td (The ) Tj ET Q q 0 0 0 rg BT 258.78 184.50 Td (Company) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 293.87 184.50 Td ( ) Tj ET Q q 0 0 0 rg BT 296.53 184.50 Td (competes ) Tj ET Q q 0 0 0 rg BT 334.76 184.50 Td (against ) Tj ET Q q 0 0 0 rg BT 363.87 184.50 Td (a ) Tj ET Q q 0 0 0 rg BT 371.09 184.50 Td (wide ) Tj ET Q q 0 0 0 rg BT 390.62 184.50 Td (variety ) Tj ET Q q 0 0 0 rg BT 417.44 184.50 Td (of ) Tj ET Q q 0 0 0 rg BT 426.94 184.50 Td (retailers, ) Tj ET Q q 0 0 0 rg BT 461.05 184.50 Td (including ) Tj ET Q q 0 0 0 rg BT 496.08 184.50 Td (supermarket ) Tj ET Q q 0 0 0 rg BT 544.32 184.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 172.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 73.99 172.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 92.63 172.50 Td (store ) Tj ET Q q 0 0 0 rg BT 113.08 172.50 Td (operators, ) Tj ET Q q 0 0 0 rg BT 152.22 172.50 Td (as ) Tj ET Q q 0 0 0 rg BT 163.10 172.50 Td (well ) Tj ET Q q 0 0 0 rg BT 179.45 172.50 Td (as ) Tj ET Q q 0 0 0 rg BT 190.33 172.50 Td (mass ) Tj ET Q q 0 0 0 rg BT 212.14 172.50 Td (merchandisers, ) Tj ET Q q 0 0 0 rg BT 270.42 172.50 Td (warehouse ) Tj ET Q q 0 0 0 rg BT 312.75 172.50 Td (clubs, ) Tj ET Q q 0 0 0 rg BT 336.40 172.50 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 384.19 172.50 Td (retailers ) Tj ET Q q 0 0 0 rg BT 415.57 172.50 Td (and ) Tj ET Q q 0 0 0 rg BT 431.47 172.50 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 477.01 172.50 Td (mail ) Tj ET Q q 0 0 0 rg BT 494.26 172.50 Td (order ) Tj ET Q q 0 0 0 rg BT 515.62 172.50 Td (prescription ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 160.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 72.37 160.50 Td (distributors, ) Tj ET Q q 0 0 0 rg BT 116.71 160.50 Td (limited ) Tj ET Q q 0 0 0 rg BT 142.36 160.50 Td (assortment ) Tj ET Q q 0 0 0 rg BT 184.89 160.50 Td (stores, ) Tj ET Q q 0 0 0 rg BT 211.46 160.50 Td (discount ) Tj ET Q q 0 0 0 rg BT 243.96 160.50 Td (stores, ) Tj ET Q q 0 0 0 rg BT 270.53 160.50 Td (convenience ) Tj ET Q q 0 0 0 rg BT 318.54 160.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 342.83 160.50 Td (and ) Tj ET Q q 0 0 0 rg BT 358.46 160.50 Td (specialty ) Tj ET Q q 0 0 0 rg BT 392.33 160.50 Td (stores. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 418.78 160.50 Td (The ) Tj ET Q q 0 0 0 rg BT 434.86 160.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 471.91 160.50 Td (is ) Tj ET Q q 0 0 0 rg BT 479.79 160.50 Td (subject ) Tj ET Q q 0 0 0 rg BT 507.73 160.50 Td (to ) Tj ET Q q 0 0 0 rg BT 516.53 160.50 Td (competitive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 148.50 Td (pressures ) Tj ET Q q 0 0 0 rg BT 93.02 148.50 Td (from ) Tj ET Q q 0 0 0 rg BT 112.44 148.50 Td (increases ) Tj ET Q q 0 0 0 rg BT 150.55 148.50 Td (in ) Tj ET Q q 0 0 0 rg BT 159.94 148.50 Td (the ) Tj ET Q q 0 0 0 rg BT 174.36 148.50 Td (type ) Tj ET Q q 0 0 0 rg BT 192.88 148.50 Td (and ) Tj ET Q q 0 0 0 rg BT 209.57 148.50 Td (number ) Tj ET Q q 0 0 0 rg BT 240.39 148.50 Td (of ) Tj ET Q q 0 0 0 rg BT 250.24 148.50 Td (businesses ) Tj ET Q q 0 0 0 rg BT 294.29 148.50 Td (that ) Tj ET Q q 0 0 0 rg BT 310.98 148.50 Td (compete ) Tj ET Q q 0 0 0 rg BT 345.45 148.50 Td (with ) Tj ET Q q 0 0 0 rg BT 363.05 148.50 Td (it, ) Tj ET Q q 0 0 0 rg BT 372.44 148.50 Td (including ) Tj ET Q q 0 0 0 rg BT 407.83 148.50 Td (non-traditional ) Tj ET Q q 0 0 0 rg BT 462.81 148.50 Td (competitors, ) Tj ET Q q 0 0 0 rg BT 510.49 148.50 Td (and ) Tj ET Q q 0 0 0 rg BT 527.19 148.50 Td (from ) Tj ET Q q 0 0 0 rg BT 546.60 148.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 136.50 Td (expansion ) Tj ET Q q 0 0 0 rg BT 94.08 136.50 Td (or ) Tj ET Q q 0 0 0 rg BT 104.05 136.50 Td (renovation ) Tj ET Q q 0 0 0 rg BT 145.04 136.50 Td (of ) Tj ET Q q 0 0 0 rg BT 154.57 136.50 Td (existing ) Tj ET Q q 0 0 0 rg BT 185.06 136.50 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 232.25 136.50 Td (The ) Tj ET Q q 0 0 0 rg BT 249.07 136.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 286.85 136.50 Td (also ) Tj ET Q q 0 0 0 rg BT 304.58 136.50 Td (faces ) Tj ET Q q 0 0 0 rg BT 326.88 136.50 Td (competition ) Tj ET Q q 0 0 0 rg BT 371.50 136.50 Td (from ) Tj ET Q q 0 0 0 rg BT 390.59 136.50 Td (companies ) Tj ET Q q 0 0 0 rg BT 432.94 136.50 Td (of) Tj ET Q q 0 0 0 rg BT 439.64 136.50 Td (fering ) Tj ET Q q 0 0 0 rg BT 462.84 136.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 495.61 136.50 Td (service ) Tj ET Q q 0 0 0 rg BT 524.28 136.50 Td (products, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 124.50 Td (particularly ) Tj ET Q q 0 0 0 rg BT 95.93 124.50 Td (consumer ) Tj ET Q q 0 0 0 rg BT 134.21 124.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 156.55 124.50 Td (cards ) Tj ET Q q 0 0 0 rg BT 178.88 124.50 Td (and ) Tj ET Q q 0 0 0 rg BT 194.84 124.50 Td (their ) Tj ET Q q 0 0 0 rg BT 213.08 124.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 254.57 124.50 Td (consumer ) Tj ET Q q 0 0 0 rg BT 292.85 124.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 318.38 124.50 Td (programs. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 357.57 124.50 Td ( ) Tj ET Q endstream endobj 19 0 obj <> endobj 20 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 549.40 40.45 Td (9) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 731.62 Td (2.2.6) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 731.62 Td (Seasonality) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 712.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.68 712.50 Td (Company) Tj ET Q q 0 0 0 rg BT 107.46 712.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.11 712.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 134.43 712.50 Td (operations ) Tj ET Q q 0 0 0 rg BT 175.28 712.50 Td (as ) Tj ET Q q 0 0 0 rg BT 186.50 712.50 Td (they ) Tj ET Q q 0 0 0 rg BT 204.55 712.50 Td (relate ) Tj ET Q q 0 0 0 rg BT 227.61 712.50 Td (to ) Tj ET Q q 0 0 0 rg BT 237.01 712.50 Td (food, ) Tj ET Q q 0 0 0 rg BT 257.80 712.50 Td (specifically ) Tj ET Q q 0 0 0 rg BT 300.01 712.50 Td (inventory ) Tj ET Q q 0 0 0 rg BT 335.83 712.50 Td (levels, ) Tj ET Q q 0 0 0 rg BT 361.63 712.50 Td (sales, ) Tj ET Q q 0 0 0 rg BT 385.61 712.50 Td (volume ) Tj ET Q q 0 0 0 rg BT 414.60 712.50 Td (and ) Tj ET Q q 0 0 0 rg BT 430.83 712.50 Td (product ) Tj ET Q q 0 0 0 rg BT 460.74 712.50 Td (mix, ) Tj ET Q q 0 0 0 rg BT 478.32 712.50 Td (are ) Tj ET Q q 0 0 0 rg BT 492.72 712.50 Td (impacted ) Tj ET Q q 0 0 0 rg BT 528.55 712.50 Td (to ) Tj ET Q q 0 0 0 rg BT 537.95 712.50 Td (some ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 700.50 Td (degree ) Tj ET Q q 0 0 0 rg BT 81.60 700.50 Td (by ) Tj ET Q q 0 0 0 rg BT 92.33 700.50 Td (seasonality) Tj ET Q q 0 0 0 rg BT 132.76 700.50 Td (, ) Tj ET Q q 0 0 0 rg BT 137.11 700.50 Td (including ) Tj ET Q q 0 0 0 rg BT 171.54 700.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 198.22 700.50 Td (holiday ) Tj ET Q q 0 0 0 rg BT 226.28 700.50 Td (periods ) Tj ET Q q 0 0 0 rg BT 255.24 700.50 Td (in ) Tj ET Q q 0 0 0 rg BT 263.69 700.50 Td (the ) Tj ET Q q 0 0 0 rg BT 277.16 700.50 Td (year) Tj ET Q q 0 0 0 rg BT 292.66 700.50 Td (. ) Tj ET Q q 0 0 0 rg BT 296.60 700.50 Td (Additionally) Tj ET Q q 0 0 0 rg BT 337.94 700.50 Td (, ) Tj ET Q q 0 0 0 rg BT 342.29 700.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 368.97 700.50 Td (health ) Tj ET Q q 0 0 0 rg BT 393.38 700.50 Td (care, ) Tj ET Q q 0 0 0 rg BT 413.68 700.50 Td (health-related ) Tj ET Q q 0 0 0 rg BT 465.89 700.50 Td (professional ) Tj ET Q q 0 0 0 rg BT 512.18 700.50 Td (services ) Tj ET Q q 0 0 0 rg BT 544.32 700.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 688.50 Td (general ) Tj ET Q q 0 0 0 rg BT 83.63 688.50 Td (merchandise ) Tj ET Q q 0 0 0 rg BT 132.86 688.50 Td (of) Tj ET Q q 0 0 0 rg BT 139.56 688.50 Td (ferings ) Tj ET Q q 0 0 0 rg BT 166.46 688.50 Td (are ) Tj 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 296.85 688.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 659.62 Td (2.3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 659.62 Td (Financial Services Segment) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 640.50 Td (President) Tj ET Q q 0 0 0 rg BT 90.32 640.50 Td (s ) Tj ET Q q 0 0 0 rg BT 97.53 640.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 126.16 640.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 147.95 640.50 Td (\(PC ) Tj ET Q q 0 0 0 rg BT 167.90 640.50 Td (Bank\) ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 195.15 640.50 Td (of) Tj ET Q q 0 0 0 rg BT 201.85 640.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 218.63 640.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 251.82 640.50 Td (services ) Tj ET Q q 0 0 0 rg BT 285.00 640.50 Td (to ) Tj ET Q q 0 0 0 rg BT 294.95 640.50 Td (consumers ) Tj ET Q q 0 0 0 rg BT 338.16 640.50 Td (under ) Tj ET Q q 0 0 0 rg BT 362.24 640.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 376.74 640.50 Td (President) Tj ET Q q 0 0 0 rg BT 413.03 640.50 Td (s ) Tj ET Q q 0 0 0 rg BT 420.23 640.50 Td (Choice) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 445.75 640.50 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 448.86 640.50 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 484.78 640.50 Td (brand, ) Tj ET Q q 0 0 0 rg BT 511.13 640.50 Td (including ) Tj ET Q q 0 0 0 rg BT 546.61 640.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 628.50 Td (President) Tj ET Q q 0 0 0 rg BT 90.28 628.50 Td (s ) Tj ET Q q 0 0 0 rg BT 96.67 628.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 124.47 628.50 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.29 628.50 Td ( ) Tj ET Q q 0 0 0 rg BT 159.57 628.50 Td (Mastercard. ) Tj ET Q q 0 0 0 rg BT 205.14 628.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 218.81 628.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 239.78 628.50 Td (also ) Tj ET Q q 0 0 0 rg BT 257.11 628.50 Td (of) Tj ET Q q 0 0 0 rg BT 263.80 628.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 279.76 628.50 Td (guaranteed ) Tj ET Q q 0 0 0 rg BT 323.53 628.50 Td (investment ) Tj ET Q q 0 0 0 rg BT 365.47 628.50 Td (certificates ) Tj ET Q q 0 0 0 rg BT 406.95 628.50 Td (through ) Tj ET Q q 0 0 0 rg BT 437.04 628.50 Td (the ) Tj ET Q q 0 0 0 rg BT 450.72 628.50 Td (broker ) Tj ET Q q 0 0 0 rg BT 476.25 628.50 Td (channel. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 509.53 628.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 608.50 Td (In ) Tj ET Q q 0 0 0 rg BT 63.42 608.50 Td (2017, ) Tj ET Q q 0 0 0 rg BT 86.53 608.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 100.50 608.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 121.77 608.50 Td (entered ) Tj ET Q q 0 0 0 rg BT 152.16 608.50 Td (into ) Tj ET Q q 0 0 0 rg BT 167.97 608.50 Td (an ) Tj ET Q q 0 0 0 rg BT 179.67 608.50 Td (agreement ) Tj ET Q q 0 0 0 rg BT 221.46 608.50 Td (to ) Tj ET Q q 0 0 0 rg BT 230.88 608.50 Td (end ) Tj ET Q q 0 0 0 rg BT 247.14 608.50 Td (its ) Tj ET Q q 0 0 0 rg BT 257.93 608.50 Td (business ) Tj ET Q q 0 0 0 rg BT 292.88 608.50 Td (relationship ) Tj ET Q q 0 0 0 rg BT 337.40 608.50 Td (with ) Tj ET Q q 0 0 0 rg BT 354.56 608.50 Td (a ) Tj ET Q q 0 0 0 rg BT 361.71 608.50 Td (major ) Tj ET Q q 0 0 0 rg BT 384.79 608.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 422.47 608.50 Td (chartered ) Tj ET Q q 0 0 0 rg BT 459.70 608.50 Td (bank, ) Tj ET Q q 0 0 0 rg BT 482.35 608.50 Td (which ) Tj ET Q q 0 0 0 rg BT 505.89 608.50 Td (resulted ) Tj ET Q q 0 0 0 rg BT 537.65 608.50 Td (in ) Tj ET Q q 0 0 0 rg BT 546.61 608.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 596.50 Td (discontinuance ) Tj ET Q q 0 0 0 rg BT 111.55 596.50 Td (of ) Tj ET Q q 0 0 0 rg BT 121.22 596.50 Td (the ) Tj ET Q q 0 0 0 rg BT 135.46 596.50 Td (personal ) Tj ET Q q 0 0 0 rg BT 169.75 596.50 Td (banking ) Tj ET Q q 0 0 0 rg BT 201.31 596.50 Td (services ) Tj ET Q q 0 0 0 rg BT 234.22 596.50 Td (of) Tj ET Q q 0 0 0 rg BT 240.92 596.50 Td (fered ) Tj ET Q q 0 0 0 rg BT 262.45 596.50 Td (under ) Tj ET Q q 0 0 0 rg BT 286.25 596.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 300.49 596.50 Td (President) Tj ET Q q 0 0 0 rg BT 336.78 596.50 Td (s ) Tj ET Q q 0 0 0 rg BT 343.71 596.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 372.07 596.50 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 407.72 596.50 Td (brand. ) Tj ET Q q 0 0 0 rg BT 433.63 596.50 Td (The ) Tj ET Q q 0 0 0 rg BT 450.60 596.50 Td (wind-down ) Tj ET Q q 0 0 0 rg BT 492.62 596.50 Td (of ) Tj ET Q q 0 0 0 rg BT 502.30 596.50 Td (operations ) Tj ET Q q 0 0 0 rg BT 543.43 596.50 Td (was ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 584.50 Td (materially ) Tj ET Q q 0 0 0 rg BT 92.51 584.50 Td (completed ) Tj ET Q q 0 0 0 rg BT 133.77 584.50 Td (in ) Tj ET Q q 0 0 0 rg BT 143.58 584.50 Td (May ) Tj ET Q q 0 0 0 rg BT 162.50 584.50 Td (2018. ) Tj ET Q q 0 0 0 rg BT 186.44 584.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 201.25 584.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 223.37 584.50 Td (continues ) Tj ET Q q 0 0 0 rg BT 261.90 584.50 Td (to ) Tj ET Q q 0 0 0 rg BT 272.16 584.50 Td (operate ) Tj ET Q q 0 0 0 rg BT 303.40 584.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 318.22 584.50 Td (President) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 352.87 584.50 Td () Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 354.69 584.50 Td (s ) Tj ET Q q 0 0 0 rg BT 362.21 584.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 391.16 584.50 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 423.98 584.50 Td ( ) Tj ET Q q 0 0 0 rg BT 427.40 584.50 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 471.84 584.50 Td (program ) Tj ET Q q 0 0 0 rg BT 505.80 584.50 Td (through ) Tj ET Q q 0 0 0 rg BT 537.03 584.50 Td (which ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 572.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 94.96 572.50 Td (continue ) Tj ET Q q 0 0 0 rg BT 129.10 572.50 Td (to ) Tj ET Q q 0 0 0 rg BT 139.08 572.50 Td (earn ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 158.63 572.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 173.15 572.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 206.41 572.50 Td ( ) Tj ET Q q 0 0 0 rg BT 209.55 572.50 Td (points. ) Tj ET Q q 0 0 0 rg BT 236.85 572.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 251.37 572.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 273.20 572.50 Td (remains ) Tj ET Q q 0 0 0 rg BT 305.50 572.50 Td (committed ) Tj ET Q q 0 0 0 rg BT 346.46 572.50 Td (to ) Tj ET Q q 0 0 0 rg BT 356.44 572.50 Td (growth, ) Tj ET Q q 0 0 0 rg BT 386.46 572.50 Td (by ) Tj ET Q q 0 0 0 rg BT 398.26 572.50 Td (bringing ) Tj ET Q q 0 0 0 rg BT 430.57 572.50 Td (innovative ) Tj ET Q q 0 0 0 rg BT 470.63 572.50 Td (payment ) Tj ET Q q 0 0 0 rg BT 505.22 572.50 Td (products ) Tj ET Q q 0 0 0 rg BT 539.81 572.50 Td (to ) Tj ET Q q 0 0 0 rg BT 549.79 572.50 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 560.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 94.11 560.50 Td (and ) Tj ET Q q 0 0 0 rg BT 110.07 560.50 Td (continuing ) Tj ET Q q 0 0 0 rg BT 149.74 560.50 Td (to ) Tj ET Q q 0 0 0 rg BT 158.86 560.50 Td (strengthen ) Tj ET Q q 0 0 0 rg BT 199.89 560.50 Td (its ) Tj ET Q q 0 0 0 rg BT 210.38 560.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 232.71 560.50 Td (card ) Tj ET Q q 0 0 0 rg BT 250.94 560.50 Td (services ) Tj ET Q q 0 0 0 rg BT 283.30 560.50 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 299.26 560.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 312.93 560.50 Td (Optimum ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 348.48 560.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 374.00 560.50 Td (program.) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 540.50 Td (Through ) Tj ET Q q 0 0 0 rg BT 86.22 540.50 Td (its ) Tj ET Q q 0 0 0 rg BT 96.10 540.50 Td (insurance ) Tj ET Q q 0 0 0 rg BT 133.33 540.50 Td (entities, ) Tj ET Q q 0 0 0 rg BT 163.28 540.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 176.34 540.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 196.71 540.50 Td (of) Tj ET Q q 0 0 0 rg BT 203.41 540.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 218.76 540.50 Td (products ) Tj ET Q q 0 0 0 rg BT 251.89 540.50 Td (such ) Tj ET Q q 0 0 0 rg BT 270.90 540.50 Td (as ) Tj ET Q q 0 0 0 rg BT 281.24 540.50 Td (auto ) Tj ET Q q 0 0 0 rg BT 298.88 540.50 Td (and ) Tj ET Q q 0 0 0 rg BT 314.24 540.50 Td (home ) Tj ET Q q 0 0 0 rg BT 336.43 540.50 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 375.94 540.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 389.00 540.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 409.37 540.50 Td (also ) Tj ET Q q 0 0 0 rg BT 426.10 540.50 Td (of) Tj ET Q q 0 0 0 rg BT 432.79 540.50 Td (fers ) Tj ET Q q 0 0 0 rg BT 448.14 540.50 Td (wireless ) Tj ET Q q 0 0 0 rg BT 479.44 540.50 Td (products ) Tj ET Q q 0 0 0 rg BT 512.57 540.50 Td (and ) Tj ET Q q 0 0 0 rg BT 527.93 540.50 Td (services ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 528.50 Td (through ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 83.82 528.50 Td (The ) Tj ET Q q 0 0 0 rg BT 99.96 528.50 Td (Mobile ) Tj ET Q q 0 0 0 rg BT 126.13 528.50 Td (Shop,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.56 528.50 Td ( ) Tj ET Q q 0 0 0 rg BT 149.56 528.50 Td (as ) Tj ET Q q 0 0 0 rg BT 160.24 528.50 Td (well ) Tj ET Q q 0 0 0 rg BT 176.37 528.50 Td (as ) Tj ET Q q 0 0 0 rg BT 187.04 528.50 Td (prepaid ) Tj ET Q q 0 0 0 rg BT 216.40 528.50 Td (cell ) Tj ET Q q 0 0 0 rg BT 230.71 528.50 Td (phones ) Tj ET Q q 0 0 0 rg BT 259.63 528.50 Td (and ) Tj ET Q q 0 0 0 rg BT 275.32 528.50 Td (gift ) Tj ET Q q 0 0 0 rg BT 288.27 528.50 Td (cards, ) Tj ET Q q 0 0 0 rg BT 312.61 528.50 Td (through ) Tj ET Q q 0 0 0 rg BT 342.43 528.50 Td (the ) Tj ET Q q 0 0 0 rg BT 355.84 528.50 Td (Company) Tj ET Q q 0 0 0 rg BT 392.61 528.50 Td (s ) Tj ET Q q 0 0 0 rg BT 398.72 528.50 Td (network ) Tj ET Q q 0 0 0 rg BT 429.44 528.50 Td (of ) Tj ET Q q 0 0 0 rg BT 438.29 528.50 Td (grocery ) Tj ET Q q 0 0 0 rg BT 467.65 528.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 491.99 528.50 Td (located ) Tj ET Q q 0 0 0 rg BT 520.44 528.50 Td (across ) Tj ET Q q 0 0 0 rg BT 546.61 528.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 516.50 Td (country) Tj ET Q q 0 0 0 rg BT 80.29 516.50 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.85 516.50 Td ( ) Tj ET Q q 0 0 0 rg BT 87.13 516.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 495.62 Td (2.3.1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 495.62 Td (Financial Services Competitive Environment) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 476.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.64 476.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 108.25 476.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 130.82 476.50 Td (card ) Tj ET Q q 0 0 0 rg BT 149.28 476.50 Td (market ) Tj ET Q q 0 0 0 rg BT 176.86 476.50 Td (is ) Tj ET Q q 0 0 0 rg BT 185.29 476.50 Td (highly ) Tj ET Q q 0 0 0 rg BT 209.23 476.50 Td (competitive. ) Tj ET Q q 0 0 0 rg BT 255.34 476.50 Td (The ) Tj ET Q q 0 0 0 rg BT 271.98 476.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 294.55 476.50 Td (cards ) Tj ET Q q 0 0 0 rg BT 317.11 476.50 Td (of) Tj ET Q q 0 0 0 rg BT 323.81 476.50 Td (fered ) Tj ET Q q 0 0 0 rg BT 345.01 476.50 Td (by ) Tj ET Q q 0 0 0 rg BT 356.19 476.50 Td (PCBank ) Tj ET Q q 0 0 0 rg BT 391.06 476.50 Td (compete ) Tj ET Q q 0 0 0 rg BT 425.02 476.50 Td (with ) Tj ET Q q 0 0 0 rg BT 442.11 476.50 Td (comparable ) Tj ET Q q 0 0 0 rg BT 487.47 476.50 Td (products ) Tj ET Q q 0 0 0 rg BT 521.44 476.50 Td (of) Tj ET Q q 0 0 0 rg BT 528.13 476.50 Td (fered ) Tj ET Q q 0 0 0 rg BT 549.34 476.50 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 464.50 Td (banks ) Tj ET Q q 0 0 0 rg BT 78.41 464.50 Td (and ) Tj ET Q q 0 0 0 rg BT 94.61 464.50 Td (other ) Tj ET Q q 0 0 0 rg BT 115.82 464.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 148.43 464.50 Td (institutions ) Tj ET Q q 0 0 0 rg BT 189.70 464.50 Td (within ) Tj ET Q q 0 0 0 rg BT 213.18 464.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 244.43 464.50 Td (and ) Tj ET Q q 0 0 0 rg BT 260.63 464.50 Td (are ) Tj ET Q q 0 0 0 rg BT 275.00 464.50 Td (issued ) Tj ET Q q 0 0 0 rg BT 301.23 464.50 Td (on ) Tj ET Q q 0 0 0 rg BT 312.87 464.50 Td (terms ) Tj ET Q q 0 0 0 rg BT 335.89 464.50 Td (and ) Tj ET Q q 0 0 0 rg BT 352.10 464.50 Td (conditions ) Tj ET Q q 0 0 0 rg BT 391.54 464.50 Td (that ) Tj ET Q q 0 0 0 rg BT 407.75 464.50 Td (are ) Tj ET Q q 0 0 0 rg BT 422.12 464.50 Td (competitive ) Tj ET Q q 0 0 0 rg BT 466.12 464.50 Td (with ) Tj ET Q q 0 0 0 rg BT 483.22 464.50 Td (such ) Tj ET Q q 0 0 0 rg BT 503.07 464.50 Td (other ) Tj ET Q q 0 0 0 rg BT 524.28 464.50 Td (products. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 452.50 Td (As ) Tj ET Q q 0 0 0 rg BT 66.61 452.50 Td (competition ) Tj ET Q q 0 0 0 rg BT 111.58 452.50 Td (increases, ) Tj ET Q q 0 0 0 rg BT 152.00 452.50 Td (customer ) Tj ET Q q 0 0 0 rg BT 188.76 452.50 Td (expectations ) Tj ET Q q 0 0 0 rg BT 237.84 452.50 Td (are ) Tj ET Q q 0 0 0 rg BT 252.73 452.50 Td (being ) Tj ET Q q 0 0 0 rg BT 275.83 452.50 Td (redefined, ) Tj ET Q q 0 0 0 rg BT 315.34 452.50 Td (which ) Tj ET Q q 0 0 0 rg BT 339.34 452.50 Td (includes ) Tj ET Q q 0 0 0 rg BT 372.46 452.50 Td (an ) Tj ET Q q 0 0 0 rg BT 384.62 452.50 Td (increasing ) Tj ET Q q 0 0 0 rg BT 425.03 452.50 Td (demand ) Tj ET Q q 0 0 0 rg BT 457.70 452.50 Td (for ) Tj ET Q q 0 0 0 rg BT 470.31 452.50 Td (good ) Tj ET Q q 0 0 0 rg BT 491.59 452.50 Td (value, ) Tj ET Q q 0 0 0 rg BT 516.51 452.50 Td (exceptional ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 440.50 Td (service ) Tj ET Q q 0 0 0 rg BT 81.37 440.50 Td (and ) Tj ET Q q 0 0 0 rg BT 96.45 440.50 Td (programs ) Tj ET Q q 0 0 0 rg BT 132.47 440.50 Td (that ) Tj ET Q q 0 0 0 rg BT 147.55 440.50 Td (reward ) Tj ET Q q 0 0 0 rg BT 174.00 440.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 213.22 440.50 Td (for ) Tj ET Q q 0 0 0 rg BT 224.19 440.50 Td (their ) Tj ET Q q 0 0 0 rg BT 241.53 440.50 Td (loyalty) Tj ET Q q 0 0 0 rg BT 264.18 440.50 Td (. ) Tj ET Q q 0 0 0 rg BT 267.77 440.50 Td (The ) Tj ET Q q 0 0 0 rg BT 283.29 440.50 Td (value ) Tj ET Q q 0 0 0 rg BT 304.29 440.50 Td (proposition ) Tj ET Q q 0 0 0 rg BT 345.80 440.50 Td (of ) Tj ET Q q 0 0 0 rg BT 354.04 440.50 Td (being ) Tj ET Q q 0 0 0 rg BT 375.50 440.50 Td (able ) Tj ET Q q 0 0 0 rg BT 392.39 440.50 Td (to ) Tj ET Q q 0 0 0 rg BT 400.63 440.50 Td (earn ) Tj ET Q q 0 0 0 rg BT 418.43 440.50 Td (free ) Tj ET Q q 0 0 0 rg BT 433.96 440.50 Td (groceries ) Tj ET Q q 0 0 0 rg BT 469.08 440.50 Td (through ) Tj ET Q q 0 0 0 rg BT 498.28 440.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 511.08 440.50 Td (PCOptimum) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 428.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 79.76 428.50 Td (program ) Tj ET Q q 0 0 0 rg BT 112.80 428.50 Td (by ) Tj ET Q q 0 0 0 rg BT 123.97 428.50 Td (using ) Tj ET Q q 0 0 0 rg BT 146.08 428.50 Td (a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 153.15 428.50 Td (President) Tj ET Q q 0 0 0 rg BT 189.43 428.50 Td (s ) Tj ET Q q 0 0 0 rg BT 196.04 428.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 224.07 428.50 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 256.89 428.50 Td ( ) Tj ET Q q 0 0 0 rg BT 259.40 428.50 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 302.92 428.50 Td (is ) Tj ET Q q 0 0 0 rg BT 311.35 428.50 Td (one ) Tj ET Q q 0 0 0 rg BT 327.54 428.50 Td (of ) Tj ET Q q 0 0 0 rg BT 336.89 428.50 Td (the ) Tj ET Q q 0 0 0 rg BT 350.80 428.50 Td (key ) Tj ET Q q 0 0 0 rg BT 366.07 428.50 Td (factors ) Tj ET Q q 0 0 0 rg BT 393.20 428.50 Td (that ) Tj ET Q q 0 0 0 rg BT 409.39 428.50 Td (enables ) Tj ET Q q 0 0 0 rg BT 440.62 428.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 454.52 428.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 475.72 428.50 Td (to ) Tj ET Q q 0 0 0 rg BT 485.06 428.50 Td (compete ) Tj ET Q q 0 0 0 rg BT 519.03 428.50 Td (with ) Tj ET Q q 0 0 0 rg BT 536.12 428.50 Td (banks ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 416.50 Td (and ) Tj ET Q q 0 0 0 rg BT 70.05 416.50 Td (other ) Tj ET Q q 0 0 0 rg BT 91.11 416.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 123.56 416.50 Td (institutions ) Tj ET Q q 0 0 0 rg BT 164.68 416.50 Td (of) Tj ET Q q 0 0 0 rg BT 171.38 416.50 Td (fering ) Tj ET Q q 0 0 0 rg BT 194.26 416.50 Td (comparable ) Tj ET Q q 0 0 0 rg BT 239.47 416.50 Td (products. ) Tj ET Q q 0 0 0 rg BT 275.58 416.50 Td (In ) Tj ET Q q 0 0 0 rg BT 284.78 416.50 Td (September ) Tj ET Q q 0 0 0 rg BT 327.26 416.50 Td (2018, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 350.15 416.50 Td (President's ) Tj ET Q q 0 0 0 rg BT 392.84 416.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 420.73 416.50 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 453.54 416.50 Td ( ) Tj ET Q q 0 0 0 rg BT 455.91 416.50 Td (was ) Tj ET Q q 0 0 0 rg BT 472.86 416.50 Td (recognized ) Tj ET Q q 0 0 0 rg BT 515.34 416.50 Td (as ) Tj ET Q q 0 0 0 rg BT 526.37 416.50 Td (#1 ) Tj ET Q q 0 0 0 rg BT 537.86 416.50 Td (in ) Tj ET Q q 0 0 0 rg BT 546.61 416.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 404.50 Td (inaugural ) Tj ET Q q 0 0 0 rg BT 90.02 404.50 Td (J.D. ) Tj ET Q q 0 0 0 rg BT 106.88 404.50 Td (Power ) Tj ET Q q 0 0 0 rg BT 132.39 404.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 169.78 404.50 Td (Credit ) Tj ET Q q 0 0 0 rg BT 193.93 404.50 Td (Card ) Tj ET Q q 0 0 0 rg BT 213.98 404.50 Td (Customer ) Tj ET Q q 0 0 0 rg BT 251.80 404.50 Td (Satisfaction ) Tj ET Q q 0 0 0 rg BT 296.48 404.50 Td (Study) Tj ET Q q 0 0 0 rg BT 316.85 404.50 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 321.41 404.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 375.62 Td (2.3.2) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 375.62 Td (Lending) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 356.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 67.77 356.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 88.84 356.50 Td (has ) Tj ET Q q 0 0 0 rg BT 104.45 356.50 Td (established ) Tj ET Q q 0 0 0 rg BT 148.32 356.50 Td (a ) Tj ET Q q 0 0 0 rg BT 155.26 356.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 170.40 356.50 Td (appetite ) Tj ET Q q 0 0 0 rg BT 201.96 356.50 Td (for ) Tj ET Q q 0 0 0 rg BT 213.91 356.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 236.35 356.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 251.49 356.50 Td (within ) Tj ET Q q 0 0 0 rg BT 274.83 356.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 301.83 356.50 Td (escalation ) Tj ET Q q 0 0 0 rg BT 341.14 356.50 Td (thresholds ) Tj ET Q q 0 0 0 rg BT 381.35 356.50 Td (and ) Tj ET Q q 0 0 0 rg BT 397.42 356.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 411.19 356.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 432.26 356.50 Td (Board ) Tj ET Q q 0 0 0 rg BT 456.52 356.50 Td (of ) Tj ET Q q 0 0 0 rg BT 465.74 356.50 Td (Directors ) Tj ET Q q 0 0 0 rg BT 500.93 356.50 Td (tolerance ) Tj ET Q q 0 0 0 rg BT 537.05 356.50 Td (limits. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 344.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 67.17 344.50 Td (Bank) Tj ET Q q 0 0 0 rg BT 87.54 344.50 Td (s ) Tj ET Q q 0 0 0 rg BT 93.42 344.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 107.96 344.50 Td (appetite ) Tj ET Q q 0 0 0 rg BT 138.92 344.50 Td (has ) Tj ET Q q 0 0 0 rg BT 153.93 344.50 Td (been ) Tj ET Q q 0 0 0 rg BT 173.95 344.50 Td (approved ) Tj ET Q q 0 0 0 rg BT 209.93 344.50 Td (by ) Tj ET Q q 0 0 0 rg BT 220.37 344.50 Td (its ) Tj ET Q q 0 0 0 rg BT 230.35 344.50 Td (Board ) Tj ET Q q 0 0 0 rg BT 254.01 344.50 Td (of ) Tj ET Q q 0 0 0 rg BT 262.64 344.50 Td (Directors. ) Tj ET Q q 0 0 0 rg BT 299.50 344.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 312.67 344.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 333.14 344.50 Td (has ) Tj ET Q q 0 0 0 rg BT 348.15 344.50 Td (in ) Tj ET Q q 0 0 0 rg BT 356.31 344.50 Td (place ) Tj ET Q q 0 0 0 rg BT 377.69 344.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 392.23 344.50 Td (management ) Tj ET Q q 0 0 0 rg BT 441.88 344.50 Td (policies ) Tj ET Q q 0 0 0 rg BT 471.01 344.50 Td (that ) Tj ET Q q 0 0 0 rg BT 486.47 344.50 Td (provide ) Tj ET Q q 0 0 0 rg BT 515.15 344.50 Td (governance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 332.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.73 332.50 Td (oversight ) Tj ET Q q 0 0 0 rg BT 105.05 332.50 Td (to ) Tj ET Q q 0 0 0 rg BT 113.94 332.50 Td (ef) Tj ET Q q 0 0 0 rg BT 120.64 332.50 Td (fectively ) Tj ET Q q 0 0 0 rg BT 152.31 332.50 Td (manage ) Tj ET Q q 0 0 0 rg BT 183.99 332.50 Td (and ) Tj ET Q q 0 0 0 rg BT 199.72 332.50 Td (control ) Tj ET Q q 0 0 0 rg BT 226.38 332.50 Td (existing ) Tj ET Q q 0 0 0 rg BT 256.24 332.50 Td (and ) Tj ET Q q 0 0 0 rg BT 271.96 332.50 Td (potential ) Tj ET Q q 0 0 0 rg BT 305.02 332.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 327.12 332.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 346.02 332.50 Td (involved ) Tj ET Q q 0 0 0 rg BT 378.15 332.50 Td (in ) Tj ET Q q 0 0 0 rg BT 386.58 332.50 Td (extending ) Tj ET Q q 0 0 0 rg BT 424.19 332.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 446.29 332.50 Td (to ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 455.18 332.50 Td (President) Tj ET Q q 0 0 0 rg BT 491.46 332.50 Td (s ) Tj ET Q q 0 0 0 rg BT 497.61 332.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 525.18 332.50 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 558.00 332.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 320.50 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 96.78 320.50 Td (customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.61 320.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 136.55 320.50 Td (as ) Tj ET Q q 0 0 0 rg BT 146.98 320.50 Td (well ) Tj ET Q q 0 0 0 rg BT 162.87 320.50 Td (as ) Tj ET Q q 0 0 0 rg BT 173.30 320.50 Td (other ) Tj ET Q q 0 0 0 rg BT 193.76 320.50 Td (risks. ) Tj ET Q q 0 0 0 rg BT 214.56 320.50 Td (T) Tj ET Q q 0 0 0 rg BT 218.66 320.50 Td (o ) Tj ET Q q 0 0 0 rg BT 224.99 320.50 Td (minimize ) Tj ET Q q 0 0 0 rg BT 259.11 320.50 Td (the ) Tj ET Q q 0 0 0 rg BT 272.28 320.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 313.26 320.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 335.08 320.50 Td (risk, ) Tj ET Q q 0 0 0 rg BT 351.88 320.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 365.04 320.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 385.50 320.50 Td (employs ) Tj ET Q q 0 0 0 rg BT 417.81 320.50 Td (advanced ) Tj ET Q q 0 0 0 rg BT 455.14 320.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 476.96 320.50 Td (scoring ) Tj ET Q q 0 0 0 rg BT 505.17 320.50 Td (tools, ) Tj ET Q q 0 0 0 rg BT 526.54 320.50 Td (stringent ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 308.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 76.33 308.50 Td (card ) Tj ET Q q 0 0 0 rg BT 94.57 308.50 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 126.02 308.50 Td (monitoring, ) Tj ET Q q 0 0 0 rg BT 168.87 308.50 Td (and ) Tj ET Q q 0 0 0 rg BT 184.83 308.50 Td (technology ) Tj ET Q q 0 0 0 rg BT 226.78 308.50 Td (that ) Tj ET Q q 0 0 0 rg BT 242.74 308.50 Td (produces ) Tj ET Q q 0 0 0 rg BT 278.76 308.50 Td (an ) Tj ET Q q 0 0 0 rg BT 290.16 308.50 Td (ef) Tj ET Q q 0 0 0 rg BT 296.86 308.50 Td (fective ) Tj ET Q q 0 0 0 rg BT 322.84 308.50 Td (account ) Tj ET Q q 0 0 0 rg BT 353.85 308.50 Td (management ) Tj ET Q q 0 0 0 rg BT 404.00 308.50 Td (and ) Tj ET Q q 0 0 0 rg BT 419.96 308.50 Td (collection ) Tj ET Q q 0 0 0 rg BT 456.43 308.50 Td (process.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 487.42 308.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 279.62 Td (2.4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 279.62 Td (Labour and Employment Matters) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 260.50 Td (As ) Tj ET Q q 0 0 0 rg BT 65.47 260.50 Td (at ) Tj ET Q q 0 0 0 rg BT 74.21 260.50 Td (December ) Tj ET Q q 0 0 0 rg BT 113.93 260.50 Td (28, ) Tj ET Q q 0 0 0 rg BT 127.22 260.50 Td (2019, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.64 260.50 Td (the ) Tj ET Q q 0 0 0 rg BT 162.94 260.50 Td (Company) Tj ET Q q 0 0 0 rg BT 197.44 260.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 201.61 260.50 Td (through ) Tj ET Q q 0 0 0 rg BT 231.32 260.50 Td (its ) Tj ET Q q 0 0 0 rg BT 241.42 260.50 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 288.90 260.50 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 332.74 260.50 Td (and ) Tj ET Q q 0 0 0 rg BT 347.94 260.50 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 391.78 260.50 Td (employed ) Tj ET Q q 0 0 0 rg BT 429.23 260.50 Td (approximately ) Tj ET Q q 0 0 0 rg BT 482.18 260.50 Td (194,000 ) Tj ET Q q 0 0 0 rg BT 513.72 260.50 Td (full-time ) Tj ET Q q 0 0 0 rg BT 544.33 260.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 248.50 Td (part-time ) Tj ET Q q 0 0 0 rg BT 88.63 248.50 Td (employees. ) Tj ET Q q 0 0 0 rg BT 132.40 248.50 Td (A) Tj ET Q q 0 0 0 rg BT 137.42 248.50 Td ( ) Tj ET Q q 0 0 0 rg BT 139.70 248.50 Td (majority ) Tj ET Q q 0 0 0 rg BT 170.69 248.50 Td (of) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 177.53 248.50 Td ( ) Tj ET Q q 0 0 0 rg BT 179.81 248.50 Td (the ) Tj ET Q q 0 0 0 rg BT 193.49 248.50 Td (Company) Tj ET Q q 0 0 0 rg BT 230.26 248.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 236.65 248.50 Td (grocery ) Tj ET Q q 0 0 0 rg BT 266.27 248.50 Td (store ) Tj ET Q q 0 0 0 rg BT 286.78 248.50 Td (level ) Tj ET Q q 0 0 0 rg BT 305.93 248.50 Td (and ) Tj ET Q q 0 0 0 rg BT 321.89 248.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 363.83 248.50 Td (centre ) Tj ET Q q 0 0 0 rg BT 388.90 248.50 Td (colleagues ) Tj ET Q q 0 0 0 rg BT 430.39 248.50 Td (are ) Tj ET Q q 0 0 0 rg BT 444.52 248.50 Td (unionized. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 484.19 248.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 219.62 Td (2.5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 219.62 Td (Intellectual Property) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 200.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.03 200.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.01 200.50 Td (has ) Tj ET Q q 0 0 0 rg BT 122.13 200.50 Td (established ) Tj ET Q q 0 0 0 rg BT 165.52 200.50 Td (procedures ) Tj ET Q q 0 0 0 rg BT 208.44 200.50 Td (to ) Tj ET Q q 0 0 0 rg BT 217.17 200.50 Td (register ) Tj ET Q q 0 0 0 rg BT 246.41 200.50 Td (or ) Tj ET Q q 0 0 0 rg BT 255.60 200.50 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 292.58 200.50 Td (protect ) Tj ET Q q 0 0 0 rg BT 319.55 200.50 Td (its ) Tj ET Q q 0 0 0 rg BT 329.65 200.50 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 370.29 200.50 Td (property) Tj ET Q q 0 0 0 rg BT 399.78 200.50 Td (, ) Tj ET Q q 0 0 0 rg BT 403.95 200.50 Td (including ) Tj ET Q q 0 0 0 rg BT 438.22 200.50 Td (the ) Tj ET Q q 0 0 0 rg BT 451.51 200.50 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 494.42 200.50 Td (used ) Tj ET Q q 0 0 0 rg BT 514.10 200.50 Td (in ) Tj ET Q q 0 0 0 rg BT 522.38 200.50 Td (its ) Tj ET Q q 0 0 0 rg BT 532.48 200.50 Td (banner ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 188.50 Td (names ) Tj ET Q q 0 0 0 rg BT 80.98 188.50 Td (and ) Tj ET Q q 0 0 0 rg BT 97.03 188.50 Td (those ) Tj ET Q q 0 0 0 rg BT 119.46 188.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 161.04 188.50 Td (with ) Tj ET Q q 0 0 0 rg BT 177.98 188.50 Td (its ) Tj ET Q q 0 0 0 rg BT 188.55 188.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 214.17 188.50 Td (program, ) Tj ET Q q 0 0 0 rg BT 249.35 188.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 271.77 188.50 Td (card ) Tj ET Q q 0 0 0 rg BT 290.09 188.50 Td (services, ) Tj ET Q q 0 0 0 rg BT 324.81 188.50 Td (control ) Tj ET Q q 0 0 0 rg BT 351.80 188.50 Td (brand ) Tj ET Q q 0 0 0 rg BT 375.13 188.50 Td (programs, ) Tj ET Q q 0 0 0 rg BT 414.42 188.50 Td (online ) Tj ET Q q 0 0 0 rg BT 438.67 188.50 Td (and ) Tj ET Q q 0 0 0 rg BT 454.72 188.50 Td (digital ) Tj ET Q q 0 0 0 rg BT 478.51 188.50 Td (platforms ) Tj ET Q q 0 0 0 rg BT 514.60 188.50 Td (and ) Tj ET Q q 0 0 0 rg BT 530.65 188.50 Td (apparel ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 176.50 Td (business. ) Tj ET Q q 0 0 0 rg BT 90.20 176.50 Td (Store-trading ) Tj ET Q q 0 0 0 rg BT 139.16 176.50 Td (or ) Tj ET Q q 0 0 0 rg BT 148.00 176.50 Td (banner ) Tj ET Q q 0 0 0 rg BT 175.09 176.50 Td (names ) Tj ET Q q 0 0 0 rg BT 201.25 176.50 Td (are ) Tj ET Q q 0 0 0 rg BT 214.66 176.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 255.42 176.50 Td (with ) Tj ET Q q 0 0 0 rg BT 271.55 176.50 Td (specific ) Tj ET Q q 0 0 0 rg BT 300.45 176.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 319.78 176.50 Td (concepts ) Tj ET Q q 0 0 0 rg BT 354.16 176.50 Td (and ) Tj ET Q q 0 0 0 rg BT 369.40 176.50 Td (are ) Tj ET Q q 0 0 0 rg BT 382.80 176.50 Td (important ) Tj ET Q q 0 0 0 rg BT 418.54 176.50 Td (to ) Tj ET Q q 0 0 0 rg BT 426.93 176.50 Td (corporate, ) Tj ET Q q 0 0 0 rg BT 465.41 176.50 Td (franchised ) Tj ET Q q 0 0 0 rg BT 504.80 176.50 Td (and ) Tj ET Q q 0 0 0 rg BT 519.73 176.50 Td (Associate-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 164.50 Td (owned ) Tj ET Q q 0 0 0 rg BT 80.33 164.50 Td (drug ) Tj ET Q q 0 0 0 rg BT 98.90 164.50 Td (store ) Tj ET Q q 0 0 0 rg BT 119.30 164.50 Td (operations. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 161.91 164.50 Td (The ) Tj ET Q q 0 0 0 rg BT 178.21 164.50 Td (Company) Tj ET Q q 0 0 0 rg BT 214.98 164.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 221.25 164.50 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 264.43 164.50 Td (used ) Tj ET Q q 0 0 0 rg BT 284.38 164.50 Td (in ) Tj ET Q q 0 0 0 rg BT 292.93 164.50 Td (connection ) Tj ET Q q 0 0 0 rg BT 334.76 164.50 Td (with ) Tj ET Q q 0 0 0 rg BT 351.51 164.50 Td (its ) Tj ET Q q 0 0 0 rg BT 361.88 164.50 Td (control ) Tj ET Q q 0 0 0 rg BT 388.66 164.50 Td (brand ) Tj ET Q q 0 0 0 rg BT 411.80 164.50 Td (program ) Tj ET Q q 0 0 0 rg BT 444.50 164.50 Td (are ) Tj ET Q q 0 0 0 rg BT 458.52 164.50 Td (discussed ) Tj ET Q q 0 0 0 rg BT 497.15 164.50 Td (elsewhere ) Tj ET Q q 0 0 0 rg BT 536.69 164.50 Td (in ) Tj ET Q q 0 0 0 rg BT 545.24 164.50 Td (this ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 152.50 Td (AIF) Tj ET Q q 0 0 0 rg BT 65.85 152.50 Td (. ) Tj ET Q q 0 0 0 rg BT 70.06 152.50 Td (Other ) Tj ET Q q 0 0 0 rg BT 92.50 152.50 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 133.17 152.50 Td (property ) Tj ET Q q 0 0 0 rg BT 165.18 152.50 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.95 152.50 Td (the ) Tj ET Q q 0 0 0 rg BT 187.28 152.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 224.30 152.50 Td (includes ) Tj ET Q q 0 0 0 rg BT 256.31 152.50 Td (domain ) Tj ET Q q 0 0 0 rg BT 285.13 152.50 Td (names, ) Tj ET Q q 0 0 0 rg BT 313.95 152.50 Td (packaging ) Tj ET Q q 0 0 0 rg BT 353.27 152.50 Td (designs ) Tj ET Q q 0 0 0 rg BT 383.46 152.50 Td (and ) Tj ET Q q 0 0 0 rg BT 399.07 152.50 Td (product ) Tj ET Q q 0 0 0 rg BT 428.35 152.50 Td (formulations ) Tj ET Q q 0 0 0 rg BT 474.94 152.50 Td (and ) Tj ET Q q 0 0 0 rg BT 490.55 152.50 Td (specifications. ) Tj ET Q q 0 0 0 rg BT 543.87 152.50 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 140.50 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 95.81 140.50 Td (property ) Tj ET Q q 0 0 0 rg BT 128.96 140.50 Td (rights ) Tj ET Q q 0 0 0 rg BT 152.07 140.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 194.34 140.50 Td (with ) Tj ET Q q 0 0 0 rg BT 211.99 140.50 Td (and ) Tj ET Q q 0 0 0 rg BT 228.73 140.50 Td (used ) Tj ET Q q 0 0 0 rg BT 249.57 140.50 Td (in ) Tj ET Q q 0 0 0 rg BT 259.02 140.50 Td (connection ) Tj ET Q q 0 0 0 rg BT 301.75 140.50 Td (with) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 316.33 140.50 Td ( ) Tj ET Q q 0 0 0 rg BT 319.39 140.50 Td (the ) Tj ET Q q 0 0 0 rg BT 333.85 140.50 Td (Company) Tj ET Q q 0 0 0 rg BT 370.63 140.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.79 140.50 Td (business ) Tj ET Q q 0 0 0 rg BT 413.22 140.50 Td (are ) Tj ET Q q 0 0 0 rg BT 428.13 140.50 Td (important ) Tj ET Q q 0 0 0 rg BT 465.38 140.50 Td (assets ) Tj ET Q q 0 0 0 rg BT 492.15 140.50 Td (and ) Tj ET Q q 0 0 0 rg BT 508.89 140.50 Td (are ) Tj ET Q q 0 0 0 rg BT 523.80 140.50 Td (defended ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 128.50 Td (vigorously) Tj ET Q q 0 0 0 rg BT 90.32 128.50 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 92.60 128.50 Td ( ) Tj ET Q q 0 0 0 rg BT 94.88 128.50 Td (When ) Tj ET Q q 0 0 0 rg BT 118.58 128.50 Td (used ) Tj ET Q q 0 0 0 rg BT 138.64 128.50 Td (in ) Tj ET Q q 0 0 0 rg BT 147.31 128.50 Td (this ) Tj ET Q q 0 0 0 rg BT 161.90 128.50 Td (AIF) Tj ET Q q 0 0 0 rg BT 173.75 128.50 Td (, ) Tj ET Q q 0 0 0 rg BT 178.31 128.50 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 221.61 128.50 Td (owned ) Tj ET Q q 0 0 0 rg BT 248.05 128.50 Td (or ) Tj ET Q q 0 0 0 rg BT 257.62 128.50 Td (used ) Tj ET Q q 0 0 0 rg BT 277.68 128.50 Td (by ) Tj ET Q q 0 0 0 rg BT 288.62 128.50 Td (the ) Tj ET Q q 0 0 0 rg BT 302.31 128.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 339.68 128.50 Td (and/or ) Tj ET Q q 0 0 0 rg BT 365.21 128.50 Td (its ) Tj ET Q q 0 0 0 rg BT 375.69 128.50 Td (af) Tj ET Q q 0 0 0 rg BT 382.39 128.50 Td (filiates ) Tj ET Q q 0 0 0 rg BT 407.92 128.50 Td (are ) Tj ET Q q 0 0 0 rg BT 422.05 128.50 Td (presented ) Tj ET Q q 0 0 0 rg BT 460.81 128.50 Td (in ) Tj ET Q q 0 0 0 rg BT 469.47 128.50 Td (italics. ) Tj ET Q q 0 0 0 rg BT 494.54 128.50 Td ( ) Tj ET Q endstream endobj 21 0 obj <> endobj 22 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (10) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 731.62 Td (2.6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 731.62 Td (Corporate Social Responsibility and Environmental Policies) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 712.50 Td (The ) Tj ET Q q 0 0 0 rg BT 71.44 712.50 Td (Company) Tj ET Q q 0 0 0 rg BT 108.21 712.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 115.62 712.50 Td (approach ) Tj ET Q q 0 0 0 rg BT 153.12 712.50 Td (to ) Tj ET Q q 0 0 0 rg BT 163.27 712.50 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 203.03 712.50 Td (Social ) Tj ET Q q 0 0 0 rg BT 228.67 712.50 Td (Responsibility ) Tj ET Q q 0 0 0 rg BT 282.57 712.50 Td (\(CSR\) ) Tj ET Q q 0 0 0 rg BT 314.10 712.50 Td (is ) Tj ET Q q 0 0 0 rg BT 323.33 712.50 Td (driven ) Tj ET Q q 0 0 0 rg BT 348.97 712.50 Td (by) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 357.63 712.50 Td ( ) Tj ET Q q 0 0 0 rg BT 360.94 712.50 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 372.45 712.50 Td (purpose ) Tj ET Q q 0 0 0 rg BT 405.39 712.50 Td (- ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 411.43 712.50 Td (Live ) Tj ET Q q 0 0 0 rg BT 429.78 712.50 Td (Life ) Tj ET Q q 0 0 0 rg BT 446.31 712.50 Td (W) Tj ET Q q 0 0 0 rg BT 453.86 712.50 Td (ell.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 464.35 712.50 Td ( ) Tj ET Q q 0 0 0 rg BT 467.65 712.50 Td (By ) Tj ET Q q 0 0 0 rg BT 480.53 712.50 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 514.83 712.50 Td (responsibly) Tj ET Q q 0 0 0 rg BT 555.71 712.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 700.50 Td (respecting ) Tj ET Q q 0 0 0 rg BT 94.74 700.50 Td (the ) Tj ET Q q 0 0 0 rg BT 109.05 700.50 Td (environment ) Tj ET Q q 0 0 0 rg BT 157.09 700.50 Td (and ) Tj ET Q q 0 0 0 rg BT 173.68 700.50 Td (making ) Tj ET Q q 0 0 0 rg BT 203.02 700.50 Td (a ) Tj ET Q q 0 0 0 rg BT 210.49 700.50 Td (positive ) Tj ET Q q 0 0 0 rg BT 241.20 700.50 Td (dif) Tj ET Q q 0 0 0 rg BT 249.72 700.50 Td (ference ) Tj ET Q q 0 0 0 rg BT 279.98 700.50 Td (in ) Tj ET Q q 0 0 0 rg BT 289.27 700.50 Td (the ) Tj ET Q q 0 0 0 rg BT 303.58 700.50 Td (communities ) Tj ET Q q 0 0 0 rg BT 352.52 700.50 Td (in ) Tj ET Q q 0 0 0 rg BT 361.81 700.50 Td (which ) Tj ET Q q 0 0 0 rg BT 385.68 700.50 Td (it ) Tj ET Q q 0 0 0 rg BT 392.68 700.50 Td (operates,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 426.88 700.50 Td ( ) Tj ET Q q 0 0 0 rg BT 429.79 700.50 Td (the ) Tj ET Q q 0 0 0 rg BT 444.09 700.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 482.09 700.50 Td (aims ) Tj ET Q q 0 0 0 rg BT 502.32 700.50 Td (to ) Tj ET Q q 0 0 0 rg BT 512.06 700.50 Td (be ) Tj ET Q q 0 0 0 rg BT 524.09 700.50 Td (a ) Tj ET Q q 0 0 0 rg BT 531.56 700.50 Td (leading ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 688.50 Td (contributor ) Tj ET Q q 0 0 0 rg BT 95.03 688.50 Td (to ) Tj ET Q q 0 0 0 rg BT 104.15 688.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 141.53 688.50 Td (society ) Tj ET Q q 0 0 0 rg BT 169.34 688.50 Td (both ) Tj ET Q q 0 0 0 rg BT 187.58 688.50 Td (today ) Tj ET Q q 0 0 0 rg BT 209.92 688.50 Td (and ) Tj ET Q q 0 0 0 rg BT 225.88 688.50 Td (for ) Tj ET Q q 0 0 0 rg BT 237.74 688.50 Td (generations ) Tj ET Q q 0 0 0 rg BT 282.87 688.50 Td (to ) Tj ET Q q 0 0 0 rg BT 291.99 688.50 Td (come. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 316.61 688.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 668.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.41 668.50 Td (Company) Tj ET Q q 0 0 0 rg BT 107.18 668.50 Td (s) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.29 668.50 Td ( ) Tj ET Q q 0 0 0 rg BT 113.57 668.50 Td (CSR ) Tj ET Q q 0 0 0 rg BT 133.15 668.50 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 169.16 668.50 Td (include ) Tj ET Q q 0 0 0 rg BT 197.43 668.50 Td (the ) Tj ET Q q 0 0 0 rg BT 211.11 668.50 Td (following:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 245.29 668.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 54 647.07421875 m 133.3115234375 647.07421875 l s q 0 0 0 rg BT 54.00 648.50 Td (Sourcing ) Tj ET Q q 0 0 0 rg BT 88.64 648.50 Td (Responsibly) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 628.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.06 628.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.09 628.50 Td (strives ) Tj ET Q q 0 0 0 rg BT 132.71 628.50 Td (to ) Tj ET Q q 0 0 0 rg BT 141.49 628.50 Td (source ) Tj ET Q q 0 0 0 rg BT 168.03 628.50 Td (its ) Tj ET Q q 0 0 0 rg BT 178.17 628.50 Td (products ) Tj ET Q q 0 0 0 rg BT 211.55 628.50 Td (in ) Tj ET Q q 0 0 0 rg BT 219.87 628.50 Td (a ) Tj ET Q q 0 0 0 rg BT 226.36 628.50 Td (responsible ) Tj ET Q q 0 0 0 rg BT 270.23 628.50 Td (way) Tj ET Q q 0 0 0 rg BT 284.21 628.50 Td (, ) Tj ET Q q 0 0 0 rg BT 288.42 628.50 Td (and ) Tj ET Q q 0 0 0 rg BT 304.04 628.50 Td (has ) Tj ET Q q 0 0 0 rg BT 319.19 628.50 Td (made ) Tj ET Q q 0 0 0 rg BT 341.63 628.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 380.04 628.50 Td (strides ) Tj ET Q q 0 0 0 rg BT 406.12 628.50 Td (in ) Tj ET Q q 0 0 0 rg BT 414.44 628.50 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 447.36 628.50 Td (more ) Tj ET Q q 0 0 0 rg BT 467.98 628.50 Td (products ) Tj ET Q q 0 0 0 rg BT 501.36 628.50 Td (sustainably ) Tj ET Q q 0 0 0 rg BT 544.33 628.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 616.50 Td (ethically) Tj ET Q q 0 0 0 rg BT 83.03 616.50 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 88.04 616.50 Td (The ) Tj ET Q q 0 0 0 rg BT 105.09 616.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.10 616.50 Td (has ) Tj ET Q q 0 0 0 rg BT 159.23 616.50 Td (identified ) Tj ET Q q 0 0 0 rg BT 194.98 616.50 Td (a ) Tj ET Q q 0 0 0 rg BT 202.45 616.50 Td (number ) Tj ET Q q 0 0 0 rg BT 233.17 616.50 Td (of ) Tj ET Q q 0 0 0 rg BT 242.93 616.50 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 292.80 616.50 Td (to ) Tj ET Q q 0 0 0 rg BT 302.55 616.50 Td (have ) Tj ET Q q 0 0 0 rg BT 323.25 616.50 Td (an ) Tj ET Q q 0 0 0 rg BT 335.29 616.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 362.36 616.50 Td (through ) Tj ET Q q 0 0 0 rg BT 393.09 616.50 Td (its ) Tj ET Q q 0 0 0 rg BT 404.20 616.50 Td (supply ) Tj ET Q q 0 0 0 rg BT 430.83 616.50 Td (chain, ) Tj ET Q q 0 0 0 rg BT 455.63 616.50 Td (particularly ) Tj ET Q q 0 0 0 rg BT 498.19 616.50 Td (in ) Tj ET Q q 0 0 0 rg BT 507.49 616.50 Td (the ) Tj ET Q q 0 0 0 rg BT 521.80 616.50 Td (context ) Tj ET Q q 0 0 0 rg BT 551.16 616.50 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 604.50 Td (of) Tj ET Q q 0 0 0 rg BT 60.70 604.50 Td (fshore ) Tj ET Q q 0 0 0 rg BT 85.77 604.50 Td (sourcing. ) Tj ET Q q 0 0 0 rg BT 121.33 604.50 Td (Recent ) Tj ET Q q 0 0 0 rg BT 149.59 604.50 Td (and ) Tj ET Q q 0 0 0 rg BT 165.55 604.50 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 197.02 604.50 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 233.03 604.50 Td (in ) Tj ET Q q 0 0 0 rg BT 241.69 604.50 Td (this ) Tj ET Q q 0 0 0 rg BT 256.73 604.50 Td (area ) Tj ET Q q 0 0 0 rg BT 275.43 604.50 Td (include: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 305.97 604.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 580.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 580.50 Td (V) Tj ET Q q 0 0 0 rg BT 113.02 580.50 Td (endor ) Tj ET Q q 0 0 0 rg BT 136.19 580.50 Td (Code ) Tj ET Q q 0 0 0 rg BT 157.99 580.50 Td (of ) Tj ET Q q 0 0 0 rg BT 167.03 580.50 Td (Conduct ) Tj ET Q q 0 0 0 rg BT 199.77 580.50 Td (- ) Tj ET Q q 0 0 0 rg BT 204.70 580.50 Td (the ) Tj ET Q q 0 0 0 rg BT 218.30 580.50 Td (Code ) Tj ET Q q 0 0 0 rg BT 240.10 580.50 Td (commits) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.63 580.50 Td ( ) Tj ET Q q 0 0 0 rg BT 272.83 580.50 Td (the ) Tj ET Q q 0 0 0 rg BT 286.43 580.50 Td (Company) Tj ET Q q 0 0 0 rg BT 323.20 580.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 329.50 580.50 Td (vendors ) Tj ET Q q 0 0 0 rg BT 360.87 580.50 Td (to ) Tj ET Q q 0 0 0 rg BT 369.91 580.50 Td (behaviours ) Tj ET Q q 0 0 0 rg BT 412.23 580.50 Td (and ) Tj ET Q q 0 0 0 rg BT 428.11 580.50 Td (practices ) Tj ET Q q 0 0 0 rg BT 463.13 580.50 Td (that ) Tj ET Q q 0 0 0 rg BT 479.01 580.50 Td (reflect ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 503.54 580.50 Td (the ) Tj ET Q q 0 0 0 rg BT 517.14 580.50 Td (Company) Tj ET Q q 0 0 0 rg BT 553.91 580.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 568.50 Td (values ) Tj ET Q q 0 0 0 rg BT 133.99 568.50 Td (and ) Tj ET Q q 0 0 0 rg BT 149.95 568.50 Td (internal ) Tj ET Q q 0 0 0 rg BT 179.12 568.50 Td (code ) Tj ET Q q 0 0 0 rg BT 199.19 568.50 Td (of ) Tj ET Q q 0 0 0 rg BT 208.31 568.50 Td (conduct. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 241.59 568.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 550.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 550.50 Td (W) Tj ET Q q 0 0 0 rg BT 115.60 550.50 Td (orking ) Tj ET Q q 0 0 0 rg BT 140.64 550.50 Td (Conditions ) Tj ET Q q 0 0 0 rg BT 182.09 550.50 Td (-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 184.82 550.50 Td ( ) Tj ET Q q 0 0 0 rg BT 187.52 550.50 Td (the ) Tj ET Q q 0 0 0 rg BT 201.63 550.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.43 550.50 Td (has ) Tj ET Q q 0 0 0 rg BT 255.36 550.50 Td (developed ) Tj ET Q q 0 0 0 rg BT 295.91 550.50 Td (a ) Tj ET Q q 0 0 0 rg BT 303.17 550.50 Td (tailored ) Tj ET Q q 0 0 0 rg BT 332.77 550.50 Td (process ) Tj ET Q q 0 0 0 rg BT 364.20 550.50 Td (within ) Tj ET Q q 0 0 0 rg BT 387.86 550.50 Td (its ) Tj ET Q q 0 0 0 rg BT 398.77 550.50 Td (supply ) Tj ET Q q 0 0 0 rg BT 425.18 550.50 Td (chain ) Tj ET Q q 0 0 0 rg BT 447.49 550.50 Td (to ) Tj ET Q q 0 0 0 rg BT 457.04 550.50 Td (help ) Tj ET Q q 0 0 0 rg BT 475.25 550.50 Td (ensure) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 500.32 550.50 Td ( ) Tj ET Q q 0 0 0 rg BT 503.03 550.50 Td (the ) Tj ET Q q 0 0 0 rg BT 517.13 550.50 Td (Company) Tj ET Q q 0 0 0 rg BT 553.91 550.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 538.50 Td (international ) Tj ET Q q 0 0 0 rg BT 154.16 538.50 Td (vendors ) Tj ET Q q 0 0 0 rg BT 184.83 538.50 Td (adhere ) Tj ET Q q 0 0 0 rg BT 211.84 538.50 Td (to ) Tj ET Q q 0 0 0 rg BT 220.17 538.50 Td (local ) Tj ET Q q 0 0 0 rg BT 238.52 538.50 Td (working ) Tj ET Q q 0 0 0 rg BT 268.26 538.50 Td (standards ) Tj ET Q q 0 0 0 rg BT 305.76 538.50 Td (for ) Tj ET Q q 0 0 0 rg BT 316.82 538.50 Td (employees, ) Tj ET Q q 0 0 0 rg BT 360.24 538.50 Td (providing ) Tj ET Q q 0 0 0 rg BT 395.01 538.50 Td (them ) Tj ET Q q 0 0 0 rg BT 414.73 538.50 Td (with ) Tj ET Q q 0 0 0 rg BT 430.79 538.50 Td (safe ) Tj ET Q q 0 0 0 rg BT 447.78 538.50 Td (and ) Tj ET Q q 0 0 0 rg BT 462.95 538.50 Td (secure ) Tj ET Q q 0 0 0 rg BT 489.05 538.50 Td (working ) Tj ET Q q 0 0 0 rg BT 518.79 538.50 Td (conditions.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 558.00 538.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 520.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 520.50 Td (Bangladesh ) Tj ET Q q 0 0 0 rg BT 153.40 520.50 Td (Accord ) Tj ET Q q 0 0 0 rg BT 181.51 520.50 Td (on ) Tj ET Q q 0 0 0 rg BT 193.22 520.50 Td (Fire ) Tj ET Q q 0 0 0 rg BT 209.93 520.50 Td (and ) Tj ET Q q 0 0 0 rg BT 226.20 520.50 Td (Building ) Tj ET Q q 0 0 0 rg BT 257.97 520.50 Td (Safety ) Tj ET Q q 0 0 0 rg BT 283.81 520.50 Td (\(the ) Tj ET Q q 0 0 0 rg BT 300.53 520.50 Td (Accord\) ) Tj ET Q q 0 0 0 rg BT 336.83 520.50 Td (- ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 342.15 520.50 Td ( ) Tj ET Q q 0 0 0 rg BT 344.74 520.50 Td (the ) Tj ET Q q 0 0 0 rg BT 358.73 520.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 396.41 520.50 Td (has ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 412.22 520.50 Td (played ) Tj ET Q q 0 0 0 rg BT 438.98 520.50 Td (a ) Tj ET Q q 0 0 0 rg BT 446.13 520.50 Td (central ) Tj ET Q q 0 0 0 rg BT 473.33 520.50 Td (role ) Tj ET Q q 0 0 0 rg BT 489.60 520.50 Td (in ) Tj ET Q q 0 0 0 rg BT 498.57 520.50 Td (the ) Tj ET Q q 0 0 0 rg BT 512.56 520.50 Td (creation ) Tj ET Q q 0 0 0 rg BT 544.32 520.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 508.50 Td (development ) Tj ET Q q 0 0 0 rg BT 156.27 508.50 Td (of ) Tj ET Q q 0 0 0 rg BT 164.42 508.50 Td (the ) Tj ET Q q 0 0 0 rg BT 176.87 508.50 Td (Accord, ) Tj ET Q q 0 0 0 rg BT 205.98 508.50 Td (which ) Tj ET Q q 0 0 0 rg BT 228.25 508.50 Td (has ) Tj ET Q q 0 0 0 rg BT 242.79 508.50 Td (achieved ) Tj ET Q q 0 0 0 rg BT 276.92 508.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 314.70 508.50 Td (positive ) Tj ET Q q 0 0 0 rg BT 343.82 508.50 Td (results ) Tj ET Q q 0 0 0 rg BT 369.28 508.50 Td (with ) Tj ET Q q 0 0 0 rg BT 385.17 508.50 Td (regard ) Tj ET Q q 0 0 0 rg BT 410.19 508.50 Td (to ) Tj ET Q q 0 0 0 rg BT 418.34 508.50 Td (building ) Tj ET Q q 0 0 0 rg BT 447.91 508.50 Td (and ) Tj ET Q q 0 0 0 rg BT 462.90 508.50 Td (work ) Tj ET Q q 0 0 0 rg BT 481.52 508.50 Td (safety ) Tj ET Q q 0 0 0 rg BT 504.72 508.50 Td (in ) Tj ET Q q 0 0 0 rg BT 512.41 508.50 Td (Bangladesh) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 555.72 508.50 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 490.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 490.50 Td (T) Tj ET Q q 0 0 0 rg BT 112.71 490.50 Td (ransparency ) Tj ET Q q 0 0 0 rg BT 159.93 490.50 Td (- ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 164.76 490.50 Td (the ) Tj ET Q q 0 0 0 rg BT 178.26 490.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 215.44 490.50 Td (continues ) Tj ET Q q 0 0 0 rg BT 252.65 490.50 Td (to ) Tj ET Q q 0 0 0 rg BT 261.58 490.50 Td (publicly ) Tj ET Q q 0 0 0 rg BT 291.03 490.50 Td (disclose ) Tj ET Q q 0 0 0 rg BT 322.75 490.50 Td (its ) Tj ET Q q 0 0 0 rg BT 333.05 490.50 Td (contracted ) Tj ET Q q 0 0 0 rg BT 373.44 490.50 Td (factory ) Tj ET Q q 0 0 0 rg BT 400.15 490.50 Td (lists ) Tj ET Q q 0 0 0 rg BT 416.37 490.50 Td (for ) Tj ET Q q 0 0 0 rg BT 428.04 490.50 Td (apparel ) Tj ET Q q 0 0 0 rg BT 457.48 490.50 Td (and ) Tj ET Q q 0 0 0 rg BT 473.26 490.50 Td (footwear ) Tj ET Q q 0 0 0 rg BT 506.81 490.50 Td (products. ) Tj ET Q q 0 0 0 rg BT 542.51 490.50 Td (This ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 478.50 Td (transparency ) Tj ET Q q 0 0 0 rg BT 157.69 478.50 Td (allows) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 180.47 478.50 Td ( ) Tj ET Q q 0 0 0 rg BT 182.75 478.50 Td (the ) Tj ET Q q 0 0 0 rg BT 196.43 478.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 233.81 478.50 Td (to ) Tj ET Q q 0 0 0 rg BT 242.93 478.50 Td (continue ) Tj ET Q q 0 0 0 rg BT 276.21 478.50 Td (to ) Tj ET Q q 0 0 0 rg BT 285.33 478.50 Td (strengthen ) Tj ET Q q 0 0 0 rg BT 326.37 478.50 Td (its ) Tj ET Q q 0 0 0 rg BT 336.85 478.50 Td (process ) Tj ET Q q 0 0 0 rg BT 367.85 478.50 Td (and ) Tj ET Q q 0 0 0 rg BT 383.81 478.50 Td (find ) Tj ET Q q 0 0 0 rg BT 399.31 478.50 Td (ways ) Tj ET Q q 0 0 0 rg BT 420.28 478.50 Td (to ) Tj ET Q q 0 0 0 rg BT 429.40 478.50 Td (collaborate ) Tj ET Q q 0 0 0 rg BT 471.79 478.50 Td (further) Tj ET Q q 0 0 0 rg BT 495.05 478.50 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 497.33 478.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 460.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 460.50 Td (Local ) Tj ET Q q 0 0 0 rg BT 130.49 460.50 Td (Sourcing ) Tj ET Q q 0 0 0 rg BT 165.74 460.50 Td (-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 168.47 460.50 Td ( ) Tj ET Q q 0 0 0 rg BT 171.35 460.50 Td (the ) Tj ET Q q 0 0 0 rg BT 185.64 460.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 223.62 460.50 Td (takes ) Tj ET Q q 0 0 0 rg BT 246.10 460.50 Td (pride ) Tj ET Q q 0 0 0 rg BT 267.22 460.50 Td (in ) Tj ET Q q 0 0 0 rg BT 276.49 460.50 Td (working ) Tj ET Q q 0 0 0 rg BT 307.63 460.50 Td (with ) Tj ET Q q 0 0 0 rg BT 325.09 460.50 Td (local ) Tj ET Q q 0 0 0 rg BT 344.84 460.50 Td (farmers, ) Tj ET Q q 0 0 0 rg BT 377.80 460.50 Td (fishermen ) Tj ET Q q 0 0 0 rg BT 416.69 460.50 Td (and ) Tj ET Q q 0 0 0 rg BT 433.25 460.50 Td (producers. ) Tj ET Q q 0 0 0 rg BT 477.17 460.50 Td (More ) Tj ET Q q 0 0 0 rg BT 498.73 460.50 Td (than ) Tj ET Q q 0 0 0 rg BT 517.58 460.50 Td (30% ) Tj ET Q q 0 0 0 rg BT 536.87 460.50 Td (of) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 543.71 460.50 Td ( ) Tj ET Q q 0 0 0 rg BT 546.60 460.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 448.50 Td (Company) Tj ET Q q 0 0 0 rg BT 144.77 448.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.35 448.50 Td (annual ) Tj ET Q q 0 0 0 rg BT 178.45 448.50 Td (produce ) Tj ET Q q 0 0 0 rg BT 210.56 448.50 Td (purchases ) Tj ET Q q 0 0 0 rg BT 250.88 448.50 Td (are ) Tj ET Q q 0 0 0 rg BT 265.21 448.50 Td (from ) Tj ET Q q 0 0 0 rg BT 284.09 448.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 321.67 448.50 Td (growers. ) Tj ET Q q 0 0 0 rg BT 355.58 448.50 Td (During ) Tj ET Q q 0 0 0 rg BT 382.21 448.50 Td (the ) Tj ET Q q 0 0 0 rg BT 396.09 448.50 Td (peak ) Tj ET Q q 0 0 0 rg BT 416.35 448.50 Td (growing ) Tj ET Q q 0 0 0 rg BT 447.54 448.50 Td (season, ) Tj ET Q q 0 0 0 rg BT 478.74 448.50 Td (approximately ) Tj ET Q q 0 0 0 rg BT 532.27 448.50 Td (50% ) Tj ET Q q 0 0 0 rg BT 551.16 448.50 Td (of) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 436.50 Td (the ) Tj ET Q q 0 0 0 rg BT 122.63 436.50 Td (Company) Tj ET Q q 0 0 0 rg BT 159.40 436.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 166.73 436.50 Td (produce ) Tj ET Q q 0 0 0 rg BT 199.59 436.50 Td (is ) Tj ET Q q 0 0 0 rg BT 208.74 436.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 247.07 436.50 Td (grown.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 271.68 436.50 Td ( ) Tj ET Q q 0 0 0 rg BT 274.71 436.50 Td (The ) Tj ET Q q 0 0 0 rg BT 292.07 436.50 Td (Company) Tj ET Q q 0 0 0 rg BT 328.84 436.50 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 336.17 436.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 350.79 436.50 Td (Free ) Tj ET Q q 0 0 0 rg BT 370.88 436.50 Td (From) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 390.01 436.50 Td ( ) Tj ET Q q 0 0 0 rg BT 393.23 436.50 Td (poultry ) Tj ET Q q 0 0 0 rg BT 421.08 436.50 Td (and ) Tj ET Q q 0 0 0 rg BT 437.99 436.50 Td (pork ) Tj ET Q q 0 0 0 rg BT 457.17 436.50 Td (is ) Tj ET Q q 0 0 0 rg BT 466.32 436.50 Td (sourced ) Tj ET Q q 0 0 0 rg BT 498.72 436.50 Td (exclusively ) Tj ET Q q 0 0 0 rg BT 541.60 436.50 Td (from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 424.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 145.38 424.50 Td (farmers.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 175.46 424.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 406.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 406.50 Td (Cotton ) Tj ET Q q 0 0 0 rg BT 134.42 406.50 Td (Sourcing ) Tj ET Q q 0 0 0 rg BT 169.04 406.50 Td (-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.77 406.50 Td ( ) Tj ET Q q 0 0 0 rg BT 174.03 406.50 Td (the ) Tj ET Q q 0 0 0 rg BT 187.69 406.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 225.04 406.50 Td (has ) Tj ET Q q 0 0 0 rg BT 240.52 406.50 Td (pledged ) Tj ET Q q 0 0 0 rg BT 271.96 406.50 Td (not ) Tj ET Q q 0 0 0 rg BT 285.62 406.50 Td (to ) Tj ET Q q 0 0 0 rg BT 294.72 406.50 Td (use ) Tj ET Q q 0 0 0 rg BT 310.20 406.50 Td (cotton ) Tj ET Q q 0 0 0 rg BT 334.80 406.50 Td (sourced ) Tj ET Q q 0 0 0 rg BT 366.23 406.50 Td (from ) Tj ET Q q 0 0 0 rg BT 384.75 406.50 Td (T) Tj ET Q q 0 0 0 rg BT 389.46 406.50 Td (urkmenistan ) Tj ET Q q 0 0 0 rg BT 436.39 406.50 Td (or ) Tj ET Q q 0 0 0 rg BT 445.94 406.50 Td (Uzbekistan ) Tj ET Q q 0 0 0 rg BT 488.76 406.50 Td (because ) Tj ET Q q 0 0 0 rg BT 522.02 406.50 Td (of ) Tj ET Q q 0 0 0 rg BT 531.12 406.50 Td (the ) Tj ET Q q 0 0 0 rg BT 544.78 406.50 Td (use ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 394.50 Td (of ) Tj ET Q q 0 0 0 rg BT 117.12 394.50 Td (child-labour ) Tj ET Q q 0 0 0 rg BT 161.79 394.50 Td (during ) Tj ET Q q 0 0 0 rg BT 186.86 394.50 Td (the ) Tj ET Q q 0 0 0 rg BT 200.54 394.50 Td (autumn ) Tj ET Q q 0 0 0 rg BT 230.18 394.50 Td (cotton ) Tj ET Q q 0 0 0 rg BT 254.80 394.50 Td (harvest ) Tj ET Q q 0 0 0 rg BT 283.98 394.50 Td (in ) Tj ET Q q 0 0 0 rg BT 292.64 394.50 Td (such ) Tj ET Q q 0 0 0 rg BT 312.24 394.50 Td (locations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 346.89 394.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 376.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 376.50 Td (Animal ) Tj ET Q q 0 0 0 rg BT 135.24 376.50 Td (W) Tj ET Q q 0 0 0 rg BT 142.84 376.50 Td (elfare) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 163.35 376.50 Td ( ) Tj ET Q q 0 0 0 rg BT 165.53 376.50 Td (- ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 170.44 376.50 Td (starting ) Tj ET Q q 0 0 0 rg BT 199.52 376.50 Td (in ) Tj ET Q q 0 0 0 rg BT 208.08 376.50 Td (2019, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 230.78 376.50 Td (Joe ) Tj ET Q q 0 0 0 rg BT 246.19 376.50 Td (Fresh) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 267.15 376.50 Td ( ) Tj ET Q q 0 0 0 rg BT 269.33 376.50 Td (banned ) Tj ET Q q 0 0 0 rg BT 298.87 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 312.45 376.50 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 345.63 376.50 Td (and ) Tj ET Q q 0 0 0 rg BT 361.49 376.50 Td (use ) Tj ET Q q 0 0 0 rg BT 376.89 376.50 Td (of ) Tj ET Q q 0 0 0 rg BT 385.92 376.50 Td (mohair ) Tj ET Q q 0 0 0 rg BT 413.16 376.50 Td (and ) Tj ET Q q 0 0 0 rg BT 429.02 376.50 Td (angora ) Tj ET Q q 0 0 0 rg BT 456.73 376.50 Td (in ) Tj ET Q q 0 0 0 rg BT 465.29 376.50 Td (apparel ) Tj ET Q q 0 0 0 rg BT 494.83 376.50 Td (production ) Tj ET Q q 0 0 0 rg BT 535.30 376.50 Td (due ) Tj ET Q q 0 0 0 rg BT 551.17 376.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 364.50 Td (animal ) Tj ET Q q 0 0 0 rg BT 134.44 364.50 Td (welfare ) Tj ET Q q 0 0 0 rg BT 163.15 364.50 Td (concerns ) Tj ET Q q 0 0 0 rg BT 198.70 364.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 214.67 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 228.35 364.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 265.72 364.50 Td (only ) Tj ET Q q 0 0 0 rg BT 283.04 364.50 Td (sources ) Tj ET Q q 0 0 0 rg BT 314.04 364.50 Td (veal ) Tj ET Q q 0 0 0 rg BT 331.36 364.50 Td (from ) Tj ET Q q 0 0 0 rg BT 350.05 364.50 Td (loose ) Tj ET Q q 0 0 0 rg BT 371.93 364.50 Td (housing ) Tj ET Q q 0 0 0 rg BT 402.94 364.50 Td (environments.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 454.45 364.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 346.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 346.50 Td (Sustainable ) Tj ET Q q 0 0 0 rg BT 152.23 346.50 Td (Commodities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 200.08 346.50 Td ( ) Tj ET Q q 0 0 0 rg BT 201.45 346.50 Td (- ) Tj ET Q q 0 0 0 rg BT 205.56 346.50 Td (the ) Tj ET Q q 0 0 0 rg BT 218.33 346.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 254.80 346.50 Td (analyzes ) Tj ET Q q 0 0 0 rg BT 288.54 346.50 Td (at-risk ) Tj ET Q q 0 0 0 rg BT 312.24 346.50 Td (commodities ) Tj ET Q q 0 0 0 rg BT 359.65 346.50 Td (and ) Tj ET Q q 0 0 0 rg BT 374.71 346.50 Td (seeks ) Tj ET Q q 0 0 0 rg BT 397.51 346.50 Td (to ) Tj ET Q q 0 0 0 rg BT 405.72 346.50 Td (obtain ) Tj ET Q q 0 0 0 rg BT 429.44 346.50 Td (third-party ) Tj ET Q q 0 0 0 rg BT 467.73 346.50 Td (verification ) Tj ET Q q 0 0 0 rg BT 508.30 346.50 Td (of ) Tj ET Q q 0 0 0 rg BT 516.52 346.50 Td (sustainable ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.00 334.50 Td (agricultural ) Tj ET Q q 0 0 0 rg BT 150.39 334.50 Td (practices ) Tj ET Q q 0 0 0 rg BT 185.49 334.50 Td (for ) Tj ET Q q 0 0 0 rg BT 197.34 334.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 224.23 334.50 Td (commodities, ) Tj ET Q q 0 0 0 rg BT 274.82 334.50 Td (including ) Tj ET Q q 0 0 0 rg BT 309.47 334.50 Td (seafood, ) Tj ET Q q 0 0 0 rg BT 343.21 334.50 Td (cocoa, ) Tj ET Q q 0 0 0 rg BT 369.66 334.50 Td (cof) Tj ET Q q 0 0 0 rg BT 380.46 334.50 Td (fee, ) Tj ET Q q 0 0 0 rg BT 396.42 334.50 Td (palm ) Tj ET Q q 0 0 0 rg BT 416.48 334.50 Td (oil ) Tj ET Q q 0 0 0 rg BT 426.96 334.50 Td (and ) Tj ET Q q 0 0 0 rg BT 442.92 334.50 Td (beef.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 461.16 334.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 54 313.07421875 m 157.0224609375 313.07421875 l s q 0 0 0 rg BT 54.00 314.50 Td (Respecting ) Tj ET Q q 0 0 0 rg BT 97.31 314.50 Td (the ) Tj ET Q q 0 0 0 rg BT 110.99 314.50 Td (Environment) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 294.50 Td (The ) Tj ET Q q 0 0 0 rg BT 69.55 294.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.05 294.50 Td (aims ) Tj ET Q q 0 0 0 rg BT 124.78 294.50 Td (to ) Tj ET Q q 0 0 0 rg BT 133.04 294.50 Td (continue ) Tj ET Q q 0 0 0 rg BT 165.46 294.50 Td (reducing ) Tj ET Q q 0 0 0 rg BT 198.33 294.50 Td (the ) Tj ET Q q 0 0 0 rg BT 211.15 294.50 Td (environmental ) Tj ET Q q 0 0 0 rg BT 264.07 294.50 Td (impacts ) Tj ET Q q 0 0 0 rg BT 293.74 294.50 Td (of ) Tj ET Q q 0 0 0 rg BT 302.00 294.50 Td (its ) Tj ET Q q 0 0 0 rg BT 311.62 294.50 Td (operations ) Tj ET Q q 0 0 0 rg BT 351.33 294.50 Td (specifically ) Tj ET Q q 0 0 0 rg BT 392.40 294.50 Td (in ) Tj ET Q q 0 0 0 rg BT 400.19 294.50 Td (the ) Tj ET Q q 0 0 0 rg BT 413.01 294.50 Td (areas ) Tj ET Q q 0 0 0 rg BT 434.94 294.50 Td (of ) Tj ET Q q 0 0 0 rg BT 443.19 294.50 Td (waste, ) Tj ET Q q 0 0 0 rg BT 468.31 294.50 Td (electricity) Tj ET Q q 0 0 0 rg BT 501.89 294.50 Td (, ) Tj ET Q q 0 0 0 rg BT 505.58 294.50 Td (transportation, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 282.50 Td (refrigeration ) Tj ET Q q 0 0 0 rg BT 100.04 282.50 Td (and ) Tj ET Q q 0 0 0 rg BT 116.00 282.50 Td (packaging: ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.95 282.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 262.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 262.50 Td (In ) Tj ET Q q 0 0 0 rg BT 99.28 262.50 Td (2016) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 117.52 262.50 Td (, ) Tj ET Q q 0 0 0 rg BT 122.25 262.50 Td (the ) Tj ET Q q 0 0 0 rg BT 136.09 262.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 173.63 262.50 Td (announced ) Tj ET Q q 0 0 0 rg BT 216.65 262.50 Td (a ) Tj ET Q q 0 0 0 rg BT 223.66 262.50 Td (commitment ) Tj ET Q q 0 0 0 rg BT 270.76 262.50 Td (to ) Tj ET Q q 0 0 0 rg BT 280.04 262.50 Td (reduce ) Tj ET Q q 0 0 0 rg BT 307.55 262.50 Td (its ) Tj ET Q q 0 0 0 rg BT 318.20 262.50 Td (carbon ) Tj ET Q q 0 0 0 rg BT 345.71 262.50 Td (footprint ) Tj ET Q q 0 0 0 rg BT 377.79 262.50 Td (20% ) Tj ET Q q 0 0 0 rg BT 396.64 262.50 Td (by ) Tj ET Q q 0 0 0 rg BT 407.75 262.50 Td (2020 ) Tj ET Q q 0 0 0 rg BT 428.43 262.50 Td (and ) Tj ET Q q 0 0 0 rg BT 444.55 262.50 Td (30% ) Tj ET Q q 0 0 0 rg BT 463.41 262.50 Td (by ) Tj ET Q q 0 0 0 rg BT 474.51 262.50 Td (2030 ) Tj ET Q q 0 0 0 rg BT 495.19 262.50 Td (relative ) Tj ET Q q 0 0 0 rg BT 524.07 262.50 Td (to ) Tj ET Q q 0 0 0 rg BT 533.35 262.50 Td (a ) Tj ET Q q 0 0 0 rg BT 540.36 262.50 Td (201) Tj ET Q q 0 0 0 rg BT 553.44 262.50 Td (1 ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 250.50 Td (baseline. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 124.78 250.50 Td (The ) Tj ET Q q 0 0 0 rg BT 140.99 250.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.17 250.50 Td (has ) Tj ET Q q 0 0 0 rg BT 193.47 250.50 Td (an ) Tj ET Q q 0 0 0 rg BT 204.68 250.50 Td (action ) Tj ET Q q 0 0 0 rg BT 228.64 250.50 Td (plan ) Tj ET Q q 0 0 0 rg BT 246.23 250.50 Td (focused ) Tj ET Q q 0 0 0 rg BT 277.03 250.50 Td (on ) Tj ET Q q 0 0 0 rg BT 288.24 250.50 Td (energy-ef) Tj ET Q q 0 0 0 rg BT 322.74 250.50 Td (ficient ) Tj ET Q q 0 0 0 rg BT 346.25 250.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 370.66 250.50 Td (and ) Tj ET Q q 0 0 0 rg BT 386.43 250.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 428.17 250.50 Td (centres, ) Tj ET Q q 0 0 0 rg BT 459.42 250.50 Td (fuel-ef) Tj ET Q q 0 0 0 rg BT 482.08 250.50 Td (ficient ) Tj ET Q q 0 0 0 rg BT 505.58 250.50 Td (transportation, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 238.50 Td (and ) Tj ET Q q 0 0 0 rg BT 105.41 238.50 Td (managing ) Tj ET Q q 0 0 0 rg BT 143.15 238.50 Td (refrigerant ) Tj ET Q q 0 0 0 rg BT 182.25 238.50 Td (leaks ) Tj ET Q q 0 0 0 rg BT 203.13 238.50 Td (and ) Tj ET Q q 0 0 0 rg BT 218.54 238.50 Td (organic ) Tj ET Q q 0 0 0 rg BT 247.16 238.50 Td (waste ) Tj ET Q q 0 0 0 rg BT 270.31 238.50 Td (diversion.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 305.41 238.50 Td ( ) Tj ET Q q 0 0 0 rg BT 307.03 238.50 Td (The ) Tj ET Q q 0 0 0 rg BT 322.89 238.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 359.71 238.50 Td (intends ) Tj ET Q q 0 0 0 rg BT 387.88 238.50 Td (to ) Tj ET Q q 0 0 0 rg BT 396.45 238.50 Td (deliver ) Tj ET Q q 0 0 0 rg BT 422.33 238.50 Td (carbon ) Tj ET Q q 0 0 0 rg BT 449.13 238.50 Td (reduction ) Tj ET Q q 0 0 0 rg BT 484.60 238.50 Td (in ) Tj ET Q q 0 0 0 rg BT 492.71 238.50 Td (line ) Tj ET Q q 0 0 0 rg BT 507.20 238.50 Td (with ) Tj ET Q q 0 0 0 rg BT 523.51 238.50 Td (Canada) Tj ET Q q 0 0 0 rg BT 553.91 238.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 226.50 Td (national ) Tj ET Q q 0 0 0 rg BT 120.71 226.50 Td (targets ) Tj ET Q q 0 0 0 rg BT 147.76 226.50 Td (and, ) Tj ET Q q 0 0 0 rg BT 165.71 226.50 Td (along ) Tj ET Q q 0 0 0 rg BT 187.76 226.50 Td (with ) Tj ET Q q 0 0 0 rg BT 204.32 226.50 Td (other ) Tj ET Q q 0 0 0 rg BT 224.99 226.50 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 283.03 226.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 320.12 226.50 Td (companies, ) Tj ET Q q 0 0 0 rg BT 364.04 226.50 Td (demonstrate ) Tj ET Q q 0 0 0 rg BT 411.61 226.50 Td (that ) Tj ET Q q 0 0 0 rg BT 427.27 226.50 Td (these ) Tj ET Q q 0 0 0 rg BT 449.32 226.50 Td (goals ) Tj ET Q q 0 0 0 rg BT 470.90 226.50 Td (can ) Tj ET Q q 0 0 0 rg BT 486.11 226.50 Td (be ) Tj ET Q q 0 0 0 rg BT 497.21 226.50 Td (achieved ) Tj ET Q q 0 0 0 rg BT 532.02 226.50 Td (without ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 214.50 Td (sacrificing ) Tj ET Q q 0 0 0 rg BT 128.14 214.50 Td (economic ) Tj ET Q q 0 0 0 rg BT 164.92 214.50 Td (growth. ) Tj ET Q q 0 0 0 rg BT 193.48 214.50 Td ( ) Tj ET Q q 0 0 0 rg BT 195.16 214.50 Td (By ) Tj ET Q q 0 0 0 rg BT 206.41 214.50 Td (2017,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 226.94 214.50 Td ( ) Tj ET Q q 0 0 0 rg BT 228.62 214.50 Td (the ) Tj ET Q q 0 0 0 rg BT 241.70 214.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 278.47 214.50 Td (had ) Tj ET Q q 0 0 0 rg BT 293.83 214.50 Td (already ) Tj ET Q q 0 0 0 rg BT 322.40 214.50 Td (met ) Tj ET Q q 0 0 0 rg BT 337.75 214.50 Td (its ) Tj ET Q q 0 0 0 rg BT 347.64 214.50 Td (2020 ) Tj ET Q q 0 0 0 rg BT 367.56 214.50 Td (target, ) Tj ET Q q 0 0 0 rg BT 392.49 214.50 Td (having ) Tj ET Q q 0 0 0 rg BT 418.33 214.50 Td (reduced ) Tj ET Q q 0 0 0 rg BT 449.65 214.50 Td (its ) Tj ET Q q 0 0 0 rg BT 459.53 214.50 Td (carbon ) Tj ET Q q 0 0 0 rg BT 486.28 214.50 Td (emissions ) Tj ET Q q 0 0 0 rg BT 524.42 214.50 Td (by ) Tj ET Q q 0 0 0 rg BT 534.76 214.50 Td (21.9% ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 202.50 Td (against ) Tj ET Q q 0 0 0 rg BT 118.73 202.50 Td (its ) Tj ET Q q 0 0 0 rg BT 129.21 202.50 Td (baseline. ) Tj ET Q q 0 0 0 rg BT 164.17 202.50 Td (The ) Tj ET Q q 0 0 0 rg BT 180.59 202.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 217.96 202.50 Td (continues ) Tj ET Q q 0 0 0 rg BT 255.35 202.50 Td (to ) Tj ET Q q 0 0 0 rg BT 264.47 202.50 Td (make ) Tj ET Q q 0 0 0 rg BT 286.80 202.50 Td (good ) Tj ET Q q 0 0 0 rg BT 307.32 202.50 Td (progress ) Tj ET Q q 0 0 0 rg BT 341.51 202.50 Td (towards ) Tj ET Q q 0 0 0 rg BT 372.50 202.50 Td (its ) Tj ET Q q 0 0 0 rg BT 382.98 202.50 Td (goal ) Tj ET Q q 0 0 0 rg BT 400.77 202.50 Td (of ) Tj ET Q q 0 0 0 rg BT 409.89 202.50 Td (a ) Tj ET Q q 0 0 0 rg BT 416.73 202.50 Td (30% ) Tj ET Q q 0 0 0 rg BT 435.42 202.50 Td (carbon ) Tj ET Q q 0 0 0 rg BT 462.77 202.50 Td (reduction ) Tj ET Q q 0 0 0 rg BT 498.79 202.50 Td (by ) Tj ET Q q 0 0 0 rg BT 509.73 202.50 Td (2030. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 532.53 202.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 184.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 184.50 Td (A) Tj ET Q q 0 0 0 rg BT 95.02 184.50 Td ( ) Tj ET Q q 0 0 0 rg BT 97.57 184.50 Td (long-standing ) Tj ET Q q 0 0 0 rg BT 149.35 184.50 Td (initiative ) Tj ET Q q 0 0 0 rg BT 181.53 184.50 Td (that ) Tj ET Q q 0 0 0 rg BT 197.75 184.50 Td (has ) Tj ET Q q 0 0 0 rg BT 213.52 184.50 Td (had ) Tj ET Q q 0 0 0 rg BT 229.75 184.50 Td (a ) Tj ET Q q 0 0 0 rg BT 236.86 184.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 275.87 184.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 302.58 184.50 Td (is) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 308.50 184.50 Td ( ) Tj ET Q q 0 0 0 rg BT 311.04 184.50 Td (the ) Tj ET Q q 0 0 0 rg BT 324.99 184.50 Td (Company) Tj ET Q q 0 0 0 rg BT 361.77 184.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 368.41 184.50 Td (plastic ) Tj ET Q q 0 0 0 rg BT 394.21 184.50 Td (bag ) Tj ET Q q 0 0 0 rg BT 410.43 184.50 Td (reduction ) Tj ET Q q 0 0 0 rg BT 446.72 184.50 Td (program. ) Tj ET Q q 0 0 0 rg BT 482.08 184.50 Td (Charging ) Tj ET Q q 0 0 0 rg BT 517.89 184.50 Td (consumers ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 172.50 Td (for ) Tj ET Q q 0 0 0 rg BT 101.85 172.50 Td (plastic ) Tj ET Q q 0 0 0 rg BT 127.38 172.50 Td (bags ) Tj ET Q q 0 0 0 rg BT 147.44 172.50 Td (has ) Tj ET Q q 0 0 0 rg BT 162.94 172.50 Td (led ) Tj ET Q q 0 0 0 rg BT 176.17 172.50 Td (to ) Tj ET Q q 0 0 0 rg BT 185.29 172.50 Td (the ) Tj ET Q q 0 0 0 rg BT 198.97 172.50 Td (reduction ) Tj ET Q q 0 0 0 rg BT 234.99 172.50 Td (of ) Tj ET Q q 0 0 0 rg BT 244.11 172.50 Td (nearly ) Tj ET Q q 0 0 0 rg BT 268.72 172.50 Td (13 ) Tj ET Q q 0 0 0 rg BT 280.12 172.50 Td (billion ) Tj ET Q q 0 0 0 rg BT 303.37 172.50 Td (plastic ) Tj ET Q q 0 0 0 rg BT 328.90 172.50 Td (bags ) Tj ET Q q 0 0 0 rg BT 348.96 172.50 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 357.62 172.50 Td (the ) Tj ET Q q 0 0 0 rg BT 371.30 172.50 Td (Company) Tj ET Q q 0 0 0 rg BT 408.08 172.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 414.46 172.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 439.07 172.50 Td (since ) Tj ET Q q 0 0 0 rg BT 460.50 172.50 Td (the ) Tj ET Q q 0 0 0 rg BT 474.18 172.50 Td (start ) Tj ET Q q 0 0 0 rg BT 492.41 172.50 Td (of ) Tj ET Q q 0 0 0 rg BT 501.53 172.50 Td (the ) Tj ET Q q 0 0 0 rg BT 515.21 172.50 Td (program.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 548.03 172.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 154.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 154.50 Td (The ) Tj ET Q q 0 0 0 rg BT 106.87 154.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.70 154.50 Td (was ) Tj ET Q q 0 0 0 rg BT 162.02 154.50 Td (one ) Tj ET Q q 0 0 0 rg BT 178.44 154.50 Td (of ) Tj ET Q q 0 0 0 rg BT 188.02 154.50 Td (the ) Tj ET Q q 0 0 0 rg BT 202.16 154.50 Td (first ) Tj ET Q q 0 0 0 rg BT 218.11 154.50 Td (members ) Tj ET Q q 0 0 0 rg BT 255.03 154.50 Td (of ) Tj ET Q q 0 0 0 rg BT 264.60 154.50 Td (the ) Tj ET Q q 0 0 0 rg BT 278.75 154.50 Td (Circular ) Tj ET Q q 0 0 0 rg BT 309.73 154.50 Td (Economy ) Tj ET Q q 0 0 0 rg BT 346.65 154.50 Td (Leadership ) Tj ET Q q 0 0 0 rg BT 389.96 154.50 Td (Coalition, ) Tj ET Q q 0 0 0 rg BT 426.89 154.50 Td (whose ) Tj ET Q q 0 0 0 rg BT 453.33 154.50 Td (members ) Tj ET Q q 0 0 0 rg BT 490.24 154.50 Td (work ) Tj ET Q q 0 0 0 rg BT 510.29 154.50 Td (with ) Tj ET Q q 0 0 0 rg BT 527.61 154.50 Td (industry) Tj ET Q q 0 0 0 rg BT 555.72 154.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 142.50 Td (non-governmental ) Tj ET Q q 0 0 0 rg BT 157.56 142.50 Td (organizations, ) Tj ET Q q 0 0 0 rg BT 210.08 142.50 Td (academics ) Tj ET Q q 0 0 0 rg BT 250.74 142.50 Td (and ) Tj ET Q q 0 0 0 rg BT 265.88 142.50 Td (government ) Tj ET Q q 0 0 0 rg BT 310.64 142.50 Td (on ) Tj ET Q q 0 0 0 rg BT 321.22 142.50 Td (the ) Tj ET Q q 0 0 0 rg BT 334.08 142.50 Td (development ) Tj ET Q q 0 0 0 rg BT 382.50 142.50 Td (and ) Tj ET Q q 0 0 0 rg BT 397.64 142.50 Td (implementation ) Tj ET Q q 0 0 0 rg BT 454.71 142.50 Td (of ) Tj ET Q q 0 0 0 rg BT 463.01 142.50 Td (circular ) Tj ET Q q 0 0 0 rg BT 490.90 142.50 Td (economy ) Tj ET Q q 0 0 0 rg BT 525.63 142.50 Td (solutions ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 130.50 Td (aimed ) Tj ET Q q 0 0 0 rg BT 114.61 130.50 Td (at ) Tj ET Q q 0 0 0 rg BT 123.74 130.50 Td (eliminating ) Tj ET Q q 0 0 0 rg BT 165.21 130.50 Td (waste. ) Tj ET Q q 0 0 0 rg BT 191.20 130.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 193.48 130.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 112.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 112.50 Td (In ) Tj ET Q q 0 0 0 rg BT 98.83 112.50 Td (2019,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.35 112.50 Td ( ) Tj ET Q q 0 0 0 rg BT 121.34 112.50 Td (the ) Tj ET Q q 0 0 0 rg BT 134.73 112.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 171.82 112.50 Td (joined ) Tj ET Q q 0 0 0 rg BT 195.69 112.50 Td (18 ) Tj ET Q q 0 0 0 rg BT 206.80 112.50 Td (other ) Tj ET Q q 0 0 0 rg BT 227.48 112.50 Td (leading ) Tj ET Q q 0 0 0 rg BT 255.92 112.50 Td (international ) Tj ET Q q 0 0 0 rg BT 302.59 112.50 Td (companies ) Tj ET Q q 0 0 0 rg BT 344.23 112.50 Td (to ) Tj ET Q q 0 0 0 rg BT 353.06 112.50 Td (launch ) Tj ET Q q 0 0 0 rg BT 379.22 112.50 Td (the ) Tj ET Q q 0 0 0 rg BT 392.61 112.50 Td (One ) Tj ET Q q 0 0 0 rg BT 410.10 112.50 Td (Planet ) Tj ET Q q 0 0 0 rg BT 435.34 112.50 Td (Business ) Tj ET Q q 0 0 0 rg BT 470.61 112.50 Td (for ) Tj ET Q q 0 0 0 rg BT 482.17 112.50 Td (Biodiversity ) Tj ET Q q 0 0 0 rg BT 526.09 112.50 Td (initiative. ) Tj ET Q q 0 0 0 rg BT 560.28 112.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 100.50 Td (This ) Tj ET Q q 0 0 0 rg BT 107.61 100.50 Td (program ) Tj ET Q q 0 0 0 rg BT 140.26 100.50 Td (aims ) Tj ET Q q 0 0 0 rg BT 159.70 100.50 Td (to ) Tj ET Q q 0 0 0 rg BT 168.66 100.50 Td (leverage ) Tj ET Q q 0 0 0 rg BT 202.23 100.50 Td (the ) Tj ET Q q 0 0 0 rg BT 215.75 100.50 Td (scope ) Tj ET Q q 0 0 0 rg BT 239.75 100.50 Td (and ) Tj ET Q q 0 0 0 rg BT 255.55 100.50 Td (scale ) Tj ET Q q 0 0 0 rg BT 276.82 100.50 Td (of ) Tj ET Q q 0 0 0 rg BT 285.78 100.50 Td (the ) Tj ET Q q 0 0 0 rg BT 299.30 100.50 Td (participating ) Tj ET Q q 0 0 0 rg BT 345.63 100.50 Td (companies ) Tj ET Q q 0 0 0 rg BT 387.41 100.50 Td (to ) Tj ET Q q 0 0 0 rg BT 396.37 100.50 Td (meaningfully ) Tj ET Q q 0 0 0 rg BT 444.53 100.50 Td (improve ) Tj ET Q q 0 0 0 rg BT 475.81 100.50 Td (biodiversity ) Tj ET Q q 0 0 0 rg BT 518.95 100.50 Td (around ) Tj ET Q q 0 0 0 rg BT 546.60 100.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 88.50 Td (world.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 111.87 88.50 Td ( ) Tj ET Q endstream endobj 23 0 obj <> endobj 24 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.83 40.45 Td (1) Tj ET Q q 0 0 0 rg BT 549.40 40.45 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 735.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 735.25 Td (While ) Tj ET Q q 0 0 0 rg BT 112.46 735.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 132.18 735.25 Td (is ) Tj ET Q q 0 0 0 rg BT 140.06 735.25 Td (a ) Tj ET Q q 0 0 0 rg BT 146.57 735.25 Td (relatively ) Tj ET Q q 0 0 0 rg BT 180.88 735.25 Td (small ) Tj ET Q q 0 0 0 rg BT 201.97 735.25 Td (contributor ) Tj ET Q q 0 0 0 rg BT 242.67 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 251.46 735.25 Td (food ) Tj ET Q q 0 0 0 rg BT 269.38 735.25 Td (waste ) Tj ET Q q 0 0 0 rg BT 292.75 735.25 Td (volumes,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 325.57 735.25 Td ( ) Tj ET Q q 0 0 0 rg BT 327.52 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 340.88 735.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 377.92 735.25 Td (understands ) Tj ET Q q 0 0 0 rg BT 425.01 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.37 735.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 464.48 735.25 Td (it ) Tj ET Q q 0 0 0 rg BT 470.53 735.25 Td (can ) Tj ET Q q 0 0 0 rg BT 485.71 735.25 Td (have ) Tj ET Q q 0 0 0 rg BT 505.44 735.25 Td (throughout ) Tj ET Q q 0 0 0 rg BT 546.61 735.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 723.25 Td (value ) Tj ET Q q 0 0 0 rg BT 111.01 723.25 Td (chain ) Tj ET Q q 0 0 0 rg BT 132.03 723.25 Td (and ) Tj ET Q q 0 0 0 rg BT 147.12 723.25 Td (with ) Tj ET Q q 0 0 0 rg BT 163.11 723.25 Td (consumers. ) Tj ET Q q 0 0 0 rg BT 206.82 723.25 Td (That ) Tj ET Q q 0 0 0 rg BT 224.64 723.25 Td (is ) Tj ET Q q 0 0 0 rg BT 231.97 723.25 Td (why ) Tj ET Q q 0 0 0 rg BT 247.96 723.25 Td (in ) Tj ET Q q 0 0 0 rg BT 255.75 723.25 Td (2018,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 276.28 723.25 Td ( ) Tj ET Q q 0 0 0 rg BT 277.69 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 290.50 723.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 327.00 723.25 Td (committed ) Tj ET Q q 0 0 0 rg BT 366.24 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 374.49 723.25 Td (reducing ) Tj ET Q q 0 0 0 rg BT 407.35 723.25 Td (food ) Tj ET Q q 0 0 0 rg BT 424.72 723.25 Td (waste ) Tj ET Q q 0 0 0 rg BT 447.55 723.25 Td (by ) Tj ET Q q 0 0 0 rg BT 457.63 723.25 Td (50% ) Tj ET Q q 0 0 0 rg BT 475.45 723.25 Td (by ) Tj ET Q q 0 0 0 rg BT 485.52 723.25 Td (2025.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 506.04 723.25 Td ( ) Tj ET Q q 0 0 0 rg BT 507.36 723.25 Td (The ) Tj ET Q q 0 0 0 rg BT 522.90 723.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 711.25 Td (is ) Tj ET Q q 0 0 0 rg BT 98.52 711.25 Td (making ) Tj ET Q q 0 0 0 rg BT 127.56 711.25 Td (important ) Tj ET Q q 0 0 0 rg BT 164.35 711.25 Td (progress ) Tj ET Q q 0 0 0 rg BT 198.86 711.25 Td (towards ) Tj ET Q q 0 0 0 rg BT 230.17 711.25 Td (that ) Tj ET Q q 0 0 0 rg BT 246.45 711.25 Td (goal, ) Tj ET Q q 0 0 0 rg BT 266.84 711.25 Td (through ) Tj ET Q q 0 0 0 rg BT 297.25 711.25 Td (reclamation, ) Tj ET Q q 0 0 0 rg BT 344.52 711.25 Td (diversion ) Tj ET Q q 0 0 0 rg BT 379.94 711.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.23 711.25 Td (donation ) Tj ET Q q 0 0 0 rg BT 430.29 711.25 Td (programs.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 467.21 711.25 Td ( ) Tj ET Q q 0 0 0 rg BT 471.93 711.25 Td (The ) Tj ET Q q 0 0 0 rg BT 488.66 711.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 526.35 711.25 Td (is ) Tj ET Q q 0 0 0 rg BT 534.88 711.25 Td (one ) Tj ET Q q 0 0 0 rg BT 551.16 711.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 699.25 Td (Canada) Tj ET Q q 0 0 0 rg BT 120.40 699.25 Td (s ) Tj ET Q q 0 0 0 rg BT 126.63 699.25 Td (largest ) Tj ET Q q 0 0 0 rg BT 153.38 699.25 Td (food ) Tj ET Q q 0 0 0 rg BT 171.47 699.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 191.38 699.25 Td (donors ) Tj ET Q q 0 0 0 rg BT 218.59 699.25 Td (with ) Tj ET Q q 0 0 0 rg BT 235.30 699.25 Td (over ) Tj ET Q q 0 0 0 rg BT 253.38 699.25 Td (1) Tj ET Q q 0 0 0 rg BT 257.34 699.25 Td (1.5 ) Tj ET Q q 0 0 0 rg BT 270.88 699.25 Td (million ) Tj ET Q q 0 0 0 rg BT 296.24 699.25 Td (pounds ) Tj ET Q q 0 0 0 rg BT 325.28 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 334.25 699.25 Td (food ) Tj ET Q q 0 0 0 rg BT 352.34 699.25 Td (donated ) Tj ET Q q 0 0 0 rg BT 384.12 699.25 Td (in ) Tj ET Q q 0 0 0 rg BT 392.63 699.25 Td (2019.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 413.15 699.25 Td ( ) Tj ET Q q 0 0 0 rg BT 415.15 699.25 Td (The ) Tj ET Q q 0 0 0 rg BT 431.41 699.25 Td (Company) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 466.51 699.25 Td ( ) Tj ET Q q 0 0 0 rg BT 468.64 699.25 Td (has ) Tj ET Q q 0 0 0 rg BT 483.99 699.25 Td (been ) Tj ET Q q 0 0 0 rg BT 504.36 699.25 Td (partnering ) Tj ET Q q 0 0 0 rg BT 543.42 699.25 Td (with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 687.25 Td (Second ) Tj ET Q q 0 0 0 rg BT 119.88 687.25 Td (Harvest ) Tj ET Q q 0 0 0 rg BT 150.20 687.25 Td (for ) Tj ET Q q 0 0 0 rg BT 161.83 687.25 Td (nearly ) Tj ET Q q 0 0 0 rg BT 186.23 687.25 Td (35 ) Tj ET Q q 0 0 0 rg BT 197.42 687.25 Td (years, ) Tj ET Q q 0 0 0 rg BT 221.82 687.25 Td (and ) Tj ET Q q 0 0 0 rg BT 237.56 687.25 Td (with ) Tj ET Q q 0 0 0 rg BT 254.21 687.25 Td (Food ) Tj ET Q q 0 0 0 rg BT 274.97 687.25 Td (Banks ) Tj ET Q q 0 0 0 rg BT 299.82 687.25 Td (Canada ) Tj ET Q q 0 0 0 rg BT 330.61 687.25 Td (since ) Tj ET Q q 0 0 0 rg BT 351.82 687.25 Td (2009. ) Tj ET Q q 0 0 0 rg BT 374.41 687.25 Td (More ) Tj ET Q q 0 0 0 rg BT 395.16 687.25 Td (than ) Tj ET Q q 0 0 0 rg BT 413.18 687.25 Td (450 ) Tj ET Q q 0 0 0 rg BT 428.93 687.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 453.33 687.25 Td (donate ) Tj ET Q q 0 0 0 rg BT 480.48 687.25 Td (perishable ) Tj ET Q q 0 0 0 rg BT 520.38 687.25 Td (food ) Tj ET Q q 0 0 0 rg BT 538.41 687.25 Td (items ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 675.25 Td (to ) Tj ET Q q 0 0 0 rg BT 99.12 675.25 Td (local ) Tj ET Q q 0 0 0 rg BT 118.27 675.25 Td (food ) Tj ET Q q 0 0 0 rg BT 136.51 675.25 Td (banks ) Tj ET Q q 0 0 0 rg BT 160.67 675.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.64 675.25 Td (food ) Tj ET Q q 0 0 0 rg BT 194.88 675.25 Td (rescue ) Tj ET Q q 0 0 0 rg BT 221.77 675.25 Td (organizations. ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 657.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 657.25 Td (In ) Tj ET Q q 0 0 0 rg BT 99.43 657.25 Td (2019,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.95 657.25 Td ( ) Tj ET Q q 0 0 0 rg BT 122.54 657.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.54 657.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.22 657.25 Td (announced ) Tj ET Q q 0 0 0 rg BT 217.40 657.25 Td (a ) Tj ET Q q 0 0 0 rg BT 224.55 657.25 Td (partnership ) Tj ET Q q 0 0 0 rg BT 268.17 657.25 Td (with ) Tj ET Q q 0 0 0 rg BT 285.34 657.25 Td (Flashfood ) Tj ET Q q 0 0 0 rg BT 323.94 657.25 Td (in ) Tj ET Q q 0 0 0 rg BT 332.92 657.25 Td (furtherance ) Tj ET Q q 0 0 0 rg BT 376.99 657.25 Td (of ) Tj ET Q q 0 0 0 rg BT 386.42 657.25 Td (its ) Tj ET Q q 0 0 0 rg BT 397.22 657.25 Td (commitment ) Tj ET Q q 0 0 0 rg BT 444.46 657.25 Td (to ) Tj ET Q q 0 0 0 rg BT 453.90 657.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 481.56 657.25 Td (store-generated ) Tj ET Q q 0 0 0 rg BT 542.05 657.25 Td (food ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 645.25 Td (waste. ) Tj ET Q q 0 0 0 rg BT 115.95 645.25 Td (The ) Tj ET Q q 0 0 0 rg BT 132.48 645.25 Td (Flashfood ) Tj ET Q q 0 0 0 rg BT 170.90 645.25 Td (program ) Tj ET Q q 0 0 0 rg BT 203.83 645.25 Td (allows ) Tj ET Q q 0 0 0 rg BT 229.01 645.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 269.24 645.25 Td (to ) Tj ET Q q 0 0 0 rg BT 278.48 645.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 314.61 645.25 Td (food ) Tj ET Q q 0 0 0 rg BT 332.97 645.25 Td (items ) Tj ET Q q 0 0 0 rg BT 354.97 645.25 Td (that ) Tj ET Q q 0 0 0 rg BT 371.05 645.25 Td (are ) Tj ET Q q 0 0 0 rg BT 385.30 645.25 Td (nearing ) Tj ET Q q 0 0 0 rg BT 415.05 645.25 Td (their ) Tj ET Q q 0 0 0 rg BT 433.40 645.25 Td (expiration ) Tj ET Q q 0 0 0 rg BT 471.36 645.25 Td (date, ) Tj ET Q q 0 0 0 rg BT 492.00 645.25 Td (at ) Tj ET Q q 0 0 0 rg BT 501.24 645.25 Td (a ) Tj ET Q q 0 0 0 rg BT 508.20 645.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 540.23 645.25 Td (price ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 633.25 Td (of ) Tj ET Q q 0 0 0 rg BT 99.54 633.25 Td (up ) Tj ET Q q 0 0 0 rg BT 111.36 633.25 Td (to ) Tj ET Q q 0 0 0 rg BT 120.89 633.25 Td (50% ) Tj ET Q q 0 0 0 rg BT 140.00 633.25 Td (of) Tj ET Q q 0 0 0 rg BT 146.70 633.25 Td (f, ) Tj ET Q q 0 0 0 rg BT 153.96 633.25 Td (at ) Tj ET Q q 0 0 0 rg BT 163.50 633.25 Td (select ) Tj ET Q q 0 0 0 rg BT 187.62 633.25 Td (stores. ) Tj ET Q q 0 0 0 rg BT 214.93 633.25 Td (In ) Tj ET Q q 0 0 0 rg BT 224.47 633.25 Td (2019,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 244.99 633.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.69 633.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.78 633.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 299.57 633.25 Td (installed ) Tj ET Q q 0 0 0 rg BT 332.36 633.25 Td (Flashfood ) Tj ET Q q 0 0 0 rg BT 371.07 633.25 Td (cases ) Tj ET Q q 0 0 0 rg BT 395.19 633.25 Td (in ) Tj ET Q q 0 0 0 rg BT 404.27 633.25 Td (over ) Tj ET Q q 0 0 0 rg BT 422.92 633.25 Td (400 ) Tj ET Q q 0 0 0 rg BT 439.30 633.25 Td (of ) Tj ET Q q 0 0 0 rg BT 448.84 633.25 Td (its ) Tj ET Q q 0 0 0 rg BT 459.74 633.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 484.77 633.25 Td (and ) Tj ET Q q 0 0 0 rg BT 501.15 633.25 Td (as ) Tj ET Q q 0 0 0 rg BT 512.50 633.25 Td (a ) Tj ET Q q 0 0 0 rg BT 519.76 633.25 Td (result, ) Tj ET Q q 0 0 0 rg BT 544.79 633.25 Td (has ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 621.25 Td (diverted ) Tj ET Q q 0 0 0 rg BT 121.46 621.25 Td (more ) Tj ET Q q 0 0 0 rg BT 142.42 621.25 Td (than ) Tj ET Q q 0 0 0 rg BT 160.66 621.25 Td (4.6 ) Tj ET Q q 0 0 0 rg BT 174.34 621.25 Td (million ) Tj ET Q q 0 0 0 rg BT 199.86 621.25 Td (pounds ) Tj ET Q q 0 0 0 rg BT 229.04 621.25 Td (of ) Tj ET Q q 0 0 0 rg BT 238.16 621.25 Td (food ) Tj ET Q q 0 0 0 rg BT 256.41 621.25 Td (from ) Tj ET Q q 0 0 0 rg BT 275.09 621.25 Td (landfills. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 307.00 621.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 601.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 601.25 Td (In ) Tj ET Q q 0 0 0 rg BT 99.12 601.25 Td (2019,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 119.64 601.25 Td ( ) Tj ET Q q 0 0 0 rg BT 121.92 601.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.61 601.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.98 601.25 Td (announced ) Tj ET Q q 0 0 0 rg BT 215.84 601.25 Td (a ) Tj ET Q q 0 0 0 rg BT 222.69 601.25 Td (partnership ) Tj ET Q q 0 0 0 rg BT 265.99 601.25 Td (with ) Tj ET Q q 0 0 0 rg BT 282.85 601.25 Td (Loop) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 0 0 0 rg BT 301.09 603.80 Td (4) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 304.06 601.25 Td ( ) Tj ET Q q 0 0 0 rg BT 306.34 601.25 Td (to ) Tj ET Q q 0 0 0 rg BT 315.46 601.25 Td (bring ) Tj ET Q q 0 0 0 rg BT 335.97 601.25 Td (innovative ) Tj ET Q q 0 0 0 rg BT 375.18 601.25 Td (reusable ) Tj ET Q q 0 0 0 rg BT 408.92 601.25 Td (packaging ) Tj ET Q q 0 0 0 rg BT 448.58 601.25 Td (to ) Tj ET Q q 0 0 0 rg BT 457.71 601.25 Td (the ) Tj ET Q q 0 0 0 rg BT 471.39 601.25 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 508.77 601.25 Td (marketplace.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 555.72 601.25 Td ( ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 54.00 584.75 Td (4 ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 90.00 582.45 Td (T) Tj ET Q q 0 0 0 rg BT 94.24 582.45 Td (rademark ) Tj ET Q q 0 0 0 rg BT 127.46 582.45 Td (used ) Tj ET Q q 0 0 0 rg BT 145.52 582.45 Td (under ) Tj ET Q q 0 0 0 rg BT 166.45 582.45 Td (license.) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 191.47 584.75 Td ( ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 54 561.02421875 m 216.5732421875 561.02421875 l s q 0 0 0 rg BT 54.00 562.45 Td (Making ) Tj ET Q q 0 0 0 rg BT 82.72 562.45 Td (a ) Tj ET Q q 0 0 0 rg BT 89.56 562.45 Td (Positive ) Tj ET Q q 0 0 0 rg BT 120.55 562.45 Td (Dif) Tj ET Q q 0 0 0 rg BT 130.43 562.45 Td (ference ) Tj ET Q q 0 0 0 rg BT 160.06 562.45 Td (in ) Tj ET Q q 0 0 0 rg BT 168.73 562.45 Td (Communities) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 542.45 Td (The ) Tj ET Q q 0 0 0 rg BT 69.85 542.45 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.66 542.45 Td (undertakes ) Tj ET Q q 0 0 0 rg BT 148.96 542.45 Td (several ) Tj ET Q q 0 0 0 rg BT 177.12 542.45 Td (charitable ) Tj ET Q q 0 0 0 rg BT 214.39 542.45 Td (activities, ) Tj ET Q q 0 0 0 rg BT 249.84 542.45 Td (which ) Tj ET Q q 0 0 0 rg BT 272.53 542.45 Td (underpin) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 304.44 542.45 Td ( ) Tj ET Q q 0 0 0 rg BT 306.16 542.45 Td (the ) Tj ET Q q 0 0 0 rg BT 319.28 542.45 Td (Company) Tj ET Q q 0 0 0 rg BT 356.05 542.45 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 361.88 542.45 Td (community-oriented ) Tj ET Q q 0 0 0 rg BT 435.61 542.45 Td (approach ) Tj ET Q q 0 0 0 rg BT 471.52 542.45 Td (to ) Tj ET Q q 0 0 0 rg BT 480.08 542.45 Td (CSR. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 501.28 542.45 Td (The ) Tj ET Q q 0 0 0 rg BT 517.13 542.45 Td (Company) Tj ET Q q 0 0 0 rg BT 553.91 542.45 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 530.45 Td (principal ) Tj ET Q q 0 0 0 rg BT 86.42 530.45 Td (charitable ) Tj ET Q q 0 0 0 rg BT 123.85 530.45 Td (activities ) Tj ET Q q 0 0 0 rg BT 157.18 530.45 Td (center ) Tj ET Q q 0 0 0 rg BT 181.85 530.45 Td (on ) Tj ET Q q 0 0 0 rg BT 192.85 530.45 Td (helping ) Tj ET Q q 0 0 0 rg BT 221.18 530.45 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 258.16 530.45 Td (families ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 287.84 530.45 Td (Live ) Tj ET Q q 0 0 0 rg BT 304.76 530.45 Td (Life ) Tj ET Q q 0 0 0 rg BT 319.86 530.45 Td (W) Tj ET Q q 0 0 0 rg BT 327.42 530.45 Td (ell) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 335.63 530.45 Td ( ) Tj ET Q q 0 0 0 rg BT 337.51 530.45 Td (by ) Tj ET Q q 0 0 0 rg BT 348.05 530.45 Td (putting ) Tj ET Q q 0 0 0 rg BT 374.55 530.45 Td (women) Tj ET Q q 0 0 0 rg BT 402.66 530.45 Td (s ) Tj ET Q q 0 0 0 rg BT 408.64 530.45 Td (health ) Tj ET Q q 0 0 0 rg BT 432.86 530.45 Td (first ) Tj ET Q q 0 0 0 rg BT 447.96 530.45 Td (and ) Tj ET Q q 0 0 0 rg BT 463.52 530.45 Td (tackling ) Tj ET Q q 0 0 0 rg BT 493.21 530.45 Td (childhood ) Tj ET Q q 0 0 0 rg BT 530.19 530.45 Td (hunger: ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 510.45 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 510.45 Td (President) Tj ET Q q 0 0 0 rg BT 126.28 510.45 Td (s ) Tj ET Q q 0 0 0 rg BT 132.30 510.45 Td (Choice) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.82 510.45 Td ( ) Tj ET Q q 0 0 0 rg BT 159.73 510.45 Td (Children) Tj ET Q q 0 0 0 rg BT 191.94 510.45 Td (s ) Tj ET Q q 0 0 0 rg BT 197.95 510.45 Td (Charity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 223.92 510.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 225.83 510.45 Td (\(the ) Tj ET Q q 0 0 0 rg BT 241.87 510.45 Td (Charity\) ) Tj ET Q q 0 0 0 rg BT 277.94 510.45 Td (has ) Tj ET Q q 0 0 0 rg BT 293.07 510.45 Td (been ) Tj ET Q q 0 0 0 rg BT 313.23 510.45 Td (tackling ) Tj ET Q q 0 0 0 rg BT 342.94 510.45 Td (childhood ) Tj ET Q q 0 0 0 rg BT 379.96 510.45 Td (hunger ) Tj ET Q q 0 0 0 rg BT 407.40 510.45 Td (since ) Tj ET Q q 0 0 0 rg BT 428.46 510.45 Td (2008 ) Tj ET Q q 0 0 0 rg BT 448.61 510.45 Td (and ) Tj ET Q q 0 0 0 rg BT 464.20 510.45 Td (over ) Tj ET Q q 0 0 0 rg BT 482.06 510.45 Td (that ) Tj ET Q q 0 0 0 rg BT 497.65 510.45 Td (time ) Tj ET Q q 0 0 0 rg BT 515.06 510.45 Td (has ) Tj ET Q q 0 0 0 rg BT 530.19 510.45 Td (granted ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 498.45 Td (more ) Tj ET Q q 0 0 0 rg BT 110.81 498.45 Td (than ) Tj ET Q q 0 0 0 rg BT 128.91 498.45 Td ($70 ) Tj ET Q q 0 0 0 rg BT 144.73 498.45 Td (million ) Tj ET Q q 0 0 0 rg BT 170.10 498.45 Td (to ) Tj ET Q q 0 0 0 rg BT 179.07 498.45 Td (schools ) Tj ET Q q 0 0 0 rg BT 209.01 498.45 Td (and ) Tj ET Q q 0 0 0 rg BT 224.83 498.45 Td (non-profits. ) Tj ET Q q 0 0 0 rg BT 267.56 498.45 Td (As ) Tj ET Q q 0 0 0 rg BT 279.27 498.45 Td (Canada) Tj ET Q q 0 0 0 rg BT 309.67 498.45 Td (s ) Tj ET Q q 0 0 0 rg BT 315.90 498.45 Td (largest ) Tj ET Q q 0 0 0 rg BT 342.65 498.45 Td (charitable ) Tj ET Q q 0 0 0 rg BT 380.34 498.45 Td (funder ) Tj ET Q q 0 0 0 rg BT 405.73 498.45 Td (of ) Tj ET Q q 0 0 0 rg BT 414.70 498.45 Td (school ) Tj ET Q q 0 0 0 rg BT 440.54 498.45 Td (meal ) Tj ET Q q 0 0 0 rg BT 460.45 498.45 Td (programs ) Tj ET Q q 0 0 0 rg BT 497.21 498.45 Td (and ) Tj ET Q q 0 0 0 rg BT 513.03 498.45 Td (through ) Tj ET Q q 0 0 0 rg BT 542.97 498.45 Td (new ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 486.45 Td (and ) Tj ET Q q 0 0 0 rg BT 105.94 486.45 Td (existing ) Tj ET Q q 0 0 0 rg BT 136.00 486.45 Td (partnerships, ) Tj ET Q q 0 0 0 rg BT 185.66 486.45 Td (the ) Tj ET Q q 0 0 0 rg BT 199.31 486.45 Td (Charity ) Tj ET Q q 0 0 0 rg BT 227.54 486.45 Td (continues ) Tj ET Q q 0 0 0 rg BT 264.90 486.45 Td (to ) Tj ET Q q 0 0 0 rg BT 273.99 486.45 Td (feed ) Tj ET Q q 0 0 0 rg BT 292.21 486.45 Td (and ) Tj ET Q q 0 0 0 rg BT 308.14 486.45 Td (help ) Tj ET Q q 0 0 0 rg BT 325.90 486.45 Td (teach ) Tj ET Q q 0 0 0 rg BT 348.22 486.45 Td (children ) Tj ET Q q 0 0 0 rg BT 379.18 486.45 Td (the ) Tj ET Q q 0 0 0 rg BT 392.84 486.45 Td (importance ) Tj ET Q q 0 0 0 rg BT 435.66 486.45 Td (of ) Tj ET Q q 0 0 0 rg BT 444.75 486.45 Td (nutrition ) Tj ET Q q 0 0 0 rg BT 476.18 486.45 Td (and ) Tj ET Q q 0 0 0 rg BT 492.12 486.45 Td (how ) Tj ET Q q 0 0 0 rg BT 509.41 486.45 Td (it ) Tj ET Q q 0 0 0 rg BT 515.76 486.45 Td (af) Tj ET Q q 0 0 0 rg BT 522.46 486.45 Td (fects ) Tj ET Q q 0 0 0 rg BT 542.04 486.45 Td (their ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 474.45 Td (well-being, ) Tj ET Q q 0 0 0 rg BT 131.47 474.45 Td (reaching ) Tj ET Q q 0 0 0 rg BT 165.21 474.45 Td (over ) Tj ET Q q 0 0 0 rg BT 183.44 474.45 Td (700,000 ) Tj ET Q q 0 0 0 rg BT 215.37 474.45 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 252.75 474.45 Td (children ) Tj ET Q q 0 0 0 rg BT 283.75 474.45 Td (in ) Tj ET Q q 0 0 0 rg BT 292.41 474.45 Td (2019. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 315.21 474.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 456.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 456.45 Td (The ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 106.15 456.45 Td (LOVE ) Tj ET Q q 0 0 0 rg BT 129.88 456.45 Td (YOU ) Tj ET Q q 0 0 0 rg BT 149.67 456.45 Td (by ) Tj ET Q q 0 0 0 rg BT 160.34 456.45 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 197.46 456.45 Td (Drug ) Tj ET Q q 0 0 0 rg BT 217.24 456.45 Td (Mart) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 233.65 456.45 Td ( ) Tj ET Q q 0 0 0 rg BT 235.66 456.45 Td (program ) Tj ET Q q 0 0 0 rg BT 268.21 456.45 Td (works ) Tj ET Q q 0 0 0 rg BT 291.63 456.45 Td (together ) Tj ET Q q 0 0 0 rg BT 323.74 456.45 Td (with ) Tj ET Q q 0 0 0 rg BT 340.34 456.45 Td (local ) Tj ET Q q 0 0 0 rg BT 359.22 456.45 Td (charities ) Tj ET Q q 0 0 0 rg BT 391.77 456.45 Td (to ) Tj ET Q q 0 0 0 rg BT 400.63 456.45 Td (help ) Tj ET Q q 0 0 0 rg BT 418.14 456.45 Td (advance ) Tj ET Q q 0 0 0 rg BT 451.16 456.45 Td (women) Tj ET Q q 0 0 0 rg BT 479.27 456.45 Td (s ) Tj ET Q q 0 0 0 rg BT 485.39 456.45 Td (health ) Tj ET Q q 0 0 0 rg BT 509.75 456.45 Td (in ) Tj ET Q q 0 0 0 rg BT 518.15 456.45 Td (mind, ) Tj ET Q q 0 0 0 rg BT 540.22 456.45 Td (body ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 444.45 Td (and ) Tj ET Q q 0 0 0 rg BT 106.03 444.45 Td (spirit, ) Tj ET Q q 0 0 0 rg BT 127.98 444.45 Td (and ) Tj ET Q q 0 0 0 rg BT 144.01 444.45 Td (provides ) Tj ET Q q 0 0 0 rg BT 177.36 444.45 Td (support ) Tj ET Q q 0 0 0 rg BT 207.06 444.45 Td (systems ) Tj ET Q q 0 0 0 rg BT 239.49 444.45 Td (to ) Tj ET Q q 0 0 0 rg BT 248.68 444.45 Td (help ) Tj ET Q q 0 0 0 rg BT 266.53 444.45 Td (put ) Tj ET Q q 0 0 0 rg BT 280.29 444.45 Td (women) Tj ET Q q 0 0 0 rg BT 308.40 444.45 Td (s ) Tj ET Q q 0 0 0 rg BT 314.85 444.45 Td (health ) Tj ET Q q 0 0 0 rg BT 339.54 444.45 Td (first. ) Tj ET Q q 0 0 0 rg BT 357.39 444.45 Td (Since ) Tj ET Q q 0 0 0 rg BT 380.25 444.45 Td (201) Tj ET Q q 0 0 0 rg BT 393.33 444.45 Td (1, ) Tj ET Q q 0 0 0 rg BT 402.52 444.45 Td (more ) Tj ET Q q 0 0 0 rg BT 423.55 444.45 Td (than ) Tj ET Q q 0 0 0 rg BT 441.87 444.45 Td ($70 ) Tj ET Q q 0 0 0 rg BT 457.90 444.45 Td (million ) Tj ET Q q 0 0 0 rg BT 483.49 444.45 Td (has ) Tj ET Q q 0 0 0 rg BT 499.06 444.45 Td (been ) Tj ET Q q 0 0 0 rg BT 519.65 444.45 Td (raised ) Tj ET Q q 0 0 0 rg BT 544.34 444.45 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 432.45 Td (granted ) Tj ET Q q 0 0 0 rg BT 120.09 432.45 Td (to ) Tj ET Q q 0 0 0 rg BT 129.21 432.45 Td (support ) Tj ET Q q 0 0 0 rg BT 158.85 432.45 Td (women) Tj ET Q q 0 0 0 rg BT 186.96 432.45 Td (s ) Tj ET Q q 0 0 0 rg BT 193.34 432.45 Td (health ) Tj ET Q q 0 0 0 rg BT 217.96 432.45 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 253.97 432.45 Td (in ) Tj ET Q q 0 0 0 rg BT 262.64 432.45 Td (communities ) Tj ET Q q 0 0 0 rg BT 310.95 432.45 Td (across ) Tj ET Q q 0 0 0 rg BT 337.38 432.45 Td (Canada.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 370.66 432.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 414.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 414.45 Td (Each ) Tj ET Q q 0 0 0 rg BT 111.19 414.45 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.54 414.45 Td (the ) Tj ET Q q 0 0 0 rg BT 134.44 414.45 Td (Company) Tj ET Q q 0 0 0 rg BT 171.21 414.45 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 177.82 414.45 Td (participating ) Tj ET Q q 0 0 0 rg BT 224.54 414.45 Td (grocery ) Tj ET Q q 0 0 0 rg BT 254.38 414.45 Td (stores ) Tj ET Q q 0 0 0 rg BT 279.22 414.45 Td (is ) Tj ET Q q 0 0 0 rg BT 287.64 414.45 Td (paired ) Tj ET Q q 0 0 0 rg BT 312.94 414.45 Td (with ) Tj ET Q q 0 0 0 rg BT 330.02 414.45 Td (a ) Tj ET Q q 0 0 0 rg BT 337.08 414.45 Td (local ) Tj ET Q q 0 0 0 rg BT 356.45 414.45 Td (food ) Tj ET Q q 0 0 0 rg BT 374.91 414.45 Td (bank. ) Tj ET Q q 0 0 0 rg BT 397.32 414.45 Td (These ) Tj ET Q q 0 0 0 rg BT 422.62 414.45 Td (food ) Tj ET Q q 0 0 0 rg BT 441.08 414.45 Td (banks ) Tj ET Q q 0 0 0 rg BT 465.47 414.45 Td (are ) Tj ET Q q 0 0 0 rg BT 479.82 414.45 Td (supported ) Tj ET Q q 0 0 0 rg BT 518.80 414.45 Td (throughout ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 402.45 Td (the ) Tj ET Q q 0 0 0 rg BT 103.83 402.45 Td (year) Tj ET Q q 0 0 0 rg BT 119.33 402.45 Td (, ) Tj ET Q q 0 0 0 rg BT 124.04 402.45 Td (including ) Tj ET Q q 0 0 0 rg BT 158.84 402.45 Td (through ) Tj ET Q q 0 0 0 rg BT 189.08 402.45 Td (bi-annual ) Tj ET Q q 0 0 0 rg BT 225.24 402.45 Td (food ) Tj ET Q q 0 0 0 rg BT 243.63 402.45 Td (drives. ) Tj ET Q q 0 0 0 rg BT 270.22 402.45 Td (In ) Tj ET Q q 0 0 0 rg BT 279.48 402.45 Td (2019,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 300.01 402.45 Td ( ) Tj ET Q q 0 0 0 rg BT 302.44 402.45 Td (the ) Tj ET Q q 0 0 0 rg BT 316.26 402.45 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 353.79 402.45 Td (contributed ) Tj ET Q q 0 0 0 rg BT 396.79 402.45 Td (more ) Tj ET Q q 0 0 0 rg BT 417.90 402.45 Td (than ) Tj ET Q q 0 0 0 rg BT 436.29 402.45 Td (2 ) Tj ET Q q 0 0 0 rg BT 443.28 402.45 Td (million ) Tj ET Q q 0 0 0 rg BT 468.94 402.45 Td (pounds ) Tj ET Q q 0 0 0 rg BT 498.28 402.45 Td (of ) Tj ET Q q 0 0 0 rg BT 507.55 402.45 Td (food ) Tj ET Q q 0 0 0 rg BT 525.94 402.45 Td (and ) Tj ET Q q 0 0 0 rg BT 542.05 402.45 Td ($3.2 ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 390.45 Td (million ) Tj ET Q q 0 0 0 rg BT 115.52 390.45 Td (to ) Tj ET Q q 0 0 0 rg BT 124.64 390.45 Td (foods ) Tj ET Q q 0 0 0 rg BT 146.98 390.45 Td (banks ) Tj ET Q q 0 0 0 rg BT 171.15 390.45 Td (across ) Tj ET Q q 0 0 0 rg BT 197.58 390.45 Td (the ) Tj ET Q q 0 0 0 rg BT 211.26 390.45 Td (country) Tj ET Q q 0 0 0 rg BT 237.56 390.45 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.84 390.45 Td ( ) Tj ET Q q 0 0 0 rg BT 242.12 390.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 370.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 370.45 Td (In ) Tj ET Q q 0 0 0 rg BT 99.12 370.45 Td (2018, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 121.92 370.45 Td (the ) Tj ET Q q 0 0 0 rg BT 135.61 370.45 Td (Company) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 170.70 370.45 Td ( ) Tj ET Q q 0 0 0 rg BT 172.98 370.45 Td (raised ) Tj ET Q q 0 0 0 rg BT 197.59 370.45 Td (and ) Tj ET Q q 0 0 0 rg BT 213.55 370.45 Td (donated ) Tj ET Q q 0 0 0 rg BT 245.48 370.45 Td (more ) Tj ET Q q 0 0 0 rg BT 266.44 370.45 Td (than ) Tj ET Q q 0 0 0 rg BT 284.68 370.45 Td ($77 ) Tj ET Q q 0 0 0 rg BT 300.64 370.45 Td (million ) Tj ET Q q 0 0 0 rg BT 326.16 370.45 Td (to ) Tj ET Q q 0 0 0 rg BT 335.28 370.45 Td (charities ) Tj ET Q q 0 0 0 rg BT 368.10 370.45 Td (and ) Tj ET Q q 0 0 0 rg BT 384.06 370.45 Td (non-profits ) Tj ET Q q 0 0 0 rg BT 425.09 370.45 Td (across ) Tj ET Q q 0 0 0 rg BT 451.52 370.45 Td (Canada.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 482.52 370.45 Td ( ) Tj ET Q BT /F4 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 54 349.02421875 m 102.5888671875 349.02421875 l s q 0 0 0 rg BT 54.00 350.45 Td (Live ) Tj ET Q q 0 0 0 rg BT 71.32 350.45 Td (Life ) Tj ET Q q 0 0 0 rg BT 86.83 350.45 Td (W) Tj ET Q q 0 0 0 rg BT 94.39 350.45 Td (ell) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 330.45 Td (The ) Tj ET Q q 0 0 0 rg BT 70.13 330.45 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.23 330.45 Td (aims ) Tj ET Q q 0 0 0 rg BT 126.54 330.45 Td (to ) Tj ET Q q 0 0 0 rg BT 135.39 330.45 Td (help ) Tj ET Q q 0 0 0 rg BT 152.89 330.45 Td (consumers ) Tj ET Q q 0 0 0 rg BT 195.00 330.45 Td (live ) Tj ET Q q 0 0 0 rg BT 209.31 330.45 Td (well ) Tj ET Q q 0 0 0 rg BT 225.43 330.45 Td (and ) Tj ET Q q 0 0 0 rg BT 241.11 330.45 Td (to ) Tj ET Q q 0 0 0 rg BT 249.96 330.45 Td (enrich ) Tj ET Q q 0 0 0 rg BT 274.29 330.45 Td (the ) Tj ET Q q 0 0 0 rg BT 287.70 330.45 Td (communities ) Tj ET Q q 0 0 0 rg BT 335.73 330.45 Td (in ) Tj ET Q q 0 0 0 rg BT 344.11 330.45 Td (which ) Tj ET Q q 0 0 0 rg BT 367.08 330.45 Td (it ) Tj ET Q q 0 0 0 rg BT 373.18 330.45 Td (operates ) Tj ET Q q 0 0 0 rg BT 407.10 330.45 Td (through ) Tj ET Q q 0 0 0 rg BT 436.91 330.45 Td (the ) Tj ET Q q 0 0 0 rg BT 450.31 330.45 Td (products ) Tj ET Q q 0 0 0 rg BT 483.77 330.45 Td (and ) Tj ET Q q 0 0 0 rg BT 499.45 330.45 Td (services ) Tj ET Q q 0 0 0 rg BT 531.53 330.45 Td (it ) Tj ET Q q 0 0 0 rg BT 537.64 330.45 Td (of) Tj ET Q q 0 0 0 rg BT 544.34 330.45 Td (fers ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 318.45 Td (in-store, ) Tj ET Q q 0 0 0 rg BT 85.90 318.45 Td (including:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 120.55 318.45 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 298.45 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 298.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 103.67 298.45 Td (Green) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.46 298.45 Td ( ) Tj ET Q q 0 0 0 rg BT 128.74 298.45 Td (products, ) Tj ET Q q 0 0 0 rg BT 164.76 298.45 Td (which) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 185.72 298.45 Td ( ) Tj ET Q q 0 0 0 rg BT 188.00 298.45 Td (the ) Tj ET Q q 0 0 0 rg BT 201.68 298.45 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 239.05 298.45 Td (first ) Tj ET Q q 0 0 0 rg BT 254.55 298.45 Td (made ) Tj ET Q q 0 0 0 rg BT 277.34 298.45 Td (available ) Tj ET Q q 0 0 0 rg BT 311.99 298.45 Td (to ) Tj ET Q q 0 0 0 rg BT 321.11 298.45 Td (consumers ) Tj ET Q q 0 0 0 rg BT 363.50 298.45 Td (in ) Tj ET Q q 0 0 0 rg BT 372.16 298.45 Td (the ) Tj ET Q q 0 0 0 rg BT 385.84 298.45 Td (1980s; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 412.74 298.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 280.45 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 280.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 103.67 280.45 Td (Blue ) Tj ET Q q 0 0 0 rg BT 122.36 280.45 Td (Menu) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 142.87 280.45 Td ( ) Tj ET Q q 0 0 0 rg BT 145.15 280.45 Td (products, ) Tj ET Q q 0 0 0 rg BT 181.17 280.45 Td (available ) Tj ET Q q 0 0 0 rg BT 215.82 280.45 Td (since ) Tj ET Q q 0 0 0 rg BT 237.24 280.45 Td (the ) Tj ET Q q 0 0 0 rg BT 250.92 280.45 Td (1990s) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 273.27 280.45 Td (; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 262.45 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 90.00 262.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 103.67 262.45 Td (Free ) Tj ET Q q 0 0 0 rg BT 122.81 262.45 Td (From) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 141.94 262.45 Td ( ) Tj ET Q q 0 0 0 rg BT 144.22 262.45 Td (line ) Tj ET Q q 0 0 0 rg BT 159.26 262.45 Td (of ) Tj ET Q q 0 0 0 rg BT 168.38 262.45 Td (antibiotic-use ) Tj ET Q q 0 0 0 rg BT 218.98 262.45 Td (and ) Tj ET Q q 0 0 0 rg BT 234.95 262.45 Td (hormone-use ) Tj ET Q q 0 0 0 rg BT 285.54 262.45 Td (free ) Tj ET Q q 0 0 0 rg BT 301.95 262.45 Td (animal ) Tj ET Q q 0 0 0 rg BT 328.39 262.45 Td (proteins) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 357.56 262.45 Td (; ) Tj ET Q q 0 0 0 rg BT 362.12 262.45 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 244.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 244.45 Td (Reduced ) Tj ET Q q 0 0 0 rg BT 125.10 244.45 Td (sugar ) Tj ET Q q 0 0 0 rg BT 147.90 244.45 Td (and ) Tj ET Q q 0 0 0 rg BT 163.86 244.45 Td (sodium ) Tj ET Q q 0 0 0 rg BT 192.57 244.45 Td (in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 201.24 244.45 Td (President) Tj ET Q q 0 0 0 rg BT 237.52 244.45 Td (s ) Tj ET Q q 0 0 0 rg BT 243.90 244.45 Td (Choice) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 269.42 244.45 Td ( ) Tj ET Q q 0 0 0 rg BT 271.70 244.45 Td (products.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 305.44 244.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 224.45 Td (The ) Tj ET Q q 0 0 0 rg BT 70.61 224.45 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.18 224.45 Td (publishes ) Tj ET Q q 0 0 0 rg BT 145.31 224.45 Td (its ) Tj ET Q q 0 0 0 rg BT 155.99 224.45 Td (CSR ) Tj ET Q q 0 0 0 rg BT 175.78 224.45 Td (objectives ) Tj ET Q q 0 0 0 rg BT 214.73 224.45 Td (and ) Tj ET Q q 0 0 0 rg BT 230.89 224.45 Td (progress ) Tj ET Q q 0 0 0 rg BT 265.27 224.45 Td (in ) Tj ET Q q 0 0 0 rg BT 274.13 224.45 Td (meeting ) Tj ET Q q 0 0 0 rg BT 305.79 224.45 Td (those ) Tj ET Q q 0 0 0 rg BT 328.33 224.45 Td (objectives ) Tj ET Q q 0 0 0 rg BT 367.28 224.45 Td (annually ) Tj ET Q q 0 0 0 rg BT 400.31 224.45 Td (in ) Tj ET Q q 0 0 0 rg BT 409.17 224.45 Td (a ) Tj ET Q q 0 0 0 rg BT 416.21 224.45 Td (public ) Tj ET Q q 0 0 0 rg BT 440.11 224.45 Td (document.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 478.41 224.45 Td ( ) Tj ET Q q 0 0 0 rg BT 480.73 224.45 Td (The ) Tj ET Q q 0 0 0 rg BT 497.34 224.45 Td (Company) Tj ET Q q 0 0 0 rg BT 534.12 224.45 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 540.70 224.45 Td (CSR ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 212.45 Td (reports ) Tj ET Q q 0 0 0 rg BT 81.80 212.45 Td (can ) Tj ET Q q 0 0 0 rg BT 97.31 212.45 Td (be ) Tj ET Q q 0 0 0 rg BT 108.71 212.45 Td (found ) Tj ET Q q 0 0 0 rg BT 131.51 212.45 Td (at ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 140.630859375 211.02421875000005 m 193.951171875 211.02421875000005 l s q 0 0 0 rg BT 140.63 212.45 Td (www) Tj ET Q q 0 0 0 rg BT 157.94 212.45 Td (.loblaw) Tj ET Q q 0 0 0 rg BT 183.01 212.45 Td (.ca) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 193.95 212.45 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 196.23 212.45 Td ( ) Tj ET Q endstream endobj 25 0 obj <> endobj 26 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (12) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 57.00 742.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 90.00 742.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 59.50 731.62 Td (3.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.50 731.62 Td (GENERAL) Tj ET Q q 0 0 0 rg BT 132.44 731.62 Td ( DEVELOPMENT OF THE BUSINESS THREE ) Tj ET Q q 0 0 0 rg BT 312.71 731.62 Td (YEAR HIST) Tj ET Q q 0 0 0 rg BT 356.30 731.62 Td (OR) Tj ET Q q 0 0 0 rg BT 368.31 731.62 Td (Y) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 703.62 Td (3.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 703.62 Td (Retail Segment) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 683.50 Td (Over ) Tj ET Q q 0 0 0 rg BT 74.05 683.50 Td (the ) Tj ET Q q 0 0 0 rg BT 87.74 683.50 Td (past ) Tj ET Q q 0 0 0 rg BT 105.52 683.50 Td (three ) Tj ET Q q 0 0 0 rg BT 126.49 683.50 Td (years, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.10 683.50 Td (the ) Tj ET Q q 0 0 0 rg BT 164.79 683.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 202.16 683.50 Td (has ) Tj ET Q q 0 0 0 rg BT 217.66 683.50 Td (advanced ) Tj ET Q q 0 0 0 rg BT 255.51 683.50 Td (a ) Tj ET Q q 0 0 0 rg BT 262.35 683.50 Td (number ) Tj ET Q q 0 0 0 rg BT 292.43 683.50 Td (of ) Tj ET Q q 0 0 0 rg BT 301.55 683.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 340.30 683.50 Td (initiatives, ) Tj ET Q q 0 0 0 rg BT 378.59 683.50 Td (including ) Tj ET Q q 0 0 0 rg BT 413.24 683.50 Td (the ) Tj ET Q q 0 0 0 rg BT 426.92 683.50 Td (following) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 458.83 683.50 Td (:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 662.50 Td (3.1.1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.24 662.50 Td ( ) Tj ET Q q 0 0 0 rg BT 126.00 662.50 Td (Information ) Tj ET Q q 0 0 0 rg BT 169.16 662.50 Td (T) Tj ET Q q 0 0 0 rg BT 173.27 662.50 Td (echnology ) Tj ET Q q 0 0 0 rg BT 212.93 662.50 Td (Systems ) Tj ET Q q 0 0 0 rg BT 246.66 662.50 Td (Implementation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 642.50 Td (The ) Tj ET Q q 0 0 0 rg BT 69.75 642.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.47 642.50 Td (is ) Tj ET Q q 0 0 0 rg BT 114.02 642.50 Td (building ) Tj ET Q q 0 0 0 rg BT 143.91 642.50 Td (and ) Tj ET Q q 0 0 0 rg BT 159.21 642.50 Td (deploying ) Tj ET Q q 0 0 0 rg BT 195.94 642.50 Td (a ) Tj ET Q q 0 0 0 rg BT 202.13 642.50 Td (new ) Tj ET Q q 0 0 0 rg BT 218.79 642.50 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 256.42 642.50 Td (dispensing ) Tj ET Q q 0 0 0 rg BT 297.25 642.50 Td (and ) Tj ET Q q 0 0 0 rg BT 312.56 642.50 Td (management ) Tj ET Q q 0 0 0 rg BT 362.05 642.50 Td (system ) Tj ET Q q 0 0 0 rg BT 389.65 642.50 Td (for ) Tj ET Q q 0 0 0 rg BT 400.84 642.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 413.87 642.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 450.59 642.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 469.98 642.50 Td (Mart) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 486.39 642.50 Td ( ) Tj ET Q q 0 0 0 rg BT 488.01 642.50 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 525.64 642.50 Td (business ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 630.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.99 630.50 Td (maintains ) Tj ET Q q 0 0 0 rg BT 107.39 630.50 Td (e-Health ) Tj ET Q q 0 0 0 rg BT 140.69 630.50 Td (compliance ) Tj ET Q q 0 0 0 rg BT 184.48 630.50 Td (in ) Tj ET Q q 0 0 0 rg BT 193.17 630.50 Td (three ) Tj ET Q q 0 0 0 rg BT 214.17 630.50 Td (provinces) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 249.26 630.50 Td (. ) Tj ET Q q 0 0 0 rg BT 253.71 630.50 Td (The ) Tj ET Q q 0 0 0 rg BT 270.15 630.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 307.55 630.50 Td (continues ) Tj ET Q q 0 0 0 rg BT 344.96 630.50 Td (to ) Tj ET Q q 0 0 0 rg BT 354.11 630.50 Td (harmonize ) Tj ET Q q 0 0 0 rg BT 394.70 630.50 Td (technology ) Tj ET Q q 0 0 0 rg BT 436.68 630.50 Td (assetsacross) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 486.82 630.50 Td ( ) Tj ET Q q 0 0 0 rg BT 489.13 630.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 502.83 630.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 540.24 630.50 Td (Drug ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 618.50 Td (Mart) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 70.40 618.50 Td ( ) Tj ET Q q 0 0 0 rg BT 72.68 618.50 Td (divisions, ) Tj ET Q q 0 0 0 rg BT 108.69 618.50 Td (includingretailcall ) Tj ET Q q 0 0 0 rg BT 177.98 618.50 Td (center ) Tj ET Q q 0 0 0 rg BT 203.05 618.50 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 253.66 618.50 Td (business ) Tj ET Q q 0 0 0 rg BT 288.31 618.50 Td (intelligence ) Tj ET Q q 0 0 0 rg BT 331.62 618.50 Td (systems, ) Tj ET Q q 0 0 0 rg BT 366.26 618.50 Td (andhuman ) Tj ET Q q 0 0 0 rg BT 409.58 618.50 Td (resource ) Tj ET Q q 0 0 0 rg BT 443.76 618.50 Td (technologies.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.09 618.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 598.50 Td (In ) Tj ET Q q 0 0 0 rg BT 62.52 598.50 Td (2017, ) Tj ET Q q 0 0 0 rg BT 84.72 598.50 Td (the ) Tj ET Q q 0 0 0 rg BT 97.80 598.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 134.57 598.50 Td (commenced ) Tj ET Q q 0 0 0 rg BT 180.92 598.50 Td (the ) Tj ET Q q 0 0 0 rg BT 194.00 598.50 Td (roll-out ) Tj ET Q q 0 0 0 rg BT 220.74 598.50 Td (of ) Tj ET Q q 0 0 0 rg BT 229.26 598.50 Td (a ) Tj ET Q q 0 0 0 rg BT 235.50 598.50 Td (new ) Tj ET Q q 0 0 0 rg BT 252.22 598.50 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 289.91 598.50 Td (dispensing ) Tj ET Q q 0 0 0 rg BT 330.80 598.50 Td (and ) Tj ET Q q 0 0 0 rg BT 346.16 598.50 Td (management ) Tj ET Q q 0 0 0 rg BT 395.70 598.50 Td (system ) Tj ET Q q 0 0 0 rg BT 423.36 598.50 Td (for ) Tj ET Q q 0 0 0 rg BT 434.61 598.50 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 447.69 598.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 484.47 598.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 503.92 598.50 Td (Mart) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 520.32 598.50 Td ( ) Tj ET Q q 0 0 0 rg BT 522.00 598.50 Td (pharmacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 586.50 Td (business ) Tj ET Q q 0 0 0 rg BT 87.98 586.50 Td (that ) Tj ET Q q 0 0 0 rg BT 103.28 586.50 Td (moves ) Tj ET Q q 0 0 0 rg BT 129.06 586.50 Td (the ) Tj ET Q q 0 0 0 rg BT 142.07 586.50 Td (operation ) Tj ET Q q 0 0 0 rg BT 177.88 586.50 Td (to ) Tj ET Q q 0 0 0 rg BT 186.34 586.50 Td (a ) Tj ET Q q 0 0 0 rg BT 192.52 586.50 Td (paperless ) Tj ET Q q 0 0 0 rg BT 229.69 586.50 Td (workflow) Tj ET Q q 0 0 0 rg BT 261.13 586.50 Td (. ) Tj ET Q q 0 0 0 rg BT 265.03 586.50 Td (Rollout ) Tj ET Q q 0 0 0 rg BT 292.17 586.50 Td (in ) Tj ET Q q 0 0 0 rg BT 300.17 586.50 Td (Ontario ) Tj ET Q q 0 0 0 rg BT 328.68 586.50 Td (was ) Tj ET Q q 0 0 0 rg BT 344.88 586.50 Td (completed ) Tj ET Q q 0 0 0 rg BT 384.33 586.50 Td (in ) Tj ET Q q 0 0 0 rg BT 392.33 586.50 Td (2018 ) Tj ET Q q 0 0 0 rg BT 412.19 586.50 Td (and ) Tj ET Q q 0 0 0 rg BT 427.48 586.50 Td (system ) Tj ET Q q 0 0 0 rg BT 455.08 586.50 Td (optimization ) Tj ET Q q 0 0 0 rg BT 500.45 586.50 Td (ef) Tj ET Q q 0 0 0 rg BT 507.15 586.50 Td (forts ) Tj ET Q q 0 0 0 rg BT 524.72 586.50 Td (continue. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 574.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.86 574.50 Td (system ) Tj ET Q q 0 0 0 rg BT 99.56 574.50 Td (is ) Tj ET Q q 0 0 0 rg BT 108.21 574.50 Td (now ) Tj ET Q q 0 0 0 rg BT 125.98 574.50 Td (in ) Tj ET Q q 0 0 0 rg BT 135.09 574.50 Td (740 ) Tj ET Q q 0 0 0 rg BT 151.50 574.50 Td (stores ) Tj ET Q q 0 0 0 rg BT 176.56 574.50 Td (across ) Tj ET Q q 0 0 0 rg BT 203.45 574.50 Td (four ) Tj ET Q q 0 0 0 rg BT 220.31 574.50 Td (provinces, ) Tj ET Q q 0 0 0 rg BT 260.41 574.50 Td (including ) Tj ET Q q 0 0 0 rg BT 295.51 574.50 Td (Saskatchewan, ) Tj ET Q q 0 0 0 rg BT 353.85 574.50 Td (New ) Tj ET Q q 0 0 0 rg BT 372.98 574.50 Td (Brunswick, ) Tj ET Q q 0 0 0 rg BT 415.35 574.50 Td (Nova ) Tj ET Q q 0 0 0 rg BT 437.22 574.50 Td (Scotia ) Tj ET Q q 0 0 0 rg BT 462.74 574.50 Td (and ) Tj ET Q q 0 0 0 rg BT 479.15 574.50 Td (Ontario. ) Tj ET Q q 0 0 0 rg BT 511.05 574.50 Td ( ) Tj ET Q q 0 0 0 rg BT 513.78 574.50 Td (In ) Tj ET Q q 0 0 0 rg BT 523.35 574.50 Td (2017, ) Tj ET Q q 0 0 0 rg BT 546.60 574.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 562.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.74 562.50 Td (also ) Tj ET Q q 0 0 0 rg BT 109.43 562.50 Td (introduced ) Tj ET Q q 0 0 0 rg BT 150.38 562.50 Td (an ) Tj ET Q q 0 0 0 rg BT 162.15 562.50 Td (initiative ) Tj ET Q q 0 0 0 rg BT 194.43 562.50 Td (to ) Tj ET Q q 0 0 0 rg BT 203.92 562.50 Td (promote ) Tj ET Q q 0 0 0 rg BT 236.65 562.50 Td (patient ) Tj ET Q q 0 0 0 rg BT 263.92 562.50 Td (adherence ) Tj ET Q q 0 0 0 rg BT 305.33 562.50 Td (to ) Tj ET Q q 0 0 0 rg BT 314.82 562.50 Td (medication ) Tj ET Q q 0 0 0 rg BT 357.12 562.50 Td (via ) Tj ET Q q 0 0 0 rg BT 370.25 562.50 Td (refill ) Tj ET Q q 0 0 0 rg BT 387.94 562.50 Td (reminders ) Tj ET Q q 0 0 0 rg BT 427.04 562.50 Td (and ) Tj ET Q q 0 0 0 rg BT 443.37 562.50 Td (digital ) Tj ET Q q 0 0 0 rg BT 467.45 562.50 Td (refills. ) Tj ET Q q 0 0 0 rg BT 491.35 562.50 Td (The ) Tj ET Q q 0 0 0 rg BT 508.13 562.50 Td (roll ) Tj ET Q q 0 0 0 rg BT 521.71 562.50 Td (out ) Tj ET Q q 0 0 0 rg BT 535.76 562.50 Td (of ) Tj ET Q q 0 0 0 rg BT 545.25 562.50 Td (this ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 550.50 Td (initiative ) Tj ET Q q 0 0 0 rg BT 85.73 550.50 Td (continued ) Tj ET Q q 0 0 0 rg BT 123.40 550.50 Td (over ) Tj ET Q q 0 0 0 rg BT 141.46 550.50 Td (the ) Tj ET Q q 0 0 0 rg BT 154.96 550.50 Td (course ) Tj ET Q q 0 0 0 rg BT 181.68 550.50 Td (of ) Tj ET Q q 0 0 0 rg BT 190.62 550.50 Td (2018 ) Tj ET Q q 0 0 0 rg BT 210.97 550.50 Td (and ) Tj ET Q q 0 0 0 rg BT 226.75 550.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 249.38 550.50 Td (with ) Tj ET Q q 0 0 0 rg BT 266.06 550.50 Td (roll-out ) Tj ET Q q 0 0 0 rg BT 293.23 550.50 Td (now ) Tj ET Q q 0 0 0 rg BT 310.37 550.50 Td (completed ) Tj ET Q q 0 0 0 rg BT 350.31 550.50 Td (in ) Tj ET Q q 0 0 0 rg BT 358.79 550.50 Td (the ) Tj ET Q q 0 0 0 rg BT 372.30 550.50 Td (provinces ) Tj ET Q q 0 0 0 rg BT 409.50 550.50 Td (of ) Tj ET Q q 0 0 0 rg BT 418.03 550.50 Td (Alberta, ) Tj ET Q q 0 0 0 rg BT 448.39 550.50 Td (Ontario, ) Tj ET Q q 0 0 0 rg BT 479.67 550.50 Td (Nova ) Tj ET Q q 0 0 0 rg BT 500.92 550.50 Td (Scotia ) Tj ET Q q 0 0 0 rg BT 525.81 550.50 Td (and ) Tj ET Q q 0 0 0 rg BT 541.60 550.50 Td (New ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 537.30 Td (Brunswick. ) Tj ET Q q 0 0 0 rg BT 95.92 537.30 Td (Roll-out ) Tj ET Q q 0 0 0 rg BT 126.46 537.30 Td (in ) Tj ET Q q 0 0 0 rg BT 135.12 537.30 Td (Manitoba ) Tj ET Q q 0 0 0 rg BT 171.13 537.30 Td (and ) Tj ET Q q 0 0 0 rg BT 187.10 537.30 Td (British ) Tj ET Q q 0 0 0 rg BT 212.16 537.30 Td (Columbia ) Tj ET Q q 0 0 0 rg BT 249.07 537.30 Td (is ) Tj ET Q q 0 0 0 rg BT 257.28 537.30 Td (expected ) Tj ET Q q 0 0 0 rg BT 292.84 537.30 Td (to ) Tj ET Q q 0 0 0 rg BT 301.96 537.30 Td (be ) Tj ET Q q 0 0 0 rg BT 313.37 537.30 Td (completed ) Tj ET Q q 0 0 0 rg BT 353.48 537.30 Td (in ) Tj ET Q q 0 0 0 rg BT 362.14 537.30 Td (2020.) Tj ET Q BT /F5 11.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 382.67 537.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 385.15 537.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 517.30 Td (Cyber ) Tj ET Q q 0 0 0 rg BT 77.57 517.30 Td (crime ) Tj ET Q q 0 0 0 rg BT 99.31 517.30 Td (continues ) Tj ET Q q 0 0 0 rg BT 136.11 517.30 Td (to ) Tj ET Q q 0 0 0 rg BT 144.65 517.30 Td (be ) Tj ET Q q 0 0 0 rg BT 155.47 517.30 Td (a ) Tj ET Q q 0 0 0 rg BT 161.73 517.30 Td (focus ) Tj ET Q q 0 0 0 rg BT 183.03 517.30 Td (for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 194.30 517.30 Td (the ) Tj ET Q q 0 0 0 rg BT 207.40 517.30 Td (Company) Tj ET Q q 0 0 0 rg BT 241.89 517.30 Td (. ) Tj ET Q q 0 0 0 rg BT 245.87 517.30 Td (In ) Tj ET Q q 0 0 0 rg BT 254.41 517.30 Td (2017, ) Tj ET Q q 0 0 0 rg BT 276.63 517.30 Td (the ) Tj ET Q q 0 0 0 rg BT 289.73 517.30 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 326.52 517.30 Td (commenced ) Tj ET Q q 0 0 0 rg BT 372.88 517.30 Td (the ) Tj ET Q q 0 0 0 rg BT 385.98 517.30 Td (execution ) Tj ET Q q 0 0 0 rg BT 422.79 517.30 Td (of ) Tj ET Q q 0 0 0 rg BT 431.33 517.30 Td (an ) Tj ET Q q 0 0 0 rg BT 442.15 517.30 Td (extensive, ) Tj ET Q q 0 0 0 rg BT 480.77 517.30 Td (revised ) Tj ET Q q 0 0 0 rg BT 508.91 517.30 Td (and ) Tj ET Q q 0 0 0 rg BT 524.29 517.30 Td (improved ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 505.30 Td (multi-year ) Tj ET Q q 0 0 0 rg BT 92.65 505.30 Td (IT) Tj ET Q q 0 0 0 rg BT 99.80 505.30 Td ( ) Tj ET Q q 0 0 0 rg BT 102.45 505.30 Td (Security ) Tj ET Q q 0 0 0 rg BT 134.73 505.30 Td (roadmap. ) Tj ET Q q 0 0 0 rg BT 172.03 505.30 Td (Despite ) Tj ET Q q 0 0 0 rg BT 202.49 505.30 Td (this, ) Tj ET Q q 0 0 0 rg BT 220.18 505.30 Td (in ) Tj ET Q q 0 0 0 rg BT 229.22 505.30 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 247.46 505.30 Td ( ) Tj ET Q q 0 0 0 rg BT 250.12 505.30 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 260.97 505.30 Td (consumers ) Tj ET Q q 0 0 0 rg BT 303.74 505.30 Td (were ) Tj ET Q q 0 0 0 rg BT 324.16 505.30 Td (targeted ) Tj ET Q q 0 0 0 rg BT 356.91 505.30 Td (by ) Tj ET Q q 0 0 0 rg BT 368.22 505.30 Td (criminals ) Tj ET Q q 0 0 0 rg BT 403.23 505.30 Td (through) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.04 505.30 Td ( ) Tj ET Q q 0 0 0 rg BT 433.69 505.30 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 447.75 505.30 Td (PC ) Tj ET Q q 0 0 0 rg BT 461.79 505.30 Td (Plus) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 477.74 505.30 Td ( ) Tj ET Q q 0 0 0 rg BT 480.40 505.30 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 506.30 505.30 Td (program. ) Tj ET Q q 0 0 0 rg BT 543.88 505.30 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 493.30 Td (intention ) Tj ET Q q 0 0 0 rg BT 86.60 493.30 Td (of ) Tj ET Q q 0 0 0 rg BT 95.04 493.30 Td (the ) Tj ET Q q 0 0 0 rg BT 108.03 493.30 Td (targeted ) Tj ET Q q 0 0 0 rg BT 139.72 493.30 Td (attack ) Tj ET Q q 0 0 0 rg BT 163.20 493.30 Td (was ) Tj ET Q q 0 0 0 rg BT 179.37 493.30 Td (to ) Tj ET Q q 0 0 0 rg BT 187.81 493.30 Td (monetize ) Tj ET Q q 0 0 0 rg BT 222.68 493.30 Td (the ) Tj ET Q q 0 0 0 rg BT 235.67 493.30 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 260.51 493.30 Td (points ) Tj ET Q q 0 0 0 rg BT 283.99 493.30 Td (the ) Tj ET Q q 0 0 0 rg BT 296.99 493.30 Td (consumers ) Tj ET Q q 0 0 0 rg BT 338.69 493.30 Td (had ) Tj ET Q q 0 0 0 rg BT 353.97 493.30 Td (earned ) Tj ET Q q 0 0 0 rg BT 381.09 493.30 Td (in ) Tj ET Q q 0 0 0 rg BT 389.07 493.30 Td (stores ) Tj ET Q q 0 0 0 rg BT 413.00 493.30 Td (and ) Tj ET Q q 0 0 0 rg BT 428.27 493.30 Td (points ) Tj ET Q q 0 0 0 rg BT 451.75 493.30 Td (earned ) Tj ET Q q 0 0 0 rg BT 478.88 493.30 Td (using ) Tj ET Q q 0 0 0 rg BT 500.08 493.30 Td (their ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 517.62 493.30 Td (President) Tj ET Q q 0 0 0 rg BT 553.91 493.30 Td (s ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 481.30 Td (Choice ) Tj ET Q q 0 0 0 rg BT 82.09 481.30 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.91 481.30 Td ( ) Tj ET Q q 0 0 0 rg BT 117.48 481.30 Td (Mastercard.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 160.77 481.30 Td ( ) Tj ET Q q 0 0 0 rg BT 163.18 481.30 Td (The ) Tj ET Q q 0 0 0 rg BT 179.88 481.30 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 217.54 481.30 Td (quickly ) Tj ET Q q 0 0 0 rg BT 245.18 481.30 Td (mitigated ) Tj ET Q q 0 0 0 rg BT 281.03 481.30 Td (the ) Tj ET Q q 0 0 0 rg BT 295.00 481.30 Td (threat, ) Tj ET Q q 0 0 0 rg BT 320.82 481.30 Td (with ) Tj ET Q q 0 0 0 rg BT 337.97 481.30 Td (a ) Tj ET Q q 0 0 0 rg BT 345.10 481.30 Td (focus ) Tj ET Q q 0 0 0 rg BT 367.27 481.30 Td (on ) Tj ET Q q 0 0 0 rg BT 378.96 481.30 Td (the ) Tj ET Q q 0 0 0 rg BT 392.93 481.30 Td (consumer ) Tj ET Q q 0 0 0 rg BT 431.50 481.30 Td (first. ) Tj ET Q q 0 0 0 rg BT 451.85 481.30 Td (Further ) Tj ET Q q 0 0 0 rg BT 480.85 481.30 Td (measures ) Tj ET Q q 0 0 0 rg BT 519.42 481.30 Td (have ) Tj ET Q q 0 0 0 rg BT 539.77 481.30 Td (been ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 469.30 Td (taken ) Tj ET Q q 0 0 0 rg BT 76.34 469.30 Td (to ) Tj ET Q q 0 0 0 rg BT 85.46 469.30 Td (ensure ) Tj ET Q q 0 0 0 rg BT 112.82 469.30 Td (consumer ) Tj ET Q q 0 0 0 rg BT 151.10 469.30 Td (information ) Tj ET Q q 0 0 0 rg BT 193.95 469.30 Td (is ) Tj ET Q q 0 0 0 rg BT 202.15 469.30 Td (protected ) Tj ET Q q 0 0 0 rg BT 238.63 469.30 Td (and ) Tj ET Q q 0 0 0 rg BT 254.59 469.30 Td (customers ) Tj ET Q q 0 0 0 rg BT 294.70 469.30 Td (have ) Tj ET Q q 0 0 0 rg BT 314.76 469.30 Td (been ) Tj ET Q q 0 0 0 rg BT 335.28 469.30 Td (reimbursed ) Tj ET Q q 0 0 0 rg BT 378.58 469.30 Td (for ) Tj ET Q q 0 0 0 rg BT 390.43 469.30 Td (any ) Tj ET Q q 0 0 0 rg BT 405.93 469.30 Td (stolen ) Tj ET Q q 0 0 0 rg BT 430.10 469.30 Td (points.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 454.26 469.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 449.30 Td (In ) Tj ET Q q 0 0 0 rg BT 63.77 449.30 Td (2017,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 84.29 449.30 Td ( ) Tj ET Q q 0 0 0 rg BT 87.22 449.30 Td (the ) Tj ET Q q 0 0 0 rg BT 101.54 449.30 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 139.56 449.30 Td (applied ) Tj ET Q q 0 0 0 rg BT 168.93 449.30 Td (added ) Tj ET Q q 0 0 0 rg BT 194.66 449.30 Td (controls ) Tj ET Q q 0 0 0 rg BT 226.31 449.30 Td (against ) Tj ET Q q 0 0 0 rg BT 255.68 449.30 Td (its ) Tj ET Q q 0 0 0 rg BT 266.81 449.30 Td (remaining ) Tj ET Q q 0 0 0 rg BT 305.74 449.30 Td (digital ) Tj ET Q q 0 0 0 rg BT 330.09 449.30 Td (properties, ) Tj ET Q q 0 0 0 rg BT 371.76 449.30 Td (and ) Tj ET Q q 0 0 0 rg BT 388.37 449.30 Td (although) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 419.83 449.30 Td ( ) Tj ET Q q 0 0 0 rg BT 422.76 449.30 Td (the ) Tj ET Q q 0 0 0 rg BT 437.09 449.30 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 475.11 449.30 Td (witnessed ) Tj ET Q q 0 0 0 rg BT 514.50 449.30 Td (attempts ) Tj ET Q q 0 0 0 rg BT 548.88 449.30 Td (on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 437.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 80.33 437.30 Td (other ) Tj ET Q q 0 0 0 rg BT 100.73 437.30 Td (web ) Tj ET Q q 0 0 0 rg BT 117.48 437.30 Td (properties ) Tj ET Q q 0 0 0 rg BT 155.66 437.30 Td (of) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 162.50 437.30 Td ( ) Tj ET Q q 0 0 0 rg BT 164.21 437.30 Td (the ) Tj ET Q q 0 0 0 rg BT 177.32 437.30 Td (Company) Tj ET Q q 0 0 0 rg BT 211.81 437.30 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 215.80 437.30 Td (the ) Tj ET Q q 0 0 0 rg BT 228.92 437.30 Td (controls ) Tj ET Q q 0 0 0 rg BT 259.34 437.30 Td (in ) Tj ET Q q 0 0 0 rg BT 267.44 437.30 Td (place ) Tj ET Q q 0 0 0 rg BT 288.75 437.30 Td (quickly ) Tj ET Q q 0 0 0 rg BT 315.53 437.30 Td (mitigated ) Tj ET Q q 0 0 0 rg BT 350.52 437.30 Td (the ) Tj ET Q q 0 0 0 rg BT 363.63 437.30 Td (risk ) Tj ET Q q 0 0 0 rg BT 378.10 437.30 Td (to) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 384.94 437.30 Td ( ) Tj ET Q q 0 0 0 rg BT 386.65 437.30 Td (the ) Tj ET Q q 0 0 0 rg BT 399.76 437.30 Td (Company) Tj ET Q q 0 0 0 rg BT 436.54 437.30 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 442.35 437.30 Td (consumers ) Tj ET Q q 0 0 0 rg BT 484.17 437.30 Td (and ) Tj ET Q q 0 0 0 rg BT 499.56 437.30 Td (to) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 506.40 437.30 Td ( ) Tj ET Q q 0 0 0 rg BT 508.11 437.30 Td (the ) Tj ET Q q 0 0 0 rg BT 521.23 437.30 Td (Company) Tj ET Q q 0 0 0 rg BT 555.72 437.30 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 417.30 Td (The ) Tj ET Q q 0 0 0 rg BT 70.10 417.30 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.16 417.30 Td (continues ) Tj ET Q q 0 0 0 rg BT 144.24 417.30 Td (to ) Tj ET Q q 0 0 0 rg BT 153.05 417.30 Td (assess ) Tj ET Q q 0 0 0 rg BT 180.54 417.30 Td (new ) Tj ET Q q 0 0 0 rg BT 197.55 417.30 Td (cybersecurity ) Tj ET Q q 0 0 0 rg BT 247.83 417.30 Td (threats ) Tj ET Q q 0 0 0 rg BT 274.87 417.30 Td (and ) Tj ET Q q 0 0 0 rg BT 290.52 417.30 Td (to ) Tj ET Q q 0 0 0 rg BT 299.33 417.30 Td (deploy ) Tj ET Q q 0 0 0 rg BT 325.47 417.30 Td (compensating ) Tj ET Q q 0 0 0 rg BT 378.49 417.30 Td (controls ) Tj ET Q q 0 0 0 rg BT 409.18 417.30 Td (as ) Tj ET Q q 0 0 0 rg BT 419.81 417.30 Td (required ) Tj ET Q q 0 0 0 rg BT 451.86 417.30 Td (to ) Tj ET Q q 0 0 0 rg BT 460.67 417.30 Td (minimize ) Tj ET Q q 0 0 0 rg BT 494.99 417.30 Td (risk ) Tj ET Q q 0 0 0 rg BT 509.71 417.30 Td (as ) Tj ET Q q 0 0 0 rg BT 520.34 417.30 Td (part ) Tj ET Q q 0 0 0 rg BT 536.44 417.30 Td (of ) Tj ET Q q 0 0 0 rg BT 545.25 417.30 Td (this ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 405.30 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 85.46 405.30 Td (program.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 118.28 405.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 384.30 Td (3.1.2) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.24 384.30 Td ( ) Tj ET Q q 0 0 0 rg BT 126.00 384.30 Td (Strengthened ) Tj ET Q q 0 0 0 rg BT 177.52 384.30 Td (Customer ) Tj ET Q q 0 0 0 rg BT 215.35 384.30 Td (Proposition ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 364.30 Td (The ) Tj ET Q q 0 0 0 rg BT 70.33 364.30 Td (Company) Tj ET Q q 0 0 0 rg BT 107.10 364.30 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 113.41 364.30 Td (customer ) Tj ET Q q 0 0 0 rg BT 149.33 364.30 Td (proposition ) Tj ET Q q 0 0 0 rg BT 191.65 364.30 Td (is ) Tj ET Q q 0 0 0 rg BT 199.78 364.30 Td (the ) Tj ET Q q 0 0 0 rg BT 213.38 364.30 Td (combination ) Tj ET Q q 0 0 0 rg BT 259.80 364.30 Td (of ) Tj ET Q q 0 0 0 rg BT 268.84 364.30 Td (value, ) Tj ET Q q 0 0 0 rg BT 292.93 364.30 Td (a ) Tj ET Q q 0 0 0 rg BT 299.69 364.30 Td (positive ) Tj ET Q q 0 0 0 rg BT 329.70 364.30 Td (shopping ) Tj ET Q q 0 0 0 rg BT 365.18 364.30 Td (experience ) Tj ET Q q 0 0 0 rg BT 407.50 364.30 Td (and ) Tj ET Q q 0 0 0 rg BT 423.39 364.30 Td (diverse ) Tj ET Q q 0 0 0 rg BT 452.02 364.30 Td (product ) Tj ET Q q 0 0 0 rg BT 481.58 364.30 Td (assortment. ) Tj ET Q q 0 0 0 rg BT 526.63 364.30 Td (Over ) Tj ET Q q 0 0 0 rg BT 546.60 364.30 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 352.30 Td (past ) Tj ET Q q 0 0 0 rg BT 72.28 352.30 Td (three ) Tj ET Q q 0 0 0 rg BT 93.75 352.30 Td (years, ) Tj ET Q q 0 0 0 rg BT 118.87 352.30 Td (heightened ) Tj ET Q q 0 0 0 rg BT 162.23 352.30 Td (industry ) Tj ET Q q 0 0 0 rg BT 193.73 352.30 Td (competition ) Tj ET Q q 0 0 0 rg BT 238.44 352.30 Td (and ) Tj ET Q q 0 0 0 rg BT 254.91 352.30 Td (economic ) Tj ET Q q 0 0 0 rg BT 292.78 352.30 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 335.68 352.30 Td (have ) Tj ET Q q 0 0 0 rg BT 356.24 352.30 Td (translated ) Tj ET Q q 0 0 0 rg BT 395.04 352.30 Td (into ) Tj ET Q q 0 0 0 rg BT 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340.30 Td (an ) Tj ET Q q 0 0 0 rg BT 417.53 340.30 Td (emphasis ) Tj ET Q q 0 0 0 rg BT 455.28 340.30 Td (on ) Tj ET Q q 0 0 0 rg BT 467.06 340.30 Td (fresh ) Tj ET Q q 0 0 0 rg BT 487.96 340.30 Td (product ) Tj ET Q q 0 0 0 rg BT 517.97 340.30 Td (quality ) Tj ET Q q 0 0 0 rg BT 544.34 340.30 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 328.30 Td (assortment, ) Tj ET Q q 0 0 0 rg BT 99.13 328.30 Td (customer ) Tj ET Q q 0 0 0 rg BT 135.13 328.30 Td (service ) Tj ET Q q 0 0 0 rg BT 163.39 328.30 Td (and ) Tj ET Q q 0 0 0 rg BT 179.35 328.30 Td (competitive ) Tj ET Q q 0 0 0 rg BT 223.11 328.30 Td (value. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 247.28 328.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 308.30 Td (In ) Tj ET Q q 0 0 0 rg BT 63.12 308.30 Td (the ) Tj ET Q q 0 0 0 rg BT 76.80 308.30 Td (last ) Tj ET Q q 0 0 0 rg BT 91.85 308.30 Td (three ) Tj ET Q q 0 0 0 rg BT 112.82 308.30 Td (years ) Tj ET Q q 0 0 0 rg BT 135.15 308.30 Td (the ) Tj ET Q q 0 0 0 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Tj ET Q q 0 0 0 rg BT 393.72 242.30 Td (everyday ) Tj ET Q q 0 0 0 rg BT 429.28 242.30 Td (dilemma: ) Tj ET Q q 0 0 0 rg BT 464.83 242.30 Td (what) Tj ET Q q 0 0 0 rg BT 485.65 242.30 Td (s ) Tj ET Q q 0 0 0 rg BT 492.03 242.30 Td (for ) Tj ET Q q 0 0 0 rg BT 503.88 242.30 Td (dinner ) Tj ET Q q 0 0 0 rg BT 528.95 242.30 Td (tonight;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 557.68 242.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 223.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 223.30 Td (expanding ) Tj ET Q q 0 0 0 rg BT 112.13 223.30 Td (and ) Tj ET Q q 0 0 0 rg BT 128.09 223.30 Td (enhancing ) Tj ET Q q 0 0 0 rg BT 168.22 223.30 Td (its ) Tj ET Q q 0 0 0 rg BT 178.70 223.30 Td (multicultural ) Tj ET Q q 0 0 0 rg BT 224.73 223.30 Td (control ) Tj ET Q q 0 0 0 rg BT 251.62 223.30 Td (brand ) Tj ET Q q 0 0 0 rg BT 274.88 223.30 Td (product ) Tj ET Q q 0 0 0 rg BT 304.51 223.30 Td (lines, ) Tj ET Q q 0 0 0 rg BT 325.94 223.30 Td (including ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 360.58 223.30 Td (Rooster) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 389.29 223.30 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 393.86 223.30 Td (Suraj) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 413.00 223.30 Td (, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 417.56 223.30 Td (Sufra ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 439.44 223.30 Td (and) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 453.12 223.30 Td ( ) Tj ET Q q 0 0 0 rg BT 455.22 223.30 Td (T&T) Tj ET Q q 0 0 0 rg BT 469.60 223.30 Td (;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 471.88 223.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 204.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 204.30 Td (exploring ) Tj ET Q q 0 0 0 rg BT 107.33 204.30 Td (new ) Tj ET Q q 0 0 0 rg BT 124.42 204.30 Td (service ) Tj ET Q q 0 0 0 rg BT 152.44 204.30 Td (opportunities, ) Tj ET Q q 0 0 0 rg BT 203.73 204.30 Td (such ) Tj ET Q q 0 0 0 rg BT 223.10 204.30 Td (as ) Tj ET Q q 0 0 0 rg BT 233.82 204.30 Td 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191.30 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 320.01 191.30 Td (consumers;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 362.40 191.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 172.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 172.30 Td (optimizing ) Tj ET Q q 0 0 0 rg BT 111.20 172.30 Td (its ) Tj ET Q q 0 0 0 rg BT 121.68 172.30 Td (general ) Tj ET Q q 0 0 0 rg BT 151.32 172.30 Td (merchandise ) Tj ET Q q 0 0 0 rg BT 200.54 172.30 Td (selection ) Tj ET Q q 0 0 0 rg BT 235.19 172.30 Td (to ) Tj ET Q q 0 0 0 rg BT 244.31 172.30 Td (better ) Tj ET Q q 0 0 0 rg BT 267.57 172.30 Td (align ) Tj ET Q q 0 0 0 rg BT 287.17 172.30 Td (with ) Tj ET Q q 0 0 0 rg BT 304.03 172.30 Td (its ) Tj ET Q q 0 0 0 rg BT 314.51 172.30 Td (core ) Tj ET Q q 0 0 0 rg BT 332.75 172.30 Td (food ) Tj ET Q q 0 0 0 rg BT 350.99 172.30 Td (of) Tj ET Q q 0 0 0 rg BT 357.69 172.30 Td (fering;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.48 172.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 153.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 153.30 Td (introducing ) Tj ET Q q 0 0 0 rg BT 115.60 153.30 Td (value-added ) Tj ET Q q 0 0 0 rg BT 164.22 153.30 Td (services, ) Tj ET Q q 0 0 0 rg BT 200.06 153.30 Td (including ) Tj ET Q q 0 0 0 rg BT 235.91 153.30 Td (the ) Tj ET Q q 0 0 0 rg BT 250.79 153.30 Td (combination ) Tj ET Q q 0 0 0 rg BT 298.49 153.30 Td (of ) Tj ET Q q 0 0 0 rg BT 308.81 153.30 Td (its ) Tj ET Q q 0 0 0 rg BT 320.50 153.30 Td (two ) Tj ET Q q 0 0 0 rg BT 336.74 153.30 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 363.47 153.30 Td (programs ) Tj ET Q q 0 0 0 rg BT 401.59 153.30 Td (creating ) Tj ET Q q 0 0 0 rg BT 434.24 153.30 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 449.13 153.30 Td (PC ) Tj ET Q q 0 0 0 rg BT 463.99 153.30 Td (Optimum ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 500.74 153.30 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 527.47 153.30 Td (program ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 140.30 Td (completed ) Tj ET Q q 0 0 0 rg BT 112.12 140.30 Td (on ) Tj ET Q q 0 0 0 rg BT 123.52 140.30 Td (February ) Tj ET Q q 0 0 0 rg BT 158.61 140.30 Td (1, ) Tj ET Q q 0 0 0 rg BT 167.73 140.30 Td (2018; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.54 140.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 121.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 121.30 Td (enhancing ) Tj ET Q q 0 0 0 rg BT 112.73 121.30 Td (its ) Tj ET Q q 0 0 0 rg BT 123.81 121.30 Td (product ) Tj ET Q q 0 0 0 rg BT 154.05 121.30 Td (of) Tj ET Q q 0 0 0 rg BT 160.75 121.30 Td (fering ) Tj ET Q q 0 0 0 rg BT 184.14 121.30 Td (to ) Tj ET Q q 0 0 0 rg BT 193.86 121.30 Td (a ) Tj ET Q q 0 0 0 rg BT 201.30 121.30 Td (total ) Tj ET Q q 0 0 0 rg BT 219.69 121.30 Td (of ) Tj ET Q q 0 0 0 rg BT 229.41 121.30 Td (140 ) Tj ET Q q 0 0 0 rg BT 245.97 121.30 Td (stores ) Tj ET Q q 0 0 0 rg BT 271.19 121.30 Td (in ) Tj ET Q q 0 0 0 rg BT 280.45 121.30 Td (Ontario ) Tj ET Q q 0 0 0 rg BT 310.23 121.30 Td (selling ) Tj ET Q q 0 0 0 rg BT 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0 0 0 rg BT 185.51 89.30 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 187.79 89.30 Td (Shoppers) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 222.89 89.30 Td (, ) Tj ET Q q 0 0 0 rg BT 227.45 89.30 Td (an ) Tj ET Q q 0 0 0 rg BT 238.86 89.30 Td (online ) Tj ET Q q 0 0 0 rg BT 263.02 89.30 Td (platform ) Tj ET Q q 0 0 0 rg BT 294.92 89.30 Td (for ) Tj ET Q q 0 0 0 rg BT 306.78 89.30 Td (the ) Tj ET Q q 0 0 0 rg BT 320.46 89.30 Td (purchase ) Tj ET Q q 0 0 0 rg BT 356.47 89.30 Td (of ) Tj ET Q q 0 0 0 rg BT 365.59 89.30 Td (medical ) Tj ET Q q 0 0 0 rg BT 396.13 89.30 Td (cannabis; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 433.52 89.30 Td ( ) Tj ET Q endstream endobj 27 0 obj <> endobj 28 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (13) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 735.25 Td (enhancing ) Tj ET Q q 0 0 0 rg BT 112.58 735.25 Td (its ) Tj ET Q q 0 0 0 rg BT 123.53 735.25 Td (channels ) Tj ET Q q 0 0 0 rg BT 159.09 735.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.67 735.25 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 213.35 735.25 Td (including ) Tj ET Q q 0 0 0 rg BT 248.45 735.25 Td (by ) Tj ET Q q 0 0 0 rg BT 259.85 735.25 Td (expanding ) Tj ET Q q 0 0 0 rg BT 300.44 735.25 Td (its ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 311.38 735.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 325.50 735.25 Td (Express) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 355.13 735.25 Td ( ) Tj ET Q q 0 0 0 rg BT 357.86 735.25 Td (program ) Tj ET Q q 0 0 0 rg BT 391.13 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 400.71 735.25 Td (700 ) Tj ET Q q 0 0 0 rg BT 417.13 735.25 Td (pickup ) Tj ET Q q 0 0 0 rg BT 443.57 735.25 Td (locations ) Tj ET Q q 0 0 0 rg BT 478.68 735.25 Td (in ) Tj ET Q q 0 0 0 rg BT 487.80 735.25 Td (every ) Tj ET Q q 0 0 0 rg BT 510.59 735.25 Td (province ) Tj ET Q q 0 0 0 rg BT 544.33 735.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 722.25 Td (territory ) Tj ET Q q 0 0 0 rg BT 102.33 722.25 Td (with ) Tj ET Q q 0 0 0 rg BT 119.46 722.25 Td (the ) Tj ET Q q 0 0 0 rg BT 133.40 722.25 Td (exception ) Tj ET Q q 0 0 0 rg BT 171.05 722.25 Td (of ) Tj ET Q q 0 0 0 rg BT 180.43 722.25 Td (Nunavut, ) Tj ET Q q 0 0 0 rg BT 215.79 722.25 Td (allowing ) Tj ET Q q 0 0 0 rg BT 247.96 722.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 288.32 722.25 Td (to ) Tj ET Q q 0 0 0 rg BT 297.71 722.25 Td (shop ) Tj ET Q q 0 0 0 rg BT 318.03 722.25 Td (online ) Tj ET Q q 0 0 0 rg BT 342.46 722.25 Td (for ) Tj ET Q q 0 0 0 rg BT 354.57 722.25 Td (their ) Tj ET Q q 0 0 0 rg BT 373.06 722.25 Td (groceries ) Tj ET Q q 0 0 0 rg BT 409.33 722.25 Td (and ) Tj ET Q q 0 0 0 rg BT 425.55 722.25 Td (pick ) Tj ET Q q 0 0 0 rg BT 442.68 722.25 Td (up ) Tj ET Q q 0 0 0 rg BT 454.34 722.25 Td (their ) Tj ET Q q 0 0 0 rg BT 472.83 722.25 Td (order ) Tj ET Q q 0 0 0 rg BT 494.51 722.25 Td (at ) Tj ET Q q 0 0 0 rg BT 503.89 722.25 Td (a ) Tj ET Q q 0 0 0 rg BT 511.00 722.25 Td (site ) Tj ET Q q 0 0 0 rg BT 526.30 722.25 Td (and ) Tj ET Q q 0 0 0 rg BT 542.52 722.25 Td (time ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 709.25 Td (that ) Tj ET Q q 0 0 0 rg BT 87.96 709.25 Td (is ) Tj ET Q q 0 0 0 rg BT 96.17 709.25 Td (convenient ) Tj ET Q q 0 0 0 rg BT 138.11 709.25 Td (for ) Tj ET Q q 0 0 0 rg BT 149.96 709.25 Td (them; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 172.76 709.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 690.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 690.25 Td (enhancing ) Tj ET Q q 0 0 0 rg BT 111.89 690.25 Td (its ) Tj ET Q q 0 0 0 rg BT 122.14 690.25 Td (prestige ) Tj ET Q q 0 0 0 rg BT 153.36 690.25 Td (beauty ) Tj ET Q q 0 0 0 rg BT 180.03 690.25 Td (of) Tj ET Q q 0 0 0 rg BT 186.73 690.25 Td (fering ) Tj ET Q q 0 0 0 rg BT 209.28 690.25 Td (by ) Tj ET Q q 0 0 0 rg BT 219.99 690.25 Td (optimizing ) Tj ET Q q 0 0 0 rg BT 258.95 690.25 Td (brand ) Tj ET Q q 0 0 0 rg BT 281.97 690.25 Td (assortment ) Tj ET Q q 0 0 0 rg BT 324.58 690.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.31 690.25 Td (availability ) Tj ET Q q 0 0 0 rg BT 380.18 690.25 Td (both ) Tj ET Q q 0 0 0 rg BT 398.19 690.25 Td (online ) Tj ET Q q 0 0 0 rg BT 422.12 690.25 Td (and ) Tj ET Q q 0 0 0 rg BT 437.84 690.25 Td (across ) Tj ET Q q 0 0 0 rg BT 464.04 690.25 Td (the ) Tj ET Q q 0 0 0 rg BT 477.49 690.25 Td (Company) Tj ET Q q 0 0 0 rg BT 514.26 690.25 Td (s ) Tj ET Q q 0 0 0 rg BT 520.41 690.25 Td (network ) Tj ET Q q 0 0 0 rg BT 551.16 690.25 Td (of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 677.25 Td (BeautyBOUTIQUE ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 143.83 677.25 Td (locations ) Tj ET Q q 0 0 0 rg BT 179.66 677.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.81 677.25 Td (utilizing ) Tj ET Q q 0 0 0 rg BT 227.62 677.25 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 242.49 677.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 257.34 677.25 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 290.61 677.25 Td ( ) Tj ET Q q 0 0 0 rg BT 294.07 677.25 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 320.79 677.25 Td (program ) Tj ET Q q 0 0 0 rg BT 354.78 677.25 Td (\(or ) Tj ET Q q 0 0 0 rg BT 368.27 677.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 388.14 677.25 Td (to ) Tj ET Q q 0 0 0 rg BT 398.44 677.25 Td (February ) Tj ET Q q 0 0 0 rg BT 434.72 677.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 445.03 677.25 Td (2018, ) Tj ET Q q 0 0 0 rg BT 469.02 677.25 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 483.88 677.25 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 522.45 677.25 Td (Optimum/) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.00 664.25 Td (Pharmaprix ) Tj ET Q q 0 0 0 rg BT 116.20 664.25 Td (Optimum ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.75 664.25 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 177.28 664.25 Td (program\) ) Tj ET Q q 0 0 0 rg BT 212.82 664.25 Td (for ) Tj ET Q q 0 0 0 rg BT 224.67 664.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 262.51 664.25 Td (focus ) Tj ET Q q 0 0 0 rg BT 284.39 664.25 Td (on ) Tj ET Q q 0 0 0 rg BT 295.79 664.25 Td (personalized ) Tj ET Q q 0 0 0 rg BT 344.57 664.25 Td (communication ) Tj ET Q q 0 0 0 rg BT 402.00 664.25 Td (and ) Tj ET Q q 0 0 0 rg BT 417.97 664.25 Td (service;) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 646.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 646.25 Td (opening ) Tj ET Q q 0 0 0 rg BT 104.42 646.25 Td (two ) Tj ET Q q 0 0 0 rg BT 120.41 646.25 Td (standalone ) Tj ET Q q 0 0 0 rg BT 163.77 646.25 Td (Beauty ) Tj ET Q q 0 0 0 rg BT 192.54 646.25 Td (Clinics ) Tj ET Q q 0 0 0 rg BT 219.92 646.25 Td (of) Tj ET Q q 0 0 0 rg BT 226.62 646.25 Td (fering ) Tj ET Q q 0 0 0 rg BT 250.37 646.25 Td (specialized ) Tj ET Q q 0 0 0 rg BT 294.17 646.25 Td (skin ) Tj ET Q q 0 0 0 rg BT 311.99 646.25 Td (care ) Tj ET Q q 0 0 0 rg BT 331.18 646.25 Td (products ) Tj ET Q q 0 0 0 rg BT 365.87 646.25 Td (and ) Tj ET Q q 0 0 0 rg BT 382.78 646.25 Td (cosmetic ) Tj ET Q q 0 0 0 rg BT 418.38 646.25 Td (dermatology ) Tj ET Q q 0 0 0 rg BT 466.74 646.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 502.33 646.25 Td (including ) Tj ET Q q 0 0 0 rg BT 537.93 646.25 Td (botox ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 634.25 Td (injections, ) Tj ET Q q 0 0 0 rg BT 110.75 634.25 Td (laser ) Tj ET Q q 0 0 0 rg BT 130.80 634.25 Td (skin ) Tj ET Q q 0 0 0 rg BT 147.67 634.25 Td (treatments, ) Tj ET Q q 0 0 0 rg BT 190.97 634.25 Td (chemical ) Tj ET Q q 0 0 0 rg BT 225.61 634.25 Td (peels, ) Tj ET Q q 0 0 0 rg BT 249.78 634.25 Td (micro-needling, ) Tj ET Q q 0 0 0 rg BT 308.12 634.25 Td (hair ) Tj ET Q q 0 0 0 rg BT 324.07 634.25 Td (regeneration ) Tj ET Q q 0 0 0 rg BT 372.40 634.25 Td (and ) Tj ET Q q 0 0 0 rg BT 388.36 634.25 Td (eyelash ) Tj ET Q q 0 0 0 rg BT 418.90 634.25 Td (enhancements) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 472.70 634.25 Td (; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 477.26 634.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 616.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 616.25 Td (partnering with Instacart to deliver groceries directly to Canadian homes) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 332.74 616.25 Td (; and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 597.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 597.25 Td (developing ) Tj ET Q q 0 0 0 rg BT 113.95 597.25 Td (and ) Tj ET Q q 0 0 0 rg BT 129.91 597.25 Td (launching ) Tj ET Q q 0 0 0 rg BT 167.30 597.25 Td (new ) Tj ET Q q 0 0 0 rg BT 184.62 597.25 Td (store ) Tj ET Q q 0 0 0 rg BT 205.13 597.25 Td (concepts.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 240.24 597.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 577.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.83 577.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.62 577.25 Td (has ) Tj ET Q q 0 0 0 rg BT 121.54 577.25 Td (also ) Tj ET Q q 0 0 0 rg BT 138.28 577.25 Td (taken ) Tj ET Q q 0 0 0 rg BT 160.04 577.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 197.75 577.25 Td (to ) Tj ET Q q 0 0 0 rg BT 206.28 577.25 Td (improve ) Tj ET Q q 0 0 0 rg BT 237.15 577.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.25 577.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 292.06 577.25 Td (at ) Tj ET Q q 0 0 0 rg BT 300.60 577.25 Td (many ) Tj ET Q q 0 0 0 rg BT 322.35 577.25 Td (of ) Tj ET Q q 0 0 0 rg BT 330.89 577.25 Td (its ) Tj ET Q q 0 0 0 rg BT 340.79 577.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 360.26 577.25 Td (grocery ) Tj ET Q q 0 0 0 rg BT 389.30 577.25 Td (stores. ) Tj ET Q q 0 0 0 rg BT 415.62 577.25 Td (Over ) Tj ET Q q 0 0 0 rg BT 435.09 577.25 Td (the ) Tj ET Q q 0 0 0 rg BT 448.19 577.25 Td (past ) Tj ET Q q 0 0 0 rg BT 465.39 577.25 Td (three ) Tj ET Q q 0 0 0 rg BT 485.78 577.25 Td (years, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 509.81 577.25 Td (the ) Tj ET Q q 0 0 0 rg BT 522.91 577.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 565.25 Td (has ) Tj ET Q q 0 0 0 rg BT 69.41 565.25 Td (added ) Tj ET Q q 0 0 0 rg BT 94.40 565.25 Td (14 ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 105.71 565.25 Td (Inspire ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 132.52 565.25 Td (stores, ) Tj ET Q q 0 0 0 rg BT 159.32 565.25 Td (based ) Tj ET Q q 0 0 0 rg BT 183.85 565.25 Td (on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 195.16 565.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.75 565.25 Td (Company) Tj ET Q q 0 0 0 rg BT 245.53 565.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 251.82 565.25 Td (flagship ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 282.27 565.25 Td (Loblaws) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 312.35 565.25 Td ( ) Tj ET Q q 0 0 0 rg BT 314.54 565.25 Td (store ) Tj ET Q q 0 0 0 rg BT 334.96 565.25 Td (at ) Tj ET Q q 0 0 0 rg BT 343.99 565.25 Td (Maple ) Tj ET Q q 0 0 0 rg BT 368.52 565.25 Td (Leaf ) Tj ET Q q 0 0 0 rg BT 386.67 565.25 Td (Gardens) Tj ET Q BT /F3 10.00 Tf ET BT /F3 6.50 Tf ET q 0 0 0 rg BT 418.12 567.80 Td (5) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 421.09 565.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 425.56 565.25 Td (bringing ) Tj ET Q q 0 0 0 rg BT 456.92 565.25 Td (the ) Tj ET Q q 0 0 0 rg BT 470.51 565.25 Td (total ) Tj ET Q q 0 0 0 rg BT 488.20 565.25 Td (to ) Tj ET Q q 0 0 0 rg BT 497.23 565.25 Td (45. ) Tj ET Q q 0 0 0 rg BT 510.69 565.25 Td (These ) Tj ET Q q 0 0 0 rg BT 535.67 565.25 Td (stores ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 553.25 Td (aim ) Tj ET Q q 0 0 0 rg BT 68.96 553.25 Td (to ) Tj ET Q q 0 0 0 rg BT 77.54 553.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 106.18 553.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 145.75 553.25 Td (with ) Tj ET Q q 0 0 0 rg BT 162.08 553.25 Td (an ) Tj ET Q q 0 0 0 rg BT 172.94 553.25 Td (elevated ) Tj ET Q q 0 0 0 rg BT 205.69 553.25 Td (shopping ) Tj ET Q q 0 0 0 rg BT 240.73 553.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 282.59 553.25 Td (focused ) Tj ET Q q 0 0 0 rg BT 313.06 553.25 Td (on ) Tj ET Q q 0 0 0 rg BT 323.92 553.25 Td (innovative ) Tj ET Q q 0 0 0 rg BT 362.60 553.25 Td (fresh ) Tj ET Q q 0 0 0 rg BT 382.57 553.25 Td (food ) Tj ET Q q 0 0 0 rg BT 400.28 553.25 Td (concepts, ) Tj ET Q q 0 0 0 rg BT 437.13 553.25 Td (a ) Tj ET Q q 0 0 0 rg BT 443.44 553.25 Td (breadth ) Tj ET Q q 0 0 0 rg BT 472.99 553.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.58 553.25 Td (assortment ) Tj ET Q q 0 0 0 rg BT 523.89 553.25 Td (and ) Tj ET Q q 0 0 0 rg BT 539.32 553.25 Td (food-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 541.25 Td (focused ) Tj ET Q q 0 0 0 rg BT 85.26 541.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 121.52 541.25 Td (service. ) Tj ET Q q 0 0 0 rg BT 152.32 541.25 Td (In ) Tj ET Q q 0 0 0 rg BT 161.69 541.25 Td (addition, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 195.24 541.25 Td (the ) Tj ET Q q 0 0 0 rg BT 209.17 541.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 246.80 541.25 Td (has ) Tj ET Q q 0 0 0 rg BT 262.56 541.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 300.65 541.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.59 541.25 Td (number ) Tj ET Q q 0 0 0 rg BT 344.93 541.25 Td (of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 354.31 541.25 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 391.95 541.25 Td (Drug ) Tj ET Q q 0 0 0 rg BT 412.25 541.25 Td (Mart ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 431.19 541.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 456.06 541.25 Td (with ) Tj ET Q q 0 0 0 rg BT 473.17 541.25 Td (a ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 480.27 541.25 Td (BeautyBOUTIQUE ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 551.17 541.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 529.25 Td (436, ) Tj ET Q q 0 0 0 rg BT 72.24 529.25 Td (which ) Tj ET Q q 0 0 0 rg BT 95.48 529.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 127.85 529.25 Td (25 ) Tj ET Q q 0 0 0 rg BT 139.25 529.25 Td (enhanced-format ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 203.53 529.25 Td (BeautyBOUTIQUE ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 274.17 529.25 Td (locations.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 308.82 529.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 509.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.09 509.25 Td (2020, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 85.86 509.25 Td (the ) Tj ET Q q 0 0 0 rg BT 99.51 509.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 136.85 509.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 158.70 509.25 Td (to ) Tj ET Q q 0 0 0 rg BT 167.79 509.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 201.04 509.25 Td (to ) Tj ET Q q 0 0 0 rg BT 210.13 509.25 Td (invest ) Tj ET Q q 0 0 0 rg BT 233.81 509.25 Td (in ) Tj ET Q q 0 0 0 rg BT 242.44 509.25 Td (innovative ) Tj ET Q q 0 0 0 rg BT 281.61 509.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 317.60 509.25 Td (services ) Tj ET Q q 0 0 0 rg BT 349.92 509.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.85 509.25 Td (channels ) Tj ET Q q 0 0 0 rg BT 400.93 509.25 Td (in ) Tj ET Q q 0 0 0 rg BT 409.56 509.25 Td (order ) Tj ET Q q 0 0 0 rg BT 430.95 509.25 Td (to ) Tj ET Q q 0 0 0 rg BT 440.04 509.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 473.28 509.25 Td (its ) Tj ET Q q 0 0 0 rg BT 483.73 509.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 527.46 509.25 Td (position. ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 54.00 492.75 Td (5 ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 72.00 490.45 Td (Registered ) Tj ET Q q 0 0 0 rg BT 109.61 490.45 Td (TM ) Tj ET Q q 0 0 0 rg BT 122.32 490.45 Td (Licensed ) Tj ET Q q 0 0 0 rg BT 153.92 490.45 Td (Use. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 470.45 Td ( ) Tj ET Q q 0 0 0 rg BT 90.00 470.45 Td (3.1.3 ) Tj ET Q q 0 0 0 rg BT 126.00 470.45 Td (Gas ) Tj ET Q q 0 0 0 rg BT 143.32 470.45 Td (Bar ) Tj ET Q q 0 0 0 rg BT 158.36 470.45 Td (Network ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 450.45 Td (In ) Tj ET Q q 0 0 0 rg BT 62.96 450.45 Td (the ) Tj ET Q q 0 0 0 rg BT 76.48 450.45 Td (second ) Tj ET Q q 0 0 0 rg BT 105.04 450.45 Td (quarter ) Tj ET Q q 0 0 0 rg BT 133.14 450.45 Td (of ) Tj ET Q q 0 0 0 rg BT 142.10 450.45 Td (2017, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 164.74 450.45 Td (the ) Tj ET Q q 0 0 0 rg BT 178.26 450.45 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 215.47 450.45 Td (completed ) Tj ET Q q 0 0 0 rg BT 255.42 450.45 Td (the ) Tj ET Q q 0 0 0 rg BT 268.94 450.45 Td (sale ) Tj ET Q q 0 0 0 rg BT 286.10 450.45 Td (of ) Tj ET Q q 0 0 0 rg BT 295.06 450.45 Td (its ) Tj ET Q q 0 0 0 rg BT 305.38 450.45 Td (gas ) Tj ET Q q 0 0 0 rg BT 320.72 450.45 Td (bar ) Tj ET Q q 0 0 0 rg BT 334.69 450.45 Td (operations ) Tj ET Q q 0 0 0 rg BT 375.10 450.45 Td (and ) Tj ET Q q 0 0 0 rg BT 390.90 450.45 Td (assets ) Tj ET Q q 0 0 0 rg BT 416.73 450.45 Td (to ) Tj ET Q q 0 0 0 rg BT 425.69 450.45 Td (Brookfield ) Tj ET Q q 0 0 0 rg BT 464.27 450.45 Td (Business ) Tj ET Q q 0 0 0 rg BT 499.66 450.45 Td (Partners ) Tj ET Q q 0 0 0 rg BT 532.77 450.45 Td (L.P) Tj ET Q q 0 0 0 rg BT 544.03 450.45 Td (. ) Tj ET Q q 0 0 0 rg BT 548.43 450.45 Td (for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 438.45 Td (approximately ) Tj ET Q q 0 0 0 rg BT 107.33 438.45 Td ($540 ) Tj ET Q q 0 0 0 rg BT 127.85 438.45 Td (million.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 153.37 438.45 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 409.57 Td (3.2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 409.57 Td (Financial Services Segment) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 385.45 Td (Since ) Tj ET Q q 0 0 0 rg BT 77.19 385.45 Td (ending ) Tj ET Q q 0 0 0 rg BT 104.50 385.45 Td (its ) Tj ET Q q 0 0 0 rg BT 115.38 385.45 Td (relationship ) Tj ET Q q 0 0 0 rg BT 160.00 385.45 Td (with ) Tj ET Q q 0 0 0 rg BT 177.26 385.45 Td (a ) Tj ET Q q 0 0 0 rg BT 184.50 385.45 Td (major ) Tj ET Q q 0 0 0 rg BT 207.68 385.45 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 245.47 385.45 Td (chartered ) Tj ET Q q 0 0 0 rg BT 282.79 385.45 Td (bank ) Tj ET Q q 0 0 0 rg BT 303.25 385.45 Td (in ) Tj ET Q q 0 0 0 rg BT 312.31 385.45 Td (2017, ) Tj ET Q q 0 0 0 rg BT 335.52 385.45 Td (which ) Tj ET Q q 0 0 0 rg BT 359.16 385.45 Td (resulted ) Tj ET Q q 0 0 0 rg BT 391.01 385.45 Td (in ) Tj ET Q q 0 0 0 rg BT 400.08 385.45 Td (the ) Tj ET Q q 0 0 0 rg BT 414.16 385.45 Td (discontinuance ) Tj ET Q q 0 0 0 rg BT 471.55 385.45 Td (of ) Tj ET Q q 0 0 0 rg BT 481.07 385.45 Td (the ) Tj ET Q q 0 0 0 rg BT 495.15 385.45 Td (personal ) Tj ET Q q 0 0 0 rg BT 529.29 385.45 Td (banking ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 373.45 Td (services ) Tj ET Q q 0 0 0 rg BT 86.75 373.45 Td (of) Tj ET Q q 0 0 0 rg BT 93.45 373.45 Td (fered ) Tj ET Q q 0 0 0 rg BT 114.81 373.45 Td (under ) Tj ET Q q 0 0 0 rg BT 138.45 373.45 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 152.52 373.45 Td (President) Tj ET Q q 0 0 0 rg BT 188.80 373.45 Td (s ) Tj ET Q q 0 0 0 rg BT 195.57 373.45 Td (Choice ) Tj ET Q q 0 0 0 rg BT 223.76 373.45 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 259.25 373.45 Td (brand,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 282.50 373.45 Td ( ) Tj ET Q q 0 0 0 rg BT 285.17 373.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 299.23 373.45 Td (Bank ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 320.59 373.45 Td (has ) Tj ET Q q 0 0 0 rg BT 336.48 373.45 Td (maintained ) Tj ET Q q 0 0 0 rg BT 379.26 373.45 Td (its ) Tj ET Q q 0 0 0 rg BT 390.14 373.45 Td (commitment ) Tj ET Q q 0 0 0 rg BT 437.46 373.45 Td (to ) Tj ET Q q 0 0 0 rg BT 446.97 373.45 Td (delivering ) Tj ET Q q 0 0 0 rg BT 484.74 373.45 Td (exceptional ) Tj ET Q q 0 0 0 rg BT 528.90 373.45 Td (value ) Tj ET Q q 0 0 0 rg BT 551.17 373.45 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 361.45 Td (customers ) Tj ET Q q 0 0 0 rg BT 94.11 361.45 Td (through ) Tj ET Q q 0 0 0 rg BT 124.20 361.45 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 137.88 361.45 Td (President) Tj ET Q q 0 0 0 rg BT 174.17 361.45 Td (s ) Tj ET Q q 0 0 0 rg BT 180.55 361.45 Td (Choice ) Tj ET Q q 0 0 0 rg BT 208.35 361.45 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 241.17 361.45 Td ( ) Tj ET Q q 0 0 0 rg BT 243.45 361.45 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 286.74 361.45 Td (program.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 319.56 361.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 332.57 Td (3.2.1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 332.57 Td (President's Choice Financial Mastercard) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 305.45 Td (Over ) Tj ET Q q 0 0 0 rg BT 74.05 305.45 Td (the ) Tj ET Q q 0 0 0 rg BT 87.74 305.45 Td (past ) Tj ET Q q 0 0 0 rg BT 105.52 305.45 Td (three ) Tj ET Q q 0 0 0 rg BT 126.49 305.45 Td (years, ) Tj ET Q q 0 0 0 rg BT 151.11 305.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 164.78 305.45 Td (Bank ) Tj ET Q q 0 0 0 rg BT 185.75 305.45 Td (has ) Tj ET Q q 0 0 0 rg BT 201.25 305.45 Td (focused ) Tj ET Q q 0 0 0 rg BT 232.26 305.45 Td (on ) Tj ET Q q 0 0 0 rg BT 243.66 305.45 Td (expanding ) Tj ET Q q 0 0 0 rg BT 283.79 305.45 Td (its ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 294.28 305.45 Td (President) Tj ET Q q 0 0 0 rg BT 330.56 305.45 Td (s ) Tj ET Q q 0 0 0 rg BT 336.94 305.45 Td (Choice ) Tj ET Q q 0 0 0 rg BT 364.75 305.45 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 399.84 305.45 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 443.14 305.45 Td (portfolio. ) Tj ET Q q 0 0 0 rg BT 476.88 305.45 Td (During ) Tj ET Q q 0 0 0 rg BT 503.31 305.45 Td (that ) Tj ET Q q 0 0 0 rg BT 519.27 305.45 Td (period, ) Tj ET Q q 0 0 0 rg BT 546.63 305.45 Td (PC ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 293.45 Td (Bank ) Tj ET Q q 0 0 0 rg BT 75.40 293.45 Td (received ) Tj ET Q q 0 0 0 rg BT 109.11 293.45 Td (approximately ) Tj ET Q q 0 0 0 rg BT 162.87 293.45 Td (1.83 ) Tj ET Q q 0 0 0 rg BT 181.55 293.45 Td (million ) Tj ET Q q 0 0 0 rg BT 207.50 293.45 Td (applications ) Tj ET Q q 0 0 0 rg BT 253.52 293.45 Td (for ) Tj ET Q q 0 0 0 rg BT 265.80 293.45 Td (its ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 276.72 293.45 Td (President) Tj ET Q q 0 0 0 rg BT 313.00 293.45 Td (s ) Tj ET Q q 0 0 0 rg BT 319.82 293.45 Td (Choice ) Tj ET Q q 0 0 0 rg BT 348.05 293.45 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.87 293.45 Td ( ) Tj ET Q q 0 0 0 rg BT 383.58 293.45 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 427.31 293.45 Td (and ) Tj ET Q q 0 0 0 rg BT 443.70 293.45 Td (grew ) Tj ET Q q 0 0 0 rg BT 464.19 293.45 Td (its ) Tj ET Q q 0 0 0 rg BT 475.10 293.45 Td (active ) Tj ET Q q 0 0 0 rg BT 499.24 293.45 Td (account ) Tj ET Q q 0 0 0 rg BT 530.68 293.45 Td (base ) Tj ET Q q 0 0 0 rg BT 551.17 293.45 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 281.45 Td (approximately ) Tj ET Q q 0 0 0 rg BT 107.73 281.45 Td (2.0 ) Tj ET Q q 0 0 0 rg BT 121.82 281.45 Td (million ) Tj ET Q q 0 0 0 rg BT 147.74 281.45 Td (accounts. ) Tj ET Q q 0 0 0 rg BT 185.53 281.45 Td ( ) Tj ET Q q 0 0 0 rg BT 188.21 281.45 Td (In ) Tj ET Q q 0 0 0 rg BT 197.74 281.45 Td (order ) Tj ET Q q 0 0 0 rg BT 219.56 281.45 Td (to ) Tj ET Q q 0 0 0 rg BT 229.08 281.45 Td (support ) Tj ET Q q 0 0 0 rg BT 259.12 281.45 Td (the ) Tj ET Q q 0 0 0 rg BT 273.20 281.45 Td (continued ) Tj ET Q q 0 0 0 rg BT 311.45 281.45 Td (growth ) Tj ET Q q 0 0 0 rg BT 338.75 281.45 Td (of ) Tj ET Q q 0 0 0 rg BT 348.27 281.45 Td (the ) Tj ET Q q 0 0 0 rg BT 362.35 281.45 Td (business, ) Tj ET Q q 0 0 0 rg BT 399.69 281.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 413.76 281.45 Td (Bank ) Tj ET Q q 0 0 0 rg BT 435.13 281.45 Td (launched ) Tj ET Q q 0 0 0 rg BT 471.10 281.45 Td (its ) Tj ET Q q 0 0 0 rg BT 481.99 281.45 Td (new ) Tj ET Q q 0 0 0 rg BT 499.71 281.45 Td (customer ) Tj ET Q q 0 0 0 rg BT 536.12 281.45 Td (facing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 269.45 Td (website ) Tj ET Q q 0 0 0 rg BT 83.92 269.45 Td (for ) Tj ET Q q 0 0 0 rg BT 95.62 269.45 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 109.14 269.45 Td (President) Tj ET Q q 0 0 0 rg BT 145.42 269.45 Td (s ) Tj ET Q q 0 0 0 rg BT 151.64 269.45 Td (Choice ) Tj ET Q q 0 0 0 rg BT 179.29 269.45 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 212.11 269.45 Td ( ) Tj ET Q q 0 0 0 rg BT 214.23 269.45 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 257.36 269.45 Td (in ) Tj ET Q q 0 0 0 rg BT 265.87 269.45 Td (2018, ) Tj ET Q q 0 0 0 rg BT 288.51 269.45 Td (providing ) Tj ET Q q 0 0 0 rg BT 323.91 269.45 Td (customers ) Tj ET Q q 0 0 0 rg BT 363.86 269.45 Td (with ) Tj ET Q q 0 0 0 rg BT 380.56 269.45 Td (deeper ) Tj ET Q q 0 0 0 rg BT 408.21 269.45 Td (insights ) Tj ET Q q 0 0 0 rg BT 438.14 269.45 Td (while ) Tj ET Q q 0 0 0 rg BT 458.94 269.45 Td (streamlining ) Tj ET Q q 0 0 0 rg BT 505.27 269.45 Td (the ) Tj ET Q q 0 0 0 rg BT 518.79 269.45 Td (application ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 257.45 Td (process. ) Tj ET Q q 0 0 0 rg BT 87.55 257.45 Td ( ) Tj ET Q q 0 0 0 rg BT 90.10 257.45 Td (In ) Tj ET Q q 0 0 0 rg BT 99.50 257.45 Td (2019, ) Tj ET Q q 0 0 0 rg BT 122.57 257.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 136.51 257.45 Td (Bank ) Tj ET Q q 0 0 0 rg BT 157.76 257.45 Td (continued ) Tj ET Q q 0 0 0 rg BT 195.88 257.45 Td (delivering ) Tj ET Q q 0 0 0 rg BT 233.53 257.45 Td (on ) Tj ET Q q 0 0 0 rg BT 245.20 257.45 Td (its ) Tj ET Q q 0 0 0 rg BT 255.96 257.45 Td (commitment ) Tj ET Q q 0 0 0 rg BT 303.17 257.45 Td (to ) Tj ET Q q 0 0 0 rg BT 312.56 257.45 Td (the ) Tj ET Q q 0 0 0 rg BT 326.52 257.45 Td (customer ) Tj ET Q q 0 0 0 rg BT 362.80 257.45 Td (experience ) Tj ET Q q 0 0 0 rg BT 405.47 257.45 Td (by ) Tj ET Q q 0 0 0 rg BT 416.68 257.45 Td (launching ) Tj ET Q q 0 0 0 rg BT 454.34 257.45 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 468.30 257.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 482.24 257.45 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 517.61 257.45 Td (mobile) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 541.76 257.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 544.32 257.45 Td (app ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 245.45 Td (for ) Tj ET Q q 0 0 0 rg BT 65.75 245.45 Td (Apple ) Tj ET Q q 0 0 0 rg BT 89.44 245.45 Td (and ) Tj ET Q q 0 0 0 rg BT 105.30 245.45 Td (Android ) Tj ET Q q 0 0 0 rg BT 136.28 245.45 Td (devices. ) Tj ET Q q 0 0 0 rg BT 169.08 245.45 Td ( ) Tj ET Q q 0 0 0 rg BT 171.80 245.45 Td (While ) Tj ET Q q 0 0 0 rg BT 195.02 245.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 209.12 245.45 Td (Bank ) Tj ET Q q 0 0 0 rg BT 230.53 245.45 Td (is ) Tj ET Q q 0 0 0 rg BT 239.17 245.45 Td (committed ) Tj ET Q q 0 0 0 rg BT 279.71 245.45 Td (to ) Tj ET Q q 0 0 0 rg BT 289.26 245.45 Td (continually ) Tj ET Q q 0 0 0 rg BT 330.73 245.45 Td (improving ) Tj ET Q q 0 0 0 rg BT 368.99 245.45 Td (its ) Tj ET Q q 0 0 0 rg BT 379.91 245.45 Td (digital ) Tj ET Q q 0 0 0 rg BT 404.05 245.45 Td (assets, ) Tj ET Q q 0 0 0 rg BT 432.76 245.45 Td (it ) Tj ET Q q 0 0 0 rg BT 439.57 245.45 Td (is ) Tj ET Q q 0 0 0 rg BT 448.21 245.45 Td (also ) Tj ET Q q 0 0 0 rg BT 465.97 245.45 Td (focused ) Tj ET Q q 0 0 0 rg BT 497.41 245.45 Td (on ) Tj ET Q q 0 0 0 rg BT 509.25 245.45 Td (leveraging ) Tj ET Q q 0 0 0 rg BT 549.80 245.45 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 233.45 Td (nationwide ) Tj ET Q q 0 0 0 rg BT 95.48 233.45 Td (network ) Tj ET Q q 0 0 0 rg BT 126.48 233.45 Td (of ) Tj ET Q q 0 0 0 rg BT 135.60 233.45 Td (pavillions ) Tj ET Q q 0 0 0 rg BT 171.61 233.45 Td (to ) Tj ET Q q 0 0 0 rg BT 180.73 233.45 Td (engage ) Tj ET Q q 0 0 0 rg BT 210.37 233.45 Td (and ) Tj ET Q q 0 0 0 rg BT 226.33 233.45 Td (advise ) Tj ET Q q 0 0 0 rg BT 252.32 233.45 Td (customers ) Tj ET Q q 0 0 0 rg BT 292.43 233.45 Td (in-store.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 322.05 233.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 213.45 Td (In ) Tj ET Q q 0 0 0 rg BT 62.16 213.45 Td (2020, ) Tj ET Q q 0 0 0 rg BT 84.00 213.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 96.71 213.45 Td (Bank ) Tj ET Q q 0 0 0 rg BT 116.72 213.45 Td (will ) Tj ET Q q 0 0 0 rg BT 129.42 213.45 Td (continue ) Tj ET Q q 0 0 0 rg BT 161.75 213.45 Td (to ) Tj ET Q q 0 0 0 rg BT 169.91 213.45 Td (focus ) Tj ET Q q 0 0 0 rg BT 190.83 213.45 Td (on ) Tj ET Q q 0 0 0 rg BT 201.27 213.45 Td (expanding ) Tj ET Q q 0 0 0 rg BT 240.44 213.45 Td (its ) Tj ET Q q 0 0 0 rg BT 249.96 213.45 Td (customer ) Tj ET Q q 0 0 0 rg BT 285.00 213.45 Td (base ) Tj ET Q q 0 0 0 rg BT 304.11 213.45 Td (and ) Tj ET Q q 0 0 0 rg BT 319.11 213.45 Td (deepening ) Tj ET Q q 0 0 0 rg BT 358.73 213.45 Td (the ) Tj ET Q q 0 0 0 rg BT 371.45 213.45 Td (digitization ) Tj ET Q q 0 0 0 rg BT 411.52 213.45 Td (of ) Tj ET Q q 0 0 0 rg BT 419.68 213.45 Td (its ) Tj ET Q q 0 0 0 rg BT 429.20 213.45 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 473.83 213.45 Td (as ) Tj ET Q q 0 0 0 rg BT 483.82 213.45 Td (well ) Tj ET Q q 0 0 0 rg BT 499.26 213.45 Td (as ) Tj ET Q q 0 0 0 rg BT 509.24 213.45 Td (implementing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 201.45 Td (actionable ) Tj ET Q q 0 0 0 rg BT 93.67 201.45 Td (strategies ) Tj ET Q q 0 0 0 rg BT 131.50 201.45 Td (to ) Tj ET Q q 0 0 0 rg BT 140.63 201.45 Td (ensure ) Tj ET Q q 0 0 0 rg BT 167.98 201.45 Td (long-term ) Tj ET Q q 0 0 0 rg BT 204.89 201.45 Td (growth. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 234.06 201.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 172.57 Td (3.2.2) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.00 172.57 Td (Mobile Phone Services) Tj ET Q BT /F3 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 145.45 Td (The ) Tj ET Q q 0 0 0 rg BT 69.93 145.45 Td (Mobile ) Tj ET Q q 0 0 0 rg BT 95.88 145.45 Td (Shop ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 116.83 145.45 Td (provides ) Tj ET Q q 0 0 0 rg BT 149.63 145.45 Td (customers ) Tj ET Q q 0 0 0 rg BT 189.25 145.45 Td (with ) Tj ET Q q 0 0 0 rg BT 205.63 145.45 Td (the ) Tj ET Q q 0 0 0 rg BT 218.83 145.45 Td (ability ) Tj ET Q q 0 0 0 rg BT 241.59 145.45 Td (to ) Tj ET Q q 0 0 0 rg BT 250.23 145.45 Td (purchase ) Tj ET Q q 0 0 0 rg BT 285.77 145.45 Td (a ) Tj ET Q q 0 0 0 rg BT 292.13 145.45 Td (range ) Tj ET Q q 0 0 0 rg BT 314.90 145.45 Td (of ) Tj ET Q q 0 0 0 rg BT 323.54 145.45 Td (mobile ) Tj ET Q q 0 0 0 rg BT 349.49 145.45 Td (services ) Tj ET Q q 0 0 0 rg BT 381.37 145.45 Td (from ) Tj ET Q q 0 0 0 rg BT 399.57 145.45 Td (a ) Tj ET Q q 0 0 0 rg BT 405.92 145.45 Td (full ) Tj ET Q q 0 0 0 rg BT 418.21 145.45 Td (range ) Tj ET Q q 0 0 0 rg BT 440.98 145.45 Td (of ) Tj ET Q q 0 0 0 rg BT 449.62 145.45 Td (wireless ) Tj ET Q q 0 0 0 rg BT 481.03 145.45 Td (carriers ) Tj ET Q q 0 0 0 rg BT 510.16 145.45 Td (in ) Tj ET Q q 0 0 0 rg BT 518.34 145.45 Td (convenient ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 133.45 Td (locations ) Tj ET Q q 0 0 0 rg BT 88.36 133.45 Td (across) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 112.52 133.45 Td ( ) Tj ET Q q 0 0 0 rg BT 114.51 133.45 Td (the ) Tj ET Q q 0 0 0 rg BT 127.91 133.45 Td (Company) Tj ET Q q 0 0 0 rg BT 164.68 133.45 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 170.78 133.45 Td (grocery ) Tj ET Q q 0 0 0 rg BT 200.11 133.45 Td (store ) Tj ET Q q 0 0 0 rg BT 220.34 133.45 Td (network. ) Tj ET Q q 0 0 0 rg BT 252.93 133.45 Td (As ) Tj ET Q q 0 0 0 rg BT 264.50 133.45 Td (at ) Tj ET Q q 0 0 0 rg BT 273.33 133.45 Td (December ) Tj ET Q q 0 0 0 rg BT 313.15 133.45 Td (28, ) Tj ET Q q 0 0 0 rg BT 326.54 133.45 Td (2019, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 349.06 133.45 Td (The ) Tj ET Q q 0 0 0 rg BT 365.19 133.45 Td (Mobile ) Tj ET Q q 0 0 0 rg BT 391.33 133.45 Td (Shop ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 412.48 133.45 Td (was ) Tj ET Q q 0 0 0 rg BT 429.05 133.45 Td (located ) Tj ET Q q 0 0 0 rg BT 457.49 133.45 Td (in ) Tj ET Q q 0 0 0 rg BT 465.87 133.45 Td (over ) Tj ET Q q 0 0 0 rg BT 483.81 133.45 Td (188 ) Tj ET Q q 0 0 0 rg BT 499.49 133.45 Td (locations ) Tj ET Q q 0 0 0 rg BT 533.85 133.45 Td (across) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 121.45 Td (the ) Tj ET Q q 0 0 0 rg BT 67.68 121.45 Td (Company) Tj ET Q q 0 0 0 rg BT 104.45 121.45 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 110.84 121.45 Td (grocery ) Tj ET Q q 0 0 0 rg BT 140.46 121.45 Td (store ) Tj ET Q q 0 0 0 rg BT 160.97 121.45 Td (network. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 194.24 121.45 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 101.45 Td (In ) Tj ET Q q 0 0 0 rg BT 62.75 101.45 Td (2020, ) Tj ET Q q 0 0 0 rg BT 85.19 101.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 98.49 101.45 Td (Bank ) Tj ET Q q 0 0 0 rg BT 119.10 101.45 Td (will ) Tj ET Q q 0 0 0 rg BT 132.39 101.45 Td (continue ) Tj ET Q q 0 0 0 rg BT 165.31 101.45 Td (to ) Tj ET Q q 0 0 0 rg BT 174.07 101.45 Td (focus ) Tj ET Q q 0 0 0 rg BT 195.59 101.45 Td (on ) Tj ET Q q 0 0 0 rg BT 206.62 101.45 Td (delivering ) Tj ET Q q 0 0 0 rg BT 243.63 101.45 Td (value ) Tj ET Q q 0 0 0 rg BT 265.15 101.45 Td (and ) Tj ET Q q 0 0 0 rg BT 280.75 101.45 Td (convenience ) Tj ET Q q 0 0 0 rg BT 328.71 101.45 Td (to ) Tj ET Q q 0 0 0 rg BT 337.47 101.45 Td (customers ) Tj ET Q q 0 0 0 rg BT 377.21 101.45 Td (of ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 385.96 101.45 Td (The ) Tj ET Q q 0 0 0 rg BT 402.01 101.45 Td (Mobile ) Tj ET Q q 0 0 0 rg BT 428.08 101.45 Td (Shop ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 449.14 101.45 Td (through ) Tj ET Q q 0 0 0 rg BT 478.87 101.45 Td (a ) Tj ET Q q 0 0 0 rg BT 485.34 101.45 Td (more ) Tj ET Q q 0 0 0 rg BT 505.94 101.45 Td (robust ) Tj ET Q q 0 0 0 rg BT 530.65 101.45 Td (product ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 89.45 Td (of) Tj ET Q q 0 0 0 rg BT 60.70 89.45 Td (fering ) Tj ET Q q 0 0 0 rg BT 84.06 89.45 Td (and ) Tj ET Q q 0 0 0 rg BT 100.58 89.45 Td (improved ) Tj ET Q q 0 0 0 rg BT 137.15 89.45 Td (sales ) Tj ET Q q 0 0 0 rg BT 159.14 89.45 Td (experience, ) Tj ET Q q 0 0 0 rg BT 204.38 89.45 Td (while ) Tj ET Q q 0 0 0 rg BT 225.91 89.45 Td (continuing ) Tj ET Q q 0 0 0 rg BT 266.14 89.45 Td (to ) Tj ET Q q 0 0 0 rg BT 275.82 89.45 Td (expand ) Tj ET Q q 0 0 0 rg BT 305.57 89.45 Td (its ) Tj ET Q q 0 0 0 rg BT 316.62 89.45 Td (service ) Tj ET Q q 0 0 0 rg BT 345.44 89.45 Td (and ) Tj ET Q q 0 0 0 rg BT 361.96 89.45 Td (rewards ) Tj ET Q q 0 0 0 rg BT 393.97 89.45 Td (of) Tj ET Q q 0 0 0 rg BT 400.67 89.45 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 430.40 89.45 Td (including ) Tj ET Q q 0 0 0 rg BT 465.62 89.45 Td (through ) Tj ET Q q 0 0 0 rg BT 496.27 89.45 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 510.52 89.45 Td (PC ) Tj ET Q q 0 0 0 rg BT 524.75 89.45 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 77.45 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 79.53 77.45 Td (program. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 114.62 77.45 Td ( ) Tj ET Q endstream endobj 29 0 obj <> endobj 30 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (14) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 93.00 731.62 Td (3.2.3) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 731.62 Td (PC Insiders) Tj ET Q BT /F3 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 704.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 67.49 704.50 Td (Insiders ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 98.31 704.50 Td (is ) Tj ET Q q 0 0 0 rg BT 106.34 704.50 Td (a ) Tj ET Q q 0 0 0 rg BT 113.01 704.50 Td (fee-based ) Tj ET Q q 0 0 0 rg BT 151.59 704.50 Td (subscription ) Tj ET Q q 0 0 0 rg BT 197.45 704.50 Td (program ) Tj ET Q q 0 0 0 rg BT 230.09 704.50 Td (tailored ) Tj ET Q q 0 0 0 rg BT 259.09 704.50 Td (to ) Tj ET Q q 0 0 0 rg BT 268.04 704.50 Td (the ) Tj ET Q q 0 0 0 rg BT 281.54 704.50 Td (growing ) Tj ET Q q 0 0 0 rg BT 312.36 704.50 Td (number ) Tj ET Q q 0 0 0 rg BT 342.27 704.50 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 351.21 704.50 Td (the ) Tj ET Q q 0 0 0 rg BT 364.72 704.50 Td (Company) Tj ET Q q 0 0 0 rg BT 401.49 704.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 407.70 704.50 Td (customers ) Tj ET Q q 0 0 0 rg BT 447.63 704.50 Td (shopping ) Tj ET Q q 0 0 0 rg BT 483.03 704.50 Td (both ) Tj ET Q q 0 0 0 rg BT 501.09 704.50 Td (in) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 507.47 704.50 Td ( ) Tj ET Q q 0 0 0 rg BT 509.58 704.50 Td (its ) Tj ET Q q 0 0 0 rg BT 519.89 704.50 Td (stores ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 544.33 704.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 692.50 Td (online. ) Tj ET Q q 0 0 0 rg BT 81.36 692.50 Td (For ) Tj ET Q q 0 0 0 rg BT 96.86 692.50 Td (an ) Tj ET Q q 0 0 0 rg BT 109.17 692.50 Td (annual ) Tj ET Q q 0 0 0 rg BT 136.99 692.50 Td (or ) Tj ET Q q 0 0 0 rg BT 147.48 692.50 Td (monthly ) Tj ET Q q 0 0 0 rg BT 179.39 692.50 Td (subscription ) Tj ET Q q 0 0 0 rg BT 226.34 692.50 Td (fee, ) Tj ET Q q 0 0 0 rg BT 243.22 692.50 Td (members ) Tj ET Q q 0 0 0 rg BT 280.59 692.50 Td (get ) Tj ET Q q 0 0 0 rg BT 295.19 692.50 Td (extra ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 316.61 692.50 Td (PC ) Tj ET Q q 0 0 0 rg BT 331.20 692.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 364.46 692.50 Td ( ) Tj ET Q q 0 0 0 rg BT 367.66 692.50 Td (points ) Tj ET Q q 0 0 0 rg BT 392.74 692.50 Td (bonuses ) Tj ET Q q 0 0 0 rg BT 426.94 692.50 Td (on ) Tj ET Q q 0 0 0 rg BT 439.26 692.50 Td (Canada's ) Tj ET Q q 0 0 0 rg BT 476.85 692.50 Td (top ) Tj ET Q q 0 0 0 rg BT 491.44 692.50 Td (brands ) Tj ET Q q 0 0 0 rg BT 519.71 692.50 Td (and ) Tj ET Q q 0 0 0 rg BT 536.59 692.50 Td (family ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 680.50 Td (essentials, ) Tj ET Q q 0 0 0 rg BT 95.03 680.50 Td (as ) Tj ET Q q 0 0 0 rg BT 105.97 680.50 Td (well ) Tj ET Q q 0 0 0 rg BT 122.37 680.50 Td (as ) Tj ET Q q 0 0 0 rg BT 133.32 680.50 Td (free ) Tj ET Q q 0 0 0 rg BT 149.73 680.50 Td (pick-up ) Tj ET Q q 0 0 0 rg BT 178.44 680.50 Td (and ) Tj ET Q q 0 0 0 rg BT 194.41 680.50 Td (delivery ) Tj ET Q q 0 0 0 rg BT 224.94 680.50 Td (from) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 241.34 680.50 Td ( ) Tj ET Q q 0 0 0 rg BT 243.62 680.50 Td (the ) Tj ET Q q 0 0 0 rg BT 257.31 680.50 Td (Company's ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 300.35 680.50 Td (nationwide ) Tj ET Q q 0 0 0 rg BT 341.84 680.50 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 389.68 680.50 Td (sites.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 408.83 680.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 660.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.91 660.50 Td (program ) Tj ET Q q 0 0 0 rg BT 104.23 660.50 Td (was ) Tj ET Q q 0 0 0 rg BT 121.59 660.50 Td (originally ) Tj ET Q q 0 0 0 rg BT 156.73 660.50 Td (launched ) Tj ET Q q 0 0 0 rg BT 192.79 660.50 Td (in ) Tj ET Q q 0 0 0 rg BT 201.96 660.50 Td (2017 ) Tj ET Q q 0 0 0 rg BT 222.98 660.50 Td (as ) Tj ET Q q 0 0 0 rg BT 234.42 660.50 Td (a ) Tj ET Q q 0 0 0 rg BT 241.77 660.50 Td (small ) Tj ET Q q 0 0 0 rg BT 263.68 660.50 Td (invitation-only ) Tj ET Q q 0 0 0 rg BT 316.61 660.50 Td (of) Tj ET Q q 0 0 0 rg BT 323.30 660.50 Td (fer ) Tj ET Q q 0 0 0 rg BT 335.66 660.50 Td (of ) Tj ET Q q 0 0 0 rg BT 345.28 660.50 Td (exclusive ) Tj ET Q q 0 0 0 rg BT 381.79 660.50 Td (rewards ) Tj ET Q q 0 0 0 rg BT 413.73 660.50 Td (and ) Tj ET Q q 0 0 0 rg BT 430.19 660.50 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 478.54 660.50 Td (benefits ) Tj ET Q q 0 0 0 rg BT 510.05 660.50 Td (for ) Tj ET Q q 0 0 0 rg BT 522.40 660.50 Td (select ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 546.61 660.50 Td (PC ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 648.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 87.27 648.50 Td ( ) Tj ET Q q 0 0 0 rg BT 90.26 648.50 Td (members ) Tj ET Q q 0 0 0 rg BT 127.42 648.50 Td (who ) Tj ET Q q 0 0 0 rg BT 145.45 648.50 Td (were ) Tj ET Q q 0 0 0 rg BT 166.21 648.50 Td (also ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 184.24 648.50 Td (President) Tj ET Q q 0 0 0 rg BT 220.53 648.50 Td (s ) Tj ET Q q 0 0 0 rg BT 227.62 648.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 256.13 648.50 Td (Financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 291.94 648.50 Td (Mastercard ) Tj ET Q q 0 0 0 rg BT 335.94 648.50 Td (holders. ) Tj ET Q q 0 0 0 rg BT 368.11 648.50 Td (In ) Tj ET Q q 0 0 0 rg BT 377.94 648.50 Td (late ) Tj ET Q q 0 0 0 rg BT 394.15 648.50 Td (2018, ) Tj ET Q q 0 0 0 rg BT 417.66 648.50 Td (the ) Tj ET Q q 0 0 0 rg BT 432.05 648.50 Td (program ) Tj ET Q q 0 0 0 rg BT 465.57 648.50 Td (was ) Tj ET Q q 0 0 0 rg BT 483.14 648.50 Td (opened ) Tj ET Q q 0 0 0 rg BT 513.50 648.50 Td (up ) Tj ET Q q 0 0 0 rg BT 525.61 648.50 Td (to ) Tj ET Q q 0 0 0 rg BT 535.44 648.50 Td (all ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 546.63 648.50 Td (PC ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 636.50 Td (Optimum) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 87.27 636.50 Td ( ) Tj ET Q q 0 0 0 rg BT 89.55 636.50 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 115.07 636.50 Td (members.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.53 636.50 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 607.62 Td (3.3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 607.62 Td (Choice Properties) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 585.50 Td (On ) Tj ET Q q 0 0 0 rg BT 66.77 585.50 Td (November ) Tj ET Q q 0 0 0 rg BT 106.41 585.50 Td (1, ) Tj ET Q q 0 0 0 rg BT 115.07 585.50 Td (2018, ) Tj ET Q q 0 0 0 rg BT 137.42 585.50 Td (the ) Tj ET Q q 0 0 0 rg BT 150.64 585.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 187.56 585.50 Td (and ) Tj ET Q q 0 0 0 rg BT 203.06 585.50 Td (its ) Tj ET Q q 0 0 0 rg BT 213.09 585.50 Td (parent ) Tj ET Q q 0 0 0 rg BT 238.16 585.50 Td (W) Tj ET Q q 0 0 0 rg BT 245.76 585.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 267.65 585.50 Td (completed ) Tj ET Q q 0 0 0 rg BT 307.31 585.50 Td (a ) Tj ET Q q 0 0 0 rg BT 313.69 585.50 Td (reorganization ) Tj ET Q q 0 0 0 rg BT 367.48 585.50 Td (under ) Tj ET Q q 0 0 0 rg BT 390.28 585.50 Td (which ) Tj ET Q q 0 0 0 rg BT 413.06 585.50 Td (the ) Tj ET Q q 0 0 0 rg BT 426.28 585.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 463.20 585.50 Td (distributed ) Tj ET Q q 0 0 0 rg BT 502.86 585.50 Td (its ) Tj ET Q q 0 0 0 rg BT 512.89 585.50 Td (approximate ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 573.50 Td (61.6% ) Tj ET Q q 0 0 0 rg BT 81.84 573.50 Td (ef) Tj ET Q q 0 0 0 rg BT 88.54 573.50 Td (fective ) Tj ET Q q 0 0 0 rg BT 116.83 573.50 Td (interest ) Tj ET Q q 0 0 0 rg BT 148.32 573.50 Td (in ) Tj ET Q q 0 0 0 rg BT 159.29 573.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 189.40 573.50 Td (Properties ) Tj ET Q q 0 0 0 rg BT 231.36 573.50 Td (to ) Tj ET Q q 0 0 0 rg BT 242.79 573.50 Td (W) Tj ET Q q 0 0 0 rg BT 250.39 573.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 275.04 573.50 Td (on ) Tj ET Q q 0 0 0 rg BT 288.75 573.50 Td (a ) Tj ET Q q 0 0 0 rg BT 297.90 573.50 Td (tax-free ) Tj ET Q q 0 0 0 rg BT 330.29 573.50 Td (basis ) Tj ET Q q 0 0 0 rg BT 354.02 573.50 Td (to ) Tj ET Q q 0 0 0 rg BT 365.45 573.50 Td (the ) Tj ET Q q 0 0 0 rg BT 381.44 573.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 421.12 573.50 Td (and ) Tj ET Q q 0 0 0 rg BT 439.39 573.50 Td (its ) Tj ET Q q 0 0 0 rg BT 452.18 573.50 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 491.87 573.50 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 543.87 573.50 Td (\(the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 561.50 Td (Reorganization\). ) Tj ET Q q 0 0 0 rg BT 120.81 561.50 Td (In ) Tj ET Q q 0 0 0 rg BT 128.83 561.50 Td (connection ) Tj ET Q q 0 0 0 rg BT 169.68 561.50 Td (with ) Tj ET Q q 0 0 0 rg BT 185.44 561.50 Td (the ) Tj ET Q q 0 0 0 rg BT 198.03 561.50 Td (Reorganization, ) Tj ET Q q 0 0 0 rg BT 256.65 561.50 Td (the ) Tj ET Q q 0 0 0 rg BT 269.23 561.50 Td (holders ) Tj ET Q q 0 0 0 rg BT 297.31 561.50 Td (of ) Tj ET Q q 0 0 0 rg BT 305.33 561.50 Td (common ) Tj ET Q q 0 0 0 rg BT 337.96 561.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 363.76 561.50 Td (of ) Tj ET Q q 0 0 0 rg BT 371.78 561.50 Td (the ) Tj ET Q q 0 0 0 rg BT 384.36 561.50 Td (Company) Tj ET Q q 0 0 0 rg BT 418.86 561.50 Td (, ) Tj ET Q q 0 0 0 rg BT 422.32 561.50 Td (other ) Tj ET Q q 0 0 0 rg BT 442.19 561.50 Td (than ) Tj ET Q q 0 0 0 rg BT 459.34 561.50 Td (W) Tj ET Q q 0 0 0 rg BT 466.94 561.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 488.18 561.50 Td (and ) Tj ET Q q 0 0 0 rg BT 503.05 561.50 Td (its ) Tj ET Q q 0 0 0 rg BT 512.43 561.50 Td (subsidiaries, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 549.50 Td (received ) Tj ET Q q 0 0 0 rg BT 86.89 549.50 Td (0.135 ) Tj ET Q q 0 0 0 rg BT 109.32 549.50 Td (of ) Tj ET Q q 0 0 0 rg BT 118.05 549.50 Td (a ) Tj ET Q q 0 0 0 rg BT 124.51 549.50 Td (common ) Tj ET Q q 0 0 0 rg BT 157.86 549.50 Td (share ) Tj ET Q q 0 0 0 rg BT 180.27 549.50 Td (of ) Tj ET Q q 0 0 0 rg BT 189.01 549.50 Td (W) Tj ET Q q 0 0 0 rg BT 196.61 549.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 218.57 549.50 Td (for ) Tj ET Q q 0 0 0 rg BT 230.04 549.50 Td (each ) Tj ET Q q 0 0 0 rg BT 249.72 549.50 Td (common ) Tj ET Q q 0 0 0 rg BT 283.06 549.50 Td (share ) Tj ET Q q 0 0 0 rg BT 305.47 549.50 Td (of ) Tj ET Q q 0 0 0 rg BT 314.21 549.50 Td (the ) Tj ET Q q 0 0 0 rg BT 327.51 549.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 364.50 549.50 Td (held, ) Tj ET Q q 0 0 0 rg BT 384.18 549.50 Td (which ) Tj ET Q q 0 0 0 rg BT 407.04 549.50 Td (was ) Tj ET Q q 0 0 0 rg BT 423.52 549.50 Td (equivalent ) Tj ET Q q 0 0 0 rg BT 462.81 549.50 Td (to ) Tj ET Q q 0 0 0 rg BT 471.55 549.50 Td (the ) Tj ET Q q 0 0 0 rg BT 484.85 549.50 Td (market ) Tj ET Q q 0 0 0 rg BT 511.81 549.50 Td (value ) Tj ET Q q 0 0 0 rg BT 533.31 549.50 Td (of ) Tj ET Q q 0 0 0 rg BT 542.05 549.50 Td (their ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 537.50 Td (pro ) Tj ET Q q 0 0 0 rg BT 67.47 537.50 Td (rata ) Tj ET Q q 0 0 0 rg BT 83.23 537.50 Td (interest ) Tj ET Q q 0 0 0 rg BT 111.75 537.50 Td (in ) Tj ET Q q 0 0 0 rg BT 119.75 537.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 146.90 537.50 Td (Properties ) Tj ET Q q 0 0 0 rg BT 185.89 537.50 Td (as ) Tj ET Q q 0 0 0 rg BT 196.18 537.50 Td (at ) Tj ET Q q 0 0 0 rg BT 204.64 537.50 Td (the ) Tj ET Q q 0 0 0 rg BT 217.67 537.50 Td (date ) Tj ET Q q 0 0 0 rg BT 235.25 537.50 Td (of ) Tj ET Q q 0 0 0 rg BT 243.72 537.50 Td (announcement ) Tj ET Q q 0 0 0 rg BT 299.60 537.50 Td (of ) Tj ET Q q 0 0 0 rg BT 308.06 537.50 Td (the ) Tj ET Q q 0 0 0 rg BT 321.09 537.50 Td (Reorganization, ) Tj ET Q q 0 0 0 rg BT 380.15 537.50 Td (and ) Tj ET Q q 0 0 0 rg BT 395.46 537.50 Td (W) Tj ET Q q 0 0 0 rg BT 403.05 537.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 424.74 537.50 Td (received ) Tj ET Q q 0 0 0 rg BT 457.36 537.50 Td (the ) Tj ET Q q 0 0 0 rg BT 470.38 537.50 Td (Company) Tj ET Q q 0 0 0 rg BT 507.16 537.50 Td (s ) Tj ET Q q 0 0 0 rg BT 512.88 537.50 Td (approximate ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 525.50 Td (61.6% ) Tj ET Q q 0 0 0 rg BT 79.53 525.50 Td (ef) Tj ET Q q 0 0 0 rg BT 86.23 525.50 Td (fective ) Tj ET Q q 0 0 0 rg BT 112.22 525.50 Td (interest ) Tj ET Q q 0 0 0 rg BT 141.39 525.50 Td (in ) Tj ET Q q 0 0 0 rg BT 150.05 525.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 177.86 525.50 Td (Properties.) 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 449.50 Td (Additional ) Tj ET Q q 0 0 0 rg BT 92.89 449.50 Td (information ) Tj ET Q q 0 0 0 rg BT 136.33 449.50 Td (on ) Tj ET Q q 0 0 0 rg BT 148.33 449.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 176.73 449.50 Td (Properties ) Tj ET Q q 0 0 0 rg BT 216.98 449.50 Td (can ) Tj ET Q q 0 0 0 rg BT 233.08 449.50 Td (be ) Tj ET Q q 0 0 0 rg BT 245.07 449.50 Td (found ) Tj ET Q q 0 0 0 rg BT 268.47 449.50 Td (in ) Tj ET Q q 0 0 0 rg BT 277.73 449.50 Td (the ) Tj ET Q q 0 0 0 rg BT 291.44 449.50 Td (Annual ) Tj ET Q q 0 0 0 rg BT 319.85 449.50 Td (Information ) Tj ET Q q 0 0 0 rg BT 363.75 449.50 Td (Form ) Tj ET Q q 0 0 0 rg BT 385.76 449.50 Td (of ) Tj ET Q q 0 0 0 rg BT 395.47 449.50 Td (Choice ) Tj ET Q q 0 0 0 rg BT 423.87 449.50 Td (Properties ) Tj ET Q q 0 0 0 rg BT 464.12 449.50 Td (dated ) Tj ET Q q 0 0 0 rg BT 487.52 449.50 Td (February ) Tj ET Q q 0 0 0 rg BT 523.21 449.50 Td (12, ) Tj ET Q q 0 0 0 rg BT 537.49 449.50 Td (2020, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 437.50 Td (which ) Tj ET Q q 0 0 0 rg BT 77.24 437.50 Td (is ) Tj ET Q q 0 0 0 rg BT 85.45 437.50 Td (available ) Tj ET Q q 0 0 0 rg BT 120.09 437.50 Td (at ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 129.21484375 436.07421875 m 186.63671875 436.07421875 l s q 0 0 0 rg BT 129.21 437.50 Td (www) Tj ET Q q 0 0 0 rg BT 146.52 437.50 Td (.sedar) Tj ET Q q 0 0 0 rg BT 168.86 437.50 Td (.com) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 186.64 437.50 Td ( ) Tj ET Q q 0 0 0 rg BT 188.92 437.50 Td (or ) Tj ET Q BT /F3 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 198.4873046875 436.07421875 m 264.1123046875 436.07421875 l s q 0 0 0 rg BT 198.49 437.50 Td (www) Tj ET Q q 0 0 0 rg BT 215.79 437.50 Td (.choicereit.ca) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 264.11 437.50 Td (. ) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 57.00 419.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 90.00 419.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 59.50 408.62 Td (4.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.50 408.62 Td (RISKS) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 380.62 Td (4.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 380.62 Td (Enterprise Risks and Risk Management) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 361.50 Td (The ) Tj ET Q q 0 0 0 rg BT 71.28 361.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 109.53 361.50 Td (is ) Tj ET Q q 0 0 0 rg BT 118.60 361.50 Td (committed ) Tj ET Q q 0 0 0 rg BT 159.58 361.50 Td (to ) Tj ET Q q 0 0 0 rg BT 169.57 361.50 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 214.66 361.50 Td (a ) Tj ET Q q 0 0 0 rg BT 222.37 361.50 Td (framework ) Tj ET Q q 0 0 0 rg BT 263.79 361.50 Td (that ) Tj ET Q q 0 0 0 rg BT 280.62 361.50 Td (ensures ) Tj ET Q q 0 0 0 rg BT 312.95 361.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 328.85 361.50 Td (management ) Tj ET Q q 0 0 0 rg BT 379.87 361.50 Td (is ) Tj ET Q q 0 0 0 rg BT 388.95 361.50 Td (an ) Tj ET Q q 0 0 0 rg BT 401.22 361.50 Td (integral ) Tj ET Q q 0 0 0 rg BT 431.26 361.50 Td (part ) Tj ET Q q 0 0 0 rg BT 448.54 361.50 Td (of ) Tj ET Q q 0 0 0 rg BT 458.54 361.50 Td (its ) Tj ET Q q 0 0 0 rg BT 469.89 361.50 Td (activities. ) Tj ET Q q 0 0 0 rg BT 506.58 361.50 Td (T) Tj ET Q q 0 0 0 rg BT 510.68 361.50 Td (o ) Tj ET Q q 0 0 0 rg BT 518.39 361.50 Td (ensure ) Tj ET Q q 0 0 0 rg BT 546.61 361.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 349.50 Td (continued ) Tj ET Q q 0 0 0 rg BT 90.99 349.50 Td (growth ) Tj ET Q q 0 0 0 rg BT 117.03 349.50 Td (and ) Tj ET Q q 0 0 0 rg BT 132.14 349.50 Td (success ) Tj ET Q q 0 0 0 rg BT 163.20 349.50 Td (of ) Tj ET Q q 0 0 0 rg BT 171.46 349.50 Td (the ) Tj ET Q q 0 0 0 rg BT 184.29 349.50 Td (Company) Tj ET Q q 0 0 0 rg BT 218.78 349.50 Td (, ) Tj ET Q q 0 0 0 rg BT 222.49 349.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 240.77 349.50 Td (are ) Tj ET Q q 0 0 0 rg BT 254.05 349.50 Td (identified ) Tj ET Q q 0 0 0 rg BT 288.31 349.50 Td (and ) Tj ET Q q 0 0 0 rg BT 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Q q 0 0 0 rg BT 203.44 297.50 Td (business ) Tj ET Q q 0 0 0 rg BT 237.63 297.50 Td (in ) Tj ET Q q 0 0 0 rg BT 245.83 297.50 Td (managing ) Tj ET Q q 0 0 0 rg BT 283.66 297.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 302.33 297.50 Td (within ) Tj ET Q q 0 0 0 rg BT 325.11 297.50 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 368.41 297.50 Td (levels ) Tj ET Q q 0 0 0 rg BT 391.19 297.50 Td (of ) Tj ET Q q 0 0 0 rg BT 399.85 297.50 Td (tolerance ) Tj ET Q q 0 0 0 rg BT 435.40 297.50 Td (by ) Tj ET Q q 0 0 0 rg BT 445.88 297.50 Td (bringing ) Tj ET Q q 0 0 0 rg BT 476.88 297.50 Td (a ) Tj ET Q q 0 0 0 rg BT 483.25 297.50 Td (systematic ) Tj ET Q q 0 0 0 rg BT 523.81 297.50 Td (approach ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 285.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.45 285.50 Td (methodology ) Tj ET Q q 0 0 0 rg BT 118.18 285.50 Td (for ) Tj ET Q q 0 0 0 rg BT 129.53 285.50 Td (evaluating, ) Tj ET Q q 0 0 0 rg BT 170.97 285.50 Td (measuring ) Tj ET Q q 0 0 0 rg BT 211.03 285.50 Td (and ) Tj ET Q q 0 0 0 rg BT 226.48 285.50 Td (monitoring ) Tj ET Q q 0 0 0 rg BT 266.54 285.50 Td (key ) Tj ET Q q 0 0 0 rg BT 281.08 285.50 Td (risks. ) Tj ET Q q 0 0 0 rg BT 301.87 285.50 Td (The ) Tj ET Q q 0 0 0 rg BT 317.78 285.50 Td (results ) Tj ET Q q 0 0 0 rg BT 343.70 285.50 Td (of ) Tj ET Q q 0 0 0 rg BT 352.32 285.50 Td (the ) Tj ET Q q 0 0 0 rg BT 365.49 285.50 Td (ERM ) Tj ET Q q 0 0 0 rg BT 385.48 285.50 Td (program ) Tj ET Q q 0 0 0 rg BT 417.79 285.50 Td (and ) Tj ET Q q 0 0 0 rg BT 433.24 285.50 Td (other ) Tj ET Q q 0 0 0 rg BT 453.70 285.50 Td (business ) Tj ET Q q 0 0 0 rg BT 487.85 285.50 Td (planning ) Tj ET Q q 0 0 0 rg BT 520.62 285.50 Td (processes ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 273.50 Td (are ) Tj ET Q q 0 0 0 rg BT 68.13 273.50 Td (used ) Tj ET Q q 0 0 0 rg BT 88.19 273.50 Td (to ) Tj ET Q q 0 0 0 rg BT 97.32 273.50 Td (identify ) Tj ET Q q 0 0 0 rg BT 125.58 273.50 Td (emerging ) Tj ET Q q 0 0 0 rg BT 162.05 273.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 253.50 Td (Risks ) Tj ET Q q 0 0 0 rg BT 76.01 253.50 Td (are ) Tj ET Q q 0 0 0 rg BT 89.83 253.50 Td (not ) Tj ET Q q 0 0 0 rg BT 103.20 253.50 Td (eliminated ) Tj ET Q q 0 0 0 rg BT 142.55 253.50 Td (through ) Tj ET Q q 0 0 0 rg BT 172.33 253.50 Td (the ) Tj ET Q q 0 0 0 rg BT 185.70 253.50 Td (ERM ) Tj ET Q q 0 0 0 rg BT 205.89 253.50 Td (program, ) Tj ET Q q 0 0 0 rg BT 240.67 253.50 Td (but ) Tj ET Q q 0 0 0 rg BT 254.04 253.50 Td (rather) Tj ET Q q 0 0 0 rg BT 275.01 253.50 Td (, ) Tj ET Q q 0 0 0 rg BT 279.26 253.50 Td (are ) Tj ET Q q 0 0 0 rg BT 293.08 253.50 Td (identified ) Tj ET Q q 0 0 0 rg BT 327.87 253.50 Td (and ) Tj ET Q q 0 0 0 rg BT 343.52 253.50 Td (managed ) Tj ET Q q 0 0 0 rg BT 379.69 253.50 Td (in ) Tj ET Q q 0 0 0 rg BT 388.04 253.50 Td (line ) Tj ET Q q 0 0 0 rg BT 402.77 253.50 Td (with ) Tj ET Q q 0 0 0 rg BT 419.32 253.50 Td (the ) Tj ET Q q 0 0 0 rg BT 432.69 253.50 Td (Company) Tj ET Q q 0 0 0 rg BT 469.46 253.50 Td (s ) Tj ET Q q 0 0 0 rg BT 475.53 253.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 490.25 253.50 Td (appetite ) Tj ET Q q 0 0 0 rg BT 521.41 253.50 Td (and ) Tj ET Q q 0 0 0 rg BT 537.06 253.50 Td (within ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 241.50 Td (understood ) Tj ET Q q 0 0 0 rg BT 97.32 241.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 112.35 241.50 Td (tolerances. ) Tj ET Q q 0 0 0 rg BT 154.61 241.50 Td (The ) Tj ET Q q 0 0 0 rg BT 171.02 241.50 Td (ERM ) Tj ET Q q 0 0 0 rg BT 191.51 241.50 Td (program ) Tj ET Q q 0 0 0 rg BT 224.33 241.50 Td (is ) Tj ET Q q 0 0 0 rg BT 232.53 241.50 Td (designed ) Tj ET Q q 0 0 0 rg BT 268.10 241.50 Td (to:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 221.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 221.50 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 104.37 221.50 Td (ef) Tj ET Q q 0 0 0 rg BT 111.07 221.50 Td (fective ) Tj ET Q q 0 0 0 rg BT 137.05 221.50 Td (corporate ) Tj ET Q q 0 0 0 rg BT 173.98 221.50 Td (governance ) Tj ET Q q 0 0 0 rg BT 219.11 221.50 Td (by ) Tj ET Q q 0 0 0 rg BT 230.06 221.50 Td (providing ) Tj ET Q q 0 0 0 rg BT 265.61 221.50 Td (a ) Tj ET Q q 0 0 0 rg BT 272.45 221.50 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 320.78 221.50 Td (view ) Tj ET Q q 0 0 0 rg BT 339.47 221.50 Td (of ) Tj ET Q q 0 0 0 rg BT 348.59 221.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 367.72 221.50 Td (across ) Tj ET Q q 0 0 0 rg BT 394.16 221.50 Td (the ) Tj ET Q q 0 0 0 rg BT 407.84 221.50 Td (Company;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 209.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 209.50 Td (enable ) Tj ET Q q 0 0 0 rg BT 99.36 209.50 Td (the ) Tj ET Q q 0 0 0 rg BT 113.50 209.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 151.33 209.50 Td (to ) Tj ET Q q 0 0 0 rg BT 160.91 209.50 Td (focus ) Tj ET Q q 0 0 0 rg BT 183.26 209.50 Td (on ) Tj ET Q q 0 0 0 rg BT 195.12 209.50 Td (key ) Tj ET Q q 0 0 0 rg BT 210.62 209.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 230.21 209.50 Td (that ) Tj ET Q q 0 0 0 rg BT 246.63 209.50 Td (could ) Tj ET Q q 0 0 0 rg BT 268.98 209.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 295.87 209.50 Td (its ) Tj ET Q q 0 0 0 rg BT 306.81 209.50 Td (strategic ) Tj ET Q q 0 0 0 rg BT 340.55 209.50 Td (objectives ) Tj ET Q q 0 0 0 rg BT 379.76 209.50 Td (in ) Tj ET Q q 0 0 0 rg BT 388.88 209.50 Td (order ) Tj ET Q q 0 0 0 rg BT 410.76 209.50 Td (to ) Tj ET Q q 0 0 0 rg BT 420.34 209.50 Td (reduce ) Tj ET Q q 0 0 0 rg BT 448.15 209.50 Td (harm ) Tj ET Q q 0 0 0 rg BT 469.57 209.50 Td (to ) Tj ET Q q 0 0 0 rg BT 479.15 209.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 511.98 209.50 Td (performance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 197.50 Td (through ) Tj ET Q q 0 0 0 rg BT 102.09 197.50 Td (responsible ) Tj ET Q q 0 0 0 rg BT 146.31 197.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 161.35 197.50 Td (management;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 185.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 185.50 Td (ensure ) Tj ET Q q 0 0 0 rg BT 99.35 185.50 Td (that ) Tj ET Q q 0 0 0 rg BT 115.32 185.50 Td (the ) Tj ET Q q 0 0 0 rg BT 129.00 185.50 Td (Company) Tj ET Q q 0 0 0 rg BT 165.77 185.50 Td (s ) Tj ET Q q 0 0 0 rg BT 172.15 185.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 187.19 185.50 Td (appetite ) Tj ET Q q 0 0 0 rg BT 218.65 185.50 Td (and ) Tj ET Q q 0 0 0 rg BT 234.61 185.50 Td (tolerances ) Tj ET Q q 0 0 0 rg BT 274.73 185.50 Td (are ) Tj ET Q q 0 0 0 rg BT 288.86 185.50 Td (defined ) Tj ET Q q 0 0 0 rg BT 318.04 185.50 Td (and ) Tj ET Q q 0 0 0 rg BT 334.01 185.50 Td (understood;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 173.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 173.50 Td (promote ) Tj ET Q q 0 0 0 rg BT 104.36 173.50 Td (a ) Tj ET Q q 0 0 0 rg BT 111.20 173.50 Td (culture ) Tj ET Q q 0 0 0 rg BT 138.10 173.50 Td (of ) Tj ET Q q 0 0 0 rg BT 147.22 173.50 Td (awareness ) Tj ET Q q 0 0 0 rg BT 189.15 173.50 Td (of ) Tj ET Q q 0 0 0 rg BT 198.27 173.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 213.31 173.50 Td (management ) Tj ET Q q 0 0 0 rg BT 263.46 173.50 Td (and ) Tj ET Q q 0 0 0 rg BT 279.42 173.50 Td (compliance ) Tj ET Q q 0 0 0 rg BT 323.18 173.50 Td (within ) Tj ET Q q 0 0 0 rg BT 346.42 173.50 Td (the ) Tj ET Q q 0 0 0 rg BT 360.10 173.50 Td (Company;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 161.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 161.50 Td (assist ) Tj ET Q q 0 0 0 rg BT 96.95 161.50 Td (in ) Tj ET Q q 0 0 0 rg BT 107.32 161.50 Td (developing ) Tj ET Q q 0 0 0 rg BT 150.97 161.50 Td (consistent ) Tj ET Q q 0 0 0 rg BT 191.88 161.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 208.62 161.50 Td (management ) Tj ET Q q 0 0 0 rg BT 260.47 161.50 Td (methodologies ) Tj ET Q q 0 0 0 rg BT 317.79 161.50 Td (and ) Tj ET Q q 0 0 0 rg BT 335.46 161.50 Td (tools ) Tj ET Q q 0 0 0 rg BT 356.77 161.50 Td (across ) Tj ET Q q 0 0 0 rg BT 384.91 161.50 Td (the ) Tj ET Q q 0 0 0 rg BT 400.29 161.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 439.37 161.50 Td (including ) Tj ET Q q 0 0 0 rg BT 475.72 161.50 Td (methodologies ) Tj ET Q q 0 0 0 rg BT 533.04 161.50 Td (for ) Tj ET Q q 0 0 0 rg BT 546.60 161.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 149.50 Td (identification, ) Tj ET Q q 0 0 0 rg BT 122.15 149.50 Td (assessment, ) Tj ET Q q 0 0 0 rg BT 170.47 149.50 Td (measurement ) Tj ET Q q 0 0 0 rg BT 222.89 149.50 Td (and ) Tj ET Q q 0 0 0 rg BT 238.85 149.50 Td (monitoring ) Tj ET Q q 0 0 0 rg BT 279.42 149.50 Td (of ) Tj ET Q q 0 0 0 rg BT 288.54 149.50 Td (risks; ) Tj ET Q q 0 0 0 rg BT 309.95 149.50 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 137.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 72.00 137.50 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 109.39 137.50 Td (and ) Tj ET Q q 0 0 0 rg BT 125.35 137.50 Td (provide ) Tj ET Q q 0 0 0 rg BT 154.52 137.50 Td (early ) Tj ET Q q 0 0 0 rg BT 174.58 137.50 Td (warnings ) Tj ET Q q 0 0 0 rg BT 209.67 137.50 Td (of ) Tj ET Q q 0 0 0 rg BT 218.79 137.50 Td (risks ) Tj ET Q q 0 0 0 rg BT 237.93 137.50 Td (through ) Tj ET Q q 0 0 0 rg BT 268.02 137.50 Td (key ) Tj ET Q q 0 0 0 rg BT 283.06 137.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 298.10 137.50 Td (indicators.) Tj ET Q endstream endobj 31 0 obj <> endobj 32 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (15) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (Risk ) Tj ET Q q 0 0 0 rg BT 71.67 735.25 Td (Appetite ) Tj ET Q q 0 0 0 rg BT 104.04 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 120.01 735.25 Td (Governance) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 715.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.89 715.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 93.53 715.25 Td (of ) Tj ET Q q 0 0 0 rg BT 102.14 715.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 136.70 715.25 Td (of ) Tj ET Q q 0 0 0 rg BT 145.30 715.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.46 715.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 195.32 715.25 Td (\(Board\) ) Tj ET Q q 0 0 0 rg BT 229.88 715.25 Td (oversees ) Tj ET Q q 0 0 0 rg BT 264.91 715.25 Td (the ) Tj ET Q q 0 0 0 rg BT 278.08 715.25 Td (ERM ) Tj ET Q q 0 0 0 rg BT 298.06 715.25 Td (program, ) Tj ET Q q 0 0 0 rg BT 332.63 715.25 Td (including ) Tj ET Q q 0 0 0 rg BT 366.76 715.25 Td (a ) Tj ET Q q 0 0 0 rg BT 373.08 715.25 Td (review ) Tj ET Q q 0 0 0 rg BT 398.53 715.25 Td (of ) Tj ET Q q 0 0 0 rg BT 407.14 715.25 Td (the ) Tj ET Q q 0 0 0 rg BT 420.30 715.25 Td (Company) Tj ET Q q 0 0 0 rg BT 457.07 715.25 Td (s ) Tj ET Q q 0 0 0 rg BT 462.93 715.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 481.55 715.25 Td (and ) Tj ET Q q 0 0 0 rg BT 496.99 715.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 511.51 715.25 Td (prioritization, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 703.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.13 703.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 97.20 703.25 Td (approval ) Tj ET Q q 0 0 0 rg BT 131.10 703.25 Td (of ) Tj ET Q q 0 0 0 rg BT 140.39 703.25 Td (the ) Tj ET Q q 0 0 0 rg BT 154.23 703.25 Td (ERM ) Tj ET Q q 0 0 0 rg BT 174.90 703.25 Td (policy ) Tj ET Q q 0 0 0 rg BT 198.31 703.25 Td (and ) Tj ET Q q 0 0 0 rg BT 214.44 703.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 229.64 703.25 Td (appetite ) Tj ET Q q 0 0 0 rg BT 261.27 703.25 Td (framework. ) Tj ET Q q 0 0 0 rg BT 304.12 703.25 Td (The ) Tj ET Q q 0 0 0 rg BT 320.69 703.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 335.89 703.25 Td (appetite ) Tj ET Q q 0 0 0 rg BT 367.52 703.25 Td (framework ) Tj ET Q q 0 0 0 rg BT 408.24 703.25 Td (articulates ) Tj ET Q q 0 0 0 rg BT 448.07 703.25 Td (key ) Tj ET Q q 0 0 0 rg BT 463.28 703.25 Td (aspects ) Tj ET Q q 0 0 0 rg BT 493.99 703.25 Td (of ) Tj ET Q q 0 0 0 rg BT 503.28 703.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.12 703.25 Td (Company) Tj ET Q q 0 0 0 rg BT 553.90 703.25 Td (s ) Tj ET Q q 0 0 0 rg BT 560.28 703.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 691.25 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 99.78 691.25 Td (values, ) Tj ET Q q 0 0 0 rg BT 128.23 691.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.38 691.25 Td (brands ) Tj ET Q q 0 0 0 rg BT 171.92 691.25 Td (and ) Tj ET Q q 0 0 0 rg BT 188.06 691.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 221.53 691.25 Td (directional ) Tj ET Q q 0 0 0 rg BT 261.37 691.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 297.12 691.25 Td (on ) Tj ET Q q 0 0 0 rg BT 308.71 691.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 323.93 691.25 Td (taking. ) Tj ET Q q 0 0 0 rg BT 350.56 691.25 Td (Key ) Tj ET Q q 0 0 0 rg BT 367.16 691.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 382.38 691.25 Td (indicators ) Tj ET Q q 0 0 0 rg BT 419.94 691.25 Td (are ) Tj ET Q q 0 0 0 rg BT 434.26 691.25 Td (used ) Tj ET Q q 0 0 0 rg BT 454.51 691.25 Td (to ) Tj ET Q q 0 0 0 rg BT 463.82 691.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 493.63 691.25 Td (and ) Tj ET Q q 0 0 0 rg BT 509.78 691.25 Td (report ) Tj ET Q q 0 0 0 rg BT 533.66 691.25 Td (on ) Tj ET Q q 0 0 0 rg BT 545.25 691.25 Td (risk ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 679.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 102.63 679.25 Td (and ) Tj ET Q q 0 0 0 rg BT 118.91 679.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 150.68 679.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.68 679.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 202.37 679.25 Td (is ) Tj ET Q q 0 0 0 rg BT 210.90 679.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 247.69 679.25 Td (within ) Tj ET Q q 0 0 0 rg BT 271.25 679.25 Td (its ) Tj ET Q q 0 0 0 rg BT 282.05 679.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 297.40 679.25 Td (appetite. ) Tj ET Q q 0 0 0 rg BT 331.47 679.25 Td (Risk ) Tj ET Q q 0 0 0 rg BT 350.01 679.25 Td (owners ) Tj ET Q q 0 0 0 rg BT 379.04 679.25 Td (are ) Tj ET Q q 0 0 0 rg BT 393.49 679.25 Td (assigned ) Tj ET Q q 0 0 0 rg BT 428.91 679.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 460.69 679.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 480.14 679.25 Td (by ) Tj ET Q q 0 0 0 rg BT 491.40 679.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.40 679.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 529.88 679.25 Td (and ) Tj ET Q q 0 0 0 rg BT 546.16 679.25 Td (are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 667.25 Td (responsible ) Tj ET Q q 0 0 0 rg BT 98.22 667.25 Td (for ) Tj ET Q q 0 0 0 rg BT 110.07 667.25 Td (managing ) Tj ET Q q 0 0 0 rg BT 148.37 667.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 163.40 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 179.36 667.25 Td (implementing ) Tj ET Q q 0 0 0 rg BT 230.41 667.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 245.45 667.25 Td (mitigation ) Tj ET Q q 0 0 0 rg BT 282.82 667.25 Td (strategies.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 647.25 Td (ERM ) Tj ET Q q 0 0 0 rg BT 74.50 647.25 Td (Framework) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 627.25 Td (Risk ) Tj ET Q q 0 0 0 rg BT 72.12 627.25 Td (identification ) Tj ET Q q 0 0 0 rg BT 119.89 627.25 Td (and ) Tj ET Q q 0 0 0 rg BT 135.75 627.25 Td (assessments ) Tj ET Q q 0 0 0 rg BT 185.79 627.25 Td (are ) Tj ET Q q 0 0 0 rg BT 199.82 627.25 Td (important ) Tj ET Q q 0 0 0 rg BT 236.18 627.25 Td (elements ) Tj ET Q q 0 0 0 rg BT 271.63 627.25 Td (of ) Tj ET Q q 0 0 0 rg BT 280.65 627.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.23 627.25 Td (Company) Tj ET Q q 0 0 0 rg BT 331.00 627.25 Td (s ) Tj ET Q q 0 0 0 rg BT 337.28 627.25 Td (ERM ) Tj ET Q q 0 0 0 rg BT 357.68 627.25 Td (process ) Tj ET Q q 0 0 0 rg BT 388.57 627.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.43 627.25 Td (framework. ) Tj ET Q q 0 0 0 rg BT 446.73 627.25 Td (An ) Tj ET Q q 0 0 0 rg BT 458.94 627.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 485.74 627.25 Td (ERM ) Tj ET Q q 0 0 0 rg BT 506.13 627.25 Td (assessment ) Tj ET Q q 0 0 0 rg BT 552.07 627.25 Td (is ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 615.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 94.72 615.25 Td (to ) Tj ET Q q 0 0 0 rg BT 104.45 615.25 Td (assist ) Tj ET Q q 0 0 0 rg BT 128.31 615.25 Td (in ) Tj ET Q q 0 0 0 rg BT 137.58 615.25 Td (the ) Tj ET Q q 0 0 0 rg BT 151.86 615.25 Td (update ) Tj ET Q q 0 0 0 rg BT 179.83 615.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.40 615.25 Td (identification ) Tj ET Q q 0 0 0 rg BT 244.88 615.25 Td (of ) Tj ET Q q 0 0 0 rg BT 254.61 615.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 284.39 615.25 Td (and ) Tj ET Q q 0 0 0 rg BT 300.96 615.25 Td (external ) Tj ET Q q 0 0 0 rg BT 333.02 615.25 Td (risks. ) Tj ET Q q 0 0 0 rg BT 354.87 615.25 Td (This ) Tj ET Q q 0 0 0 rg BT 373.25 615.25 Td (assessment ) Tj ET Q q 0 0 0 rg BT 419.89 615.25 Td (is ) Tj ET Q q 0 0 0 rg BT 428.70 615.25 Td (carried ) Tj ET Q q 0 0 0 rg BT 456.65 615.25 Td (out ) Tj ET Q q 0 0 0 rg BT 470.94 615.25 Td (in ) Tj ET Q q 0 0 0 rg BT 480.21 615.25 Td (parallel ) Tj ET Q q 0 0 0 rg BT 509.53 615.25 Td (with ) Tj ET Q q 0 0 0 rg BT 527.00 615.25 Td (strategic ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 603.25 Td (planning ) Tj ET Q q 0 0 0 rg BT 86.93 603.25 Td (through ) Tj ET Q q 0 0 0 rg BT 116.67 603.25 Td (interviews, ) Tj ET Q q 0 0 0 rg BT 157.34 603.25 Td (surveys ) Tj ET Q q 0 0 0 rg BT 187.52 603.25 Td (and ) Tj ET Q q 0 0 0 rg BT 203.13 603.25 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 239.71 603.25 Td (workshops ) Tj ET Q q 0 0 0 rg BT 280.83 603.25 Td (with ) Tj ET Q q 0 0 0 rg BT 297.34 603.25 Td (management ) Tj ET Q q 0 0 0 rg BT 347.14 603.25 Td (and ) Tj ET Q q 0 0 0 rg BT 362.75 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.07 603.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 399.88 603.25 Td (to ) Tj ET Q q 0 0 0 rg BT 408.65 603.25 Td (align ) Tj ET Q q 0 0 0 rg BT 427.90 603.25 Td (stakeholder ) Tj ET Q q 0 0 0 rg BT 472.23 603.25 Td (views. ) Tj ET Q q 0 0 0 rg BT 496.82 603.25 Td (This ) Tj ET Q q 0 0 0 rg BT 514.24 603.25 Td (assessment ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 591.25 Td (is ) Tj ET Q q 0 0 0 rg BT 61.14 591.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 100.20 591.25 Td (for ) Tj ET Q q 0 0 0 rg BT 110.99 591.25 Td (each ) Tj ET Q q 0 0 0 rg BT 130.00 591.25 Td (business ) Tj ET Q q 0 0 0 rg BT 163.59 591.25 Td (unit ) Tj ET Q q 0 0 0 rg BT 178.03 591.25 Td (and ) Tj ET Q q 0 0 0 rg BT 192.93 591.25 Td (aggregated ) Tj ET Q q 0 0 0 rg BT 235.65 591.25 Td (where ) Tj ET Q q 0 0 0 rg BT 259.20 591.25 Td (appropriate. ) Tj ET Q q 0 0 0 rg BT 304.19 591.25 Td (Risks ) Tj ET Q q 0 0 0 rg BT 325.45 591.25 Td (are ) Tj ET Q q 0 0 0 rg BT 338.52 591.25 Td (assessed ) Tj ET Q q 0 0 0 rg BT 374.39 591.25 Td (and ) Tj ET Q q 0 0 0 rg BT 389.29 591.25 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 426.08 591.25 Td (based ) Tj ET Q q 0 0 0 rg BT 449.65 591.25 Td (on ) Tj ET Q q 0 0 0 rg BT 459.99 591.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.61 591.25 Td (Company) Tj ET Q q 0 0 0 rg BT 509.38 591.25 Td (s ) Tj ET Q q 0 0 0 rg BT 514.71 591.25 Td (vulnerability ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 579.25 Td (to ) Tj ET Q q 0 0 0 rg BT 63.53 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 77.63 579.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 93.08 579.25 Td (and ) Tj ET Q q 0 0 0 rg BT 109.45 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.55 579.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 157.25 579.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 184.09 579.25 Td (that ) Tj ET Q q 0 0 0 rg BT 200.47 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 214.56 579.25 Td (underlying ) Tj ET Q q 0 0 0 rg BT 255.09 579.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 274.64 579.25 Td (would ) Tj ET Q q 0 0 0 rg BT 298.76 579.25 Td (have ) Tj ET Q q 0 0 0 rg BT 319.23 579.25 Td (on ) Tj ET Q q 0 0 0 rg BT 331.05 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.14 579.25 Td (Company) Tj ET Q q 0 0 0 rg BT 381.92 579.25 Td (s ) Tj ET Q q 0 0 0 rg BT 388.71 579.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 412.37 579.25 Td (to ) Tj ET Q q 0 0 0 rg BT 421.90 579.25 Td (execute ) Tj ET Q q 0 0 0 rg BT 453.32 579.25 Td (its ) Tj ET Q q 0 0 0 rg BT 464.22 579.25 Td (strategies ) Tj ET Q q 0 0 0 rg BT 502.47 579.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.84 579.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 549.80 579.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 567.25 Td (objectives ) Tj ET Q q 0 0 0 rg BT 92.75 567.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.71 567.25 Td (on ) Tj ET Q q 0 0 0 rg BT 120.11 567.25 Td (the ) Tj ET Q q 0 0 0 rg BT 133.79 567.25 Td (Company) Tj ET Q q 0 0 0 rg BT 170.57 567.25 Td (s ) Tj ET Q q 0 0 0 rg BT 176.95 567.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 209.32 567.25 Td (performance.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 547.25 Td (Risk ) Tj ET Q q 0 0 0 rg BT 72.22 547.25 Td (Monitoring ) Tj ET Q q 0 0 0 rg BT 112.79 547.25 Td (and ) Tj ET Q q 0 0 0 rg BT 128.75 547.25 Td (Reporting) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (On ) Tj ET Q q 0 0 0 rg BT 66.47 527.25 Td (a ) Tj ET Q q 0 0 0 rg BT 72.55 527.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 105.98 527.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 128.93 527.25 Td (management ) Tj ET Q q 0 0 0 rg BT 178.32 527.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 210.84 527.25 Td (an ) Tj ET Q q 0 0 0 rg BT 221.49 527.25 Td (update ) Tj ET Q q 0 0 0 rg BT 248.09 527.25 Td (to ) Tj ET Q q 0 0 0 rg BT 256.46 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.39 527.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 292.79 527.25 Td (\(or ) Tj ET Q q 0 0 0 rg BT 304.33 527.25 Td (a ) Tj ET Q q 0 0 0 rg BT 310.42 527.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 351.59 527.25 Td (of ) Tj ET Q q 0 0 0 rg BT 359.95 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.88 527.25 Td (Board\) ) Tj ET Q q 0 0 0 rg BT 399.01 527.25 Td (on ) Tj ET Q q 0 0 0 rg BT 409.66 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 422.58 527.25 Td (status ) Tj ET Q q 0 0 0 rg BT 445.99 527.25 Td (of ) Tj ET Q q 0 0 0 rg BT 454.36 527.25 Td (key ) Tj ET Q q 0 0 0 rg BT 468.65 527.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 487.03 527.25 Td (based ) Tj ET Q q 0 0 0 rg BT 510.89 527.25 Td (on ) Tj ET Q q 0 0 0 rg BT 521.54 527.25 Td (significant ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 87.25 515.25 Td (from ) Tj ET Q q 0 0 0 rg BT 105.90 515.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.55 515.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 138.20 515.25 Td (update, ) Tj ET Q q 0 0 0 rg BT 167.81 515.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 209.72 515.25 Td (impacts ) Tj ET Q q 0 0 0 rg BT 240.23 515.25 Td (in ) Tj ET Q q 0 0 0 rg BT 248.86 515.25 Td (future ) Tj ET Q q 0 0 0 rg BT 272.08 515.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 301.22 515.25 Td (and ) Tj ET Q q 0 0 0 rg BT 317.15 515.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 355.86 515.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 389.12 515.25 Td (in ) Tj ET Q q 0 0 0 rg BT 397.74 515.25 Td (key ) Tj ET Q q 0 0 0 rg BT 412.75 515.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 427.76 515.25 Td (indicators. ) Tj ET Q q 0 0 0 rg BT 467.38 515.25 Td (In ) Tj ET Q q 0 0 0 rg BT 476.47 515.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 509.72 515.25 Td (the ) Tj ET Q q 0 0 0 rg BT 523.37 515.25 Td (long-term ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 503.25 Td (\(three-year\) ) Tj ET Q q 0 0 0 rg BT 99.11 503.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 114.15 503.25 Td (level ) Tj ET Q q 0 0 0 rg BT 133.29 503.25 Td (is ) Tj ET Q q 0 0 0 rg BT 141.50 503.25 Td (assessed ) Tj ET Q q 0 0 0 rg BT 178.42 503.25 Td (to ) Tj ET Q q 0 0 0 rg BT 187.54 503.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 217.17 503.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 250.46 503.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 287.37 503.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 302.40 503.25 Td (impacts, ) Tj ET Q q 0 0 0 rg BT 335.22 503.25 Td (which ) Tj ET Q q 0 0 0 rg BT 358.46 503.25 Td (may ) Tj ET Q q 0 0 0 rg BT 376.24 503.25 Td (assist ) Tj ET Q q 0 0 0 rg BT 399.48 503.25 Td (in ) Tj ET Q q 0 0 0 rg BT 408.15 503.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 423.18 503.25 Td (mitigation ) Tj ET Q q 0 0 0 rg BT 460.56 503.25 Td (planning ) Tj ET Q q 0 0 0 rg BT 493.84 503.25 Td (activities.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 483.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 70.65 483.25 Td (of ) Tj ET Q q 0 0 0 rg BT 80.02 483.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.94 483.25 Td (key ) Tj ET Q q 0 0 0 rg BT 109.23 483.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 128.61 483.25 Td (has ) Tj ET Q q 0 0 0 rg BT 144.36 483.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.28 483.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 191.81 483.25 Td (to ) Tj ET Q q 0 0 0 rg BT 201.18 483.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 240.63 483.25 Td (af) Tj ET Q q 0 0 0 rg BT 247.33 483.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 263.08 483.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.00 483.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 314.62 483.25 Td (and ) Tj ET Q q 0 0 0 rg BT 330.82 483.25 Td (its ) Tj ET Q q 0 0 0 rg BT 341.55 483.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 374.16 483.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 424.85 483.25 Td (The ) Tj ET Q q 0 0 0 rg BT 441.50 483.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 479.12 483.25 Td (has ) Tj ET Q q 0 0 0 rg BT 494.86 483.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 510.14 483.25 Td (management ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 471.25 Td (strategies ) Tj ET Q q 0 0 0 rg BT 92.00 471.25 Td (in ) Tj ET Q q 0 0 0 rg BT 100.82 471.25 Td (place ) Tj ET Q q 0 0 0 rg BT 122.86 471.25 Td (for ) Tj ET Q q 0 0 0 rg BT 134.87 471.25 Td (key ) Tj ET Q q 0 0 0 rg BT 150.07 471.25 Td (risks. ) Tj ET Q q 0 0 0 rg BT 171.64 471.25 Td (However) Tj ET Q q 0 0 0 rg BT 203.54 471.25 Td (, ) Tj ET Q q 0 0 0 rg BT 208.26 471.25 Td (there ) Tj ET Q q 0 0 0 rg BT 229.39 471.25 Td (can ) Tj ET Q q 0 0 0 rg BT 245.05 471.25 Td (be ) Tj ET Q q 0 0 0 rg BT 256.61 471.25 Td (no ) Tj ET Q q 0 0 0 rg BT 268.17 471.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 308.45 471.25 Td (that ) Tj ET Q q 0 0 0 rg BT 324.57 471.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.41 471.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 357.70 471.25 Td (will ) Tj ET Q q 0 0 0 rg BT 371.52 471.25 Td (be ) Tj ET Q q 0 0 0 rg BT 383.08 471.25 Td (mitigated ) Tj ET Q q 0 0 0 rg BT 418.80 471.25 Td (or ) Tj ET Q q 0 0 0 rg BT 428.52 471.25 Td (will ) Tj ET Q q 0 0 0 rg BT 442.34 471.25 Td (not ) Tj ET Q q 0 0 0 rg BT 456.18 471.25 Td (materialize ) Tj ET Q q 0 0 0 rg BT 498.27 471.25 Td (or ) Tj ET Q q 0 0 0 rg BT 508.00 471.25 Td (that ) Tj ET Q q 0 0 0 rg BT 524.12 471.25 Td (events ) Tj ET Q q 0 0 0 rg BT 550.72 471.25 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 459.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 108.69 459.25 Td (will ) Tj ET Q q 0 0 0 rg BT 122.35 459.25 Td (not ) Tj ET Q q 0 0 0 rg BT 136.04 459.25 Td (occur ) Tj ET Q q 0 0 0 rg BT 158.37 459.25 Td (that ) Tj ET Q q 0 0 0 rg BT 174.33 459.25 Td (could ) Tj ET Q q 0 0 0 rg BT 196.22 459.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 233.59 459.25 Td (af) Tj ET Q q 0 0 0 rg BT 240.29 459.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 255.80 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.48 459.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 310.51 459.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 351.09 459.25 Td (or ) Tj ET Q q 0 0 0 rg BT 360.66 459.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 393.03 459.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 428.14 459.25 Td (or ) Tj ET Q q 0 0 0 rg BT 437.71 459.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 486.02 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 495.14 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 508.82 459.25 Td (Company) Tj ET Q q 0 0 0 rg BT 543.32 459.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 439.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.82 439.25 Td (following ) Tj ET Q q 0 0 0 rg BT 103.41 439.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 143.38 439.25 Td (of ) Tj ET Q q 0 0 0 rg BT 151.91 439.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 170.45 439.25 Td (identifies ) Tj ET Q q 0 0 0 rg BT 204.50 439.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 242.66 439.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 268.96 439.25 Td (that ) Tj ET Q q 0 0 0 rg BT 284.33 439.25 Td (could ) Tj ET Q q 0 0 0 rg BT 305.62 439.25 Td (have ) Tj ET Q q 0 0 0 rg BT 325.08 439.25 Td (a ) Tj ET Q q 0 0 0 rg BT 331.33 439.25 Td (material ) Tj ET Q q 0 0 0 rg BT 362.18 439.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 393.04 439.25 Td (ef) Tj ET Q q 0 0 0 rg BT 399.74 439.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 414.65 439.25 Td (on ) Tj ET Q q 0 0 0 rg BT 425.46 439.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.54 439.25 Td (Company) Tj ET Q q 0 0 0 rg BT 475.32 439.25 Td (s ) Tj ET Q q 0 0 0 rg BT 481.10 439.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 517.44 439.25 Td (operations, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 427.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 85.24 427.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 119.22 427.25 Td (or ) Tj ET Q q 0 0 0 rg BT 127.66 427.25 Td (future ) Tj ET Q q 0 0 0 rg BT 149.78 427.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 181.02 427.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 230.49 427.25 Td ( ) Tj ET Q q 0 0 0 rg BT 231.57 427.25 Td (This ) Tj ET Q q 0 0 0 rg BT 248.21 427.25 Td (information ) Tj ET Q q 0 0 0 rg BT 289.93 427.25 Td (should ) Tj ET Q q 0 0 0 rg BT 315.25 427.25 Td (be ) Tj ET Q q 0 0 0 rg BT 325.52 427.25 Td (read ) Tj ET Q q 0 0 0 rg BT 343.08 427.25 Td (in ) Tj ET Q q 0 0 0 rg BT 350.61 427.25 Td (conjunction ) Tj ET Q q 0 0 0 rg BT 393.26 427.25 Td (with ) Tj ET Q q 0 0 0 rg BT 408.99 427.25 Td (the ) Tj ET Q q 0 0 0 rg BT 421.54 427.25 Td (Company) Tj ET Q q 0 0 0 rg BT 458.31 427.25 Td (s ) Tj ET Q q 0 0 0 rg BT 463.56 427.25 Td (Management) Tj ET Q q 0 0 0 rg BT 513.11 427.25 Td (s ) Tj ET Q q 0 0 0 rg BT 518.36 427.25 Td (Discussion ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 415.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.33 415.25 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 101.91 415.25 Td (\(MD&A) Tj ET Q q 0 0 0 rg BT 130.46 415.25 Td () Tj ET Q q 0 0 0 rg BT 132.14 415.25 Td (\) ) Tj ET Q q 0 0 0 rg BT 138.74 415.25 Td (and ) Tj ET Q q 0 0 0 rg BT 154.47 415.25 Td (the ) Tj ET Q q 0 0 0 rg BT 167.92 415.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 217.84 415.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 252.71 415.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 296.24 415.25 Td (and ) Tj ET Q q 0 0 0 rg BT 311.97 415.25 Td (related ) Tj ET Q q 0 0 0 rg BT 339.09 415.25 Td (notes. ) Tj ET Q q 0 0 0 rg BT 363.36 415.25 Td (The ) Tj ET Q q 0 0 0 rg BT 379.54 415.25 Td (following ) Tj ET Q q 0 0 0 rg BT 413.50 415.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 453.84 415.25 Td (of ) Tj ET Q q 0 0 0 rg BT 462.73 415.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 481.63 415.25 Td (is ) Tj ET Q q 0 0 0 rg BT 489.60 415.25 Td (not ) Tj ET Q q 0 0 0 rg BT 503.06 415.25 Td (exhaustive, ) Tj ET Q q 0 0 0 rg BT 546.59 415.25 Td (but ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 403.25 Td (is ) Tj ET Q q 0 0 0 rg BT 62.20 403.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 97.77 403.25 Td (to ) Tj ET Q q 0 0 0 rg BT 106.89 403.25 Td (highlight ) Tj ET Q q 0 0 0 rg BT 139.72 403.25 Td (the ) Tj ET Q q 0 0 0 rg BT 153.40 403.25 Td (key ) Tj ET Q q 0 0 0 rg BT 168.44 403.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 187.58 403.25 Td (in ) Tj ET Q q 0 0 0 rg BT 196.24 403.25 Td (the ) Tj ET Q q 0 0 0 rg BT 209.92 403.25 Td (Company) Tj ET Q q 0 0 0 rg BT 246.70 403.25 Td (s ) Tj ET Q q 0 0 0 rg BT 253.08 403.25 Td (business:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 374.37 Td (4.2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 374.37 Td (Operating Risks and Risk Management) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 355.25 Td (Cybersecurity) Tj ET Q q 0 0 0 rg BT 108.09 355.25 Td (, ) Tj ET Q q 0 0 0 rg BT 112.17 355.25 Td (Privacy ) Tj ET Q q 0 0 0 rg BT 143.16 355.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 157.74 355.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 159.55 355.25 Td (Data ) Tj ET Q q 0 0 0 rg BT 179.12 355.25 Td (Breaches ) Tj ET Q q 0 0 0 rg BT 217.85 355.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 219.66 355.25 Td (The ) Tj ET Q q 0 0 0 rg BT 235.60 355.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 272.50 355.25 Td (depends ) Tj ET Q q 0 0 0 rg BT 305.77 355.25 Td (on ) Tj ET Q q 0 0 0 rg BT 316.70 355.25 Td (the ) Tj ET Q q 0 0 0 rg BT 329.90 355.25 Td (uninterrupted ) Tj ET Q q 0 0 0 rg BT 380.04 355.25 Td (operation ) Tj ET Q q 0 0 0 rg BT 416.04 355.25 Td (of ) Tj ET Q q 0 0 0 rg BT 424.69 355.25 Td (its ) Tj ET Q q 0 0 0 rg BT 434.70 355.25 Td (IT) Tj ET Q q 0 0 0 rg BT 441.84 355.25 Td ( ) Tj ET Q q 0 0 0 rg BT 443.65 355.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 477.82 355.25 Td (networks ) Tj ET Q q 0 0 0 rg BT 512.44 355.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.93 355.25 Td (services ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 343.25 Td (including ) Tj ET Q q 0 0 0 rg BT 88.79 343.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 118.10 343.25 Td (and ) Tj ET Q q 0 0 0 rg BT 134.21 343.25 Td (public ) Tj ET Q q 0 0 0 rg BT 158.05 343.25 Td (internet ) Tj ET Q q 0 0 0 rg BT 187.83 343.25 Td (sites, ) Tj ET Q q 0 0 0 rg BT 209.39 343.25 Td (data ) Tj ET Q q 0 0 0 rg BT 227.77 343.25 Td (hosting ) Tj ET Q q 0 0 0 rg BT 256.64 343.25 Td (and ) Tj ET Q q 0 0 0 rg BT 272.74 343.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 314.82 343.25 Td (facilities ) Tj ET Q q 0 0 0 rg BT 346.41 343.25 Td (and ) Tj ET Q q 0 0 0 rg BT 362.51 343.25 Td (cloud-based ) Tj ET Q q 0 0 0 rg BT 409.61 343.25 Td (services ) Tj ET Q q 0 0 0 rg BT 442.11 343.25 Td (and ) Tj ET Q q 0 0 0 rg BT 458.21 343.25 Td (hardware, ) Tj ET Q q 0 0 0 rg BT 497.09 343.25 Td (such ) Tj ET Q q 0 0 0 rg BT 516.84 343.25 Td (as ) Tj ET Q q 0 0 0 rg BT 527.92 343.25 Td (point-of-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 331.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 71.32 331.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 113.26 331.25 Td (at ) Tj ET Q q 0 0 0 rg BT 122.38 331.25 Td (stores, ) Tj ET Q q 0 0 0 rg BT 149.28 331.25 Td (to ) Tj ET Q q 0 0 0 rg BT 158.40 331.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 188.49 331.25 Td (its ) Tj ET Q q 0 0 0 rg BT 198.98 331.25 Td (business.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 311.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.14 311.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.83 311.25 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 108.75 311.25 Td (course ) Tj ET Q q 0 0 0 rg BT 135.66 311.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.80 311.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 181.75 311.25 Td (the ) Tj ET Q q 0 0 0 rg BT 195.44 311.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 232.83 311.25 Td (collects, ) Tj ET Q q 0 0 0 rg BT 264.76 311.25 Td (processes, ) Tj ET Q q 0 0 0 rg BT 306.71 311.25 Td (transmits ) Tj ET Q q 0 0 0 rg BT 342.27 311.25 Td (and ) Tj ET Q q 0 0 0 rg BT 358.25 311.25 Td (retains ) Tj ET Q q 0 0 0 rg BT 385.16 311.25 Td (confidential, ) Tj ET Q q 0 0 0 rg BT 431.23 311.25 Td (sensitive ) Tj ET Q q 0 0 0 rg BT 465.43 311.25 Td (and ) Tj ET Q q 0 0 0 rg BT 481.41 311.25 Td (personal ) Tj ET Q q 0 0 0 rg BT 515.16 311.25 Td (information, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 299.25 Td (including ) Tj ET Q q 0 0 0 rg BT 89.87 299.25 Td (personal ) Tj ET Q q 0 0 0 rg BT 124.83 299.25 Td (health ) Tj ET Q q 0 0 0 rg BT 150.68 299.25 Td (and ) Tj ET Q q 0 0 0 rg BT 167.87 299.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 201.46 299.25 Td (information ) Tj ET Q q 0 0 0 rg BT 245.53 299.25 Td (\(Confidential ) Tj ET Q q 0 0 0 rg BT 297.80 299.25 Td (Information\) ) Tj ET Q q 0 0 0 rg BT 347.79 299.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 385.94 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 400.85 299.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 439.44 299.25 Td (and ) Tj ET Q q 0 0 0 rg BT 456.63 299.25 Td (its ) Tj ET Q q 0 0 0 rg BT 468.34 299.25 Td (employees, ) Tj ET Q q 0 0 0 rg BT 513.78 299.25 Td (franchisees, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 98.64 287.25 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 132.79 287.25 Td (customers, ) Tj ET Q q 0 0 0 rg BT 175.60 287.25 Td (patients, ) Tj ET Q q 0 0 0 rg BT 209.31 287.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 232.06 287.25 Td (card ) Tj ET Q q 0 0 0 rg BT 250.71 287.25 Td (holders ) Tj ET Q q 0 0 0 rg BT 280.31 287.25 Td (and ) Tj ET Q q 0 0 0 rg BT 296.69 287.25 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 322.64 287.25 Td (program ) Tj ET Q q 0 0 0 rg BT 355.87 287.25 Td (members. ) Tj ET Q q 0 0 0 rg BT 395.03 287.25 Td (Some ) Tj ET Q q 0 0 0 rg BT 419.15 287.25 Td (of ) Tj ET Q q 0 0 0 rg BT 428.69 287.25 Td (this ) Tj ET Q q 0 0 0 rg BT 444.15 287.25 Td (Confidential ) Tj ET Q q 0 0 0 rg BT 490.16 287.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 533.88 287.25 Td (is ) Tj ET Q q 0 0 0 rg BT 542.51 287.25 Td (held ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.44 275.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 107.38 275.25 Td (by ) Tj ET Q q 0 0 0 rg BT 118.80 275.25 Td (third ) Tj ET Q q 0 0 0 rg BT 137.51 275.25 Td (party ) Tj ET Q q 0 0 0 rg BT 158.49 275.25 Td (service ) Tj ET Q q 0 0 0 rg BT 187.23 275.25 Td (providers. ) Tj ET Q q 0 0 0 rg BT 225.44 275.25 Td (As ) Tj ET Q q 0 0 0 rg BT 237.77 275.25 Td (with ) Tj ET Q q 0 0 0 rg BT 255.10 275.25 Td (other ) Tj ET Q q 0 0 0 rg BT 276.55 275.25 Td (large ) Tj ET Q q 0 0 0 rg BT 297.54 275.25 Td (companies, ) Tj ET Q q 0 0 0 rg BT 342.23 275.25 Td (the ) Tj ET Q q 0 0 0 rg BT 356.38 275.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 394.23 275.25 Td (is ) Tj ET Q q 0 0 0 rg BT 402.91 275.25 Td (regularly ) Tj ET Q q 0 0 0 rg BT 437.11 275.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 465.85 275.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.44 275.25 Td (cyberattacks ) Tj ET Q q 0 0 0 rg BT 524.24 275.25 Td (and ) Tj ET Q q 0 0 0 rg BT 540.67 275.25 Td (such ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (attempts ) Tj ET Q q 0 0 0 rg BT 87.74 263.25 Td (are ) Tj ET Q q 0 0 0 rg BT 101.87 263.25 Td (occurring ) Tj ET Q q 0 0 0 rg BT 137.87 263.25 Td (more ) Tj ET Q q 0 0 0 rg BT 158.83 263.25 Td (frequently) Tj ET Q q 0 0 0 rg BT 194.25 263.25 Td (, ) Tj ET Q q 0 0 0 rg BT 198.81 263.25 Td (are ) Tj ET Q q 0 0 0 rg BT 212.94 263.25 Td (constantly ) Tj ET Q q 0 0 0 rg BT 252.15 263.25 Td (evolving ) Tj ET Q q 0 0 0 rg BT 284.52 263.25 Td (in ) Tj ET Q q 0 0 0 rg BT 293.18 263.25 Td (nature ) Tj ET Q q 0 0 0 rg BT 318.71 263.25 Td (and ) Tj ET Q q 0 0 0 rg BT 334.67 263.25 Td (are ) Tj ET Q q 0 0 0 rg BT 348.80 263.25 Td (becoming ) Tj ET Q q 0 0 0 rg BT 386.64 263.25 Td (more ) Tj ET Q q 0 0 0 rg BT 407.60 263.25 Td (sophisticated. ) Tj ET Q q 0 0 0 rg BT 460.04 263.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 243.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.34 243.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.64 243.25 Td (has ) Tj ET Q q 0 0 0 rg BT 123.07 243.25 Td (implemented ) Tj ET Q q 0 0 0 rg BT 172.23 243.25 Td (security ) Tj ET Q q 0 0 0 rg BT 202.69 243.25 Td (measures, ) Tj ET Q q 0 0 0 rg BT 243.19 243.25 Td (including ) Tj ET Q q 0 0 0 rg BT 277.76 243.25 Td (employee ) Tj ET Q q 0 0 0 rg BT 315.53 243.25 Td (training, ) Tj ET Q q 0 0 0 rg BT 346.91 243.25 Td (monitoring ) Tj ET Q q 0 0 0 rg BT 387.40 243.25 Td (and ) Tj ET Q q 0 0 0 rg BT 403.29 243.25 Td (testing, ) Tj ET Q q 0 0 0 rg BT 431.95 243.25 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 481.11 243.25 Td (of ) Tj ET Q q 0 0 0 rg BT 490.16 243.25 Td (protective ) Tj ET Q q 0 0 0 rg BT 527.93 243.25 Td (systems ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 231.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.95 231.25 Td (contingency ) Tj ET Q q 0 0 0 rg BT 115.99 231.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 140.14 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 149.25 231.25 Td (protect ) Tj ET Q q 0 0 0 rg BT 176.59 231.25 Td (and ) Tj ET Q q 0 0 0 rg BT 192.53 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 201.64 231.25 Td (prevent ) Tj ET Q q 0 0 0 rg BT 231.26 231.25 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 280.95 231.25 Td (access ) Tj ET Q q 0 0 0 rg BT 308.74 231.25 Td (of ) Tj ET Q q 0 0 0 rg BT 317.85 231.25 Td (Confidential ) Tj ET Q q 0 0 0 rg BT 363.42 231.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 406.71 231.25 Td (and ) Tj ET Q q 0 0 0 rg BT 422.66 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 431.77 231.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 459.11 231.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.78 231.25 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 509.24 231.25 Td (of ) Tj ET Q q 0 0 0 rg BT 518.34 231.25 Td (disruptions ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 219.25 Td (to ) Tj ET Q q 0 0 0 rg BT 63.10 219.25 Td (its ) Tj ET Q q 0 0 0 rg BT 73.57 219.25 Td (IT) Tj ET Q q 0 0 0 rg BT 80.72 219.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.98 219.25 Td (systems. ) Tj ET Q q 0 0 0 rg BT 117.46 219.25 Td (The ) Tj ET Q q 0 0 0 rg BT 133.86 219.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 171.22 219.25 Td (continues ) Tj ET Q q 0 0 0 rg BT 208.59 219.25 Td (to ) Tj ET Q q 0 0 0 rg BT 217.69 219.25 Td (make ) Tj ET Q q 0 0 0 rg BT 240.01 219.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 273.27 219.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 319.29 219.25 Td (in ) Tj ET Q q 0 0 0 rg BT 327.94 219.25 Td (this ) Tj ET Q q 0 0 0 rg BT 342.96 219.25 Td (area, ) Tj ET Q q 0 0 0 rg BT 363.92 219.25 Td (including ) Tj ET Q q 0 0 0 rg BT 398.55 219.25 Td (employee ) Tj ET Q q 0 0 0 rg BT 436.37 219.25 Td (training, ) Tj ET Q q 0 0 0 rg BT 467.81 219.25 Td (in ) Tj ET Q q 0 0 0 rg BT 476.46 219.25 Td (order ) Tj ET Q q 0 0 0 rg BT 497.86 219.25 Td (to ) Tj ET Q q 0 0 0 rg BT 506.96 219.25 Td (mitigate ) Tj ET Q q 0 0 0 rg BT 537.94 219.25 Td (cyber ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 207.25 Td (threats. ) Tj ET Q q 0 0 0 rg BT 83.49 207.25 Td (The ) Tj ET Q q 0 0 0 rg BT 99.90 207.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 137.28 207.25 Td (also ) Tj ET Q q 0 0 0 rg BT 154.60 207.25 Td (has ) Tj ET Q q 0 0 0 rg BT 170.10 207.25 Td (security ) Tj ET Q q 0 0 0 rg BT 200.64 207.25 Td (processes, ) Tj ET Q q 0 0 0 rg BT 242.58 207.25 Td (protocols ) Tj ET Q q 0 0 0 rg BT 278.14 207.25 Td (and ) Tj ET Q q 0 0 0 rg BT 294.10 207.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 332.39 207.25 Td (that ) Tj ET Q q 0 0 0 rg BT 348.36 207.25 Td (are ) Tj ET Q q 0 0 0 rg BT 362.49 207.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 401.70 207.25 Td (to ) Tj ET Q q 0 0 0 rg BT 410.82 207.25 Td (its ) Tj ET Q q 0 0 0 rg BT 421.30 207.25 Td (third ) Tj ET Q q 0 0 0 rg BT 439.53 207.25 Td (party ) Tj ET Q q 0 0 0 rg BT 460.04 207.25 Td (service ) Tj ET Q q 0 0 0 rg BT 488.30 207.25 Td (providers. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 187.25 Td (Despite ) Tj ET Q q 0 0 0 rg BT 83.44 187.25 Td (these ) Tj ET Q q 0 0 0 rg BT 105.13 187.25 Td (measures, ) Tj ET Q q 0 0 0 rg BT 145.05 187.25 Td (all ) Tj ET Q q 0 0 0 rg BT 154.88 187.25 Td (of ) Tj ET Q q 0 0 0 rg BT 163.36 187.25 Td (the ) Tj ET Q q 0 0 0 rg BT 176.39 187.25 Td (Company) Tj ET Q q 0 0 0 rg BT 213.16 187.25 Td (s ) Tj ET Q q 0 0 0 rg BT 218.90 187.25 Td (information ) Tj ET Q q 0 0 0 rg BT 261.10 187.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 295.09 187.25 Td (including ) Tj ET Q q 0 0 0 rg BT 329.09 187.25 Td (its ) Tj ET Q q 0 0 0 rg BT 338.92 187.25 Td (back-up ) Tj ET Q q 0 0 0 rg BT 369.73 187.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 401.44 187.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.75 187.25 Td (any ) Tj ET Q q 0 0 0 rg BT 431.61 187.25 Td (third ) Tj ET Q q 0 0 0 rg BT 449.19 187.25 Td (party ) Tj ET Q q 0 0 0 rg BT 469.06 187.25 Td (service ) Tj ET Q q 0 0 0 rg BT 496.67 187.25 Td (provider ) Tj ET Q q 0 0 0 rg BT 527.92 187.25 Td (systems ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 175.25 Td (that ) Tj ET Q q 0 0 0 rg BT 70.36 175.25 Td (it ) Tj ET Q q 0 0 0 rg BT 77.14 175.25 Td (employs, ) Tj ET Q q 0 0 0 rg BT 112.64 175.25 Td (are ) Tj ET Q q 0 0 0 rg BT 127.17 175.25 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 167.69 175.25 Td (to ) Tj ET Q q 0 0 0 rg BT 177.21 175.25 Td (damage, ) Tj ET Q q 0 0 0 rg BT 211.80 175.25 Td (interruption, ) Tj ET Q q 0 0 0 rg BT 257.79 175.25 Td (disability ) Tj ET Q q 0 0 0 rg BT 291.92 175.25 Td (or ) Tj ET Q q 0 0 0 rg BT 301.89 175.25 Td (failures ) Tj ET Q q 0 0 0 rg BT 331.01 175.25 Td (due ) Tj ET Q q 0 0 0 rg BT 347.37 175.25 Td (to ) Tj ET Q q 0 0 0 rg BT 356.89 175.25 Td (a ) Tj ET Q q 0 0 0 rg BT 364.13 175.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 390.97 175.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.49 175.25 Td (reasons, ) Tj ET Q q 0 0 0 rg BT 434.62 175.25 Td (including ) Tj ET Q q 0 0 0 rg BT 469.67 175.25 Td (physical ) Tj ET Q q 0 0 0 rg BT 501.98 175.25 Td (theft, ) Tj ET Q q 0 0 0 rg BT 522.90 175.25 Td (electronic ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 163.25 Td (theft, ) Tj ET Q q 0 0 0 rg BT 74.75 163.25 Td (fire, ) Tj ET Q q 0 0 0 rg BT 90.94 163.25 Td (power ) Tj ET Q q 0 0 0 rg BT 115.78 163.25 Td (loss, ) Tj ET Q q 0 0 0 rg BT 135.16 163.25 Td (computer ) Tj ET Q q 0 0 0 rg BT 171.85 163.25 Td (and ) Tj ET Q q 0 0 0 rg BT 188.04 163.25 Td (telecommunication ) Tj ET Q q 0 0 0 rg BT 258.93 163.25 Td (failures ) Tj ET Q q 0 0 0 rg BT 287.88 163.25 Td (or ) Tj ET Q q 0 0 0 rg BT 297.68 163.25 Td (other ) Tj ET Q q 0 0 0 rg BT 318.88 163.25 Td (catastrophic ) Tj ET Q q 0 0 0 rg BT 365.61 163.25 Td (events, ) Tj ET Q q 0 0 0 rg BT 394.57 163.25 Td (as ) Tj ET Q q 0 0 0 rg BT 405.74 163.25 Td (well ) Tj ET Q q 0 0 0 rg BT 422.38 163.25 Td (as ) Tj ET Q q 0 0 0 rg BT 433.55 163.25 Td (from ) Tj ET Q q 0 0 0 rg BT 452.46 163.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 481.87 163.25 Td (and ) Tj ET Q q 0 0 0 rg BT 498.06 163.25 Td (external ) Tj ET Q q 0 0 0 rg BT 529.75 163.25 Td (security ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 151.25 Td (breaches, ) Tj ET Q q 0 0 0 rg BT 92.30 151.25 Td (denial ) Tj ET Q q 0 0 0 rg BT 116.46 151.25 Td (of ) Tj ET Q q 0 0 0 rg BT 125.58 151.25 Td (service ) Tj ET Q q 0 0 0 rg BT 153.84 151.25 Td (attacks, ) Tj ET Q q 0 0 0 rg BT 184.39 151.25 Td (viruses, ) Tj ET Q q 0 0 0 rg BT 214.92 151.25 Td (worms ) Tj ET Q q 0 0 0 rg BT 241.34 151.25 Td (and ) Tj ET Q q 0 0 0 rg BT 257.31 151.25 Td (other ) Tj ET Q q 0 0 0 rg BT 278.28 151.25 Td (known ) Tj ET Q q 0 0 0 rg BT 304.26 151.25 Td (or ) Tj ET Q q 0 0 0 rg BT 313.83 151.25 Td (unknown ) Tj ET Q q 0 0 0 rg BT 348.93 151.25 Td (disruptive ) Tj ET Q q 0 0 0 rg BT 386.31 151.25 Td (events. ) Tj ET Q q 0 0 0 rg BT 415.04 151.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 131.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.54 131.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.05 131.25 Td (or ) Tj ET Q q 0 0 0 rg BT 117.75 131.25 Td (its ) Tj ET Q q 0 0 0 rg BT 128.36 131.25 Td (third ) Tj ET Q q 0 0 0 rg BT 146.73 131.25 Td (party ) Tj ET Q q 0 0 0 rg BT 167.37 131.25 Td (service ) Tj ET Q q 0 0 0 rg BT 195.76 131.25 Td (providers ) Tj ET Q q 0 0 0 rg BT 231.90 131.25 Td (may ) Tj ET Q q 0 0 0 rg BT 249.80 131.25 Td (be ) Tj ET Q q 0 0 0 rg BT 261.33 131.25 Td (unable ) Tj ET Q q 0 0 0 rg BT 288.37 131.25 Td (to ) Tj ET Q q 0 0 0 rg BT 297.62 131.25 Td (anticipate, ) Tj ET Q q 0 0 0 rg BT 337.42 131.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 361.25 131.25 Td (identify ) Tj ET Q q 0 0 0 rg BT 389.65 131.25 Td (or ) Tj ET Q q 0 0 0 rg BT 399.35 131.25 Td (appropriately ) Tj ET Q q 0 0 0 rg BT 449.17 131.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 481.21 131.25 Td (to ) Tj ET Q q 0 0 0 rg BT 490.47 131.25 Td (one ) Tj ET Q q 0 0 0 rg BT 506.56 131.25 Td (or ) Tj ET Q q 0 0 0 rg BT 516.26 131.25 Td (more ) Tj ET Q q 0 0 0 rg BT 537.35 131.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 131.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 119.25 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 80.98 119.25 Td (evolving ) Tj ET Q q 0 0 0 rg BT 113.90 119.25 Td (and ) Tj ET Q q 0 0 0 rg BT 130.41 119.25 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 176.54 119.25 Td (sophisticated ) Tj ET Q q 0 0 0 rg BT 227.24 119.25 Td (means ) Tj ET Q q 0 0 0 rg BT 254.68 119.25 Td (by ) Tj ET Q q 0 0 0 rg BT 266.17 119.25 Td (which ) Tj ET Q q 0 0 0 rg BT 289.96 119.25 Td (computer ) Tj ET Q q 0 0 0 rg BT 326.97 119.25 Td (hackers, ) Tj ET Q q 0 0 0 rg BT 360.80 119.25 Td (cyber ) Tj ET Q q 0 0 0 rg BT 383.68 119.25 Td (terrorists ) Tj ET Q q 0 0 0 rg BT 418.40 119.25 Td (and ) Tj ET Q q 0 0 0 rg BT 434.91 119.25 Td (others ) Tj ET Q q 0 0 0 rg BT 460.53 119.25 Td (may ) Tj ET Q q 0 0 0 rg BT 478.85 119.25 Td (attempt ) Tj ET Q q 0 0 0 rg BT 509.04 119.25 Td (to ) Tj ET Q q 0 0 0 rg BT 518.70 119.25 Td (breach ) Tj ET Q q 0 0 0 rg BT 546.61 119.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 107.25 Td (Company) Tj ET Q q 0 0 0 rg BT 90.77 107.25 Td (s ) Tj ET Q q 0 0 0 rg BT 97.15 107.25 Td (security ) Tj ET Q q 0 0 0 rg BT 127.69 107.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 165.98 107.25 Td (or ) Tj ET Q q 0 0 0 rg BT 175.55 107.25 Td (those ) Tj ET Q q 0 0 0 rg BT 197.89 107.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.01 107.25 Td (our ) Tj ET Q q 0 0 0 rg BT 221.14 107.25 Td (third ) Tj ET Q q 0 0 0 rg BT 239.38 107.25 Td (party ) Tj ET Q q 0 0 0 rg BT 259.89 107.25 Td (service ) Tj ET Q q 0 0 0 rg BT 288.15 107.25 Td (providers) Tj ET Q q 0 0 0 rg BT 323.39 107.25 Td ( ) Tj ET Q q 0 0 0 rg BT 325.67 107.25 Td (information ) Tj ET Q q 0 0 0 rg BT 368.52 107.25 Td (systems. ) Tj ET Q q 0 0 0 rg BT 403.16 107.25 Td ( ) Tj ET Q endstream endobj 33 0 obj <> endobj 34 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (16) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (As ) Tj ET Q q 0 0 0 rg BT 66.37 735.25 Td (cyber ) Tj ET Q q 0 0 0 rg BT 89.22 735.25 Td (threats ) Tj ET Q q 0 0 0 rg BT 117.09 735.25 Td (evolve ) Tj ET Q q 0 0 0 rg BT 143.59 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 160.07 735.25 Td (become ) Tj ET Q q 0 0 0 rg BT 192.05 735.25 Td (more ) Tj ET Q q 0 0 0 rg BT 213.53 735.25 Td (dif) Tj ET Q q 0 0 0 rg BT 222.05 735.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 241.71 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 251.35 735.25 Td (detect ) Tj ET Q q 0 0 0 rg BT 276.49 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 292.97 735.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 339.98 735.25 Td (defend ) Tj ET Q q 0 0 0 rg BT 367.86 735.25 Td (against, ) Tj ET Q q 0 0 0 rg BT 399.39 735.25 Td (one ) Tj ET Q q 0 0 0 rg BT 415.87 735.25 Td (or ) Tj ET Q q 0 0 0 rg BT 425.95 735.25 Td (more ) Tj ET Q q 0 0 0 rg BT 447.43 735.25 Td (cyber ) Tj ET Q q 0 0 0 rg BT 470.28 735.25 Td (threats ) Tj ET Q q 0 0 0 rg BT 498.16 735.25 Td (might ) Tj ET Q q 0 0 0 rg BT 521.01 735.25 Td (defeat ) Tj ET Q q 0 0 0 rg BT 546.61 735.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (Company) Tj ET Q q 0 0 0 rg BT 90.77 723.25 Td (s ) Tj ET Q q 0 0 0 rg BT 98.22 723.25 Td (security ) Tj ET Q q 0 0 0 rg BT 129.82 723.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 169.17 723.25 Td (or ) Tj ET Q q 0 0 0 rg BT 179.81 723.25 Td (those ) Tj ET Q q 0 0 0 rg BT 203.21 723.25 Td (of ) Tj ET Q q 0 0 0 rg BT 213.40 723.25 Td (its ) Tj ET Q q 0 0 0 rg BT 224.95 723.25 Td (third ) Tj ET Q q 0 0 0 rg BT 244.24 723.25 Td (party ) Tj ET Q q 0 0 0 rg BT 265.82 723.25 Td (service ) Tj ET Q q 0 0 0 rg BT 295.14 723.25 Td (providers. ) Tj ET Q q 0 0 0 rg BT 334.49 723.25 Td ( ) Tj ET Q q 0 0 0 rg BT 337.84 723.25 Td (Moreover) Tj ET Q q 0 0 0 rg BT 372.02 723.25 Td (, ) Tj ET Q q 0 0 0 rg BT 377.65 723.25 Td (employee ) Tj ET Q q 0 0 0 rg BT 416.55 723.25 Td (error ) Tj ET Q q 0 0 0 rg BT 437.20 723.25 Td (or ) Tj ET Q q 0 0 0 rg BT 447.84 723.25 Td (malfeasance, ) Tj ET Q q 0 0 0 rg BT 499.96 723.25 Td (faulty ) Tj ET Q q 0 0 0 rg BT 522.91 723.25 Td (password ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (management ) Tj ET Q q 0 0 0 rg BT 103.62 711.25 Td (or ) Tj ET Q q 0 0 0 rg BT 112.66 711.25 Td (other ) Tj ET Q q 0 0 0 rg BT 133.10 711.25 Td (irregularities ) Tj ET Q q 0 0 0 rg BT 179.52 711.25 Td (may ) Tj ET Q q 0 0 0 rg BT 196.76 711.25 Td (result ) Tj ET Q q 0 0 0 rg BT 218.57 711.25 Td (in ) Tj ET Q q 0 0 0 rg BT 226.70 711.25 Td (a ) Tj ET Q q 0 0 0 rg BT 233.01 711.25 Td (breach ) Tj ET Q q 0 0 0 rg BT 259.84 711.25 Td (of ) Tj ET Q q 0 0 0 rg BT 268.43 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 281.59 711.25 Td (Company) Tj ET Q q 0 0 0 rg BT 318.36 711.25 Td (s ) Tj ET Q q 0 0 0 rg BT 324.21 711.25 Td (or ) Tj ET Q q 0 0 0 rg BT 333.26 711.25 Td (its ) Tj ET Q q 0 0 0 rg BT 343.21 711.25 Td (third ) Tj ET Q q 0 0 0 rg BT 360.92 711.25 Td (party ) Tj ET Q q 0 0 0 rg BT 380.90 711.25 Td (service ) Tj ET Q q 0 0 0 rg BT 408.63 711.25 Td (providers) Tj ET Q q 0 0 0 rg BT 443.88 711.25 Td ( ) Tj ET Q q 0 0 0 rg BT 445.63 711.25 Td (security ) Tj ET Q q 0 0 0 rg BT 475.64 711.25 Td (measures, ) Tj ET Q q 0 0 0 rg BT 515.68 711.25 Td (which ) Tj ET Q q 0 0 0 rg BT 538.39 711.25 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 699.25 Td (result ) Tj ET Q q 0 0 0 rg BT 77.61 699.25 Td (in ) Tj ET Q q 0 0 0 rg BT 87.54 699.25 Td (a ) Tj ET Q q 0 0 0 rg BT 95.65 699.25 Td (breach ) Tj ET Q q 0 0 0 rg BT 124.28 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.67 699.25 Td (employee, ) Tj ET Q q 0 0 0 rg BT 176.06 699.25 Td (franchisee, ) Tj ET Q q 0 0 0 rg BT 219.03 699.25 Td (Associate, ) Tj ET Q q 0 0 0 rg BT 260.42 699.25 Td (customer) Tj ET Q q 0 0 0 rg BT 293.69 699.25 Td (, ) Tj ET Q q 0 0 0 rg BT 299.52 699.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 323.13 699.25 Td (card ) Tj ET Q q 0 0 0 rg BT 342.63 699.25 Td (holder ) Tj ET Q q 0 0 0 rg BT 368.98 699.25 Td (or ) Tj ET Q q 0 0 0 rg BT 379.82 699.25 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 406.62 699.25 Td (program ) Tj ET Q q 0 0 0 rg BT 440.70 699.25 Td (member ) Tj ET Q q 0 0 0 rg BT 474.33 699.25 Td (privacy ) Tj ET Q q 0 0 0 rg BT 503.86 699.25 Td (or ) Tj ET Q q 0 0 0 rg BT 514.70 699.25 Td (Confidential ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 687.25 Td (Information. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 667.25 Td (If ) Tj ET Q q 0 0 0 rg BT 60.50 667.25 Td (the ) Tj ET Q q 0 0 0 rg BT 73.84 667.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 110.87 667.25 Td (does ) Tj ET Q q 0 0 0 rg BT 130.59 667.25 Td (not ) Tj ET Q q 0 0 0 rg BT 143.93 667.25 Td (allocate ) Tj ET Q q 0 0 0 rg BT 174.13 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 189.75 667.25 Td (ef) Tj ET Q q 0 0 0 rg BT 196.45 667.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 228.02 667.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 259.59 667.25 Td (the ) Tj ET Q q 0 0 0 rg BT 272.93 667.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 310.87 667.25 Td (necessary ) Tj ET Q q 0 0 0 rg BT 350.18 667.25 Td (to ) Tj ET Q q 0 0 0 rg BT 358.96 667.25 Td (build ) Tj ET Q q 0 0 0 rg BT 378.22 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 393.84 667.25 Td (sustain ) Tj ET Q q 0 0 0 rg BT 421.77 667.25 Td (reliable ) Tj ET Q q 0 0 0 rg BT 450.14 667.25 Td (IT) Tj ET Q q 0 0 0 rg BT 457.29 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 459.23 667.25 Td (infrastructure, ) Tj ET Q q 0 0 0 rg BT 511.30 667.25 Td (fails ) Tj ET Q q 0 0 0 rg BT 527.82 667.25 Td (to ) Tj ET Q q 0 0 0 rg BT 536.60 667.25 Td (timely ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (identify ) Tj ET Q q 0 0 0 rg BT 82.82 655.25 Td (or ) Tj ET Q q 0 0 0 rg BT 92.93 655.25 Td (appropriately ) Tj ET Q q 0 0 0 rg BT 143.17 655.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 175.63 655.25 Td (to ) Tj ET Q q 0 0 0 rg BT 185.30 655.25 Td (cybersecurity ) Tj ET Q q 0 0 0 rg BT 236.44 655.25 Td (incidents, ) Tj ET Q q 0 0 0 rg BT 273.92 655.25 Td (or ) Tj ET Q q 0 0 0 rg BT 284.04 655.25 Td (the ) Tj ET Q q 0 0 0 rg BT 298.27 655.25 Td (Company) Tj ET Q q 0 0 0 rg BT 335.04 655.25 Td (s ) Tj ET Q q 0 0 0 rg BT 341.97 655.25 Td (or ) Tj ET Q q 0 0 0 rg BT 352.09 655.25 Td (its ) Tj ET Q q 0 0 0 rg BT 363.13 655.25 Td (third ) Tj ET Q q 0 0 0 rg BT 381.91 655.25 Td (party ) Tj ET Q q 0 0 0 rg BT 402.97 655.25 Td (service ) Tj ET Q q 0 0 0 rg BT 431.77 655.25 Td (providers) Tj ET Q q 0 0 0 rg BT 467.02 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 469.85 655.25 Td (information ) Tj ET Q q 0 0 0 rg BT 513.25 655.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 546.15 655.25 Td (are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (damaged, ) Tj ET Q q 0 0 0 rg BT 93.21 643.25 Td (destroyed, ) Tj ET Q q 0 0 0 rg BT 134.25 643.25 Td (shut ) Tj ET Q q 0 0 0 rg BT 152.49 643.25 Td (down, ) Tj ET Q q 0 0 0 rg BT 177.11 643.25 Td (interrupted ) Tj ET Q q 0 0 0 rg BT 219.06 643.25 Td (or ) Tj ET Q q 0 0 0 rg BT 229.09 643.25 Td (cease ) Tj ET Q q 0 0 0 rg BT 253.71 643.25 Td (to ) Tj ET Q q 0 0 0 rg BT 263.29 643.25 Td (function ) Tj ET Q q 0 0 0 rg BT 294.76 643.25 Td (properly) Tj ET Q q 0 0 0 rg BT 323.78 643.25 Td (, ) Tj ET Q q 0 0 0 rg BT 328.80 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.95 643.25 Td (Company) Tj ET Q q 0 0 0 rg BT 379.72 643.25 Td (s ) Tj ET Q q 0 0 0 rg BT 386.56 643.25 Td (business ) Tj ET Q q 0 0 0 rg BT 421.67 643.25 Td (could ) Tj ET Q q 0 0 0 rg BT 444.01 643.25 Td (be ) Tj ET Q q 0 0 0 rg BT 455.88 643.25 Td (disrupted ) Tj ET Q q 0 0 0 rg BT 492.35 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 508.77 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 522.91 643.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (could, ) Tj ET Q q 0 0 0 rg BT 77.99 631.25 Td (among ) Tj ET Q q 0 0 0 rg BT 105.17 631.25 Td (other ) Tj ET Q q 0 0 0 rg BT 125.96 631.25 Td (things, ) Tj ET Q q 0 0 0 rg BT 152.23 631.25 Td (be ) Tj ET Q q 0 0 0 rg BT 163.46 631.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 191.55 631.25 Td (to: ) Tj ET Q q 0 0 0 rg BT 202.77 631.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 245.00 631.25 Td (errors; ) Tj ET Q q 0 0 0 rg BT 270.79 631.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 312.55 631.25 Td (inef) Tj ET Q q 0 0 0 rg BT 325.64 631.25 Td (ficiencies; ) Tj ET Q q 0 0 0 rg BT 363.75 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 377.26 631.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 393.95 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 402.89 631.25 Td (or ) Tj ET Q q 0 0 0 rg BT 412.29 631.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 436.72 631.25 Td (to ) Tj ET Q q 0 0 0 rg BT 445.67 631.25 Td (attract ) Tj ET Q q 0 0 0 rg BT 470.57 631.25 Td (new ) Tj ET Q q 0 0 0 rg BT 487.71 631.25 Td (customers; ) Tj ET Q q 0 0 0 rg BT 529.92 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 543.43 631.25 Td (loss ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 62.86 619.25 Td (revenue; ) Tj ET Q q 0 0 0 rg BT 96.80 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.22 619.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 126.83 619.25 Td (or ) Tj ET Q q 0 0 0 rg BT 136.14 619.25 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 185.58 619.25 Td (access ) Tj ET Q q 0 0 0 rg BT 213.13 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 221.99 619.25 Td (Confidential ) Tj ET Q q 0 0 0 rg BT 267.32 619.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 310.37 619.25 Td (or ) Tj ET Q q 0 0 0 rg BT 319.68 619.25 Td (other ) Tj ET Q q 0 0 0 rg BT 340.39 619.25 Td (assets; ) Tj ET Q q 0 0 0 rg BT 368.40 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 381.82 619.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 398.43 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 407.29 619.25 Td (or ) Tj ET Q q 0 0 0 rg BT 416.61 619.25 Td (damage ) Tj ET Q q 0 0 0 rg BT 448.26 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 457.12 619.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 497.90 619.25 Td (property ) Tj ET Q q 0 0 0 rg BT 530.00 619.25 Td (or ) Tj ET Q q 0 0 0 rg BT 539.31 619.25 Td (trade ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (secrets; ) Tj ET Q q 0 0 0 rg BT 85.17 607.25 Td (damage ) Tj ET Q q 0 0 0 rg BT 117.26 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 126.56 607.25 Td (its ) Tj ET Q q 0 0 0 rg BT 137.21 607.25 Td (reputation; ) Tj ET Q q 0 0 0 rg BT 178.42 607.25 Td (litigation; ) Tj ET Q q 0 0 0 rg BT 213.25 607.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 252.17 607.25 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 300.21 607.25 Td (actions; ) Tj ET Q q 0 0 0 rg BT 330.93 607.25 Td (violation ) Tj ET Q q 0 0 0 rg BT 363.47 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 372.77 607.25 Td (privacy) Tj ET Q q 0 0 0 rg BT 398.14 607.25 Td (, ) Tj ET Q q 0 0 0 rg BT 402.88 607.25 Td (security ) Tj ET Q q 0 0 0 rg BT 433.59 607.25 Td (or ) Tj ET Q q 0 0 0 rg BT 443.34 607.25 Td (other ) Tj ET Q q 0 0 0 rg BT 464.48 607.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 483.34 607.25 Td (and ) Tj ET Q q 0 0 0 rg BT 499.48 607.25 Td (regulations; ) Tj ET Q q 0 0 0 rg BT 544.33 607.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 595.25 Td (remediation ) Tj ET Q q 0 0 0 rg BT 99.13 595.25 Td (costs. ) Tj ET Q q 0 0 0 rg BT 122.38 595.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 138.79 595.25 Td (such ) Tj ET Q q 0 0 0 rg BT 158.40 595.25 Td (occurrences ) Tj ET Q q 0 0 0 rg BT 205.35 595.25 Td (could ) Tj ET Q q 0 0 0 rg BT 227.23 595.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 264.61 595.25 Td (af) Tj ET Q q 0 0 0 rg BT 271.31 595.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 286.81 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.49 595.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 341.53 595.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 382.11 595.25 Td (or ) Tj ET Q q 0 0 0 rg BT 391.68 595.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 424.04 595.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 472.36 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.48 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.16 595.25 Td (Company) Tj ET Q q 0 0 0 rg BT 529.65 595.25 Td (. ) Tj ET Q q 0 0 0 rg BT 534.21 595.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (Healthcare ) Tj ET Q q 0 0 0 rg BT 98.52 575.25 Td (Reform) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 127.22 575.25 Td ( ) Tj ET Q q 0 0 0 rg BT 129.81 575.25 Td ( ) Tj ET Q q 0 0 0 rg BT 132.24 575.25 Td (The ) Tj ET Q q 0 0 0 rg BT 148.96 575.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 186.65 575.25 Td (is ) Tj ET Q q 0 0 0 rg BT 195.16 575.25 Td (reliant ) Tj ET Q q 0 0 0 rg BT 220.09 575.25 Td (on ) Tj ET Q q 0 0 0 rg BT 231.80 575.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 276.78 575.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 295.78 575.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 317.52 575.25 Td (for ) Tj ET Q q 0 0 0 rg BT 329.68 575.25 Td (a ) Tj ET Q q 0 0 0 rg BT 336.83 575.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 375.90 575.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 403.56 575.25 Td (of ) Tj ET Q q 0 0 0 rg BT 412.99 575.25 Td (its ) Tj ET Q q 0 0 0 rg BT 423.79 575.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 445.53 575.25 Td (and ) Tj ET Q q 0 0 0 rg BT 461.80 575.25 Td (profits. ) Tj ET Q q 0 0 0 rg BT 489.01 575.25 Td ( ) Tj ET Q q 0 0 0 rg BT 491.60 575.25 Td (Prescription ) Tj ET Q q 0 0 0 rg BT 537.48 575.25 Td (drugs ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.71 563.25 Td (their ) Tj ET Q q 0 0 0 rg BT 87.70 563.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 108.87 563.25 Td (are ) Tj ET Q q 0 0 0 rg BT 122.76 563.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 150.77 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 159.65 563.25 Td (numerous ) Tj ET Q q 0 0 0 rg BT 198.14 563.25 Td (federal, ) Tj ET Q q 0 0 0 rg BT 227.53 563.25 Td (provincial, ) Tj ET Q q 0 0 0 rg BT 266.48 563.25 Td (territorial ) Tj ET Q q 0 0 0 rg BT 300.41 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 316.12 563.25 Td (local ) Tj ET Q q 0 0 0 rg BT 335.02 563.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 353.45 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 369.16 563.25 Td (regulations. ) Tj ET Q q 0 0 0 rg BT 413.59 563.25 Td ( ) Tj ET Q q 0 0 0 rg BT 415.62 563.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 450.48 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 459.35 563.25 Td (these ) Tj ET Q q 0 0 0 rg BT 481.45 563.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 499.88 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 515.59 563.25 Td (regulations, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (including ) Tj ET Q q 0 0 0 rg BT 88.64 551.25 Td (the ) Tj ET Q q 0 0 0 rg BT 102.31 551.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 135.58 551.25 Td (implementation ) Tj ET Q q 0 0 0 rg BT 193.46 551.25 Td (of ) Tj ET Q q 0 0 0 rg BT 202.57 551.25 Td (a ) Tj ET Q q 0 0 0 rg BT 209.40 551.25 Td (national ) Tj ET Q q 0 0 0 rg BT 240.40 551.25 Td (pharmacare ) Tj ET Q q 0 0 0 rg BT 286.42 551.25 Td (system, ) Tj ET Q q 0 0 0 rg BT 316.95 551.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 350.22 551.25 Td (in ) Tj ET Q q 0 0 0 rg BT 358.87 551.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.54 551.25 Td (models ) Tj ET Q q 0 0 0 rg BT 401.25 551.25 Td (used ) Tj ET Q q 0 0 0 rg BT 421.30 551.25 Td (to ) Tj ET Q q 0 0 0 rg BT 430.41 551.25 Td (fund ) Tj ET Q q 0 0 0 rg BT 448.64 551.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 493.30 551.25 Td (drugs ) Tj ET Q q 0 0 0 rg BT 516.08 551.25 Td (such ) Tj ET Q q 0 0 0 rg BT 535.67 551.25 Td (as ) Tj ET Q q 0 0 0 rg BT 546.60 551.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 539.25 Td (introduction ) Tj ET Q q 0 0 0 rg BT 98.92 539.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.28 539.25 Td (a ) Tj ET Q q 0 0 0 rg BT 115.35 539.25 Td (pharmacare ) Tj ET Q q 0 0 0 rg BT 161.63 539.25 Td (system, ) Tj ET Q q 0 0 0 rg BT 192.40 539.25 Td (or ) Tj ET Q q 0 0 0 rg BT 202.21 539.25 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 262.62 539.25 Td (with ) Tj ET Q q 0 0 0 rg BT 279.72 539.25 Td (these ) Tj ET Q q 0 0 0 rg BT 302.30 539.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 321.22 539.25 Td (and ) Tj ET Q q 0 0 0 rg BT 337.42 539.25 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 382.34 539.25 Td (could ) Tj ET Q q 0 0 0 rg BT 404.46 539.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 442.08 539.25 Td (af) Tj ET Q q 0 0 0 rg BT 448.78 539.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 464.52 539.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.44 539.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 519.71 539.25 Td (operations ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (or ) Tj ET Q q 0 0 0 rg BT 63.57 527.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 95.94 527.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 144.25 527.25 Td (of ) Tj ET Q q 0 0 0 rg BT 153.38 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 167.06 527.25 Td (Company) Tj ET Q q 0 0 0 rg BT 201.55 527.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 507.25 Td (Federal ) Tj ET Q q 0 0 0 rg BT 84.35 507.25 Td (and ) Tj ET Q q 0 0 0 rg BT 100.58 507.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 137.76 507.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 156.71 507.25 Td (and ) Tj ET Q q 0 0 0 rg BT 172.93 507.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 215.60 507.25 Td (that ) Tj ET Q q 0 0 0 rg BT 231.82 507.25 Td (establish ) Tj ET Q q 0 0 0 rg BT 266.74 507.25 Td (public ) Tj ET Q q 0 0 0 rg BT 290.71 507.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 309.66 507.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 331.81 507.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 363.53 507.25 Td (regulate ) Tj ET Q q 0 0 0 rg BT 395.71 507.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 440.64 507.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 459.60 507.25 Td (coverage, ) Tj ET Q q 0 0 0 rg BT 498.16 507.25 Td (patient ) Tj ET Q q 0 0 0 rg BT 525.33 507.25 Td (eligibility) Tj ET Q q 0 0 0 rg BT 555.72 507.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 495.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 92.15 495.25 Td (reimbursement, ) Tj ET Q q 0 0 0 rg BT 151.26 495.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 169.82 495.25 Td (product ) Tj ET Q q 0 0 0 rg BT 199.32 495.25 Td (eligibility ) Tj ET Q q 0 0 0 rg BT 232.45 495.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.28 495.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 266.83 495.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 293.13 495.25 Td (and ) Tj ET Q q 0 0 0 rg BT 308.96 495.25 Td (may ) Tj ET Q q 0 0 0 rg BT 326.60 495.25 Td (also ) Tj ET Q q 0 0 0 rg BT 343.79 495.25 Td (regulate ) Tj ET Q q 0 0 0 rg BT 375.56 495.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 426.02 495.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 464.63 495.25 Td (funding ) Tj ET Q q 0 0 0 rg BT 493.68 495.25 Td (that ) Tj ET Q q 0 0 0 rg BT 509.51 495.25 Td (is ) Tj ET Q q 0 0 0 rg BT 517.58 495.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 551.18 495.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 483.25 Td (or ) Tj ET Q q 0 0 0 rg BT 63.89 483.25 Td (received ) Tj ET Q q 0 0 0 rg BT 97.49 483.25 Td (by ) Tj ET Q q 0 0 0 rg BT 108.75 483.25 Td (pharmacies ) Tj ET Q q 0 0 0 rg BT 153.74 483.25 Td (or ) Tj ET Q q 0 0 0 rg BT 163.64 483.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 202.24 483.25 Td (suppliers. ) Tj ET Q q 0 0 0 rg BT 239.94 483.25 Td ( ) Tj ET Q q 0 0 0 rg BT 242.55 483.25 Td (With ) Tj ET Q q 0 0 0 rg BT 261.55 483.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 291.05 483.25 Td (to ) Tj ET Q q 0 0 0 rg BT 300.49 483.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 339.10 483.25 Td (reimbursement, ) Tj ET Q q 0 0 0 rg BT 398.67 483.25 Td (such ) Tj ET Q q 0 0 0 rg BT 418.59 483.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 437.60 483.25 Td (and ) Tj ET Q q 0 0 0 rg BT 453.88 483.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 496.60 483.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 528.37 483.25 Td (regulate ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 471.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.11 471.25 Td (allowable ) Tj ET Q q 0 0 0 rg BT 103.00 471.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 121.12 471.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 137.87 471.25 Td (of ) Tj ET Q q 0 0 0 rg BT 146.42 471.25 Td (a ) Tj ET Q q 0 0 0 rg BT 152.68 471.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 196.78 471.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 214.90 471.25 Td (product, ) Tj ET Q q 0 0 0 rg BT 246.24 471.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.35 471.25 Td (permitted ) Tj ET Q q 0 0 0 rg BT 295.24 471.25 Td (mark-up ) Tj ET Q q 0 0 0 rg BT 327.02 471.25 Td (on ) Tj ET Q q 0 0 0 rg BT 337.85 471.25 Td (a ) Tj ET Q q 0 0 0 rg BT 344.11 471.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 388.21 471.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 406.33 471.25 Td (product ) Tj ET Q q 0 0 0 rg BT 435.39 471.25 Td (and ) Tj ET Q q 0 0 0 rg BT 450.78 471.25 Td (the ) Tj ET Q q 0 0 0 rg BT 463.88 471.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 509.81 471.25 Td (or ) Tj ET Q q 0 0 0 rg BT 518.81 471.25 Td (dispensing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 459.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 72.02 459.25 Td (that ) Tj ET Q q 0 0 0 rg BT 88.21 459.25 Td (may ) Tj ET Q q 0 0 0 rg BT 106.22 459.25 Td (be ) Tj ET Q q 0 0 0 rg BT 117.86 459.25 Td (charged ) Tj ET Q q 0 0 0 rg BT 150.01 459.25 Td (on ) Tj ET Q q 0 0 0 rg BT 161.64 459.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 206.55 459.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 225.47 459.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 247.13 459.25 Td (to ) Tj ET Q q 0 0 0 rg BT 256.49 459.25 Td (patients ) Tj ET Q q 0 0 0 rg BT 287.73 459.25 Td (eligible ) Tj ET Q q 0 0 0 rg BT 315.77 459.25 Td (under ) Tj ET Q q 0 0 0 rg BT 339.26 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.18 459.25 Td (public ) Tj ET Q q 0 0 0 rg BT 377.12 459.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 396.04 459.25 Td (plan. ) Tj ET Q q 0 0 0 rg BT 416.34 459.25 Td ( ) Tj ET Q q 0 0 0 rg BT 418.86 459.25 Td (With ) Tj ET Q q 0 0 0 rg BT 437.77 459.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 467.18 459.25 Td (to ) Tj ET Q q 0 0 0 rg BT 476.54 459.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 495.47 459.25 Td (product ) Tj ET Q q 0 0 0 rg BT 525.33 459.25 Td (eligibility) Tj ET Q q 0 0 0 rg BT 555.73 459.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 447.25 Td (such ) Tj ET Q q 0 0 0 rg BT 73.63 447.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 92.34 447.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.33 447.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 150.76 447.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 182.23 447.25 Td (regulate ) Tj ET Q q 0 0 0 rg BT 214.18 447.25 Td (the ) Tj ET Q q 0 0 0 rg BT 227.89 447.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 278.05 447.25 Td (for ) Tj ET Q q 0 0 0 rg BT 289.93 447.25 Td (listing ) Tj ET Q q 0 0 0 rg BT 313.20 447.25 Td (the ) Tj ET Q q 0 0 0 rg BT 326.91 447.25 Td (manufacturer) Tj ET Q q 0 0 0 rg BT 375.53 447.25 Td () Tj ET Q q 0 0 0 rg BT 377.21 447.25 Td (s ) Tj ET Q q 0 0 0 rg BT 383.62 447.25 Td (products ) Tj ET Q q 0 0 0 rg BT 417.38 447.25 Td (as ) Tj ET Q q 0 0 0 rg BT 428.35 447.25 Td (a ) Tj ET Q q 0 0 0 rg BT 435.22 447.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 462.15 447.25 Td (or ) Tj ET Q q 0 0 0 rg BT 471.75 447.25 Td (partial ) Tj ET Q q 0 0 0 rg BT 496.39 447.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 523.32 447.25 Td (under ) Tj ET Q q 0 0 0 rg BT 546.60 447.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 435.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 93.20 435.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 145.15 435.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 163.83 435.25 Td (plan, ) Tj ET Q q 0 0 0 rg BT 183.89 435.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 202.57 435.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 228.99 435.25 Td (and, ) Tj ET Q q 0 0 0 rg BT 247.22 435.25 Td (in ) Tj ET Q q 0 0 0 rg BT 255.87 435.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.54 435.25 Td (case ) Tj ET Q q 0 0 0 rg BT 289.14 435.25 Td (of ) Tj ET Q q 0 0 0 rg BT 298.25 435.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 327.41 435.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 372.07 435.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 390.75 435.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 426.75 435.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.42 435.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 490.55 435.25 Td (for ) Tj ET Q q 0 0 0 rg BT 502.39 435.25 Td (designating ) Tj ET Q q 0 0 0 rg BT 546.60 435.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 423.25 Td (product ) Tj ET Q q 0 0 0 rg BT 84.44 423.25 Td (as ) Tj ET Q q 0 0 0 rg BT 96.19 423.25 Td (interchangeable ) Tj ET Q q 0 0 0 rg BT 157.63 423.25 Td (with ) Tj ET Q q 0 0 0 rg BT 175.30 423.25 Td (a ) Tj ET Q q 0 0 0 rg BT 182.94 423.25 Td (branded ) Tj ET Q q 0 0 0 rg BT 216.12 423.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 261.59 423.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 281.09 423.25 Td (product. ) Tj ET Q q 0 0 0 rg BT 313.81 423.25 Td ( ) Tj ET Q q 0 0 0 rg BT 316.90 423.25 Td (In ) Tj ET Q q 0 0 0 rg BT 326.82 423.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 360.91 423.25 Td (other ) Tj ET Q q 0 0 0 rg BT 382.69 423.25 Td (federal, ) Tj ET Q q 0 0 0 rg BT 413.13 423.25 Td (provincial, ) Tj ET Q q 0 0 0 rg BT 453.13 423.25 Td (territorial ) Tj ET Q q 0 0 0 rg BT 488.11 423.25 Td (and ) Tj ET Q q 0 0 0 rg BT 504.88 423.25 Td (local ) Tj ET Q q 0 0 0 rg BT 524.83 423.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 544.32 423.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 411.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 96.20 411.25 Td (govern ) Tj ET Q q 0 0 0 rg BT 123.35 411.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.84 411.25 Td (approval, ) Tj ET Q q 0 0 0 rg BT 172.66 411.25 Td (packaging, ) Tj ET Q q 0 0 0 rg BT 214.41 411.25 Td (labeling, ) Tj ET Q q 0 0 0 rg BT 247.03 411.25 Td (sale, ) Tj ET Q q 0 0 0 rg BT 266.44 411.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 306.81 411.25 Td (advertising, ) Tj ET Q q 0 0 0 rg BT 350.83 411.25 Td (handling, ) Tj ET Q q 0 0 0 rg BT 386.20 411.25 Td (storage, ) Tj ET Q q 0 0 0 rg BT 417.91 411.25 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 461.93 411.25 Td (dispensing ) Tj ET Q q 0 0 0 rg BT 503.22 411.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.99 411.25 Td (disposal ) Tj ET Q q 0 0 0 rg BT 551.16 411.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 399.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 98.67 399.25 Td (drugs. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 379.25 Td (Sales ) Tj ET Q q 0 0 0 rg BT 77.47 379.25 Td (of ) Tj ET Q q 0 0 0 rg BT 87.27 379.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 132.61 379.25 Td (drugs, ) Tj ET Q q 0 0 0 rg BT 158.36 379.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 197.33 379.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 254.97 379.25 Td (and ) Tj ET Q q 0 0 0 rg BT 271.61 379.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 290.98 379.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 315.81 379.25 Td (may ) Tj ET Q q 0 0 0 rg BT 334.26 379.25 Td (be ) Tj ET Q q 0 0 0 rg BT 346.34 379.25 Td (af) Tj ET Q q 0 0 0 rg BT 353.04 379.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 378.34 379.25 Td (by ) Tj ET Q q 0 0 0 rg BT 389.96 379.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 423.92 379.25 Td (to ) Tj ET Q q 0 0 0 rg BT 433.72 379.25 Td (the ) Tj ET Q q 0 0 0 rg BT 448.08 379.25 Td (health ) Tj ET Q q 0 0 0 rg BT 473.38 379.25 Td (care ) Tj ET Q q 0 0 0 rg BT 492.29 379.25 Td (industry) Tj ET Q q 0 0 0 rg BT 520.40 379.25 Td (, ) Tj ET Q q 0 0 0 rg BT 525.64 379.25 Td (including ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 367.25 Td (legislative ) Tj ET Q q 0 0 0 rg BT 92.34 367.25 Td (or ) Tj ET Q q 0 0 0 rg BT 101.96 367.25 Td (other ) Tj ET Q q 0 0 0 rg BT 122.99 367.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 156.32 367.25 Td (that ) Tj ET Q q 0 0 0 rg BT 172.34 367.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 198.82 367.25 Td (patient ) Tj ET Q q 0 0 0 rg BT 225.78 367.25 Td (eligibility) Tj ET Q q 0 0 0 rg BT 256.17 367.25 Td (, ) Tj ET Q q 0 0 0 rg BT 260.78 367.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 279.52 367.25 Td (product ) Tj ET Q q 0 0 0 rg BT 309.21 367.25 Td (eligibility) Tj ET Q q 0 0 0 rg BT 339.60 367.25 Td (, ) Tj ET Q q 0 0 0 rg BT 344.21 367.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.95 367.25 Td (allowable ) Tj ET Q q 0 0 0 rg BT 394.46 367.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 411.84 367.25 Td (of ) Tj ET Q q 0 0 0 rg BT 421.01 367.25 Td (a ) Tj ET Q q 0 0 0 rg BT 427.90 367.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 472.62 367.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 491.36 367.25 Td (product, ) Tj ET Q q 0 0 0 rg BT 523.33 367.25 Td (the ) Tj ET Q q 0 0 0 rg BT 537.06 367.25 Td (mark-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 355.25 Td (up ) Tj ET Q q 0 0 0 rg BT 66.20 355.25 Td (permitted ) Tj ET Q q 0 0 0 rg BT 103.46 355.25 Td (on ) Tj ET Q q 0 0 0 rg BT 115.66 355.25 Td (a ) Tj ET Q q 0 0 0 rg BT 123.30 355.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 168.77 355.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 188.26 355.25 Td (product, ) Tj ET Q q 0 0 0 rg BT 220.97 355.25 Td (the ) Tj ET Q q 0 0 0 rg BT 235.45 355.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 265.88 355.25 Td (of ) Tj ET Q q 0 0 0 rg BT 275.80 355.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 323.10 355.25 Td (or ) Tj ET Q q 0 0 0 rg BT 333.47 355.25 Td (dispensing ) Tj ET Q q 0 0 0 rg BT 375.76 355.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 394.34 355.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 412.92 355.25 Td (by ) Tj ET Q q 0 0 0 rg BT 424.66 355.25 Td (payers ) Tj ET Q q 0 0 0 rg BT 452.35 355.25 Td (or ) Tj ET Q q 0 0 0 rg BT 462.72 355.25 Td (the ) Tj ET Q q 0 0 0 rg BT 477.20 355.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 513.10 355.25 Td (or ) Tj ET Q q 0 0 0 rg BT 523.47 355.25 Td (receipt ) Tj ET Q q 0 0 0 rg BT 551.16 355.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 343.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 104.60 343.25 Td (allowances ) Tj ET Q q 0 0 0 rg BT 147.44 343.25 Td (by ) Tj ET Q q 0 0 0 rg BT 158.38 343.25 Td (pharmacies ) Tj ET Q q 0 0 0 rg BT 203.05 343.25 Td (and ) Tj ET Q q 0 0 0 rg BT 219.01 343.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 257.30 343.25 Td (suppliers.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 323.25 Td (The ) Tj ET Q q 0 0 0 rg BT 71.23 323.25 Td (majority ) Tj ET Q q 0 0 0 rg BT 103.04 323.25 Td (of ) Tj ET Q q 0 0 0 rg BT 112.99 323.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 158.48 323.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 177.99 323.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 200.24 323.25 Td (are ) Tj ET Q q 0 0 0 rg BT 215.19 323.25 Td (reimbursed ) Tj ET Q q 0 0 0 rg BT 259.31 323.25 Td (or ) Tj ET Q q 0 0 0 rg BT 269.71 323.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 288.31 323.25 Td (by ) Tj ET Q q 0 0 0 rg BT 300.08 323.25 Td (three ) Tj ET Q q 0 0 0 rg BT 321.87 323.25 Td (types ) Tj ET Q q 0 0 0 rg BT 344.58 323.25 Td (of ) Tj ET Q q 0 0 0 rg BT 354.52 323.25 Td (payers: ) Tj ET Q q 0 0 0 rg BT 384.52 323.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 394.90 323.25 Td (government ) Tj ET Q q 0 0 0 rg BT 441.31 323.25 Td (or ) Tj ET Q q 0 0 0 rg BT 451.71 323.25 Td (public, ) Tj ET Q q 0 0 0 rg BT 478.51 323.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 490.72 323.25 Td (private ) Tj ET Q q 0 0 0 rg BT 518.44 323.25 Td (insurers ) Tj ET Q q 0 0 0 rg BT 550.70 323.25 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 311.25 Td (employers, ) Tj ET Q q 0 0 0 rg BT 96.18 311.25 Td (and ) Tj ET Q q 0 0 0 rg BT 111.93 311.25 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 124.92 311.25 Td (out-of-pocket ) Tj ET Q q 0 0 0 rg BT 174.85 311.25 Td (by ) Tj ET Q q 0 0 0 rg BT 185.58 311.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.05 311.25 Td (patient ) Tj ET Q q 0 0 0 rg BT 225.75 311.25 Td (or ) Tj ET Q q 0 0 0 rg BT 235.11 311.25 Td (cash. ) Tj ET Q q 0 0 0 rg BT 256.78 311.25 Td ( ) Tj ET Q q 0 0 0 rg BT 258.72 311.25 Td (These ) Tj ET Q q 0 0 0 rg BT 283.58 311.25 Td (payers ) Tj ET Q q 0 0 0 rg BT 310.27 311.25 Td (have ) Tj ET Q q 0 0 0 rg BT 330.12 311.25 Td (pursued ) Tj ET Q q 0 0 0 rg BT 361.82 311.25 Td (and ) Tj ET Q q 0 0 0 rg BT 377.57 311.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 410.65 311.25 Td (to ) Tj ET Q q 0 0 0 rg BT 419.55 311.25 Td (pursue ) Tj ET Q q 0 0 0 rg BT 446.70 311.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 484.77 311.25 Td (to ) Tj ET Q q 0 0 0 rg BT 493.68 311.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 525.38 311.25 Td (the ) Tj ET Q q 0 0 0 rg BT 538.85 311.25 Td (costs ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 299.25 Td (of ) Tj ET Q q 0 0 0 rg BT 63.59 299.25 Td (their ) Tj ET Q q 0 0 0 rg BT 82.30 299.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 101.46 299.25 Td (plans. ) Tj ET Q q 0 0 0 rg BT 126.10 299.25 Td ( ) Tj ET Q q 0 0 0 rg BT 128.86 299.25 Td (Each ) Tj ET Q q 0 0 0 rg BT 150.30 299.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 187.69 299.25 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 229.19 299.25 Td (has ) Tj ET Q q 0 0 0 rg BT 245.16 299.25 Td (implemented ) Tj ET Q q 0 0 0 rg BT 294.86 299.25 Td (legislative ) Tj ET Q q 0 0 0 rg BT 333.63 299.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 359.63 299.25 Td (other ) Tj ET Q q 0 0 0 rg BT 381.08 299.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 419.84 299.25 Td (directed ) Tj ET Q q 0 0 0 rg BT 451.77 299.25 Td (towards ) Tj ET Q q 0 0 0 rg BT 483.23 299.25 Td (managing ) Tj ET Q q 0 0 0 rg BT 522.00 299.25 Td (pharmacy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (service ) Tj ET Q q 0 0 0 rg BT 82.10 287.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 103.36 287.25 Td (and ) Tj ET Q q 0 0 0 rg BT 119.16 287.25 Td (controlling ) Tj ET Q q 0 0 0 rg BT 158.66 287.25 Td (increasing ) Tj ET Q q 0 0 0 rg BT 198.16 287.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 216.69 287.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 237.96 287.25 Td (incurred ) Tj ET Q q 0 0 0 rg BT 269.70 287.25 Td (by ) Tj ET Q q 0 0 0 rg BT 280.48 287.25 Td (public ) Tj ET Q q 0 0 0 rg BT 304.03 287.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 322.56 287.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 344.29 287.25 Td (and ) Tj ET Q q 0 0 0 rg BT 360.09 287.25 Td (private ) Tj ET Q q 0 0 0 rg BT 386.82 287.25 Td (payers, ) Tj ET Q q 0 0 0 rg BT 415.84 287.25 Td (which ) Tj ET Q q 0 0 0 rg BT 438.92 287.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 465.19 287.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 503.32 287.25 Td (reimbursement ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 77.45 275.25 Td (and ) Tj ET Q q 0 0 0 rg BT 93.62 275.25 Td (the ) Tj ET Q q 0 0 0 rg BT 107.51 275.25 Td (availability ) Tj ET Q q 0 0 0 rg BT 147.83 275.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.16 275.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 207.96 275.25 Td (allowances. ) Tj ET Q q 0 0 0 rg BT 253.30 275.25 Td ( ) Tj ET Q q 0 0 0 rg BT 255.78 275.25 Td (Legislative ) Tj ET Q q 0 0 0 rg BT 297.02 275.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 335.51 275.25 Td (to ) Tj ET Q q 0 0 0 rg BT 344.84 275.25 Td (control ) Tj ET Q q 0 0 0 rg BT 371.94 275.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 390.84 275.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 412.47 275.25 Td (include ) Tj ET Q q 0 0 0 rg BT 440.95 275.25 Td (lowering ) Tj ET Q q 0 0 0 rg BT 473.97 275.25 Td (of ) Tj ET Q q 0 0 0 rg BT 483.30 275.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 512.68 275.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 531.58 275.25 Td (pricing, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (restricting ) Tj ET Q q 0 0 0 rg BT 91.94 263.25 Td (or ) Tj ET Q q 0 0 0 rg BT 101.63 263.25 Td (prohibiting ) Tj ET Q q 0 0 0 rg BT 141.86 263.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.66 263.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 190.88 263.25 Td (of ) Tj ET Q q 0 0 0 rg BT 200.12 263.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 250.83 263.25 Td (allowances ) Tj ET Q q 0 0 0 rg BT 293.79 263.25 Td (and ) Tj ET Q q 0 0 0 rg BT 309.87 263.25 Td (placing ) Tj ET Q q 0 0 0 rg BT 338.25 263.25 Td (limitations ) Tj ET Q q 0 0 0 rg BT 377.11 263.25 Td (on ) Tj ET Q q 0 0 0 rg BT 388.63 263.25 Td (private ) Tj ET Q q 0 0 0 rg BT 415.64 263.25 Td (label ) Tj ET Q q 0 0 0 rg BT 435.36 263.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 480.15 263.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 498.95 263.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 535.09 263.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.48 263.25 Td (Other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 251.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 92.84 251.25 Td (that ) Tj ET Q q 0 0 0 rg BT 109.36 251.25 Td (have ) Tj ET Q q 0 0 0 rg BT 129.98 251.25 Td (been ) Tj ET Q q 0 0 0 rg BT 151.06 251.25 Td (implemented ) Tj ET Q q 0 0 0 rg BT 200.85 251.25 Td (by ) Tj ET Q q 0 0 0 rg BT 212.35 251.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 239.80 251.25 Td (government ) Tj ET Q q 0 0 0 rg BT 285.95 251.25 Td (payers ) Tj ET Q q 0 0 0 rg BT 313.40 251.25 Td (include ) Tj ET Q q 0 0 0 rg BT 342.22 251.25 Td (restricting ) Tj ET Q q 0 0 0 rg BT 380.61 251.25 Td (the ) Tj ET Q q 0 0 0 rg BT 394.85 251.25 Td (number ) Tj ET Q q 0 0 0 rg BT 425.49 251.25 Td (of ) Tj ET Q q 0 0 0 rg BT 435.17 251.25 Td (interchangeable ) Tj ET Q q 0 0 0 rg BT 496.36 251.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 541.59 251.25 Td (drug ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 239.25 Td (products ) Tj ET Q q 0 0 0 rg BT 87.86 239.25 Td (which ) Tj ET Q q 0 0 0 rg BT 111.23 239.25 Td (are ) Tj ET Q q 0 0 0 rg BT 125.49 239.25 Td (eligible ) Tj ET Q q 0 0 0 rg BT 153.42 239.25 Td (for ) Tj ET Q q 0 0 0 rg BT 165.40 239.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 222.49 239.25 Td (under ) Tj ET Q q 0 0 0 rg BT 245.87 239.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 282.91 239.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 301.73 239.25 Td (plans. ) Tj ET Q q 0 0 0 rg BT 325.55 239.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 366.89 239.25 Td (, ) Tj ET Q q 0 0 0 rg BT 371.57 239.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.38 239.25 Td (Council ) Tj ET Q q 0 0 0 rg BT 415.13 239.25 Td (of ) Tj ET Q q 0 0 0 rg BT 424.38 239.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.18 239.25 Td (Federation, ) Tj ET Q q 0 0 0 rg BT 482.07 239.25 Td (an ) Tj ET Q q 0 0 0 rg BT 493.60 239.25 Td (institution ) Tj ET Q q 0 0 0 rg BT 530.66 239.25 Td (created ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 227.25 Td (by ) Tj ET Q q 0 0 0 rg BT 65.41 227.25 Td (the ) Tj ET Q q 0 0 0 rg BT 79.57 227.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 116.96 227.25 Td (Premiers ) Tj ET Q q 0 0 0 rg BT 152.51 227.25 Td (in ) Tj ET Q q 0 0 0 rg BT 161.65 227.25 Td (2003 ) Tj ET Q q 0 0 0 rg BT 182.64 227.25 Td (to ) Tj ET Q q 0 0 0 rg BT 192.24 227.25 Td (collaborate ) Tj ET Q q 0 0 0 rg BT 235.11 227.25 Td (on ) Tj ET Q q 0 0 0 rg BT 246.98 227.25 Td (intergovernmental ) Tj ET Q q 0 0 0 rg BT 315.37 227.25 Td (relations, ) Tj ET Q q 0 0 0 rg BT 351.40 227.25 Td (continues ) Tj ET Q q 0 0 0 rg BT 389.26 227.25 Td (its ) Tj ET Q q 0 0 0 rg BT 400.22 227.25 Td (work ) Tj ET Q q 0 0 0 rg BT 420.28 227.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 457.67 227.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 475.47 227.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 511.96 227.25 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 548.44 227.25 Td (for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 215.25 Td (pharmaceutical ) Tj ET Q q 0 0 0 rg BT 111.89 215.25 Td (products ) Tj ET Q q 0 0 0 rg BT 145.63 215.25 Td (and ) Tj ET Q q 0 0 0 rg BT 161.59 215.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 196.23 215.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 195.25 Td (Legislation ) Tj ET Q q 0 0 0 rg BT 95.50 195.25 Td (in ) Tj ET Q q 0 0 0 rg BT 104.18 195.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 131.09 195.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 168.03 195.25 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 213.17 195.25 Td (establishes ) Tj ET Q q 0 0 0 rg BT 256.49 195.25 Td (listing ) Tj ET Q q 0 0 0 rg BT 279.75 195.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 329.91 195.25 Td (that ) Tj ET Q q 0 0 0 rg BT 345.88 195.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 373.25 195.25 Td (that ) Tj ET Q q 0 0 0 rg BT 389.23 195.25 Td (the ) Tj ET Q q 0 0 0 rg BT 402.93 195.25 Td (selling ) Tj ET Q q 0 0 0 rg BT 428.47 195.25 Td (price ) Tj ET Q q 0 0 0 rg BT 448.54 195.25 Td (for ) Tj ET Q q 0 0 0 rg BT 460.41 195.25 Td (a ) Tj ET Q q 0 0 0 rg BT 467.26 195.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 511.95 195.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 530.65 195.25 Td (product ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 183.25 Td (will ) Tj ET Q q 0 0 0 rg BT 67.83 183.25 Td (not ) Tj ET Q q 0 0 0 rg BT 81.67 183.25 Td (be ) Tj ET Q q 0 0 0 rg BT 93.24 183.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 118.48 183.25 Td (than ) Tj ET Q q 0 0 0 rg BT 136.88 183.25 Td (any ) Tj ET Q q 0 0 0 rg BT 152.55 183.25 Td (selling ) Tj ET Q q 0 0 0 rg BT 178.24 183.25 Td (price ) Tj ET Q q 0 0 0 rg BT 198.46 183.25 Td (established ) Tj ET Q q 0 0 0 rg BT 242.40 183.25 Td (by ) Tj ET Q q 0 0 0 rg BT 253.50 183.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.35 183.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 318.11 183.25 Td (for ) Tj ET Q q 0 0 0 rg BT 330.12 183.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.97 183.25 Td (same ) Tj ET Q q 0 0 0 rg BT 366.47 183.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 411.30 183.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 430.16 183.25 Td (product ) Tj ET Q q 0 0 0 rg BT 459.96 183.25 Td (under ) Tj ET Q q 0 0 0 rg BT 483.37 183.25 Td (other ) Tj ET Q q 0 0 0 rg BT 504.51 183.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 541.59 183.25 Td (drug ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 171.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 92.79 171.25 Td (programs. ) Tj ET Q q 0 0 0 rg BT 132.94 171.25 Td ( ) Tj ET Q q 0 0 0 rg BT 136.18 171.25 Td (In ) Tj ET Q q 0 0 0 rg BT 146.26 171.25 Td (some ) Tj ET Q q 0 0 0 rg BT 169.55 171.25 Td (provinces, ) Tj ET Q q 0 0 0 rg BT 210.16 171.25 Td (elements ) Tj ET Q q 0 0 0 rg BT 246.68 171.25 Td (of ) Tj ET Q q 0 0 0 rg BT 256.75 171.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.39 171.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 291.03 171.25 Td (and ) Tj ET Q q 0 0 0 rg BT 307.95 171.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 351.30 171.25 Td (that ) Tj ET Q q 0 0 0 rg BT 368.22 171.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 395.61 171.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 434.86 171.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 492.78 171.25 Td (and ) Tj ET Q q 0 0 0 rg BT 509.70 171.25 Td (manufacturer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 159.25 Td (allowances ) Tj ET Q q 0 0 0 rg BT 96.90 159.25 Td (for ) Tj ET Q q 0 0 0 rg BT 108.80 159.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 130.28 159.25 Td (to ) Tj ET Q q 0 0 0 rg BT 139.45 159.25 Td (the ) Tj ET Q q 0 0 0 rg BT 153.18 159.25 Td (public ) Tj ET Q q 0 0 0 rg BT 176.94 159.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 195.68 159.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 217.62 159.25 Td (are ) Tj ET Q q 0 0 0 rg BT 231.80 159.25 Td (extended ) Tj ET Q q 0 0 0 rg BT 267.88 159.25 Td (by ) Tj ET Q q 0 0 0 rg BT 278.87 159.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 317.67 159.25 Td (to ) Tj ET Q q 0 0 0 rg BT 326.84 159.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 348.32 159.25 Td (to ) Tj ET Q q 0 0 0 rg BT 357.49 159.25 Td (private ) Tj ET Q q 0 0 0 rg BT 384.44 159.25 Td (payers. ) Tj ET Q q 0 0 0 rg BT 413.67 159.25 Td ( ) Tj ET Q q 0 0 0 rg BT 415.54 159.25 Td (Also, ) Tj ET Q q 0 0 0 rg BT 436.10 159.25 Td (private ) Tj ET Q q 0 0 0 rg BT 463.05 159.25 Td (payers ) Tj ET Q q 0 0 0 rg BT 489.99 159.25 Td (\(such ) Tj ET Q q 0 0 0 rg BT 512.38 159.25 Td (as ) Tj ET Q q 0 0 0 rg BT 523.37 159.25 Td (corporate ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 147.25 Td (employers ) Tj ET Q q 0 0 0 rg BT 93.53 147.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.91 147.25 Td (their ) Tj ET Q q 0 0 0 rg BT 126.57 147.25 Td (insurers\) ) Tj ET Q q 0 0 0 rg BT 160.17 147.25 Td (are ) Tj ET Q q 0 0 0 rg BT 173.72 147.25 Td (looking ) Tj ET Q q 0 0 0 rg BT 201.41 147.25 Td (or ) Tj ET Q q 0 0 0 rg BT 210.40 147.25 Td (may ) Tj ET Q q 0 0 0 rg BT 227.60 147.25 Td (look ) Tj ET Q q 0 0 0 rg BT 244.34 147.25 Td (to ) Tj ET Q q 0 0 0 rg BT 252.89 147.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 279.21 147.25 Td (from ) Tj ET Q q 0 0 0 rg BT 297.32 147.25 Td (any ) Tj ET Q q 0 0 0 rg BT 312.24 147.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 349.95 147.25 Td (implemented ) Tj ET Q q 0 0 0 rg BT 398.60 147.25 Td (by ) Tj ET Q q 0 0 0 rg BT 408.97 147.25 Td (government ) Tj ET Q q 0 0 0 rg BT 453.98 147.25 Td (payers ) Tj ET Q q 0 0 0 rg BT 480.29 147.25 Td (to ) Tj ET Q q 0 0 0 rg BT 488.84 147.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 515.61 147.25 Td (prescription ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 135.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 72.54 135.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 93.82 135.25 Td (for ) Tj ET Q q 0 0 0 rg BT 105.52 135.25 Td (public ) Tj ET Q q 0 0 0 rg BT 129.08 135.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 150.81 135.25 Td (by ) Tj ET Q q 0 0 0 rg BT 161.60 135.25 Td (attempting ) Tj ET Q q 0 0 0 rg BT 202.03 135.25 Td (to ) Tj ET Q q 0 0 0 rg BT 211.00 135.25 Td (extend ) Tj ET Q q 0 0 0 rg BT 237.76 135.25 Td (these ) Tj ET Q q 0 0 0 rg BT 259.95 135.25 Td (measures ) Tj ET Q q 0 0 0 rg BT 298.09 135.25 Td (to ) Tj ET Q q 0 0 0 rg BT 307.06 135.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 351.58 135.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 370.12 135.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 391.86 135.25 Td (they ) Tj ET Q q 0 0 0 rg BT 409.49 135.25 Td (own ) Tj ET Q q 0 0 0 rg BT 426.66 135.25 Td (or ) Tj ET Q q 0 0 0 rg BT 436.08 135.25 Td (manage. ) Tj ET Q q 0 0 0 rg BT 470.13 135.25 Td ( ) Tj ET Q q 0 0 0 rg BT 471.84 135.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 513.62 135.25 Td (, ) Tj ET Q q 0 0 0 rg BT 518.04 135.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 551.17 135.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 123.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 91.99 123.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 148.67 123.25 Td (and ) Tj ET Q q 0 0 0 rg BT 164.33 123.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 214.64 123.25 Td (allowances ) Tj ET Q q 0 0 0 rg BT 257.19 123.25 Td (for ) Tj ET Q q 0 0 0 rg BT 268.75 123.25 Td (a ) Tj ET Q q 0 0 0 rg BT 275.29 123.25 Td (public ) Tj ET Q q 0 0 0 rg BT 298.70 123.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 317.10 123.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 334.59 123.25 Td (could ) Tj ET Q q 0 0 0 rg BT 356.18 123.25 Td (also ) Tj ET Q q 0 0 0 rg BT 373.21 123.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 399.35 123.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 437.35 123.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 494.02 123.25 Td (and ) Tj ET Q q 0 0 0 rg BT 509.69 123.25 Td (manufacturer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 111.25 Td (allowances ) Tj ET Q q 0 0 0 rg BT 97.52 111.25 Td (for ) Tj ET Q q 0 0 0 rg BT 110.05 111.25 Td (private ) Tj ET Q q 0 0 0 rg BT 137.62 111.25 Td (payers. ) Tj ET Q q 0 0 0 rg BT 167.47 111.25 Td ( ) Tj ET Q q 0 0 0 rg BT 170.42 111.25 Td (In ) Tj ET Q q 0 0 0 rg BT 180.22 111.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 214.18 111.25 Td (private ) Tj ET Q q 0 0 0 rg BT 241.75 111.25 Td (payers ) Tj ET Q q 0 0 0 rg BT 269.32 111.25 Td (could ) Tj ET Q q 0 0 0 rg BT 291.88 111.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 319.90 111.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 358.87 111.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 416.51 111.25 Td (for ) Tj ET Q q 0 0 0 rg BT 429.03 111.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 474.38 111.25 Td (drugs ) Tj ET Q q 0 0 0 rg BT 497.84 111.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 532.25 111.25 Td (to ) Tj ET Q q 0 0 0 rg BT 542.05 111.25 Td (their ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 99.25 Td (members ) Tj ET Q q 0 0 0 rg BT 90.46 99.25 Td (or ) Tj ET Q q 0 0 0 rg BT 100.03 99.25 Td (could ) Tj ET Q q 0 0 0 rg BT 121.91 99.25 Td (elect ) Tj ET Q q 0 0 0 rg BT 141.51 99.25 Td (to ) Tj ET Q q 0 0 0 rg BT 150.64 99.25 Td (reimburse ) Tj ET Q q 0 0 0 rg BT 189.37 99.25 Td (members ) Tj ET Q q 0 0 0 rg BT 225.83 99.25 Td (only ) Tj ET Q q 0 0 0 rg BT 243.15 99.25 Td (for ) Tj ET Q q 0 0 0 rg BT 255.00 99.25 Td (products ) Tj ET Q q 0 0 0 rg BT 288.74 99.25 Td (included ) Tj ET Q q 0 0 0 rg BT 321.56 99.25 Td (on ) Tj ET Q q 0 0 0 rg BT 332.96 99.25 Td (closed ) Tj ET Q q 0 0 0 rg BT 358.95 99.25 Td (formularies ) Tj ET Q q 0 0 0 rg BT 401.79 99.25 Td (or ) Tj ET Q q 0 0 0 rg BT 411.36 99.25 Td (available ) Tj ET Q q 0 0 0 rg BT 446.01 99.25 Td (from ) Tj ET Q q 0 0 0 rg BT 464.69 99.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 500.24 99.25 Td (providers.) Tj ET Q endstream endobj 35 0 obj <> endobj 36 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (17) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 91.13 735.25 Td (impacting ) Tj ET Q q 0 0 0 rg BT 130.53 735.25 Td (pharmacy ) Tj ET Q q 0 0 0 rg BT 170.83 735.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 229.82 735.25 Td (programs, ) Tj ET Q q 0 0 0 rg BT 271.04 735.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 317.73 735.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 338.45 735.25 Td (pricing, ) Tj ET Q q 0 0 0 rg BT 369.18 735.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 421.80 735.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 462.57 735.25 Td (funding ) Tj ET Q q 0 0 0 rg BT 493.78 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 511.76 735.25 Td (private ) Tj ET Q q 0 0 0 rg BT 540.68 735.25 Td (label ) Tj ET Q q 0 0 0 rg BT 560.28 735.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 98.93 723.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 117.88 723.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 154.16 723.25 Td (legislative ) Tj ET Q q 0 0 0 rg BT 192.72 723.25 Td (or ) Tj ET Q q 0 0 0 rg BT 202.55 723.25 Td (otherwise, ) Tj ET Q q 0 0 0 rg BT 242.47 723.25 Td (are ) Tj ET Q q 0 0 0 rg BT 256.86 723.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 292.69 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 302.07 723.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 335.62 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 345.00 723.25 Td (put ) Tj ET Q q 0 0 0 rg BT 358.95 723.25 Td (downward ) Tj ET Q q 0 0 0 rg BT 398.86 723.25 Td (pressure ) Tj ET Q q 0 0 0 rg BT 433.31 723.25 Td (on ) Tj ET Q q 0 0 0 rg BT 444.97 723.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 489.90 723.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 508.86 723.25 Td (sales. ) Tj ET Q q 0 0 0 rg BT 532.83 723.25 Td ( ) Tj ET Q q 0 0 0 rg BT 535.21 723.25 Td (These ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 86.39 711.25 Td (may ) Tj ET Q q 0 0 0 rg BT 103.26 711.25 Td (have ) Tj ET Q q 0 0 0 rg BT 122.42 711.25 Td (a ) Tj ET Q q 0 0 0 rg BT 128.36 711.25 Td (material ) Tj ET Q q 0 0 0 rg BT 158.90 711.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 189.46 711.25 Td (ef) Tj ET Q q 0 0 0 rg BT 196.16 711.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 210.76 711.25 Td (on ) Tj ET Q q 0 0 0 rg BT 221.26 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 234.04 711.25 Td (Company) Tj ET Q q 0 0 0 rg BT 270.81 711.25 Td (s ) Tj ET Q q 0 0 0 rg BT 276.29 711.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 312.32 711.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 332.85 711.25 Td (and ) Tj ET Q q 0 0 0 rg BT 347.91 711.25 Td (profitability) Tj ET Q q 0 0 0 rg BT 386.51 711.25 Td (. ) Tj ET Q q 0 0 0 rg BT 390.17 711.25 Td ( ) Tj ET Q q 0 0 0 rg BT 391.55 711.25 Td (In ) Tj ET Q q 0 0 0 rg BT 399.77 711.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 432.15 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.93 711.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 481.40 711.25 Td (could ) Tj ET Q q 0 0 0 rg BT 502.39 711.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 521.54 711.25 Td (significant ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 699.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 76.15 699.25 Td (in ) Tj ET Q q 0 0 0 rg BT 85.54 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 99.95 699.25 Td (course ) Tj ET Q q 0 0 0 rg BT 127.58 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.43 699.25 Td (complying ) Tj ET Q q 0 0 0 rg BT 177.35 699.25 Td (with ) Tj ET Q q 0 0 0 rg BT 194.94 699.25 Td (any ) Tj ET Q q 0 0 0 rg BT 211.17 699.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 245.19 699.25 Td (in ) Tj ET Q q 0 0 0 rg BT 254.58 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 268.99 699.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 308.46 699.25 Td (regime ) Tj ET Q q 0 0 0 rg BT 336.53 699.25 Td (af) Tj ET Q q 0 0 0 rg BT 343.23 699.25 Td (fecting ) Tj ET Q q 0 0 0 rg BT 370.40 699.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 415.80 699.25 Td (drugs. ) Tj ET Q q 0 0 0 rg BT 441.60 699.25 Td ( ) Tj ET Q q 0 0 0 rg BT 444.61 699.25 Td (Non-compliance ) Tj ET Q q 0 0 0 rg BT 506.87 699.25 Td (with ) Tj ET Q q 0 0 0 rg BT 524.45 699.25 Td (any ) Tj ET Q q 0 0 0 rg BT 540.68 699.25 Td (such ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 687.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 83.55 687.25 Td (or ) Tj ET Q q 0 0 0 rg BT 92.59 687.25 Td (proposed ) Tj ET Q q 0 0 0 rg BT 128.53 687.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 146.68 687.25 Td (or ) Tj ET Q q 0 0 0 rg BT 155.71 687.25 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 199.85 687.25 Td (particularly ) Tj ET Q q 0 0 0 rg BT 241.25 687.25 Td (those ) Tj ET Q q 0 0 0 rg BT 263.06 687.25 Td (that ) Tj ET Q q 0 0 0 rg BT 278.48 687.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 307.13 687.25 Td (for ) Tj ET Q q 0 0 0 rg BT 318.44 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.59 687.25 Td (licensing ) Tj ET Q q 0 0 0 rg BT 365.24 687.25 Td (and ) Tj ET Q q 0 0 0 rg BT 380.67 687.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 411.14 687.25 Td (of ) Tj ET Q q 0 0 0 rg BT 419.73 687.25 Td (wholesalers, ) Tj ET Q q 0 0 0 rg BT 467.05 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 480.20 687.25 Td (licensing ) Tj ET Q q 0 0 0 rg BT 513.85 687.25 Td (and ) Tj ET Q q 0 0 0 rg BT 529.28 687.25 Td (conduct ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 675.25 Td (of ) Tj ET Q q 0 0 0 rg BT 64.42 675.25 Td (pharmacists, ) Tj ET Q q 0 0 0 rg BT 114.50 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 129.48 675.25 Td (regulation ) Tj ET Q q 0 0 0 rg BT 169.08 675.25 Td (and ) Tj ET Q q 0 0 0 rg BT 186.34 675.25 Td (ownership ) Tj ET Q q 0 0 0 rg BT 227.30 675.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.72 675.25 Td (pharmacies, ) Tj ET Q q 0 0 0 rg BT 285.97 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.96 675.25 Td (advertising ) Tj ET Q q 0 0 0 rg BT 344.20 675.25 Td (of ) Tj ET Q q 0 0 0 rg BT 354.62 675.25 Td (pharmacies ) Tj ET Q q 0 0 0 rg BT 400.59 675.25 Td (and ) Tj ET Q q 0 0 0 rg BT 417.86 675.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 463.83 675.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 499.77 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 514.76 675.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 551.16 675.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 663.25 Td (information ) Tj ET Q q 0 0 0 rg BT 96.41 663.25 Td (concerning ) Tj ET Q q 0 0 0 rg BT 138.37 663.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 182.60 663.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 200.85 663.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 236.43 663.25 Td (the ) Tj ET Q q 0 0 0 rg BT 249.67 663.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 275.67 663.25 Td (of ) Tj ET Q q 0 0 0 rg BT 284.35 663.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 328.58 663.25 Td (drugs ) Tj ET Q q 0 0 0 rg BT 350.93 663.25 Td (and ) Tj ET Q q 0 0 0 rg BT 366.46 663.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 407.95 663.25 Td (on ) Tj ET Q q 0 0 0 rg BT 418.91 663.25 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 469.07 663.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 507.37 663.25 Td (funding, ) Tj ET Q q 0 0 0 rg BT 538.40 663.25 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 651.25 Td (result ) Tj ET Q q 0 0 0 rg BT 77.34 651.25 Td (in ) Tj ET Q q 0 0 0 rg BT 87.01 651.25 Td (audits, ) Tj ET Q q 0 0 0 rg BT 114.46 651.25 Td (civil ) Tj ET Q q 0 0 0 rg BT 131.41 651.25 Td (or ) Tj ET Q q 0 0 0 rg BT 141.99 651.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 181.74 651.25 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 231.98 651.25 Td (fines, ) Tj ET Q q 0 0 0 rg BT 254.87 651.25 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 293.26 651.25 Td (injunctions, ) Tj ET Q q 0 0 0 rg BT 337.58 651.25 Td (recalls ) Tj ET Q q 0 0 0 rg BT 364.56 651.25 Td (or ) Tj ET Q q 0 0 0 rg BT 375.14 651.25 Td (seizures, ) Tj ET Q q 0 0 0 rg BT 411.24 651.25 Td (any ) Tj ET Q q 0 0 0 rg BT 427.75 651.25 Td (of ) Tj ET Q q 0 0 0 rg BT 437.87 651.25 Td (which ) Tj ET Q q 0 0 0 rg BT 462.12 651.25 Td (could ) Tj ET Q q 0 0 0 rg BT 485.01 651.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 523.40 651.25 Td (af) Tj ET Q q 0 0 0 rg BT 530.09 651.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 546.60 651.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 639.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 95.04 639.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 135.61 639.25 Td (or ) Tj ET Q q 0 0 0 rg BT 145.18 639.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 177.55 639.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 225.87 639.25 Td (of ) Tj ET Q q 0 0 0 rg BT 234.99 639.25 Td (the ) Tj ET Q q 0 0 0 rg BT 248.67 639.25 Td (Company) Tj ET Q q 0 0 0 rg BT 283.16 639.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (Competitive ) Tj ET Q q 0 0 0 rg BT 102.83 619.25 Td (Environment ) Tj ET Q q 0 0 0 rg BT 154.84 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 171.32 619.25 Td (Strategy ) Tj ET Q q 0 0 0 rg BT 206.02 619.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 207.92 619.25 Td (The ) Tj ET Q q 0 0 0 rg BT 223.95 619.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 243.62 619.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 274.23 619.25 Td (in ) Tj ET Q q 0 0 0 rg BT 282.51 619.25 Td (Canada ) Tj ET Q q 0 0 0 rg BT 313.13 619.25 Td (is ) Tj ET Q q 0 0 0 rg BT 320.95 619.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 344.27 619.25 Td (competitive. ) Tj ET Q q 0 0 0 rg BT 389.81 619.25 Td (The ) Tj ET Q q 0 0 0 rg BT 405.84 619.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 442.83 619.25 Td (competes ) Tj ET Q q 0 0 0 rg BT 480.29 619.25 Td (against ) Tj ET Q q 0 0 0 rg BT 508.63 619.25 Td (a ) Tj ET Q q 0 0 0 rg BT 515.09 619.25 Td (wide ) Tj ET Q q 0 0 0 rg BT 533.84 619.25 Td (variety ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 63.62 607.25 Td (retailers ) Tj ET Q q 0 0 0 rg BT 95.56 607.25 Td (including ) Tj ET Q q 0 0 0 rg BT 130.71 607.25 Td (supermarket ) Tj ET Q q 0 0 0 rg BT 179.07 607.25 Td (and ) Tj ET Q q 0 0 0 rg BT 195.53 607.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 216.08 607.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 235.27 607.25 Td (store ) Tj ET Q q 0 0 0 rg BT 256.28 607.25 Td (operators, ) Tj ET Q q 0 0 0 rg BT 295.99 607.25 Td (as ) Tj ET Q q 0 0 0 rg BT 307.43 607.25 Td (well ) Tj ET Q q 0 0 0 rg BT 324.33 607.25 Td (as ) Tj ET Q q 0 0 0 rg BT 335.77 607.25 Td (mass ) Tj ET Q q 0 0 0 rg BT 358.14 607.25 Td (merchandisers, ) Tj ET Q q 0 0 0 rg BT 416.98 607.25 Td (warehouse ) Tj ET Q q 0 0 0 rg BT 459.87 607.25 Td (clubs, ) Tj ET Q q 0 0 0 rg BT 484.08 607.25 Td (online ) Tj ET Q q 0 0 0 rg BT 508.74 607.25 Td (retailers, ) Tj ET Q q 0 0 0 rg BT 542.97 607.25 Td (mail ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 595.25 Td (order ) Tj ET Q q 0 0 0 rg BT 76.52 595.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 122.29 595.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 142.08 595.25 Td (distributors, ) Tj ET Q q 0 0 0 rg BT 187.85 595.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 214.93 595.25 Td (assortment ) Tj ET Q q 0 0 0 rg BT 258.87 595.25 Td (stores, ) Tj ET Q q 0 0 0 rg BT 286.87 595.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 320.79 595.25 Td (stores, ) Tj ET Q q 0 0 0 rg BT 348.79 595.25 Td (convenience ) Tj ET Q q 0 0 0 rg BT 398.22 595.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 423.93 595.25 Td (and ) Tj ET Q q 0 0 0 rg BT 441.00 595.25 Td (specialty ) Tj ET Q q 0 0 0 rg BT 476.28 595.25 Td (stores. ) Tj ET Q q 0 0 0 rg BT 504.28 595.25 Td (Many ) Tj ET Q q 0 0 0 rg BT 527.71 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.93 595.25 Td (these ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 583.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 99.58 583.25 Td (now ) Tj ET Q q 0 0 0 rg BT 117.81 583.25 Td (of) Tj ET Q q 0 0 0 rg BT 124.51 583.25 Td (fer ) Tj ET Q q 0 0 0 rg BT 137.27 583.25 Td (a ) Tj ET Q q 0 0 0 rg BT 145.02 583.25 Td (selection ) Tj ET Q q 0 0 0 rg BT 180.57 583.25 Td (of ) Tj ET Q q 0 0 0 rg BT 190.61 583.25 Td (food, ) Tj ET Q q 0 0 0 rg BT 212.04 583.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 231.64 583.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.51 583.25 Td (general ) Tj ET Q q 0 0 0 rg BT 279.05 583.25 Td (merchandise. ) Tj ET Q q 0 0 0 rg BT 331.47 583.25 Td (Others ) Tj ET Q q 0 0 0 rg BT 359.28 583.25 Td (remain ) Tj ET Q q 0 0 0 rg BT 387.53 583.25 Td (focused ) Tj ET Q q 0 0 0 rg BT 419.45 583.25 Td (on ) Tj ET Q q 0 0 0 rg BT 431.76 583.25 Td (supermarket-type ) Tj ET Q q 0 0 0 rg BT 498.75 583.25 Td (merchandise. ) Tj ET Q q 0 0 0 rg BT 551.17 583.25 Td (In ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 571.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 87.44 571.25 Td (the ) Tj ET Q q 0 0 0 rg BT 101.27 571.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 138.79 571.25 Td (is ) Tj ET Q q 0 0 0 rg BT 147.15 571.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 175.56 571.25 Td (to ) Tj ET Q q 0 0 0 rg BT 184.83 571.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 228.74 571.25 Td (pressures ) Tj ET Q q 0 0 0 rg BT 267.18 571.25 Td (from ) Tj ET Q q 0 0 0 rg BT 286.01 571.25 Td (new ) Tj ET Q q 0 0 0 rg BT 303.48 571.25 Td (entrants ) Tj ET Q q 0 0 0 rg BT 335.55 571.25 Td (into ) Tj ET Q q 0 0 0 rg BT 351.20 571.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.03 571.25 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 412.13 571.25 Td (and ) Tj ET Q q 0 0 0 rg BT 428.24 571.25 Td (from ) Tj ET Q q 0 0 0 rg BT 447.08 571.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.91 571.25 Td (expansion ) Tj ET Q q 0 0 0 rg BT 500.73 571.25 Td (or ) Tj ET Q q 0 0 0 rg BT 510.45 571.25 Td (renovation ) Tj ET Q q 0 0 0 rg BT 551.17 571.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 559.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 84.44 559.25 Td (competitors, ) Tj ET Q q 0 0 0 rg BT 131.73 559.25 Td (particularly ) Tj ET Q q 0 0 0 rg BT 174.01 559.25 Td (those ) Tj ET Q q 0 0 0 rg BT 196.70 559.25 Td (expanding ) Tj ET Q q 0 0 0 rg BT 237.17 559.25 Td (into ) Tj ET Q q 0 0 0 rg BT 253.02 559.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.05 559.25 Td (grocery ) Tj ET Q q 0 0 0 rg BT 297.02 559.25 Td (and ) Tj ET Q q 0 0 0 rg BT 313.33 559.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 333.73 559.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 352.77 559.25 Td (markets ) Tj ET Q q 0 0 0 rg BT 384.56 559.25 Td (and ) Tj ET Q q 0 0 0 rg BT 400.87 559.25 Td (those ) Tj ET Q q 0 0 0 rg BT 423.56 559.25 Td (of) Tj ET Q q 0 0 0 rg BT 430.26 559.25 Td (fering ) Tj ET Q q 0 0 0 rg BT 453.40 559.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 501.60 559.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 522.00 559.25 Td (platforms. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 547.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.75 547.25 Td (Company) Tj ET Q q 0 0 0 rg BT 107.52 547.25 Td (s ) Tj ET Q q 0 0 0 rg BT 114.24 547.25 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 140.11 547.25 Td (program ) Tj ET Q q 0 0 0 rg BT 173.26 547.25 Td (is ) Tj ET Q q 0 0 0 rg BT 181.81 547.25 Td (a ) Tj ET Q q 0 0 0 rg BT 188.99 547.25 Td (valuable ) Tj ET Q q 0 0 0 rg BT 222.15 547.25 Td (of) Tj ET Q q 0 0 0 rg BT 228.85 547.25 Td (fering ) Tj ET Q q 0 0 0 rg BT 251.98 547.25 Td (to ) Tj ET Q q 0 0 0 rg BT 261.44 547.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 301.89 547.25 Td (and ) Tj ET Q q 0 0 0 rg BT 318.19 547.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 351.81 547.25 Td (a ) Tj ET Q q 0 0 0 rg BT 358.99 547.25 Td (key ) Tj ET Q q 0 0 0 rg BT 374.37 547.25 Td (dif) Tj ET Q q 0 0 0 rg BT 382.89 547.25 Td (ferentiating ) Tj ET Q q 0 0 0 rg BT 426.09 547.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 464.71 547.25 Td (tool ) Tj ET Q q 0 0 0 rg BT 480.56 547.25 Td (for ) Tj ET Q q 0 0 0 rg BT 492.75 547.25 Td (the ) Tj ET Q q 0 0 0 rg BT 506.77 547.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 543.87 547.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 535.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 95.07 535.25 Td (promotional ) Tj ET Q q 0 0 0 rg BT 140.70 535.25 Td (and ) Tj ET Q q 0 0 0 rg BT 157.17 535.25 Td (other ) Tj ET Q q 0 0 0 rg BT 178.64 535.25 Td (business ) Tj ET Q q 0 0 0 rg BT 213.80 535.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 248.03 535.25 Td (related ) Tj ET Q q 0 0 0 rg BT 275.89 535.25 Td (to ) Tj ET Q q 0 0 0 rg BT 285.52 535.25 Td (the ) Tj ET Q q 0 0 0 rg BT 299.70 535.25 Td (Company) Tj ET Q q 0 0 0 rg BT 336.47 535.25 Td (s ) Tj ET Q q 0 0 0 rg BT 343.36 535.25 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 369.39 535.25 Td (program ) Tj ET Q q 0 0 0 rg BT 402.71 535.25 Td (must ) Tj ET Q q 0 0 0 rg BT 423.27 535.25 Td (be ) Tj ET Q q 0 0 0 rg BT 435.17 535.25 Td (well ) Tj ET Q q 0 0 0 rg BT 452.08 535.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 489.06 535.25 Td (and ) Tj ET Q q 0 0 0 rg BT 505.52 535.25 Td (coordinated ) Tj ET Q q 0 0 0 rg BT 551.17 535.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 523.25 Td (preserve ) Tj ET Q q 0 0 0 rg BT 88.59 523.25 Td (positive ) Tj ET Q q 0 0 0 rg BT 119.08 523.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 155.49 523.25 Td (perception. ) Tj ET Q q 0 0 0 rg BT 198.58 523.25 Td (The ) Tj ET Q q 0 0 0 rg BT 215.39 523.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 253.17 523.25 Td (has ) Tj ET Q q 0 0 0 rg BT 269.08 523.25 Td (made ) Tj ET Q q 0 0 0 rg BT 292.27 523.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 331.42 523.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 377.87 523.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.93 523.25 Td (support ) Tj ET Q q 0 0 0 rg BT 416.97 523.25 Td (of ) Tj ET Q q 0 0 0 rg BT 426.49 523.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 453.79 523.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 487.47 523.25 Td (priorities. ) Tj ET Q q 0 0 0 rg BT 523.42 523.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 551.17 523.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 511.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 84.55 511.25 Td (these ) Tj ET Q q 0 0 0 rg BT 106.89 511.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 140.17 511.25 Td (priorities ) Tj ET Q q 0 0 0 rg BT 173.43 511.25 Td (could ) Tj ET Q q 0 0 0 rg BT 195.32 511.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 232.70 511.25 Td (af) Tj ET Q q 0 0 0 rg BT 239.40 511.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 254.90 511.25 Td (the ) Tj ET Q q 0 0 0 rg BT 268.58 511.25 Td (Company) Tj ET Q q 0 0 0 rg BT 305.35 511.25 Td (s ) Tj ET Q q 0 0 0 rg BT 311.73 511.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 344.10 511.25 Td (position ) Tj ET Q q 0 0 0 rg BT 374.65 511.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.61 511.25 Td (its ) Tj ET Q q 0 0 0 rg BT 401.09 511.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 424.34 511.25 Td (to ) Tj ET Q q 0 0 0 rg BT 433.46 511.25 Td (compete ) Tj ET Q q 0 0 0 rg BT 467.20 511.25 Td (with ) Tj ET Q q 0 0 0 rg BT 484.06 511.25 Td (competitors.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 491.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.42 491.25 Td (Company) Tj ET Q q 0 0 0 rg BT 107.20 491.25 Td (s ) Tj ET Q q 0 0 0 rg BT 113.59 491.25 Td (inability ) Tj ET Q q 0 0 0 rg BT 143.23 491.25 Td (to ) Tj ET Q q 0 0 0 rg BT 152.37 491.25 Td (ef) Tj ET Q q 0 0 0 rg BT 159.07 491.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 190.99 491.25 Td (predict ) Tj ET Q q 0 0 0 rg BT 217.90 491.25 Td (market ) Tj ET Q q 0 0 0 rg BT 245.25 491.25 Td (activity) Tj ET Q q 0 0 0 rg BT 269.72 491.25 Td (, ) Tj ET Q q 0 0 0 rg BT 274.30 491.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 308.04 491.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 344.06 491.25 Td (preferences ) Tj ET Q q 0 0 0 rg BT 389.66 491.25 Td (and ) Tj ET Q q 0 0 0 rg BT 405.64 491.25 Td (spending ) Tj ET Q q 0 0 0 rg BT 441.22 491.25 Td (patterns ) Tj ET Q q 0 0 0 rg BT 473.14 491.25 Td (and ) Tj ET Q q 0 0 0 rg BT 489.12 491.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 521.05 491.25 Td (in ) Tj ET Q q 0 0 0 rg BT 529.72 491.25 Td (a ) Tj ET Q q 0 0 0 rg BT 536.58 491.25 Td (timely ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 479.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 83.95 479.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.94 479.25 Td (trends, ) Tj ET Q q 0 0 0 rg BT 120.16 479.25 Td (or ) Tj ET Q q 0 0 0 rg BT 129.60 479.25 Td (compete ) Tj ET Q q 0 0 0 rg BT 163.21 479.25 Td (ef) Tj ET Q q 0 0 0 rg BT 169.91 479.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 201.68 479.25 Td (with ) Tj ET Q q 0 0 0 rg BT 218.41 479.25 Td (its ) Tj ET Q q 0 0 0 rg BT 228.76 479.25 Td (current ) Tj ET Q q 0 0 0 rg BT 256.44 479.25 Td (or ) Tj ET Q q 0 0 0 rg BT 265.88 479.25 Td (future ) Tj ET Q q 0 0 0 rg BT 289.00 479.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 333.53 479.25 Td (could ) Tj ET Q q 0 0 0 rg BT 355.29 479.25 Td (result ) Tj ET Q q 0 0 0 rg BT 377.49 479.25 Td (in, ) Tj ET Q q 0 0 0 rg BT 388.30 479.25 Td (among ) Tj ET Q q 0 0 0 rg BT 415.52 479.25 Td (other ) Tj ET Q q 0 0 0 rg BT 436.36 479.25 Td (things, ) Tj ET Q q 0 0 0 rg BT 462.68 479.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 494.46 479.25 Td (market ) Tj ET Q q 0 0 0 rg BT 521.67 479.25 Td (share ) Tj ET Q q 0 0 0 rg BT 544.33 479.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 467.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 85.28 467.25 Td (profitability) Tj ET Q q 0 0 0 rg BT 123.88 467.25 Td (. ) Tj ET Q q 0 0 0 rg BT 127.81 467.25 Td (If ) Tj ET Q q 0 0 0 rg BT 134.01 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.06 467.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 183.80 467.25 Td (is ) Tj ET Q q 0 0 0 rg BT 191.37 467.25 Td (inef) Tj ET Q q 0 0 0 rg BT 204.45 467.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 229.81 467.25 Td (in ) Tj ET Q q 0 0 0 rg BT 237.83 467.25 Td (responding ) Tj ET Q q 0 0 0 rg BT 280.06 467.25 Td (to ) Tj ET Q q 0 0 0 rg BT 288.55 467.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 326.20 467.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 350.64 467.25 Td (or ) Tj ET Q q 0 0 0 rg BT 359.58 467.25 Td (in ) Tj ET Q q 0 0 0 rg BT 367.60 467.25 Td (executing ) Tj ET Q q 0 0 0 rg BT 404.36 467.25 Td (its ) Tj ET Q q 0 0 0 rg BT 414.21 467.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 446.85 467.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 470.38 467.25 Td (its ) Tj ET Q q 0 0 0 rg BT 480.23 467.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 511.97 467.25 Td (performance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 455.25 Td (could ) Tj ET Q q 0 0 0 rg BT 75.95 455.25 Td (be ) Tj ET Q q 0 0 0 rg BT 87.42 455.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 124.87 455.25 Td (af) Tj ET Q q 0 0 0 rg BT 131.57 455.25 Td (fected. ) Tj ET Q q 0 0 0 rg BT 158.40 455.25 Td (The ) Tj ET Q q 0 0 0 rg BT 174.88 455.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 199.56 455.25 Td (to ) Tj ET Q q 0 0 0 rg BT 208.75 455.25 Td (ef) Tj ET Q q 0 0 0 rg BT 215.45 455.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 247.43 455.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 279.41 455.25 Td (to ) Tj ET Q q 0 0 0 rg BT 288.60 455.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 324.68 455.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 349.82 455.25 Td (may ) Tj ET Q q 0 0 0 rg BT 367.66 455.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 405.11 455.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 431.61 455.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.36 455.25 Td (Company) Tj ET Q q 0 0 0 rg BT 482.13 455.25 Td (s ) Tj ET Q q 0 0 0 rg BT 488.58 455.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 532.87 455.25 Td (with ) Tj ET Q q 0 0 0 rg BT 549.80 455.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 443.25 Td (customers. ) Tj ET Q q 0 0 0 rg BT 95.91 443.25 Td (The ) Tj ET Q q 0 0 0 rg BT 111.97 443.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.98 443.25 Td (closely ) Tj ET Q q 0 0 0 rg BT 175.98 443.25 Td (monitors ) Tj ET Q q 0 0 0 rg BT 209.34 443.25 Td (its ) Tj ET Q q 0 0 0 rg BT 219.47 443.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 263.78 443.25 Td (and ) Tj ET Q q 0 0 0 rg BT 279.39 443.25 Td (their ) Tj ET Q q 0 0 0 rg BT 297.26 443.25 Td (strategies, ) Tj ET Q q 0 0 0 rg BT 337.03 443.25 Td (market ) Tj ET Q q 0 0 0 rg BT 364.01 443.25 Td (developments ) Tj ET Q q 0 0 0 rg BT 417.00 443.25 Td (and ) Tj ET Q q 0 0 0 rg BT 432.60 443.25 Td (market ) Tj ET Q q 0 0 0 rg BT 459.59 443.25 Td (share ) Tj ET Q q 0 0 0 rg BT 482.03 443.25 Td (trends. ) Tj ET Q q 0 0 0 rg BT 509.02 443.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 536.01 443.25 Td (by ) Tj ET Q q 0 0 0 rg BT 546.60 443.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 431.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.37 431.25 Td (to ) Tj ET Q q 0 0 0 rg BT 100.49 431.25 Td (sustain ) Tj ET Q q 0 0 0 rg BT 128.76 431.25 Td (its ) Tj ET Q q 0 0 0 rg BT 139.24 431.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 183.00 431.25 Td (position ) Tj ET Q q 0 0 0 rg BT 213.55 431.25 Td (could ) Tj ET Q q 0 0 0 rg BT 235.44 431.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 272.81 431.25 Td (af) Tj ET Q q 0 0 0 rg BT 279.51 431.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 295.02 431.25 Td (the ) Tj ET Q q 0 0 0 rg BT 308.70 431.25 Td (Company) Tj ET Q q 0 0 0 rg BT 345.47 431.25 Td (s ) Tj ET Q q 0 0 0 rg BT 351.85 431.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 384.22 431.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 411.25 Td (Electronic ) Tj ET Q q 0 0 0 rg BT 96.47 411.25 Td (Commerce ) Tj ET Q q 0 0 0 rg BT 141.67 411.25 Td (and ) Tj ET Q q 0 0 0 rg BT 159.08 411.25 Td (Disruptive ) Tj ET Q q 0 0 0 rg BT 202.00 411.25 Td (T) Tj ET Q q 0 0 0 rg BT 206.41 411.25 Td (echnologies ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 257.08 411.25 Td ( ) Tj ET Q q 0 0 0 rg BT 259.73 411.25 Td (The ) Tj ET Q q 0 0 0 rg BT 276.69 411.25 Td (Company) Tj ET Q q 0 0 0 rg BT 313.46 411.25 Td (s ) Tj ET Q q 0 0 0 rg BT 320.38 411.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 368.77 411.25 Td (strategy ) Tj ET Q q 0 0 0 rg BT 400.77 411.25 Td (is ) Tj ET Q q 0 0 0 rg BT 409.52 411.25 Td (a ) Tj ET Q q 0 0 0 rg BT 416.90 411.25 Td (growing ) Tj ET Q q 0 0 0 rg BT 448.44 411.25 Td (business ) Tj ET Q q 0 0 0 rg BT 483.63 411.25 Td (initiative. ) Tj ET Q q 0 0 0 rg BT 518.36 411.25 Td (Customers ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 399.25 Td (expect ) Tj ET Q q 0 0 0 rg BT 80.70 399.25 Td (innovative ) Tj ET Q q 0 0 0 rg BT 120.16 399.25 Td (concepts ) Tj ET Q q 0 0 0 rg BT 155.52 399.25 Td (and ) Tj ET Q q 0 0 0 rg BT 171.74 399.25 Td (a ) Tj ET Q q 0 0 0 rg BT 178.83 399.25 Td (positive ) Tj ET Q q 0 0 0 rg BT 209.18 399.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 245.44 399.25 Td (experience, ) Tj ET Q q 0 0 0 rg BT 290.37 399.25 Td (including ) Tj ET Q q 0 0 0 rg BT 325.27 399.25 Td (a ) Tj ET Q q 0 0 0 rg BT 332.36 399.25 Td (user-friendly ) Tj ET Q q 0 0 0 rg BT 380.02 399.25 Td (website, ) Tj ET Q q 0 0 0 rg BT 412.63 399.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 439.78 399.25 Td (websites ) Tj ET Q q 0 0 0 rg BT 474.22 399.25 Td (and ) Tj ET Q q 0 0 0 rg BT 490.44 399.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 526.70 399.25 Td (of) Tj ET Q q 0 0 0 rg BT 533.39 399.25 Td (ferings ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 387.25 Td (that ) Tj ET Q q 0 0 0 rg BT 71.48 387.25 Td (are ) Tj ET Q q 0 0 0 rg BT 87.13 387.25 Td (integrated ) Tj ET Q q 0 0 0 rg BT 127.40 387.25 Td (with ) Tj ET Q q 0 0 0 rg BT 145.77 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.97 387.25 Td (Company) Tj ET Q q 0 0 0 rg BT 197.75 387.25 Td (s ) Tj ET Q q 0 0 0 rg BT 205.64 387.25 Td (loyalty ) Tj ET Q q 0 0 0 rg BT 232.69 387.25 Td (program, ) Tj ET Q q 0 0 0 rg BT 269.30 387.25 Td (reliable ) Tj ET Q q 0 0 0 rg BT 299.53 387.25 Td (data, ) Tj ET Q q 0 0 0 rg BT 321.57 387.25 Td (safe ) Tj ET Q q 0 0 0 rg BT 340.87 387.25 Td (and ) Tj ET Q q 0 0 0 rg BT 358.35 387.25 Td (reliable ) Tj ET Q q 0 0 0 rg BT 388.58 387.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 432.03 387.25 Td (of ) Tj ET Q q 0 0 0 rg BT 442.67 387.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 482.03 387.25 Td (and ) Tj ET Q q 0 0 0 rg BT 499.50 387.25 Td (a ) Tj ET Q q 0 0 0 rg BT 507.86 387.25 Td (well-executed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 375.25 Td (merchandise ) Tj ET Q q 0 0 0 rg BT 103.74 375.25 Td (pick ) Tj ET Q q 0 0 0 rg BT 121.11 375.25 Td (up ) Tj ET Q q 0 0 0 rg BT 133.02 375.25 Td (or ) Tj ET Q q 0 0 0 rg BT 143.10 375.25 Td (delivery ) Tj ET Q q 0 0 0 rg BT 174.15 375.25 Td (process. ) Tj ET Q q 0 0 0 rg BT 207.93 375.25 Td (If ) Tj ET Q q 0 0 0 rg BT 215.28 375.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 248.15 375.25 Td (are ) Tj ET Q q 0 0 0 rg BT 262.79 375.25 Td (damaged ) Tj ET Q q 0 0 0 rg BT 299.77 375.25 Td (or ) Tj ET Q q 0 0 0 rg BT 309.85 375.25 Td (cease ) Tj ET Q q 0 0 0 rg BT 334.52 375.25 Td (to ) Tj ET Q q 0 0 0 rg BT 344.15 375.25 Td (function ) Tj ET Q q 0 0 0 rg BT 375.67 375.25 Td (properly) Tj ET Q q 0 0 0 rg BT 404.69 375.25 Td (, ) Tj ET Q q 0 0 0 rg BT 409.76 375.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 436.26 375.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 478.70 375.25 Td (may ) Tj ET Q q 0 0 0 rg BT 496.99 375.25 Td (be ) Tj ET Q q 0 0 0 rg BT 508.90 375.25 Td (required. ) Tj ET Q q 0 0 0 rg BT 543.88 375.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 363.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.33 363.25 Td (is ) Tj ET Q q 0 0 0 rg BT 99.50 363.25 Td (also ) Tj ET Q q 0 0 0 rg BT 116.78 363.25 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 156.86 363.25 Td (to ) Tj ET Q q 0 0 0 rg BT 165.94 363.25 Td (various ) Tj ET Q q 0 0 0 rg BT 194.62 363.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 231.97 363.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 280.71 363.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 322.16 363.25 Td (with ) Tj ET Q q 0 0 0 rg BT 338.98 363.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 386.79 363.25 Td (including ) Tj ET Q q 0 0 0 rg BT 421.40 363.25 Td (website ) Tj ET Q q 0 0 0 rg BT 451.44 363.25 Td (downtime ) Tj ET Q q 0 0 0 rg BT 488.78 363.25 Td (and ) Tj ET Q q 0 0 0 rg BT 504.70 363.25 Td (other ) Tj ET Q q 0 0 0 rg BT 525.63 363.25 Td (technical ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 351.25 Td (failures, ) Tj ET Q q 0 0 0 rg BT 85.38 351.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 119.05 351.25 Td (in ) Tj ET Q q 0 0 0 rg BT 128.10 351.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 167.70 351.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 195.44 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 211.79 351.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 249.09 351.25 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 294.16 351.25 Td (security ) Tj ET Q q 0 0 0 rg BT 325.08 351.25 Td (breaches, ) Tj ET Q q 0 0 0 rg BT 363.76 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 380.11 351.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 418.78 351.25 Td (privacy ) Tj ET Q q 0 0 0 rg BT 447.42 351.25 Td (concerns. ) Tj ET Q q 0 0 0 rg BT 485.65 351.25 Td (If ) Tj ET Q q 0 0 0 rg BT 492.87 351.25 Td (these ) Tj ET Q q 0 0 0 rg BT 515.60 351.25 Td (technology-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 339.25 Td (based ) Tj ET Q q 0 0 0 rg BT 78.24 339.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 110.22 339.25 Td (do ) Tj ET Q q 0 0 0 rg BT 121.24 339.25 Td (not ) Tj ET Q q 0 0 0 rg BT 134.54 339.25 Td (function ) Tj ET Q q 0 0 0 rg BT 165.17 339.25 Td (ef) Tj ET Q q 0 0 0 rg BT 171.87 339.25 Td (fectively) Tj ET Q q 0 0 0 rg BT 200.89 339.25 Td (, ) Tj ET Q q 0 0 0 rg BT 205.07 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 218.38 339.25 Td (Company) Tj ET Q q 0 0 0 rg BT 255.15 339.25 Td (s ) Tj ET Q q 0 0 0 rg BT 261.15 339.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 284.01 339.25 Td (to ) Tj ET Q q 0 0 0 rg BT 292.75 339.25 Td (grow ) Tj ET Q q 0 0 0 rg BT 312.42 339.25 Td (its ) Tj ET Q q 0 0 0 rg BT 322.53 339.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 369.99 339.25 Td (business ) Tj ET Q q 0 0 0 rg BT 404.26 339.25 Td (could ) Tj ET Q q 0 0 0 rg BT 425.76 339.25 Td (be ) Tj ET Q q 0 0 0 rg BT 436.78 339.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 473.78 339.25 Td (af) Tj ET Q q 0 0 0 rg BT 480.48 339.25 Td (fected. ) Tj ET Q q 0 0 0 rg BT 506.89 339.25 Td (The ) Tj ET Q q 0 0 0 rg BT 522.92 339.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 327.25 Td (has ) Tj ET Q q 0 0 0 rg BT 69.49 327.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 107.32 327.25 Td (its ) Tj ET Q q 0 0 0 rg BT 117.80 327.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 159.73 327.25 Td (in ) Tj ET Q q 0 0 0 rg BT 168.38 327.25 Td (improving ) Tj ET Q q 0 0 0 rg BT 206.20 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.87 327.25 Td (digital ) Tj ET Q q 0 0 0 rg BT 243.57 327.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 279.57 327.25 Td (experience, ) Tj ET Q q 0 0 0 rg BT 324.23 327.25 Td (but ) Tj ET Q q 0 0 0 rg BT 337.91 327.25 Td (there ) Tj ET Q q 0 0 0 rg BT 358.87 327.25 Td (can ) Tj ET Q q 0 0 0 rg BT 374.36 327.25 Td (be ) Tj ET Q q 0 0 0 rg BT 385.76 327.25 Td (no ) Tj ET Q q 0 0 0 rg BT 397.15 327.25 Td (assurances ) Tj ET Q q 0 0 0 rg BT 441.36 327.25 Td (that ) Tj ET Q q 0 0 0 rg BT 457.31 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 470.99 327.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 508.35 327.25 Td (will ) Tj ET Q q 0 0 0 rg BT 522.00 327.25 Td (be ) Tj ET Q q 0 0 0 rg BT 533.40 327.25 Td (able ) Tj ET Q q 0 0 0 rg BT 551.17 327.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 315.25 Td (recover ) Tj ET Q q 0 0 0 rg BT 83.62 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 97.31 315.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 118.73 315.25 Td (incurred ) Tj ET Q q 0 0 0 rg BT 150.64 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 159.76 315.25 Td (date. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 295.25 Td (The ) Tj ET Q q 0 0 0 rg BT 71.17 295.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 91.99 295.25 Td (landscape ) Tj ET Q q 0 0 0 rg BT 132.42 295.25 Td (is ) Tj ET Q q 0 0 0 rg BT 141.39 295.25 Td (quickly ) Tj ET Q q 0 0 0 rg BT 169.50 295.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 205.83 295.25 Td (due ) Tj ET Q q 0 0 0 rg BT 222.56 295.25 Td (to ) Tj ET Q q 0 0 0 rg BT 232.44 295.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.89 295.25 Td (rise ) Tj ET Q q 0 0 0 rg BT 263.15 295.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.03 295.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.48 295.25 Td (digitally ) Tj ET Q q 0 0 0 rg BT 317.87 295.25 Td (influenced ) Tj ET Q q 0 0 0 rg BT 358.30 295.25 Td (shopping ) Tj ET Q q 0 0 0 rg BT 394.63 295.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 437.79 295.25 Td (and ) Tj ET Q q 0 0 0 rg BT 454.52 295.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.96 295.25 Td (emergence ) Tj ET Q q 0 0 0 rg BT 513.03 295.25 Td (of ) Tj ET Q q 0 0 0 rg BT 522.92 295.25 Td (disruptive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 283.25 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 104.46 283.25 Td (such ) Tj ET Q q 0 0 0 rg BT 123.92 283.25 Td (as ) Tj ET Q q 0 0 0 rg BT 134.71 283.25 Td (digital ) Tj ET Q q 0 0 0 rg BT 158.27 283.25 Td (payments, ) Tj ET Q q 0 0 0 rg BT 198.24 283.25 Td (drones, ) Tj ET Q q 0 0 0 rg BT 227.73 283.25 Td (driverless ) Tj ET Q q 0 0 0 rg BT 264.95 283.25 Td (cars ) Tj ET Q q 0 0 0 rg BT 282.57 283.25 Td (and ) Tj ET Q q 0 0 0 rg BT 298.39 283.25 Td (robotics. ) Tj ET Q q 0 0 0 rg BT 331.51 283.25 Td (In ) Tj ET Q q 0 0 0 rg BT 340.49 283.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 373.63 283.25 Td (the ) Tj ET Q q 0 0 0 rg BT 387.16 283.25 Td (ef) Tj ET Q q 0 0 0 rg BT 393.86 283.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 409.21 283.25 Td (of ) Tj ET Q q 0 0 0 rg BT 418.19 283.25 Td (increasing ) Tj ET Q q 0 0 0 rg BT 457.70 283.25 Td (digital ) Tj ET Q q 0 0 0 rg BT 481.26 283.25 Td (advances ) Tj ET Q q 0 0 0 rg BT 518.50 283.25 Td (could ) Tj ET Q q 0 0 0 rg BT 540.23 283.25 Td (have ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 271.25 Td (an ) Tj ET Q q 0 0 0 rg BT 66.38 271.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 93.79 271.25 Td (on ) Tj ET Q q 0 0 0 rg BT 106.16 271.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.82 271.25 Td (physical ) Tj ET Q q 0 0 0 rg BT 153.70 271.25 Td (space ) Tj ET Q q 0 0 0 rg BT 178.84 271.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 229.95 271.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.04 271.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 261.07 271.25 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 307.00 271.25 Td (Although ) Tj ET Q q 0 0 0 rg BT 342.62 271.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.28 271.25 Td (importance ) Tj ET Q q 0 0 0 rg BT 401.10 271.25 Td (of ) Tj ET Q q 0 0 0 rg BT 411.20 271.25 Td (a ) Tj ET Q q 0 0 0 rg BT 419.01 271.25 Td (retailer) Tj ET Q q 0 0 0 rg BT 444.37 271.25 Td () Tj ET Q q 0 0 0 rg BT 446.05 271.25 Td (s ) Tj ET Q q 0 0 0 rg BT 453.41 271.25 Td (physical ) Tj ET Q q 0 0 0 rg BT 486.29 271.25 Td (presence ) Tj ET Q q 0 0 0 rg BT 523.28 271.25 Td (has ) Tj ET Q q 0 0 0 rg BT 539.76 271.25 Td (been ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 259.25 Td (demonstrated, ) Tj ET Q q 0 0 0 rg BT 108.65 259.25 Td (the ) Tj ET Q q 0 0 0 rg BT 122.28 259.25 Td (size ) Tj ET Q q 0 0 0 rg BT 139.10 259.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 189.18 259.25 Td (and ) Tj ET Q q 0 0 0 rg BT 205.09 259.25 Td (locations ) Tj ET Q q 0 0 0 rg BT 239.69 259.25 Td (may ) Tj ET Q q 0 0 0 rg BT 257.41 259.25 Td (be ) Tj ET Q q 0 0 0 rg BT 268.76 259.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 296.97 259.25 Td (to ) Tj ET Q q 0 0 0 rg BT 306.04 259.25 Td (further ) Tj ET Q q 0 0 0 rg BT 331.97 259.25 Td (disruption. ) Tj ET Q q 0 0 0 rg BT 371.60 259.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 387.96 259.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 412.52 259.25 Td (to ) Tj ET Q q 0 0 0 rg BT 421.59 259.25 Td (adapt ) Tj ET Q q 0 0 0 rg BT 444.34 259.25 Td (the ) Tj ET Q q 0 0 0 rg BT 457.97 259.25 Td (Company) Tj ET Q q 0 0 0 rg BT 494.74 259.25 Td (s ) Tj ET Q q 0 0 0 rg BT 501.07 259.25 Td (business ) Tj ET Q q 0 0 0 rg BT 535.66 259.25 Td (model ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 247.25 Td (to ) Tj ET Q q 0 0 0 rg BT 63.12 247.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 100.96 247.25 Td (and ) Tj ET Q q 0 0 0 rg BT 116.92 247.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 148.83 247.25 Td (this ) Tj ET Q q 0 0 0 rg BT 163.88 247.25 Td (shift ) Tj ET Q q 0 0 0 rg BT 181.20 247.25 Td (in ) Tj ET Q q 0 0 0 rg BT 189.86 247.25 Td (a ) Tj ET Q q 0 0 0 rg BT 196.71 247.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 220.40 247.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 250.48 247.25 Td (could ) Tj ET Q q 0 0 0 rg BT 272.37 247.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 309.75 247.25 Td (af) Tj ET Q q 0 0 0 rg BT 316.45 247.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 331.95 247.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.63 247.25 Td (Company) Tj ET Q q 0 0 0 rg BT 382.40 247.25 Td (s ) Tj ET Q q 0 0 0 rg BT 388.79 247.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 429.36 247.25 Td (or ) Tj ET Q q 0 0 0 rg BT 438.93 247.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 471.30 247.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 227.25 Td (IT ) Tj ET Q q 0 0 0 rg BT 63.29 227.25 Td (Systems ) Tj ET Q q 0 0 0 rg BT 99.02 227.25 Td (Implementations ) Tj ET Q q 0 0 0 rg BT 166.18 227.25 Td (and ) Tj ET Q q 0 0 0 rg BT 182.77 227.25 Td (Data ) Tj ET Q q 0 0 0 rg BT 202.54 227.25 Td (Management ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 254.66 227.25 Td ( ) Tj ET Q q 0 0 0 rg BT 256.53 227.25 Td (The ) Tj ET Q q 0 0 0 rg BT 272.67 227.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 309.76 227.25 Td (continues ) Tj ET Q q 0 0 0 rg BT 346.87 227.25 Td (to ) Tj ET Q q 0 0 0 rg BT 355.71 227.25 Td (undertake ) Tj ET Q q 0 0 0 rg BT 394.19 227.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 439.95 227.25 Td (in ) Tj ET Q q 0 0 0 rg BT 448.33 227.25 Td (new ) Tj ET Q q 0 0 0 rg BT 465.37 227.25 Td (IT) Tj ET Q q 0 0 0 rg BT 472.52 227.25 Td ( ) Tj ET Q q 0 0 0 rg BT 474.52 227.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 506.60 227.25 Td (to ) Tj ET Q q 0 0 0 rg BT 515.44 227.25 Td (improve ) Tj ET Q q 0 0 0 rg BT 546.61 227.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 215.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 89.64 215.25 Td (ef) Tj ET Q q 0 0 0 rg BT 96.34 215.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 138.81 215.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.09 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.94 215.25 Td (organization. ) Tj ET Q q 0 0 0 rg BT 208.34 215.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 234.84 215.25 Td (to ) Tj ET Q q 0 0 0 rg BT 243.13 215.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 288.79 215.25 Td (migrate ) Tj ET Q q 0 0 0 rg BT 317.57 215.25 Td (from ) Tj ET Q q 0 0 0 rg BT 335.42 215.25 Td (legacy ) Tj ET Q q 0 0 0 rg BT 360.56 215.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 392.09 215.25 Td (to ) Tj ET Q q 0 0 0 rg BT 400.37 215.25 Td (the ) Tj ET Q q 0 0 0 rg BT 413.21 215.25 Td (new ) Tj ET Q q 0 0 0 rg BT 429.70 215.25 Td (IT) Tj ET Q q 0 0 0 rg BT 436.84 215.25 Td ( ) Tj ET Q q 0 0 0 rg BT 438.29 215.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 469.81 215.25 Td (or ) Tj ET Q q 0 0 0 rg BT 478.54 215.25 Td (a ) Tj ET Q q 0 0 0 rg BT 484.54 215.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 522.46 215.25 Td (disruption ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 203.25 Td (in ) Tj ET Q q 0 0 0 rg BT 62.29 203.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.61 203.25 Td (Company) Tj ET Q q 0 0 0 rg BT 112.38 203.25 Td (s ) Tj ET Q q 0 0 0 rg BT 118.39 203.25 Td (current ) Tj ET Q q 0 0 0 rg BT 145.83 203.25 Td (IT) Tj ET Q q 0 0 0 rg BT 152.97 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.89 203.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 186.88 203.25 Td (during ) Tj ET Q q 0 0 0 rg BT 211.58 203.25 Td (the ) Tj ET Q q 0 0 0 rg BT 224.89 203.25 Td (implementation ) Tj ET Q q 0 0 0 rg BT 282.42 203.25 Td (of ) Tj ET Q q 0 0 0 rg BT 291.17 203.25 Td (new ) Tj ET Q q 0 0 0 rg BT 308.12 203.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 340.11 203.25 Td (could ) Tj ET Q q 0 0 0 rg BT 361.62 203.25 Td (result ) Tj ET Q q 0 0 0 rg BT 383.59 203.25 Td (in ) Tj ET Q q 0 0 0 rg BT 391.88 203.25 Td (a ) Tj ET Q q 0 0 0 rg BT 398.36 203.25 Td (lack ) Tj ET Q q 0 0 0 rg BT 414.85 203.25 Td (of ) Tj ET Q q 0 0 0 rg BT 423.60 203.25 Td (accurate ) Tj ET Q q 0 0 0 rg BT 456.97 203.25 Td (data ) Tj ET Q q 0 0 0 rg BT 474.84 203.25 Td (to ) Tj ET Q q 0 0 0 rg BT 483.60 203.25 Td (enable ) Tj ET Q q 0 0 0 rg BT 510.13 203.25 Td (management ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 191.25 Td (to ) Tj ET Q q 0 0 0 rg BT 62.25 191.25 Td (ef) Tj ET Q q 0 0 0 rg BT 68.95 191.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 100.00 191.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 131.04 191.25 Td (day-to-day ) Tj ET Q q 0 0 0 rg BT 171.20 191.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 210.91 191.25 Td (of ) Tj ET Q q 0 0 0 rg BT 219.17 191.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.98 191.25 Td (business ) Tj ET Q q 0 0 0 rg BT 265.77 191.25 Td (or ) Tj ET Q q 0 0 0 rg BT 274.47 191.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 304.15 191.25 Td (its ) Tj ET Q q 0 0 0 rg BT 313.77 191.25 Td (operational ) Tj ET Q q 0 0 0 rg BT 355.76 191.25 Td (objectives, ) Tj ET Q q 0 0 0 rg BT 395.92 191.25 Td (causing ) Tj ET Q q 0 0 0 rg BT 425.60 191.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 463.49 191.25 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 504.56 191.25 Td (to ) Tj ET Q q 0 0 0 rg BT 512.81 191.25 Td (the ) Tj ET Q q 0 0 0 rg BT 525.63 191.25 Td (business ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 179.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.96 179.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 103.25 179.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 135.62 179.25 Td (losses. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 159.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 81.30 159.25 Td (to ) Tj ET Q q 0 0 0 rg BT 90.38 159.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 136.84 159.25 Td (adopt ) Tj ET Q q 0 0 0 rg BT 159.60 159.25 Td (or ) Tj ET Q q 0 0 0 rg BT 169.13 159.25 Td (implement ) Tj ET Q q 0 0 0 rg BT 209.20 159.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 252.92 159.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 292.54 159.25 Td (to ) Tj ET Q q 0 0 0 rg BT 301.62 159.25 Td (support ) Tj ET Q q 0 0 0 rg BT 331.22 159.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.86 159.25 Td (new ) Tj ET Q q 0 0 0 rg BT 362.14 159.25 Td (IT) Tj ET Q q 0 0 0 rg BT 369.29 159.25 Td ( ) Tj ET Q q 0 0 0 rg BT 371.53 159.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 406.13 159.25 Td (or ) Tj ET Q q 0 0 0 rg BT 415.66 159.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 440.23 159.25 Td (to ) Tj ET Q q 0 0 0 rg BT 449.31 159.25 Td (ef) Tj ET Q q 0 0 0 rg BT 456.01 159.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 487.88 159.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 521.57 159.25 Td (or ) Tj ET Q q 0 0 0 rg BT 531.10 159.25 Td (convert ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 147.25 Td (data ) Tj ET Q q 0 0 0 rg BT 72.47 147.25 Td (from ) Tj ET Q q 0 0 0 rg BT 91.38 147.25 Td (one ) Tj ET Q q 0 0 0 rg BT 107.56 147.25 Td (system ) Tj ET Q q 0 0 0 rg BT 136.05 147.25 Td (to ) Tj ET Q q 0 0 0 rg BT 145.39 147.25 Td (another) Tj ET Q q 0 0 0 rg BT 172.76 147.25 Td (, ) Tj ET Q q 0 0 0 rg BT 177.54 147.25 Td (may ) Tj ET Q q 0 0 0 rg BT 195.54 147.25 Td (preclude ) Tj ET Q q 0 0 0 rg BT 229.50 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.41 147.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 281.01 147.25 Td (from ) Tj ET Q q 0 0 0 rg BT 299.92 147.25 Td (optimizing ) Tj ET Q q 0 0 0 rg BT 339.34 147.25 Td (its ) Tj ET Q q 0 0 0 rg BT 350.05 147.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 376.72 147.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 425.26 147.25 Td (and ) Tj ET Q q 0 0 0 rg BT 441.45 147.25 Td (could ) Tj ET Q q 0 0 0 rg BT 463.56 147.25 Td (result ) Tj ET Q q 0 0 0 rg BT 486.12 147.25 Td (in ) Tj ET Q q 0 0 0 rg BT 495.00 147.25 Td (inef) Tj ET Q q 0 0 0 rg BT 508.09 147.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 544.32 147.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 135.25 Td (duplication ) Tj ET Q q 0 0 0 rg BT 95.52 135.25 Td (in ) Tj ET Q q 0 0 0 rg BT 104.21 135.25 Td (processes, ) Tj ET Q q 0 0 0 rg BT 146.18 135.25 Td (which ) Tj ET Q q 0 0 0 rg BT 169.45 135.25 Td (in ) Tj ET Q q 0 0 0 rg BT 178.14 135.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 194.58 135.25 Td (could ) Tj ET Q q 0 0 0 rg BT 216.49 135.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 253.90 135.25 Td (af) Tj ET Q q 0 0 0 rg BT 260.60 135.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 276.13 135.25 Td (the ) Tj ET Q q 0 0 0 rg BT 289.84 135.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 330.90 135.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 371.51 135.25 Td (or ) Tj ET Q q 0 0 0 rg BT 381.11 135.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 413.50 135.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 461.85 135.25 Td (of ) Tj ET Q q 0 0 0 rg BT 471.00 135.25 Td (the ) Tj ET Q q 0 0 0 rg BT 484.71 135.25 Td (Company) Tj ET Q q 0 0 0 rg BT 519.20 135.25 Td (. ) Tj ET Q q 0 0 0 rg BT 523.79 135.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 551.16 135.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 123.25 Td (realize ) Tj ET Q q 0 0 0 rg BT 80.24 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.73 123.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 135.49 123.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 168.58 123.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 199.39 123.25 Td (including ) Tj ET Q q 0 0 0 rg BT 233.85 123.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 265.57 123.25 Td (growth, ) Tj ET Q q 0 0 0 rg BT 294.55 123.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 336.31 123.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 353.44 123.25 Td (savings ) Tj ET Q q 0 0 0 rg BT 383.33 123.25 Td (or ) Tj ET Q q 0 0 0 rg BT 392.71 123.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 429.00 123.25 Td (ef) Tj ET Q q 0 0 0 rg BT 435.70 123.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 471.52 123.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 512.81 123.25 Td (with ) Tj ET Q q 0 0 0 rg BT 529.48 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 542.97 123.25 Td (new ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 111.25 Td (IT) Tj ET Q q 0 0 0 rg BT 61.15 111.25 Td ( ) Tj ET Q q 0 0 0 rg BT 63.43 111.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 95.79 111.25 Td (could ) Tj ET Q q 0 0 0 rg BT 117.67 111.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 155.05 111.25 Td (af) Tj ET Q q 0 0 0 rg BT 161.75 111.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 177.25 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.93 111.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 231.97 111.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 272.54 111.25 Td (or ) Tj ET Q q 0 0 0 rg BT 282.12 111.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 314.48 111.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 362.80 111.25 Td (of ) Tj ET Q q 0 0 0 rg BT 371.92 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.60 111.25 Td (Company) Tj ET Q q 0 0 0 rg BT 420.09 111.25 Td (.) Tj ET Q endstream endobj 37 0 obj <> endobj 38 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (18) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.07 735.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.10 735.25 Td (also ) Tj ET Q q 0 0 0 rg BT 124.09 735.25 Td (depends ) Tj ET Q q 0 0 0 rg BT 157.49 735.25 Td (on ) Tj ET Q q 0 0 0 rg BT 168.55 735.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 199.67 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 215.29 735.25 Td (reliable ) Tj ET Q q 0 0 0 rg BT 243.66 735.25 Td (information ) Tj ET Q q 0 0 0 rg BT 286.17 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 294.95 735.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 324.70 735.25 Td (its ) Tj ET Q q 0 0 0 rg BT 334.84 735.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 371.05 735.25 Td (As ) Tj ET Q q 0 0 0 rg BT 382.56 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 395.90 735.25 Td (volume ) Tj ET Q q 0 0 0 rg BT 424.27 735.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.05 735.25 Td (data ) Tj ET Q q 0 0 0 rg BT 450.96 735.25 Td (being ) Tj ET Q q 0 0 0 rg BT 472.96 735.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 511.83 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.45 735.25 Td (reported ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (continues ) Tj ET Q q 0 0 0 rg BT 91.33 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 100.39 723.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 133.60 723.25 Td (across ) Tj ET Q q 0 0 0 rg BT 159.98 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 173.60 723.25 Td (Company) Tj ET Q q 0 0 0 rg BT 208.09 723.25 Td (, ) Tj ET Q q 0 0 0 rg BT 212.59 723.25 Td (data ) Tj ET Q q 0 0 0 rg BT 230.78 723.25 Td (accuracy) Tj ET Q q 0 0 0 rg BT 262.99 723.25 Td (, ) Tj ET Q q 0 0 0 rg BT 267.49 723.25 Td (quality ) Tj ET Q q 0 0 0 rg BT 293.42 723.25 Td (and ) Tj ET Q q 0 0 0 rg BT 309.32 723.25 Td (governance ) Tj ET Q q 0 0 0 rg BT 354.40 723.25 Td (are ) Tj ET Q q 0 0 0 rg BT 368.47 723.25 Td (required ) Tj ET Q q 0 0 0 rg BT 400.77 723.25 Td (for ) Tj ET Q q 0 0 0 rg BT 412.56 723.25 Td (ef) Tj ET Q q 0 0 0 rg BT 419.26 723.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 445.19 723.25 Td (decision ) Tj ET Q q 0 0 0 rg BT 477.50 723.25 Td (making. ) Tj ET Q q 0 0 0 rg BT 508.43 723.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 535.72 723.25 Td (by ) Tj ET Q q 0 0 0 rg BT 546.60 723.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.65 711.25 Td (to ) Tj ET Q q 0 0 0 rg BT 101.05 711.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 135.06 711.25 Td (data, ) Tj ET Q q 0 0 0 rg BT 155.87 711.25 Td (including ) Tj ET Q q 0 0 0 rg BT 190.79 711.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 227.08 711.25 Td (data, ) Tj ET Q q 0 0 0 rg BT 247.88 711.25 Td (in ) Tj ET Q q 0 0 0 rg BT 256.82 711.25 Td (a ) Tj ET Q q 0 0 0 rg BT 263.94 711.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 287.91 711.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 318.27 711.25 Td (may ) Tj ET Q q 0 0 0 rg BT 336.32 711.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 373.98 711.25 Td (af) Tj ET Q q 0 0 0 rg BT 380.68 711.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 396.46 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 410.42 711.25 Td (Company) Tj ET Q q 0 0 0 rg BT 447.19 711.25 Td (s ) Tj ET Q q 0 0 0 rg BT 453.85 711.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 477.38 711.25 Td (to ) Tj ET Q q 0 0 0 rg BT 486.78 711.25 Td (execute ) Tj ET Q q 0 0 0 rg BT 518.06 711.25 Td (its ) Tj ET Q q 0 0 0 rg BT 528.82 711.25 Td (strategy ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 699.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.96 699.25 Td (therefore ) Tj ET Q q 0 0 0 rg BT 105.06 699.25 Td (its ) Tj ET Q q 0 0 0 rg BT 115.55 699.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 147.92 699.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 198.51 699.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 679.25 Td (Governance, ) Tj ET Q q 0 0 0 rg BT 106.82 679.25 Td (Change ) Tj ET Q q 0 0 0 rg BT 140.02 679.25 Td (Management, ) Tj ET Q q 0 0 0 rg BT 195.56 679.25 Td (Process ) Tj ET Q q 0 0 0 rg BT 230.60 679.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.31 679.25 Td (Efficiency ) Tj ET Q q 0 0 0 rg BT 290.19 679.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 293.32 679.25 Td (Many ) Tj ET Q q 0 0 0 rg BT 316.51 679.25 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 353.38 679.25 Td (are ) Tj ET Q q 0 0 0 rg BT 368.36 679.25 Td (underway ) Tj ET Q q 0 0 0 rg BT 407.05 679.25 Td (to ) Tj ET Q q 0 0 0 rg BT 417.02 679.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 445.23 679.25 Td (the ) Tj ET Q q 0 0 0 rg BT 459.76 679.25 Td (complexity ) Tj ET Q q 0 0 0 rg BT 501.64 679.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.46 679.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 536.63 679.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 679.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 667.25 Td (Company) Tj ET Q q 0 0 0 rg BT 90.77 667.25 Td (s ) Tj ET Q q 0 0 0 rg BT 97.56 667.25 Td (business ) Tj ET Q q 0 0 0 rg BT 132.62 667.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 175.89 667.25 Td (ensuring ) Tj ET Q q 0 0 0 rg BT 210.03 667.25 Td (a ) Tj ET Q q 0 0 0 rg BT 217.28 667.25 Td (low ) Tj ET Q q 0 0 0 rg BT 232.27 667.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 250.00 667.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 286.88 667.25 Td (structure ) Tj ET Q q 0 0 0 rg BT 321.48 667.25 Td (that ) Tj ET Q q 0 0 0 rg BT 337.85 667.25 Td (allows ) Tj ET Q q 0 0 0 rg BT 363.32 667.25 Td (for ) Tj ET Q q 0 0 0 rg BT 375.58 667.25 Td (continued ) Tj ET Q q 0 0 0 rg BT 413.83 667.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 460.28 667.25 Td (in ) Tj ET Q q 0 0 0 rg BT 469.35 667.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.44 667.25 Td (Company) Tj ET Q q 0 0 0 rg BT 520.22 667.25 Td (s ) Tj ET Q q 0 0 0 rg BT 527.01 667.25 Td (strategic ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 80.42 655.25 Td (areas. ) Tj ET Q q 0 0 0 rg BT 104.91 655.25 Td (These ) Tj ET Q q 0 0 0 rg BT 129.51 655.25 Td (ef) Tj ET Q q 0 0 0 rg BT 136.21 655.25 Td (forts ) Tj ET Q q 0 0 0 rg BT 153.98 655.25 Td (include ) Tj ET Q q 0 0 0 rg BT 181.77 655.25 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 217.31 655.25 Td (focused ) Tj ET Q q 0 0 0 rg BT 247.85 655.25 Td (on ) Tj ET Q q 0 0 0 rg BT 258.78 655.25 Td (improving ) Tj ET Q q 0 0 0 rg BT 296.14 655.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 335.33 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 350.82 655.25 Td (generating ) Tj ET Q q 0 0 0 rg BT 391.39 655.25 Td (ef) Tj ET Q q 0 0 0 rg BT 398.08 655.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 433.63 655.25 Td (across ) Tj ET Q q 0 0 0 rg BT 459.59 655.25 Td (its ) Tj ET Q q 0 0 0 rg BT 469.60 655.25 Td (administrative, ) Tj ET Q q 0 0 0 rg BT 524.29 655.25 Td (store ) Tj ET Q q 0 0 0 rg BT 544.33 655.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (distribution ) Tj ET Q q 0 0 0 rg BT 96.69 643.25 Td (network ) Tj ET Q q 0 0 0 rg BT 128.43 643.25 Td (infrastructures. ) Tj ET Q q 0 0 0 rg BT 185.50 643.25 Td (The ) Tj ET Q q 0 0 0 rg BT 202.66 643.25 Td (success ) Tj ET Q q 0 0 0 rg BT 235.32 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 245.19 643.25 Td (these ) Tj ET Q q 0 0 0 rg BT 268.28 643.25 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 305.04 643.25 Td (is ) Tj ET Q q 0 0 0 rg BT 313.99 643.25 Td (dependent ) Tj ET Q q 0 0 0 rg BT 355.78 643.25 Td (on ) Tj ET Q q 0 0 0 rg BT 367.93 643.25 Td (ef) Tj ET Q q 0 0 0 rg BT 374.63 643.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 401.37 643.25 Td (leadership ) Tj ET Q q 0 0 0 rg BT 442.23 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 458.94 643.25 Td (realizing ) Tj ET Q q 0 0 0 rg BT 492.51 643.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 527.00 643.25 Td (benefits. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (Inef) Tj ET Q q 0 0 0 rg BT 67.54 631.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 93.32 631.25 Td (change ) Tj ET Q q 0 0 0 rg BT 122.30 631.25 Td (management ) Tj ET Q q 0 0 0 rg BT 172.25 631.25 Td (could ) Tj ET Q q 0 0 0 rg BT 193.93 631.25 Td (result ) Tj ET Q q 0 0 0 rg BT 216.06 631.25 Td (in ) Tj ET Q q 0 0 0 rg BT 224.52 631.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.15 631.25 Td (lack ) Tj ET Q q 0 0 0 rg BT 247.82 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 256.73 631.25 Td (integrated ) Tj ET Q q 0 0 0 rg BT 295.28 631.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 334.74 631.25 Td (and ) Tj ET Q q 0 0 0 rg BT 350.50 631.25 Td (procedures, ) Tj ET Q q 0 0 0 rg BT 395.88 631.25 Td (unclear ) Tj ET Q q 0 0 0 rg BT 424.85 631.25 Td (accountabilities ) Tj ET Q q 0 0 0 rg BT 483.00 631.25 Td (and ) Tj ET Q q 0 0 0 rg BT 498.76 631.25 Td (decision-making ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (rights, ) Tj ET Q q 0 0 0 rg BT 78.35 619.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 118.67 619.25 Td (colleague ) Tj ET Q q 0 0 0 rg BT 155.80 619.25 Td (engagement, ) Tj ET Q q 0 0 0 rg BT 205.69 619.25 Td (inef) Tj ET Q q 0 0 0 rg BT 218.77 619.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 244.50 619.25 Td (communication ) Tj ET Q q 0 0 0 rg BT 301.67 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 317.37 619.25 Td (training ) Tj ET Q q 0 0 0 rg BT 346.28 619.25 Td (or ) Tj ET Q q 0 0 0 rg BT 355.59 619.25 Td (a ) Tj ET Q q 0 0 0 rg BT 362.17 619.25 Td (lack ) Tj ET Q q 0 0 0 rg BT 378.78 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.64 619.25 Td (requisite ) Tj ET Q q 0 0 0 rg BT 420.65 619.25 Td (knowledge. ) Tj ET Q q 0 0 0 rg BT 463.76 619.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 479.91 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 488.77 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 502.19 619.25 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 538.41 619.25 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (disrupt ) Tj ET Q q 0 0 0 rg BT 79.77 607.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 121.51 607.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 153.67 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 166.23 607.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 180.14 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.14 607.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 223.03 607.25 Td (dissatisfaction, ) Tj ET Q q 0 0 0 rg BT 277.98 607.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 314.24 607.25 Td (af) Tj ET Q q 0 0 0 rg BT 320.94 607.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 335.32 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 347.88 607.25 Td (Company) Tj ET Q q 0 0 0 rg BT 384.66 607.25 Td (s ) Tj ET Q q 0 0 0 rg BT 389.92 607.25 Td (reputation ) Tj ET Q q 0 0 0 rg BT 427.55 607.25 Td (or ) Tj ET Q q 0 0 0 rg BT 436.00 607.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 467.25 607.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 514.45 607.25 Td (or ) Tj ET Q q 0 0 0 rg BT 522.90 607.25 Td (adversely ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 595.25 Td (af) Tj ET Q q 0 0 0 rg BT 60.70 595.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 76.20 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 89.88 595.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 113.13 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 122.25 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.93 595.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 173.31 595.25 Td (to ) Tj ET Q q 0 0 0 rg BT 182.43 595.25 Td (implement ) Tj ET Q q 0 0 0 rg BT 222.54 595.25 Td (and ) Tj ET Q q 0 0 0 rg BT 238.50 595.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 269.04 595.25 Td (its ) Tj ET Q q 0 0 0 rg BT 279.53 595.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 316.44 595.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 349.72 595.25 Td (objectives.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (Employee ) Tj ET Q q 0 0 0 rg BT 95.09 575.25 Td (Attraction, ) Tj ET Q q 0 0 0 rg BT 138.79 575.25 Td (Development ) Tj ET Q q 0 0 0 rg BT 192.98 575.25 Td (and ) Tj ET Q q 0 0 0 rg BT 210.26 575.25 Td (Succession ) Tj ET Q q 0 0 0 rg BT 258.54 575.25 Td (Planning ) Tj ET Q q 0 0 0 rg BT 295.88 575.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 298.58 575.25 Td (The ) Tj ET Q q 0 0 0 rg BT 315.41 575.25 Td (Company) Tj ET Q q 0 0 0 rg BT 352.18 575.25 Td (s ) Tj ET Q q 0 0 0 rg BT 358.99 575.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 399.98 575.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.37 575.25 Td (continued ) Tj ET Q q 0 0 0 rg BT 454.64 575.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 481.95 575.25 Td (are ) Tj ET Q q 0 0 0 rg BT 496.50 575.25 Td (dependent ) Tj ET Q q 0 0 0 rg BT 537.97 575.25 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 575.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 77.47 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 86.82 563.25 Td (hire, ) Tj ET Q q 0 0 0 rg BT 105.28 563.25 Td (retain ) Tj ET Q q 0 0 0 rg BT 128.29 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.48 563.25 Td (develop ) Tj ET Q q 0 0 0 rg BT 175.71 563.25 Td (its ) Tj ET Q q 0 0 0 rg BT 186.42 563.25 Td (leaders ) Tj ET Q q 0 0 0 rg BT 215.82 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 232.01 563.25 Td (other ) Tj ET Q q 0 0 0 rg BT 253.20 563.25 Td (key ) Tj ET Q q 0 0 0 rg BT 268.47 563.25 Td (personnel. ) Tj ET Q q 0 0 0 rg BT 308.78 563.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 325.42 563.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 350.26 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 359.60 563.25 Td (ef) Tj ET Q q 0 0 0 rg BT 366.30 563.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 398.44 563.25 Td (attract ) Tj ET Q q 0 0 0 rg BT 423.73 563.25 Td (talented ) Tj ET Q q 0 0 0 rg BT 455.42 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 471.61 563.25 Td (experienced ) Tj ET Q q 0 0 0 rg BT 518.79 563.25 Td (colleagues ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.31 551.25 Td (to ) Tj ET Q q 0 0 0 rg BT 79.78 551.25 Td (establish ) Tj ET Q q 0 0 0 rg BT 114.77 551.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 151.60 551.25 Td (succession ) Tj ET Q q 0 0 0 rg BT 194.80 551.25 Td (planning ) Tj ET Q q 0 0 0 rg BT 228.44 551.25 Td (and ) Tj ET Q q 0 0 0 rg BT 244.75 551.25 Td (retention ) Tj ET Q q 0 0 0 rg BT 279.29 551.25 Td (strategies ) Tj ET Q q 0 0 0 rg BT 317.47 551.25 Td (could ) Tj ET Q q 0 0 0 rg BT 339.70 551.25 Td (result ) Tj ET Q q 0 0 0 rg BT 362.38 551.25 Td (in ) Tj ET Q q 0 0 0 rg BT 371.39 551.25 Td (a ) Tj ET Q q 0 0 0 rg BT 378.58 551.25 Td (lack ) Tj ET Q q 0 0 0 rg BT 395.79 551.25 Td (of ) Tj ET Q q 0 0 0 rg BT 405.26 551.25 Td (requisite ) Tj ET Q q 0 0 0 rg BT 438.89 551.25 Td (knowledge, ) Tj ET Q q 0 0 0 rg BT 483.00 551.25 Td (skill ) Tj ET Q q 0 0 0 rg BT 499.29 551.25 Td (and ) Tj ET Q q 0 0 0 rg BT 515.60 551.25 Td (experience. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 539.25 Td (This ) Tj ET Q q 0 0 0 rg BT 71.77 539.25 Td (could ) Tj ET Q q 0 0 0 rg BT 93.65 539.25 Td (erode ) Tj ET Q q 0 0 0 rg BT 116.90 539.25 Td (the ) Tj ET Q q 0 0 0 rg BT 130.58 539.25 Td (Company) Tj ET Q q 0 0 0 rg BT 167.35 539.25 Td (s ) Tj ET Q q 0 0 0 rg BT 173.73 539.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 217.49 539.25 Td (position ) Tj ET Q q 0 0 0 rg BT 248.04 539.25 Td (or ) Tj ET Q q 0 0 0 rg BT 257.60 539.25 Td (result ) Tj ET Q q 0 0 0 rg BT 279.94 539.25 Td (in ) Tj ET Q q 0 0 0 rg BT 288.59 539.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 326.43 539.25 Td (costs, ) Tj ET Q q 0 0 0 rg BT 350.13 539.25 Td (competition ) Tj ET Q q 0 0 0 rg BT 394.35 539.25 Td (for ) Tj ET Q q 0 0 0 rg BT 406.20 539.25 Td (or ) Tj ET Q q 0 0 0 rg BT 415.77 539.25 Td (high ) Tj ET Q q 0 0 0 rg BT 433.55 539.25 Td (turn-over ) Tj ET Q q 0 0 0 rg BT 468.64 539.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.75 539.25 Td (colleagues. ) Tj ET Q q 0 0 0 rg BT 521.07 539.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 537.48 539.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.60 539.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (foregoing ) Tj ET Q q 0 0 0 rg BT 90.06 527.25 Td (could ) Tj ET Q q 0 0 0 rg BT 111.53 527.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 150.33 527.25 Td (af) Tj ET Q q 0 0 0 rg BT 157.03 527.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 172.12 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.39 527.25 Td (Company) Tj ET Q q 0 0 0 rg BT 222.16 527.25 Td (s ) Tj ET Q q 0 0 0 rg BT 228.13 527.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 250.96 527.25 Td (to ) Tj ET Q q 0 0 0 rg BT 259.67 527.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 289.35 527.25 Td (its ) Tj ET Q q 0 0 0 rg BT 299.42 527.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 335.94 527.25 Td (which ) Tj ET Q q 0 0 0 rg BT 358.76 527.25 Td (in ) Tj ET Q q 0 0 0 rg BT 367.01 527.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 383.01 527.25 Td (could ) Tj ET Q q 0 0 0 rg BT 404.48 527.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 441.45 527.25 Td (af) Tj ET Q q 0 0 0 rg BT 448.15 527.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 463.24 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 476.51 527.25 Td (Company) Tj ET Q q 0 0 0 rg BT 513.28 527.25 Td (s ) Tj ET Q q 0 0 0 rg BT 519.25 527.25 Td (reputation, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.58 515.25 Td (or ) Tj ET Q q 0 0 0 rg BT 104.15 515.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 136.51 515.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 495.25 Td (Food, ) Tj ET Q q 0 0 0 rg BT 78.49 495.25 Td (Drug, ) Tj ET Q q 0 0 0 rg BT 102.06 495.25 Td (Product ) Tj ET Q q 0 0 0 rg BT 135.20 495.25 Td (and ) Tj ET Q q 0 0 0 rg BT 151.95 495.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 187.85 495.25 Td (Safety ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 214.63 495.25 Td (The ) Tj ET Q q 0 0 0 rg BT 230.93 495.25 Td (Company) Tj ET Q q 0 0 0 rg BT 267.70 495.25 Td (s ) Tj ET Q q 0 0 0 rg BT 273.97 495.25 Td (products ) Tj ET Q q 0 0 0 rg BT 307.59 495.25 Td (may ) Tj ET Q q 0 0 0 rg BT 325.25 495.25 Td (expose ) Tj ET Q q 0 0 0 rg BT 353.86 495.25 Td (it ) Tj ET Q q 0 0 0 rg BT 360.13 495.25 Td (to ) Tj ET Q q 0 0 0 rg BT 369.14 495.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 388.16 495.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 429.53 495.25 Td (with ) Tj ET Q q 0 0 0 rg BT 446.28 495.25 Td (product ) Tj ET Q q 0 0 0 rg BT 475.80 495.25 Td (safety ) Tj ET Q q 0 0 0 rg BT 499.85 495.25 Td (and ) Tj ET Q q 0 0 0 rg BT 515.70 495.25 Td (defects ) Tj ET Q q 0 0 0 rg BT 544.31 495.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 483.25 Td (product ) Tj ET Q q 0 0 0 rg BT 83.00 483.25 Td (handling ) Tj ET Q q 0 0 0 rg BT 115.66 483.25 Td (in ) Tj ET Q q 0 0 0 rg BT 123.69 483.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 152.23 483.25 Td (to ) Tj ET Q q 0 0 0 rg BT 160.72 483.25 Td (the ) Tj ET Q q 0 0 0 rg BT 173.77 483.25 Td (manufacturing, ) Tj ET Q q 0 0 0 rg BT 229.67 483.25 Td (design, ) Tj ET Q q 0 0 0 rg BT 257.76 483.25 Td (packaging ) Tj ET Q q 0 0 0 rg BT 296.80 483.25 Td (and ) Tj ET Q q 0 0 0 rg BT 312.13 483.25 Td (labeling, ) Tj ET Q q 0 0 0 rg BT 344.33 483.25 Td (storage, ) Tj ET Q q 0 0 0 rg BT 375.61 483.25 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 419.20 483.25 Td (and ) Tj ET Q q 0 0 0 rg BT 434.53 483.25 Td (display ) Tj ET Q q 0 0 0 rg BT 461.70 483.25 Td (of ) Tj ET Q q 0 0 0 rg BT 470.19 483.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 505.58 483.25 Td ( ) Tj ET Q q 0 0 0 rg BT 507.12 483.25 Td (The ) Tj ET Q q 0 0 0 rg BT 522.90 483.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 471.25 Td (cannot ) Tj ET Q q 0 0 0 rg BT 81.10 471.25 Td (assure ) Tj ET Q q 0 0 0 rg BT 108.18 471.25 Td (that ) Tj ET Q q 0 0 0 rg BT 124.33 471.25 Td (active ) Tj ET Q q 0 0 0 rg BT 148.23 471.25 Td (management ) Tj ET Q q 0 0 0 rg BT 198.57 471.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.88 471.25 Td (these ) Tj ET Q q 0 0 0 rg BT 230.42 471.25 Td (risks, ) Tj ET Q q 0 0 0 rg BT 252.03 471.25 Td (including ) Tj ET Q q 0 0 0 rg BT 286.87 471.25 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 331.28 471.25 Td (strict ) Tj ET Q q 0 0 0 rg BT 351.06 471.25 Td (and ) Tj ET Q q 0 0 0 rg BT 367.21 471.25 Td (rigorous ) Tj ET Q q 0 0 0 rg BT 399.31 471.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 430.50 471.25 Td (and ) Tj ET Q q 0 0 0 rg BT 446.65 471.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 486.50 471.25 Td (in ) Tj ET Q q 0 0 0 rg BT 495.35 471.25 Td (its ) Tj ET Q q 0 0 0 rg BT 506.03 471.25 Td (manufacturing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 459.25 Td (facilities ) Tj ET Q q 0 0 0 rg BT 85.44 459.25 Td (and ) Tj ET Q q 0 0 0 rg BT 101.39 459.25 Td (distribution ) Tj ET Q q 0 0 0 rg BT 143.32 459.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 177.95 459.25 Td (will ) Tj ET Q q 0 0 0 rg BT 191.60 459.25 Td (eliminate ) Tj ET Q q 0 0 0 rg BT 226.69 459.25 Td (all ) Tj ET Q q 0 0 0 rg BT 237.16 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.83 459.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 269.96 459.25 Td (related ) Tj ET Q q 0 0 0 rg BT 297.30 459.25 Td (to ) Tj ET Q q 0 0 0 rg BT 306.41 459.25 Td (food ) Tj ET Q q 0 0 0 rg BT 324.64 459.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.60 459.25 Td (product ) Tj ET Q q 0 0 0 rg BT 370.22 459.25 Td (safety) Tj ET Q q 0 0 0 rg BT 391.50 459.25 Td (. ) Tj ET Q q 0 0 0 rg BT 395.91 459.25 Td (The ) Tj ET Q q 0 0 0 rg BT 412.31 459.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 449.68 459.25 Td (could ) Tj ET Q q 0 0 0 rg BT 471.55 459.25 Td (be ) Tj ET Q q 0 0 0 rg BT 482.94 459.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 520.31 459.25 Td (af) Tj ET Q q 0 0 0 rg BT 527.01 459.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 551.62 459.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 447.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.88 447.25 Td (event ) Tj ET Q q 0 0 0 rg BT 90.41 447.25 Td (of ) Tj ET Q q 0 0 0 rg BT 99.73 447.25 Td (a ) Tj ET Q q 0 0 0 rg BT 106.76 447.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 145.71 447.25 Td (outbreak ) Tj ET Q q 0 0 0 rg BT 180.09 447.25 Td (of ) Tj ET Q q 0 0 0 rg BT 189.41 447.25 Td (food-borne ) Tj ET Q q 0 0 0 rg BT 231.55 447.25 Td (illness ) Tj ET Q q 0 0 0 rg BT 256.81 447.25 Td (or ) Tj ET Q q 0 0 0 rg BT 266.57 447.25 Td (food ) Tj ET Q q 0 0 0 rg BT 285.01 447.25 Td (safety ) Tj ET Q q 0 0 0 rg BT 309.37 447.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 335.09 447.25 Td (including ) Tj ET Q q 0 0 0 rg BT 369.93 447.25 Td (food ) Tj ET Q q 0 0 0 rg BT 388.37 447.25 Td (tampering ) Tj ET Q q 0 0 0 rg BT 427.31 447.25 Td (or ) Tj ET Q q 0 0 0 rg BT 437.07 447.25 Td (contamination. ) Tj ET Q q 0 0 0 rg BT 492.88 447.25 Td (In ) Tj ET Q q 0 0 0 rg BT 502.20 447.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 535.68 447.25 Td (failure ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 435.25 Td (to ) Tj ET Q q 0 0 0 rg BT 62.85 435.25 Td (trace ) Tj ET Q q 0 0 0 rg BT 83.08 435.25 Td (or ) Tj ET Q q 0 0 0 rg BT 92.38 435.25 Td (locate ) Tj ET Q q 0 0 0 rg BT 116.27 435.25 Td (any ) Tj ET Q q 0 0 0 rg BT 131.50 435.25 Td (contaminated ) Tj ET Q q 0 0 0 rg BT 182.74 435.25 Td (or ) Tj ET Q q 0 0 0 rg BT 192.04 435.25 Td (defective ) Tj ET Q q 0 0 0 rg BT 226.87 435.25 Td (products ) Tj ET Q q 0 0 0 rg BT 260.33 435.25 Td (could ) Tj ET Q q 0 0 0 rg BT 281.94 435.25 Td (af) Tj ET Q q 0 0 0 rg BT 288.64 435.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 303.87 435.25 Td (the ) Tj ET Q q 0 0 0 rg BT 317.27 435.25 Td (Company) Tj ET Q q 0 0 0 rg BT 354.05 435.25 Td (s ) Tj ET Q q 0 0 0 rg BT 360.15 435.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 383.13 435.25 Td (to ) Tj ET Q q 0 0 0 rg BT 391.97 435.25 Td (be ) Tj ET Q q 0 0 0 rg BT 403.10 435.25 Td (ef) Tj ET Q q 0 0 0 rg BT 409.80 435.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 435.51 435.25 Td (in ) Tj ET Q q 0 0 0 rg BT 443.90 435.25 Td (a ) Tj ET Q q 0 0 0 rg BT 450.46 435.25 Td (recall ) Tj ET Q q 0 0 0 rg BT 472.06 435.25 Td (situation. ) Tj ET Q q 0 0 0 rg BT 506.77 435.25 Td (The ) Tj ET Q q 0 0 0 rg BT 522.91 435.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 423.25 Td (is ) Tj ET Q q 0 0 0 rg BT 62.54 423.25 Td (also ) Tj ET Q q 0 0 0 rg BT 80.21 423.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 108.82 423.25 Td (to ) Tj ET Q q 0 0 0 rg BT 118.28 423.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 133.66 423.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 175.49 423.25 Td (with ) Tj ET Q q 0 0 0 rg BT 192.69 423.25 Td (errors ) Tj ET Q q 0 0 0 rg BT 216.72 423.25 Td (made ) Tj ET Q q 0 0 0 rg BT 239.86 423.25 Td (through ) Tj ET Q q 0 0 0 rg BT 270.29 423.25 Td (medication ) Tj ET Q q 0 0 0 rg BT 312.57 423.25 Td (dispensing ) Tj ET Q q 0 0 0 rg BT 354.41 423.25 Td (or ) Tj ET Q q 0 0 0 rg BT 364.32 423.25 Td (errors ) Tj ET Q q 0 0 0 rg BT 388.35 423.25 Td (related ) Tj ET Q q 0 0 0 rg BT 416.05 423.25 Td (to ) Tj ET Q q 0 0 0 rg BT 425.51 423.25 Td (patient ) Tj ET Q q 0 0 0 rg BT 452.75 423.25 Td (services ) Tj ET Q q 0 0 0 rg BT 485.46 423.25 Td (or ) Tj ET Q q 0 0 0 rg BT 495.37 423.25 Td (consultation. ) Tj ET Q q 0 0 0 rg BT 543.88 423.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 411.25 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 97.00 411.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.27 411.25 Td (such ) Tj ET Q q 0 0 0 rg BT 126.02 411.25 Td (events ) Tj ET Q q 0 0 0 rg BT 152.62 411.25 Td (or ) Tj ET Q q 0 0 0 rg BT 162.33 411.25 Td (incidents, ) Tj ET Q q 0 0 0 rg BT 199.41 411.25 Td (as ) Tj ET Q q 0 0 0 rg BT 210.50 411.25 Td (well ) Tj ET Q q 0 0 0 rg BT 227.06 411.25 Td (as ) Tj ET Q q 0 0 0 rg BT 238.15 411.25 Td (the ) Tj ET Q q 0 0 0 rg BT 251.98 411.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 276.74 411.25 Td (to ) Tj ET Q q 0 0 0 rg BT 286.01 411.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 319.44 411.25 Td (the ) Tj ET Q q 0 0 0 rg BT 333.27 411.25 Td (cleanliness ) Tj ET Q q 0 0 0 rg BT 376.27 411.25 Td (and ) Tj ET Q q 0 0 0 rg BT 392.38 411.25 Td (health ) Tj ET Q q 0 0 0 rg BT 417.16 411.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 455.60 411.25 Td (at ) Tj ET Q q 0 0 0 rg BT 464.87 411.25 Td (store ) Tj ET Q q 0 0 0 rg BT 485.53 411.25 Td (level, ) Tj ET Q q 0 0 0 rg BT 507.11 411.25 Td (could ) Tj ET Q q 0 0 0 rg BT 529.14 411.25 Td (result ) Tj ET Q q 0 0 0 rg BT 551.63 411.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 399.25 Td (harm ) Tj ET Q q 0 0 0 rg BT 74.96 399.25 Td (to ) Tj ET Q q 0 0 0 rg BT 84.08 399.25 Td (customers, ) Tj ET Q q 0 0 0 rg BT 126.47 399.25 Td (negative ) Tj ET Q q 0 0 0 rg BT 159.76 399.25 Td (publicity ) Tj ET Q q 0 0 0 rg BT 191.67 399.25 Td (or ) Tj ET Q q 0 0 0 rg BT 201.24 399.25 Td (could ) Tj ET Q q 0 0 0 rg BT 223.12 399.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 260.50 399.25 Td (af) Tj ET Q q 0 0 0 rg BT 267.20 399.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 282.70 399.25 Td (the ) Tj ET Q q 0 0 0 rg BT 296.38 399.25 Td (Company) Tj ET Q q 0 0 0 rg BT 333.16 399.25 Td (s ) Tj ET Q q 0 0 0 rg BT 339.54 399.25 Td (brands, ) Tj ET Q q 0 0 0 rg BT 369.17 399.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 410.21 399.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 450.78 399.25 Td (or ) Tj ET Q q 0 0 0 rg BT 460.35 399.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 492.72 399.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 379.25 Td (Distribution ) Tj ET Q q 0 0 0 rg BT 102.78 379.25 Td (and ) Tj ET Q q 0 0 0 rg BT 120.13 379.25 Td (Supply ) Tj ET Q q 0 0 0 rg BT 150.25 379.25 Td (Chain ) Tj ET Q q 0 0 0 rg BT 175.80 379.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.58 379.25 Td (The ) Tj ET Q q 0 0 0 rg BT 195.48 379.25 Td (Company) Tj ET Q q 0 0 0 rg BT 232.25 379.25 Td (s ) Tj ET Q q 0 0 0 rg BT 239.13 379.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 262.87 379.25 Td (to ) Tj ET Q q 0 0 0 rg BT 272.49 379.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 298.51 379.25 Td (its ) Tj ET Q q 0 0 0 rg BT 309.48 379.25 Td (customers) Tj ET Q q 0 0 0 rg BT 348.83 379.25 Td ( ) Tj ET Q q 0 0 0 rg BT 351.61 379.25 Td (demands ) Tj ET Q q 0 0 0 rg BT 388.12 379.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.58 379.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 435.62 379.25 Td (its ) Tj ET Q q 0 0 0 rg BT 446.59 379.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 464.41 379.25 Td (objectives ) Tj ET Q q 0 0 0 rg BT 503.66 379.25 Td (depends ) Tj ET Q q 0 0 0 rg BT 537.90 379.25 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 379.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 367.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 77.79 367.25 Td (to ) Tj ET Q q 0 0 0 rg BT 87.45 367.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 121.27 367.25 Td (key ) Tj ET Q q 0 0 0 rg BT 136.85 367.25 Td (logistic ) Tj ET Q q 0 0 0 rg BT 164.74 367.25 Td (and ) Tj ET Q q 0 0 0 rg BT 181.25 367.25 Td (transport ) Tj ET Q q 0 0 0 rg BT 216.43 367.25 Td (arrangements. ) Tj ET Q q 0 0 0 rg BT 272.13 367.25 Td ( ) Tj ET Q q 0 0 0 rg BT 274.77 367.25 Td (The ) Tj ET Q q 0 0 0 rg BT 291.73 367.25 Td (Company) Tj ET Q q 0 0 0 rg BT 328.50 367.25 Td (s ) Tj ET Q q 0 0 0 rg BT 335.42 367.25 Td (distribution ) Tj ET Q q 0 0 0 rg BT 377.90 367.25 Td (and ) Tj ET Q q 0 0 0 rg BT 394.40 367.25 Td (supply ) Tj ET Q q 0 0 0 rg BT 420.93 367.25 Td (chain ) Tj ET Q q 0 0 0 rg BT 443.36 367.25 Td (could ) Tj ET Q q 0 0 0 rg BT 465.78 367.25 Td (be ) Tj ET Q q 0 0 0 rg BT 477.72 367.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 517.47 367.25 Td (af) Tj ET Q q 0 0 0 rg BT 524.17 367.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 549.34 367.25 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 355.25 Td (unforeseen ) Tj ET Q q 0 0 0 rg BT 97.06 355.25 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 138.75 355.25 Td (due ) Tj ET Q q 0 0 0 rg BT 154.46 355.25 Td (to ) Tj ET Q q 0 0 0 rg BT 163.33 355.25 Td (fire, ) Tj ET Q q 0 0 0 rg BT 179.02 355.25 Td (severe ) Tj ET Q q 0 0 0 rg BT 205.67 355.25 Td (weather ) Tj ET Q q 0 0 0 rg BT 236.86 355.25 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 278.10 355.25 Td (natural ) Tj ET Q q 0 0 0 rg BT 305.20 355.25 Td (disasters, ) Tj ET Q q 0 0 0 rg BT 342.33 355.25 Td (or ) Tj ET Q q 0 0 0 rg BT 351.64 355.25 Td (other ) Tj ET Q q 0 0 0 rg BT 372.36 355.25 Td (catastrophic ) Tj ET Q q 0 0 0 rg BT 418.61 355.25 Td (events, ) Tj ET Q q 0 0 0 rg BT 447.08 355.25 Td (labour ) Tj ET Q q 0 0 0 rg BT 471.90 355.25 Td (disagreements, ) Tj ET Q q 0 0 0 rg BT 530.00 355.25 Td (or ) Tj ET Q q 0 0 0 rg BT 539.31 355.25 Td (other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 343.25 Td (shipping ) Tj ET Q q 0 0 0 rg BT 87.25 343.25 Td (problems. ) Tj ET Q q 0 0 0 rg BT 125.95 343.25 Td ( ) Tj ET Q q 0 0 0 rg BT 128.48 343.25 Td (The ) Tj ET Q q 0 0 0 rg BT 145.31 343.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 162.59 343.25 Td (of ) Tj ET Q q 0 0 0 rg BT 172.13 343.25 Td (or ) Tj ET Q q 0 0 0 rg BT 182.12 343.25 Td (disruption ) Tj ET Q q 0 0 0 rg BT 220.38 343.25 Td (to ) Tj ET Q q 0 0 0 rg BT 229.92 343.25 Td (these ) Tj ET Q q 0 0 0 rg BT 252.68 343.25 Td (types ) Tj ET Q q 0 0 0 rg BT 274.98 343.25 Td (of ) Tj ET Q q 0 0 0 rg BT 284.52 343.25 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 337.82 343.25 Td (could ) Tj ET Q q 0 0 0 rg BT 360.12 343.25 Td (interrupt ) Tj ET Q q 0 0 0 rg BT 392.90 343.25 Td (product ) Tj ET Q q 0 0 0 rg BT 422.95 343.25 Td (supply) Tj ET Q q 0 0 0 rg BT 446.06 343.25 Td (, ) Tj ET Q q 0 0 0 rg BT 451.04 343.25 Td (which ) Tj ET Q q 0 0 0 rg BT 474.70 343.25 Td (in ) Tj ET Q q 0 0 0 rg BT 483.78 343.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 500.61 343.25 Td (could ) Tj ET Q q 0 0 0 rg BT 522.91 343.25 Td (adversely ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 331.25 Td (af) Tj ET Q q 0 0 0 rg BT 60.70 331.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 76.62 331.25 Td (the ) Tj ET Q q 0 0 0 rg BT 90.71 331.25 Td (assortment ) Tj ET Q q 0 0 0 rg BT 133.97 331.25 Td (and ) Tj ET Q q 0 0 0 rg BT 150.34 331.25 Td (product ) Tj ET Q q 0 0 0 rg BT 180.39 331.25 Td (availability ) Tj ET Q q 0 0 0 rg BT 220.92 331.25 Td (at ) Tj ET Q q 0 0 0 rg BT 230.45 331.25 Td (store ) Tj ET Q q 0 0 0 rg BT 251.38 331.25 Td (level. ) Tj ET Q q 0 0 0 rg BT 273.22 331.25 Td ( ) Tj ET Q q 0 0 0 rg BT 275.91 331.25 Td (If ) Tj ET Q q 0 0 0 rg BT 283.16 331.25 Td (not ) Tj ET Q q 0 0 0 rg BT 297.26 331.25 Td (ef) Tj ET Q q 0 0 0 rg BT 303.96 331.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 336.28 331.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 373.17 331.25 Td (or ) Tj ET Q q 0 0 0 rg BT 383.15 331.25 Td (remedied, ) Tj ET Q q 0 0 0 rg BT 422.31 331.25 Td (these ) Tj ET Q q 0 0 0 rg BT 445.07 331.25 Td (events ) Tj ET Q q 0 0 0 rg BT 471.92 331.25 Td (could ) Tj ET Q q 0 0 0 rg BT 494.22 331.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 533.84 331.25 Td (impact ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 319.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 90.68 319.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 133.75 319.25 Td (and ) Tj ET Q q 0 0 0 rg BT 150.38 319.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.73 319.25 Td (Company) Tj ET Q q 0 0 0 rg BT 201.50 319.25 Td (s ) Tj ET Q q 0 0 0 rg BT 208.56 319.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 232.48 319.25 Td (to ) Tj ET Q q 0 0 0 rg BT 242.27 319.25 Td (attract ) Tj ET Q q 0 0 0 rg BT 268.01 319.25 Td (and ) Tj ET Q q 0 0 0 rg BT 284.65 319.25 Td (retain ) Tj ET Q q 0 0 0 rg BT 308.11 319.25 Td (customers, ) Tj ET Q q 0 0 0 rg BT 351.17 319.25 Td (and ) Tj ET Q q 0 0 0 rg BT 367.80 319.25 Td (could ) Tj ET Q q 0 0 0 rg BT 390.36 319.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 428.41 319.25 Td (af) Tj ET Q q 0 0 0 rg BT 435.11 319.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 451.28 319.25 Td (the ) Tj ET Q q 0 0 0 rg BT 465.64 319.25 Td (Company) Tj ET Q q 0 0 0 rg BT 502.41 319.25 Td (s ) Tj ET Q q 0 0 0 rg BT 509.46 319.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 550.71 319.25 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 307.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.37 307.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 287.25 Td (Legal ) Tj ET Q q 0 0 0 rg BT 78.70 287.25 Td (Proceedings ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 131.20 287.25 Td ( ) Tj ET Q q 0 0 0 rg BT 134.48 287.25 Td (In ) Tj ET Q q 0 0 0 rg BT 144.60 287.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.28 287.25 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 192.18 287.25 Td (course ) Tj ET Q q 0 0 0 rg BT 220.07 287.25 Td (of ) Tj ET Q q 0 0 0 rg BT 230.19 287.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 268.12 287.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.80 287.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 321.17 287.25 Td (is ) Tj ET Q q 0 0 0 rg BT 330.37 287.25 Td (involved ) Tj ET Q q 0 0 0 rg BT 363.74 287.25 Td (in ) Tj ET Q q 0 0 0 rg BT 373.40 287.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.36 287.25 Td (potentially ) Tj ET Q q 0 0 0 rg BT 430.57 287.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 459.83 287.25 Td (to ) Tj ET Q q 0 0 0 rg BT 469.95 287.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 490.56 287.25 Td (proceedings. ) Tj ET Q q 0 0 0 rg BT 540.79 287.25 Td ( ) Tj ET Q q 0 0 0 rg BT 543.87 287.25 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 275.25 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 100.93 275.25 Td (may ) Tj ET Q q 0 0 0 rg BT 118.67 275.25 Td (involve ) Tj ET Q q 0 0 0 rg BT 146.44 275.25 Td (suppliers, ) Tj ET Q q 0 0 0 rg BT 183.79 275.25 Td (customers, ) Tj ET Q q 0 0 0 rg BT 225.70 275.25 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 269.89 275.25 Td (franchisees, ) Tj ET Q q 0 0 0 rg BT 316.35 275.25 Td (regulators, ) Tj ET Q q 0 0 0 rg BT 357.35 275.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 370.54 275.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 410.62 275.25 Td (or ) Tj ET Q q 0 0 0 rg BT 420.16 275.25 Td (other ) Tj ET Q q 0 0 0 rg BT 441.10 275.25 Td (persons. ) Tj ET Q q 0 0 0 rg BT 474.80 275.25 Td ( ) Tj ET Q q 0 0 0 rg BT 476.91 275.25 Td (The ) Tj ET Q q 0 0 0 rg BT 493.29 275.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 526.54 275.25 Td (outcome ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 263.25 Td (of ) Tj ET Q q 0 0 0 rg BT 63.12 263.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 82.73 263.25 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 129.68 263.25 Td (and ) Tj ET Q q 0 0 0 rg BT 145.65 263.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 171.16 263.25 Td (is ) Tj ET Q q 0 0 0 rg BT 179.37 263.25 Td (uncertain. ) Tj ET Q q 0 0 0 rg BT 217.66 263.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 243.25 Td (Please ) Tj ET Q q 0 0 0 rg BT 81.35 243.25 Td (refer ) Tj ET Q q 0 0 0 rg BT 100.49 243.25 Td (to ) Tj ET Q q 0 0 0 rg BT 109.62 243.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.30 243.25 Td (Legal ) Tj ET Q q 0 0 0 rg BT 148.37 243.25 Td (Proceedings ) Tj ET Q q 0 0 0 rg BT 198.97 243.25 Td (section ) Tj ET Q q 0 0 0 rg BT 227.23 243.25 Td (on ) Tj ET Q q 0 0 0 rg BT 238.63 243.25 Td (page ) Tj ET Q q 0 0 0 rg BT 259.16 243.25 Td (30 ) Tj ET Q q 0 0 0 rg BT 270.56 243.25 Td (of ) Tj ET Q q 0 0 0 rg BT 279.68 243.25 Td (this ) Tj ET Q q 0 0 0 rg BT 294.27 243.25 Td (AIF ) Tj ET Q q 0 0 0 rg BT 309.31 243.25 Td (for ) Tj ET Q q 0 0 0 rg BT 321.16 243.25 Td (more ) Tj ET Q q 0 0 0 rg BT 342.13 243.25 Td (information.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 223.25 Td (Inventory ) Tj ET Q q 0 0 0 rg BT 92.87 223.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 144.96 223.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 146.92 223.25 Td (The ) Tj ET Q q 0 0 0 rg BT 163.01 223.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 200.07 223.25 Td (is ) Tj ET Q q 0 0 0 rg BT 207.96 223.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 235.90 223.25 Td (to ) Tj ET Q q 0 0 0 rg BT 244.71 223.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 263.53 223.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 304.70 223.25 Td (with ) Tj ET Q q 0 0 0 rg BT 321.24 223.25 Td (managing ) Tj ET Q q 0 0 0 rg BT 359.22 223.25 Td (its ) Tj ET Q q 0 0 0 rg BT 369.39 223.25 Td (inventory) Tj ET Q q 0 0 0 rg BT 402.06 223.25 Td (. ) Tj ET Q q 0 0 0 rg BT 406.30 223.25 Td ( ) Tj ET Q q 0 0 0 rg BT 408.27 223.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 435.29 223.25 Td (to ) Tj ET Q q 0 0 0 rg BT 444.10 223.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 490.27 223.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 521.87 223.25 Td (such ) Tj ET Q q 0 0 0 rg BT 541.16 223.25 Td (risks ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 211.25 Td (could ) Tj ET Q q 0 0 0 rg BT 75.36 211.25 Td (result ) Tj ET Q q 0 0 0 rg BT 97.18 211.25 Td (in ) Tj ET Q q 0 0 0 rg BT 105.32 211.25 Td (shortages ) Tj ET Q q 0 0 0 rg BT 143.10 211.25 Td (of ) Tj ET Q q 0 0 0 rg BT 151.70 211.25 Td (inventory) Tj ET Q q 0 0 0 rg BT 184.37 211.25 Td (, ) Tj ET Q q 0 0 0 rg BT 188.41 211.25 Td (or ) Tj ET Q q 0 0 0 rg BT 197.46 211.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 224.75 211.25 Td (or ) Tj ET Q q 0 0 0 rg BT 233.80 211.25 Td (obsolete ) Tj ET Q q 0 0 0 rg BT 266.57 211.25 Td (inventory ) Tj ET Q q 0 0 0 rg BT 301.60 211.25 Td (which ) Tj ET Q q 0 0 0 rg BT 324.33 211.25 Td (cannot ) Tj ET Q q 0 0 0 rg BT 350.71 211.25 Td (be ) Tj ET Q q 0 0 0 rg BT 361.59 211.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 378.40 211.25 Td (profitably ) Tj ET Q q 0 0 0 rg BT 413.43 211.25 Td (or ) Tj ET Q q 0 0 0 rg BT 422.48 211.25 Td (increases ) Tj ET Q q 0 0 0 rg BT 459.34 211.25 Td (in ) Tj ET Q q 0 0 0 rg BT 467.48 211.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 490.21 211.25 Td (of ) Tj ET Q q 0 0 0 rg BT 498.81 211.25 Td (inventory ) Tj ET Q q 0 0 0 rg BT 533.85 211.25 Td (shrink. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 199.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 70.74 199.25 Td (of ) Tj ET Q q 0 0 0 rg BT 80.19 199.25 Td (these ) Tj ET Q q 0 0 0 rg BT 102.86 199.25 Td (outcomes ) Tj ET Q q 0 0 0 rg BT 141.02 199.25 Td (could ) Tj ET Q q 0 0 0 rg BT 163.23 199.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 200.94 199.25 Td (af) Tj ET Q q 0 0 0 rg BT 207.64 199.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 223.47 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.48 199.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 270.17 199.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 318.81 199.25 Td (of ) Tj ET Q q 0 0 0 rg BT 328.26 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.27 199.25 Td (Company) Tj ET Q q 0 0 0 rg BT 376.76 199.25 Td (. ) Tj ET Q q 0 0 0 rg BT 381.14 199.25 Td (Although ) Tj ET Q q 0 0 0 rg BT 416.12 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 430.13 199.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 467.83 199.25 Td (has ) Tj ET Q q 0 0 0 rg BT 483.66 199.25 Td (implemented ) Tj ET Q q 0 0 0 rg BT 533.21 199.25 Td (new ) Tj ET Q q 0 0 0 rg BT 550.86 199.25 Td (IT) Tj ET Q q 0 0 0 rg BT 558.01 199.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 187.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 88.43 187.25 Td (which ) Tj ET Q q 0 0 0 rg BT 111.47 187.25 Td (are ) Tj ET Q q 0 0 0 rg BT 125.39 187.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 158.93 187.25 Td (to ) Tj ET Q q 0 0 0 rg BT 167.84 187.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 196.81 187.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 234.44 187.25 Td (visibility ) Tj ET Q q 0 0 0 rg BT 264.77 187.25 Td (to ) Tj ET Q q 0 0 0 rg BT 273.68 187.25 Td (integrated ) Tj ET Q q 0 0 0 rg BT 312.23 187.25 Td (costing ) Tj ET Q q 0 0 0 rg BT 340.29 187.25 Td (and ) Tj ET Q q 0 0 0 rg BT 356.04 187.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 377.26 187.25 Td (information ) Tj ET Q q 0 0 0 rg BT 419.90 187.25 Td (at ) Tj ET Q q 0 0 0 rg BT 428.81 187.25 Td (store ) Tj ET Q q 0 0 0 rg BT 449.12 187.25 Td (level, ) Tj ET Q q 0 0 0 rg BT 470.34 187.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.81 187.25 Td (Company) Tj ET Q q 0 0 0 rg BT 520.59 187.25 Td (s ) Tj ET Q q 0 0 0 rg BT 526.76 187.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 551.17 187.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 175.25 Td (ef) Tj ET Q q 0 0 0 rg BT 60.70 175.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 92.70 175.25 Td (implement ) Tj ET Q q 0 0 0 rg BT 132.91 175.25 Td (such ) Tj ET Q q 0 0 0 rg BT 152.61 175.25 Td (new ) Tj ET Q q 0 0 0 rg BT 170.02 175.25 Td (IT) Tj ET Q q 0 0 0 rg BT 177.17 175.25 Td ( ) Tj ET Q q 0 0 0 rg BT 179.55 175.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 212.00 175.25 Td (and ) Tj ET Q q 0 0 0 rg BT 228.06 175.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 267.36 175.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 307.12 175.25 Td (may ) Tj ET Q q 0 0 0 rg BT 324.99 175.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 358.36 175.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.14 175.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 391.37 175.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 432.95 175.25 Td (with ) Tj ET Q q 0 0 0 rg BT 449.91 175.25 Td (managing ) Tj ET Q q 0 0 0 rg BT 488.30 175.25 Td (inventory) Tj ET Q q 0 0 0 rg BT 520.98 175.25 Td (, ) Tj ET Q q 0 0 0 rg BT 525.63 175.25 Td (including ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 163.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.68 163.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 82.72 163.25 Td (that ) Tj ET Q q 0 0 0 rg BT 98.68 163.25 Td (inaccurate ) Tj ET Q q 0 0 0 rg BT 138.79 163.25 Td (inventory ) Tj ET Q q 0 0 0 rg BT 174.35 163.25 Td (could ) Tj ET Q q 0 0 0 rg BT 196.24 163.25 Td (result ) Tj ET Q q 0 0 0 rg BT 218.57 163.25 Td (in ) Tj ET Q q 0 0 0 rg BT 227.23 163.25 Td (inaccurate ) Tj ET Q q 0 0 0 rg BT 267.35 163.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 299.72 163.25 Td (statements.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.22 143.25 Td (Company) Tj ET Q q 0 0 0 rg BT 106.99 143.25 Td (s ) Tj ET Q q 0 0 0 rg BT 113.18 143.25 Td (Retail ) Tj ET Q q 0 0 0 rg BT 136.23 143.25 Td (segment ) Tj ET Q q 0 0 0 rg BT 169.77 143.25 Td (is ) Tj ET Q q 0 0 0 rg BT 177.78 143.25 Td (also ) Tj ET Q q 0 0 0 rg BT 194.91 143.25 Td (examining ) Tj ET Q q 0 0 0 rg BT 234.37 143.25 Td (its ) Tj ET Q q 0 0 0 rg BT 244.66 143.25 Td (fundamental ) Tj ET Q q 0 0 0 rg BT 291.88 143.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 331.35 143.25 Td (related ) Tj ET Q q 0 0 0 rg BT 358.51 143.25 Td (to ) Tj ET Q q 0 0 0 rg BT 367.44 143.25 Td (article ) Tj ET Q q 0 0 0 rg BT 391.40 143.25 Td (lifecycle ) Tj ET Q q 0 0 0 rg BT 422.65 143.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 474.89 143.25 Td (with ) Tj ET Q q 0 0 0 rg BT 491.55 143.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.04 143.25 Td (goal ) Tj ET Q q 0 0 0 rg BT 522.63 143.25 Td (of ) Tj ET Q q 0 0 0 rg BT 531.56 143.25 Td (making ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 131.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 86.21 131.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 128.00 131.25 Td (more ) Tj ET Q q 0 0 0 rg BT 151.08 131.25 Td (ef) Tj ET Q q 0 0 0 rg BT 157.78 131.25 Td (ficient. ) Tj ET Q q 0 0 0 rg BT 187.90 131.25 Td (This ) Tj ET Q q 0 0 0 rg BT 207.80 131.25 Td (will ) Tj ET Q q 0 0 0 rg BT 223.59 131.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 252.15 131.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 284.36 131.25 Td (workflow ) Tj ET Q q 0 0 0 rg BT 320.66 131.25 Td (and ) Tj ET Q q 0 0 0 rg BT 338.75 131.25 Td (system ) Tj ET Q q 0 0 0 rg BT 369.13 131.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 410.91 131.25 Td (across ) Tj ET Q q 0 0 0 rg BT 439.47 131.25 Td (procurement, ) Tj ET Q q 0 0 0 rg BT 492.19 131.25 Td (supply ) Tj ET Q q 0 0 0 rg BT 520.31 131.25 Td (chain ) Tj ET Q q 0 0 0 rg BT 544.32 131.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 119.25 Td (merchandising. ) Tj ET Q q 0 0 0 rg BT 111.85 119.25 Td ( ) Tj ET Q q 0 0 0 rg BT 114.08 119.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 135.01 119.25 Td (simplification ) Tj ET Q q 0 0 0 rg BT 184.19 119.25 Td (and ) Tj ET Q q 0 0 0 rg BT 200.11 119.25 Td (ef) Tj ET Q q 0 0 0 rg BT 206.81 119.25 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 236.40 119.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 276.01 119.25 Td (are ) Tj ET Q q 0 0 0 rg BT 290.10 119.25 Td (critical ) Tj ET Q q 0 0 0 rg BT 315.57 119.25 Td (to ) Tj ET Q q 0 0 0 rg BT 324.65 119.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.29 119.25 Td (organization) Tj ET Q q 0 0 0 rg BT 384.65 119.25 Td (s ) Tj ET Q q 0 0 0 rg BT 390.98 119.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 414.19 119.25 Td (to ) Tj ET Q q 0 0 0 rg BT 423.26 119.25 Td (integrate ) Tj ET Q q 0 0 0 rg BT 457.42 119.25 Td (towards ) Tj ET Q q 0 0 0 rg BT 488.36 119.25 Td (longer ) Tj ET Q q 0 0 0 rg BT 513.39 119.25 Td (term ) Tj ET Q q 0 0 0 rg BT 532.03 119.25 Td (system ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 107.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 88.77 107.25 Td (and ) Tj ET Q q 0 0 0 rg BT 104.86 107.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 135.54 107.25 Td (ef) Tj ET Q q 0 0 0 rg BT 142.23 107.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 178.37 107.25 Td (across ) Tj ET Q q 0 0 0 rg BT 204.93 107.25 Td (the ) Tj ET Q q 0 0 0 rg BT 218.74 107.25 Td (Retail ) Tj ET Q q 0 0 0 rg BT 242.11 107.25 Td (divisions. ) Tj ET Q q 0 0 0 rg BT 278.25 107.25 Td ( ) Tj ET Q q 0 0 0 rg BT 280.18 107.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 296.71 107.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 321.45 107.25 Td (to ) Tj ET Q q 0 0 0 rg BT 330.70 107.25 Td (ef) Tj ET Q q 0 0 0 rg BT 337.40 107.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 369.44 107.25 Td (deliver ) Tj ET Q q 0 0 0 rg BT 396.00 107.25 Td (this ) Tj ET Q q 0 0 0 rg BT 411.17 107.25 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 450.04 107.25 Td (core ) Tj ET Q q 0 0 0 rg BT 468.40 107.25 Td (solution ) Tj ET Q q 0 0 0 rg BT 499.07 107.25 Td (could ) Tj ET Q q 0 0 0 rg BT 521.08 107.25 Td (negatively ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 95.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 80.44 95.25 Td (the ) Tj ET Q q 0 0 0 rg BT 94.12 95.25 Td (Company) Tj ET Q q 0 0 0 rg BT 130.89 95.25 Td (s ) Tj ET Q q 0 0 0 rg BT 137.27 95.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 177.85 95.25 Td (or ) Tj ET Q q 0 0 0 rg BT 187.42 95.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 219.79 95.25 Td (performance.) Tj ET Q endstream endobj 39 0 obj <> endobj 40 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (19) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (Labour ) Tj ET Q q 0 0 0 rg BT 83.51 735.25 Td (Relations ) Tj ET Q q 0 0 0 rg BT 122.14 735.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 123.87 735.25 Td (The ) Tj ET Q q 0 0 0 rg BT 139.72 735.25 Td (Company) Tj ET Q q 0 0 0 rg BT 176.49 735.25 Td (s ) Tj ET Q q 0 0 0 rg BT 182.32 735.25 Td (workforce ) Tj ET Q q 0 0 0 rg BT 219.58 735.25 Td (is ) Tj ET Q q 0 0 0 rg BT 227.23 735.25 Td (comprised ) Tj ET Q q 0 0 0 rg BT 266.78 735.25 Td (of ) Tj ET Q q 0 0 0 rg BT 275.34 735.25 Td (both ) Tj ET Q q 0 0 0 rg BT 293.02 735.25 Td (unionized ) Tj ET Q q 0 0 0 rg BT 329.85 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 345.26 735.25 Td (non-unionized ) Tj ET Q q 0 0 0 rg BT 398.50 735.25 Td (colleagues. ) Tj ET Q q 0 0 0 rg BT 441.71 735.25 Td (With ) Tj ET Q q 0 0 0 rg BT 459.83 735.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 488.45 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 497.02 735.25 Td (those ) Tj ET Q q 0 0 0 rg BT 518.80 735.25 Td (colleagues ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (that ) Tj ET Q q 0 0 0 rg BT 70.49 723.25 Td (are ) Tj ET Q q 0 0 0 rg BT 85.14 723.25 Td (covered ) Tj ET Q q 0 0 0 rg BT 117.12 723.25 Td (by ) Tj ET Q q 0 0 0 rg BT 128.59 723.25 Td (collective ) Tj ET Q q 0 0 0 rg BT 165.13 723.25 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 213.52 723.25 Td (there ) Tj ET Q q 0 0 0 rg BT 235.02 723.25 Td (can ) Tj ET Q q 0 0 0 rg BT 251.04 723.25 Td (be ) Tj ET Q q 0 0 0 rg BT 262.97 723.25 Td (no ) Tj ET Q q 0 0 0 rg BT 274.90 723.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 315.54 723.25 Td (as ) Tj ET Q q 0 0 0 rg BT 327.01 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 336.66 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 350.86 723.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 385.12 723.25 Td (of ) Tj ET Q q 0 0 0 rg BT 394.77 723.25 Td (any ) Tj ET Q q 0 0 0 rg BT 410.80 723.25 Td (labour ) Tj ET Q q 0 0 0 rg BT 436.40 723.25 Td (negotiations ) Tj ET Q q 0 0 0 rg BT 483.43 723.25 Td (or ) Tj ET Q q 0 0 0 rg BT 493.53 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 507.73 723.25 Td (timing ) Tj ET Q q 0 0 0 rg BT 532.41 723.25 Td (of ) Tj ET Q q 0 0 0 rg BT 542.06 723.25 Td (their ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (completion. ) Tj ET Q q 0 0 0 rg BT 98.12 711.25 Td (Renegotiating ) Tj ET Q q 0 0 0 rg BT 150.91 711.25 Td (collective ) Tj ET Q q 0 0 0 rg BT 186.83 711.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 232.32 711.25 Td (or ) Tj ET Q q 0 0 0 rg BT 241.79 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.38 711.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 279.90 711.25 Td (to ) Tj ET Q q 0 0 0 rg BT 288.92 711.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 335.32 711.25 Td (renegotiate ) Tj ET Q q 0 0 0 rg BT 378.54 711.25 Td (collective ) Tj ET Q q 0 0 0 rg BT 414.46 711.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 459.95 711.25 Td (could ) Tj ET Q q 0 0 0 rg BT 481.74 711.25 Td (result ) Tj ET Q q 0 0 0 rg BT 503.97 711.25 Td (in ) Tj ET Q q 0 0 0 rg BT 512.54 711.25 Td (strikes, ) Tj ET Q q 0 0 0 rg BT 540.70 711.25 Td (work ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 699.25 Td (stoppages ) Tj ET Q q 0 0 0 rg BT 94.76 699.25 Td (or ) Tj ET Q q 0 0 0 rg BT 104.96 699.25 Td (business ) Tj ET Q q 0 0 0 rg BT 140.24 699.25 Td (interruptions, ) Tj ET Q q 0 0 0 rg BT 190.56 699.25 Td (and ) Tj ET Q q 0 0 0 rg BT 207.16 699.25 Td (if ) Tj ET Q q 0 0 0 rg BT 214.17 699.25 Td (any ) Tj ET Q q 0 0 0 rg BT 230.31 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.06 699.25 Td (these ) Tj ET Q q 0 0 0 rg BT 263.04 699.25 Td (events ) Tj ET Q q 0 0 0 rg BT 290.11 699.25 Td (were ) Tj ET Q q 0 0 0 rg BT 310.79 699.25 Td (to ) Tj ET Q q 0 0 0 rg BT 320.55 699.25 Td (occur) Tj ET Q q 0 0 0 rg BT 340.15 699.25 Td (, ) Tj ET Q q 0 0 0 rg BT 345.35 699.25 Td (they ) Tj ET Q q 0 0 0 rg BT 363.76 699.25 Td (could ) Tj ET Q q 0 0 0 rg BT 386.28 699.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 424.29 699.25 Td (af) Tj ET Q q 0 0 0 rg BT 430.99 699.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 447.12 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 461.44 699.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 503.10 699.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 544.31 699.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 687.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 85.94 687.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 133.82 687.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.51 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.76 687.25 Td (Company) Tj ET Q q 0 0 0 rg BT 190.25 687.25 Td (. ) Tj ET Q q 0 0 0 rg BT 194.38 687.25 Td (If ) Tj ET Q q 0 0 0 rg BT 200.79 687.25 Td (non-unionized ) Tj ET Q q 0 0 0 rg BT 254.15 687.25 Td (colleagues ) Tj ET Q q 0 0 0 rg BT 295.21 687.25 Td (become ) Tj ET Q q 0 0 0 rg BT 326.23 687.25 Td (unionized, ) Tj ET Q q 0 0 0 rg BT 365.47 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 378.72 687.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 401.07 687.25 Td (of ) Tj ET Q q 0 0 0 rg BT 409.76 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 423.01 687.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 455.85 687.25 Td (collective ) Tj ET Q q 0 0 0 rg BT 491.43 687.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 536.59 687.25 Td (would ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 675.25 Td (have ) Tj ET Q q 0 0 0 rg BT 74.06 675.25 Td (implications ) Tj ET Q q 0 0 0 rg BT 119.19 675.25 Td (for ) Tj ET Q q 0 0 0 rg BT 131.04 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 144.72 675.25 Td (af) Tj ET Q q 0 0 0 rg BT 151.42 675.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 176.04 675.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 218.90 675.25 Td (such ) Tj ET Q q 0 0 0 rg BT 238.50 675.25 Td (as ) Tj ET Q q 0 0 0 rg BT 249.44 675.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 274.52 675.25 Td (labour ) Tj ET Q q 0 0 0 rg BT 299.59 675.25 Td (costs.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (Economic ) Tj ET Q q 0 0 0 rg BT 95.56 655.25 Td (Conditions ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 140.74 655.25 Td (The ) Tj ET Q q 0 0 0 rg BT 157.24 655.25 Td (Company) Tj ET Q q 0 0 0 rg BT 194.01 655.25 Td (s ) Tj ET Q q 0 0 0 rg BT 200.48 655.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 236.58 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.63 655.25 Td (profitability ) Tj ET Q q 0 0 0 rg BT 294.20 655.25 Td (are ) Tj ET Q q 0 0 0 rg BT 308.42 655.25 Td (impacted ) Tj ET Q q 0 0 0 rg BT 344.06 655.25 Td (by ) Tj ET Q q 0 0 0 rg BT 355.09 655.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 393.46 655.25 Td (discretionary ) Tj ET Q q 0 0 0 rg BT 442.32 655.25 Td (spending ) Tj ET Q q 0 0 0 rg BT 477.97 655.25 Td (which ) Tj ET Q q 0 0 0 rg BT 501.30 655.25 Td (is ) Tj ET Q q 0 0 0 rg BT 509.59 655.25 Td (influenced ) Tj ET Q q 0 0 0 rg BT 549.35 655.25 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (general ) Tj ET Q q 0 0 0 rg BT 82.88 643.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 119.51 643.25 Td (conditions. ) Tj ET Q q 0 0 0 rg BT 160.25 643.25 Td ( ) Tj ET Q q 0 0 0 rg BT 161.68 643.25 Td (These ) Tj ET Q q 0 0 0 rg BT 186.01 643.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 222.63 643.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 261.09 643.25 Td (could ) Tj ET Q q 0 0 0 rg BT 282.23 643.25 Td (include ) Tj ET Q q 0 0 0 rg BT 309.74 643.25 Td (high ) Tj ET Q q 0 0 0 rg BT 326.78 643.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 349.27 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 357.64 643.25 Td (unemployment ) Tj ET Q q 0 0 0 rg BT 412.96 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 428.17 643.25 Td (household ) Tj ET Q q 0 0 0 rg BT 467.55 643.25 Td (debt, ) Tj ET Q q 0 0 0 rg BT 487.32 643.25 Td (political ) Tj ET Q q 0 0 0 rg BT 516.20 643.25 Td (uncertainty) Tj ET Q q 0 0 0 rg BT 555.72 643.25 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (fuel ) Tj ET Q q 0 0 0 rg BT 69.71 631.25 Td (and ) Tj ET Q q 0 0 0 rg BT 85.88 631.25 Td (energy ) Tj ET Q q 0 0 0 rg BT 113.44 631.25 Td (costs, ) Tj ET Q q 0 0 0 rg BT 137.35 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 151.24 631.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 177.88 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 187.21 631.25 Td (natural ) Tj ET Q q 0 0 0 rg BT 214.77 631.25 Td (disasters ) Tj ET Q q 0 0 0 rg BT 250.08 631.25 Td (or ) Tj ET Q q 0 0 0 rg BT 259.85 631.25 Td (acts ) Tj ET Q q 0 0 0 rg BT 277.39 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 286.71 631.25 Td (terrorism, ) Tj ET Q q 0 0 0 rg BT 323.83 631.25 Td (global ) Tj ET Q q 0 0 0 rg BT 348.20 631.25 Td (viruses, ) Tj ET Q q 0 0 0 rg BT 378.94 631.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 412.43 631.25 Td (in ) Tj ET Q q 0 0 0 rg BT 421.30 631.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 450.69 631.25 Td (rates, ) Tj ET Q q 0 0 0 rg BT 473.69 631.25 Td (inflation, ) Tj ET Q q 0 0 0 rg BT 506.72 631.25 Td (tax, ) Tj ET Q q 0 0 0 rg BT 522.43 631.25 Td (exchange ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 75.22 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 91.88 619.25 Td (access ) Tj ET Q q 0 0 0 rg BT 120.39 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 130.21 619.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 169.20 619.25 Td (credit. ) Tj ET Q q 0 0 0 rg BT 193.93 619.25 Td (A) Tj ET Q q 0 0 0 rg BT 198.95 619.25 Td ( ) Tj ET Q q 0 0 0 rg BT 201.93 619.25 Td (number ) Tj ET Q q 0 0 0 rg BT 232.72 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 242.54 619.25 Td (these ) Tj ET Q q 0 0 0 rg BT 265.59 619.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 305.50 619.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 332.64 619.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 371.63 619.25 Td (spending ) Tj ET Q q 0 0 0 rg BT 407.90 619.25 Td (and, ) Tj ET Q q 0 0 0 rg BT 426.84 619.25 Td (as ) Tj ET Q q 0 0 0 rg BT 438.49 619.25 Td (a ) Tj ET Q q 0 0 0 rg BT 446.03 619.25 Td (result, ) Tj ET Q q 0 0 0 rg BT 471.35 619.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 505.79 619.25 Td (patterns ) Tj ET Q q 0 0 0 rg BT 538.40 619.25 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (deteriorate ) Tj ET Q q 0 0 0 rg BT 95.00 607.25 Td (or ) Tj ET Q q 0 0 0 rg BT 104.09 607.25 Td (remain ) Tj ET Q q 0 0 0 rg BT 130.95 607.25 Td (unpredictable ) Tj ET Q q 0 0 0 rg BT 181.98 607.25 Td (due ) Tj ET Q q 0 0 0 rg BT 197.46 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 206.09 607.25 Td (global, ) Tj ET Q q 0 0 0 rg BT 232.05 607.25 Td (national, ) Tj ET Q q 0 0 0 rg BT 264.86 607.25 Td (regional ) Tj ET Q q 0 0 0 rg BT 295.83 607.25 Td (or ) Tj ET Q q 0 0 0 rg BT 304.91 607.25 Td (local ) Tj ET Q q 0 0 0 rg BT 323.57 607.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 360.47 607.25 Td (volatility) Tj ET Q q 0 0 0 rg BT 389.04 607.25 Td (. ) Tj ET Q q 0 0 0 rg BT 393.11 607.25 Td (Uncertain ) Tj ET Q q 0 0 0 rg BT 430.00 607.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 466.90 607.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 505.62 607.25 Td (may ) Tj ET Q q 0 0 0 rg BT 522.91 607.25 Td (adversely ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 595.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 80.44 595.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 112.35 595.25 Td (for ) Tj ET Q q 0 0 0 rg BT 124.20 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 137.88 595.25 Td (Company) Tj ET Q q 0 0 0 rg BT 174.65 595.25 Td (s ) Tj ET Q q 0 0 0 rg BT 181.04 595.25 Td (products ) Tj ET Q q 0 0 0 rg BT 214.77 595.25 Td (and ) Tj ET Q q 0 0 0 rg BT 230.73 595.25 Td (services ) Tj ET Q q 0 0 0 rg BT 263.09 595.25 Td (which ) Tj ET Q q 0 0 0 rg BT 286.33 595.25 Td (could ) Tj ET Q q 0 0 0 rg BT 308.22 595.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 345.60 595.25 Td (af) Tj ET Q q 0 0 0 rg BT 352.30 595.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 367.80 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 381.48 595.25 Td (Company) Tj ET Q q 0 0 0 rg BT 418.25 595.25 Td (s ) Tj ET Q q 0 0 0 rg BT 424.63 595.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 465.21 595.25 Td (or ) Tj ET Q q 0 0 0 rg BT 474.78 595.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 507.15 595.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (Service ) Tj ET Q q 0 0 0 rg BT 85.28 575.25 Td (Providers ) Tj ET Q q 0 0 0 rg BT 125.21 575.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 127.32 575.25 Td (The ) Tj ET Q q 0 0 0 rg BT 143.55 575.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 180.75 575.25 Td (has ) Tj ET Q q 0 0 0 rg BT 196.07 575.25 Td (a ) Tj ET Q q 0 0 0 rg BT 202.73 575.25 Td (wide ) Tj ET Q q 0 0 0 rg BT 221.70 575.25 Td (range ) Tj ET Q q 0 0 0 rg BT 244.77 575.25 Td (of ) Tj ET Q q 0 0 0 rg BT 253.72 575.25 Td (key ) Tj ET Q q 0 0 0 rg BT 268.58 575.25 Td (business ) Tj ET Q q 0 0 0 rg BT 303.05 575.25 Td (relationships ) Tj ET Q q 0 0 0 rg BT 351.20 575.25 Td (with ) Tj ET Q q 0 0 0 rg BT 367.88 575.25 Td (third ) Tj ET Q q 0 0 0 rg BT 385.94 575.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 412.65 575.25 Td (including ) Tj ET Q q 0 0 0 rg BT 447.12 575.25 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 480.68 575.25 Td (suppliers, ) Tj ET Q q 0 0 0 rg BT 517.88 575.25 Td (distributors ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.40 563.25 Td (contractors. ) Tj ET Q q 0 0 0 rg BT 113.96 563.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.56 563.25 Td (The ) Tj ET Q q 0 0 0 rg BT 131.41 563.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 168.21 563.25 Td (relies ) Tj ET Q q 0 0 0 rg BT 189.52 563.25 Td (on ) Tj ET Q q 0 0 0 rg BT 200.35 563.25 Td (vendors, ) Tj ET Q q 0 0 0 rg BT 233.52 563.25 Td (including ) Tj ET Q q 0 0 0 rg BT 267.60 563.25 Td (of) Tj ET Q q 0 0 0 rg BT 274.30 563.25 Td (fshore ) Tj ET Q q 0 0 0 rg BT 298.81 563.25 Td (vendors ) Tj ET Q q 0 0 0 rg BT 329.70 563.25 Td (in ) Tj ET Q q 0 0 0 rg BT 337.79 563.25 Td (both ) Tj ET Q q 0 0 0 rg BT 355.47 563.25 Td (mature ) Tj ET Q q 0 0 0 rg BT 382.71 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 398.10 563.25 Td (developing ) Tj ET Q q 0 0 0 rg BT 439.48 563.25 Td (markets, ) Tj ET Q q 0 0 0 rg BT 472.64 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 481.19 563.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 509.80 563.25 Td (the ) Tj ET Q q 0 0 0 rg BT 522.92 563.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.96 551.25 Td (goods ) Tj ET Q q 0 0 0 rg BT 95.69 551.25 Td (and ) Tj ET Q q 0 0 0 rg BT 111.75 551.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 146.49 551.25 Td (Of) Tj ET Q q 0 0 0 rg BT 155.01 551.25 Td (fshore ) Tj ET Q q 0 0 0 rg BT 180.19 551.25 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 213.56 551.25 Td (increases ) Tj ET Q q 0 0 0 rg BT 251.04 551.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 278.04 551.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 297.28 551.25 Td (to ) Tj ET Q q 0 0 0 rg BT 306.50 551.25 Td (the ) Tj ET Q q 0 0 0 rg BT 320.28 551.25 Td (Company) Tj ET Q q 0 0 0 rg BT 354.78 551.25 Td (, ) Tj ET Q q 0 0 0 rg BT 359.44 551.25 Td (including ) Tj ET Q q 0 0 0 rg BT 394.19 551.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 413.42 551.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 455.02 551.25 Td (with ) Tj ET Q q 0 0 0 rg BT 471.98 551.25 Td (food ) Tj ET Q q 0 0 0 rg BT 490.32 551.25 Td (safety ) Tj ET Q q 0 0 0 rg BT 514.59 551.25 Td (and ) Tj ET Q q 0 0 0 rg BT 530.65 551.25 Td (general ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 539.25 Td (merchandise ) Tj ET Q q 0 0 0 rg BT 103.63 539.25 Td (product ) Tj ET Q q 0 0 0 rg BT 133.66 539.25 Td (defects, ) Tj ET Q q 0 0 0 rg BT 165.06 539.25 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 225.63 539.25 Td (with ) Tj ET Q q 0 0 0 rg BT 242.88 539.25 Td (ethical ) Tj ET Q q 0 0 0 rg BT 269.26 539.25 Td (and ) Tj ET Q q 0 0 0 rg BT 285.62 539.25 Td (safe ) Tj ET Q q 0 0 0 rg BT 303.80 539.25 Td (business ) Tj ET Q q 0 0 0 rg BT 338.85 539.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 374.34 539.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.70 539.25 Td (inadequate ) Tj ET Q q 0 0 0 rg BT 433.96 539.25 Td (supply ) Tj ET Q q 0 0 0 rg BT 460.35 539.25 Td (of ) Tj ET Q q 0 0 0 rg BT 469.86 539.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 506.11 539.25 Td (The ) Tj ET Q q 0 0 0 rg BT 522.92 539.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (has ) Tj ET Q q 0 0 0 rg BT 70.05 527.25 Td (no ) Tj ET Q q 0 0 0 rg BT 81.99 527.25 Td (direct ) Tj ET Q q 0 0 0 rg BT 104.87 527.25 Td (influence ) Tj ET Q q 0 0 0 rg BT 140.52 527.25 Td (over ) Tj ET Q q 0 0 0 rg BT 159.30 527.25 Td (how ) Tj ET Q q 0 0 0 rg BT 177.16 527.25 Td (vendors ) Tj ET Q q 0 0 0 rg BT 209.16 527.25 Td (are ) Tj ET Q q 0 0 0 rg BT 223.84 527.25 Td (managed. ) Tj ET Q q 0 0 0 rg BT 263.14 527.25 Td (Negative ) Tj ET Q q 0 0 0 rg BT 298.33 527.25 Td (events ) Tj ET Q q 0 0 0 rg BT 325.32 527.25 Td (af) Tj ET Q q 0 0 0 rg BT 332.02 527.25 Td (fecting ) Tj ET Q q 0 0 0 rg BT 359.00 527.25 Td (vendors ) Tj ET Q q 0 0 0 rg BT 391.00 527.25 Td (or ) Tj ET Q q 0 0 0 rg BT 401.12 527.25 Td (inef) Tj ET Q q 0 0 0 rg BT 414.20 527.25 Td (ficient, ) Tj ET Q q 0 0 0 rg BT 440.73 527.25 Td (inef) Tj ET Q q 0 0 0 rg BT 453.81 527.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 480.34 527.25 Td (or ) Tj ET Q q 0 0 0 rg BT 490.46 527.25 Td (incomplete ) Tj ET Q q 0 0 0 rg BT 532.94 527.25 Td (vendor ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (management ) Tj ET Q q 0 0 0 rg BT 104.55 515.25 Td (strategies, ) Tj ET Q q 0 0 0 rg BT 145.08 515.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 175.11 515.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 201.05 515.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 244.76 515.25 Td (could ) Tj ET Q q 0 0 0 rg BT 267.05 515.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 304.84 515.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 331.68 515.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.77 515.25 Td (Company) Tj ET Q q 0 0 0 rg BT 382.54 515.25 Td (s ) Tj ET Q q 0 0 0 rg BT 389.33 515.25 Td (reputation ) Tj ET Q q 0 0 0 rg BT 428.49 515.25 Td (and ) Tj ET Q q 0 0 0 rg BT 444.86 515.25 Td (impair ) Tj ET Q q 0 0 0 rg BT 469.87 515.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.96 515.25 Td (Company) Tj ET Q q 0 0 0 rg BT 520.73 515.25 Td (s ) Tj ET Q q 0 0 0 rg BT 527.52 515.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 551.17 515.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 503.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 75.07 503.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 111.63 503.25 Td (needs ) Tj ET Q q 0 0 0 rg BT 136.81 503.25 Td (or ) Tj ET Q q 0 0 0 rg BT 146.94 503.25 Td (control ) Tj ET Q q 0 0 0 rg BT 174.39 503.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 196.37 503.25 Td (and ) Tj ET Q q 0 0 0 rg BT 212.89 503.25 Td (quality) Tj ET Q q 0 0 0 rg BT 236.00 503.25 Td (, ) Tj ET Q q 0 0 0 rg BT 241.11 503.25 Td (which ) Tj ET Q q 0 0 0 rg BT 264.91 503.25 Td (could ) Tj ET Q q 0 0 0 rg BT 287.35 503.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 325.29 503.25 Td (af) Tj ET Q q 0 0 0 rg BT 331.99 503.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 348.05 503.25 Td (the ) Tj ET Q q 0 0 0 rg BT 362.29 503.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 403.88 503.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 445.01 503.25 Td (or ) Tj ET Q q 0 0 0 rg BT 455.14 503.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 488.06 503.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 536.93 503.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 503.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 491.25 Td (Company) Tj ET Q q 0 0 0 rg BT 88.49 491.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 471.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.16 471.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.29 471.25 Td (relies ) Tj ET Q q 0 0 0 rg BT 128.91 471.25 Td (on ) Tj ET Q q 0 0 0 rg BT 140.06 471.25 Td (service ) Tj ET Q q 0 0 0 rg BT 168.07 471.25 Td (providers ) Tj ET Q q 0 0 0 rg BT 203.83 471.25 Td (including ) Tj ET Q q 0 0 0 rg BT 238.23 471.25 Td (transport ) Tj ET Q q 0 0 0 rg BT 272.62 471.25 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 304.26 471.25 Td (logistic ) Tj ET Q q 0 0 0 rg BT 331.36 471.25 Td (service ) Tj ET Q q 0 0 0 rg BT 359.37 471.25 Td (providers ) Tj ET Q q 0 0 0 rg BT 395.13 471.25 Td (and ) Tj ET Q q 0 0 0 rg BT 410.84 471.25 Td (operators ) Tj ET Q q 0 0 0 rg BT 447.51 471.25 Td (of ) Tj ET Q q 0 0 0 rg BT 456.39 471.25 Td (warehouses ) Tj ET Q q 0 0 0 rg BT 502.63 471.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.34 471.25 Td (distribution ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 459.25 Td (facilities. ) Tj ET Q q 0 0 0 rg BT 88.06 459.25 Td ( ) Tj ET Q q 0 0 0 rg BT 90.67 459.25 Td (Inef) Tj ET Q q 0 0 0 rg BT 104.21 459.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 130.52 459.25 Td (selection, ) Tj ET Q q 0 0 0 rg BT 167.78 459.25 Td (contractual ) Tj ET Q q 0 0 0 rg BT 210.51 459.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 233.62 459.25 Td (or ) Tj ET Q q 0 0 0 rg BT 243.52 459.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 288.06 459.25 Td (management ) Tj ET Q q 0 0 0 rg BT 338.54 459.25 Td (could ) Tj ET Q q 0 0 0 rg BT 360.75 459.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 387.52 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 401.53 459.25 Td (Company) Tj ET Q q 0 0 0 rg BT 438.30 459.25 Td (s ) Tj ET Q q 0 0 0 rg BT 445.01 459.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 468.59 459.25 Td (to ) Tj ET Q q 0 0 0 rg BT 478.04 459.25 Td (source ) Tj ET Q q 0 0 0 rg BT 505.26 459.25 Td (products ) Tj ET Q q 0 0 0 rg BT 539.32 459.25 Td (\(both ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 447.25 Td (national ) Tj ET Q q 0 0 0 rg BT 85.44 447.25 Td (brand ) Tj ET Q q 0 0 0 rg BT 109.12 447.25 Td (and ) Tj ET Q q 0 0 0 rg BT 125.51 447.25 Td (control ) Tj ET Q q 0 0 0 rg BT 152.83 447.25 Td (brand ) Tj ET Q q 0 0 0 rg BT 176.51 447.25 Td (products\), ) Tj ET Q q 0 0 0 rg BT 215.69 447.25 Td (to ) Tj ET Q q 0 0 0 rg BT 225.24 447.25 Td (have ) Tj ET Q q 0 0 0 rg BT 245.73 447.25 Td (products ) Tj ET Q q 0 0 0 rg BT 279.90 447.25 Td (available ) Tj ET Q q 0 0 0 rg BT 314.98 447.25 Td (for ) Tj ET Q q 0 0 0 rg BT 327.26 447.25 Td (customers, ) Tj ET Q q 0 0 0 rg BT 370.07 447.25 Td (to ) Tj ET Q q 0 0 0 rg BT 379.63 447.25 Td (market ) Tj ET Q q 0 0 0 rg BT 407.40 447.25 Td (to ) Tj ET Q q 0 0 0 rg BT 416.95 447.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 457.49 447.25 Td (or ) Tj ET Q q 0 0 0 rg BT 467.49 447.25 Td (to ) Tj ET Q q 0 0 0 rg BT 477.04 447.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 507.56 447.25 Td (ef) Tj ET Q q 0 0 0 rg BT 514.26 447.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 544.32 447.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 435.25 Td (ef) Tj ET Q q 0 0 0 rg BT 60.70 435.25 Td (fectively) Tj ET Q q 0 0 0 rg BT 89.73 435.25 Td (. ) Tj ET Q q 0 0 0 rg BT 94.07 435.25 Td (Disruption ) Tj ET Q q 0 0 0 rg BT 133.05 435.25 Td (in ) Tj ET Q q 0 0 0 rg BT 141.50 435.25 Td (services ) Tj ET Q q 0 0 0 rg BT 173.64 435.25 Td (from ) Tj ET Q q 0 0 0 rg BT 192.11 435.25 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 226.99 435.25 Td (could ) Tj ET Q q 0 0 0 rg BT 248.66 435.25 Td (interrupt ) Tj ET Q q 0 0 0 rg BT 280.81 435.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.28 435.25 Td (delivery ) Tj ET Q q 0 0 0 rg BT 324.60 435.25 Td (of ) Tj ET Q q 0 0 0 rg BT 333.51 435.25 Td (merchandise ) Tj ET Q q 0 0 0 rg BT 382.52 435.25 Td (to ) Tj ET Q q 0 0 0 rg BT 391.43 435.25 Td (stores, ) Tj ET Q q 0 0 0 rg BT 418.11 435.25 Td (which ) Tj ET Q q 0 0 0 rg BT 441.13 435.25 Td (in ) Tj ET Q q 0 0 0 rg BT 449.58 435.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 465.78 435.25 Td (could ) Tj ET Q q 0 0 0 rg BT 487.45 435.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 524.61 435.25 Td (af) Tj ET Q q 0 0 0 rg BT 531.31 435.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 546.60 435.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 423.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.58 423.25 Td (or ) Tj ET Q q 0 0 0 rg BT 104.15 423.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 136.51 423.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 184.83 423.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.95 423.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.63 423.25 Td (Company) Tj ET Q q 0 0 0 rg BT 242.13 423.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 403.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 66.84 403.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 86.99 403.25 Td (uses ) Tj ET Q q 0 0 0 rg BT 105.77 403.25 Td (third ) Tj ET Q q 0 0 0 rg BT 123.18 403.25 Td (party ) Tj ET Q q 0 0 0 rg BT 142.87 403.25 Td (service ) Tj ET Q q 0 0 0 rg BT 170.30 403.25 Td (providers ) Tj ET Q q 0 0 0 rg BT 205.48 403.25 Td (to ) Tj ET Q q 0 0 0 rg BT 213.78 403.25 Td (process ) Tj ET Q q 0 0 0 rg BT 243.95 403.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 265.46 403.25 Td (card ) Tj ET Q q 0 0 0 rg BT 282.87 403.25 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 330.83 403.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 360.10 403.25 Td (call ) Tj ET Q q 0 0 0 rg BT 373.86 403.25 Td (centres ) Tj ET Q q 0 0 0 rg BT 402.21 403.25 Td (and ) Tj ET Q q 0 0 0 rg BT 417.35 403.25 Td (operationalize ) Tj ET Q q 0 0 0 rg BT 469.86 403.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 495.94 403.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 510.15 403.25 Td (management ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 391.25 Td (strategies ) Tj ET Q q 0 0 0 rg BT 92.17 391.25 Td (for ) Tj ET Q q 0 0 0 rg BT 104.36 391.25 Td (the ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 118.37 391.25 Td (President) Tj ET Q q 0 0 0 rg BT 154.66 391.25 Td (s ) Tj ET Q q 0 0 0 rg BT 161.37 391.25 Td (Choice ) Tj ET Q q 0 0 0 rg BT 189.51 391.25 Td (Financial) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 222.33 391.25 Td ( ) Tj ET Q q 0 0 0 rg BT 224.94 391.25 Td (Mastercard. ) Tj ET Q q 0 0 0 rg BT 270.33 391.25 Td (A) Tj ET Q q 0 0 0 rg BT 275.35 391.25 Td ( ) Tj ET Q q 0 0 0 rg BT 277.97 391.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 317.05 391.25 Td (disruption ) Tj ET Q q 0 0 0 rg BT 355.22 391.25 Td (in ) Tj ET Q q 0 0 0 rg BT 364.22 391.25 Td (the ) Tj ET Q q 0 0 0 rg BT 378.23 391.25 Td (services ) Tj ET Q q 0 0 0 rg BT 410.93 391.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 445.00 391.25 Td (by ) Tj ET Q q 0 0 0 rg BT 456.27 391.25 Td (third ) Tj ET Q q 0 0 0 rg BT 474.84 391.25 Td (party ) Tj ET Q q 0 0 0 rg BT 495.69 391.25 Td (service ) Tj ET Q q 0 0 0 rg BT 524.28 391.25 Td (providers ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 379.25 Td (could ) Tj ET Q q 0 0 0 rg BT 75.88 379.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 113.26 379.25 Td (af) Tj ET Q q 0 0 0 rg BT 119.96 379.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 135.46 379.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.15 379.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 181.51 379.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 229.83 379.25 Td (of ) Tj ET Q q 0 0 0 rg BT 238.95 379.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 252.62 379.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 273.59 379.25 Td (and ) Tj ET Q q 0 0 0 rg BT 289.55 379.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.23 379.25 Td (Company) Tj ET Q q 0 0 0 rg BT 337.73 379.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.52 359.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 105.99 359.25 Td (has ) Tj ET Q q 0 0 0 rg BT 120.60 359.25 Td (outsourced ) Tj ET Q q 0 0 0 rg BT 162.56 359.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 188.56 359.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 240.54 359.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 274.75 359.25 Td (of ) Tj ET Q q 0 0 0 rg BT 282.98 359.25 Td (its ) Tj ET Q q 0 0 0 rg BT 292.57 359.25 Td (business ) Tj ET Q q 0 0 0 rg BT 326.32 359.25 Td (to ) Tj ET Q q 0 0 0 rg BT 334.55 359.25 Td (service ) Tj ET Q q 0 0 0 rg BT 361.91 359.25 Td (providers ) Tj ET Q q 0 0 0 rg BT 397.02 359.25 Td (including ) Tj ET Q q 0 0 0 rg BT 430.77 359.25 Td (account ) Tj ET Q q 0 0 0 rg BT 460.88 359.25 Td (payments, ) Tj ET Q q 0 0 0 rg BT 500.10 359.25 Td (payroll ) Tj ET Q q 0 0 0 rg BT 525.65 359.25 Td (services, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 347.25 Td (IT) Tj ET Q q 0 0 0 rg BT 61.15 347.25 Td ( ) Tj ET Q q 0 0 0 rg BT 63.42 347.25 Td (support, ) Tj ET Q q 0 0 0 rg BT 95.33 347.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 137.27 347.25 Td (management ) Tj ET Q q 0 0 0 rg BT 187.41 347.25 Td (and ) Tj ET Q q 0 0 0 rg BT 203.37 347.25 Td (custodial ) Tj ET Q q 0 0 0 rg BT 238.01 347.25 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 288.61 347.25 Td (and ) Tj ET Q q 0 0 0 rg BT 304.57 347.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 331.47 347.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 349.24 347.25 Td (administration. ) Tj ET Q q 0 0 0 rg BT 404.85 347.25 Td ( ) Tj ET Q q 0 0 0 rg BT 406.68 347.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 423.08 347.25 Td (disruption ) Tj ET Q q 0 0 0 rg BT 460.92 347.25 Td (in ) Tj ET Q q 0 0 0 rg BT 469.57 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.25 347.25 Td (services ) Tj ET Q q 0 0 0 rg BT 515.61 347.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 549.34 347.25 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 335.25 Td (these ) Tj ET Q q 0 0 0 rg BT 76.34 335.25 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 111.44 335.25 Td (could ) Tj ET Q q 0 0 0 rg BT 133.33 335.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 170.70 335.25 Td (af) Tj ET Q q 0 0 0 rg BT 177.40 335.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 192.91 335.25 Td (the ) Tj ET Q q 0 0 0 rg BT 206.59 335.25 Td (return ) Tj ET Q q 0 0 0 rg BT 230.29 335.25 Td (on ) Tj ET Q q 0 0 0 rg BT 241.69 335.25 Td (these ) Tj ET Q q 0 0 0 rg BT 264.03 335.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 290.02 335.25 Td (or ) Tj ET Q q 0 0 0 rg BT 299.59 335.25 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 329.22 335.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.34 335.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.02 335.25 Td (Company) Tj ET Q q 0 0 0 rg BT 386.51 335.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 315.25 Td (Franchisee ) Tj ET Q q 0 0 0 rg BT 99.62 315.25 Td (Relationships ) Tj ET Q q 0 0 0 rg BT 155.71 315.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 158.03 315.25 Td (The ) Tj ET Q q 0 0 0 rg BT 174.48 315.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 211.90 315.25 Td (has ) Tj ET Q q 0 0 0 rg BT 227.44 315.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 257.57 315.25 Td (into ) Tj ET Q q 0 0 0 rg BT 273.11 315.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 318.74 315.25 Td (with ) Tj ET Q q 0 0 0 rg BT 335.64 315.25 Td (third ) Tj ET Q q 0 0 0 rg BT 353.91 315.25 Td (party ) Tj ET Q q 0 0 0 rg BT 374.47 315.25 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 418.72 315.25 Td (that ) Tj ET Q q 0 0 0 rg BT 434.73 315.25 Td (permit ) Tj ET Q q 0 0 0 rg BT 459.83 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.55 315.25 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 517.81 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 526.97 315.25 Td (own ) Tj ET Q q 0 0 0 rg BT 544.33 315.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 303.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 83.63 303.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 103.22 303.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 127.37 303.25 Td (in ) Tj ET Q q 0 0 0 rg BT 135.57 303.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 179.78 303.25 Td (with ) Tj ET Q q 0 0 0 rg BT 196.17 303.25 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 236.28 303.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 279.12 303.25 Td (and ) Tj ET Q q 0 0 0 rg BT 294.62 303.25 Td (standards. ) Tj ET Q q 0 0 0 rg BT 334.73 303.25 Td ( ) Tj ET Q q 0 0 0 rg BT 336.19 303.25 Td (A) Tj ET Q q 0 0 0 rg BT 341.21 303.25 Td ( ) Tj ET Q q 0 0 0 rg BT 343.02 303.25 Td (substantial ) Tj ET Q q 0 0 0 rg BT 384.05 303.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 410.94 303.25 Td (of ) Tj ET Q q 0 0 0 rg BT 419.59 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.81 303.25 Td (Company) Tj ET Q q 0 0 0 rg BT 469.58 303.25 Td (s ) Tj ET Q q 0 0 0 rg BT 475.50 303.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 511.05 303.25 Td (and ) Tj ET Q q 0 0 0 rg BT 526.55 303.25 Td (earnings ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 291.25 Td (comes ) Tj ET Q q 0 0 0 rg BT 79.65 291.25 Td (from ) Tj ET Q q 0 0 0 rg BT 97.54 291.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 130.49 291.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 147.48 291.25 Td (by ) Tj ET Q q 0 0 0 rg BT 157.64 291.25 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 201.07 291.25 Td (in ) Tj ET Q q 0 0 0 rg BT 208.94 291.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 250.10 291.25 Td (with ) Tj ET Q q 0 0 0 rg BT 266.17 291.25 Td (their ) Tj ET Q q 0 0 0 rg BT 283.62 291.25 Td (store ) Tj ET Q q 0 0 0 rg BT 303.34 291.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 343.13 291.25 Td (and ) Tj ET Q q 0 0 0 rg BT 358.31 291.25 Td (leased ) Tj ET Q q 0 0 0 rg BT 383.96 291.25 Td (property) Tj ET Q q 0 0 0 rg BT 413.45 291.25 Td (. ) Tj ET Q q 0 0 0 rg BT 417.22 291.25 Td (Franchisees ) Tj ET Q q 0 0 0 rg BT 463.38 291.25 Td (are ) Tj ET Q q 0 0 0 rg BT 476.72 291.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 523.36 291.25 Td (operators ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 279.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.85 279.25 Td (their ) Tj ET Q q 0 0 0 rg BT 89.98 279.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 131.45 279.25 Td (may ) Tj ET Q q 0 0 0 rg BT 150.12 279.25 Td (be ) Tj ET Q q 0 0 0 rg BT 162.41 279.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 202.51 279.25 Td (af) Tj ET Q q 0 0 0 rg BT 209.21 279.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 234.73 279.25 Td (by ) Tj ET Q q 0 0 0 rg BT 246.56 279.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 274.35 279.25 Td (beyond ) Tj ET Q q 0 0 0 rg BT 304.43 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 319.00 279.25 Td (Company) Tj ET Q q 0 0 0 rg BT 355.78 279.25 Td (s ) Tj ET Q q 0 0 0 rg BT 363.05 279.25 Td (control. ) Tj ET Q q 0 0 0 rg BT 393.12 279.25 Td ( ) Tj ET Q q 0 0 0 rg BT 396.29 279.25 Td (If ) Tj ET Q q 0 0 0 rg BT 404.03 279.25 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 449.14 279.25 Td (do ) Tj ET Q q 0 0 0 rg BT 461.43 279.25 Td (not ) Tj ET Q q 0 0 0 rg BT 476.01 279.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 506.99 279.25 Td (their ) Tj ET Q q 0 0 0 rg BT 526.12 279.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 551.63 279.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 267.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 99.15 267.25 Td (with ) Tj ET Q q 0 0 0 rg BT 116.49 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 130.65 267.25 Td (Company) Tj ET Q q 0 0 0 rg BT 167.42 267.25 Td (s ) Tj ET Q q 0 0 0 rg BT 174.28 267.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 213.05 267.25 Td (or ) Tj ET Q q 0 0 0 rg BT 223.10 267.25 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 260.95 267.25 Td (in ) Tj ET Q q 0 0 0 rg BT 270.09 267.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 315.24 267.25 Td (with ) Tj ET Q q 0 0 0 rg BT 332.58 267.25 Td (good ) Tj ET Q q 0 0 0 rg BT 353.58 267.25 Td (business ) Tj ET Q q 0 0 0 rg BT 388.70 267.25 Td (practices, ) Tj ET Q q 0 0 0 rg BT 426.56 267.25 Td (franchisee ) Tj ET Q q 0 0 0 rg BT 467.15 267.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 485.41 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 501.85 267.25 Td (rent ) Tj ET Q q 0 0 0 rg BT 518.74 267.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 537.00 267.25 Td (to ) Tj ET Q q 0 0 0 rg BT 546.59 267.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 255.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.49 255.25 Td (could ) Tj ET Q q 0 0 0 rg BT 113.50 255.25 Td (be ) Tj ET Q q 0 0 0 rg BT 125.02 255.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 164.35 255.25 Td (af) Tj ET Q q 0 0 0 rg BT 171.05 255.25 Td (fected, ) Tj ET Q q 0 0 0 rg BT 198.07 255.25 Td (which ) Tj ET Q q 0 0 0 rg BT 221.43 255.25 Td (in ) Tj ET Q q 0 0 0 rg BT 230.22 255.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 246.75 255.25 Td (could ) Tj ET Q q 0 0 0 rg BT 268.75 255.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 306.25 255.25 Td (af) Tj ET Q q 0 0 0 rg BT 312.95 255.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 328.57 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.38 255.25 Td (Company) Tj ET Q q 0 0 0 rg BT 379.15 255.25 Td (s ) Tj ET Q q 0 0 0 rg BT 385.65 255.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 426.80 255.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 467.50 255.25 Td (or ) Tj ET Q q 0 0 0 rg BT 477.19 255.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 509.68 255.25 Td (performance. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 243.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.09 243.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 96.35 243.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.01 243.25 Td (Company) Tj ET Q q 0 0 0 rg BT 146.78 243.25 Td (s ) Tj ET Q q 0 0 0 rg BT 153.13 243.25 Td (reputation ) Tj ET Q q 0 0 0 rg BT 191.86 243.25 Td (could ) Tj ET Q q 0 0 0 rg BT 213.72 243.25 Td (be ) Tj ET Q q 0 0 0 rg BT 225.09 243.25 Td (harmed ) Tj ET Q q 0 0 0 rg BT 255.14 243.25 Td (if ) Tj ET Q q 0 0 0 rg BT 261.50 243.25 Td (a ) Tj ET Q q 0 0 0 rg BT 268.31 243.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 307.03 243.25 Td (number ) Tj ET Q q 0 0 0 rg BT 337.09 243.25 Td (of ) Tj ET Q q 0 0 0 rg BT 346.18 243.25 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 390.37 243.25 Td (were ) Tj ET Q q 0 0 0 rg BT 410.39 243.25 Td (to ) Tj ET Q q 0 0 0 rg BT 419.49 243.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 461.86 243.25 Td (operational ) Tj ET Q q 0 0 0 rg BT 504.69 243.25 Td (failures, ) Tj ET Q q 0 0 0 rg BT 535.65 243.25 Td (health ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 231.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.96 231.25 Td (safety ) Tj ET Q q 0 0 0 rg BT 94.13 231.25 Td (exposures ) Tj ET Q q 0 0 0 rg BT 134.24 231.25 Td (or ) Tj ET Q q 0 0 0 rg BT 143.81 231.25 Td (were ) Tj ET Q q 0 0 0 rg BT 163.86 231.25 Td (unable ) Tj ET Q q 0 0 0 rg BT 190.77 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.89 231.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 215.39 231.25 Td (the ) Tj ET Q q 0 0 0 rg BT 229.07 231.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 266.45 231.25 Td (for ) Tj ET Q q 0 0 0 rg BT 278.30 231.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 314.31 231.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 332.10 231.25 Td (or ) Tj ET Q q 0 0 0 rg BT 341.67 231.25 Td (rent. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 211.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.52 211.25 Td (Company) Tj ET Q q 0 0 0 rg BT 107.29 211.25 Td (s ) Tj ET Q q 0 0 0 rg BT 113.78 211.25 Td (franchise ) Tj ET Q q 0 0 0 rg BT 149.45 211.25 Td (system ) Tj ET Q q 0 0 0 rg BT 177.81 211.25 Td (is ) Tj ET Q q 0 0 0 rg BT 186.12 211.25 Td (also ) Tj ET Q q 0 0 0 rg BT 203.55 211.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 231.93 211.25 Td (to ) Tj ET Q q 0 0 0 rg BT 241.16 211.25 Td (franchise ) Tj ET Q q 0 0 0 rg BT 276.82 211.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 315.68 211.25 Td (enacted ) Tj ET Q q 0 0 0 rg BT 347.25 211.25 Td (by ) Tj ET Q q 0 0 0 rg BT 358.30 211.25 Td (a ) Tj ET Q q 0 0 0 rg BT 365.25 211.25 Td (number ) Tj ET Q q 0 0 0 rg BT 395.44 211.25 Td (of ) Tj ET Q q 0 0 0 rg BT 404.67 211.25 Td (provinces. ) Tj ET Q q 0 0 0 rg BT 443.97 211.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 460.49 211.25 Td (new ) Tj ET Q q 0 0 0 rg BT 477.91 211.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 516.77 211.25 Td (or ) Tj ET Q q 0 0 0 rg BT 526.45 211.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 551.17 211.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 199.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 82.26 199.25 Td (with ) Tj ET Q q 0 0 0 rg BT 99.13 199.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 129.22 199.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 167.97 199.25 Td (could ) Tj ET Q q 0 0 0 rg BT 189.86 199.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 227.24 199.25 Td (af) Tj ET Q q 0 0 0 rg BT 233.94 199.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 249.45 199.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 290.03 199.25 Td (and ) Tj ET Q q 0 0 0 rg BT 306.00 199.25 Td (could ) Tj ET Q q 0 0 0 rg BT 327.89 199.25 Td (add ) Tj ET Q q 0 0 0 rg BT 343.85 199.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 396.73 199.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 418.16 199.25 Td (and ) Tj ET Q q 0 0 0 rg BT 434.13 199.25 Td (burdens, ) Tj ET Q q 0 0 0 rg BT 468.32 199.25 Td (any ) Tj ET Q q 0 0 0 rg BT 483.83 199.25 Td (of ) Tj ET Q q 0 0 0 rg BT 492.96 199.25 Td (which ) Tj ET Q q 0 0 0 rg BT 516.20 199.25 Td (could ) Tj ET Q q 0 0 0 rg BT 538.09 199.25 Td (af) Tj ET Q q 0 0 0 rg BT 544.79 199.25 Td (fect ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 187.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.68 187.25 Td (Company) Tj ET Q q 0 0 0 rg BT 104.45 187.25 Td (s ) Tj ET Q q 0 0 0 rg BT 110.84 187.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 155.05 187.25 Td (with ) Tj ET Q q 0 0 0 rg BT 171.92 187.25 Td (its ) Tj ET Q q 0 0 0 rg BT 182.40 187.25 Td (franchisees. ) Tj ET Q q 0 0 0 rg BT 228.90 187.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 167.25 Td (Supply ) Tj ET Q q 0 0 0 rg BT 81.15 167.25 Td (chain ) Tj ET Q q 0 0 0 rg BT 102.83 167.25 Td (or ) Tj ET Q q 0 0 0 rg BT 112.19 167.25 Td (system ) Tj ET Q q 0 0 0 rg BT 140.24 167.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 173.32 167.25 Td (by ) Tj ET Q q 0 0 0 rg BT 184.06 167.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.53 167.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 234.70 167.25 Td (could ) Tj ET Q q 0 0 0 rg BT 256.38 167.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 280.34 167.25 Td (or ) Tj ET Q q 0 0 0 rg BT 289.70 167.25 Td (be ) Tj ET Q q 0 0 0 rg BT 300.90 167.25 Td (perceived ) Tj ET Q q 0 0 0 rg BT 338.53 167.25 Td (to ) Tj ET Q q 0 0 0 rg BT 347.44 167.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 371.40 167.25 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 413.13 167.25 Td (to ) Tj ET Q q 0 0 0 rg BT 422.05 167.25 Td (franchised ) Tj ET Q q 0 0 0 rg BT 461.96 167.25 Td (store ) Tj ET Q q 0 0 0 rg BT 482.27 167.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 522.64 167.25 Td (and ) Tj ET Q q 0 0 0 rg BT 538.39 167.25 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (result ) Tj ET Q q 0 0 0 rg BT 76.52 155.25 Td (in ) Tj ET Q q 0 0 0 rg BT 85.38 155.25 Td (negative ) Tj ET Q q 0 0 0 rg BT 118.85 155.25 Td (ef) Tj ET Q q 0 0 0 rg BT 125.55 155.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 145.34 155.25 Td (on ) Tj ET Q q 0 0 0 rg BT 156.93 155.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.81 155.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 203.36 155.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 251.87 155.25 Td (of ) Tj ET Q q 0 0 0 rg BT 261.18 155.25 Td (franchisees. ) Tj ET Q q 0 0 0 rg BT 307.87 155.25 Td (Relationships ) Tj ET Q q 0 0 0 rg BT 359.57 155.25 Td (with ) Tj ET Q q 0 0 0 rg BT 376.62 155.25 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 421.02 155.25 Td (could ) Tj ET Q q 0 0 0 rg BT 443.10 155.25 Td (pose ) Tj ET Q q 0 0 0 rg BT 463.35 155.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 502.29 155.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 521.62 155.25 Td (if ) Tj ET Q q 0 0 0 rg BT 528.19 155.25 Td (they ) Tj ET Q q 0 0 0 rg BT 546.16 155.25 Td (are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (disrupted, ) Tj ET Q q 0 0 0 rg BT 92.30 143.25 Td (which ) Tj ET Q q 0 0 0 rg BT 115.54 143.25 Td (could ) Tj ET Q q 0 0 0 rg BT 137.42 143.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 174.80 143.25 Td (af) Tj ET Q q 0 0 0 rg BT 181.50 143.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 197.00 143.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.68 143.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 251.72 143.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 292.30 143.25 Td (or ) Tj ET Q q 0 0 0 rg BT 301.87 143.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 334.23 143.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 382.55 143.25 Td (of ) Tj ET Q q 0 0 0 rg BT 391.67 143.25 Td (the ) Tj ET Q q 0 0 0 rg BT 405.35 143.25 Td (Company) Tj ET Q q 0 0 0 rg BT 439.84 143.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 123.25 Td (Associate-owned ) Tj ET Q q 0 0 0 rg BT 123.42 123.25 Td (Drug ) Tj ET Q q 0 0 0 rg BT 144.52 123.25 Td (Store ) Tj ET Q q 0 0 0 rg BT 167.46 123.25 Td (Network ) Tj ET Q q 0 0 0 rg BT 201.78 123.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.34 123.25 Td (Relationships ) Tj ET Q q 0 0 0 rg BT 274.09 123.25 Td (with ) Tj ET Q q 0 0 0 rg BT 292.21 123.25 Td (Associates ) Tj ET Q q 0 0 0 rg BT 337.49 123.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 339.46 123.25 Td (The ) Tj ET Q q 0 0 0 rg BT 355.57 123.25 Td (success ) Tj ET Q q 0 0 0 rg BT 387.18 123.25 Td (of ) Tj ET Q q 0 0 0 rg BT 396.00 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.38 123.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 446.45 123.25 Td (and ) Tj ET Q q 0 0 0 rg BT 462.11 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 475.48 123.25 Td (reputation ) Tj ET Q q 0 0 0 rg BT 513.94 123.25 Td (of ) Tj ET Q q 0 0 0 rg BT 522.76 123.25 Td (its ) Tj ET Q q 0 0 0 rg BT 532.94 123.25 Td (brands ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 111.25 Td (are ) Tj ET Q q 0 0 0 rg BT 68.00 111.25 Td (closely ) Tj ET Q q 0 0 0 rg BT 95.23 111.25 Td (tied ) Tj ET Q q 0 0 0 rg BT 110.60 111.25 Td (to ) Tj ET Q q 0 0 0 rg BT 119.60 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 133.16 111.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 181.34 111.25 Td (of ) Tj ET Q q 0 0 0 rg BT 190.34 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 203.90 111.25 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 241.15 111.25 Td (Drug ) Tj ET Q q 0 0 0 rg BT 261.08 111.25 Td (Mart ) Tj ET Q q 0 0 0 rg BT 279.21 111.25 Td (Associate-owned ) Tj ET Q q 0 0 0 rg BT 343.81 111.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 362.37 111.25 Td (stores. ) Tj ET Q q 0 0 0 rg BT 388.72 111.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 430.50 111.25 Td (, ) Tj ET Q q 0 0 0 rg BT 434.94 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 448.49 111.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 485.74 111.25 Td (relies ) Tj ET Q q 0 0 0 rg BT 507.49 111.25 Td (on ) Tj ET Q q 0 0 0 rg BT 518.34 111.25 Td (Associates ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 99.25 Td (to ) Tj ET Q q 0 0 0 rg BT 62.14 99.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 107.64 99.25 Td (operate, ) Tj ET Q q 0 0 0 rg BT 139.03 99.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 169.96 99.25 Td (and ) Tj ET Q q 0 0 0 rg BT 184.94 99.25 Td (execute ) Tj ET Q q 0 0 0 rg BT 214.96 99.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 234.03 99.25 Td (programs ) Tj ET Q q 0 0 0 rg BT 269.96 99.25 Td (and ) Tj ET Q q 0 0 0 rg BT 284.93 99.25 Td (strategies ) Tj ET Q q 0 0 0 rg BT 321.78 99.25 Td (at ) Tj ET Q q 0 0 0 rg BT 329.92 99.25 Td (their ) Tj ET Q q 0 0 0 rg BT 347.17 99.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 385.84 99.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 403.54 99.25 Td (store ) Tj ET Q q 0 0 0 rg BT 423.07 99.25 Td (locations. ) Tj ET Q q 0 0 0 rg BT 458.76 99.25 Td (Associates ) Tj ET Q q 0 0 0 rg BT 499.71 99.25 Td (are ) Tj ET Q q 0 0 0 rg BT 512.86 99.25 Td (independent ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 87.25 Td (business ) Tj ET Q q 0 0 0 rg BT 89.26 87.25 Td (operators ) Tj ET Q q 0 0 0 rg BT 126.80 87.25 Td (that ) Tj ET Q q 0 0 0 rg BT 143.37 87.25 Td (have ) Tj ET Q q 0 0 0 rg BT 164.05 87.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 194.76 87.25 Td (into ) Tj ET Q q 0 0 0 rg BT 210.87 87.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 257.07 87.25 Td (with ) Tj ET Q q 0 0 0 rg BT 274.55 87.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.84 87.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 326.83 87.25 Td (to ) Tj ET Q q 0 0 0 rg BT 336.56 87.25 Td (own ) Tj ET Q q 0 0 0 rg BT 354.49 87.25 Td (and ) Tj ET Q q 0 0 0 rg BT 371.07 87.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 401.78 87.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 422.44 87.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 447.67 87.25 Td (in ) Tj ET Q q 0 0 0 rg BT 456.95 87.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 502.24 87.25 Td (with ) Tj ET Q q 0 0 0 rg BT 519.71 87.25 Td (prescribed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 75.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 98.14 75.25 Td (and ) Tj ET Q q 0 0 0 rg BT 114.94 75.25 Td (standards. ) Tj ET Q q 0 0 0 rg BT 156.17 75.25 Td (The ) Tj ET Q q 0 0 0 rg BT 173.41 75.25 Td (success ) Tj ET Q q 0 0 0 rg BT 206.16 75.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.12 75.25 Td (the ) Tj ET Q q 0 0 0 rg BT 230.64 75.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 272.06 75.25 Td (and ) Tj ET Q q 0 0 0 rg BT 288.86 75.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 322.06 75.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 371.22 75.25 Td (of ) Tj ET Q q 0 0 0 rg BT 381.18 75.25 Td (their ) Tj ET Q q 0 0 0 rg BT 400.25 75.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 440.74 75.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 460.27 75.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 485.73 75.25 Td (may ) Tj ET Q q 0 0 0 rg BT 504.34 75.25 Td (be ) Tj ET Q q 0 0 0 rg BT 516.58 75.25 Td (beyond ) Tj ET Q q 0 0 0 rg BT 546.60 75.25 Td (the ) Tj ET Q endstream endobj 41 0 obj <> endobj 42 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (20) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (Company) Tj ET Q q 0 0 0 rg BT 90.77 735.25 Td (s ) Tj ET Q q 0 0 0 rg BT 96.56 735.25 Td (control. ) Tj ET Q q 0 0 0 rg BT 125.15 735.25 Td (In ) Tj ET Q q 0 0 0 rg BT 133.68 735.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 166.04 735.25 Td (Associates ) Tj ET Q q 0 0 0 rg BT 207.39 735.25 Td (are ) Tj ET Q q 0 0 0 rg BT 220.93 735.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 248.61 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 257.14 735.25 Td (franchise ) Tj ET Q q 0 0 0 rg BT 292.10 735.25 Td (legislation. ) Tj ET Q q 0 0 0 rg BT 332.54 735.25 Td (Disruptions ) Tj ET Q q 0 0 0 rg BT 375.25 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 383.78 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.87 735.25 Td (Company) Tj ET Q q 0 0 0 rg BT 433.64 735.25 Td (s ) Tj ET Q q 0 0 0 rg BT 439.44 735.25 Td (relationships ) Tj ET Q q 0 0 0 rg BT 487.17 735.25 Td (with ) Tj ET Q q 0 0 0 rg BT 503.44 735.25 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 540.23 735.25 Td (Drug ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (Mart ) Tj ET Q q 0 0 0 rg BT 72.44 723.25 Td (Associate-owned ) Tj ET Q q 0 0 0 rg BT 137.42 723.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 156.37 723.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 181.24 723.25 Td (or ) Tj ET Q q 0 0 0 rg BT 191.06 723.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 224.61 723.25 Td (in ) Tj ET Q q 0 0 0 rg BT 233.52 723.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 272.53 723.25 Td (could ) Tj ET Q q 0 0 0 rg BT 294.67 723.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 334.14 723.25 Td (af) Tj ET Q q 0 0 0 rg BT 340.83 723.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 356.59 723.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 388.76 723.25 Td (from ) Tj ET Q q 0 0 0 rg BT 407.20 723.25 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 451.68 723.25 Td (which ) Tj ET Q q 0 0 0 rg BT 475.17 723.25 Td (in ) Tj ET Q q 0 0 0 rg BT 484.09 723.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 500.76 723.25 Td (could ) Tj ET Q q 0 0 0 rg BT 522.90 723.25 Td (adversely ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (af) Tj ET Q q 0 0 0 rg BT 60.70 711.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 76.20 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 89.88 711.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 130.92 711.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 171.50 711.25 Td (or ) Tj ET Q q 0 0 0 rg BT 181.07 711.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 213.43 711.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 261.75 711.25 Td (of ) Tj ET Q q 0 0 0 rg BT 270.87 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.55 711.25 Td (Company) Tj ET Q q 0 0 0 rg BT 319.04 711.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 691.25 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 99.72 691.25 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 149.10 691.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 151.99 691.25 Td (The ) Tj ET Q q 0 0 0 rg BT 169.02 691.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 207.01 691.25 Td (is ) Tj ET Q q 0 0 0 rg BT 215.83 691.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 244.71 691.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.45 691.25 Td (a ) Tj ET Q q 0 0 0 rg BT 261.90 691.25 Td (wide ) Tj ET Q q 0 0 0 rg BT 281.66 691.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 308.71 691.25 Td (of ) Tj ET Q q 0 0 0 rg BT 318.45 691.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 340.03 691.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 383.04 691.25 Td (and ) Tj ET Q q 0 0 0 rg BT 399.62 691.25 Td (orders ) Tj ET Q q 0 0 0 rg BT 425.76 691.25 Td (across ) Tj ET Q q 0 0 0 rg BT 452.81 691.25 Td (all ) Tj ET Q q 0 0 0 rg BT 463.91 691.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 500.08 691.25 Td (in ) Tj ET Q q 0 0 0 rg BT 509.36 691.25 Td (which ) Tj ET Q q 0 0 0 rg BT 533.21 691.25 Td (it ) Tj ET Q q 0 0 0 rg BT 540.21 691.25 Td (does ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 679.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 90.26 679.25 Td (including ) Tj ET Q q 0 0 0 rg BT 124.24 679.25 Td (those ) Tj ET Q q 0 0 0 rg BT 145.91 679.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 163.93 679.25 Td (involving ) Tj ET Q q 0 0 0 rg BT 197.45 679.25 Td (product ) Tj ET Q q 0 0 0 rg BT 226.41 679.25 Td (liability) Tj ET Q q 0 0 0 rg BT 250.42 679.25 Td (, ) Tj ET Q q 0 0 0 rg BT 254.31 679.25 Td (labour ) Tj ET Q q 0 0 0 rg BT 278.72 679.25 Td (and ) Tj ET Q q 0 0 0 rg BT 294.01 679.25 Td (employment, ) Tj ET Q q 0 0 0 rg BT 342.57 679.25 Td (anti-trust ) Tj ET Q q 0 0 0 rg BT 376.08 679.25 Td (and ) Tj ET Q q 0 0 0 rg BT 391.38 679.25 Td (competition, ) Tj ET Q q 0 0 0 rg BT 437.21 679.25 Td (pharmacy) Tj ET Q q 0 0 0 rg BT 472.61 679.25 Td (, ) Tj ET Q q 0 0 0 rg BT 476.50 679.25 Td (food ) Tj ET Q q 0 0 0 rg BT 494.08 679.25 Td (safety) Tj ET Q q 0 0 0 rg BT 515.36 679.25 Td (, ) Tj ET Q q 0 0 0 rg BT 519.25 679.25 Td (intellectual ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 667.25 Td (property) Tj ET Q q 0 0 0 rg BT 83.48 667.25 Td (, ) Tj ET Q q 0 0 0 rg BT 88.74 667.25 Td (privacy) Tj ET Q q 0 0 0 rg BT 114.12 667.25 Td (, ) Tj ET Q q 0 0 0 rg BT 119.38 667.25 Td (environmental ) Tj ET Q q 0 0 0 rg BT 173.86 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 190.52 667.25 Td (other ) Tj ET Q q 0 0 0 rg BT 212.19 667.25 Td (matters. ) Tj ET Q q 0 0 0 rg BT 244.80 667.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.59 667.25 Td (The ) Tj ET Q q 0 0 0 rg BT 264.70 667.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 302.77 667.25 Td (is ) Tj ET Q q 0 0 0 rg BT 311.67 667.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 340.64 667.25 Td (to ) Tj ET Q q 0 0 0 rg BT 350.46 667.25 Td (taxation ) Tj ET Q q 0 0 0 rg BT 382.16 667.25 Td (by ) Tj ET Q q 0 0 0 rg BT 393.80 667.25 Td (various ) Tj ET Q q 0 0 0 rg BT 423.21 667.25 Td (taxation ) Tj ET Q q 0 0 0 rg BT 454.92 667.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 495.73 667.25 Td (in ) Tj ET Q q 0 0 0 rg BT 505.09 667.25 Td (Canada ) Tj ET Q q 0 0 0 rg BT 536.79 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 553.45 667.25 Td (a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (number ) Tj ET Q q 0 0 0 rg BT 84.38 655.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.79 655.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 121.44 655.25 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 169.14 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 171.71 655.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 207.11 655.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.52 655.25 Td (any ) Tj ET Q q 0 0 0 rg BT 232.32 655.25 Td (of ) Tj ET Q q 0 0 0 rg BT 241.73 655.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.71 655.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 276.96 655.25 Td (rules, ) Tj ET Q q 0 0 0 rg BT 299.59 655.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 342.28 655.25 Td (or ) Tj ET Q q 0 0 0 rg BT 352.15 655.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 382.07 655.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 421.57 655.25 Td (to ) Tj ET Q q 0 0 0 rg BT 430.99 655.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.96 655.25 Td (Company) Tj ET Q q 0 0 0 rg BT 481.74 655.25 Td (s ) Tj ET Q q 0 0 0 rg BT 488.41 655.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 525.64 655.25 Td (including ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 68.24 643.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 90.22 643.25 Td (minimum ) Tj ET Q q 0 0 0 rg BT 126.77 643.25 Td (wage ) Tj ET Q q 0 0 0 rg BT 149.66 643.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 171.64 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 188.62 643.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 208.32 643.25 Td (af) Tj ET Q q 0 0 0 rg BT 215.02 643.25 Td (fecting ) Tj ET Q q 0 0 0 rg BT 242.48 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.17 643.25 Td (production, ) Tj ET Q q 0 0 0 rg BT 301.05 643.25 Td (processing, ) Tj ET Q q 0 0 0 rg BT 346.28 643.25 Td (preparation, ) Tj ET Q q 0 0 0 rg BT 393.34 643.25 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 438.58 643.25 Td (packaging ) Tj ET Q q 0 0 0 rg BT 479.26 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 496.24 643.25 Td (labelling ) Tj ET Q q 0 0 0 rg BT 529.62 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 539.76 643.25 Td (food, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (pharmaceuticals ) Tj ET Q q 0 0 0 rg BT 115.26 631.25 Td (and ) Tj ET Q q 0 0 0 rg BT 130.48 631.25 Td (general ) Tj ET Q q 0 0 0 rg BT 159.38 631.25 Td (merchandise ) Tj ET Q q 0 0 0 rg BT 207.87 631.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 243.15 631.25 Td (could ) Tj ET Q q 0 0 0 rg BT 264.30 631.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 300.94 631.25 Td (af) Tj ET Q q 0 0 0 rg BT 307.64 631.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 322.41 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 335.36 631.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 377.48 631.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 409.11 631.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 443.48 631.25 Td (or ) Tj ET Q q 0 0 0 rg BT 452.31 631.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 499.89 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.28 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.23 631.25 Td (Company) Tj ET Q q 0 0 0 rg BT 555.72 631.25 Td (. ) Tj ET Q q 0 0 0 rg BT 560.28 631.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 611.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 82.02 611.25 Td (by ) Tj ET Q q 0 0 0 rg BT 93.64 611.25 Td (the ) Tj ET Q q 0 0 0 rg BT 108.00 611.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 146.04 611.25 Td (to ) Tj ET Q q 0 0 0 rg BT 155.84 611.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 184.77 611.25 Td (with ) Tj ET Q q 0 0 0 rg BT 202.31 611.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 242.19 611.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 263.83 611.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 306.91 611.25 Td (and ) Tj ET Q q 0 0 0 rg BT 323.54 611.25 Td (orders ) Tj ET Q q 0 0 0 rg BT 349.74 611.25 Td (could ) Tj ET Q q 0 0 0 rg BT 372.30 611.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 401.24 611.25 Td (the ) Tj ET Q q 0 0 0 rg BT 415.60 611.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 453.65 611.25 Td (to ) Tj ET Q q 0 0 0 rg BT 463.45 611.25 Td (civil ) Tj ET Q q 0 0 0 rg BT 480.07 611.25 Td (or ) Tj ET Q q 0 0 0 rg BT 490.32 611.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 529.74 611.25 Td (actions, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 599.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 106.08 599.25 Td (or ) Tj ET Q q 0 0 0 rg BT 115.77 599.25 Td (proceedings, ) Tj ET Q q 0 0 0 rg BT 165.12 599.25 Td (including ) Tj ET Q q 0 0 0 rg BT 199.88 599.25 Td (fines, ) Tj ET Q q 0 0 0 rg BT 221.87 599.25 Td (assessments, ) Tj ET Q q 0 0 0 rg BT 274.40 599.25 Td (injunctions, ) Tj ET Q q 0 0 0 rg BT 317.83 599.25 Td (recalls ) Tj ET Q q 0 0 0 rg BT 343.91 599.25 Td (or ) Tj ET Q q 0 0 0 rg BT 353.60 599.25 Td (seizures, ) Tj ET Q q 0 0 0 rg BT 388.80 599.25 Td (which ) Tj ET Q q 0 0 0 rg BT 412.16 599.25 Td (in ) Tj ET Q q 0 0 0 rg BT 420.93 599.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 437.45 599.25 Td (could ) Tj ET Q q 0 0 0 rg BT 459.45 599.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 496.94 599.25 Td (af) Tj ET Q q 0 0 0 rg BT 503.64 599.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 519.25 599.25 Td (reputation, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.47 587.25 Td (or ) Tj ET Q q 0 0 0 rg BT 103.93 587.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 136.18 587.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 171.18 587.25 Td (or ) Tj ET Q q 0 0 0 rg BT 180.64 587.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 228.85 587.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.86 587.25 Td (the ) Tj ET Q q 0 0 0 rg BT 251.43 587.25 Td (Company) Tj ET Q q 0 0 0 rg BT 285.92 587.25 Td (. ) Tj ET Q q 0 0 0 rg BT 290.37 587.25 Td (In ) Tj ET Q q 0 0 0 rg BT 299.38 587.25 Td (the ) Tj ET Q q 0 0 0 rg BT 312.95 587.25 Td (course ) Tj ET Q q 0 0 0 rg BT 339.74 587.25 Td (of ) Tj ET Q q 0 0 0 rg BT 348.75 587.25 Td (complying ) Tj ET Q q 0 0 0 rg BT 387.84 587.25 Td (with ) Tj ET Q q 0 0 0 rg BT 404.59 587.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 437.76 587.25 Td (to ) Tj ET Q q 0 0 0 rg BT 446.77 587.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 467.62 587.25 Td (the ) Tj ET Q q 0 0 0 rg BT 481.20 587.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 518.46 587.25 Td (could ) Tj ET Q q 0 0 0 rg BT 540.23 587.25 Td (incur ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 93.71 575.25 Td (costs. ) Tj ET Q q 0 0 0 rg BT 118.38 575.25 Td (Changing ) Tj ET Q q 0 0 0 rg BT 156.72 575.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 176.36 575.25 Td (or ) Tj ET Q q 0 0 0 rg BT 186.90 575.25 Td (interpretations ) Tj ET Q q 0 0 0 rg BT 242.10 575.25 Td (of ) Tj ET Q q 0 0 0 rg BT 252.19 575.25 Td (such ) Tj ET Q q 0 0 0 rg BT 272.75 575.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 292.39 575.25 Td (or ) Tj ET Q q 0 0 0 rg BT 302.93 575.25 Td (enhanced ) Tj ET Q q 0 0 0 rg BT 342.19 575.25 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 391.02 575.25 Td (of ) Tj ET Q q 0 0 0 rg BT 401.10 575.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 432.15 575.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 451.79 575.25 Td (could ) Tj ET Q q 0 0 0 rg BT 474.64 575.25 Td (restrict ) Tj ET Q q 0 0 0 rg BT 502.48 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.13 575.25 Td (Company) Tj ET Q q 0 0 0 rg BT 553.90 575.25 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.58 563.25 Td (or ) Tj ET Q q 0 0 0 rg BT 104.15 563.25 Td (profitability ) Tj ET Q q 0 0 0 rg BT 145.63 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 161.59 563.25 Td (thereby ) Tj ET Q q 0 0 0 rg BT 191.22 563.25 Td (threaten ) Tj ET Q q 0 0 0 rg BT 223.59 563.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.28 563.25 Td (Company) Tj ET Q q 0 0 0 rg BT 274.05 563.25 Td (s ) Tj ET Q q 0 0 0 rg BT 280.43 563.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 324.19 563.25 Td (position ) Tj ET Q q 0 0 0 rg BT 354.74 563.25 Td (and ) Tj ET Q q 0 0 0 rg BT 370.70 563.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 393.95 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 403.07 563.25 Td (ef) Tj ET Q q 0 0 0 rg BT 409.77 563.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 439.40 563.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 470.40 563.25 Td (business. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 543.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.88 543.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.73 543.25 Td (is ) Tj ET Q q 0 0 0 rg BT 117.40 543.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 146.14 543.25 Td (to ) Tj ET Q q 0 0 0 rg BT 155.73 543.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 169.42 543.25 Td (audits ) Tj ET Q q 0 0 0 rg BT 194.06 543.25 Td (from ) Tj ET Q q 0 0 0 rg BT 213.21 543.25 Td (various ) Tj ET Q q 0 0 0 rg BT 242.40 543.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 256.09 543.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 296.68 543.25 Td (on ) Tj ET Q q 0 0 0 rg BT 308.56 543.25 Td (an ) Tj ET Q q 0 0 0 rg BT 320.43 543.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 352.36 543.25 Td (basis. ) Tj ET Q q 0 0 0 rg BT 376.00 543.25 Td (As ) Tj ET Q q 0 0 0 rg BT 388.32 543.25 Td (a ) Tj ET Q q 0 0 0 rg BT 395.63 543.25 Td (result, ) Tj ET Q q 0 0 0 rg BT 420.72 543.25 Td (from ) Tj ET Q q 0 0 0 rg BT 439.87 543.25 Td (time ) Tj ET Q q 0 0 0 rg BT 458.12 543.25 Td (to ) Tj ET Q q 0 0 0 rg BT 467.71 543.25 Td (time, ) Tj ET Q q 0 0 0 rg BT 488.23 543.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 501.93 543.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 542.52 543.25 Td (may ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 531.25 Td (disagree ) Tj ET Q q 0 0 0 rg BT 87.17 531.25 Td (with ) Tj ET Q q 0 0 0 rg BT 103.46 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 116.57 531.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 150.65 531.25 Td (and ) Tj ET Q q 0 0 0 rg BT 166.04 531.25 Td (conclusions ) Tj ET Q q 0 0 0 rg BT 210.61 531.25 Td (taken ) Tj ET Q q 0 0 0 rg BT 232.38 531.25 Td (by ) Tj ET Q q 0 0 0 rg BT 242.75 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.87 531.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 292.67 531.25 Td (in ) Tj ET Q q 0 0 0 rg BT 300.77 531.25 Td (its ) Tj ET Q q 0 0 0 rg BT 310.68 531.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 323.33 531.25 Td (filings ) Tj ET Q q 0 0 0 rg BT 346.01 531.25 Td (or ) Tj ET Q q 0 0 0 rg BT 355.01 531.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 393.19 531.25 Td (could ) Tj ET Q q 0 0 0 rg BT 414.51 531.25 Td (be ) Tj ET Q q 0 0 0 rg BT 425.34 531.25 Td (amended ) Tj ET Q q 0 0 0 rg BT 461.25 531.25 Td (or ) Tj ET Q q 0 0 0 rg BT 470.25 531.25 Td (interpretations ) Tj ET Q q 0 0 0 rg BT 523.93 531.25 Td (of ) Tj ET Q q 0 0 0 rg BT 532.48 531.25 Td (current ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 519.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 92.75 519.25 Td (could ) Tj ET Q q 0 0 0 rg BT 114.63 519.25 Td (change, ) Tj ET Q q 0 0 0 rg BT 146.10 519.25 Td (any ) Tj ET Q q 0 0 0 rg BT 161.60 519.25 Td (of ) Tj ET Q q 0 0 0 rg BT 170.72 519.25 Td (which ) Tj ET Q q 0 0 0 rg BT 193.97 519.25 Td (events ) Tj ET Q q 0 0 0 rg BT 220.41 519.25 Td (could ) Tj ET Q q 0 0 0 rg BT 242.30 519.25 Td (lead ) Tj ET Q q 0 0 0 rg BT 260.08 519.25 Td (to ) Tj ET Q q 0 0 0 rg BT 269.20 519.25 Td (reassessments. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 499.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.59 499.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.14 499.25 Td (is ) Tj ET Q q 0 0 0 rg BT 116.51 499.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 144.96 499.25 Td (to ) Tj ET Q q 0 0 0 rg BT 154.25 499.25 Td (externally ) Tj ET Q q 0 0 0 rg BT 191.81 499.25 Td (imposed ) Tj ET Q q 0 0 0 rg BT 225.26 499.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 251.42 499.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 301.73 499.25 Td (from ) Tj ET Q q 0 0 0 rg BT 320.59 499.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.45 499.25 Td (Of) Tj ET Q q 0 0 0 rg BT 342.97 499.25 Td (fice ) Tj ET Q q 0 0 0 rg BT 358.19 499.25 Td (of ) Tj ET Q q 0 0 0 rg BT 367.49 499.25 Td (the ) Tj ET Q q 0 0 0 rg BT 381.34 499.25 Td (Superintendent ) Tj ET Q q 0 0 0 rg BT 439.42 499.25 Td (of ) Tj ET Q q 0 0 0 rg BT 448.72 499.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 484.00 499.25 Td (Institutions ) Tj ET Q q 0 0 0 rg BT 525.66 499.25 Td (\(OSFI\), ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 487.25 Td (the ) Tj ET Q q 0 0 0 rg BT 68.52 487.25 Td (primary ) Tj ET Q q 0 0 0 rg BT 98.97 487.25 Td (regulator ) Tj ET Q q 0 0 0 rg BT 134.45 487.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.41 487.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 158.92 487.25 Td (Bank. ) Tj ET Q q 0 0 0 rg BT 183.01 487.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 197.52 487.25 Td (Bank) Tj ET Q q 0 0 0 rg BT 217.89 487.25 Td (s ) Tj ET Q q 0 0 0 rg BT 225.11 487.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 251.93 487.25 Td (management ) Tj ET Q q 0 0 0 rg BT 302.92 487.25 Td (objectives ) Tj ET Q q 0 0 0 rg BT 342.50 487.25 Td (are ) Tj ET Q q 0 0 0 rg BT 357.47 487.25 Td (to ) Tj ET Q q 0 0 0 rg BT 367.43 487.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 401.55 487.25 Td (a ) Tj ET Q q 0 0 0 rg BT 409.23 487.25 Td (consistently ) Tj ET Q q 0 0 0 rg BT 455.20 487.25 Td (strong ) Tj ET Q q 0 0 0 rg BT 481.11 487.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 507.93 487.25 Td (position ) Tj ET Q q 0 0 0 rg BT 539.32 487.25 Td (while ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 475.25 Td (considering ) Tj ET Q q 0 0 0 rg BT 98.45 475.25 Td (the ) Tj ET Q q 0 0 0 rg BT 112.36 475.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 149.97 475.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 169.34 475.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 208.78 475.25 Td (by ) Tj ET Q q 0 0 0 rg BT 219.95 475.25 Td (its ) Tj ET Q q 0 0 0 rg BT 230.67 475.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 253.23 475.25 Td (card ) Tj ET Q q 0 0 0 rg BT 271.69 475.25 Td (receivables ) Tj ET Q q 0 0 0 rg BT 315.68 475.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 347.37 475.25 Td (and ) Tj ET Q q 0 0 0 rg BT 363.56 475.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.91 475.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 393.66 475.25 Td (all ) Tj ET Q q 0 0 0 rg BT 404.37 475.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 443.35 475.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 469.56 475.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 519.93 475.25 Td (as ) Tj ET Q q 0 0 0 rg BT 531.10 475.25 Td (defined ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 463.25 Td (by ) Tj ET Q q 0 0 0 rg BT 64.45 463.25 Td (OSFI. ) Tj ET Q q 0 0 0 rg BT 87.67 463.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 100.84 463.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 121.33 463.25 Td (uses ) Tj ET Q q 0 0 0 rg BT 140.44 463.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 162.75 463.25 Td (III ) Tj ET Q q 0 0 0 rg BT 171.38 463.25 Td (as ) Tj ET Q q 0 0 0 rg BT 181.83 463.25 Td (its ) Tj ET Q q 0 0 0 rg BT 191.83 463.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 230.08 463.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 255.58 463.25 Td (management ) Tj ET Q q 0 0 0 rg BT 305.24 463.25 Td (framework ) Tj ET Q q 0 0 0 rg BT 345.30 463.25 Td (which ) Tj ET Q q 0 0 0 rg BT 368.06 463.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 399.94 463.25 Td (a ) Tj ET Q q 0 0 0 rg BT 406.29 463.25 Td (common ) Tj ET Q q 0 0 0 rg BT 439.52 463.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 463.09 463.25 Td (T) Tj ET Q q 0 0 0 rg BT 467.92 463.25 Td (ier ) Tj ET Q q 0 0 0 rg BT 478.82 463.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 485.17 463.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 510.67 463.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 528.41 463.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.05 463.25 Td (4.5%, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 451.25 Td (a ) Tj ET Q q 0 0 0 rg BT 60.69 451.25 Td (T) Tj ET Q q 0 0 0 rg BT 65.52 451.25 Td (ier ) Tj ET Q q 0 0 0 rg BT 76.90 451.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 83.72 451.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 109.70 451.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 127.92 451.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.03 451.25 Td (6.0% ) Tj ET Q q 0 0 0 rg BT 157.99 451.25 Td (and ) Tj ET Q q 0 0 0 rg BT 173.94 451.25 Td (a ) Tj ET Q q 0 0 0 rg BT 180.77 451.25 Td (total ) Tj ET Q q 0 0 0 rg BT 198.54 451.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 224.51 451.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 242.73 451.25 Td (of ) Tj ET Q q 0 0 0 rg BT 251.84 451.25 Td (8%. ) Tj ET Q q 0 0 0 rg BT 268.24 451.25 Td (In ) Tj ET Q q 0 0 0 rg BT 277.35 451.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 308.34 451.25 Td (to ) Tj ET Q q 0 0 0 rg BT 317.45 451.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.12 451.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 369.85 451.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 395.83 451.25 Td (ratios ) Tj ET Q q 0 0 0 rg BT 418.15 451.25 Td (requirement, ) Tj ET Q q 0 0 0 rg BT 466.45 451.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 480.11 451.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 501.07 451.25 Td (is ) Tj ET Q q 0 0 0 rg BT 509.26 451.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 537.51 451.25 Td (to ) Tj ET Q q 0 0 0 rg BT 546.62 451.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 439.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 76.12 439.25 Td (III ) Tj ET Q q 0 0 0 rg BT 84.56 439.25 Td (Leverage ) Tj ET Q q 0 0 0 rg BT 120.36 439.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 137.92 439.25 Td (and ) Tj ET Q q 0 0 0 rg BT 153.21 439.25 Td (OSFI) Tj ET Q q 0 0 0 rg BT 174.03 439.25 Td (s ) Tj ET Q q 0 0 0 rg BT 179.74 439.25 Td (Guideline ) Tj ET Q q 0 0 0 rg BT 215.99 439.25 Td (on ) Tj ET Q q 0 0 0 rg BT 226.72 439.25 Td (Liquidity ) Tj ET Q q 0 0 0 rg BT 258.09 439.25 Td (Adequacy ) Tj ET Q q 0 0 0 rg BT 296.17 439.25 Td (Requirements ) Tj ET Q q 0 0 0 rg BT 348.82 439.25 Td (\(LARs\). ) Tj ET Q q 0 0 0 rg BT 383.58 439.25 Td (The ) Tj ET Q q 0 0 0 rg BT 399.31 439.25 Td (LARs ) Tj ET Q q 0 0 0 rg BT 420.97 439.25 Td (guideline ) Tj ET Q q 0 0 0 rg BT 455.40 439.25 Td (establishes ) Tj ET Q q 0 0 0 rg BT 498.04 439.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 535.66 439.25 Td (based ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 427.25 Td (on ) Tj ET Q q 0 0 0 rg BT 65.58 427.25 Td (the ) Tj ET Q q 0 0 0 rg BT 79.44 427.25 Td (Basel ) Tj ET Q q 0 0 0 rg BT 102.41 427.25 Td (III ) Tj ET Q q 0 0 0 rg BT 111.71 427.25 Td (framework. ) Tj ET Q q 0 0 0 rg BT 154.72 427.25 Td ( ) Tj ET Q q 0 0 0 rg BT 157.17 427.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 171.02 427.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 192.17 427.25 Td (would ) Tj ET Q q 0 0 0 rg BT 216.04 427.25 Td (be ) Tj ET Q q 0 0 0 rg BT 227.62 427.25 Td (assessed ) Tj ET Q q 0 0 0 rg BT 264.73 427.25 Td (fines ) Tj ET Q q 0 0 0 rg BT 284.51 427.25 Td (and ) Tj ET Q q 0 0 0 rg BT 300.65 427.25 Td (other ) Tj ET Q q 0 0 0 rg BT 321.80 427.25 Td (penalties ) Tj ET Q q 0 0 0 rg BT 357.08 427.25 Td (for ) Tj ET Q q 0 0 0 rg BT 369.11 427.25 Td (non-compliance ) Tj ET Q q 0 0 0 rg BT 429.46 427.25 Td (with ) Tj ET Q q 0 0 0 rg BT 446.50 427.25 Td (these ) Tj ET Q q 0 0 0 rg BT 469.02 427.25 Td (and ) Tj ET Q q 0 0 0 rg BT 485.16 427.25 Td (other ) Tj ET Q q 0 0 0 rg BT 506.31 427.25 Td (regulations. ) Tj ET Q q 0 0 0 rg BT 551.16 427.25 Td (In ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 415.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 87.24 415.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 111.81 415.25 Td (by ) Tj ET Q q 0 0 0 rg BT 122.70 415.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 136.32 415.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 157.25 415.25 Td (to ) Tj ET Q q 0 0 0 rg BT 166.32 415.25 Td (comply) Tj ET Q q 0 0 0 rg BT 191.70 415.25 Td (, ) Tj ET Q q 0 0 0 rg BT 196.21 415.25 Td (understand, ) Tj ET Q q 0 0 0 rg BT 241.76 415.25 Td (acknowledge ) Tj ET Q q 0 0 0 rg BT 291.86 415.25 Td (and ) Tj ET Q q 0 0 0 rg BT 307.77 415.25 Td (ef) Tj ET Q q 0 0 0 rg BT 314.47 415.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 346.34 415.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 378.20 415.25 Td (to ) Tj ET Q q 0 0 0 rg BT 387.28 415.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 426.44 415.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 468.79 415.25 Td (could ) Tj ET Q q 0 0 0 rg BT 490.63 415.25 Td (result ) Tj ET Q q 0 0 0 rg BT 512.92 415.25 Td (in ) Tj ET Q q 0 0 0 rg BT 521.53 415.25 Td (regulatory ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 403.25 Td (intervention ) Tj ET Q q 0 0 0 rg BT 98.68 403.25 Td (and ) Tj ET Q q 0 0 0 rg BT 114.64 403.25 Td (reputational ) Tj ET Q q 0 0 0 rg BT 159.78 403.25 Td (damage.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 383.25 Td (Please ) Tj ET Q q 0 0 0 rg BT 81.35 383.25 Td (refer ) Tj ET Q q 0 0 0 rg BT 100.49 383.25 Td (to ) Tj ET Q q 0 0 0 rg BT 109.62 383.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.30 383.25 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 167.51 383.25 Td (Actions ) Tj ET Q q 0 0 0 rg BT 199.42 383.25 Td (section ) Tj ET Q q 0 0 0 rg BT 227.68 383.25 Td (on ) Tj ET Q q 0 0 0 rg BT 239.08 383.25 Td (page ) Tj ET Q q 0 0 0 rg BT 259.61 383.25 Td (31 ) Tj ET Q q 0 0 0 rg BT 271.01 383.25 Td (of ) Tj ET Q q 0 0 0 rg BT 280.13 383.25 Td (this ) Tj ET Q q 0 0 0 rg BT 294.72 383.25 Td (AIF ) Tj ET Q q 0 0 0 rg BT 309.76 383.25 Td (for ) Tj ET Q q 0 0 0 rg BT 321.61 383.25 Td (more ) Tj ET Q q 0 0 0 rg BT 342.57 383.25 Td (information.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 363.25 Td (Alternative ) Tj ET Q q 0 0 0 rg BT 97.57 363.25 Td (Arrangements ) Tj ET Q q 0 0 0 rg BT 154.53 363.25 Td (for ) Tj ET Q q 0 0 0 rg BT 166.84 363.25 Td (Sourcing ) Tj ET Q q 0 0 0 rg BT 203.75 363.25 Td (Generic ) Tj ET Q q 0 0 0 rg BT 235.67 363.25 Td (Drug ) Tj ET Q q 0 0 0 rg BT 256.17 363.25 Td (Products ) Tj ET Q q 0 0 0 rg BT 293.08 363.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 294.45 363.25 Td (As ) Tj ET Q q 0 0 0 rg BT 305.40 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 318.18 363.25 Td (utilization ) Tj ET Q q 0 0 0 rg BT 353.74 363.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 369.25 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 377.46 363.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 405.73 363.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 449.49 363.25 Td (drugs ) Tj ET Q q 0 0 0 rg BT 471.38 363.25 Td (increases, ) Tj ET Q q 0 0 0 rg BT 510.13 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 522.91 363.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 351.25 Td (is ) Tj ET Q q 0 0 0 rg BT 62.94 351.25 Td (pursuing ) Tj ET Q q 0 0 0 rg BT 97.42 351.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 138.28 351.25 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 172.30 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 189.00 351.25 Td (procurement ) Tj ET Q q 0 0 0 rg BT 238.06 351.25 Td (models ) Tj ET Q q 0 0 0 rg BT 267.52 351.25 Td (for ) Tj ET Q q 0 0 0 rg BT 280.11 351.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 310.03 351.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 355.44 351.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 374.87 351.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 411.63 351.25 Td ( ) Tj ET Q q 0 0 0 rg BT 414.05 351.25 Td (As ) Tj ET Q q 0 0 0 rg BT 426.64 351.25 Td (part ) Tj ET Q q 0 0 0 rg BT 443.80 351.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.66 351.25 Td (this ) Tj ET Q q 0 0 0 rg BT 469.45 351.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 510.30 351.25 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 544.32 351.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 339.25 Td (procurement ) Tj ET Q q 0 0 0 rg BT 102.26 339.25 Td (initiative, ) Tj ET Q q 0 0 0 rg BT 136.40 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 150.03 339.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 187.35 339.25 Td (has ) Tj ET Q q 0 0 0 rg BT 202.81 339.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 232.85 339.25 Td (into ) Tj ET Q q 0 0 0 rg BT 248.30 339.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 283.80 339.25 Td (for ) Tj ET Q q 0 0 0 rg BT 295.60 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.23 339.25 Td (fabrication ) Tj ET Q q 0 0 0 rg BT 349.30 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 358.37 339.25 Td (private ) Tj ET Q q 0 0 0 rg BT 385.21 339.25 Td (label ) Tj ET Q q 0 0 0 rg BT 404.77 339.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 433.89 339.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 478.51 339.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 497.15 339.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 533.11 339.25 Td ( ) Tj ET Q q 0 0 0 rg BT 535.20 339.25 Td (These ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 327.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 94.96 327.25 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 129.09 327.25 Td (and ) Tj ET Q q 0 0 0 rg BT 145.90 327.25 Td (procurement ) Tj ET Q q 0 0 0 rg BT 195.06 327.25 Td (models ) Tj ET Q q 0 0 0 rg BT 224.62 327.25 Td (contain ) Tj ET Q q 0 0 0 rg BT 254.20 327.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 281.94 327.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 320.17 327.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 340.15 327.25 Td (beyond ) Tj ET Q q 0 0 0 rg BT 370.19 327.25 Td (those ) Tj ET Q q 0 0 0 rg BT 393.38 327.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 435.71 327.25 Td (with ) Tj ET Q q 0 0 0 rg BT 453.42 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 467.95 327.25 Td (Company) Tj ET Q q 0 0 0 rg BT 504.72 327.25 Td (s ) Tj ET Q q 0 0 0 rg BT 511.95 327.25 Td (conventional ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 315.25 Td (procurement ) Tj ET Q q 0 0 0 rg BT 101.79 315.25 Td (strategy) Tj ET Q q 0 0 0 rg BT 130.37 315.25 Td (. ) Tj ET Q q 0 0 0 rg BT 134.40 315.25 Td ( ) Tj ET Q q 0 0 0 rg BT 136.05 315.25 Td (The ) Tj ET Q q 0 0 0 rg BT 151.94 315.25 Td (most ) Tj ET Q q 0 0 0 rg BT 171.47 315.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 209.70 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 218.29 315.25 Td (these ) Tj ET Q q 0 0 0 rg BT 240.11 315.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 276.98 315.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 295.59 315.25 Td (are ) Tj ET Q q 0 0 0 rg BT 309.20 315.25 Td (product ) Tj ET Q q 0 0 0 rg BT 338.31 315.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 364.67 315.25 Td (and ) Tj ET Q q 0 0 0 rg BT 380.11 315.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 420.62 315.25 Td (property ) Tj ET Q q 0 0 0 rg BT 452.46 315.25 Td (infringement. ) Tj ET Q q 0 0 0 rg BT 501.62 315.25 Td ( ) Tj ET Q q 0 0 0 rg BT 503.38 315.25 Td (Product ) Tj ET Q q 0 0 0 rg BT 533.40 315.25 Td (liability ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 303.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 79.31 303.25 Td (may ) Tj ET Q q 0 0 0 rg BT 96.87 303.25 Td (arise ) Tj ET Q q 0 0 0 rg BT 116.71 303.25 Td (in ) Tj ET Q q 0 0 0 rg BT 125.16 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 138.63 303.25 Td (event ) Tj ET Q q 0 0 0 rg BT 160.76 303.25 Td (that ) Tj ET Q q 0 0 0 rg BT 176.51 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 189.98 303.25 Td (use ) Tj ET Q q 0 0 0 rg BT 205.28 303.25 Td (of ) Tj ET Q q 0 0 0 rg BT 214.19 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 227.66 303.25 Td (Company) Tj ET Q q 0 0 0 rg BT 264.43 303.25 Td (s ) Tj ET Q q 0 0 0 rg BT 270.60 303.25 Td (products ) Tj ET Q q 0 0 0 rg BT 304.12 303.25 Td (cause, ) Tj ET Q q 0 0 0 rg BT 330.36 303.25 Td (or ) Tj ET Q q 0 0 0 rg BT 339.72 303.25 Td (are ) Tj ET Q q 0 0 0 rg BT 353.63 303.25 Td (alleged ) Tj ET Q q 0 0 0 rg BT 382.15 303.25 Td (to ) Tj ET Q q 0 0 0 rg BT 391.06 303.25 Td (have ) Tj ET Q q 0 0 0 rg BT 410.91 303.25 Td (caused, ) Tj ET Q q 0 0 0 rg BT 441.71 303.25 Td (injury ) Tj ET Q q 0 0 0 rg BT 463.37 303.25 Td (to ) Tj ET Q q 0 0 0 rg BT 472.28 303.25 Td (consumers. ) Tj ET Q q 0 0 0 rg BT 516.73 303.25 Td ( ) Tj ET Q q 0 0 0 rg BT 518.80 303.25 Td (Intellectual ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 291.25 Td (property ) Tj ET Q q 0 0 0 rg BT 86.49 291.25 Td (infringement ) Tj ET Q q 0 0 0 rg BT 134.02 291.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 159.66 291.25 Td (may ) Tj ET Q q 0 0 0 rg BT 177.55 291.25 Td (arise ) Tj ET Q q 0 0 0 rg BT 197.73 291.25 Td (in ) Tj ET Q q 0 0 0 rg BT 206.51 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 220.32 291.25 Td (event ) Tj ET Q q 0 0 0 rg BT 242.78 291.25 Td (that ) Tj ET Q q 0 0 0 rg BT 258.87 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 272.67 291.25 Td (Company) Tj ET Q q 0 0 0 rg BT 309.44 291.25 Td (s ) Tj ET Q q 0 0 0 rg BT 315.95 291.25 Td (products ) Tj ET Q q 0 0 0 rg BT 349.81 291.25 Td (infringe ) Tj ET Q q 0 0 0 rg BT 379.10 291.25 Td (or ) Tj ET Q q 0 0 0 rg BT 388.80 291.25 Td (violate, ) Tj ET Q q 0 0 0 rg BT 417.19 291.25 Td (or ) Tj ET Q q 0 0 0 rg BT 426.88 291.25 Td (are ) Tj ET Q q 0 0 0 rg BT 441.13 291.25 Td (alleged ) Tj ET Q q 0 0 0 rg BT 469.98 291.25 Td (to ) Tj ET Q q 0 0 0 rg BT 479.22 291.25 Td (infringe ) Tj ET Q q 0 0 0 rg BT 508.52 291.25 Td (or ) Tj ET Q q 0 0 0 rg BT 518.21 291.25 Td (violate, ) Tj ET Q q 0 0 0 rg BT 546.60 291.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 279.25 Td (patents ) Tj ET Q q 0 0 0 rg BT 82.56 279.25 Td (or ) Tj ET Q q 0 0 0 rg BT 91.50 279.25 Td (other ) Tj ET Q q 0 0 0 rg BT 111.85 279.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 152.25 279.25 Td (property ) Tj ET Q q 0 0 0 rg BT 183.99 279.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 205.70 279.25 Td (of ) Tj ET Q q 0 0 0 rg BT 214.19 279.25 Td (any ) Tj ET Q q 0 0 0 rg BT 229.07 279.25 Td (third ) Tj ET Q q 0 0 0 rg BT 246.68 279.25 Td (parties, ) Tj ET Q q 0 0 0 rg BT 275.23 279.25 Td (including ) Tj ET Q q 0 0 0 rg BT 309.25 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 322.30 279.25 Td (brand ) Tj ET Q q 0 0 0 rg BT 344.93 279.25 Td (manufacturer) Tj ET Q q 0 0 0 rg BT 392.80 279.25 Td (. ) Tj ET Q q 0 0 0 rg BT 396.73 279.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.38 279.25 Td (Both ) Tj ET Q q 0 0 0 rg BT 416.91 279.25 Td (product ) Tj ET Q q 0 0 0 rg BT 445.92 279.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 472.18 279.25 Td (and ) Tj ET Q q 0 0 0 rg BT 487.52 279.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 527.92 279.25 Td (property ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 267.25 Td (infringement ) Tj ET Q q 0 0 0 rg BT 100.58 267.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 125.27 267.25 Td (could ) Tj ET Q q 0 0 0 rg BT 146.32 267.25 Td (be ) Tj ET Q q 0 0 0 rg BT 156.89 267.25 Td (costly ) Tj ET Q q 0 0 0 rg BT 179.31 267.25 Td (to ) Tj ET Q q 0 0 0 rg BT 187.60 267.25 Td (defend ) Tj ET Q q 0 0 0 rg BT 214.14 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 229.27 267.25 Td (could ) Tj ET Q q 0 0 0 rg BT 250.32 267.25 Td (result ) Tj ET Q q 0 0 0 rg BT 271.83 267.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.66 267.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 317.58 267.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 350.02 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.15 267.25 Td (monetary ) Tj ET Q q 0 0 0 rg BT 400.79 267.25 Td (damages. ) Tj ET Q q 0 0 0 rg BT 438.26 267.25 Td ( ) Tj ET Q q 0 0 0 rg BT 439.71 267.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 466.22 267.25 Td (to ) Tj ET Q q 0 0 0 rg BT 474.51 267.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 520.18 267.25 Td (implement ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 255.25 Td (these ) Tj ET Q q 0 0 0 rg BT 75.68 255.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 115.13 255.25 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 147.74 255.25 Td (and ) Tj ET Q q 0 0 0 rg BT 163.04 255.25 Td (procurement ) Tj ET Q q 0 0 0 rg BT 210.68 255.25 Td (models ) Tj ET Q q 0 0 0 rg BT 238.73 255.25 Td (could ) Tj ET Q q 0 0 0 rg BT 259.95 255.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 296.67 255.25 Td (af) Tj ET Q q 0 0 0 rg BT 303.36 255.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 318.20 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.22 255.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 371.59 255.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 411.50 255.25 Td (or ) Tj ET Q q 0 0 0 rg BT 420.40 255.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 452.10 255.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 499.75 255.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.21 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.22 255.25 Td (Company) Tj ET Q q 0 0 0 rg BT 555.71 255.25 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 235.25 Td (In ) Tj ET Q q 0 0 0 rg BT 62.78 235.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 95.72 235.25 Td (the ) Tj ET Q q 0 0 0 rg BT 109.06 235.25 Td (market ) Tj ET Q q 0 0 0 rg BT 136.06 235.25 Td (for ) Tj ET Q q 0 0 0 rg BT 147.56 235.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 176.39 235.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 220.72 235.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 239.06 235.25 Td (products ) Tj ET Q q 0 0 0 rg BT 272.45 235.25 Td (and ) Tj ET Q q 0 0 0 rg BT 288.07 235.25 Td (eligibility ) Tj ET Q q 0 0 0 rg BT 321.00 235.25 Td (for ) Tj ET Q q 0 0 0 rg BT 332.51 235.25 Td (reimbursement ) Tj ET Q q 0 0 0 rg BT 389.13 235.25 Td (from ) Tj ET Q q 0 0 0 rg BT 407.47 235.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 459.09 235.25 Td (and ) Tj ET Q q 0 0 0 rg BT 474.71 235.25 Td (other ) Tj ET Q q 0 0 0 rg BT 495.34 235.25 Td (third ) Tj ET Q q 0 0 0 rg BT 513.22 235.25 Td (party ) Tj ET Q q 0 0 0 rg BT 533.39 235.25 Td (payers ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 223.25 Td (will ) Tj ET Q q 0 0 0 rg BT 67.71 223.25 Td (depend ) Tj ET Q q 0 0 0 rg BT 97.41 223.25 Td (on ) Tj ET Q q 0 0 0 rg BT 108.86 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 122.59 223.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 147.27 223.25 Td (to ) Tj ET Q q 0 0 0 rg BT 156.44 223.25 Td (which ) Tj ET Q q 0 0 0 rg BT 179.73 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.47 223.25 Td (products ) Tj ET Q q 0 0 0 rg BT 227.25 223.25 Td (are ) Tj ET Q q 0 0 0 rg BT 241.44 223.25 Td (designated ) Tj ET Q q 0 0 0 rg BT 283.90 223.25 Td (as ) Tj ET Q q 0 0 0 rg BT 294.89 223.25 Td (interchangeable ) Tj ET Q q 0 0 0 rg BT 355.58 223.25 Td (with ) Tj ET Q q 0 0 0 rg BT 372.49 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 386.22 223.25 Td (branded ) Tj ET Q q 0 0 0 rg BT 418.65 223.25 Td (products ) Tj ET Q q 0 0 0 rg BT 452.44 223.25 Td (and ) Tj ET Q q 0 0 0 rg BT 468.45 223.25 Td (are ) Tj ET Q q 0 0 0 rg BT 482.63 223.25 Td (included ) Tj ET Q q 0 0 0 rg BT 515.51 223.25 Td (as ) Tj ET Q q 0 0 0 rg BT 526.50 223.25 Td (a ) Tj ET Q q 0 0 0 rg BT 533.39 223.25 Td (benefit ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 211.25 Td (on ) Tj ET Q q 0 0 0 rg BT 65.18 211.25 Td (the ) Tj ET Q q 0 0 0 rg BT 78.64 211.25 Td (public ) Tj ET Q q 0 0 0 rg BT 102.12 211.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 120.59 211.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 142.25 211.25 Td (in ) Tj ET Q q 0 0 0 rg BT 150.69 211.25 Td (Canada. ) Tj ET Q q 0 0 0 rg BT 183.75 211.25 Td ( ) Tj ET Q q 0 0 0 rg BT 185.68 211.25 Td (These ) Tj ET Q q 0 0 0 rg BT 210.53 211.25 Td (interchangeability ) Tj ET Q q 0 0 0 rg BT 276.41 211.25 Td (designations ) Tj ET Q q 0 0 0 rg BT 324.52 211.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.26 211.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 366.94 211.25 Td (listings ) Tj ET Q q 0 0 0 rg BT 394.07 211.25 Td (are ) Tj ET Q q 0 0 0 rg BT 407.97 211.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 431.46 211.25 Td (regulated ) Tj ET Q q 0 0 0 rg BT 467.71 211.25 Td (and ) Tj ET Q q 0 0 0 rg BT 483.45 211.25 Td (will ) Tj ET Q q 0 0 0 rg BT 496.89 211.25 Td (be ) Tj ET Q q 0 0 0 rg BT 508.07 211.25 Td (dependent ) Tj ET Q q 0 0 0 rg BT 548.89 211.25 Td (on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 68.20 199.25 Td (products ) Tj ET Q q 0 0 0 rg BT 102.46 199.25 Td (and ) Tj ET Q q 0 0 0 rg BT 118.94 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 133.14 199.25 Td (procurement ) Tj ET Q q 0 0 0 rg BT 181.98 199.25 Td (model ) Tj ET Q q 0 0 0 rg BT 207.12 199.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 239.09 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 253.29 199.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 292.56 199.25 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 345.50 199.25 Td (If ) Tj ET Q q 0 0 0 rg BT 352.86 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.06 199.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 399.50 199.25 Td (for ) Tj ET Q q 0 0 0 rg BT 411.87 199.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 441.57 199.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 478.10 199.25 Td (including ) Tj ET Q q 0 0 0 rg BT 513.27 199.25 Td (private ) Tj ET Q q 0 0 0 rg BT 540.69 199.25 Td (label ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 187.25 Td (generic ) Tj ET Q q 0 0 0 rg BT 82.36 187.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 126.22 187.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 144.10 187.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 179.30 187.25 Td (is ) Tj ET Q q 0 0 0 rg BT 186.69 187.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 225.08 187.25 Td (af) Tj ET Q q 0 0 0 rg BT 231.78 187.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 255.59 187.25 Td (by ) Tj ET Q q 0 0 0 rg BT 265.72 187.25 Td (fewer ) Tj ET Q q 0 0 0 rg BT 287.24 187.25 Td (designations ) Tj ET Q q 0 0 0 rg BT 334.76 187.25 Td (or ) Tj ET Q q 0 0 0 rg BT 343.51 187.25 Td (limitations ) Tj ET Q q 0 0 0 rg BT 381.44 187.25 Td (placed ) Tj ET Q q 0 0 0 rg BT 407.07 187.25 Td (on ) Tj ET Q q 0 0 0 rg BT 417.66 187.25 Td (private ) Tj ET Q q 0 0 0 rg BT 443.74 187.25 Td (label ) Tj ET Q q 0 0 0 rg BT 462.54 187.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 506.39 187.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 524.27 187.25 Td (products, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 175.25 Td (it ) Tj ET Q q 0 0 0 rg BT 60.38 175.25 Td (could ) Tj ET Q q 0 0 0 rg BT 82.27 175.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 119.64 175.25 Td (af) Tj ET Q q 0 0 0 rg BT 126.34 175.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 141.85 175.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.53 175.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 196.56 175.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 237.14 175.25 Td (or ) Tj ET Q q 0 0 0 rg BT 246.71 175.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 279.08 175.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 327.39 175.25 Td (of ) Tj ET Q q 0 0 0 rg BT 336.51 175.25 Td (the ) Tj ET Q q 0 0 0 rg BT 350.20 175.25 Td (Company) Tj ET Q q 0 0 0 rg BT 384.69 175.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (Environmental ) Tj ET Q q 0 0 0 rg BT 113.46 155.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 115.96 155.25 Td (The ) Tj ET Q q 0 0 0 rg BT 132.59 155.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 170.18 155.25 Td (maintains ) Tj ET Q q 0 0 0 rg BT 207.78 155.25 Td (a ) Tj ET Q q 0 0 0 rg BT 214.84 155.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 246.52 155.25 Td (of ) Tj ET Q q 0 0 0 rg BT 255.86 155.25 Td (real ) Tj ET Q q 0 0 0 rg BT 272.03 155.25 Td (estate ) Tj ET Q q 0 0 0 rg BT 296.88 155.25 Td (and ) Tj ET Q q 0 0 0 rg BT 313.06 155.25 Td (other ) Tj ET Q q 0 0 0 rg BT 334.25 155.25 Td (facilities ) Tj ET Q q 0 0 0 rg BT 365.92 155.25 Td (and ) Tj ET Q q 0 0 0 rg BT 382.10 155.25 Td (is ) Tj ET Q q 0 0 0 rg BT 390.53 155.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 419.01 155.25 Td (to ) Tj ET Q q 0 0 0 rg BT 428.35 155.25 Td (environmental ) Tj ET Q q 0 0 0 rg BT 482.36 155.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 501.72 155.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 543.43 155.25 Td (with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (the ) Tj ET Q q 0 0 0 rg BT 68.03 143.25 Td (contamination ) Tj ET Q q 0 0 0 rg BT 121.71 143.25 Td (of ) Tj ET Q q 0 0 0 rg BT 131.18 143.25 Td (such ) Tj ET Q q 0 0 0 rg BT 151.12 143.25 Td (properties ) Tj ET Q q 0 0 0 rg BT 190.21 143.25 Td (and ) Tj ET Q q 0 0 0 rg BT 206.52 143.25 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 240.59 143.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 272.39 143.25 Td (by ) Tj ET Q q 0 0 0 rg BT 283.68 143.25 Td (previous ) Tj ET Q q 0 0 0 rg BT 317.30 143.25 Td (owners ) Tj ET Q q 0 0 0 rg BT 346.35 143.25 Td (or ) Tj ET Q q 0 0 0 rg BT 356.27 143.25 Td (occupants, ) Tj ET Q q 0 0 0 rg BT 398.56 143.25 Td (neighbouring ) Tj ET Q q 0 0 0 rg BT 448.60 143.25 Td (properties ) Tj ET Q q 0 0 0 rg BT 487.69 143.25 Td (or ) Tj ET Q q 0 0 0 rg BT 497.60 143.25 Td (by ) Tj ET Q q 0 0 0 rg BT 508.89 143.25 Td (the ) Tj ET Q q 0 0 0 rg BT 522.92 143.25 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 131.25 Td (itself. ) Tj ET Q q 0 0 0 rg BT 75.73 131.25 Td (In ) Tj ET Q q 0 0 0 rg BT 85.15 131.25 Td (particular) Tj ET Q q 0 0 0 rg BT 118.43 131.25 Td (, ) Tj ET Q q 0 0 0 rg BT 123.29 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 137.27 131.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 174.95 131.25 Td (has ) Tj ET Q q 0 0 0 rg BT 190.75 131.25 Td (a ) Tj ET Q q 0 0 0 rg BT 197.89 131.25 Td (number ) Tj ET Q q 0 0 0 rg BT 228.28 131.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.70 131.25 Td (underground ) Tj ET Q q 0 0 0 rg BT 286.79 131.25 Td (storage ) Tj ET Q q 0 0 0 rg BT 316.72 131.25 Td (tanks, ) Tj ET Q q 0 0 0 rg BT 341.19 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 355.17 131.25 Td (majority ) Tj ET Q q 0 0 0 rg BT 386.46 131.25 Td (of ) Tj ET Q q 0 0 0 rg BT 395.88 131.25 Td (which ) Tj ET Q q 0 0 0 rg BT 419.43 131.25 Td (are ) Tj ET Q q 0 0 0 rg BT 433.86 131.25 Td (used ) Tj ET Q q 0 0 0 rg BT 454.23 131.25 Td (for ) Tj ET Q q 0 0 0 rg BT 466.38 131.25 Td (its ) Tj ET Q q 0 0 0 rg BT 477.16 131.25 Td (supply ) Tj ET Q q 0 0 0 rg BT 503.45 131.25 Td (chain ) Tj ET Q q 0 0 0 rg BT 525.64 131.25 Td (transport ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 119.25 Td (fleets. ) Tj ET Q q 0 0 0 rg BT 77.55 119.25 Td (Contamination ) Tj ET Q q 0 0 0 rg BT 132.09 119.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 164.75 119.25 Td (from ) Tj ET Q q 0 0 0 rg BT 182.82 119.25 Td (leaks ) Tj ET Q q 0 0 0 rg BT 203.63 119.25 Td (from ) Tj ET Q q 0 0 0 rg BT 221.70 119.25 Td (these ) Tj ET Q q 0 0 0 rg BT 243.43 119.25 Td (tanks ) Tj ET Q q 0 0 0 rg BT 264.70 119.25 Td (is ) Tj ET Q q 0 0 0 rg BT 272.29 119.25 Td (possible. ) Tj ET Q q 0 0 0 rg BT 305.99 119.25 Td (Additional ) Tj ET Q q 0 0 0 rg BT 343.67 119.25 Td (environmental ) Tj ET Q q 0 0 0 rg BT 396.85 119.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 421.76 119.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 450.32 119.25 Td (to ) Tj ET Q q 0 0 0 rg BT 458.83 119.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 487.83 119.25 Td (or ) Tj ET Q q 0 0 0 rg BT 496.79 119.25 Td (sites ) Tj ET Q q 0 0 0 rg BT 515.32 119.25 Td (may ) Tj ET Q q 0 0 0 rg BT 532.48 119.25 Td (require ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 107.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.88 107.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 105.46 107.25 Td (to ) Tj ET Q q 0 0 0 rg BT 114.78 107.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 135.03 107.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 173.98 107.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 211.57 107.25 Td (costs. ) Tj ET Q q 0 0 0 rg BT 235.32 107.25 Td (The ) Tj ET Q q 0 0 0 rg BT 251.93 107.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 289.51 107.25 Td (also ) Tj ET Q q 0 0 0 rg BT 307.03 107.25 Td (operates ) Tj ET Q q 0 0 0 rg BT 341.42 107.25 Td (refrigeration ) Tj ET Q q 0 0 0 rg BT 387.66 107.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 428.44 107.25 Td (in ) Tj ET Q q 0 0 0 rg BT 437.30 107.25 Td (its ) Tj ET Q q 0 0 0 rg BT 447.98 107.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 472.80 107.25 Td (and ) Tj ET Q q 0 0 0 rg BT 488.96 107.25 Td (distribution ) Tj ET Q q 0 0 0 rg BT 531.10 107.25 Td (centres ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 95.25 Td (to ) Tj ET Q q 0 0 0 rg BT 62.88 95.25 Td (preserve ) Tj ET Q q 0 0 0 rg BT 96.82 95.25 Td (perishable ) Tj ET Q q 0 0 0 rg BT 136.69 95.25 Td (products ) Tj ET Q q 0 0 0 rg BT 170.18 95.25 Td (as ) Tj ET Q q 0 0 0 rg BT 180.88 95.25 Td (it ) Tj ET Q q 0 0 0 rg BT 187.02 95.25 Td (passes ) Tj ET Q q 0 0 0 rg BT 215.04 95.25 Td (through ) Tj ET Q q 0 0 0 rg BT 244.89 95.25 Td (the ) Tj ET Q q 0 0 0 rg BT 258.33 95.25 Td (supply ) Tj ET Q q 0 0 0 rg BT 284.07 95.25 Td (chain ) Tj ET Q q 0 0 0 rg BT 305.71 95.25 Td (and ) Tj ET Q q 0 0 0 rg BT 321.43 95.25 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 358.11 95.25 Td (to ) Tj ET Q q 0 0 0 rg BT 366.99 95.25 Td (consumers. ) Tj ET Q q 0 0 0 rg BT 411.28 95.25 Td (These ) Tj ET Q q 0 0 0 rg BT 436.11 95.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 468.23 95.25 Td (contain ) Tj ET Q q 0 0 0 rg BT 496.71 95.25 Td (refrigerant ) Tj ET Q q 0 0 0 rg BT 536.12 95.25 Td (gases ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 83.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.56 83.25 Td (could ) Tj ET Q q 0 0 0 rg BT 97.76 83.25 Td (be ) Tj ET Q q 0 0 0 rg BT 108.48 83.25 Td (released ) Tj ET Q q 0 0 0 rg BT 141.53 83.25 Td (if ) Tj ET Q q 0 0 0 rg BT 147.23 83.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 187.12 83.25 Td (fails ) Tj ET Q q 0 0 0 rg BT 203.30 83.25 Td (or ) Tj ET Q q 0 0 0 rg BT 212.19 83.25 Td (leaks. ) Tj ET Q q 0 0 0 rg BT 234.90 83.25 Td (A) Tj ET Q q 0 0 0 rg BT 239.92 83.25 Td ( ) Tj ET Q q 0 0 0 rg BT 241.51 83.25 Td (release ) Tj ET Q q 0 0 0 rg BT 270.00 83.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.44 83.25 Td (these ) Tj ET Q q 0 0 0 rg BT 300.10 83.25 Td (gases ) Tj ET Q q 0 0 0 rg BT 323.58 83.25 Td (could ) Tj ET Q q 0 0 0 rg BT 344.78 83.25 Td (have ) Tj ET Q q 0 0 0 rg BT 364.16 83.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 394.94 83.25 Td (ef) Tj ET Q q 0 0 0 rg BT 401.63 83.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 420.56 83.25 Td (on ) Tj ET Q q 0 0 0 rg BT 431.27 83.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.27 83.25 Td (environment. ) Tj ET Q q 0 0 0 rg BT 493.28 83.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 519.94 83.25 Td (to ) Tj ET Q q 0 0 0 rg BT 528.37 83.25 Td (properly ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 71.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 85.91 71.25 Td (any ) Tj ET Q q 0 0 0 rg BT 101.42 71.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.54 71.25 Td (these ) Tj ET Q q 0 0 0 rg BT 132.88 71.25 Td (environmental ) Tj ET Q q 0 0 0 rg BT 186.67 71.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 205.81 71.25 Td (could ) Tj ET Q q 0 0 0 rg BT 227.69 71.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 265.07 71.25 Td (af) Tj ET Q q 0 0 0 rg BT 271.77 71.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 287.27 71.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.95 71.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 341.99 71.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 382.56 71.25 Td (or ) Tj ET Q q 0 0 0 rg BT 392.13 71.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 424.50 71.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 472.82 71.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.94 71.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.62 71.25 Td (Company) Tj ET Q q 0 0 0 rg BT 530.11 71.25 Td (.) Tj ET Q endstream endobj 43 0 obj <> endobj 44 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (21) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.13 735.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.22 735.25 Td (is ) Tj ET Q q 0 0 0 rg BT 115.14 735.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 143.13 735.25 Td (to ) Tj ET Q q 0 0 0 rg BT 151.97 735.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 190.43 735.25 Td (that ) Tj ET Q q 0 0 0 rg BT 206.11 735.25 Td (imposes ) Tj ET Q q 0 0 0 rg BT 238.65 735.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 271.64 735.25 Td (on ) Tj ET Q q 0 0 0 rg BT 282.76 735.25 Td (retailers, ) Tj ET Q q 0 0 0 rg BT 316.20 735.25 Td (brand ) Tj ET Q q 0 0 0 rg BT 339.17 735.25 Td (owners ) Tj ET Q q 0 0 0 rg BT 367.60 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 383.28 735.25 Td (importers ) Tj ET Q q 0 0 0 rg BT 419.46 735.25 Td (for ) Tj ET Q q 0 0 0 rg BT 431.03 735.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 452.17 735.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 493.38 735.25 Td (with ) Tj ET Q q 0 0 0 rg BT 509.96 735.25 Td (recycling ) Tj ET Q q 0 0 0 rg BT 544.31 735.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (disposal ) Tj ET Q q 0 0 0 rg BT 86.67 723.25 Td (of ) Tj ET Q q 0 0 0 rg BT 96.09 723.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 134.68 723.25 Td (goods ) Tj ET Q q 0 0 0 rg BT 159.61 723.25 Td (packaging ) Tj ET Q q 0 0 0 rg BT 199.58 723.25 Td (and ) Tj ET Q q 0 0 0 rg BT 215.85 723.25 Td (printed ) Tj ET Q q 0 0 0 rg BT 243.50 723.25 Td (materials ) Tj ET Q q 0 0 0 rg BT 279.35 723.25 Td (distributed ) Tj ET Q q 0 0 0 rg BT 319.77 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 329.20 723.25 Td (consumers. ) Tj ET Q q 0 0 0 rg BT 374.01 723.25 Td (There ) Tj ET Q q 0 0 0 rg BT 398.01 723.25 Td (is ) Tj ET Q q 0 0 0 rg BT 406.52 723.25 Td (a ) Tj ET Q q 0 0 0 rg BT 413.66 723.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 429.00 723.25 Td (that ) Tj ET Q q 0 0 0 rg BT 445.26 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 459.25 723.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 496.92 723.25 Td (will ) Tj ET Q q 0 0 0 rg BT 510.89 723.25 Td (be ) Tj ET Q q 0 0 0 rg BT 522.59 723.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 551.16 723.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 92.33 711.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 114.25 711.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 156.23 711.25 Td (with ) Tj ET Q q 0 0 0 rg BT 173.58 711.25 Td (these ) Tj ET Q q 0 0 0 rg BT 196.42 711.25 Td (laws. ) Tj ET Q q 0 0 0 rg BT 217.88 711.25 Td (In ) Tj ET Q q 0 0 0 rg BT 227.49 711.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 261.27 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.45 711.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 313.31 711.25 Td (could ) Tj ET Q q 0 0 0 rg BT 335.69 711.25 Td (be ) Tj ET Q q 0 0 0 rg BT 347.58 711.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 376.34 711.25 Td (to ) Tj ET Q q 0 0 0 rg BT 385.96 711.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 424.29 711.25 Td (or ) Tj ET Q q 0 0 0 rg BT 434.35 711.25 Td (unexpected ) Tj ET Q q 0 0 0 rg BT 479.53 711.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 501.45 711.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 543.43 711.25 Td (with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 699.25 Td (environmental ) Tj ET Q q 0 0 0 rg BT 108.07 699.25 Td (incidents ) Tj ET Q q 0 0 0 rg BT 143.00 699.25 Td (and ) Tj ET Q q 0 0 0 rg BT 159.25 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 173.22 699.25 Td (related ) Tj ET Q q 0 0 0 rg BT 200.85 699.25 Td (remediation ) Tj ET Q q 0 0 0 rg BT 246.26 699.25 Td (activities, ) Tj ET Q q 0 0 0 rg BT 282.56 699.25 Td (including ) Tj ET Q q 0 0 0 rg BT 317.49 699.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 350.14 699.25 Td (and ) Tj ET Q q 0 0 0 rg BT 366.39 699.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 405.42 699.25 Td (related ) Tj ET Q q 0 0 0 rg BT 433.05 699.25 Td (costs, ) Tj ET Q q 0 0 0 rg BT 457.04 699.25 Td (all ) Tj ET Q q 0 0 0 rg BT 467.81 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.22 699.25 Td (which ) Tj ET Q q 0 0 0 rg BT 500.74 699.25 Td (could ) Tj ET Q q 0 0 0 rg BT 522.91 699.25 Td (adversely ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 687.25 Td (af) Tj ET Q q 0 0 0 rg BT 60.70 687.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 76.20 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 89.88 687.25 Td (reputation ) Tj ET Q q 0 0 0 rg BT 128.64 687.25 Td (or ) Tj ET Q q 0 0 0 rg BT 138.21 687.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 170.58 687.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 218.89 687.25 Td (of ) Tj ET Q q 0 0 0 rg BT 228.01 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.70 687.25 Td (Company) Tj ET Q q 0 0 0 rg BT 276.19 687.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 667.25 Td (T) Tj ET Q q 0 0 0 rg BT 58.10 667.25 Td (o ) Tj ET Q q 0 0 0 rg BT 64.93 667.25 Td (combat ) Tj ET Q q 0 0 0 rg BT 94.09 667.25 Td (climate ) Tj ET Q q 0 0 0 rg BT 122.34 667.25 Td (change, ) Tj ET Q q 0 0 0 rg BT 153.79 667.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 181.14 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 197.09 667.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 233.99 667.25 Td (carbon ) Tj ET Q q 0 0 0 rg BT 261.34 667.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 297.34 667.25 Td (targets ) Tj ET Q q 0 0 0 rg BT 324.68 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.63 667.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 372.99 667.25 Td (mechanisms ) Tj ET Q q 0 0 0 rg BT 421.29 667.25 Td (to ) Tj ET Q q 0 0 0 rg BT 430.40 667.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 457.74 667.25 Td (carbon ) Tj ET Q q 0 0 0 rg BT 485.08 667.25 Td (emissions ) Tj ET Q q 0 0 0 rg BT 523.81 667.25 Td (are ) Tj ET Q q 0 0 0 rg BT 537.93 667.25 Td (being ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 96.93 655.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 122.99 655.25 Td (implemented, ) Tj ET Q q 0 0 0 rg BT 175.04 655.25 Td (such ) Tj ET Q q 0 0 0 rg BT 195.17 655.25 Td (as ) Tj ET Q q 0 0 0 rg BT 206.65 655.25 Td (carbon ) Tj ET Q q 0 0 0 rg BT 234.53 655.25 Td (taxes, ) Tj ET Q q 0 0 0 rg BT 259.23 655.25 Td (carbon ) Tj ET Q q 0 0 0 rg BT 287.12 655.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 314.08 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 330.58 655.25 Td (cap ) Tj ET Q q 0 0 0 rg BT 346.61 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 363.11 655.25 Td (trade.With ) Tj ET Q q 0 0 0 rg BT 405.57 655.25 Td (each ) Tj ET Q q 0 0 0 rg BT 426.17 655.25 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 467.72 655.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 504.73 655.25 Td (under ) Tj ET Q q 0 0 0 rg BT 528.51 655.25 Td (dif) Tj ET Q q 0 0 0 rg BT 537.03 655.25 Td (ferent ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 83.79 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.07 643.25 Td (climate ) Tj ET Q q 0 0 0 rg BT 121.48 643.25 Td (change ) Tj ET Q q 0 0 0 rg BT 150.83 643.25 Td (reform, ) Tj ET Q q 0 0 0 rg BT 179.24 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.08 643.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 230.61 643.25 Td (may ) Tj ET Q q 0 0 0 rg BT 248.54 643.25 Td (require ) Tj ET Q q 0 0 0 rg BT 276.51 643.25 Td (operational ) Tj ET Q q 0 0 0 rg BT 319.52 643.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 352.97 643.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 378.66 643.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 398.87 643.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 437.78 643.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 470.31 643.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 491.89 643.25 Td (to ) Tj ET Q q 0 0 0 rg BT 501.17 643.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 529.59 643.25 Td (with ) Tj ET Q q 0 0 0 rg BT 546.61 643.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (various ) Tj ET Q q 0 0 0 rg BT 83.03 631.25 Td (reforms. ) Tj ET Q q 0 0 0 rg BT 115.19 631.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 156.52 631.25 Td (, ) Tj ET Q q 0 0 0 rg BT 161.40 631.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 188.61 631.25 Td (global ) Tj ET Q q 0 0 0 rg BT 213.09 631.25 Td (climate ) Tj ET Q q 0 0 0 rg BT 241.66 631.25 Td (change ) Tj ET Q q 0 0 0 rg BT 271.16 631.25 Td (patterns ) Tj ET Q q 0 0 0 rg BT 303.38 631.25 Td (\(e.g. ) Tj ET Q q 0 0 0 rg BT 322.39 631.25 Td (rising ) Tj ET Q q 0 0 0 rg BT 344.58 631.25 Td (sea ) Tj ET Q q 0 0 0 rg BT 360.39 631.25 Td (levels, ) Tj ET Q q 0 0 0 rg BT 386.24 631.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 422.12 631.25 Td (rain ) Tj ET Q q 0 0 0 rg BT 438.38 631.25 Td (fall\) ) Tj ET Q q 0 0 0 rg BT 454.19 631.25 Td (may ) Tj ET Q q 0 0 0 rg BT 472.28 631.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 499.03 631.25 Td (sourcing ) Tj ET Q q 0 0 0 rg BT 532.62 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 542.05 631.25 Td (food ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.49 619.25 Td (food ) Tj ET Q q 0 0 0 rg BT 89.27 619.25 Td (ingredients. ) Tj ET Q q 0 0 0 rg BT 133.92 619.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 150.87 619.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 176.01 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 185.67 619.25 Td (adapt ) Tj ET Q q 0 0 0 rg BT 209.00 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 218.66 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.87 619.25 Td (impacts ) Tj ET Q q 0 0 0 rg BT 263.94 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.59 619.25 Td (climate ) Tj ET Q q 0 0 0 rg BT 302.38 619.25 Td (change ) Tj ET Q q 0 0 0 rg BT 332.10 619.25 Td (could ) Tj ET Q q 0 0 0 rg BT 354.52 619.25 Td (af) Tj ET Q q 0 0 0 rg BT 361.21 619.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 377.25 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.46 619.25 Td (Company) Tj ET Q q 0 0 0 rg BT 428.24 619.25 Td (s ) Tj ET Q q 0 0 0 rg BT 435.15 619.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 476.72 619.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 517.83 619.25 Td (or ) Tj ET Q q 0 0 0 rg BT 527.93 619.25 Td (financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 92.66 587.25 Td (Continuity ) Tj ET Q q 0 0 0 rg BT 135.40 587.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 137.61 587.25 Td (The ) Tj ET Q q 0 0 0 rg BT 153.94 587.25 Td (Company) Tj ET Q q 0 0 0 rg BT 190.71 587.25 Td (s ) Tj ET Q q 0 0 0 rg BT 197.02 587.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 220.19 587.25 Td (to ) Tj ET Q q 0 0 0 rg BT 229.23 587.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 262.44 587.25 Td (critical ) Tj ET Q q 0 0 0 rg BT 287.89 587.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 328.38 587.25 Td (and ) Tj ET Q q 0 0 0 rg BT 344.27 587.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 383.85 587.25 Td (could ) Tj ET Q q 0 0 0 rg BT 405.66 587.25 Td (be ) Tj ET Q q 0 0 0 rg BT 416.98 587.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 456.12 587.25 Td (impacted ) Tj ET Q q 0 0 0 rg BT 491.60 587.25 Td (by ) Tj ET Q q 0 0 0 rg BT 502.46 587.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 533.84 587.25 Td (events ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 87.88 575.25 Td (from ) Tj ET Q q 0 0 0 rg BT 107.17 575.25 Td (various ) Tj ET Q q 0 0 0 rg BT 136.49 575.25 Td (incidents, ) Tj ET Q q 0 0 0 rg BT 174.03 575.25 Td (including ) Tj ET Q q 0 0 0 rg BT 209.29 575.25 Td (severe ) Tj ET Q q 0 0 0 rg BT 236.79 575.25 Td (weather) Tj ET Q q 0 0 0 rg BT 265.51 575.25 Td (, ) Tj ET Q q 0 0 0 rg BT 270.68 575.25 Td (work ) Tj ET Q q 0 0 0 rg BT 290.87 575.25 Td (stoppages, ) Tj ET Q q 0 0 0 rg BT 333.89 575.25 Td (prolonged ) Tj ET Q q 0 0 0 rg BT 373.25 575.25 Td (IT) Tj ET Q q 0 0 0 rg BT 380.40 575.25 Td ( ) Tj ET Q q 0 0 0 rg BT 383.28 575.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 416.25 575.25 Td (failure, ) Tj ET Q q 0 0 0 rg BT 443.75 575.25 Td (terrorist ) Tj ET Q q 0 0 0 rg BT 474.43 575.25 Td (activity) Tj ET Q q 0 0 0 rg BT 498.90 575.25 Td (, ) Tj ET Q q 0 0 0 rg BT 504.07 575.25 Td (power ) Tj ET Q q 0 0 0 rg BT 529.28 575.25 Td (failures, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (border ) Tj ET Q q 0 0 0 rg BT 79.66 563.25 Td (closures ) Tj ET Q q 0 0 0 rg BT 112.15 563.25 Td (or ) Tj ET Q q 0 0 0 rg BT 121.40 563.25 Td (a ) Tj ET Q q 0 0 0 rg BT 127.92 563.25 Td (pandemic ) Tj ET Q q 0 0 0 rg BT 165.43 563.25 Td (or ) Tj ET Q q 0 0 0 rg BT 174.68 563.25 Td (other ) Tj ET Q q 0 0 0 rg BT 195.33 563.25 Td (national ) Tj ET Q q 0 0 0 rg BT 226.01 563.25 Td (or ) Tj ET Q q 0 0 0 rg BT 235.26 563.25 Td (international ) Tj ET Q q 0 0 0 rg BT 281.90 563.25 Td (catastrophe. ) Tj ET Q q 0 0 0 rg BT 328.87 563.25 Td (The ) Tj ET Q q 0 0 0 rg BT 344.96 563.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 382.01 563.25 Td (has ) Tj ET Q q 0 0 0 rg BT 397.19 563.25 Td (business ) Tj ET Q q 0 0 0 rg BT 431.51 563.25 Td (continuity ) Tj ET Q q 0 0 0 rg BT 468.12 563.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 489.68 563.25 Td (in ) Tj ET Q q 0 0 0 rg BT 498.02 563.25 Td (place ) Tj ET Q q 0 0 0 rg BT 519.58 563.25 Td (to ) Tj ET Q q 0 0 0 rg BT 528.38 563.25 Td (manage ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (any ) Tj ET Q q 0 0 0 rg BT 69.10 551.25 Td (such ) Tj ET Q q 0 0 0 rg BT 88.31 551.25 Td (events. ) Tj ET Q q 0 0 0 rg BT 116.64 551.25 Td (Despite ) Tj ET Q q 0 0 0 rg BT 146.32 551.25 Td (this, ) Tj ET Q q 0 0 0 rg BT 163.25 551.25 Td (inef) Tj ET Q q 0 0 0 rg BT 176.33 551.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 201.92 551.25 Td (contingency ) Tj ET Q q 0 0 0 rg BT 247.57 551.25 Td (planning, ) Tj ET Q q 0 0 0 rg BT 282.74 551.25 Td (business ) Tj ET Q q 0 0 0 rg BT 316.99 551.25 Td (interruptions, ) Tj ET Q q 0 0 0 rg BT 366.28 551.25 Td (crises ) Tj ET Q q 0 0 0 rg BT 389.57 551.25 Td (or ) Tj ET Q q 0 0 0 rg BT 398.75 551.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 431.63 551.25 Td (disasters ) Tj ET Q q 0 0 0 rg BT 466.33 551.25 Td (could ) Tj ET Q q 0 0 0 rg BT 487.82 551.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 524.80 551.25 Td (af) Tj ET Q q 0 0 0 rg BT 531.50 551.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 546.60 551.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 539.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 95.04 539.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 135.61 539.25 Td (or ) Tj ET Q q 0 0 0 rg BT 145.18 539.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 177.55 539.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 225.87 539.25 Td (of ) Tj ET Q q 0 0 0 rg BT 234.99 539.25 Td (the ) Tj ET Q q 0 0 0 rg BT 248.67 539.25 Td (Company) Tj ET Q q 0 0 0 rg BT 283.16 539.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 519.25 Td (Ethical ) Tj ET Q q 0 0 0 rg BT 82.94 519.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 121.44 519.25 Td (Conduct) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 154.69 519.25 Td ( ) Tj ET Q q 0 0 0 rg BT 156.74 519.25 Td ( ) Tj ET Q q 0 0 0 rg BT 158.66 519.25 Td (The ) Tj ET Q q 0 0 0 rg BT 174.84 519.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 211.98 519.25 Td (has ) Tj ET Q q 0 0 0 rg BT 227.25 519.25 Td (a ) Tj ET Q q 0 0 0 rg BT 233.86 519.25 Td (Code ) Tj ET Q q 0 0 0 rg BT 255.50 519.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.39 519.25 Td (Conduct ) Tj ET Q q 0 0 0 rg BT 296.98 519.25 Td (that ) Tj ET Q q 0 0 0 rg BT 312.71 519.25 Td (reflects ) Tj ET Q q 0 0 0 rg BT 341.19 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 354.64 519.25 Td (Company) Tj ET Q q 0 0 0 rg BT 391.41 519.25 Td (s ) Tj ET Q q 0 0 0 rg BT 397.56 519.25 Td (long-standing ) Tj ET Q q 0 0 0 rg BT 448.85 519.25 Td (commitment ) Tj ET Q q 0 0 0 rg BT 495.55 519.25 Td (to ) Tj ET Q q 0 0 0 rg BT 504.44 519.25 Td (high ) Tj ET Q q 0 0 0 rg BT 521.99 519.25 Td (standards ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 507.25 Td (of ) Tj ET Q q 0 0 0 rg BT 62.49 507.25 Td (ethical ) Tj ET Q q 0 0 0 rg BT 87.85 507.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 118.22 507.25 Td (and ) Tj ET Q q 0 0 0 rg BT 133.55 507.25 Td (business ) Tj ET Q q 0 0 0 rg BT 167.57 507.25 Td (practices. ) Tj ET Q q 0 0 0 rg BT 206.27 507.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 222.06 507.25 Td (violation ) Tj ET Q q 0 0 0 rg BT 253.79 507.25 Td (of ) Tj ET Q q 0 0 0 rg BT 262.28 507.25 Td (law ) Tj ET Q q 0 0 0 rg BT 276.23 507.25 Td (or ) Tj ET Q q 0 0 0 rg BT 285.17 507.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 309.16 507.25 Td (to ) Tj ET Q q 0 0 0 rg BT 317.65 507.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 345.27 507.25 Td (with ) Tj ET Q q 0 0 0 rg BT 361.50 507.25 Td (the ) Tj ET Q q 0 0 0 rg BT 374.56 507.25 Td (Company) Tj ET Q q 0 0 0 rg BT 411.33 507.25 Td (s ) Tj ET Q q 0 0 0 rg BT 417.08 507.25 Td (policies, ) Tj ET Q q 0 0 0 rg BT 448.36 507.25 Td (including ) Tj ET Q q 0 0 0 rg BT 482.38 507.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.43 507.25 Td (Code ) Tj ET Q q 0 0 0 rg BT 516.68 507.25 Td (of ) Tj ET Q q 0 0 0 rg BT 525.17 507.25 Td (Conduct, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 495.25 Td (could ) Tj ET Q q 0 0 0 rg BT 75.88 495.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 113.26 495.25 Td (af) Tj ET Q q 0 0 0 rg BT 119.96 495.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 135.46 495.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.15 495.25 Td (Company) Tj ET Q q 0 0 0 rg BT 185.92 495.25 Td (s ) Tj ET Q q 0 0 0 rg BT 192.30 495.25 Td (brands, ) Tj ET Q q 0 0 0 rg BT 221.93 495.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 262.97 495.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 303.55 495.25 Td (or ) Tj ET Q q 0 0 0 rg BT 313.12 495.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 345.48 495.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 475.25 Td (Social ) Tj ET Q q 0 0 0 rg BT 81.06 475.25 Td (Reform ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 112.67 475.25 Td (Social ) Tj ET Q q 0 0 0 rg BT 137.90 475.25 Td (reformmovements ) Tj ET Q q 0 0 0 rg BT 209.17 475.25 Td (are ) Tj ET Q q 0 0 0 rg BT 223.92 475.25 Td (driven ) Tj ET Q q 0 0 0 rg BT 249.16 475.25 Td (by ) Tj ET Q q 0 0 0 rg BT 260.73 475.25 Td (those ) Tj ET Q q 0 0 0 rg BT 283.70 475.25 Td (that ) Tj ET Q q 0 0 0 rg BT 300.28 475.25 Td (seek ) Tj ET Q q 0 0 0 rg BT 320.51 475.25 Td (change ) Tj ET Q q 0 0 0 rg BT 350.32 475.25 Td (in ) Tj ET Q q 0 0 0 rg BT 359.61 475.25 Td (business ) Tj ET Q q 0 0 0 rg BT 394.88 475.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 430.60 475.25 Td (while ) Tj ET Q q 0 0 0 rg BT 452.19 475.25 Td (bringing ) Tj ET Q q 0 0 0 rg BT 484.27 475.25 Td (public ) Tj ET Q q 0 0 0 rg BT 508.60 475.25 Td (awareness ) Tj ET Q q 0 0 0 rg BT 551.16 475.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 463.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 80.00 463.25 Td (through ) Tj ET Q q 0 0 0 rg BT 110.57 463.25 Td (protests ) Tj ET Q q 0 0 0 rg BT 142.50 463.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 168.51 463.25 Td (media ) Tj ET Q q 0 0 0 rg BT 193.60 463.25 Td (campaigns. ) Tj ET Q q 0 0 0 rg BT 238.30 463.25 Td (Issues ) Tj ET Q q 0 0 0 rg BT 264.76 463.25 Td (that ) Tj ET Q q 0 0 0 rg BT 281.20 463.25 Td (relate ) Tj ET Q q 0 0 0 rg BT 304.47 463.25 Td (to ) Tj ET Q q 0 0 0 rg BT 314.07 463.25 Td (the ) Tj ET Q q 0 0 0 rg BT 328.23 463.25 Td (Company) Tj ET Q q 0 0 0 rg BT 365.00 463.25 Td (s ) Tj ET Q q 0 0 0 rg BT 371.86 463.25 Td (business ) Tj ET Q q 0 0 0 rg BT 406.98 463.25 Td (include, ) Tj ET Q q 0 0 0 rg BT 438.01 463.25 Td (but ) Tj ET Q q 0 0 0 rg BT 452.16 463.25 Td (are ) Tj ET Q q 0 0 0 rg BT 466.77 463.25 Td (not ) Tj ET Q q 0 0 0 rg BT 480.93 463.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 507.38 463.25 Td (to, ) Tj ET Q q 0 0 0 rg BT 519.26 463.25 Td (genetically ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 451.25 Td (modified ) Tj ET Q q 0 0 0 rg BT 87.44 451.25 Td (organisms, ) Tj ET Q q 0 0 0 rg BT 129.98 451.25 Td (pesticide ) Tj ET Q q 0 0 0 rg BT 164.79 451.25 Td (use, ) Tj ET Q q 0 0 0 rg BT 182.74 451.25 Td (animal ) Tj ET Q q 0 0 0 rg BT 209.33 451.25 Td (welfare, ) Tj ET Q q 0 0 0 rg BT 240.48 451.25 Td (local ) Tj ET Q q 0 0 0 rg BT 259.79 451.25 Td (and ) Tj ET Q q 0 0 0 rg BT 275.91 451.25 Td (ethical ) Tj ET Q q 0 0 0 rg BT 302.06 451.25 Td (sourcing, ) Tj ET Q q 0 0 0 rg BT 337.77 451.25 Td (chemicals ) Tj ET Q q 0 0 0 rg BT 376.67 451.25 Td (in ) Tj ET Q q 0 0 0 rg BT 385.50 451.25 Td (products, ) Tj ET Q q 0 0 0 rg BT 421.67 451.25 Td (nutritional ) Tj ET Q q 0 0 0 rg BT 459.67 451.25 Td (labelling ) Tj ET Q q 0 0 0 rg BT 492.20 451.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 517.89 451.25 Td (ingredients ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 439.25 Td (in ) Tj ET Q q 0 0 0 rg BT 63.03 439.25 Td (products ) Tj ET Q q 0 0 0 rg BT 97.13 439.25 Td (and ) Tj ET Q q 0 0 0 rg BT 113.46 439.25 Td (human ) Tj ET Q q 0 0 0 rg BT 141.18 439.25 Td (rights. ) Tj ET Q q 0 0 0 rg BT 166.16 439.25 Td (Inef) Tj ET Q q 0 0 0 rg BT 179.70 439.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 206.05 439.25 Td (action ) Tj ET Q q 0 0 0 rg BT 230.58 439.25 Td (or ) Tj ET Q q 0 0 0 rg BT 240.52 439.25 Td (inaction ) Tj ET Q q 0 0 0 rg BT 271.43 439.25 Td (to ) Tj ET Q q 0 0 0 rg BT 280.92 439.25 Td (social ) Tj ET Q q 0 0 0 rg BT 304.53 439.25 Td (reform ) Tj ET Q q 0 0 0 rg BT 330.87 439.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 360.86 439.25 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 399.52 439.25 Td (to ) Tj ET Q q 0 0 0 rg BT 409.01 439.25 Td (the ) Tj ET Q q 0 0 0 rg BT 423.06 439.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 443.48 439.25 Td (food ) Tj ET Q q 0 0 0 rg BT 462.09 439.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 487.98 439.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 507.04 439.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 538.40 439.25 Td (could ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 427.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 91.38 427.25 Td (af) Tj ET Q q 0 0 0 rg BT 98.08 427.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 113.58 427.25 Td (the ) Tj ET Q q 0 0 0 rg BT 127.26 427.25 Td (Company) Tj ET Q q 0 0 0 rg BT 164.03 427.25 Td (s ) Tj ET Q q 0 0 0 rg BT 170.42 427.25 Td (reputation ) Tj ET Q q 0 0 0 rg BT 209.17 427.25 Td (or ) Tj ET Q q 0 0 0 rg BT 218.74 427.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 251.11 427.25 Td (performance.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 407.25 Td (W) Tj ET Q q 0 0 0 rg BT 61.60 407.25 Td (orkplace ) Tj ET Q q 0 0 0 rg BT 98.26 407.25 Td (Health ) Tj ET Q q 0 0 0 rg BT 126.25 407.25 Td (and ) Tj ET Q q 0 0 0 rg BT 143.75 407.25 Td (Safety ) Tj ET Q q 0 0 0 rg BT 171.29 407.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.22 407.25 Td (The ) Tj ET Q q 0 0 0 rg BT 191.28 407.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 229.30 407.25 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 271.89 407.25 Td (that ) Tj ET Q q 0 0 0 rg BT 288.50 407.25 Td (ensuring ) Tj ET Q q 0 0 0 rg BT 322.89 407.25 Td (a ) Tj ET Q q 0 0 0 rg BT 330.38 407.25 Td (healthy ) Tj ET Q q 0 0 0 rg BT 359.75 407.25 Td (and ) Tj ET Q q 0 0 0 rg BT 376.36 407.25 Td (safe ) Tj ET Q q 0 0 0 rg BT 394.79 407.25 Td (workplace ) Tj ET Q q 0 0 0 rg BT 434.64 407.25 Td (minimizes ) Tj ET Q q 0 0 0 rg BT 474.02 407.25 Td (injuries ) Tj ET Q q 0 0 0 rg BT 502.92 407.25 Td (and ) Tj ET Q q 0 0 0 rg BT 519.53 407.25 Td (other ) Tj ET Q q 0 0 0 rg BT 541.15 407.25 Td (risks ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 395.25 Td (colleagues ) Tj ET Q q 0 0 0 rg BT 95.22 395.25 Td (may ) Tj ET Q q 0 0 0 rg BT 112.73 395.25 Td (face ) Tj ET Q q 0 0 0 rg BT 130.24 395.25 Td (in ) Tj ET Q q 0 0 0 rg BT 138.63 395.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 169.81 395.25 Td (out ) Tj ET Q q 0 0 0 rg BT 183.22 395.25 Td (their ) Tj ET Q q 0 0 0 rg BT 201.19 395.25 Td (duties, ) Tj ET Q q 0 0 0 rg BT 227.36 395.25 Td (improves ) Tj ET Q q 0 0 0 rg BT 262.64 395.25 Td (productivity ) Tj ET Q q 0 0 0 rg BT 306.13 395.25 Td (and ) Tj ET Q q 0 0 0 rg BT 321.83 395.25 Td (helps ) Tj ET Q q 0 0 0 rg BT 343.44 395.25 Td (to ) Tj ET Q q 0 0 0 rg BT 352.30 395.25 Td (minimize ) Tj ET Q q 0 0 0 rg BT 386.66 395.25 Td (any ) Tj ET Q q 0 0 0 rg BT 401.89 395.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 428.51 395.25 Td (or ) Tj ET Q q 0 0 0 rg BT 437.81 395.25 Td (penalties ) Tj ET Q q 0 0 0 rg BT 472.65 395.25 Td (which ) Tj ET Q q 0 0 0 rg BT 495.63 395.25 Td (could ) Tj ET Q q 0 0 0 rg BT 517.24 395.25 Td (be ) Tj ET Q q 0 0 0 rg BT 528.38 395.25 Td (incurred ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 383.25 Td (in ) Tj ET Q q 0 0 0 rg BT 63.07 383.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 105.42 383.25 Td (with ) Tj ET Q q 0 0 0 rg BT 122.69 383.25 Td (workplace ) Tj ET Q q 0 0 0 rg BT 162.29 383.25 Td (injuries. ) Tj ET Q q 0 0 0 rg BT 193.07 383.25 Td (The ) Tj ET Q q 0 0 0 rg BT 209.88 383.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 247.66 383.25 Td (has ) Tj ET Q q 0 0 0 rg BT 263.57 383.25 Td (health ) Tj ET Q q 0 0 0 rg BT 288.60 383.25 Td (and ) Tj ET Q q 0 0 0 rg BT 304.97 383.25 Td (workplace ) Tj ET Q q 0 0 0 rg BT 344.57 383.25 Td (safety ) Tj ET Q q 0 0 0 rg BT 369.14 383.25 Td (programs ) Tj ET Q q 0 0 0 rg BT 406.46 383.25 Td (in ) Tj ET Q q 0 0 0 rg BT 415.53 383.25 Td (place ) Tj ET Q q 0 0 0 rg BT 437.82 383.25 Td (and ) Tj ET Q q 0 0 0 rg BT 454.19 383.25 Td (has ) Tj ET Q q 0 0 0 rg BT 470.10 383.25 Td (established ) Tj ET Q q 0 0 0 rg BT 514.28 383.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 544.31 383.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 371.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 98.63 371.25 Td (aimed ) Tj ET Q q 0 0 0 rg BT 124.57 371.25 Td (at ) Tj ET Q q 0 0 0 rg BT 135.02 371.25 Td (ensuring ) Tj ET Q q 0 0 0 rg BT 170.08 371.25 Td (compliance ) Tj ET Q q 0 0 0 rg BT 215.16 371.25 Td (with ) Tj ET Q q 0 0 0 rg BT 233.35 371.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 273.89 371.25 Td (legislative ) Tj ET Q q 0 0 0 rg BT 313.50 371.25 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 367.24 371.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 395.91 371.25 Td (to ) Tj ET Q q 0 0 0 rg BT 406.36 371.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 435.94 371.25 Td (with ) Tj ET Q q 0 0 0 rg BT 454.13 371.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 499.22 371.25 Td (and ) Tj ET Q q 0 0 0 rg BT 516.51 371.25 Td (established ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (workplace ) Tj ET Q q 0 0 0 rg BT 92.98 359.25 Td (health ) Tj ET Q q 0 0 0 rg BT 117.40 359.25 Td (and ) Tj ET Q q 0 0 0 rg BT 133.15 359.25 Td (safety ) Tj ET Q q 0 0 0 rg BT 157.11 359.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 186.53 359.25 Td (and ) Tj ET Q q 0 0 0 rg BT 202.28 359.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 245.38 359.25 Td (or ) Tj ET Q q 0 0 0 rg BT 254.74 359.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 293.74 359.25 Td (legislative ) Tj ET Q q 0 0 0 rg BT 331.82 359.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 381.74 359.25 Td (could ) Tj ET Q q 0 0 0 rg BT 403.42 359.25 Td (result ) Tj ET Q q 0 0 0 rg BT 425.54 359.25 Td (in ) Tj ET Q q 0 0 0 rg BT 434.00 359.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 471.62 359.25 Td (workplace ) Tj ET Q q 0 0 0 rg BT 510.61 359.25 Td (injury-related ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 347.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 80.89 347.25 Td (and ) Tj ET Q q 0 0 0 rg BT 96.85 347.25 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 134.24 347.25 Td (which ) Tj ET Q q 0 0 0 rg BT 157.48 347.25 Td (in ) Tj ET Q q 0 0 0 rg BT 166.14 347.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 182.55 347.25 Td (could ) Tj ET Q q 0 0 0 rg BT 204.44 347.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 241.82 347.25 Td (af) Tj ET Q q 0 0 0 rg BT 248.52 347.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 264.02 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.70 347.25 Td (reputation ) Tj ET Q q 0 0 0 rg BT 316.46 347.25 Td (or ) Tj ET Q q 0 0 0 rg BT 326.03 347.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 358.39 347.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 406.71 347.25 Td (of ) Tj ET Q q 0 0 0 rg BT 415.83 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.51 347.25 Td (Company) Tj ET Q q 0 0 0 rg BT 464.00 347.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 327.25 Td (T) Tj ET Q q 0 0 0 rg BT 58.56 327.25 Td (rademark ) Tj ET Q q 0 0 0 rg BT 97.64 327.25 Td (and ) Tj ET Q q 0 0 0 rg BT 114.38 327.25 Td (Brand ) Tj ET Q q 0 0 0 rg BT 140.23 327.25 Td (Protection ) Tj ET Q q 0 0 0 rg BT 182.94 327.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 185.10 327.25 Td (The ) Tj ET Q q 0 0 0 rg BT 201.39 327.25 Td (Company) Tj ET Q q 0 0 0 rg BT 238.16 327.25 Td (s ) Tj ET Q q 0 0 0 rg BT 244.43 327.25 Td (brands ) Tj ET Q q 0 0 0 rg BT 271.66 327.25 Td (and ) Tj ET Q q 0 0 0 rg BT 287.50 327.25 Td (other ) Tj ET Q q 0 0 0 rg BT 308.36 327.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 349.27 327.25 Td (property ) Tj ET Q q 0 0 0 rg BT 381.51 327.25 Td (are ) Tj ET Q q 0 0 0 rg BT 395.52 327.25 Td (very ) Tj ET Q q 0 0 0 rg BT 413.18 327.25 Td (important ) Tj ET Q q 0 0 0 rg BT 449.52 327.25 Td (to ) Tj ET Q q 0 0 0 rg BT 458.52 327.25 Td (its ) Tj ET Q q 0 0 0 rg BT 468.89 327.25 Td (success ) Tj ET Q q 0 0 0 rg BT 500.68 327.25 Td (and ) Tj ET Q q 0 0 0 rg BT 516.52 327.25 Td (competitive ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 315.25 Td (position. ) Tj ET Q q 0 0 0 rg BT 87.04 315.25 Td (The ) Tj ET Q q 0 0 0 rg BT 103.84 315.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 141.59 315.25 Td (relies ) Tj ET Q q 0 0 0 rg BT 163.85 315.25 Td (on ) Tj ET Q q 0 0 0 rg BT 175.64 315.25 Td (a ) Tj ET Q q 0 0 0 rg BT 182.86 315.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 229.74 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 239.25 315.25 Td (trademarks, ) Tj ET Q q 0 0 0 rg BT 285.21 315.25 Td (copyrights, ) Tj ET Q q 0 0 0 rg BT 327.53 315.25 Td (trade ) Tj ET Q q 0 0 0 rg BT 348.88 315.25 Td (secrets ) Tj ET Q q 0 0 0 rg BT 377.98 315.25 Td (and ) Tj ET Q q 0 0 0 rg BT 394.32 315.25 Td (other ) Tj ET Q q 0 0 0 rg BT 415.68 315.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 457.09 315.25 Td (property ) Tj ET Q q 0 0 0 rg BT 489.84 315.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 512.55 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 522.06 315.25 Td (protect ) Tj ET Q q 0 0 0 rg BT 549.79 315.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 303.25 Td (brands ) Tj ET Q q 0 0 0 rg BT 81.63 303.25 Td (and ) Tj ET Q q 0 0 0 rg BT 97.87 303.25 Td (its ) Tj ET Q q 0 0 0 rg BT 108.64 303.25 Td (control ) Tj ET Q q 0 0 0 rg BT 135.81 303.25 Td (branded ) Tj ET Q q 0 0 0 rg BT 168.46 303.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 204.60 303.25 Td (The ) Tj ET Q q 0 0 0 rg BT 221.29 303.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 258.94 303.25 Td (depends ) Tj ET Q q 0 0 0 rg BT 292.97 303.25 Td (on ) Tj ET Q q 0 0 0 rg BT 304.65 303.25 Td (its ) Tj ET Q q 0 0 0 rg BT 315.41 303.25 Td (continued ) Tj ET Q q 0 0 0 rg BT 353.54 303.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 377.06 303.25 Td (to ) Tj ET Q q 0 0 0 rg BT 386.46 303.25 Td (use ) Tj ET Q q 0 0 0 rg BT 402.24 303.25 Td (its ) Tj ET Q q 0 0 0 rg BT 413.01 303.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 454.32 303.25 Td (property ) Tj ET Q q 0 0 0 rg BT 486.96 303.25 Td (in ) Tj ET Q q 0 0 0 rg BT 495.90 303.25 Td (order ) Tj ET Q q 0 0 0 rg BT 517.60 303.25 Td (to ) Tj ET Q q 0 0 0 rg BT 527.00 303.25 Td (increase ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 291.25 Td (brand ) Tj ET Q q 0 0 0 rg BT 77.09 291.25 Td (awareness ) Tj ET Q q 0 0 0 rg BT 118.86 291.25 Td (and ) Tj ET Q q 0 0 0 rg BT 134.66 291.25 Td (further ) Tj ET Q q 0 0 0 rg BT 160.47 291.25 Td (develop ) Tj ET Q q 0 0 0 rg BT 191.32 291.25 Td (brands ) Tj ET Q q 0 0 0 rg BT 218.51 291.25 Td (and ) Tj ET Q q 0 0 0 rg BT 234.31 291.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 270.03 291.25 Td (The ) Tj ET Q q 0 0 0 rg BT 286.27 291.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 323.48 291.25 Td (has ) Tj ET Q q 0 0 0 rg BT 338.82 291.25 Td (taken ) Tj ET Q q 0 0 0 rg BT 361.00 291.25 Td (steps ) Tj ET Q q 0 0 0 rg BT 382.72 291.25 Td (to ) Tj ET Q q 0 0 0 rg BT 391.68 291.25 Td (protect ) Tj ET Q q 0 0 0 rg BT 418.87 291.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 445.60 291.25 Td (of ) Tj ET Q q 0 0 0 rg BT 454.56 291.25 Td (its ) Tj ET Q q 0 0 0 rg BT 464.88 291.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 505.75 291.25 Td (property ) Tj ET Q q 0 0 0 rg BT 537.95 291.25 Td (rights ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 279.25 Td (in ) Tj ET Q q 0 0 0 rg BT 63.40 279.25 Td (Canada ) Tj ET Q q 0 0 0 rg BT 95.14 279.25 Td (and ) Tj ET Q q 0 0 0 rg BT 111.84 279.25 Td (elsewhere. ) Tj ET Q q 0 0 0 rg BT 154.52 279.25 Td ( ) Tj ET Q q 0 0 0 rg BT 157.54 279.25 Td (However) Tj ET Q q 0 0 0 rg BT 189.43 279.25 Td (, ) Tj ET Q q 0 0 0 rg BT 194.73 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 209.16 279.25 Td (Company) Tj ET Q q 0 0 0 rg BT 245.93 279.25 Td (s ) Tj ET Q q 0 0 0 rg BT 253.05 279.25 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 295.26 279.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 318.34 279.25 Td (could ) Tj ET Q q 0 0 0 rg BT 340.96 279.25 Td (be ) Tj ET Q q 0 0 0 rg BT 353.10 279.25 Td (challenged, ) Tj ET Q q 0 0 0 rg BT 398.07 279.25 Td (circumvented, ) Tj ET Q q 0 0 0 rg BT 452.14 279.25 Td (infringed, ) Tj ET Q q 0 0 0 rg BT 488.89 279.25 Td (misappropriated ) Tj ET Q q 0 0 0 rg BT 550.71 279.25 Td (or ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 267.25 Td (invalidated ) Tj ET Q q 0 0 0 rg BT 95.40 267.25 Td (by ) Tj ET Q q 0 0 0 rg BT 106.25 267.25 Td (third ) Tj ET Q q 0 0 0 rg BT 124.39 267.25 Td (parties. ) Tj ET Q q 0 0 0 rg BT 153.34 267.25 Td (There ) Tj ET Q q 0 0 0 rg BT 176.95 267.25 Td (can ) Tj ET Q q 0 0 0 rg BT 192.37 267.25 Td (be ) Tj ET Q q 0 0 0 rg BT 203.68 267.25 Td (no ) Tj ET Q q 0 0 0 rg BT 214.99 267.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 255.01 267.25 Td (that ) Tj ET Q q 0 0 0 rg BT 270.89 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.48 267.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 324.04 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 339.92 267.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 378.11 267.25 Td (invested ) Tj ET Q q 0 0 0 rg BT 410.85 267.25 Td (by ) Tj ET Q q 0 0 0 rg BT 421.70 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.29 267.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 472.58 267.25 Td (to ) Tj ET Q q 0 0 0 rg BT 481.61 267.25 Td (protect ) Tj ET Q q 0 0 0 rg BT 508.87 267.25 Td (its ) Tj ET Q q 0 0 0 rg BT 519.26 267.25 Td (intellectual ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 255.25 Td (property ) Tj ET Q q 0 0 0 rg BT 86.28 255.25 Td (from ) Tj ET Q q 0 0 0 rg BT 104.88 255.25 Td (third ) Tj ET Q q 0 0 0 rg BT 123.02 255.25 Td (party ) Tj ET Q q 0 0 0 rg BT 143.45 255.25 Td (infringement ) Tj ET Q q 0 0 0 rg BT 190.77 255.25 Td (or ) Tj ET Q q 0 0 0 rg BT 200.26 255.25 Td (misappropriation ) Tj ET Q q 0 0 0 rg BT 263.08 255.25 Td (will ) Tj ET Q q 0 0 0 rg BT 276.65 255.25 Td (be ) Tj ET Q q 0 0 0 rg BT 287.97 255.25 Td (suf) Tj ET Q q 0 0 0 rg BT 298.77 255.25 Td (ficient. ) Tj ET Q q 0 0 0 rg BT 324.54 255.25 Td (The ) Tj ET Q q 0 0 0 rg BT 340.86 255.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 378.15 255.25 Td (may ) Tj ET Q q 0 0 0 rg BT 395.84 255.25 Td (be ) Tj ET Q q 0 0 0 rg BT 407.16 255.25 Td (required ) Tj ET Q q 0 0 0 rg BT 439.44 255.25 Td (to ) Tj ET Q q 0 0 0 rg BT 448.47 255.25 Td (institute ) Tj ET Q q 0 0 0 rg BT 478.94 255.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 511.22 255.25 Td (to ) Tj ET Q q 0 0 0 rg BT 520.26 255.25 Td (enforce ) Tj ET Q q 0 0 0 rg BT 549.81 255.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 243.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 95.03 243.25 Td (property ) Tj ET Q q 0 0 0 rg BT 127.39 243.25 Td (rights.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 223.25 Td (At ) Tj ET Q q 0 0 0 rg BT 63.89 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 77.43 223.25 Td (same ) Tj ET Q q 0 0 0 rg BT 99.63 223.25 Td (time, ) Tj ET Q q 0 0 0 rg BT 119.55 223.25 Td (third ) Tj ET Q q 0 0 0 rg BT 137.64 223.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 164.40 223.25 Td (may ) Tj ET Q q 0 0 0 rg BT 182.03 223.25 Td (assert ) Tj ET Q q 0 0 0 rg BT 206.51 223.25 Td (or ) Tj ET Q q 0 0 0 rg BT 215.94 223.25 Td (prosecute ) Tj ET Q q 0 0 0 rg BT 254.10 223.25 Td (infringement ) Tj ET Q q 0 0 0 rg BT 301.37 223.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 326.75 223.25 Td (against ) Tj ET Q q 0 0 0 rg BT 355.33 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 368.88 223.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 406.11 223.25 Td (for ) Tj ET Q q 0 0 0 rg BT 417.82 223.25 Td (its ) Tj ET Q q 0 0 0 rg BT 428.17 223.25 Td (use ) Tj ET Q q 0 0 0 rg BT 443.53 223.25 Td (of ) Tj ET Q q 0 0 0 rg BT 452.52 223.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 493.41 223.25 Td (property ) Tj ET Q q 0 0 0 rg BT 525.63 223.25 Td (allegedly ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 211.25 Td (owned ) Tj ET Q q 0 0 0 rg BT 80.69 211.25 Td (by ) Tj ET Q q 0 0 0 rg BT 91.88 211.25 Td (third ) Tj ET Q q 0 0 0 rg BT 110.36 211.25 Td (parties. ) Tj ET Q q 0 0 0 rg BT 139.78 211.25 Td ( ) Tj ET Q q 0 0 0 rg BT 142.31 211.25 Td (If ) Tj ET Q q 0 0 0 rg BT 149.39 211.25 Td (the ) Tj ET Q q 0 0 0 rg BT 163.32 211.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 200.94 211.25 Td (is ) Tj ET Q q 0 0 0 rg BT 209.39 211.25 Td (unable ) Tj ET Q q 0 0 0 rg BT 236.54 211.25 Td (to ) Tj ET Q q 0 0 0 rg BT 245.91 211.25 Td (successfully ) Tj ET Q q 0 0 0 rg BT 292.65 211.25 Td (defend ) Tj ET Q q 0 0 0 rg BT 320.26 211.25 Td (against ) Tj ET Q q 0 0 0 rg BT 349.24 211.25 Td (these ) Tj ET Q q 0 0 0 rg BT 371.83 211.25 Td (claims, ) Tj ET Q q 0 0 0 rg BT 399.87 211.25 Td (it ) Tj ET Q q 0 0 0 rg BT 406.50 211.25 Td (could ) Tj ET Q q 0 0 0 rg BT 428.63 211.25 Td (be ) Tj ET Q q 0 0 0 rg BT 440.28 211.25 Td (liable ) Tj ET Q q 0 0 0 rg BT 461.95 211.25 Td (to ) Tj ET Q q 0 0 0 rg BT 471.32 211.25 Td (such ) Tj ET Q q 0 0 0 rg BT 491.17 211.25 Td (third ) Tj ET Q q 0 0 0 rg BT 509.65 211.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 536.79 211.25 Td (or ) Tj ET Q q 0 0 0 rg BT 546.61 211.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 199.25 Td (Company) Tj ET Q q 0 0 0 rg BT 90.77 199.25 Td (s ) Tj ET Q q 0 0 0 rg BT 97.15 199.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 138.18 199.25 Td (property ) Tj ET Q q 0 0 0 rg BT 170.55 199.25 Td (could ) Tj ET Q q 0 0 0 rg BT 192.43 199.25 Td (be ) Tj ET Q q 0 0 0 rg BT 203.83 199.25 Td (invalidated. ) Tj ET Q q 0 0 0 rg BT 247.60 199.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 179.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 70.72 179.25 Td (such ) Tj ET Q q 0 0 0 rg BT 90.63 179.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 123.31 179.25 Td (could ) Tj ET Q q 0 0 0 rg BT 145.50 179.25 Td (result ) Tj ET Q q 0 0 0 rg BT 168.15 179.25 Td (in ) Tj ET Q q 0 0 0 rg BT 177.12 179.25 Td (substantial ) Tj ET Q q 0 0 0 rg BT 218.91 179.25 Td (costs, ) Tj ET Q q 0 0 0 rg BT 242.93 179.25 Td (diversion ) Tj ET Q q 0 0 0 rg BT 278.33 179.25 Td (of ) Tj ET Q q 0 0 0 rg BT 287.76 179.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 326.36 179.25 Td (and ) Tj ET Q q 0 0 0 rg BT 342.63 179.25 Td (could ) Tj ET Q q 0 0 0 rg BT 364.82 179.25 Td (negatively ) Tj ET Q q 0 0 0 rg BT 404.34 179.25 Td (af) Tj ET Q q 0 0 0 rg BT 411.04 179.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 426.85 179.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.84 179.25 Td (Company) Tj ET Q q 0 0 0 rg BT 477.61 179.25 Td (s ) Tj ET Q q 0 0 0 rg BT 484.30 179.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 518.81 179.25 Td (profitability ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 167.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.13 167.25 Td (prospects ) Tj ET Q q 0 0 0 rg BT 108.13 167.25 Td (regardless ) Tj ET Q q 0 0 0 rg BT 148.86 167.25 Td (of ) Tj ET Q q 0 0 0 rg BT 158.14 167.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 189.76 167.25 Td (it ) Tj ET Q q 0 0 0 rg BT 196.31 167.25 Td (is ) Tj ET Q q 0 0 0 rg BT 204.67 167.25 Td (successful ) Tj ET Q q 0 0 0 rg BT 245.41 167.25 Td (in ) Tj ET Q q 0 0 0 rg BT 254.24 167.25 Td (the ) Tj ET Q q 0 0 0 rg BT 268.08 167.25 Td (litigation. ) Tj ET Q q 0 0 0 rg BT 302.90 167.25 Td ( ) Tj ET Q q 0 0 0 rg BT 304.86 167.25 Td (A) Tj ET Q q 0 0 0 rg BT 309.88 167.25 Td ( ) Tj ET Q q 0 0 0 rg BT 312.32 167.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 348.50 167.25 Td (in ) Tj ET Q q 0 0 0 rg BT 357.33 167.25 Td (value ) Tj ET Q q 0 0 0 rg BT 379.38 167.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.66 167.25 Td (the ) Tj ET Q q 0 0 0 rg BT 402.51 167.25 Td (Company) Tj ET Q q 0 0 0 rg BT 439.28 167.25 Td (s ) Tj ET Q q 0 0 0 rg BT 445.83 167.25 Td (trademarks, ) Tj ET Q q 0 0 0 rg BT 491.57 167.25 Td (banners ) Tj ET Q q 0 0 0 rg BT 523.65 167.25 Td (or ) Tj ET Q q 0 0 0 rg BT 533.38 167.25 Td (control ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (brands ) Tj ET Q q 0 0 0 rg BT 80.27 155.25 Td (as ) Tj ET Q q 0 0 0 rg BT 90.13 155.25 Td (a ) Tj ET Q q 0 0 0 rg BT 95.89 155.25 Td (result ) Tj ET Q q 0 0 0 rg BT 117.14 155.25 Td (of ) Tj ET Q q 0 0 0 rg BT 125.17 155.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 155.55 155.25 Td (events, ) Tj ET Q q 0 0 0 rg BT 183.19 155.25 Td (including ) Tj ET Q q 0 0 0 rg BT 216.75 155.25 Td (third ) Tj ET Q q 0 0 0 rg BT 233.90 155.25 Td (party ) Tj ET Q q 0 0 0 rg BT 253.33 155.25 Td (infringement, ) Tj ET Q q 0 0 0 rg BT 301.94 155.25 Td (could ) Tj ET Q q 0 0 0 rg BT 322.74 155.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 359.03 155.25 Td (af) Tj ET Q q 0 0 0 rg BT 365.73 155.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 380.15 155.25 Td (the ) Tj ET Q q 0 0 0 rg BT 392.75 155.25 Td (reputation, ) Tj ET Q q 0 0 0 rg BT 432.70 155.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 472.19 155.25 Td (or ) Tj ET Q q 0 0 0 rg BT 480.68 155.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 511.96 155.25 Td (performance ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (of ) Tj ET Q q 0 0 0 rg BT 63.12 143.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.80 143.25 Td (Company) Tj ET Q q 0 0 0 rg BT 111.29 143.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 123.25 Td (Defined ) Tj ET Q q 0 0 0 rg BT 85.84 123.25 Td (Benefit ) Tj ET Q q 0 0 0 rg BT 115.39 123.25 Td (Pension ) Tj ET Q q 0 0 0 rg BT 149.06 123.25 Td (Plan ) Tj ET Q q 0 0 0 rg BT 168.14 123.25 Td (Contributions ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 223.66 123.25 Td (The ) Tj ET Q q 0 0 0 rg BT 239.55 123.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 276.41 123.25 Td (manages ) Tj ET Q q 0 0 0 rg BT 311.92 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 325.08 123.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 350.56 123.25 Td (in ) Tj ET Q q 0 0 0 rg BT 358.71 123.25 Td (its ) Tj ET Q q 0 0 0 rg BT 368.68 123.25 Td (registered ) Tj ET Q q 0 0 0 rg BT 406.91 123.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 435.58 123.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 461.97 123.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 492.46 123.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 513.84 123.25 Td (by ) Tj ET Q q 0 0 0 rg BT 524.26 123.25 Td (engaging ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 111.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 101.00 111.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 143.45 111.25 Td (managers ) Tj ET Q q 0 0 0 rg BT 182.70 111.25 Td (who ) Tj ET Q q 0 0 0 rg BT 200.52 111.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 231.12 111.25 Td (under ) Tj ET Q q 0 0 0 rg BT 254.87 111.25 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 295.94 111.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 338.39 111.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 368.52 111.25 Td (and ) Tj ET Q q 0 0 0 rg BT 384.99 111.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 428.80 111.25 Td (in ) Tj ET Q q 0 0 0 rg BT 437.96 111.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 467.64 111.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.27 111.25 Td (permitted ) Tj ET Q q 0 0 0 rg BT 514.24 111.25 Td (investments ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 99.25 Td (and ) Tj ET Q q 0 0 0 rg BT 69.57 99.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 91.07 99.25 Td (allocations. ) Tj ET Q q 0 0 0 rg BT 133.99 99.25 Td (Future ) Tj ET Q q 0 0 0 rg BT 159.59 99.25 Td (contributions ) Tj ET Q q 0 0 0 rg BT 207.98 99.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.71 99.25 Td (the ) Tj ET Q q 0 0 0 rg BT 230.01 99.25 Td (Company) Tj ET Q q 0 0 0 rg BT 266.78 99.25 Td (s ) Tj ET Q q 0 0 0 rg BT 272.77 99.25 Td (registered ) Tj ET Q q 0 0 0 rg BT 311.13 99.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 339.93 99.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 366.44 99.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 397.06 99.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 418.56 99.25 Td (are ) Tj ET Q q 0 0 0 rg BT 432.30 99.25 Td (impacted ) Tj ET Q q 0 0 0 rg BT 467.47 99.25 Td (by ) Tj ET Q q 0 0 0 rg BT 478.03 99.25 Td (a ) Tj ET Q q 0 0 0 rg BT 484.48 99.25 Td (number ) Tj ET Q q 0 0 0 rg BT 514.17 99.25 Td (of ) Tj ET Q q 0 0 0 rg BT 522.91 99.25 Td (variables, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 87.25 Td (including ) Tj ET Q q 0 0 0 rg BT 87.93 87.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.90 87.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 142.12 87.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 189.72 87.25 Td (of ) Tj ET Q q 0 0 0 rg BT 198.12 87.25 Td (the ) Tj ET Q q 0 0 0 rg BT 211.09 87.25 Td (plans) Tj ET Q q 0 0 0 rg BT 232.21 87.25 Td ( ) Tj ET Q q 0 0 0 rg BT 233.78 87.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 259.05 87.25 Td (and ) Tj ET Q q 0 0 0 rg BT 274.29 87.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.26 87.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 319.37 87.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 335.06 87.25 Td (used ) Tj ET Q q 0 0 0 rg BT 354.41 87.25 Td (to ) Tj ET Q q 0 0 0 rg BT 362.81 87.25 Td (value ) Tj ET Q q 0 0 0 rg BT 383.98 87.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.95 87.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 429.50 87.25 Td (of ) Tj ET Q q 0 0 0 rg BT 437.90 87.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.87 87.25 Td (plans. ) Tj ET Q q 0 0 0 rg BT 474.22 87.25 Td (The ) Tj ET Q q 0 0 0 rg BT 489.91 87.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 526.57 87.25 Td (regularly ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 75.25 Td (monitors ) Tj ET Q q 0 0 0 rg BT 88.52 75.25 Td (and ) Tj ET Q q 0 0 0 rg BT 105.29 75.25 Td (assesses ) Tj ET Q q 0 0 0 rg BT 142.56 75.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 161.14 75.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 210.25 75.25 Td (and ) Tj ET Q q 0 0 0 rg BT 227.01 75.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.49 75.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 268.73 75.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.65 75.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 312.74 75.25 Td (in ) Tj ET Q q 0 0 0 rg BT 322.20 75.25 Td (participant ) Tj ET Q q 0 0 0 rg BT 363.11 75.25 Td (demographics, ) Tj ET Q q 0 0 0 rg BT 419.98 75.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 454.07 75.25 Td (in ) Tj ET Q q 0 0 0 rg BT 463.53 75.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 490.31 75.25 Td (markets ) Tj ET Q q 0 0 0 rg BT 522.56 75.25 Td (and ) Tj ET Q q 0 0 0 rg BT 539.32 75.25 Td (other ) Tj ET Q endstream endobj 45 0 obj <> endobj 46 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (22) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 91.77 735.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 119.06 735.25 Td (that ) Tj ET Q q 0 0 0 rg BT 135.42 735.25 Td (may ) Tj ET Q q 0 0 0 rg BT 153.58 735.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 180.41 735.25 Td (funding ) Tj ET Q q 0 0 0 rg BT 209.99 735.25 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 262.80 735.25 Td (net ) Tj ET Q q 0 0 0 rg BT 276.88 735.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 306.46 735.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 333.76 735.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 355.58 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 371.93 735.25 Td (actuarial ) Tj ET Q q 0 0 0 rg BT 405.60 735.25 Td (assumptions. ) Tj ET Q q 0 0 0 rg BT 456.60 735.25 Td (If ) Tj ET Q q 0 0 0 rg BT 463.83 735.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 490.21 735.25 Td (market ) Tj ET Q q 0 0 0 rg BT 517.95 735.25 Td (returns ) Tj ET Q q 0 0 0 rg BT 546.15 735.25 Td (are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (below ) Tj ET Q q 0 0 0 rg BT 77.80 723.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 113.46 723.25 Td (levels, ) Tj ET Q q 0 0 0 rg BT 139.10 723.25 Td (or ) Tj ET Q q 0 0 0 rg BT 148.77 723.25 Td (if ) Tj ET Q q 0 0 0 rg BT 155.25 723.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 188.19 723.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 208.80 723.25 Td (decrease, ) Tj ET Q q 0 0 0 rg BT 247.20 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 260.99 723.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 298.46 723.25 Td (could ) Tj ET Q q 0 0 0 rg BT 320.45 723.25 Td (be ) Tj ET Q q 0 0 0 rg BT 331.96 723.25 Td (required ) Tj ET Q q 0 0 0 rg BT 364.42 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 373.65 723.25 Td (make ) Tj ET Q q 0 0 0 rg BT 396.08 723.25 Td (contributions ) Tj ET Q q 0 0 0 rg BT 444.97 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 454.19 723.25 Td (its ) Tj ET Q q 0 0 0 rg BT 464.78 723.25 Td (registered ) Tj ET Q q 0 0 0 rg BT 503.63 723.25 Td (funded ) Tj ET Q q 0 0 0 rg BT 531.09 723.25 Td (defined ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 80.84 711.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 111.78 711.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 133.60 711.25 Td (in ) Tj ET Q q 0 0 0 rg BT 142.20 711.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 169.94 711.25 Td (of ) Tj ET Q q 0 0 0 rg BT 179.00 711.25 Td (those ) Tj ET Q q 0 0 0 rg BT 201.28 711.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 234.94 711.25 Td (expected, ) Tj ET Q q 0 0 0 rg BT 272.72 711.25 Td (which ) Tj ET Q q 0 0 0 rg BT 295.90 711.25 Td (in ) Tj ET Q q 0 0 0 rg BT 304.50 711.25 Td (turn, ) Tj ET Q q 0 0 0 rg BT 323.12 711.25 Td (could ) Tj ET Q q 0 0 0 rg BT 344.94 711.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 382.26 711.25 Td (af) Tj ET Q q 0 0 0 rg BT 388.96 711.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 404.40 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 418.01 711.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 450.32 711.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 498.57 711.25 Td (of ) Tj ET Q q 0 0 0 rg BT 507.62 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.24 711.25 Td (Company) Tj ET Q q 0 0 0 rg BT 555.73 711.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 691.25 Td (Multi-Employer ) Tj ET Q q 0 0 0 rg BT 115.44 691.25 Td (Pension ) Tj ET Q q 0 0 0 rg BT 149.56 691.25 Td (Plans ) Tj ET Q q 0 0 0 rg BT 173.65 691.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 175.87 691.25 Td (In ) Tj ET Q q 0 0 0 rg BT 184.92 691.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 215.86 691.25 Td (to ) Tj ET Q q 0 0 0 rg BT 224.92 691.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.53 691.25 Td (Company-sponsored ) Tj ET Q q 0 0 0 rg BT 316.86 691.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 347.80 691.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 371.90 691.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.52 691.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 422.83 691.25 Td (participates ) Tj ET Q q 0 0 0 rg BT 466.98 691.25 Td (in ) Tj ET Q q 0 0 0 rg BT 475.57 691.25 Td (various ) Tj ET Q q 0 0 0 rg BT 504.22 691.25 Td (multi-employer ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 679.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 84.68 679.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 108.53 679.25 Td (providing ) Tj ET Q q 0 0 0 rg BT 143.76 679.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 174.44 679.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 205.13 679.25 Td (to ) Tj ET Q q 0 0 0 rg BT 213.92 679.25 Td (unionized ) Tj ET Q q 0 0 0 rg BT 250.99 679.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 292.60 679.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 326.48 679.25 Td (to ) Tj ET Q q 0 0 0 rg BT 335.27 679.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 374.15 679.25 Td (of ) Tj ET Q q 0 0 0 rg BT 382.95 679.25 Td (collective ) Tj ET Q q 0 0 0 rg BT 418.64 679.25 Td (bargaining ) Tj ET Q q 0 0 0 rg BT 458.89 679.25 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 506.05 679.25 Td (Approximately ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 667.25 Td (28% ) Tj ET Q q 0 0 0 rg BT 72.94 667.25 Td (of ) Tj ET Q q 0 0 0 rg BT 82.30 667.25 Td (the ) Tj ET Q q 0 0 0 rg BT 96.23 667.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 138.41 667.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.78 667.25 Td (the ) Tj ET Q q 0 0 0 rg BT 161.71 667.25 Td (Company) Tj ET Q q 0 0 0 rg BT 196.20 667.25 Td (, ) Tj ET Q q 0 0 0 rg BT 201.00 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 217.21 667.25 Td (of ) Tj ET Q q 0 0 0 rg BT 226.58 667.25 Td (its ) Tj ET Q q 0 0 0 rg BT 237.31 667.25 Td (franchisees ) Tj ET Q q 0 0 0 rg BT 281.77 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 297.48 667.25 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 341.94 667.25 Td (participate ) Tj ET Q q 0 0 0 rg BT 382.31 667.25 Td (in ) Tj ET Q q 0 0 0 rg BT 391.21 667.25 Td (these ) Tj ET Q q 0 0 0 rg BT 413.80 667.25 Td (plans. ) Tj ET Q q 0 0 0 rg BT 438.05 667.25 Td (These ) Tj ET Q q 0 0 0 rg BT 463.37 667.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 485.50 667.25 Td (are ) Tj ET Q q 0 0 0 rg BT 499.88 667.25 Td (administered ) Tj ET Q q 0 0 0 rg BT 549.35 667.25 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 101.29 655.25 Td (boards ) Tj ET Q q 0 0 0 rg BT 128.50 655.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.48 655.25 Td (trustees ) Tj ET Q q 0 0 0 rg BT 168.80 655.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 204.22 655.25 Td (consisting ) Tj ET Q q 0 0 0 rg BT 242.83 655.25 Td (of ) Tj ET Q q 0 0 0 rg BT 251.81 655.25 Td (an ) Tj ET Q q 0 0 0 rg BT 263.07 655.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 285.28 655.25 Td (number ) Tj ET Q q 0 0 0 rg BT 315.22 655.25 Td (of ) Tj ET Q q 0 0 0 rg BT 324.20 655.25 Td (union ) Tj ET Q q 0 0 0 rg BT 346.41 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 362.23 655.25 Td (employer ) Tj ET Q q 0 0 0 rg BT 398.10 655.25 Td (representatives. ) Tj ET Q q 0 0 0 rg BT 458.59 655.25 Td (In ) Tj ET Q q 0 0 0 rg BT 467.57 655.25 Td (some ) Tj ET Q q 0 0 0 rg BT 489.76 655.25 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 546.60 655.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.22 643.25 Td (has ) Tj ET Q q 0 0 0 rg BT 106.58 643.25 Td (a ) Tj ET Q q 0 0 0 rg BT 113.27 643.25 Td (representative ) Tj ET Q q 0 0 0 rg BT 167.37 643.25 Td (on ) Tj ET Q q 0 0 0 rg BT 178.62 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 192.15 643.25 Td (board ) Tj ET Q q 0 0 0 rg BT 215.25 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 224.23 643.25 Td (trustees ) Tj ET Q q 0 0 0 rg BT 255.53 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.50 643.25 Td (these ) Tj ET Q q 0 0 0 rg BT 286.70 643.25 Td (plans. ) Tj ET Q q 0 0 0 rg BT 310.58 643.25 Td (The ) Tj ET Q q 0 0 0 rg BT 326.84 643.25 Td (Company) Tj ET Q q 0 0 0 rg BT 363.61 643.25 Td (s ) Tj ET Q q 0 0 0 rg BT 369.85 643.25 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 419.38 643.25 Td (to ) Tj ET Q q 0 0 0 rg BT 428.35 643.25 Td (make ) Tj ET Q q 0 0 0 rg BT 450.54 643.25 Td (contributions ) Tj ET Q q 0 0 0 rg BT 499.17 643.25 Td (to ) Tj ET Q q 0 0 0 rg BT 508.14 643.25 Td (these ) Tj ET Q q 0 0 0 rg BT 530.33 643.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 552.07 643.25 Td (is ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 80.08 631.25 Td (to ) Tj ET Q q 0 0 0 rg BT 89.31 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 103.10 631.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 136.95 631.25 Td (established ) Tj ET Q q 0 0 0 rg BT 180.82 631.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 215.13 631.25 Td (to ) Tj ET Q q 0 0 0 rg BT 224.35 631.25 Td (its ) Tj ET Q q 0 0 0 rg BT 234.95 631.25 Td (collective ) Tj ET Q q 0 0 0 rg BT 271.06 631.25 Td (agreements; ) Tj ET Q q 0 0 0 rg BT 319.04 631.25 Td (however) Tj ET Q q 0 0 0 rg BT 349.58 631.25 Td (, ) Tj ET Q q 0 0 0 rg BT 354.25 631.25 Td (poor ) Tj ET Q q 0 0 0 rg BT 373.05 631.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 421.47 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 430.70 631.25 Td (these ) Tj ET Q q 0 0 0 rg BT 453.15 631.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 475.15 631.25 Td (could ) Tj ET Q q 0 0 0 rg BT 497.14 631.25 Td (have ) Tj ET Q q 0 0 0 rg BT 517.31 631.25 Td (an ) Tj ET Q q 0 0 0 rg BT 528.82 631.25 Td (adverse ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 80.77 619.25 Td (on ) Tj ET Q q 0 0 0 rg BT 92.50 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 106.51 619.25 Td (Company) Tj ET Q q 0 0 0 rg BT 143.28 619.25 Td (s ) Tj ET Q q 0 0 0 rg BT 150.00 619.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 192.26 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 208.56 619.25 Td (former ) Tj ET Q q 0 0 0 rg BT 234.86 619.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 277.13 619.25 Td (who ) Tj ET Q q 0 0 0 rg BT 294.78 619.25 Td (are ) Tj ET Q q 0 0 0 rg BT 309.24 619.25 Td (members ) Tj ET Q q 0 0 0 rg BT 346.02 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 355.48 619.25 Td (these ) Tj ET Q q 0 0 0 rg BT 378.15 619.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 400.37 619.25 Td (or ) Tj ET Q q 0 0 0 rg BT 410.27 619.25 Td (could ) Tj ET Q q 0 0 0 rg BT 432.48 619.25 Td (result ) Tj ET Q q 0 0 0 rg BT 455.15 619.25 Td (in ) Tj ET Q q 0 0 0 rg BT 464.14 619.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 497.76 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 507.21 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.22 619.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 544.33 619.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 93.21 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 102.33 607.25 Td (participation ) Tj ET Q q 0 0 0 rg BT 148.83 607.25 Td (in ) Tj ET Q q 0 0 0 rg BT 157.49 607.25 Td (these ) Tj ET Q q 0 0 0 rg BT 179.83 607.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 204.00 607.25 Td (which ) Tj ET Q q 0 0 0 rg BT 227.24 607.25 Td (in ) Tj ET Q q 0 0 0 rg BT 235.90 607.25 Td (turn ) Tj ET Q q 0 0 0 rg BT 252.32 607.25 Td (could ) Tj ET Q q 0 0 0 rg BT 274.20 607.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 311.58 607.25 Td (af) Tj ET Q q 0 0 0 rg BT 318.28 607.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 333.78 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 347.46 607.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 379.83 607.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 428.15 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 437.27 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.95 607.25 Td (Company) Tj ET Q q 0 0 0 rg BT 485.44 607.25 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 587.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.89 587.25 Td (Company) Tj ET Q q 0 0 0 rg BT 104.38 587.25 Td (, ) Tj ET Q q 0 0 0 rg BT 108.42 587.25 Td (together ) Tj ET Q q 0 0 0 rg BT 140.27 587.25 Td (with ) Tj ET Q q 0 0 0 rg BT 156.60 587.25 Td (its ) Tj ET Q q 0 0 0 rg BT 166.56 587.25 Td (franchisees, ) Tj ET Q q 0 0 0 rg BT 212.54 587.25 Td (is ) Tj ET Q q 0 0 0 rg BT 220.22 587.25 Td (the ) Tj ET Q q 0 0 0 rg BT 233.38 587.25 Td (largest ) Tj ET Q q 0 0 0 rg BT 259.75 587.25 Td (participating ) Tj ET Q q 0 0 0 rg BT 305.72 587.25 Td (employer ) Tj ET Q q 0 0 0 rg BT 341.21 587.25 Td (in ) Tj ET Q q 0 0 0 rg BT 349.34 587.25 Td (the ) Tj ET Q q 0 0 0 rg BT 362.50 587.25 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 399.36 587.25 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 444.85 587.25 Td (W) Tj ET Q q 0 0 0 rg BT 452.45 587.25 Td (orkers ) Tj ET Q q 0 0 0 rg BT 476.99 587.25 Td (Industry ) Tj ET Q q 0 0 0 rg BT 507.92 587.25 Td (Pension ) Tj ET Q q 0 0 0 rg BT 539.31 587.25 Td (Plan, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.86 575.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 124.19 575.25 Td (55,000 ) Tj ET Q q 0 0 0 rg BT 151.55 575.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 193.49 575.25 Td (as ) Tj ET Q q 0 0 0 rg BT 204.43 575.25 Td (members. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 546.37 Td (4.3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 546.37 Td (Financial Risks and Risk Management) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.81 527.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.59 527.25 Td (is ) Tj ET Q q 0 0 0 rg BT 117.19 527.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 150.88 527.25 Td (to ) Tj ET Q q 0 0 0 rg BT 160.40 527.25 Td (a ) Tj ET Q q 0 0 0 rg BT 167.64 527.25 Td (number ) Tj ET Q q 0 0 0 rg BT 198.12 527.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.65 527.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 240.42 527.25 Td (risks, ) Tj ET Q q 0 0 0 rg BT 262.23 527.25 Td (including ) Tj ET Q q 0 0 0 rg BT 297.28 527.25 Td (those ) Tj ET Q q 0 0 0 rg BT 320.03 527.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 361.92 527.25 Td (with ) Tj ET Q q 0 0 0 rg BT 379.18 527.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 411.95 527.25 Td (instruments, ) Tj ET Q q 0 0 0 rg BT 459.30 527.25 Td (which ) Tj ET Q q 0 0 0 rg BT 482.94 527.25 Td (have ) Tj ET Q q 0 0 0 rg BT 503.40 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.49 527.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 551.17 527.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (af) Tj ET Q q 0 0 0 rg BT 60.70 515.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 76.75 515.25 Td (its ) Tj ET Q q 0 0 0 rg BT 87.79 515.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 124.82 515.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.33 515.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 174.25 515.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 225.22 515.25 Td (The ) Tj ET Q q 0 0 0 rg BT 242.19 515.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 280.11 515.25 Td (uses ) Tj ET Q q 0 0 0 rg BT 300.27 515.25 Td (over-the-counter ) Tj ET Q q 0 0 0 rg BT 363.27 515.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 401.20 515.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 446.42 515.25 Td (to ) Tj ET Q q 0 0 0 rg BT 456.09 515.25 Td (of) Tj ET Q q 0 0 0 rg BT 462.79 515.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 478.85 515.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 506.29 515.25 Td (of ) Tj ET Q q 0 0 0 rg BT 515.97 515.25 Td (these ) Tj ET Q q 0 0 0 rg BT 538.86 515.25 Td (risks. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 503.25 Td (Policies ) Tj ET Q q 0 0 0 rg BT 83.85 503.25 Td (and ) Tj ET Q q 0 0 0 rg BT 99.12 503.25 Td (guidelines ) Tj ET Q q 0 0 0 rg BT 137.64 503.25 Td (prohibit ) Tj ET Q q 0 0 0 rg BT 166.13 503.25 Td (the ) Tj ET Q q 0 0 0 rg BT 179.12 503.25 Td (use ) Tj ET Q q 0 0 0 rg BT 193.94 503.25 Td (of ) Tj ET Q q 0 0 0 rg BT 202.37 503.25 Td (any ) Tj ET Q q 0 0 0 rg BT 217.19 503.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 253.88 503.25 Td (instrument ) Tj ET Q q 0 0 0 rg BT 293.76 503.25 Td (for ) Tj ET Q q 0 0 0 rg BT 304.92 503.25 Td (trading ) Tj ET Q q 0 0 0 rg BT 331.58 503.25 Td (or ) Tj ET Q q 0 0 0 rg BT 340.47 503.25 Td (speculative ) Tj ET Q q 0 0 0 rg BT 383.09 503.25 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 420.60 503.25 Td (The ) Tj ET Q q 0 0 0 rg BT 436.32 503.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 449.30 503.25 Td (value ) Tj ET Q q 0 0 0 rg BT 470.50 503.25 Td (of ) Tj ET Q q 0 0 0 rg BT 478.93 503.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 515.62 503.25 Td (instruments ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 491.25 Td (is ) Tj ET Q q 0 0 0 rg BT 62.20 491.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 90.47 491.25 Td (to ) Tj ET Q q 0 0 0 rg BT 99.59 491.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 135.16 491.25 Td (market ) Tj ET Q q 0 0 0 rg BT 162.50 491.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 201.71 491.25 Td (which ) Tj ET Q q 0 0 0 rg BT 224.95 491.25 Td (could ) Tj ET Q q 0 0 0 rg BT 246.84 491.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 284.21 491.25 Td (af) Tj ET Q q 0 0 0 rg BT 290.91 491.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 306.42 491.25 Td (the ) Tj ET Q q 0 0 0 rg BT 320.10 491.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 352.47 491.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 400.78 491.25 Td (of ) Tj ET Q q 0 0 0 rg BT 409.90 491.25 Td (the ) Tj ET Q q 0 0 0 rg BT 423.58 491.25 Td (Company) Tj ET Q q 0 0 0 rg BT 458.08 491.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 471.25 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 100.03 471.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.05 471.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 147.88 471.25 Td (Risks) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 451.25 Td (Liquidity) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 88.17 451.25 Td ( ) Tj ET Q q 0 0 0 rg BT 90.03 451.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.90 451.25 Td (Liquidity ) Tj ET Q q 0 0 0 rg BT 123.85 451.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 138.47 451.25 Td (is ) Tj ET Q q 0 0 0 rg BT 146.26 451.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.52 451.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 174.14 451.25 Td (that ) Tj ET Q q 0 0 0 rg BT 189.69 451.25 Td (the ) Tj ET Q q 0 0 0 rg BT 202.96 451.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 239.91 451.25 Td (is ) Tj ET Q q 0 0 0 rg BT 247.70 451.25 Td (unable ) Tj ET Q q 0 0 0 rg BT 274.19 451.25 Td (to ) Tj ET Q q 0 0 0 rg BT 282.90 451.25 Td (generate ) Tj ET Q q 0 0 0 rg BT 317.13 451.25 Td (or ) Tj ET Q q 0 0 0 rg BT 326.29 451.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 350.50 451.25 Td (suf) Tj ET Q q 0 0 0 rg BT 361.30 451.25 Td (ficient ) Tj ET Q q 0 0 0 rg BT 384.59 451.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 403.78 451.25 Td (or ) Tj ET Q q 0 0 0 rg BT 412.93 451.25 Td (its ) Tj ET Q q 0 0 0 rg BT 423.00 451.25 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 466.35 451.25 Td (in ) Tj ET Q q 0 0 0 rg BT 474.60 451.25 Td (a ) Tj ET Q q 0 0 0 rg BT 481.02 451.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 497.93 451.25 Td (ef) Tj ET Q q 0 0 0 rg BT 504.63 451.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 530.20 451.25 Td (manner ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 439.25 Td (to ) Tj ET Q q 0 0 0 rg BT 63.18 439.25 Td (fund ) Tj ET Q q 0 0 0 rg BT 81.48 439.25 Td (its ) Tj ET Q q 0 0 0 rg BT 92.03 439.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 133.58 439.25 Td (as ) Tj ET Q q 0 0 0 rg BT 144.58 439.25 Td (they ) Tj ET Q q 0 0 0 rg BT 162.42 439.25 Td (comedue. ) Tj ET Q q 0 0 0 rg BT 202.91 439.25 Td (The ) Tj ET Q q 0 0 0 rg BT 219.38 439.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 256.82 439.25 Td (is ) Tj ET Q q 0 0 0 rg BT 265.08 439.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 298.43 439.25 Td (to ) Tj ET Q q 0 0 0 rg BT 307.61 439.25 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 337.30 439.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 352.39 439.25 Td (through, ) Tj ET Q q 0 0 0 rg BT 384.82 439.25 Td (among ) Tj ET Q q 0 0 0 rg BT 412.24 439.25 Td (other ) Tj ET Q q 0 0 0 rg BT 433.27 439.25 Td (areas, ) Tj ET Q q 0 0 0 rg BT 458.40 439.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 472.13 439.25 Td (Bankand ) Tj ET Q q 0 0 0 rg BT 509.12 439.25 Td (its ) Tj ET Q q 0 0 0 rg BT 519.67 439.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 542.06 439.25 Td (card ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 427.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 91.70 427.25 Td (which ) Tj ET Q q 0 0 0 rg BT 115.72 427.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 148.40 427.25 Td (a ) Tj ET Q q 0 0 0 rg BT 156.01 427.25 Td (reliable ) Tj ET Q q 0 0 0 rg BT 185.50 427.25 Td (source ) Tj ET Q q 0 0 0 rg BT 213.17 427.25 Td (of ) Tj ET Q q 0 0 0 rg BT 223.06 427.25 Td (funding ) Tj ET Q q 0 0 0 rg BT 253.02 427.25 Td (for ) Tj ET Q q 0 0 0 rg BT 265.65 427.25 Td (its ) Tj ET Q q 0 0 0 rg BT 276.91 427.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 300.01 427.25 Td (card ) Tj ET Q q 0 0 0 rg BT 319.02 427.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 359.00 427.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 373.44 427.25 Td (Bank ) Tj ET Q q 0 0 0 rg BT 395.19 427.25 Td (relies ) Tj ET Q q 0 0 0 rg BT 417.84 427.25 Td (on ) Tj ET Q q 0 0 0 rg BT 430.01 427.25 Td (its ) Tj ET Q q 0 0 0 rg BT 441.27 427.25 Td (securitization ) Tj ET Q q 0 0 0 rg BT 492.19 427.25 Td (programs ) Tj ET Q q 0 0 0 rg BT 529.87 427.25 Td (and ) Tj ET Q q 0 0 0 rg BT 546.61 427.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 415.25 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 97.89 415.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.68 415.25 Td (guaranteed ) Tj ET Q q 0 0 0 rg BT 150.12 415.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 191.73 415.25 Td (certificate ) Tj ET Q q 0 0 0 rg BT 228.77 415.25 Td (deposits ) Tj ET Q q 0 0 0 rg BT 261.26 415.25 Td (to ) Tj ET Q q 0 0 0 rg BT 270.05 415.25 Td (fund ) Tj ET Q q 0 0 0 rg BT 287.96 415.25 Td (the ) Tj ET Q q 0 0 0 rg BT 301.31 415.25 Td (receivables ) Tj ET Q q 0 0 0 rg BT 344.73 415.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.52 415.25 Td (its ) Tj ET Q q 0 0 0 rg BT 363.67 415.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 385.67 415.25 Td (cards. ) Tj ET Q q 0 0 0 rg BT 412.11 415.25 Td (The ) Tj ET Q q 0 0 0 rg BT 428.19 415.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 465.22 415.25 Td (would ) Tj ET Q q 0 0 0 rg BT 488.59 415.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 530.66 415.25 Td (liquidity ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 403.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 72.65 403.25 Td (if ) Tj ET Q q 0 0 0 rg BT 78.55 403.25 Td (it ) Tj ET Q q 0 0 0 rg BT 84.45 403.25 Td (fails ) Tj ET Q q 0 0 0 rg BT 100.83 403.25 Td (to ) Tj ET Q q 0 0 0 rg BT 109.47 403.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 142.26 403.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 185.54 403.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 208.31 403.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.94 403.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 236.07 403.25 Td (and ) Tj ET Q q 0 0 0 rg BT 251.54 403.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 290.70 403.25 Td (investments, ) Tj ET Q q 0 0 0 rg BT 338.54 403.25 Td (is ) Tj ET Q q 0 0 0 rg BT 346.26 403.25 Td (unable ) Tj ET Q q 0 0 0 rg BT 372.68 403.25 Td (to ) Tj ET Q q 0 0 0 rg BT 381.32 403.25 Td (access ) Tj ET Q q 0 0 0 rg BT 408.64 403.25 Td (sources ) Tj ET Q q 0 0 0 rg BT 439.16 403.25 Td (of ) Tj ET Q q 0 0 0 rg BT 447.79 403.25 Td (funding ) Tj ET Q q 0 0 0 rg BT 476.50 403.25 Td (or ) Tj ET Q q 0 0 0 rg BT 485.58 403.25 Td (fails ) Tj ET Q q 0 0 0 rg BT 501.96 403.25 Td (to ) Tj ET Q q 0 0 0 rg BT 510.60 403.25 Td (appropriately ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 391.25 Td (diversify ) Tj ET Q q 0 0 0 rg BT 86.36 391.25 Td (sources ) Tj ET Q q 0 0 0 rg BT 117.35 391.25 Td (of ) Tj ET Q q 0 0 0 rg BT 126.48 391.25 Td (funding. ) Tj ET Q q 0 0 0 rg BT 157.94 391.25 Td (If ) Tj ET Q q 0 0 0 rg BT 164.78 391.25 Td (any ) Tj ET Q q 0 0 0 rg BT 180.28 391.25 Td (of ) Tj ET Q q 0 0 0 rg BT 189.41 391.25 Td (these ) Tj ET Q q 0 0 0 rg BT 211.75 391.25 Td (events ) Tj ET Q q 0 0 0 rg BT 238.19 391.25 Td (were ) Tj ET Q q 0 0 0 rg BT 258.24 391.25 Td (to ) Tj ET Q q 0 0 0 rg BT 267.36 391.25 Td (occur) Tj ET Q q 0 0 0 rg BT 286.97 391.25 Td (, ) Tj ET Q q 0 0 0 rg BT 291.53 391.25 Td (they ) Tj ET Q q 0 0 0 rg BT 309.31 391.25 Td (could ) Tj ET Q q 0 0 0 rg BT 331.20 391.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 368.58 391.25 Td (af) Tj ET Q q 0 0 0 rg BT 375.27 391.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 390.78 391.25 Td (the ) Tj ET Q q 0 0 0 rg BT 404.46 391.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 436.83 391.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 485.14 391.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.26 391.25 Td (the ) Tj ET Q q 0 0 0 rg BT 507.95 391.25 Td (Company) Tj ET Q q 0 0 0 rg BT 542.44 391.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 371.25 Td (Commodity ) Tj ET Q q 0 0 0 rg BT 101.26 371.25 Td (Prices ) Tj ET Q q 0 0 0 rg BT 128.05 371.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 130.21 371.25 Td (The ) Tj ET Q q 0 0 0 rg BT 146.51 371.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 183.76 371.25 Td (is ) Tj ET Q q 0 0 0 rg BT 191.85 371.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 225.02 371.25 Td (to ) Tj ET Q q 0 0 0 rg BT 234.03 371.25 Td (increases ) Tj ET Q q 0 0 0 rg BT 271.29 371.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.83 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 293.40 371.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 317.44 371.25 Td (of ) Tj ET Q q 0 0 0 rg BT 326.45 371.25 Td (commodities ) Tj ET Q q 0 0 0 rg BT 374.64 371.25 Td (in ) Tj ET Q q 0 0 0 rg BT 383.19 371.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 419.55 371.25 Td (its ) Tj ET Q q 0 0 0 rg BT 429.91 371.25 Td (stores ) Tj ET Q q 0 0 0 rg BT 454.41 371.25 Td (and ) Tj ET Q q 0 0 0 rg BT 470.26 371.25 Td (distribution ) Tj ET Q q 0 0 0 rg BT 512.08 371.25 Td (networks, ) Tj ET Q q 0 0 0 rg BT 549.34 371.25 Td (as ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (well ) Tj ET Q q 0 0 0 rg BT 70.08 359.25 Td (as ) Tj ET Q q 0 0 0 rg BT 80.71 359.25 Td (to ) Tj ET Q q 0 0 0 rg BT 89.51 359.25 Td (the ) Tj ET Q q 0 0 0 rg BT 102.87 359.25 Td (indirect ) Tj ET Q q 0 0 0 rg BT 131.27 359.25 Td (ef) Tj ET Q q 0 0 0 rg BT 137.96 359.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 153.15 359.25 Td (of ) Tj ET Q q 0 0 0 rg BT 161.95 359.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 197.20 359.25 Td (commodity ) Tj ET Q q 0 0 0 rg BT 238.81 359.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 262.64 359.25 Td (on ) Tj ET Q q 0 0 0 rg BT 273.72 359.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.09 359.25 Td (price ) Tj ET Q q 0 0 0 rg BT 306.82 359.25 Td (of ) Tj ET Q q 0 0 0 rg BT 315.62 359.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 353.59 359.25 Td (products. ) Tj ET Q q 0 0 0 rg BT 389.29 359.25 Td (Rising ) Tj ET Q q 0 0 0 rg BT 414.03 359.25 Td (commodity ) Tj ET Q q 0 0 0 rg BT 455.64 359.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 479.48 359.25 Td (could ) Tj ET Q q 0 0 0 rg BT 501.04 359.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 538.10 359.25 Td (af) Tj ET Q q 0 0 0 rg BT 544.80 359.25 Td (fect ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.68 347.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 100.05 347.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 148.37 347.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.49 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 171.17 347.25 Td (Company) Tj ET Q q 0 0 0 rg BT 205.66 347.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 327.25 Td (Currency ) Tj ET Q q 0 0 0 rg BT 91.92 327.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 132.59 327.25 Td (Rates) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 154.92 327.25 Td ( ) Tj ET Q q 0 0 0 rg BT 156.85 327.25 Td ( ) Tj ET Q q 0 0 0 rg BT 158.65 327.25 Td (The ) Tj ET Q q 0 0 0 rg BT 174.71 327.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 211.73 327.25 Td (is ) Tj ET Q q 0 0 0 rg BT 219.58 327.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 252.52 327.25 Td (to ) Tj ET Q q 0 0 0 rg BT 261.28 327.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 288.28 327.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 321.66 327.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 359.15 327.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 375.21 327.25 Td (variability) Tj ET Q q 0 0 0 rg BT 408.79 327.25 Td (, ) Tj ET Q q 0 0 0 rg BT 413.00 327.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 445.90 327.25 Td (on ) Tj ET Q q 0 0 0 rg BT 456.95 327.25 Td (its ) Tj ET Q q 0 0 0 rg BT 467.08 327.25 Td (USD ) Tj ET Q q 0 0 0 rg BT 486.31 327.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 535.65 327.25 Td (based ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 315.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 93.78 315.25 Td (in ) Tj ET Q q 0 0 0 rg BT 102.10 315.25 Td (trade ) Tj ET Q q 0 0 0 rg BT 122.74 315.25 Td (payables ) Tj ET Q q 0 0 0 rg BT 157.51 315.25 Td (and ) Tj ET Q q 0 0 0 rg BT 173.13 315.25 Td (other ) Tj ET Q q 0 0 0 rg BT 193.77 315.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 228.60 315.25 Td (A) Tj ET Q q 0 0 0 rg BT 233.62 315.25 Td ( ) Tj ET Q q 0 0 0 rg BT 235.56 315.25 Td (depreciating ) Tj ET Q q 0 0 0 rg BT 282.18 315.25 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 319.23 315.25 Td (dollar ) Tj ET Q q 0 0 0 rg BT 341.22 315.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 369.60 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 378.39 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.73 315.25 Td (USD ) Tj ET Q q 0 0 0 rg BT 410.98 315.25 Td (will ) Tj ET Q q 0 0 0 rg BT 424.30 315.25 Td (have ) Tj ET Q q 0 0 0 rg BT 444.03 315.25 Td (a ) Tj ET Q q 0 0 0 rg BT 450.53 315.25 Td (negative ) Tj ET Q q 0 0 0 rg BT 483.48 315.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 509.58 315.25 Td (on ) Tj ET Q q 0 0 0 rg BT 520.64 315.25 Td (year-over-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 303.25 Td (year ) Tj ET Q q 0 0 0 rg BT 71.83 303.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 104.72 303.25 Td (in ) Tj ET Q q 0 0 0 rg BT 112.98 303.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 145.40 303.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 181.48 303.25 Td (income ) Tj ET Q q 0 0 0 rg BT 209.79 303.25 Td (and ) Tj ET Q q 0 0 0 rg BT 225.36 303.25 Td (net ) Tj ET Q q 0 0 0 rg BT 238.64 303.25 Td (earnings, ) Tj ET Q q 0 0 0 rg BT 274.25 303.25 Td (while ) Tj ET Q q 0 0 0 rg BT 294.82 303.25 Td (an ) Tj ET Q q 0 0 0 rg BT 305.82 303.25 Td (appreciating ) Tj ET Q q 0 0 0 rg BT 352.38 303.25 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 389.36 303.25 Td (dollar ) Tj ET Q q 0 0 0 rg BT 411.29 303.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 439.61 303.25 Td (to ) Tj ET Q q 0 0 0 rg BT 448.33 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 461.61 303.25 Td (USD ) Tj ET Q q 0 0 0 rg BT 480.80 303.25 Td (will ) Tj ET Q q 0 0 0 rg BT 494.06 303.25 Td (have ) Tj ET Q q 0 0 0 rg BT 513.72 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 527.00 303.25 Td (opposite ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 291.25 Td (impact.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 271.25 Td (Credit) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 77.69 271.25 Td ( ) Tj ET Q q 0 0 0 rg BT 80.03 271.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.23 271.25 Td (The ) Tj ET Q q 0 0 0 rg BT 98.70 271.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 136.14 271.25 Td (is ) Tj ET Q q 0 0 0 rg BT 144.41 271.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 177.76 271.25 Td (to ) Tj ET Q q 0 0 0 rg BT 186.94 271.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 209.34 271.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 224.44 271.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 257.78 271.25 Td (from ) Tj ET Q q 0 0 0 rg BT 276.52 271.25 Td (the ) Tj ET Q q 0 0 0 rg BT 290.27 271.25 Td (possibility ) Tj ET Q q 0 0 0 rg BT 328.16 271.25 Td (that ) Tj ET Q q 0 0 0 rg BT 344.19 271.25 Td (counterparties ) Tj ET Q q 0 0 0 rg BT 398.50 271.25 Td (could ) Tj ET Q q 0 0 0 rg BT 420.45 271.25 Td (default ) Tj ET Q q 0 0 0 rg BT 447.41 271.25 Td (on ) Tj ET Q q 0 0 0 rg BT 458.88 271.25 Td (their ) Tj ET Q q 0 0 0 rg BT 477.17 271.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 509.61 271.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 551.16 271.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 259.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.60 259.25 Td (Company) Tj ET Q q 0 0 0 rg BT 102.10 259.25 Td (, ) Tj ET Q q 0 0 0 rg BT 106.58 259.25 Td (including ) Tj ET Q q 0 0 0 rg BT 141.15 259.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 178.45 259.25 Td (instruments, ) Tj ET Q q 0 0 0 rg BT 225.32 259.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 244.84 259.25 Td (and ) Tj ET Q q 0 0 0 rg BT 260.73 259.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 280.25 259.25 Td (equivalents, ) Tj ET Q q 0 0 0 rg BT 326.23 259.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 365.79 259.25 Td (investments, ) Tj ET Q q 0 0 0 rg BT 414.03 259.25 Td (security ) Tj ET Q q 0 0 0 rg BT 444.49 259.25 Td (deposits, ) Tj ET Q q 0 0 0 rg BT 479.52 259.25 Td (PC ) Tj ET Q q 0 0 0 rg BT 493.11 259.25 Td (Bank) Tj ET Q q 0 0 0 rg BT 513.48 259.25 Td (s ) Tj ET Q q 0 0 0 rg BT 519.79 259.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 542.04 259.25 Td (card ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 247.25 Td (receivables, ) Tj ET Q q 0 0 0 rg BT 100.98 247.25 Td (franchise ) Tj ET Q q 0 0 0 rg BT 137.47 247.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 160.29 247.25 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 203.16 247.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 235.10 247.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 262.02 247.25 Td (held ) Tj ET Q q 0 0 0 rg BT 280.74 247.25 Td (in ) Tj ET Q q 0 0 0 rg BT 290.34 247.25 Td (the ) Tj ET Q q 0 0 0 rg BT 304.95 247.25 Td (Company) Tj ET Q q 0 0 0 rg BT 341.73 247.25 Td (s ) Tj ET Q q 0 0 0 rg BT 349.04 247.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 379.16 247.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 407.00 247.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 429.82 247.25 Td (and ) Tj ET Q q 0 0 0 rg BT 446.72 247.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 482.76 247.25 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 525.64 247.25 Td (including ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 235.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 87.75 235.25 Td (due ) Tj ET Q q 0 0 0 rg BT 103.73 235.25 Td (from ) Tj ET Q q 0 0 0 rg BT 122.42 235.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 169.86 235.25 Td (franchisees, ) Tj ET Q q 0 0 0 rg BT 216.38 235.25 Td (government, ) Tj ET Q q 0 0 0 rg BT 264.26 235.25 Td (prescription ) Tj ET Q q 0 0 0 rg BT 308.94 235.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 330.38 235.25 Td (and ) Tj ET Q q 0 0 0 rg BT 346.36 235.25 Td (third ) Tj ET Q q 0 0 0 rg BT 364.61 235.25 Td (party ) Tj ET Q q 0 0 0 rg BT 385.13 235.25 Td (drug ) Tj ET Q q 0 0 0 rg BT 403.84 235.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 428.02 235.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 475.46 235.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 510.58 235.25 Td (and ) Tj ET Q q 0 0 0 rg BT 526.56 235.25 Td (amounts ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 223.25 Td (owed ) Tj ET Q q 0 0 0 rg BT 75.88 223.25 Td (from ) Tj ET Q q 0 0 0 rg BT 94.56 223.25 Td (vendors. ) Tj ET Q q 0 0 0 rg BT 128.30 223.25 Td ( ) Tj ET Q q 0 0 0 rg BT 130.58 223.25 Td (Failure ) Tj ET Q q 0 0 0 rg BT 157.92 223.25 Td (to ) Tj ET Q q 0 0 0 rg BT 167.04 223.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 198.96 223.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 221.29 223.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 236.32 223.25 Td (could ) Tj ET Q q 0 0 0 rg BT 258.21 223.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 295.59 223.25 Td (af) Tj ET Q q 0 0 0 rg BT 302.29 223.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 317.79 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.47 223.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 363.84 223.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 412.15 223.25 Td (of ) Tj ET Q q 0 0 0 rg BT 421.28 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 434.96 223.25 Td (Company) Tj ET Q q 0 0 0 rg BT 469.45 223.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 203.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 85.31 203.25 Td (Rates) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 107.64 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 109.33 203.25 Td ( ) Tj ET Q q 0 0 0 rg BT 110.91 203.25 Td (The ) Tj ET Q q 0 0 0 rg BT 126.73 203.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 163.51 203.25 Td (is ) Tj ET Q q 0 0 0 rg BT 171.12 203.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 203.82 203.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.35 203.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 240.93 203.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 256.75 203.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 271.19 203.25 Td (from ) Tj ET Q q 0 0 0 rg BT 289.28 203.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 332.46 203.25 Td (in ) Tj ET Q q 0 0 0 rg BT 340.53 203.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 369.12 203.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 389.04 203.25 Td (on ) Tj ET Q q 0 0 0 rg BT 399.85 203.25 Td (its ) Tj ET Q q 0 0 0 rg BT 409.74 203.25 Td (floating ) Tj ET Q q 0 0 0 rg BT 437.88 203.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 453.69 203.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 471.35 203.25 Td (and ) Tj ET Q q 0 0 0 rg BT 486.72 203.25 Td (from ) Tj ET Q q 0 0 0 rg BT 504.81 203.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.90 203.25 Td (refinancing ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 191.25 Td (of ) Tj ET Q q 0 0 0 rg BT 62.93 191.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 92.83 191.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 125.01 191.25 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 171.36 191.25 Td (An ) Tj ET Q q 0 0 0 rg BT 183.48 191.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 216.56 191.25 Td (in ) Tj ET Q q 0 0 0 rg BT 225.04 191.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 254.02 191.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 274.34 191.25 Td (could ) Tj ET Q q 0 0 0 rg BT 296.04 191.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 333.23 191.25 Td (af) Tj ET Q q 0 0 0 rg BT 339.93 191.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 355.24 191.25 Td (the ) Tj ET Q q 0 0 0 rg BT 368.73 191.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 409.12 191.25 Td (or ) Tj ET Q q 0 0 0 rg BT 418.50 191.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 450.68 191.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 498.81 191.25 Td (of ) Tj ET Q q 0 0 0 rg BT 507.74 191.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.23 191.25 Td (Company) Tj ET Q q 0 0 0 rg BT 555.72 191.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.7490196078431373 0.7490196078431373 rg /GS0 gs 54.00 178.53 495.63 -9.38 re f /GS0 gs q 0 0 0 rg BT 54.00 171.25 Td (Further information on the Company) Tj ET Q q 0 0 0 rg BT 198.58 171.25 Td (s business can be found in the annual MD&A) Tj ET Q q 0 0 0 rg BT 373.71 171.25 Td ( dated February 20, 2020. This information is ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.7490196078431373 0.7490196078431373 rg /GS0 gs 54.00 166.53 202.82 -9.38 re f /GS0 gs q 0 0 0 rg BT 54.00 159.25 Td (incorporated herein by reference and is available at ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.7490196078431373 0.7490196078431373 rg /GS0 gs 256.82 166.53 61.70 -9.38 re f /GS0 gs 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 256.822265625 157.82421875 m 318.521484375 157.82421875 l s q 0 0 0 rg BT 256.82 159.25 Td (www) Tj ET Q q 0 0 0 rg BT 275.67 159.25 Td (.sedar) Tj ET Q q 0 0 0 rg BT 299.38 159.25 Td (.com) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.7490196078431373 0.7490196078431373 rg /GS0 gs 318.52 166.53 12.76 -9.38 re f /GS0 gs q 0 0 0 rg BT 318.52 159.25 Td ( or ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.7490196078431373 0.7490196078431373 rg /GS0 gs 331.28 166.53 57.75 -9.38 re f /GS0 gs 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 331.2802734375 157.82421875 m 389.0341796875 157.82421875 l s q 0 0 0 rg BT 331.28 159.25 Td (www) Tj ET Q q 0 0 0 rg BT 350.13 159.25 Td (.loblaw) Tj ET Q q 0 0 0 rg BT 377.63 159.25 Td (.ca) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.7490196078431373 0.7490196078431373 rg /GS0 gs 389.03 166.53 2.28 -9.38 re f /GS0 gs q 0 0 0 rg BT 389.03 159.25 Td (.) Tj ET Q endstream endobj 47 0 obj <> endobj 48 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (23) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 54.50 742.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 87.50 742.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 731.62 Td (5.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 731.62 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 113.99 731.62 Td (AL) Tj ET Q q 0 0 0 rg BT 124.78 731.62 Td ( STRUCTURE ) Tj ET Q q 0 0 0 rg BT 179.59 731.62 Td (AND MARKET FOR SECURITIES) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 703.62 Td (5.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 703.62 Td (Share Capital) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 684.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.62 684.50 Td (Company) Tj ET Q q 0 0 0 rg BT 107.39 684.50 Td (s ) Tj ET Q q 0 0 0 rg BT 113.98 684.50 Td (authorized ) Tj ET Q q 0 0 0 rg BT 154.76 684.50 Td (share ) Tj ET Q q 0 0 0 rg BT 177.75 684.50 Td (capital ) Tj ET Q q 0 0 0 rg BT 203.95 684.50 Td (is ) Tj ET Q q 0 0 0 rg BT 212.35 684.50 Td (comprised ) Tj ET Q q 0 0 0 rg BT 252.67 684.50 Td (of ) Tj ET Q q 0 0 0 rg BT 261.99 684.50 Td (common ) Tj ET Q q 0 0 0 rg BT 295.92 684.50 Td (shares, ) Tj ET Q q 0 0 0 rg BT 325.30 684.50 Td (First ) Tj ET Q q 0 0 0 rg BT 343.73 684.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 380.40 684.50 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 411.14 684.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 441.44 684.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 478.11 684.50 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 508.85 684.50 Td (Series ) Tj ET Q q 0 0 0 rg BT 534.09 684.50 Td (A, ) Tj ET Q q 0 0 0 rg BT 544.33 684.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 672.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 84.09 672.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 120.55 672.50 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 151.09 672.50 Td (Series ) Tj ET Q q 0 0 0 rg BT 176.62 672.50 Td (B. ) Tj ET Q q 0 0 0 rg BT 186.65 672.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 652.50 Td (Common ) Tj ET Q q 0 0 0 rg BT 88.92 652.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 115.19 652.50 Td (have ) Tj ET Q q 0 0 0 rg BT 134.63 652.50 Td (voting ) Tj ET Q q 0 0 0 rg BT 158.17 652.50 Td (rights ) Tj ET Q q 0 0 0 rg BT 179.88 652.50 Td (of ) Tj ET Q q 0 0 0 rg BT 188.37 652.50 Td (one ) Tj ET Q q 0 0 0 rg BT 203.71 652.50 Td (vote ) Tj ET Q q 0 0 0 rg BT 220.87 652.50 Td (per ) Tj ET Q q 0 0 0 rg BT 234.38 652.50 Td (common ) Tj ET Q q 0 0 0 rg BT 267.48 652.50 Td (share. ) Tj ET Q q 0 0 0 rg BT 291.82 652.50 Td (The ) Tj ET Q q 0 0 0 rg BT 307.61 652.50 Td (holders ) Tj ET Q q 0 0 0 rg BT 336.16 652.50 Td (of ) Tj ET Q q 0 0 0 rg BT 344.66 652.50 Td (common ) Tj ET Q q 0 0 0 rg BT 377.76 652.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 404.03 652.50 Td (are ) Tj ET Q q 0 0 0 rg BT 417.53 652.50 Td (entitled, ) Tj ET Q q 0 0 0 rg BT 447.91 652.50 Td (subject ) Tj ET Q q 0 0 0 rg BT 475.56 652.50 Td (to ) Tj ET Q q 0 0 0 rg BT 484.05 652.50 Td (the ) Tj ET Q q 0 0 0 rg BT 497.11 652.50 Td (rights, ) Tj ET Q q 0 0 0 rg BT 521.10 652.50 Td (privileges, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 640.50 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 96.11 640.50 Td (and ) Tj ET Q q 0 0 0 rg BT 112.26 640.50 Td (conditions ) Tj ET Q q 0 0 0 rg BT 151.65 640.50 Td (attached ) Tj ET Q q 0 0 0 rg BT 185.58 640.50 Td (to ) Tj ET Q q 0 0 0 rg BT 194.88 640.50 Td (any ) Tj ET Q q 0 0 0 rg BT 210.56 640.50 Td (other ) Tj ET Q q 0 0 0 rg BT 231.72 640.50 Td (class ) Tj ET Q q 0 0 0 rg BT 252.87 640.50 Td (of ) Tj ET Q q 0 0 0 rg BT 262.17 640.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 289.25 640.50 Td (of ) Tj ET Q q 0 0 0 rg BT 298.55 640.50 Td (the ) Tj ET Q q 0 0 0 rg BT 312.42 640.50 Td (Company) Tj ET Q q 0 0 0 rg BT 346.91 640.50 Td (, ) Tj ET Q q 0 0 0 rg BT 351.65 640.50 Td (to ) Tj ET Q q 0 0 0 rg BT 360.96 640.50 Td (receive ) Tj ET Q q 0 0 0 rg BT 389.85 640.50 Td (any ) Tj ET Q q 0 0 0 rg BT 405.54 640.50 Td (dividend ) Tj ET Q q 0 0 0 rg BT 438.55 640.50 Td (declared ) Tj ET Q q 0 0 0 rg BT 472.47 640.50 Td (by ) Tj ET Q q 0 0 0 rg BT 483.59 640.50 Td (the ) Tj ET Q q 0 0 0 rg BT 497.46 640.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 535.01 640.50 Td (and ) Tj ET Q q 0 0 0 rg BT 551.16 640.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 628.50 Td (receive ) Tj ET Q q 0 0 0 rg BT 82.54 628.50 Td (the ) Tj ET Q q 0 0 0 rg BT 96.04 628.50 Td (remaining ) Tj ET Q q 0 0 0 rg BT 134.14 628.50 Td (property ) Tj ET Q q 0 0 0 rg BT 166.33 628.50 Td (of ) Tj ET Q q 0 0 0 rg BT 175.27 628.50 Td (the ) Tj ET Q q 0 0 0 rg BT 188.77 628.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 225.96 628.50 Td (upon ) Tj ET Q q 0 0 0 rg BT 246.30 628.50 Td (dissolution. ) Tj ET Q q 0 0 0 rg BT 289.02 628.50 Td (As ) Tj ET Q q 0 0 0 rg BT 300.69 628.50 Td (at ) Tj ET Q q 0 0 0 rg BT 309.63 628.50 Td (December ) Tj ET Q q 0 0 0 rg BT 349.55 628.50 Td (28, ) Tj ET Q q 0 0 0 rg BT 363.06 628.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 385.68 628.50 Td (there ) Tj ET Q q 0 0 0 rg BT 406.47 628.50 Td (were ) Tj ET Q q 0 0 0 rg BT 426.34 628.50 Td (360,064,475 ) Tj ET Q q 0 0 0 rg BT 474.04 628.50 Td (common ) Tj ET Q q 0 0 0 rg BT 507.59 628.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 534.30 628.50 Td (issued ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 616.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.70 616.50 Td (outstanding, ) Tj ET Q q 0 0 0 rg BT 116.41 616.50 Td (a ) Tj ET Q q 0 0 0 rg BT 122.99 616.50 Td (decrease ) Tj ET Q q 0 0 0 rg BT 158.74 616.50 Td (of ) Tj ET Q q 0 0 0 rg BT 167.60 616.50 Td (1) Tj ET Q q 0 0 0 rg BT 171.56 616.50 Td (1,726,492 ) Tj ET Q q 0 0 0 rg BT 210.07 616.50 Td (common ) Tj ET Q q 0 0 0 rg BT 243.53 616.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 270.17 616.50 Td (from ) Tj ET Q q 0 0 0 rg BT 288.59 616.50 Td (December ) Tj ET Q q 0 0 0 rg BT 328.43 616.50 Td (29, ) Tj ET Q q 0 0 0 rg BT 341.85 616.50 Td (2018. ) Tj ET Q q 0 0 0 rg BT 364.27 616.50 Td (There ) Tj ET Q q 0 0 0 rg BT 387.71 616.50 Td (are ) Tj ET Q q 0 0 0 rg BT 401.58 616.50 Td (an ) Tj ET Q q 0 0 0 rg BT 412.72 616.50 Td (unlimited ) Tj ET Q q 0 0 0 rg BT 447.55 616.50 Td (number ) Tj ET Q q 0 0 0 rg BT 477.38 616.50 Td (of ) Tj ET Q q 0 0 0 rg BT 486.24 616.50 Td (authorized ) Tj ET Q q 0 0 0 rg BT 526.55 616.50 Td (common ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 604.50 Td (shares. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 584.50 Td (Options ) Tj ET Q q 0 0 0 rg BT 83.96 584.50 Td (confer ) Tj ET Q q 0 0 0 rg BT 108.45 584.50 Td (upon ) Tj ET Q q 0 0 0 rg BT 128.39 584.50 Td (the ) Tj ET Q q 0 0 0 rg BT 141.48 584.50 Td (holder ) Tj ET Q q 0 0 0 rg BT 165.97 584.50 Td (the ) Tj ET Q q 0 0 0 rg BT 179.07 584.50 Td (right ) Tj ET Q q 0 0 0 rg BT 196.71 584.50 Td (to ) Tj ET Q q 0 0 0 rg BT 205.25 584.50 Td (purchase ) Tj ET Q q 0 0 0 rg BT 240.68 584.50 Td (one ) Tj ET Q q 0 0 0 rg BT 256.06 584.50 Td (common ) Tj ET Q q 0 0 0 rg BT 289.20 584.50 Td (share ) Tj ET Q q 0 0 0 rg BT 311.40 584.50 Td (at ) Tj ET Q q 0 0 0 rg BT 319.94 584.50 Td (a ) Tj ET Q q 0 0 0 rg BT 326.19 584.50 Td (price ) Tj ET Q q 0 0 0 rg BT 345.66 584.50 Td (specific ) Tj ET Q q 0 0 0 rg BT 374.71 584.50 Td (to ) Tj ET Q q 0 0 0 rg BT 383.24 584.50 Td (each ) Tj ET Q q 0 0 0 rg BT 402.72 584.50 Td (option ) Tj ET Q q 0 0 0 rg BT 426.76 584.50 Td (and ) Tj ET Q q 0 0 0 rg BT 442.13 584.50 Td (described ) Tj ET Q q 0 0 0 rg BT 479.39 584.50 Td (upon ) Tj ET Q q 0 0 0 rg BT 499.32 584.50 Td (option ) Tj ET Q q 0 0 0 rg BT 523.36 584.50 Td (issuance. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 572.50 Td (Over ) Tj ET Q q 0 0 0 rg BT 73.99 572.50 Td (the ) Tj ET Q q 0 0 0 rg BT 87.62 572.50 Td (course ) Tj ET Q q 0 0 0 rg BT 114.45 572.50 Td (of ) Tj ET Q q 0 0 0 rg BT 123.51 572.50 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 144.42 572.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 167.16 572.50 Td (2,359,592 ) Tj ET Q q 0 0 0 rg BT 205.86 572.50 Td (options ) Tj ET Q q 0 0 0 rg BT 234.53 572.50 Td (were ) Tj ET Q q 0 0 0 rg BT 254.52 572.50 Td (exercised ) Tj ET Q q 0 0 0 rg BT 291.84 572.50 Td (resulting ) Tj ET Q q 0 0 0 rg BT 325.05 572.50 Td (in ) Tj ET Q q 0 0 0 rg BT 333.66 572.50 Td (the ) Tj ET Q q 0 0 0 rg BT 347.28 572.50 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 401.46 572.50 Td (issuance ) Tj ET Q q 0 0 0 rg BT 436.05 572.50 Td (of ) Tj ET Q q 0 0 0 rg BT 445.11 572.50 Td (1,900,505 ) Tj ET Q q 0 0 0 rg BT 483.82 572.50 Td (common ) Tj ET Q q 0 0 0 rg BT 517.48 572.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 544.32 572.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 560.50 Td (settlement ) Tj ET Q q 0 0 0 rg BT 93.67 560.50 Td (in ) Tj ET Q q 0 0 0 rg BT 101.88 560.50 Td (cash ) Tj ET Q q 0 0 0 rg BT 121.03 560.50 Td (for ) Tj ET Q q 0 0 0 rg BT 132.43 560.50 Td (459,087 ) Tj ET Q q 0 0 0 rg BT 163.90 560.50 Td (options. ) Tj ET Q q 0 0 0 rg BT 194.10 560.50 Td (As ) Tj ET Q q 0 0 0 rg BT 205.50 560.50 Td (at ) Tj ET Q q 0 0 0 rg BT 214.17 560.50 Td (December ) Tj ET Q q 0 0 0 rg BT 253.82 560.50 Td (28, ) Tj ET Q q 0 0 0 rg BT 267.05 560.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 289.40 560.50 Td (there ) Tj ET Q q 0 0 0 rg BT 309.92 560.50 Td (were ) Tj ET Q q 0 0 0 rg BT 329.52 560.50 Td (6,317,922 ) Tj ET Q q 0 0 0 rg BT 367.83 560.50 Td (options ) Tj ET Q q 0 0 0 rg BT 396.11 560.50 Td (outstanding, ) Tj ET Q q 0 0 0 rg BT 442.62 560.50 Td (a ) Tj ET Q q 0 0 0 rg BT 449.01 560.50 Td (decrease ) Tj ET Q q 0 0 0 rg BT 484.58 560.50 Td (of ) Tj ET Q q 0 0 0 rg BT 493.25 560.50 Td (1,191,709 ) Tj ET Q q 0 0 0 rg BT 531.56 560.50 Td (options ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 548.50 Td (from ) Tj ET Q q 0 0 0 rg BT 72.68 548.50 Td (December ) Tj ET Q q 0 0 0 rg BT 112.78 548.50 Td (31, ) Tj ET Q q 0 0 0 rg BT 126.47 548.50 Td (2018.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 528.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.92 528.50 Td (First ) Tj ET Q q 0 0 0 rg BT 89.65 528.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 126.62 528.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 155.39 528.50 Td (are ) Tj ET Q q 0 0 0 rg BT 170.03 528.50 Td (entitled ) Tj ET Q q 0 0 0 rg BT 199.26 528.50 Td (to ) Tj ET Q q 0 0 0 rg BT 208.89 528.50 Td (preference ) Tj ET Q q 0 0 0 rg BT 250.89 528.50 Td (over ) Tj ET Q q 0 0 0 rg BT 269.63 528.50 Td (the ) Tj ET Q q 0 0 0 rg BT 283.82 528.50 Td (common ) Tj ET Q q 0 0 0 rg BT 318.05 528.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 345.46 528.50 Td (or ) Tj ET Q q 0 0 0 rg BT 355.54 528.50 Td (the ) Tj ET Q q 0 0 0 rg BT 369.73 528.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 397.13 528.50 Td (of ) Tj ET Q q 0 0 0 rg BT 406.76 528.50 Td (any ) Tj ET Q q 0 0 0 rg BT 422.77 528.50 Td (other ) Tj ET Q q 0 0 0 rg BT 444.25 528.50 Td (class ) Tj ET Q q 0 0 0 rg BT 465.73 528.50 Td (ranking ) Tj ET Q q 0 0 0 rg BT 495.41 528.50 Td (junior ) Tj ET Q q 0 0 0 rg BT 518.25 528.50 Td (to ) Tj ET Q q 0 0 0 rg BT 527.88 528.50 Td (the ) Tj ET Q q 0 0 0 rg BT 542.07 528.50 Td (First ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 516.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 89.89 516.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 117.59 516.50 Td (with ) Tj ET Q q 0 0 0 rg BT 133.88 516.50 Td (respect ) Tj ET Q q 0 0 0 rg BT 162.49 516.50 Td (to ) Tj ET Q q 0 0 0 rg BT 171.04 516.50 Td (the ) Tj ET Q q 0 0 0 rg BT 184.15 516.50 Td (payment ) Tj ET Q q 0 0 0 rg BT 217.32 516.50 Td (of ) Tj ET Q q 0 0 0 rg BT 225.87 516.50 Td (dividends, ) Tj ET Q q 0 0 0 rg BT 264.51 516.50 Td (and ) Tj ET Q q 0 0 0 rg BT 279.91 516.50 Td (may ) Tj ET Q q 0 0 0 rg BT 297.11 516.50 Td (be ) Tj ET Q q 0 0 0 rg BT 307.95 516.50 Td (given ) Tj ET Q q 0 0 0 rg BT 329.26 516.50 Td (such ) Tj ET Q q 0 0 0 rg BT 348.30 516.50 Td (other ) Tj ET Q q 0 0 0 rg BT 368.70 516.50 Td (preferences ) Tj ET Q q 0 0 0 rg BT 413.72 516.50 Td (over ) Tj ET Q q 0 0 0 rg BT 431.39 516.50 Td (the ) Tj ET Q q 0 0 0 rg BT 444.50 516.50 Td (common ) Tj ET Q q 0 0 0 rg BT 477.66 516.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 503.99 516.50 Td (or ) Tj ET Q q 0 0 0 rg BT 512.99 516.50 Td (other ) Tj ET Q q 0 0 0 rg BT 533.39 516.50 Td (shares ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 504.50 Td (ranking ) Tj ET Q q 0 0 0 rg BT 83.53 504.50 Td (junior ) Tj ET Q q 0 0 0 rg BT 106.21 504.50 Td (to ) Tj ET Q q 0 0 0 rg BT 115.69 504.50 Td (the ) Tj ET Q q 0 0 0 rg BT 129.72 504.50 Td (First ) Tj ET Q q 0 0 0 rg BT 148.30 504.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 185.11 504.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 213.73 504.50 Td (as ) Tj ET Q q 0 0 0 rg BT 225.02 504.50 Td (may ) Tj ET Q q 0 0 0 rg BT 243.15 504.50 Td (be ) Tj ET Q q 0 0 0 rg BT 254.90 504.50 Td (determined ) Tj ET Q q 0 0 0 rg BT 298.56 504.50 Td (as ) Tj ET Q q 0 0 0 rg BT 309.86 504.50 Td (to ) Tj ET Q q 0 0 0 rg BT 319.33 504.50 Td (the ) Tj ET Q q 0 0 0 rg BT 333.37 504.50 Td (respective ) Tj ET Q q 0 0 0 rg BT 373.38 504.50 Td (series ) Tj ET Q q 0 0 0 rg BT 397.89 504.50 Td (authorized ) Tj ET Q q 0 0 0 rg BT 438.81 504.50 Td (to ) Tj ET Q q 0 0 0 rg BT 448.29 504.50 Td (be ) Tj ET Q q 0 0 0 rg BT 460.04 504.50 Td (issued. ) Tj ET Q q 0 0 0 rg BT 488.50 504.50 Td (The ) Tj ET Q q 0 0 0 rg BT 505.26 504.50 Td (First ) Tj ET Q q 0 0 0 rg BT 523.84 504.50 Td (Preferred ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 492.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 82.48 492.50 Td (of ) Tj ET Q q 0 0 0 rg BT 91.83 492.50 Td (each ) Tj ET Q q 0 0 0 rg BT 112.11 492.50 Td (series ) Tj ET Q q 0 0 0 rg BT 136.49 492.50 Td (rank ) Tj ET Q q 0 0 0 rg BT 154.94 492.50 Td (on ) Tj ET Q q 0 0 0 rg BT 166.57 492.50 Td (a ) Tj ET Q q 0 0 0 rg BT 173.63 492.50 Td (parity ) Tj ET Q q 0 0 0 rg BT 196.18 492.50 Td (with ) Tj ET Q q 0 0 0 rg BT 213.27 492.50 Td (the ) Tj ET Q q 0 0 0 rg BT 227.17 492.50 Td (First ) Tj ET Q q 0 0 0 rg BT 245.61 492.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 282.29 492.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 310.78 492.50 Td (of ) Tj ET Q q 0 0 0 rg BT 320.12 492.50 Td (every ) Tj ET Q q 0 0 0 rg BT 342.68 492.50 Td (other ) Tj ET Q q 0 0 0 rg BT 363.87 492.50 Td (series ) Tj ET Q q 0 0 0 rg BT 388.25 492.50 Td (with ) Tj ET Q q 0 0 0 rg BT 405.33 492.50 Td (respect ) Tj ET Q q 0 0 0 rg BT 434.73 492.50 Td (to ) Tj ET Q q 0 0 0 rg BT 444.07 492.50 Td (priority ) Tj ET Q q 0 0 0 rg BT 471.17 492.50 Td (in ) Tj ET Q q 0 0 0 rg BT 480.06 492.50 Td (payment ) Tj ET Q q 0 0 0 rg BT 514.02 492.50 Td (of ) Tj ET Q q 0 0 0 rg BT 523.36 492.50 Td (dividends ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 480.50 Td (and ) Tj ET Q q 0 0 0 rg BT 70.20 480.50 Td (in ) Tj ET Q q 0 0 0 rg BT 79.11 480.50 Td (the ) Tj ET Q q 0 0 0 rg BT 93.03 480.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 135.21 480.50 Td (of ) Tj ET Q q 0 0 0 rg BT 144.58 480.50 Td (assets ) Tj ET Q q 0 0 0 rg BT 170.81 480.50 Td (in ) Tj ET Q q 0 0 0 rg BT 179.71 480.50 Td (the ) Tj ET Q q 0 0 0 rg BT 193.64 480.50 Td (event ) Tj ET Q q 0 0 0 rg BT 216.22 480.50 Td (of ) Tj ET Q q 0 0 0 rg BT 225.59 480.50 Td (liquidation, ) Tj ET Q q 0 0 0 rg BT 267.32 480.50 Td (dissolution ) Tj ET Q q 0 0 0 rg BT 308.59 480.50 Td (or ) Tj ET Q q 0 0 0 rg BT 318.40 480.50 Td (winding-up ) Tj ET Q q 0 0 0 rg BT 360.58 480.50 Td (of ) Tj ET Q q 0 0 0 rg BT 369.94 480.50 Td (the ) Tj ET Q q 0 0 0 rg BT 383.87 480.50 Td (Company) Tj ET Q q 0 0 0 rg BT 418.36 480.50 Td (, ) Tj ET Q q 0 0 0 rg BT 423.16 480.50 Td (whether ) Tj ET Q q 0 0 0 rg BT 454.86 480.50 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 490.66 480.50 Td (or ) Tj ET Q q 0 0 0 rg BT 500.47 480.50 Td (involuntary) Tj ET Q q 0 0 0 rg BT 539.53 480.50 Td (, ) Tj ET Q q 0 0 0 rg BT 544.33 480.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 468.50 Td (the ) Tj ET Q q 0 0 0 rg BT 67.42 468.50 Td (First ) Tj ET Q q 0 0 0 rg BT 85.37 468.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 121.57 468.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 149.57 468.50 Td (of ) Tj ET Q q 0 0 0 rg BT 158.42 468.50 Td (any ) Tj ET Q q 0 0 0 rg BT 173.66 468.50 Td (series ) Tj ET Q q 0 0 0 rg BT 197.55 468.50 Td (may ) Tj ET Q q 0 0 0 rg BT 215.06 468.50 Td (be ) Tj ET Q q 0 0 0 rg BT 226.19 468.50 Td (made ) Tj ET Q q 0 0 0 rg BT 248.72 468.50 Td (subject ) Tj ET Q q 0 0 0 rg BT 276.72 468.50 Td (to ) Tj ET Q q 0 0 0 rg BT 285.58 468.50 Td (redemption. ) Tj ET Q q 0 0 0 rg BT 330.90 468.50 Td (Holders ) Tj ET Q q 0 0 0 rg BT 361.17 468.50 Td (of ) Tj ET Q q 0 0 0 rg BT 370.02 468.50 Td (First ) Tj ET Q q 0 0 0 rg BT 387.98 468.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 424.18 468.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 452.17 468.50 Td (are ) Tj ET Q q 0 0 0 rg BT 466.04 468.50 Td (not ) Tj ET Q q 0 0 0 rg BT 479.45 468.50 Td (entitled ) Tj ET Q q 0 0 0 rg BT 507.91 468.50 Td (to ) Tj ET Q q 0 0 0 rg BT 516.77 468.50 Td (vote ) Tj ET Q q 0 0 0 rg BT 534.29 468.50 Td (unless ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 456.50 Td (and ) Tj ET Q q 0 0 0 rg BT 70.48 456.50 Td (until ) Tj ET Q q 0 0 0 rg BT 88.32 456.50 Td (the ) Tj ET Q q 0 0 0 rg BT 102.52 456.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 140.41 456.50 Td (fails ) Tj ET Q q 0 0 0 rg BT 157.79 456.50 Td (to ) Tj ET Q q 0 0 0 rg BT 167.43 456.50 Td (pay ) Tj ET Q q 0 0 0 rg BT 183.45 456.50 Td (in ) Tj ET Q q 0 0 0 rg BT 192.63 456.50 Td (the ) Tj ET Q q 0 0 0 rg BT 206.83 456.50 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 246.56 456.50 Td (eight ) Tj ET Q q 0 0 0 rg BT 267.14 456.50 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 301.85 456.50 Td (dividends ) Tj ET Q q 0 0 0 rg BT 339.29 456.50 Td (on ) Tj ET Q q 0 0 0 rg BT 351.21 456.50 Td (any ) Tj ET Q q 0 0 0 rg BT 367.23 456.50 Td (series ) Tj ET Q q 0 0 0 rg BT 391.91 456.50 Td (of ) Tj ET Q q 0 0 0 rg BT 401.54 456.50 Td (First ) Tj ET Q q 0 0 0 rg BT 420.28 456.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 457.26 456.50 Td (Shares. ) Tj ET Q q 0 0 0 rg BT 488.15 456.50 Td (The ) Tj ET Q q 0 0 0 rg BT 505.08 456.50 Td (First ) Tj ET Q q 0 0 0 rg BT 523.82 456.50 Td (Preferred ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 444.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 82.26 444.50 Td (are ) Tj ET Q q 0 0 0 rg BT 96.39 444.50 Td (limited ) Tj ET Q q 0 0 0 rg BT 122.37 444.50 Td (in ) Tj ET Q q 0 0 0 rg BT 131.03 444.50 Td (number ) Tj ET Q q 0 0 0 rg BT 161.11 444.50 Td (to ) Tj ET Q q 0 0 0 rg BT 170.24 444.50 Td (1,000,000. ) Tj ET Q q 0 0 0 rg BT 211.28 444.50 Td (No ) Tj ET Q q 0 0 0 rg BT 224.04 444.50 Td (First ) Tj ET Q q 0 0 0 rg BT 242.26 444.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 278.72 444.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 306.98 444.50 Td (have ) Tj ET Q q 0 0 0 rg BT 327.05 444.50 Td (been ) Tj ET Q q 0 0 0 rg BT 347.57 444.50 Td (issued ) Tj ET Q q 0 0 0 rg BT 373.56 444.50 Td (or ) Tj ET Q q 0 0 0 rg BT 383.13 444.50 Td (are ) Tj ET Q q 0 0 0 rg BT 397.26 444.50 Td (outstanding.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 424.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.50 424.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.96 424.50 Td (is ) Tj ET Q q 0 0 0 rg BT 116.25 424.50 Td (authorized ) Tj ET Q q 0 0 0 rg BT 156.91 424.50 Td (to ) Tj ET Q q 0 0 0 rg BT 166.11 424.50 Td (issue ) Tj ET Q q 0 0 0 rg BT 187.63 424.50 Td (an ) Tj ET Q q 0 0 0 rg BT 199.11 424.50 Td (unlimited ) Tj ET Q q 0 0 0 rg BT 234.30 424.50 Td (number ) Tj ET Q q 0 0 0 rg BT 264.47 424.50 Td (of ) Tj ET Q q 0 0 0 rg BT 273.67 424.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 303.85 424.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 340.40 424.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 368.75 424.50 Td (without ) Tj ET Q q 0 0 0 rg BT 397.09 424.50 Td (nominal ) Tj ET Q q 0 0 0 rg BT 428.17 424.50 Td (or ) Tj ET Q q 0 0 0 rg BT 437.83 424.50 Td (par ) Tj ET Q q 0 0 0 rg BT 452.05 424.50 Td (value, ) Tj ET Q q 0 0 0 rg BT 476.30 424.50 Td (issuable ) Tj ET Q q 0 0 0 rg BT 508.75 424.50 Td (in ) Tj ET Q q 0 0 0 rg BT 517.50 424.50 Td (series. ) Tj ET Q q 0 0 0 rg BT 543.88 424.50 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 412.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 84.94 412.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 122.24 412.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 151.35 412.50 Td (of ) Tj ET Q q 0 0 0 rg BT 161.31 412.50 Td (each ) Tj ET Q q 0 0 0 rg BT 182.22 412.50 Td (series, ) Tj ET Q q 0 0 0 rg BT 209.50 412.50 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 219.90 412.50 Td (shall ) Tj ET Q q 0 0 0 rg BT 239.89 412.50 Td (rank ) Tj ET Q q 0 0 0 rg BT 258.97 412.50 Td (after ) Tj ET Q q 0 0 0 rg BT 278.50 412.50 Td (the ) Tj ET Q q 0 0 0 rg BT 293.03 412.50 Td (First ) Tj ET Q q 0 0 0 rg BT 312.09 412.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 349.40 412.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 378.50 412.50 Td (to ) Tj ET Q q 0 0 0 rg BT 388.47 412.50 Td (the ) Tj ET Q q 0 0 0 rg BT 402.99 412.50 Td (extent ) Tj ET Q q 0 0 0 rg BT 428.46 412.50 Td (that ) Tj ET Q q 0 0 0 rg BT 445.27 412.50 Td (there ) Tj ET Q q 0 0 0 rg BT 467.08 412.50 Td (is ) Tj ET Q q 0 0 0 rg BT 476.13 412.50 Td (a ) Tj ET Q q 0 0 0 rg BT 483.81 412.50 Td (conflict ) Tj ET Q q 0 0 0 rg BT 512.46 412.50 Td (between ) Tj ET Q q 0 0 0 rg BT 546.59 412.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 400.50 Td (preferences, ) Tj ET Q q 0 0 0 rg BT 102.01 400.50 Td (priorities ) Tj ET Q q 0 0 0 rg BT 135.42 400.50 Td (and ) Tj ET Q q 0 0 0 rg BT 151.53 400.50 Td (rights ) Tj ET Q q 0 0 0 rg BT 174.00 400.50 Td (attaching ) Tj ET Q q 0 0 0 rg BT 209.71 400.50 Td (to ) Tj ET Q q 0 0 0 rg BT 218.98 400.50 Td (the ) Tj ET Q q 0 0 0 rg BT 232.80 400.50 Td (two ) Tj ET Q q 0 0 0 rg BT 247.99 400.50 Td (classes ) Tj ET Q q 0 0 0 rg BT 277.76 400.50 Td (of ) Tj ET Q q 0 0 0 rg BT 287.02 400.50 Td (preferred ) Tj ET Q q 0 0 0 rg BT 322.72 400.50 Td (shares, ) Tj ET Q q 0 0 0 rg BT 352.04 400.50 Td (and ) Tj ET Q q 0 0 0 rg BT 368.14 400.50 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 379.67 400.50 Td (shall ) Tj ET Q q 0 0 0 rg BT 398.96 400.50 Td (be ) Tj ET Q q 0 0 0 rg BT 410.50 400.50 Td (entitled ) Tj ET Q q 0 0 0 rg BT 439.37 400.50 Td (to ) Tj ET Q q 0 0 0 rg BT 448.63 400.50 Td (preferences ) Tj ET Q q 0 0 0 rg BT 494.36 400.50 Td (over ) Tj ET Q q 0 0 0 rg BT 512.74 400.50 Td (the ) Tj ET Q q 0 0 0 rg BT 526.57 400.50 Td (common ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 388.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 81.32 388.50 Td (and ) Tj ET Q q 0 0 0 rg BT 97.71 388.50 Td (any ) Tj ET Q q 0 0 0 rg BT 113.64 388.50 Td (other ) Tj ET Q q 0 0 0 rg BT 135.04 388.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 162.36 388.50 Td (of ) Tj ET Q q 0 0 0 rg BT 171.91 388.50 Td (the ) Tj ET Q q 0 0 0 rg BT 186.02 388.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 223.82 388.50 Td (ranking ) Tj ET Q q 0 0 0 rg BT 253.43 388.50 Td (junior ) Tj ET Q q 0 0 0 rg BT 276.19 388.50 Td (to ) Tj ET Q q 0 0 0 rg BT 285.74 388.50 Td (the ) Tj ET Q q 0 0 0 rg BT 299.85 388.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 330.37 388.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 367.25 388.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 395.94 388.50 Td (with ) Tj ET Q q 0 0 0 rg BT 413.23 388.50 Td (respect ) Tj ET Q q 0 0 0 rg BT 442.83 388.50 Td (to ) Tj ET Q q 0 0 0 rg BT 452.38 388.50 Td (the ) Tj ET Q q 0 0 0 rg BT 466.49 388.50 Td (priority ) Tj ET Q q 0 0 0 rg BT 493.80 388.50 Td (in ) Tj ET Q q 0 0 0 rg BT 502.89 388.50 Td (the ) Tj ET Q q 0 0 0 rg BT 517.00 388.50 Td (payment ) Tj ET Q q 0 0 0 rg BT 551.17 388.50 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 376.50 Td (dividends ) Tj ET Q q 0 0 0 rg BT 90.78 376.50 Td (and ) Tj ET Q q 0 0 0 rg BT 106.59 376.50 Td (with ) Tj ET Q q 0 0 0 rg BT 123.31 376.50 Td (respect ) Tj ET Q q 0 0 0 rg BT 152.33 376.50 Td (to ) Tj ET Q q 0 0 0 rg BT 161.31 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 174.84 376.50 Td (priority ) Tj ET Q q 0 0 0 rg BT 201.58 376.50 Td (in ) Tj ET Q q 0 0 0 rg BT 210.09 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 223.63 376.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 265.42 376.50 Td (of ) Tj ET Q q 0 0 0 rg BT 274.39 376.50 Td (assets ) Tj ET Q q 0 0 0 rg BT 300.23 376.50 Td (of ) Tj ET Q q 0 0 0 rg BT 309.20 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 322.73 376.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 359.96 376.50 Td (in ) Tj ET Q q 0 0 0 rg BT 368.47 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 382.01 376.50 Td (event ) Tj ET Q q 0 0 0 rg BT 404.20 376.50 Td (of ) Tj ET Q q 0 0 0 rg BT 413.18 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 426.71 376.50 Td (liquidation, ) Tj ET Q q 0 0 0 rg BT 468.05 376.50 Td (dissolution ) Tj ET Q q 0 0 0 rg BT 508.93 376.50 Td (or ) Tj ET Q q 0 0 0 rg BT 518.36 376.50 Td (winding-up ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 364.50 Td (of ) Tj ET Q q 0 0 0 rg BT 63.10 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 76.77 364.50 Td (Company) Tj ET Q q 0 0 0 rg BT 111.26 364.50 Td (, ) Tj ET Q q 0 0 0 rg BT 115.81 364.50 Td (whether ) Tj ET Q q 0 0 0 rg BT 147.24 364.50 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 182.78 364.50 Td (or ) Tj ET Q q 0 0 0 rg BT 192.33 364.50 Td (involuntary) Tj ET Q q 0 0 0 rg BT 231.39 364.50 Td (, ) Tj ET Q q 0 0 0 rg BT 235.93 364.50 Td (or ) Tj ET Q q 0 0 0 rg BT 245.49 364.50 Td (in ) Tj ET Q q 0 0 0 rg BT 254.13 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 267.80 364.50 Td (event ) Tj ET Q q 0 0 0 rg BT 290.13 364.50 Td (of ) Tj ET Q q 0 0 0 rg BT 299.23 364.50 Td (any ) Tj ET Q q 0 0 0 rg BT 314.72 364.50 Td (other ) Tj ET Q q 0 0 0 rg BT 335.67 364.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 377.59 364.50 Td (of ) Tj ET Q q 0 0 0 rg BT 386.70 364.50 Td (assets ) Tj ET Q q 0 0 0 rg BT 412.67 364.50 Td (of ) Tj ET Q q 0 0 0 rg BT 421.77 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 435.44 364.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 472.79 364.50 Td (among ) Tj ET Q q 0 0 0 rg BT 500.13 364.50 Td (its ) Tj ET Q q 0 0 0 rg BT 510.60 364.50 Td (shareholders ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 352.50 Td (for ) Tj ET Q q 0 0 0 rg BT 65.57 352.50 Td (the ) Tj ET Q q 0 0 0 rg BT 78.97 352.50 Td (purpose ) Tj ET Q q 0 0 0 rg BT 110.60 352.50 Td (of ) Tj ET Q q 0 0 0 rg BT 119.44 352.50 Td (winding ) Tj ET Q q 0 0 0 rg BT 149.24 352.50 Td (up ) Tj ET Q q 0 0 0 rg BT 160.36 352.50 Td (its ) Tj ET Q q 0 0 0 rg BT 170.56 352.50 Td (af) Tj ET Q q 0 0 0 rg BT 177.26 352.50 Td (fairs. ) Tj ET Q q 0 0 0 rg BT 196.91 352.50 Td (The ) Tj ET Q q 0 0 0 rg BT 213.04 352.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 242.85 352.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 279.03 352.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 307.01 352.50 Td (of ) Tj ET Q q 0 0 0 rg BT 315.85 352.50 Td (each ) Tj ET Q q 0 0 0 rg BT 335.63 352.50 Td (series ) Tj ET Q q 0 0 0 rg BT 359.50 352.50 Td (shall ) Tj ET Q q 0 0 0 rg BT 378.37 352.50 Td (rank ) Tj ET Q q 0 0 0 rg BT 396.32 352.50 Td (on ) Tj ET Q q 0 0 0 rg BT 407.44 352.50 Td (a ) Tj ET Q q 0 0 0 rg BT 414.00 352.50 Td (parity ) Tj ET Q q 0 0 0 rg BT 436.05 352.50 Td (with ) Tj ET Q q 0 0 0 rg BT 452.63 352.50 Td (the ) Tj ET Q q 0 0 0 rg BT 466.03 352.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 495.84 352.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 532.02 352.50 Td (Shares ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 340.50 Td (of ) Tj ET Q q 0 0 0 rg BT 63.59 340.50 Td (every ) Tj ET Q q 0 0 0 rg BT 86.39 340.50 Td (other ) Tj ET Q q 0 0 0 rg BT 107.83 340.50 Td (series ) Tj ET Q q 0 0 0 rg BT 132.45 340.50 Td (with ) Tj ET Q q 0 0 0 rg BT 149.77 340.50 Td (respect ) Tj ET Q q 0 0 0 rg BT 179.42 340.50 Td (to ) Tj ET Q q 0 0 0 rg BT 189.00 340.50 Td (priority ) Tj ET Q q 0 0 0 rg BT 216.35 340.50 Td (in ) Tj ET Q q 0 0 0 rg BT 225.48 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 239.63 340.50 Td (payment ) Tj ET Q q 0 0 0 rg BT 273.83 340.50 Td (of ) Tj ET Q q 0 0 0 rg BT 283.42 340.50 Td (dividends ) Tj ET Q q 0 0 0 rg BT 320.81 340.50 Td (and ) Tj ET Q q 0 0 0 rg BT 337.24 340.50 Td (with ) Tj ET Q q 0 0 0 rg BT 354.57 340.50 Td (respect ) Tj ET Q q 0 0 0 rg BT 384.21 340.50 Td (to ) Tj ET Q q 0 0 0 rg BT 393.80 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 407.95 340.50 Td (priority ) Tj ET Q q 0 0 0 rg BT 435.30 340.50 Td (in ) Tj ET Q q 0 0 0 rg BT 444.42 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 458.57 340.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 500.98 340.50 Td (of ) Tj ET Q q 0 0 0 rg BT 510.56 340.50 Td (assets ) Tj ET Q q 0 0 0 rg BT 537.02 340.50 Td (of ) Tj ET Q q 0 0 0 rg BT 546.60 340.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 328.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.67 328.50 Td (in ) Tj ET Q q 0 0 0 rg BT 100.64 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 114.62 328.50 Td (event ) Tj ET Q q 0 0 0 rg BT 137.26 328.50 Td (of ) Tj ET Q q 0 0 0 rg BT 146.69 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 160.67 328.50 Td (liquidation, ) Tj ET Q q 0 0 0 rg BT 202.46 328.50 Td (dissolution ) Tj ET Q q 0 0 0 rg BT 243.79 328.50 Td (or ) Tj ET Q q 0 0 0 rg BT 253.66 328.50 Td (winding ) Tj ET Q q 0 0 0 rg BT 284.04 328.50 Td (up ) Tj ET Q q 0 0 0 rg BT 295.75 328.50 Td (of ) Tj ET Q q 0 0 0 rg BT 305.17 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 319.15 328.50 Td (Company) Tj ET Q q 0 0 0 rg BT 353.64 328.50 Td (, ) Tj ET Q q 0 0 0 rg BT 358.50 328.50 Td (whether ) Tj ET Q q 0 0 0 rg BT 390.25 328.50 Td (voluntary ) Tj ET Q q 0 0 0 rg BT 426.11 328.50 Td (or ) Tj ET Q q 0 0 0 rg BT 435.98 328.50 Td (involuntary) Tj ET Q q 0 0 0 rg BT 475.04 328.50 Td (, ) Tj ET Q q 0 0 0 rg BT 479.90 328.50 Td (or ) Tj ET Q q 0 0 0 rg BT 489.77 328.50 Td (in ) Tj ET Q q 0 0 0 rg BT 498.74 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 512.72 328.50 Td (event ) Tj ET Q q 0 0 0 rg BT 535.36 328.50 Td (of ) Tj ET Q q 0 0 0 rg BT 544.79 328.50 Td (any ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 316.50 Td (other ) Tj ET Q q 0 0 0 rg BT 74.76 316.50 Td (distribution ) Tj ET Q q 0 0 0 rg BT 116.49 316.50 Td (of ) Tj ET Q q 0 0 0 rg BT 125.40 316.50 Td (assets ) Tj ET Q q 0 0 0 rg BT 151.18 316.50 Td (of ) Tj ET Q q 0 0 0 rg BT 160.09 316.50 Td (the ) Tj ET Q q 0 0 0 rg BT 173.56 316.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 210.73 316.50 Td (among ) Tj ET Q q 0 0 0 rg BT 237.87 316.50 Td (its ) Tj ET Q q 0 0 0 rg BT 248.15 316.50 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 297.62 316.50 Td (for ) Tj ET Q q 0 0 0 rg BT 309.26 316.50 Td (the ) Tj ET Q q 0 0 0 rg BT 322.74 316.50 Td (purpose ) Tj ET Q q 0 0 0 rg BT 354.44 316.50 Td (of ) Tj ET Q q 0 0 0 rg BT 363.35 316.50 Td (winding ) Tj ET Q q 0 0 0 rg BT 393.23 316.50 Td (up ) Tj ET Q q 0 0 0 rg BT 404.42 316.50 Td (its ) Tj ET Q q 0 0 0 rg BT 414.69 316.50 Td (af) Tj ET Q q 0 0 0 rg BT 421.39 316.50 Td (fairs. ) Tj ET Q q 0 0 0 rg BT 441.24 316.50 Td (Holders ) Tj ET Q q 0 0 0 rg BT 471.56 316.50 Td (of ) Tj ET Q q 0 0 0 rg BT 480.47 316.50 Td (the ) Tj ET Q q 0 0 0 rg BT 493.94 316.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 523.83 316.50 Td (Preferred ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 304.50 Td (Shares ) Tj ET Q q 0 0 0 rg BT 82.26 304.50 Td (are ) Tj ET Q q 0 0 0 rg BT 96.39 304.50 Td (not ) Tj ET Q q 0 0 0 rg BT 110.07 304.50 Td (entitled ) Tj ET Q q 0 0 0 rg BT 138.80 304.50 Td (to ) Tj ET Q q 0 0 0 rg BT 147.92 304.50 Td (vote.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 284.50 Td (As ) Tj ET Q q 0 0 0 rg BT 66.50 284.50 Td (at ) Tj ET Q q 0 0 0 rg BT 76.26 284.50 Td (December ) Tj ET Q q 0 0 0 rg BT 117.01 284.50 Td (28, ) Tj ET Q q 0 0 0 rg BT 131.34 284.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 154.79 284.50 Td (the ) Tj ET Q q 0 0 0 rg BT 169.12 284.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 199.85 284.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 236.96 284.50 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 268.15 284.50 Td (Series ) Tj ET Q q 0 0 0 rg BT 294.32 284.50 Td (B ) Tj ET Q q 0 0 0 rg BT 302.71 284.50 Td (in ) Tj ET Q q 0 0 0 rg BT 312.02 284.50 Td (the ) Tj ET Q q 0 0 0 rg BT 326.35 284.50 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 366.21 284.50 Td (amount ) Tj ET Q q 0 0 0 rg BT 396.49 284.50 Td (of ) Tj ET Q q 0 0 0 rg BT 406.25 284.50 Td ($221 ) Tj ET Q q 0 0 0 rg BT 427.42 284.50 Td (million, ) Tj ET Q q 0 0 0 rg BT 455.87 284.50 Td (net ) Tj ET Q q 0 0 0 rg BT 470.19 284.50 Td (of ) Tj ET Q q 0 0 0 rg BT 479.96 284.50 Td ($4 ) Tj ET Q q 0 0 0 rg BT 492.01 284.50 Td (million ) Tj ET Q q 0 0 0 rg BT 518.17 284.50 Td (of ) Tj ET Q q 0 0 0 rg BT 527.94 284.50 Td (after-tax ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 272.50 Td (issuance ) Tj ET Q q 0 0 0 rg BT 88.65 272.50 Td (costs, ) Tj ET Q q 0 0 0 rg BT 112.35 272.50 Td (are ) Tj ET Q q 0 0 0 rg BT 126.49 272.50 Td (presented ) Tj ET Q q 0 0 0 rg BT 165.24 272.50 Td (as ) Tj ET Q q 0 0 0 rg BT 176.18 272.50 Td (a ) Tj ET Q q 0 0 0 rg BT 183.02 272.50 Td (component ) Tj ET Q q 0 0 0 rg BT 225.88 272.50 Td (of ) Tj ET Q q 0 0 0 rg BT 235.00 272.50 Td (equity ) Tj ET Q q 0 0 0 rg BT 259.17 272.50 Td (in ) Tj ET Q q 0 0 0 rg BT 267.83 272.50 Td (the ) Tj ET Q q 0 0 0 rg BT 281.51 272.50 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 329.84 272.50 Td (balance ) Tj ET Q q 0 0 0 rg BT 360.85 272.50 Td (sheet.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 252.50 Td (Normal ) Tj ET Q q 0 0 0 rg BT 82.70 252.50 Td (Course ) Tj ET Q q 0 0 0 rg BT 111.41 252.50 Td (Issuer ) Tj ET Q q 0 0 0 rg BT 136.03 252.50 Td (Bid ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 232.50 Td (In ) Tj ET Q q 0 0 0 rg BT 62.93 232.50 Td (the ) Tj ET Q q 0 0 0 rg BT 76.42 232.50 Td (second ) Tj ET Q q 0 0 0 rg BT 104.95 232.50 Td (quarter ) Tj ET Q q 0 0 0 rg BT 133.01 232.50 Td (of ) Tj ET Q q 0 0 0 rg BT 141.94 232.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 164.55 232.50 Td (the ) Tj ET Q q 0 0 0 rg BT 178.04 232.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 215.22 232.50 Td (re-filed ) Tj ET Q q 0 0 0 rg BT 242.37 232.50 Td (its ) Tj ET Q q 0 0 0 rg BT 252.66 232.50 Td (Normal ) Tj ET Q q 0 0 0 rg BT 281.16 232.50 Td (Course ) Tj ET Q q 0 0 0 rg BT 309.68 232.50 Td (Issuer ) Tj ET Q q 0 0 0 rg BT 334.10 232.50 Td (Bid ) Tj ET Q q 0 0 0 rg BT 348.04 232.50 Td (\(NCIB\) ) Tj ET Q q 0 0 0 rg BT 380.63 232.50 Td (to ) Tj ET Q q 0 0 0 rg BT 389.56 232.50 Td (purchase ) Tj ET Q q 0 0 0 rg BT 425.38 232.50 Td (up ) Tj ET Q q 0 0 0 rg BT 436.58 232.50 Td (to ) Tj ET Q q 0 0 0 rg BT 445.51 232.50 Td (18,455,884 ) Tj ET Q q 0 0 0 rg BT 488.64 232.50 Td (common ) Tj ET Q q 0 0 0 rg BT 522.18 232.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 548.88 232.50 Td (on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 220.50 Td (the ) Tj ET Q q 0 0 0 rg BT 67.32 220.50 Td (TSX ) Tj ET Q q 0 0 0 rg BT 85.32 220.50 Td (or ) Tj ET Q q 0 0 0 rg BT 94.66 220.50 Td (through ) Tj ET Q q 0 0 0 rg BT 124.52 220.50 Td (alternative ) Tj ET Q q 0 0 0 rg BT 164.40 220.50 Td (trading ) Tj ET Q q 0 0 0 rg BT 191.53 220.50 Td (systems, ) Tj ET Q q 0 0 0 rg BT 225.93 220.50 Td (representing ) Tj ET Q q 0 0 0 rg BT 273.57 220.50 Td (approximately ) Tj ET Q q 0 0 0 rg BT 326.67 220.50 Td (5% ) Tj ET Q q 0 0 0 rg BT 340.57 220.50 Td (of ) Tj ET Q q 0 0 0 rg BT 349.46 220.50 Td (the ) Tj ET Q q 0 0 0 rg BT 362.91 220.50 Td (issued ) Tj ET Q q 0 0 0 rg BT 388.66 220.50 Td (and ) Tj ET Q q 0 0 0 rg BT 404.39 220.50 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 448.85 220.50 Td (common ) Tj ET Q q 0 0 0 rg BT 482.34 220.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 509.01 220.50 Td (as ) Tj ET Q q 0 0 0 rg BT 519.72 220.50 Td (of ) Tj ET Q q 0 0 0 rg BT 528.61 220.50 Td (the ) Tj ET Q q 0 0 0 rg BT 542.06 220.50 Td (date ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 208.50 Td (on ) Tj ET Q q 0 0 0 rg BT 65.84 208.50 Td (which ) Tj ET Q q 0 0 0 rg BT 89.52 208.50 Td (the ) Tj ET Q q 0 0 0 rg BT 103.63 208.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 141.44 208.50 Td (renewed ) Tj ET Q q 0 0 0 rg BT 175.61 208.50 Td (its ) Tj ET Q q 0 0 0 rg BT 186.53 208.50 Td (NCIB. ) Tj ET Q q 0 0 0 rg BT 211.11 208.50 Td (In ) Tj ET Q q 0 0 0 rg BT 220.67 208.50 Td (accordance ) Tj ET Q q 0 0 0 rg BT 265.79 208.50 Td (with ) Tj ET Q q 0 0 0 rg BT 283.08 208.50 Td (the ) Tj ET Q q 0 0 0 rg BT 297.20 208.50 Td (rules ) Tj ET Q q 0 0 0 rg BT 317.69 208.50 Td (and ) Tj ET Q q 0 0 0 rg BT 334.09 208.50 Td (by-laws ) Tj ET Q q 0 0 0 rg BT 364.60 208.50 Td (of ) Tj ET Q q 0 0 0 rg BT 374.16 208.50 Td (the ) Tj ET Q q 0 0 0 rg BT 388.11 208.50 Td (TSX, ) Tj ET Q q 0 0 0 rg BT 409.05 208.50 Td (the ) Tj ET Q q 0 0 0 rg BT 423.17 208.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 460.98 208.50 Td (may ) Tj ET Q q 0 0 0 rg BT 479.19 208.50 Td (purchase ) Tj ET Q q 0 0 0 rg BT 515.64 208.50 Td (its ) Tj ET Q q 0 0 0 rg BT 526.56 208.50 Td (common ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 196.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 80.89 196.50 Td (at ) Tj ET Q q 0 0 0 rg BT 90.02 196.50 Td (the ) Tj ET Q q 0 0 0 rg BT 103.70 196.50 Td (market ) Tj ET Q q 0 0 0 rg BT 131.04 196.50 Td (price ) Tj ET Q q 0 0 0 rg BT 151.09 196.50 Td (of ) Tj ET Q q 0 0 0 rg BT 160.22 196.50 Td (such ) Tj ET Q q 0 0 0 rg BT 179.82 196.50 Td (shares. ) Tj ET Q q 0 0 0 rg BT 209.00 196.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 176.50 Td (In ) Tj ET Q q 0 0 0 rg BT 62.63 176.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 84.94 176.50 Td (the ) Tj ET Q q 0 0 0 rg BT 98.13 176.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 135.01 176.50 Td (executed ) Tj ET Q q 0 0 0 rg BT 170.08 176.50 Td (share ) Tj ET Q q 0 0 0 rg BT 192.38 176.50 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 239.30 176.50 Td (of ) Tj ET Q q 0 0 0 rg BT 247.93 176.50 Td (14,519,082 ) Tj ET Q q 0 0 0 rg BT 290.76 176.50 Td (common ) Tj ET Q q 0 0 0 rg BT 324.00 176.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 350.40 176.50 Td (\(13,613,225 ) Tj ET Q q 0 0 0 rg BT 395.96 176.50 Td (of ) Tj ET Q q 0 0 0 rg BT 404.59 176.50 Td (which ) Tj ET Q q 0 0 0 rg BT 427.34 176.50 Td (were ) Tj ET Q q 0 0 0 rg BT 446.90 176.50 Td (canceled ) Tj ET Q q 0 0 0 rg BT 481.51 176.50 Td (and ) Tj ET Q q 0 0 0 rg BT 496.98 176.50 Td (900,000 ) Tj ET Q q 0 0 0 rg BT 528.41 176.50 Td (of ) Tj ET Q q 0 0 0 rg BT 537.04 176.50 Td (which ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 164.50 Td (were ) Tj ET Q q 0 0 0 rg BT 73.89 164.50 Td (placed ) Tj ET Q q 0 0 0 rg BT 100.18 164.50 Td (into ) Tj ET Q q 0 0 0 rg BT 115.52 164.50 Td (trusts ) Tj ET Q q 0 0 0 rg BT 137.69 164.50 Td (for ) Tj ET Q q 0 0 0 rg BT 149.39 164.50 Td (future ) Tj ET Q q 0 0 0 rg BT 172.48 164.50 Td (settlement ) Tj ET Q q 0 0 0 rg BT 212.44 164.50 Td (of ) Tj ET Q q 0 0 0 rg BT 221.40 164.50 Td (the ) Tj ET Q q 0 0 0 rg BT 234.92 164.50 Td (Company) Tj ET Q q 0 0 0 rg BT 271.69 164.50 Td (s ) Tj ET Q q 0 0 0 rg BT 277.92 164.50 Td (restricted ) Tj ET Q q 0 0 0 rg BT 313.76 164.50 Td (share ) Tj ET Q q 0 0 0 rg BT 336.40 164.50 Td (unit ) Tj ET Q q 0 0 0 rg BT 351.74 164.50 Td (\(RSU\) ) Tj ET Q q 0 0 0 rg BT 376.63 164.50 Td (and ) Tj ET Q q 0 0 0 rg BT 392.43 164.50 Td (performance ) Tj ET Q q 0 0 0 rg BT 440.58 164.50 Td (share ) Tj ET Q q 0 0 0 rg BT 463.22 164.50 Td (unit ) Tj ET Q q 0 0 0 rg BT 478.56 164.50 Td (\(PSU\) ) Tj ET Q q 0 0 0 rg BT 503.00 164.50 Td (obligations ) Tj ET Q q 0 0 0 rg BT 544.33 164.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 152.50 Td (5,857 ) Tj ET Q q 0 0 0 rg BT 76.80 152.50 Td (of ) Tj ET Q q 0 0 0 rg BT 85.92 152.50 Td (which ) Tj ET Q q 0 0 0 rg BT 109.17 152.50 Td (were ) Tj ET Q q 0 0 0 rg BT 129.21 152.50 Td (purchased ) Tj ET Q q 0 0 0 rg BT 169.79 152.50 Td (and ) Tj ET Q q 0 0 0 rg BT 185.75 152.50 Td (settled ) Tj ET Q q 0 0 0 rg BT 212.20 152.50 Td (for ) Tj ET Q q 0 0 0 rg BT 224.05 152.50 Td (US ) Tj ET Q q 0 0 0 rg BT 237.72 152.50 Td (employees ) Tj ET Q q 0 0 0 rg BT 279.65 152.50 Td (and ) Tj ET Q q 0 0 0 rg BT 295.62 152.50 Td (former ) Tj ET Q q 0 0 0 rg BT 321.59 152.50 Td (directors\) ) Tj ET Q q 0 0 0 rg BT 358.04 152.50 Td (under ) Tj ET Q q 0 0 0 rg BT 381.29 152.50 Td (its ) Tj ET Q q 0 0 0 rg BT 391.78 152.50 Td (NCIB ) Tj ET Q q 0 0 0 rg BT 413.64 152.50 Td (during ) Tj ET Q q 0 0 0 rg BT 438.72 152.50 Td (the ) Tj ET Q q 0 0 0 rg BT 452.40 152.50 Td (year) Tj ET Q q 0 0 0 rg BT 467.90 152.50 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 132.50 Td (From ) Tj ET Q q 0 0 0 rg BT 74.91 132.50 Td (time ) Tj ET Q q 0 0 0 rg BT 92.18 132.50 Td (to ) Tj ET Q q 0 0 0 rg BT 100.79 132.50 Td (time, ) Tj ET Q q 0 0 0 rg BT 120.34 132.50 Td (when ) Tj ET Q q 0 0 0 rg BT 141.72 132.50 Td (the ) Tj ET Q q 0 0 0 rg BT 154.89 132.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 191.76 132.50 Td (was ) Tj ET Q q 0 0 0 rg BT 208.12 132.50 Td (not ) Tj ET Q q 0 0 0 rg BT 221.30 132.50 Td (in ) Tj ET Q q 0 0 0 rg BT 229.45 132.50 Td (possession ) Tj ET Q q 0 0 0 rg BT 272.26 132.50 Td (of ) Tj ET Q q 0 0 0 rg BT 280.88 132.50 Td (any ) Tj ET Q q 0 0 0 rg BT 295.88 132.50 Td (material, ) Tj ET Q q 0 0 0 rg BT 329.10 132.50 Td (non-public ) Tj ET Q q 0 0 0 rg BT 368.71 132.50 Td (information ) Tj ET Q q 0 0 0 rg BT 411.05 132.50 Td (about ) Tj ET Q q 0 0 0 rg BT 433.35 132.50 Td (itself ) Tj ET Q q 0 0 0 rg BT 451.99 132.50 Td (or ) Tj ET Q q 0 0 0 rg BT 461.06 132.50 Td (its ) Tj ET Q q 0 0 0 rg BT 471.04 132.50 Td (securities, ) Tj ET Q q 0 0 0 rg BT 509.73 132.50 Td (the ) Tj ET Q q 0 0 0 rg BT 522.91 132.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 120.50 Td (has ) Tj ET Q q 0 0 0 rg BT 69.37 120.50 Td (entered ) Tj ET Q q 0 0 0 rg BT 99.33 120.50 Td (into ) Tj ET Q q 0 0 0 rg BT 114.28 120.50 Td (Automatic ) Tj ET Q q 0 0 0 rg BT 152.89 120.50 Td (Share ) Tj ET Q q 0 0 0 rg BT 176.92 120.50 Td (Purchase ) Tj ET Q q 0 0 0 rg BT 213.71 120.50 Td (Plans ) Tj ET Q q 0 0 0 rg BT 236.37 120.50 Td (with ) Tj ET Q q 0 0 0 rg BT 253.10 120.50 Td (a ) Tj ET Q q 0 0 0 rg BT 259.81 120.50 Td (broker ) Tj ET Q q 0 0 0 rg BT 285.20 120.50 Td (in ) Tj ET Q q 0 0 0 rg BT 293.73 120.50 Td (order ) Tj ET Q q 0 0 0 rg BT 315.02 120.50 Td (to ) Tj ET Q q 0 0 0 rg BT 324.00 120.50 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 356.24 120.50 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 403.52 120.50 Td (of ) Tj ET Q q 0 0 0 rg BT 412.50 120.50 Td (the ) Tj ET Q q 0 0 0 rg BT 426.05 120.50 Td (Company) Tj ET Q q 0 0 0 rg BT 462.83 120.50 Td (s ) Tj ET Q q 0 0 0 rg BT 469.08 120.50 Td (common ) Tj ET Q q 0 0 0 rg BT 502.67 120.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 529.43 120.50 Td (at ) Tj ET Q q 0 0 0 rg BT 538.42 120.50 Td (times ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 108.50 Td (when ) Tj ET Q q 0 0 0 rg BT 75.88 108.50 Td (the ) Tj ET Q q 0 0 0 rg BT 89.56 108.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 126.93 108.50 Td (would ) Tj ET Q q 0 0 0 rg BT 150.64 108.50 Td (not ) Tj ET Q q 0 0 0 rg BT 164.32 108.50 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 201.69 108.50 Td (be ) Tj ET Q q 0 0 0 rg BT 213.09 108.50 Td (active ) Tj ET Q q 0 0 0 rg BT 236.80 108.50 Td (in ) Tj ET Q q 0 0 0 rg BT 245.46 108.50 Td (the ) Tj ET Q q 0 0 0 rg BT 259.14 108.50 Td (market ) Tj ET Q q 0 0 0 rg BT 286.49 108.50 Td (due ) Tj ET Q q 0 0 0 rg BT 302.45 108.50 Td (to ) Tj ET Q q 0 0 0 rg BT 311.57 108.50 Td (its ) Tj ET Q q 0 0 0 rg BT 322.05 108.50 Td (own ) Tj ET Q q 0 0 0 rg BT 339.37 108.50 Td (internal ) Tj ET Q q 0 0 0 rg BT 368.55 108.50 Td (blackout ) Tj ET Q q 0 0 0 rg BT 401.37 108.50 Td (periods, ) Tj ET Q q 0 0 0 rg BT 432.83 108.50 Td (insider ) Tj ET Q q 0 0 0 rg BT 459.26 108.50 Td (trading ) Tj ET Q q 0 0 0 rg BT 486.62 108.50 Td (rules ) Tj ET Q q 0 0 0 rg BT 506.67 108.50 Td (or ) Tj ET Q q 0 0 0 rg BT 516.24 108.50 Td (otherwise.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 88.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.41 88.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.78 88.50 Td (intends ) Tj ET Q q 0 0 0 rg BT 136.51 88.50 Td (to ) Tj ET Q q 0 0 0 rg BT 145.63 88.50 Td (re-file ) Tj ET Q q 0 0 0 rg BT 168.41 88.50 Td (its ) Tj ET Q q 0 0 0 rg BT 178.90 88.50 Td (NCIB ) Tj ET Q q 0 0 0 rg BT 200.76 88.50 Td (in ) Tj ET Q q 0 0 0 rg BT 209.42 88.50 Td (2020.) Tj ET Q endstream endobj 49 0 obj <> endobj 50 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (24) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 731.62 Td (5.2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 731.62 Td (Share T) Tj ET Q q 0 0 0 rg BT 119.63 731.62 Td (rading Price and V) Tj ET Q q 0 0 0 rg BT 191.04 731.62 Td (olume) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 712.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.64 712.50 Td (Company) Tj ET Q q 0 0 0 rg BT 107.42 712.50 Td (s ) Tj ET Q q 0 0 0 rg BT 114.03 712.50 Td (common ) Tj ET Q q 0 0 0 rg BT 147.99 712.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 175.12 712.50 Td (and ) Tj ET Q q 0 0 0 rg BT 191.31 712.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 221.64 712.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 258.33 712.50 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 289.11 712.50 Td (Series ) Tj ET Q q 0 0 0 rg BT 314.86 712.50 Td (B ) Tj ET Q q 0 0 0 rg BT 322.84 712.50 Td (are ) Tj ET Q q 0 0 0 rg BT 337.21 712.50 Td (listed ) Tj ET Q q 0 0 0 rg BT 358.87 712.50 Td (and ) Tj ET Q q 0 0 0 rg BT 375.06 712.50 Td (posted ) Tj ET Q q 0 0 0 rg BT 402.20 712.50 Td (for ) Tj ET Q q 0 0 0 rg BT 414.28 712.50 Td (trading ) Tj ET Q q 0 0 0 rg BT 441.87 712.50 Td (on ) Tj ET Q q 0 0 0 rg BT 453.50 712.50 Td (the ) Tj ET Q q 0 0 0 rg BT 467.26 712.50 Td (TSX ) Tj ET Q q 0 0 0 rg BT 485.72 712.50 Td (and ) Tj ET Q q 0 0 0 rg BT 501.92 712.50 Td (trade ) Tj ET Q q 0 0 0 rg BT 523.12 712.50 Td (under ) Tj ET Q q 0 0 0 rg BT 546.60 712.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 700.50 Td (share ) Tj ET Q q 0 0 0 rg BT 76.67 700.50 Td (symbols ) Tj ET Q q 0 0 0 rg BT 108.91 700.50 Td (L ) Tj ET Q q 0 0 0 rg BT 121.08 700.50 Td (and ) Tj ET Q q 0 0 0 rg BT 136.92 700.50 Td (L.PR.B, ) Tj ET Q q 0 0 0 rg BT 172.80 700.50 Td (respectively) Tj ET Q q 0 0 0 rg BT 215.50 700.50 Td (. ) Tj ET Q q 0 0 0 rg BT 219.80 700.50 Td (The ) Tj ET Q q 0 0 0 rg BT 236.09 700.50 Td (monthly ) Tj ET Q q 0 0 0 rg BT 266.96 700.50 Td (highs ) Tj ET Q q 0 0 0 rg BT 288.73 700.50 Td (and ) Tj ET Q q 0 0 0 rg BT 304.56 700.50 Td (lows ) Tj ET Q q 0 0 0 rg BT 323.12 700.50 Td (and ) Tj ET Q q 0 0 0 rg BT 338.96 700.50 Td (average ) Tj ET Q q 0 0 0 rg BT 370.75 700.50 Td (daily ) Tj ET Q q 0 0 0 rg BT 389.78 700.50 Td (volumes ) Tj ET Q q 0 0 0 rg BT 422.47 700.50 Td (by ) Tj ET Q q 0 0 0 rg BT 433.29 700.50 Td (month ) Tj ET Q q 0 0 0 rg BT 458.24 700.50 Td (for ) Tj ET Q q 0 0 0 rg BT 469.97 700.50 Td (the ) Tj ET Q q 0 0 0 rg BT 483.53 700.50 Td (Company) Tj ET Q q 0 0 0 rg BT 520.30 700.50 Td (s ) Tj ET Q q 0 0 0 rg BT 526.56 700.50 Td (common ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 688.50 Td (shares ) Tj ET Q q 0 0 0 rg BT 80.89 688.50 Td (and ) Tj ET Q q 0 0 0 rg BT 96.86 688.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 126.95 688.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 163.41 688.50 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 193.95 688.50 Td (Series ) Tj ET Q q 0 0 0 rg BT 219.47 688.50 Td (B ) Tj ET Q q 0 0 0 rg BT 227.22 688.50 Td (for ) Tj ET Q q 0 0 0 rg BT 239.07 688.50 Td (the ) Tj ET Q q 0 0 0 rg BT 252.75 688.50 Td (period ) Tj ET Q q 0 0 0 rg BT 277.83 688.50 Td (beginning ) Tj ET Q q 0 0 0 rg BT 315.67 688.50 Td (December ) Tj ET Q q 0 0 0 rg BT 355.78 688.50 Td (31, ) Tj ET Q q 0 0 0 rg BT 369.46 688.50 Td (2018 ) Tj ET Q q 0 0 0 rg BT 389.98 688.50 Td (to ) Tj ET Q q 0 0 0 rg BT 399.10 688.50 Td (December ) Tj ET Q q 0 0 0 rg BT 439.21 688.50 Td (28, ) Tj ET Q q 0 0 0 rg BT 452.89 688.50 Td (2019 ) Tj ET Q q 0 0 0 rg BT 473.41 688.50 Td (were ) Tj ET Q q 0 0 0 rg BT 493.46 688.50 Td (as ) Tj ET Q q 0 0 0 rg BT 504.40 688.50 Td (follows: ) Tj ET Q BT /F6 10.00 Tf ET q 0 0 0 rg BT 54.00 667.50 Td (Common ) Tj ET Q q 0 0 0 rg BT 91.81 667.50 Td (Shares ) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 657 m 54.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 657 m 228.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 617 m 228.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 657 m 288.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 617 m 288.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 657 m 338.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 617 m 338.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 657 m 398.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 617 m 398.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 657 m 448.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 617 m 448.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 657 m 508.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 617 m 508.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 657 m 558.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 657 m 558.5 657 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 617 m 558.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 617 m 54.5 603 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 617 m 288.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 617 m 338.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 617 m 398.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 617 m 448.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 617 m 508.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 617 m 558.5 603 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 617 m 558.5 617 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 603 m 54.5 589 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 603 m 558.5 589 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 589 m 54.5 575 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 589 m 558.5 575 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 575 m 54.5 561 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 575 m 558.5 561 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 561 m 54.5 547 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 561 m 558.5 547 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 547 m 54.5 533 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 547 m 558.5 533 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 533 m 54.5 519 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 533 m 558.5 519 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 519 m 54.5 505 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 519 m 558.5 505 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 505 m 54.5 491 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 505 m 558.5 491 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 491 m 54.5 477 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 491 m 558.5 477 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 477 m 54.5 463 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 477 m 558.5 463 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 463 m 54.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 449 m 228.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 449 m 288.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 449 m 338.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 449 m 398.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 449 m 448.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 449 m 508.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 463 m 558.5 449 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 449 m 558.5 449 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.00 621.62 Td (Month) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.85 634.62 Td (High ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 256.50 621.62 Td (\($ per share\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.75 634.62 Td (Low ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 366.50 621.62 Td (\($ per share\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.00 647.22 Td (A) Tj ET Q q 0 0 0 rg BT 481.62 647.22 Td (verage Daily ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.10 634.22 Td (V) Tj ET Q q 0 0 0 rg BT 473.97 634.22 Td (olume by Month ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 487.95 621.22 Td (\(shares\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 607.22 Td (January) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 607.22 Td ($64.89) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 607.22 Td ($60.24) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 607.22 Td (627,810) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 593.22 Td (February) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 593.22 Td ($67.34) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 593.22 Td ($63.01) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 593.22 Td (508,31) Tj ET Q q 0 0 0 rg BT 513.23 593.22 Td (1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 579.22 Td (March) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 579.22 Td ($66.45) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 579.22 Td ($64.27) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 579.22 Td (607,767) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 565.22 Td (April) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 565.22 Td ($67.44) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 565.22 Td ($64.60) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 565.22 Td (416,215) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 551.22 Td (May) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 551.22 Td ($70.80) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 551.22 Td ($64.16) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 551.22 Td (640,686) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 537.22 Td (June) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 537.22 Td ($71.52) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 537.22 Td ($66.35) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 537.22 Td (585,512) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 523.22 Td (July) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 523.22 Td ($68.05) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 523.22 Td ($65.12) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 523.22 Td (374,348) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 509.22 Td (August) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 509.22 Td ($72.72) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 509.22 Td ($67.51) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 509.22 Td (520,508) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 495.22 Td (September) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 495.22 Td ($76.31) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 495.22 Td ($71.26) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 495.22 Td (615,003) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 481.22 Td (October) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 481.22 Td ($76.07) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 481.22 Td ($68.80) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 481.22 Td (538,026) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 467.22 Td (November) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 467.22 Td ($72.21) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 467.22 Td ($68.49) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 467.22 Td (533,225) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 453.22 Td (December) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 453.22 Td ($72.75) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 453.22 Td ($67.23) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 488.15 453.22 Td (494,623) Tj ET Q BT /F3 10.00 Tf ET BT /F6 10.00 Tf ET q 0 0 0 rg BT 54.00 428.50 Td (Second ) Tj ET Q q 0 0 0 rg BT 85.90 428.50 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 124.63 428.50 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 156.54 428.50 Td (Series ) Tj ET Q q 0 0 0 rg BT 183.44 428.50 Td (B ) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 418 m 54.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 418 m 228.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 378 m 228.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 418 m 288.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 378 m 288.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 418 m 338.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 378 m 338.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 418 m 398.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 378 m 398.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 418 m 448.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 378 m 448.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 418 m 508.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 378 m 508.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 418 m 558.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 418 m 558.5 418 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 378 m 558.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 378 m 54.5 364 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 378 m 228.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 378 m 288.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 378 m 338.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 378 m 398.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 378 m 448.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 378 m 508.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 378 m 558.5 364 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 378 m 558.5 378 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 364 m 54.5 350 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 364 m 558.5 350 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 350 m 54.5 336 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 350 m 558.5 336 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 336 m 54.5 322 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 336 m 558.5 322 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 322 m 54.5 308 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 322 m 558.5 308 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 308 m 54.5 294 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 308 m 558.5 294 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 294 m 54.5 280 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 294 m 558.5 280 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 280 m 54.5 266 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 280 m 558.5 266 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 266 m 54.5 252 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 266 m 558.5 252 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 252 m 54.5 238 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 252 m 558.5 238 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 238 m 54.5 224 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 238 m 558.5 224 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 224 m 54.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 210 m 228.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 228.5 210 m 288.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288.5 210 m 338.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 210 m 398.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 210 m 448.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 448.5 210 m 508.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 224 m 558.5 210 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 210 m 558.5 210 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.00 382.62 Td (Month) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.75 394.62 Td ( High) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 256.50 382.62 Td (\($ per share\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.75 394.62 Td (Low ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 366.50 382.62 Td (\($ per share\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.00 406.62 Td (A) Tj ET Q q 0 0 0 rg BT 481.62 406.62 Td (verage Daily ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.10 394.62 Td (V) Tj ET Q q 0 0 0 rg BT 473.97 394.62 Td (olume by Month ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 487.95 382.62 Td (\(shares\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 368.22 Td (January) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 368.22 Td ($24.49) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 368.22 Td ($23.75) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 368.22 Td (2,794) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 354.22 Td (February) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 354.22 Td ($24.50) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 354.22 Td ($23.84) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 354.22 Td (3,053) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 340.22 Td (March) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 340.22 Td ($24.76) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 340.22 Td ($24.07) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 340.22 Td (8,452) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 326.22 Td (April) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 326.22 Td ($24.78) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 326.22 Td ($24.39) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 326.22 Td (5,801) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 312.22 Td (May) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 312.22 Td ($25.00) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 312.22 Td ($24.60) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 312.22 Td (2,315) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 298.22 Td (June) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 298.22 Td ($24.98) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 298.22 Td ($24.48) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 298.22 Td (7,523) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 284.22 Td (July) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 284.22 Td ($25.29) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 284.22 Td ($24.65) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 490.45 284.22 Td (17,216) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 270.22 Td (August) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 270.22 Td ($25.30) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 270.22 Td ($25.05) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 270.22 Td (5,565) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 256.22 Td (September) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 256.22 Td ($25.35) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 256.22 Td ($25.1) Tj ET Q q 0 0 0 rg BT 400.97 256.22 Td (1) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 256.22 Td (2,429) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 242.22 Td (October) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 242.22 Td ($25.45) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 242.22 Td ($25.17) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 242.22 Td (3,339) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 228.22 Td (November) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 228.22 Td ($25.69) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 228.22 Td ($25.30) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 228.22 Td (6,336) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 214.22 Td (December) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 270.45 214.22 Td ($26.19) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 380.45 214.22 Td ($25.33) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.70 214.22 Td (3,416) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 181.62 Td (5.3) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 181.62 Td (Debt Securities) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 162.50 Td (The ) Tj ET Q q 0 0 0 rg BT 69.59 162.50 Td (Company) Tj ET Q q 0 0 0 rg BT 106.36 162.50 Td (s ) Tj ET Q q 0 0 0 rg BT 111.92 162.50 Td (notes ) Tj ET Q q 0 0 0 rg BT 133.45 162.50 Td (are ) Tj ET Q q 0 0 0 rg BT 146.76 162.50 Td (not ) Tj ET Q q 0 0 0 rg BT 159.62 162.50 Td (listed ) Tj ET Q q 0 0 0 rg BT 180.22 162.50 Td (or ) Tj ET Q q 0 0 0 rg BT 188.97 162.50 Td (quoted ) Tj ET Q q 0 0 0 rg BT 215.51 162.50 Td (on ) Tj ET Q q 0 0 0 rg BT 226.10 162.50 Td (a ) Tj ET Q q 0 0 0 rg BT 232.12 162.50 Td (recognized ) Tj ET Q q 0 0 0 rg BT 273.69 162.50 Td (exchange. ) Tj ET Q q 0 0 0 rg BT 313.00 162.50 Td ( ) Tj ET Q q 0 0 0 rg BT 314.17 162.50 Td (As ) Tj ET Q q 0 0 0 rg BT 325.20 162.50 Td (at ) Tj ET Q q 0 0 0 rg BT 333.50 162.50 Td (December ) Tj ET Q q 0 0 0 rg BT 372.78 162.50 Td (28, ) Tj ET Q q 0 0 0 rg BT 385.64 162.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 407.63 162.50 Td (there ) Tj ET Q q 0 0 0 rg BT 427.78 162.50 Td (were ) Tj ET Q q 0 0 0 rg BT 447.00 162.50 Td ($4.330 ) Tj ET Q q 0 0 0 rg BT 473.55 162.50 Td (billion ) Tj ET Q q 0 0 0 rg BT 495.97 162.50 Td (of ) Tj ET Q q 0 0 0 rg BT 504.27 162.50 Td (the ) Tj ET Q q 0 0 0 rg BT 517.13 162.50 Td (Company) Tj ET Q q 0 0 0 rg BT 553.91 162.50 Td (s ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 150.50 Td (notes ) Tj ET Q q 0 0 0 rg BT 76.34 150.50 Td (outstanding. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 130.50 Td (All ) Tj ET Q q 0 0 0 rg BT 65.49 130.50 Td (of ) Tj ET Q q 0 0 0 rg BT 74.72 130.50 Td (the ) Tj ET Q q 0 0 0 rg BT 88.50 130.50 Td (Company) Tj ET Q q 0 0 0 rg BT 125.27 130.50 Td (s ) Tj ET Q q 0 0 0 rg BT 131.75 130.50 Td (notes ) Tj ET Q q 0 0 0 rg BT 154.20 130.50 Td (are ) Tj ET Q q 0 0 0 rg BT 168.43 130.50 Td (direct ) Tj ET Q q 0 0 0 rg BT 190.87 130.50 Td (senior ) Tj ET Q q 0 0 0 rg BT 215.58 130.50 Td (unsecured ) Tj ET Q q 0 0 0 rg BT 256.26 130.50 Td (obligations ) Tj ET Q q 0 0 0 rg BT 297.85 130.50 Td (of ) Tj ET Q q 0 0 0 rg BT 307.08 130.50 Td (the ) Tj ET Q q 0 0 0 rg BT 320.86 130.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 358.33 130.50 Td (and ) Tj ET Q q 0 0 0 rg BT 374.40 130.50 Td (rank ) Tj ET Q q 0 0 0 rg BT 392.73 130.50 Td (equally ) Tj ET Q q 0 0 0 rg BT 421.10 130.50 Td (and ) Tj ET Q q 0 0 0 rg BT 437.16 130.50 Td (ratably ) Tj ET Q q 0 0 0 rg BT 464.16 130.50 Td (with ) Tj ET Q q 0 0 0 rg BT 481.12 130.50 Td (one ) Tj ET Q q 0 0 0 rg BT 497.18 130.50 Td (another ) Tj ET Q q 0 0 0 rg BT 527.38 130.50 Td (and ) Tj ET Q q 0 0 0 rg BT 543.44 130.50 Td (with ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 118.50 Td (all ) Tj ET Q q 0 0 0 rg BT 65.03 118.50 Td (other ) Tj ET Q q 0 0 0 rg BT 86.54 118.50 Td (unsecured ) Tj ET Q q 0 0 0 rg BT 127.66 118.50 Td (and ) Tj ET Q q 0 0 0 rg BT 144.17 118.50 Td (unsubordinated ) Tj ET Q q 0 0 0 rg BT 203.53 118.50 Td (indebtedness ) Tj ET Q q 0 0 0 rg BT 255.14 118.50 Td (of ) Tj ET Q q 0 0 0 rg BT 264.81 118.50 Td (the ) Tj ET Q q 0 0 0 rg BT 279.03 118.50 Td (Company) Tj ET Q q 0 0 0 rg BT 313.52 118.50 Td (. ) Tj ET Q q 0 0 0 rg BT 318.07 118.50 Td (At ) Tj ET Q q 0 0 0 rg BT 328.64 118.50 Td (its ) Tj ET Q q 0 0 0 rg BT 339.67 118.50 Td (option, ) Tj ET Q q 0 0 0 rg BT 367.12 118.50 Td (the ) Tj ET Q q 0 0 0 rg BT 381.34 118.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 419.26 118.50 Td (may ) Tj ET Q q 0 0 0 rg BT 437.58 118.50 Td (redeem ) Tj ET Q q 0 0 0 rg BT 468.20 118.50 Td (the ) Tj ET Q q 0 0 0 rg BT 482.43 118.50 Td (notes ) Tj ET Q q 0 0 0 rg BT 505.32 118.50 Td (at ) Tj ET Q q 0 0 0 rg BT 514.98 118.50 Td (any ) Tj ET Q q 0 0 0 rg BT 531.03 118.50 Td (time, ) Tj ET Q q 0 0 0 rg BT 551.62 118.50 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 106.50 Td (whole ) Tj ET Q q 0 0 0 rg BT 77.69 106.50 Td (or ) Tj ET Q q 0 0 0 rg BT 87.25 106.50 Td (in ) Tj ET Q q 0 0 0 rg BT 95.91 106.50 Td (part, ) Tj ET Q q 0 0 0 rg BT 114.59 106.50 Td (on ) Tj ET Q q 0 0 0 rg BT 125.98 106.50 Td (payment ) Tj ET Q q 0 0 0 rg BT 159.71 106.50 Td (of ) Tj ET Q q 0 0 0 rg BT 168.82 106.50 Td (a ) Tj ET Q q 0 0 0 rg BT 175.65 106.50 Td (redemption ) Tj ET Q q 0 0 0 rg BT 218.95 106.50 Td (price ) Tj ET Q q 0 0 0 rg BT 239.00 106.50 Td (equal ) Tj ET Q q 0 0 0 rg BT 261.33 106.50 Td (to ) Tj ET Q q 0 0 0 rg BT 270.44 106.50 Td (the ) Tj ET Q q 0 0 0 rg BT 284.12 106.50 Td (greater ) Tj ET Q q 0 0 0 rg BT 312.37 106.50 Td (of ) Tj ET Q q 0 0 0 rg BT 321.48 106.50 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 331.03 106.50 Td (the ) Tj ET Q q 0 0 0 rg BT 344.71 106.50 Td (applicable ) Tj ET Q q 0 0 0 rg BT 383.91 106.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 414.76 106.50 Td (Y) Tj ET Q q 0 0 0 rg BT 419.93 106.50 Td (ield ) Tj ET Q q 0 0 0 rg BT 434.96 106.50 Td (Price ) Tj ET Q q 0 0 0 rg BT 455.92 106.50 Td (\(as ) Tj ET Q q 0 0 0 rg BT 469.58 106.50 Td (defined ) Tj ET Q q 0 0 0 rg BT 498.75 106.50 Td (in ) Tj ET Q q 0 0 0 rg BT 507.41 106.50 Td (the ) Tj ET Q q 0 0 0 rg BT 521.08 106.50 Td (applicable ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 94.50 Td (supplemental ) Tj ET Q q 0 0 0 rg BT 104.87 94.50 Td (indenture\); ) Tj ET Q q 0 0 0 rg BT 146.17 94.50 Td (and ) Tj ET Q q 0 0 0 rg BT 161.95 94.50 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 173.15 94.50 Td (par) Tj ET Q q 0 0 0 rg BT 184.55 94.50 Td (, ) Tj ET Q q 0 0 0 rg BT 188.92 94.50 Td (together ) Tj ET Q q 0 0 0 rg BT 221.11 94.50 Td (in ) Tj ET Q q 0 0 0 rg BT 229.59 94.50 Td (each ) Tj ET Q q 0 0 0 rg BT 249.47 94.50 Td (case ) Tj ET Q q 0 0 0 rg BT 268.89 94.50 Td (with ) Tj ET Q q 0 0 0 rg BT 285.56 94.50 Td (accrued ) Tj ET Q q 0 0 0 rg BT 316.83 94.50 Td (and ) Tj ET Q q 0 0 0 rg BT 332.61 94.50 Td (unpaid ) Tj ET Q q 0 0 0 rg BT 359.33 94.50 Td (interest ) Tj ET Q q 0 0 0 rg BT 388.32 94.50 Td (to, ) Tj ET Q q 0 0 0 rg BT 399.53 94.50 Td (but ) Tj ET Q q 0 0 0 rg BT 413.03 94.50 Td (excluding, ) Tj ET Q q 0 0 0 rg BT 452.06 94.50 Td (the ) Tj ET Q q 0 0 0 rg BT 465.55 94.50 Td (date ) Tj ET Q q 0 0 0 rg BT 483.61 94.50 Td (fixed ) Tj ET Q q 0 0 0 rg BT 503.03 94.50 Td (for ) Tj ET Q q 0 0 0 rg BT 514.69 94.50 Td (redemption. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 82.50 Td (In ) Tj ET Q q 0 0 0 rg BT 62.76 82.50 Td (addition, ) Tj ET Q q 0 0 0 rg BT 95.68 82.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 122.21 82.50 Td (series ) Tj ET Q q 0 0 0 rg BT 146.00 82.50 Td (of ) Tj ET Q q 0 0 0 rg BT 154.76 82.50 Td (notes ) Tj ET Q q 0 0 0 rg BT 176.74 82.50 Td (also ) Tj ET Q q 0 0 0 rg BT 193.70 82.50 Td (provide ) Tj ET Q q 0 0 0 rg BT 222.51 82.50 Td (the ) Tj ET Q q 0 0 0 rg BT 235.82 82.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 272.83 82.50 Td (with ) Tj ET Q q 0 0 0 rg BT 289.33 82.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 315.86 82.50 Td (par ) Tj ET Q q 0 0 0 rg BT 332.36 82.50 Td (call ) Tj ET Q q 0 0 0 rg BT 349.31 82.50 Td (rights ) Tj ET Q q 0 0 0 rg BT 371.28 82.50 Td (to ) Tj ET Q q 0 0 0 rg BT 380.03 82.50 Td (early ) Tj ET Q q 0 0 0 rg BT 399.72 82.50 Td (redeem ) Tj ET Q q 0 0 0 rg BT 429.44 82.50 Td (the ) Tj ET Q q 0 0 0 rg BT 442.76 82.50 Td (applicable ) Tj ET Q q 0 0 0 rg BT 481.60 82.50 Td (notes ) Tj ET Q q 0 0 0 rg BT 503.58 82.50 Td (at ) Tj ET Q q 0 0 0 rg BT 512.34 82.50 Td (par ) Tj ET Q q 0 0 0 rg BT 526.11 82.50 Td (following ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 70.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 80.44 70.50 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 120.56 70.50 Td (dates. ) Tj ET Q q 0 0 0 rg BT 144.74 70.50 Td (For ) Tj ET Q q 0 0 0 rg BT 158.87 70.50 Td (full ) Tj ET Q q 0 0 0 rg BT 171.18 70.50 Td (details ) Tj ET Q q 0 0 0 rg BT 196.72 70.50 Td (of ) Tj ET Q q 0 0 0 rg BT 205.39 70.50 Td (the ) Tj ET Q q 0 0 0 rg BT 218.62 70.50 Td (provisions ) Tj ET Q q 0 0 0 rg BT 257.37 70.50 Td (of ) Tj ET Q q 0 0 0 rg BT 266.04 70.50 Td (the ) Tj ET Q q 0 0 0 rg BT 279.27 70.50 Td (notes, ) Tj ET Q q 0 0 0 rg BT 303.45 70.50 Td (readers ) Tj ET Q q 0 0 0 rg BT 333.08 70.50 Td (should ) Tj ET Q q 0 0 0 rg BT 359.08 70.50 Td (refer ) Tj ET Q q 0 0 0 rg BT 377.77 70.50 Td (to ) Tj ET Q q 0 0 0 rg BT 386.44 70.50 Td (the ) Tj ET Q q 0 0 0 rg BT 399.67 70.50 Td (trust ) Tj ET Q q 0 0 0 rg BT 417.45 70.50 Td (indenture ) Tj ET Q q 0 0 0 rg BT 453.48 70.50 Td (dated ) Tj ET Q q 0 0 0 rg BT 475.47 70.50 Td (April ) Tj ET Q q 0 0 0 rg BT 493.70 70.50 Td (10, ) Tj ET Q q 0 0 0 rg BT 506.93 70.50 Td (1996 ) Tj ET Q q 0 0 0 rg BT 527.01 70.50 Td (between ) Tj ET Q endstream endobj 51 0 obj <> endobj 52 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (25) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 703.25 Td (Further ) Tj ET Q q 0 0 0 rg BT 82.71 703.25 Td (information ) Tj ET Q q 0 0 0 rg BT 125.56 703.25 Td (on ) Tj ET Q q 0 0 0 rg BT 136.96 703.25 Td (the ) Tj ET Q q 0 0 0 rg BT 150.64 703.25 Td (Company) Tj ET Q q 0 0 0 rg BT 187.41 703.25 Td (s ) Tj ET Q q 0 0 0 rg BT 193.79 703.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 212.04 703.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 248.96 703.25 Td (can ) Tj ET Q q 0 0 0 rg BT 264.46 703.25 Td (be ) Tj ET Q q 0 0 0 rg BT 275.86 703.25 Td (found ) Tj ET Q q 0 0 0 rg BT 298.66 703.25 Td (in ) Tj ET Q q 0 0 0 rg BT 307.33 703.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.01 703.25 Td (MD&A.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 674.37 Td (5.4) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 674.37 Td (Credit Facilities) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 655.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.71 655.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.38 655.25 Td (has ) Tj ET Q q 0 0 0 rg BT 124.18 655.25 Td (a ) Tj ET Q q 0 0 0 rg BT 131.31 655.25 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 149.85 655.25 Td (billion ) Tj ET Q q 0 0 0 rg BT 173.40 655.25 Td (unsecured ) Tj ET Q q 0 0 0 rg BT 214.27 655.25 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 256.05 655.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 291.45 655.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 314.08 655.25 Td (facility ) Tj ET Q q 0 0 0 rg BT 339.44 655.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 381.22 655.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 397.93 655.25 Td (Revolving ) Tj ET Q q 0 0 0 rg BT 439.24 655.25 Td (Facility\) ) Tj ET Q q 0 0 0 rg BT 472.80 655.25 Td (which ) Tj ET Q q 0 0 0 rg BT 496.33 655.25 Td (matures ) Tj ET Q q 0 0 0 rg BT 528.54 655.25 Td (on ) Tj ET Q q 0 0 0 rg BT 540.23 655.25 Td (June ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (10, ) Tj ET Q q 0 0 0 rg BT 67.36 643.25 Td (2021. ) Tj ET Q q 0 0 0 rg BT 89.73 643.25 Td (The ) Tj ET Q q 0 0 0 rg BT 105.82 643.25 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 141.52 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 150.32 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 163.69 643.25 Td (Revolving ) Tj ET Q q 0 0 0 rg BT 201.66 643.25 Td (Facility ) Tj ET Q q 0 0 0 rg BT 229.14 643.25 Td (are ) Tj ET Q q 0 0 0 rg BT 242.95 643.25 Td (used ) Tj ET Q q 0 0 0 rg BT 262.70 643.25 Td (for ) Tj ET Q q 0 0 0 rg BT 274.23 643.25 Td (general ) Tj ET Q q 0 0 0 rg BT 303.55 643.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 340.15 643.25 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 377.74 643.25 Td (As ) Tj ET Q q 0 0 0 rg BT 389.28 643.25 Td (at ) Tj ET Q q 0 0 0 rg BT 398.08 643.25 Td (December ) Tj ET Q q 0 0 0 rg BT 437.87 643.25 Td (28, ) Tj ET Q q 0 0 0 rg BT 451.23 643.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 473.72 643.25 Td (there ) Tj ET Q q 0 0 0 rg BT 494.37 643.25 Td (were ) Tj ET Q q 0 0 0 rg BT 514.10 643.25 Td (no ) Tj ET Q q 0 0 0 rg BT 525.19 643.25 Td (drawings ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (under ) Tj ET Q q 0 0 0 rg BT 77.58 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 91.59 631.25 Td (Revolving ) Tj ET Q q 0 0 0 rg BT 130.20 631.25 Td (Facility) Tj ET Q q 0 0 0 rg BT 155.12 631.25 Td (. ) Tj ET Q q 0 0 0 rg BT 160.01 631.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 184.94 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 198.95 631.25 Td (Revolving ) Tj ET Q q 0 0 0 rg BT 237.56 631.25 Td (Facility) Tj ET Q q 0 0 0 rg BT 262.48 631.25 Td (, ) Tj ET Q q 0 0 0 rg BT 267.37 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 281.38 631.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 319.08 631.25 Td (must ) Tj ET Q q 0 0 0 rg BT 339.46 631.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 373.06 631.25 Td (a ) Tj ET Q q 0 0 0 rg BT 380.23 631.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 398.79 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 408.24 631.25 Td (net ) Tj ET Q q 0 0 0 rg BT 422.25 631.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 440.82 631.25 Td (\(as ) Tj ET Q q 0 0 0 rg BT 454.82 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 464.26 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.27 631.25 Td (last ) Tj ET Q q 0 0 0 rg BT 493.64 631.25 Td (day ) Tj ET Q q 0 0 0 rg BT 509.47 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 518.92 631.25 Td (each ) Tj ET Q q 0 0 0 rg BT 539.31 631.25 Td (fiscal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (quarter\) ) Tj ET Q q 0 0 0 rg BT 84.07 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.27 619.25 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 121.43 619.25 Td ( ) Tj ET Q q 0 0 0 rg BT 122.79 619.25 Td (\(earnings ) Tj ET Q q 0 0 0 rg BT 158.33 619.25 Td (before ) Tj ET Q q 0 0 0 rg BT 182.95 619.25 Td (interest, ) Tj ET Q q 0 0 0 rg BT 213.48 619.25 Td (income ) Tj ET Q q 0 0 0 rg BT 241.27 619.25 Td (taxes, ) Tj ET Q q 0 0 0 rg BT 264.52 619.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 310.55 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 325.59 619.25 Td (amortization ) Tj ET Q q 0 0 0 rg BT 371.62 619.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 409.91 619.25 Td (in ) Tj ET Q q 0 0 0 rg BT 417.65 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 430.41 619.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 459.57 619.25 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 499.21 619.25 Td (by ) Tj ET Q q 0 0 0 rg BT 509.23 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.99 619.25 Td (Revolving ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (Facility ) Tj ET Q q 0 0 0 rg BT 81.66 607.25 Td (agreement\) ) Tj ET Q q 0 0 0 rg BT 125.73 607.25 Td (for ) Tj ET Q q 0 0 0 rg BT 137.44 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 150.98 607.25 Td (last ) Tj ET Q q 0 0 0 rg BT 165.88 607.25 Td (four ) Tj ET Q q 0 0 0 rg BT 182.15 607.25 Td (quarters ) Tj ET Q q 0 0 0 rg BT 214.37 607.25 Td (then ) Tj ET Q q 0 0 0 rg BT 232.47 607.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 257.41 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 266.39 607.25 Td (not ) Tj ET Q q 0 0 0 rg BT 279.93 607.25 Td (more ) Tj ET Q q 0 0 0 rg BT 300.75 607.25 Td (than ) Tj ET Q q 0 0 0 rg BT 318.85 607.25 Td (4.0:1, ) Tj ET Q q 0 0 0 rg BT 341.51 607.25 Td (and ) Tj ET Q q 0 0 0 rg BT 357.33 607.25 Td (a ) Tj ET Q q 0 0 0 rg BT 364.03 607.25 Td (ratio ) Tj ET Q q 0 0 0 rg BT 382.13 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 391.10 607.25 Td (EBITDA) Tj ET Q q 0 0 0 rg BT 420.27 607.25 Td ( ) Tj ET Q q 0 0 0 rg BT 422.41 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 431.39 607.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 460.42 607.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 493.57 607.25 Td (\(subject ) Tj ET Q q 0 0 0 rg BT 524.42 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 533.40 607.25 Td (certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 595.25 Td (exclusions ) Tj ET Q q 0 0 0 rg BT 94.57 595.25 Td (identified ) Tj ET Q q 0 0 0 rg BT 129.68 595.25 Td (in ) Tj ET Q q 0 0 0 rg BT 138.34 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 152.02 595.25 Td (Revolving ) Tj ET Q q 0 0 0 rg BT 190.31 595.25 Td (Facility ) Tj ET Q q 0 0 0 rg BT 218.11 595.25 Td (agreement\) ) Tj ET Q q 0 0 0 rg BT 262.32 595.25 Td (for ) Tj ET Q q 0 0 0 rg BT 274.17 595.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.85 595.25 Td (last ) Tj ET Q q 0 0 0 rg BT 302.90 595.25 Td (four ) Tj ET Q q 0 0 0 rg BT 319.31 595.25 Td (quarters ) Tj ET Q q 0 0 0 rg BT 351.67 595.25 Td (then ) Tj ET Q q 0 0 0 rg BT 369.91 595.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 395.00 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 404.12 595.25 Td (at ) Tj ET Q q 0 0 0 rg BT 413.24 595.25 Td (least ) Tj ET Q q 0 0 0 rg BT 432.84 595.25 Td (2.75:1.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 566.37 Td (5.5) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 566.37 Td (Credit Ratings) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 547.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.12 547.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.80 547.25 Td (third ) Tj ET Q q 0 0 0 rg BT 95.04 547.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 123.30 547.25 Td (of ) Tj ET Q q 0 0 0 rg BT 132.42 547.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 155.22 547.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 171.49 547.25 Td ( ) Tj ET Q q 0 0 0 rg BT 173.77 547.25 Td (reaf) Tj ET Q q 0 0 0 rg BT 187.75 547.25 Td (firmed ) Tj ET Q q 0 0 0 rg BT 212.82 547.25 Td (the ) Tj ET Q q 0 0 0 rg BT 226.50 547.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 248.83 547.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 275.73 547.25 Td (and ) Tj ET Q q 0 0 0 rg BT 291.69 547.25 Td (outlook ) Tj ET Q q 0 0 0 rg BT 320.42 547.25 Td (of ) Tj ET Q q 0 0 0 rg BT 329.54 547.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.22 547.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 380.59 547.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.55 547.25 Td (its ) Tj ET Q q 0 0 0 rg BT 407.04 547.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 443.96 547.25 Td (as ) Tj ET Q q 0 0 0 rg BT 454.90 547.25 Td (part ) Tj ET Q q 0 0 0 rg BT 471.31 547.25 Td (of ) Tj ET Q q 0 0 0 rg BT 480.43 547.25 Td (an ) Tj ET Q q 0 0 0 rg BT 491.83 547.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 518.74 547.25 Td (review) Tj ET Q q 0 0 0 rg BT 541.98 547.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 527.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.73 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 78.03 527.25 Td (third ) Tj ET Q q 0 0 0 rg BT 96.87 527.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 125.75 527.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.48 527.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 158.89 527.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 184.56 527.25 Td (reaf) Tj ET Q q 0 0 0 rg BT 198.55 527.25 Td (firmed ) Tj ET Q q 0 0 0 rg BT 224.23 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.52 527.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 261.47 527.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 288.97 527.25 Td (of ) Tj ET Q q 0 0 0 rg BT 298.71 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 313.00 527.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 350.99 527.25 Td (and ) Tj ET Q q 0 0 0 rg BT 367.56 527.25 Td (its ) Tj ET Q q 0 0 0 rg BT 378.66 527.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 416.19 527.25 Td (and ) Tj ET Q q 0 0 0 rg BT 432.76 527.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 467.12 527.25 Td (the ) Tj ET Q q 0 0 0 rg BT 481.41 527.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 507.10 527.25 Td (from ) Tj ET Q q 0 0 0 rg BT 526.39 527.25 Td (stable ) Tj ET Q q 0 0 0 rg BT 551.17 527.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 515.25 Td (positive. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 495.25 Td (As ) Tj ET Q q 0 0 0 rg BT 65.85 495.25 Td (at ) Tj ET Q q 0 0 0 rg BT 74.97 495.25 Td (December ) Tj ET Q q 0 0 0 rg BT 115.07 495.25 Td (28, ) Tj ET Q q 0 0 0 rg BT 128.76 495.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 151.56 495.25 Td (the ) Tj ET Q q 0 0 0 rg BT 165.24 495.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 187.57 495.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 214.47 495.25 Td (for ) Tj ET Q q 0 0 0 rg BT 226.32 495.25 Td (the ) Tj ET Q q 0 0 0 rg BT 240.00 495.25 Td (various ) Tj ET Q q 0 0 0 rg BT 268.72 495.25 Td (classes ) Tj ET Q q 0 0 0 rg BT 298.35 495.25 Td (of ) Tj ET Q q 0 0 0 rg BT 307.47 495.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 344.39 495.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.51 495.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.19 495.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 404.56 495.25 Td (were ) Tj ET Q q 0 0 0 rg BT 424.61 495.25 Td (as ) Tj ET Q q 0 0 0 rg BT 435.55 495.25 Td (follows: ) Tj ET Q 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 476.75 m 54.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 476.75 m 234.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 476.75 m 234.5 476.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 476.75 m 234.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 476.75 m 315.5 476.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 458.75 m 315.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 476.75 m 396.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 476.75 m 396.5 476.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 458.75 m 396.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 476.75 m 396.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 476.75 m 477.5 476.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 458.75 m 477.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 476.75 m 558.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 476.75 m 558.5 476.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 458.75 m 558.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 458.75 m 54.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 458.75 m 234.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 440.75 m 234.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 458.75 m 234.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 458.75 m 315.5 458.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 440.75 m 315.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 458.75 m 396.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 458.75 m 396.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 440.75 m 396.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 458.75 m 396.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 458.75 m 477.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 440.75 m 477.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 458.75 m 558.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 458.75 m 558.5 458.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 440.75 m 558.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 440.75 m 54.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 440.75 m 234.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 440.75 m 234.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 426.75 m 234.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 440.75 m 234.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 440.75 m 315.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 426.75 m 315.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 440.75 m 396.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 440.75 m 396.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 426.75 m 396.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 440.75 m 396.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 440.75 m 477.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 426.75 m 477.5 426.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 440.75 m 558.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 440.75 m 558.5 440.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 426.75 m 558.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 426.75 m 54.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 426.75 m 234.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 426.75 m 234.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 412.75 m 234.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 426.75 m 234.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 426.75 m 315.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 412.75 m 315.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 426.75 m 396.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 426.75 m 396.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 412.75 m 396.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 426.75 m 396.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 426.75 m 477.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 412.75 m 477.5 412.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 426.75 m 558.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 426.75 m 558.5 426.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 412.75 m 558.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 412.75 m 54.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 412.75 m 234.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 412.75 m 234.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 398.75 m 234.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 412.75 m 234.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 412.75 m 315.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 398.75 m 315.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 412.75 m 396.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 412.75 m 396.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 398.75 m 396.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 412.75 m 396.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 412.75 m 477.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 398.75 m 477.5 398.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 412.75 m 558.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 412.75 m 558.5 412.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 398.75 m 558.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 398.75 m 54.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 398.75 m 234.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 398.75 m 234.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 384.75 m 234.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 398.75 m 234.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 398.75 m 315.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 234.5 384.75 m 315.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 398.75 m 396.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 398.75 m 396.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 315.5 384.75 m 396.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 398.75 m 396.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 398.75 m 477.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 396.5 384.75 m 477.5 384.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 558.5 398.75 m 558.5 384.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 398.75 m 558.5 398.75 l s 0 0 0.0392156862745098 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 477.5 384.75 m 558.5 384.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.20 463.37 Td (Standard & Poor) Tj ET Q q 0 0 0 rg BT 344.04 463.37 Td () Tj ET Q q 0 0 0 rg BT 346.32 463.37 Td (s) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.35 463.37 Td (DBRS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 254.20 445.37 Td (Rating) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.50 445.37 Td (Outlook) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.20 445.37 Td (Rating) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.80 445.37 Td (T) Tj ET Q q 0 0 0 rg BT 503.36 445.37 Td (rend) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.00 430.97 Td (Issuer Credit Rating) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.00 430.97 Td (BBB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 318.00 430.97 Td (Stable) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 399.00 430.97 Td (BBB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 480.00 430.97 Td (Positive) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.00 416.97 Td (Medium ) Tj ET Q q 0 0 0 rg BT 97.37 416.97 Td (T) Tj ET Q q 0 0 0 rg BT 101.86 416.97 Td (erm Notes) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.00 416.97 Td (BBB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 318.00 416.97 Td (-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 399.00 416.97 Td (BBB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 480.00 416.97 Td (Positive) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.00 402.97 Td (Other Notes and Debentures) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.00 402.97 Td (BBB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 318.00 402.97 Td (-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 399.00 402.97 Td (BBB) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 480.00 402.97 Td (Positive) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 66.00 388.97 Td (Preferred Shares) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 237.00 388.97 Td (P-3 \(High\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 318.00 388.97 Td (-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 399.00 388.97 Td (Pfd-3) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 480.00 388.97 Td (Positive) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 365.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.36 365.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 93.10 365.25 Td (organizations ) Tj ET Q q 0 0 0 rg BT 144.10 365.25 Td (base ) Tj ET Q q 0 0 0 rg BT 164.11 365.25 Td (their ) Tj ET Q q 0 0 0 rg BT 182.29 365.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 209.13 365.25 Td (on ) Tj ET Q q 0 0 0 rg BT 220.48 365.25 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 264.66 365.25 Td (and ) Tj ET Q q 0 0 0 rg BT 280.57 365.25 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 319.72 365.25 Td (considerations. ) Tj ET Q q 0 0 0 rg BT 376.97 365.25 Td (These ) Tj ET Q q 0 0 0 rg BT 401.99 365.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 428.83 365.25 Td (are ) Tj ET Q q 0 0 0 rg BT 442.91 365.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 476.60 365.25 Td (to ) Tj ET Q q 0 0 0 rg BT 485.67 365.25 Td (give ) Tj ET Q q 0 0 0 rg BT 502.94 365.25 Td (an ) Tj ET Q q 0 0 0 rg BT 514.29 365.25 Td (indication ) Tj ET Q q 0 0 0 rg BT 551.17 365.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.57 353.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 82.49 353.25 Td (that ) Tj ET Q q 0 0 0 rg BT 98.34 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.91 353.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 149.18 353.25 Td (will ) Tj ET Q q 0 0 0 rg BT 162.73 353.25 Td (not ) Tj ET Q q 0 0 0 rg BT 176.30 353.25 Td (fulfill ) Tj ET Q q 0 0 0 rg BT 194.87 353.25 Td (its ) Tj ET Q q 0 0 0 rg BT 205.24 353.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 246.62 353.25 Td (in ) Tj ET Q q 0 0 0 rg BT 255.17 353.25 Td (a ) Tj ET Q q 0 0 0 rg BT 261.90 353.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 285.49 353.25 Td (manner) Tj ET Q q 0 0 0 rg BT 312.84 353.25 Td (. ) Tj ET Q q 0 0 0 rg BT 317.29 353.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 341.33 353.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 368.11 353.25 Td (may ) Tj ET Q q 0 0 0 rg BT 385.77 353.25 Td (not ) Tj ET Q q 0 0 0 rg BT 399.34 353.25 Td (reflect ) Tj ET Q q 0 0 0 rg BT 423.85 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 437.42 353.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 470.59 353.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 496.92 353.25 Td (of ) Tj ET Q q 0 0 0 rg BT 505.93 353.25 Td (all ) Tj ET Q q 0 0 0 rg BT 516.30 353.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 535.32 353.25 Td (on ) Tj ET Q q 0 0 0 rg BT 546.61 353.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 341.25 Td (value ) Tj ET Q q 0 0 0 rg BT 75.69 341.25 Td (of ) Tj ET Q q 0 0 0 rg BT 84.62 341.25 Td (the ) Tj ET Q q 0 0 0 rg BT 98.11 341.25 Td (securities. ) Tj ET Q q 0 0 0 rg BT 136.98 341.25 Td (These ) Tj ET Q q 0 0 0 rg BT 161.86 341.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 188.56 341.25 Td (are ) Tj ET Q q 0 0 0 rg BT 202.50 341.25 Td (not ) Tj ET Q q 0 0 0 rg BT 215.99 341.25 Td (recommendations ) Tj ET Q q 0 0 0 rg BT 283.25 341.25 Td (to ) Tj ET Q q 0 0 0 rg BT 292.18 341.25 Td (buy) Tj ET Q q 0 0 0 rg BT 304.80 341.25 Td (, ) Tj ET Q q 0 0 0 rg BT 309.17 341.25 Td (sell ) Tj ET Q q 0 0 0 rg BT 323.56 341.25 Td (or ) Tj ET Q q 0 0 0 rg BT 332.94 341.25 Td (hold ) Tj ET Q q 0 0 0 rg BT 350.53 341.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 387.25 341.25 Td (and ) Tj ET Q q 0 0 0 rg BT 403.02 341.25 Td (may ) Tj ET Q q 0 0 0 rg BT 420.60 341.25 Td (be ) Tj ET Q q 0 0 0 rg BT 431.81 341.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 459.88 341.25 Td (to ) Tj ET Q q 0 0 0 rg BT 468.81 341.25 Td (revision ) Tj ET Q q 0 0 0 rg BT 499.15 341.25 Td (or ) Tj ET Q q 0 0 0 rg BT 508.53 341.25 Td (withdrawal ) Tj ET Q q 0 0 0 rg BT 549.34 341.25 Td (by ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 329.25 Td (the ) Tj ET Q q 0 0 0 rg BT 67.68 329.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 90.47 329.25 Td (organization ) Tj ET Q q 0 0 0 rg BT 137.43 329.25 Td (at ) Tj ET Q q 0 0 0 rg BT 146.55 329.25 Td (any ) Tj ET Q q 0 0 0 rg BT 162.06 329.25 Td (time.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 309.25 Td (A) Tj ET Q q 0 0 0 rg BT 59.02 309.25 Td ( ) Tj ET Q q 0 0 0 rg BT 61.48 309.25 Td (definition ) Tj ET Q q 0 0 0 rg BT 96.76 309.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.06 309.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.92 309.25 Td (categories ) Tj ET Q q 0 0 0 rg BT 160.21 309.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.51 309.25 Td (each ) Tj ET Q q 0 0 0 rg BT 189.75 309.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 212.72 309.25 Td (of ) Tj ET Q q 0 0 0 rg BT 222.02 309.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 247.25 309.25 Td (and ) Tj ET Q q 0 0 0 rg BT 263.39 309.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 279.66 309.25 Td ( ) Tj ET Q q 0 0 0 rg BT 282.11 309.25 Td (has ) Tj ET Q q 0 0 0 rg BT 297.79 309.25 Td (been ) Tj ET Q q 0 0 0 rg BT 318.49 309.25 Td (obtained ) Tj ET Q q 0 0 0 rg BT 352.42 309.25 Td (from ) Tj ET Q q 0 0 0 rg BT 371.27 309.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.13 309.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 424.97 309.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 447.94 309.25 Td (organization) Tj ET Q q 0 0 0 rg BT 494.30 309.25 Td (s ) Tj ET Q q 0 0 0 rg BT 500.86 309.25 Td (website ) Tj ET Q q 0 0 0 rg BT 531.12 309.25 Td (relating ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 297.25 Td (to ) Tj ET Q q 0 0 0 rg BT 63.12 297.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.80 297.25 Td (Companies) Tj ET Q q 0 0 0 rg BT 119.80 297.25 Td ( ) Tj ET Q q 0 0 0 rg BT 122.08 297.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 159.00 297.25 Td (and ) Tj ET Q q 0 0 0 rg BT 174.96 297.25 Td (is ) Tj ET Q q 0 0 0 rg BT 183.17 297.25 Td (outlined ) Tj ET Q q 0 0 0 rg BT 214.17 297.25 Td (below: ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 276.25 Td (S&P) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 256.25 Td (Issuer ) Tj ET Q q 0 0 0 rg BT 78.61 256.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 102.76 256.25 Td (Rating) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 236.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 72.09 236.25 Td (s ) Tj ET Q q 0 0 0 rg BT 78.28 236.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 102.26 236.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 124.41 236.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 147.02 236.25 Td (is ) Tj ET Q q 0 0 0 rg BT 155.04 236.25 Td (a ) Tj ET Q q 0 0 0 rg BT 161.69 236.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 219.84 236.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 248.39 236.25 Td (about ) Tj ET Q q 0 0 0 rg BT 271.00 236.25 Td (an ) Tj ET Q q 0 0 0 rg BT 282.22 236.25 Td (obligor) Tj ET Q q 0 0 0 rg BT 307.13 236.25 Td () Tj ET Q q 0 0 0 rg BT 308.81 236.25 Td (s ) Tj ET Q q 0 0 0 rg BT 315.01 236.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 341.26 236.25 Td (creditworthiness ) Tj ET Q q 0 0 0 rg BT 402.61 236.25 Td (in ) Tj ET Q q 0 0 0 rg BT 411.09 236.25 Td (order ) Tj ET Q q 0 0 0 rg BT 432.33 236.25 Td (to ) Tj ET Q q 0 0 0 rg BT 441.26 236.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 456.58 236.25 Td (its ) Tj ET Q q 0 0 0 rg BT 466.88 236.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 499.07 236.25 Td (obligations. ) Tj ET Q q 0 0 0 rg BT 542.52 236.25 Td (This ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 224.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 82.25 224.25 Td (focuses ) Tj ET Q q 0 0 0 rg BT 112.33 224.25 Td (on ) Tj ET Q q 0 0 0 rg BT 123.26 224.25 Td (the ) Tj ET Q q 0 0 0 rg BT 136.47 224.25 Td (obligor) Tj ET Q q 0 0 0 rg BT 161.38 224.25 Td () Tj ET Q q 0 0 0 rg BT 163.06 224.25 Td (s ) Tj ET Q q 0 0 0 rg BT 168.97 224.25 Td (capacity ) Tj ET Q q 0 0 0 rg BT 200.86 224.25 Td (and ) Tj ET Q q 0 0 0 rg BT 216.35 224.25 Td (willingness ) Tj ET Q q 0 0 0 rg BT 257.81 224.25 Td (to ) Tj ET Q q 0 0 0 rg BT 266.46 224.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 286.50 224.25 Td (its ) Tj ET Q q 0 0 0 rg BT 296.51 224.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 328.41 224.25 Td (commitments ) Tj ET Q q 0 0 0 rg BT 378.98 224.25 Td (as ) Tj ET Q q 0 0 0 rg BT 389.45 224.25 Td (they ) Tj ET Q q 0 0 0 rg BT 406.76 224.25 Td (come ) Tj ET Q q 0 0 0 rg BT 428.62 224.25 Td (due. ) Tj ET Q q 0 0 0 rg BT 446.39 224.25 Td (It ) Tj ET Q q 0 0 0 rg BT 452.76 224.25 Td (does ) Tj ET Q q 0 0 0 rg BT 472.35 224.25 Td (not ) Tj ET Q q 0 0 0 rg BT 485.56 224.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 506.97 224.25 Td (to ) Tj ET Q q 0 0 0 rg BT 515.62 224.25 Td (any ) Tj ET Q q 0 0 0 rg BT 530.65 224.25 Td (specific ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 212.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.69 212.25 Td (obligation, ) Tj ET Q q 0 0 0 rg BT 126.67 212.25 Td (as ) Tj ET Q q 0 0 0 rg BT 137.94 212.25 Td (it ) Tj ET Q q 0 0 0 rg BT 144.64 212.25 Td (does ) Tj ET Q q 0 0 0 rg BT 165.02 212.25 Td (not ) Tj ET Q q 0 0 0 rg BT 179.02 212.25 Td (take ) Tj ET Q q 0 0 0 rg BT 197.12 212.25 Td (into ) Tj ET Q q 0 0 0 rg BT 212.95 212.25 Td (account ) Tj ET Q q 0 0 0 rg BT 244.27 212.25 Td (the ) Tj ET Q q 0 0 0 rg BT 258.27 212.25 Td (nature ) Tj ET Q q 0 0 0 rg BT 284.12 212.25 Td (of ) Tj ET Q q 0 0 0 rg BT 293.56 212.25 Td (and ) Tj ET Q q 0 0 0 rg BT 309.85 212.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 349.36 212.25 Td (of ) Tj ET Q q 0 0 0 rg BT 358.80 212.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.81 212.25 Td (obligation, ) Tj ET Q q 0 0 0 rg BT 412.79 212.25 Td (its ) Tj ET Q q 0 0 0 rg BT 423.60 212.25 Td (standing ) Tj ET Q q 0 0 0 rg BT 457.20 212.25 Td (in ) Tj ET Q q 0 0 0 rg BT 466.18 212.25 Td (bankruptcy ) Tj ET Q q 0 0 0 rg BT 508.90 212.25 Td (or ) Tj ET Q q 0 0 0 rg BT 518.79 212.25 Td (liquidation, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 200.25 Td (statutory ) Tj ET Q q 0 0 0 rg BT 88.16 200.25 Td (preferences, ) Tj ET Q q 0 0 0 rg BT 136.45 200.25 Td (or ) Tj ET Q q 0 0 0 rg BT 146.44 200.25 Td (the ) Tj ET Q q 0 0 0 rg BT 160.55 200.25 Td (legality ) Tj ET Q q 0 0 0 rg BT 188.78 200.25 Td (and ) Tj ET Q q 0 0 0 rg BT 205.16 200.25 Td (enforceability ) Tj ET Q q 0 0 0 rg BT 256.19 200.25 Td (of ) Tj ET Q q 0 0 0 rg BT 265.73 200.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.84 200.25 Td (obligation. ) Tj ET Q q 0 0 0 rg BT 319.93 200.25 Td (Issuer ) Tj ET Q q 0 0 0 rg BT 344.97 200.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 367.72 200.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 395.04 200.25 Td (can ) Tj ET Q q 0 0 0 rg BT 410.97 200.25 Td (be ) Tj ET Q q 0 0 0 rg BT 422.79 200.25 Td (either ) Tj ET Q q 0 0 0 rg BT 446.01 200.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 483.35 200.25 Td (or ) Tj ET Q q 0 0 0 rg BT 493.34 200.25 Td (short-term. ) Tj ET Q q 0 0 0 rg BT 535.69 200.25 Td (Short-) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 188.25 Td (term ) Tj ET Q q 0 0 0 rg BT 72.68 188.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 96.84 188.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 119.17 188.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 146.07 188.25 Td (reflect ) Tj ET Q q 0 0 0 rg BT 170.68 188.25 Td (the ) Tj ET Q q 0 0 0 rg BT 184.36 188.25 Td (obligor) Tj ET Q q 0 0 0 rg BT 209.27 188.25 Td () Tj ET Q q 0 0 0 rg BT 210.95 188.25 Td (s ) Tj ET Q q 0 0 0 rg BT 217.33 188.25 Td (creditworthiness ) Tj ET Q q 0 0 0 rg BT 278.86 188.25 Td (over ) Tj ET Q q 0 0 0 rg BT 297.10 188.25 Td (a ) Tj ET Q q 0 0 0 rg BT 303.94 188.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 343.58 188.25 Td (time ) Tj ET Q q 0 0 0 rg BT 361.35 188.25 Td (horizon. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 168.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 78.87 168.25 Td (erm ) Tj ET Q q 0 0 0 rg BT 95.27 168.25 Td (Debt ) Tj ET Q q 0 0 0 rg BT 114.87 168.25 Td (\(Medium ) Tj ET Q q 0 0 0 rg BT 148.87 168.25 Td (T) Tj ET Q q 0 0 0 rg BT 152.77 168.25 Td (erm ) Tj ET Q q 0 0 0 rg BT 169.17 168.25 Td (Notes, ) Tj ET Q q 0 0 0 rg BT 195.15 168.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 217.95 168.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 241.65 168.25 Td (and ) Tj ET Q q 0 0 0 rg BT 257.61 168.25 Td (Debentures\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 148.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 72.09 148.25 Td (s ) Tj ET Q q 0 0 0 rg BT 78.53 148.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 115.51 148.25 Td (issue ) Tj ET Q q 0 0 0 rg BT 137.01 148.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 159.41 148.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 186.37 148.25 Td (range ) Tj ET Q q 0 0 0 rg BT 209.68 148.25 Td (from ) Tj ET Q q 0 0 0 rg BT 227.97 148.25 Td (AAA) Tj ET Q q 0 0 0 rg BT 243.93 148.25 Td ( ) Tj ET Q q 0 0 0 rg BT 246.27 148.25 Td (to ) Tj ET Q q 0 0 0 rg BT 255.46 148.25 Td (D. ) Tj ET Q q 0 0 0 rg BT 265.86 148.25 Td (The ) Tj ET Q q 0 0 0 rg BT 282.33 148.25 Td (BBB ) Tj ET Q q 0 0 0 rg BT 301.09 148.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 323.95 148.25 Td (is ) Tj ET Q q 0 0 0 rg BT 332.21 148.25 Td (ranked ) Tj ET Q q 0 0 0 rg BT 359.63 148.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 382.95 148.25 Td (of ) Tj ET Q q 0 0 0 rg BT 392.14 148.25 Td (ten ) Tj ET Q q 0 0 0 rg BT 405.89 148.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 428.75 148.25 Td (categories. ) Tj ET Q q 0 0 0 rg BT 470.75 148.25 Td (An ) Tj ET Q q 0 0 0 rg BT 483.12 148.25 Td (obligation ) Tj ET Q q 0 0 0 rg BT 520.58 148.25 Td (rated ) Tj ET Q q 0 0 0 rg BT 541.61 148.25 Td (BBB ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 136.25 Td (exhibits ) Tj ET Q q 0 0 0 rg BT 84.83 136.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 122.05 136.25 Td (protection ) Tj ET Q q 0 0 0 rg BT 161.09 136.25 Td (parameters. ) Tj ET Q q 0 0 0 rg BT 207.86 136.25 Td (However) Tj ET Q q 0 0 0 rg BT 239.76 136.25 Td (, ) Tj ET Q q 0 0 0 rg BT 245.06 136.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 277.26 136.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 315.38 136.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 355.33 136.25 Td (or ) Tj ET Q q 0 0 0 rg BT 365.64 136.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 401.94 136.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 457.38 136.25 Td (are ) Tj ET Q q 0 0 0 rg BT 472.25 136.25 Td (more ) Tj ET Q q 0 0 0 rg BT 493.95 136.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 515.20 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 525.06 136.25 Td (lead ) Tj ET Q q 0 0 0 rg BT 543.58 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 553.44 136.25 Td (a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 124.25 Td (weakened ) Tj ET Q q 0 0 0 rg BT 94.10 124.25 Td (capacity ) Tj ET Q q 0 0 0 rg BT 126.91 124.25 Td (of ) Tj ET Q q 0 0 0 rg BT 136.47 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 150.59 124.25 Td (obligor ) Tj ET Q q 0 0 0 rg BT 177.92 124.25 Td (to ) Tj ET Q q 0 0 0 rg BT 187.48 124.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 208.43 124.25 Td (its ) Tj ET Q q 0 0 0 rg BT 219.35 124.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 252.16 124.25 Td (commitment ) Tj ET Q q 0 0 0 rg BT 299.54 124.25 Td (on ) Tj ET Q q 0 0 0 rg BT 311.38 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 325.50 124.25 Td (obligation. ) Tj ET Q q 0 0 0 rg BT 365.44 124.25 Td (The ) Tj ET Q q 0 0 0 rg BT 382.28 124.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 409.62 124.25 Td (from ) Tj ET Q q 0 0 0 rg BT 428.20 124.25 Td (AA) Tj ET Q q 0 0 0 rg BT 438.69 124.25 Td ( ) Tj ET Q q 0 0 0 rg BT 441.41 124.25 Td (to ) Tj ET Q q 0 0 0 rg BT 450.97 124.25 Td (CCC ) Tj ET Q q 0 0 0 rg BT 471.44 124.25 Td (may ) Tj ET Q q 0 0 0 rg BT 489.65 124.25 Td (be ) Tj ET Q q 0 0 0 rg BT 501.49 124.25 Td (modified ) Tj ET Q q 0 0 0 rg BT 535.21 124.25 Td (by ) Tj ET Q q 0 0 0 rg BT 546.59 124.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 112.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 85.01 112.25 Td (of ) Tj ET Q q 0 0 0 rg BT 94.13 112.25 Td (a ) Tj ET Q q 0 0 0 rg BT 100.97 112.25 Td (plus ) Tj ET Q q 0 0 0 rg BT 118.29 112.25 Td (\(+\) ) Tj ET Q q 0 0 0 rg BT 130.82 112.25 Td (or ) Tj ET Q q 0 0 0 rg BT 140.39 112.25 Td (minus ) Tj ET Q q 0 0 0 rg BT 164.55 112.25 Td (\(-\) ) Tj ET Q q 0 0 0 rg BT 175.02 112.25 Td (sign ) Tj ET Q q 0 0 0 rg BT 192.34 112.25 Td (to ) Tj ET Q q 0 0 0 rg BT 201.46 112.25 Td (show ) Tj ET Q q 0 0 0 rg BT 222.88 112.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 251.60 112.25 Td (standing ) Tj ET Q q 0 0 0 rg BT 284.88 112.25 Td (within ) Tj ET Q q 0 0 0 rg BT 308.13 112.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.81 112.25 Td (major ) Tj ET Q q 0 0 0 rg BT 344.59 112.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 367.38 112.25 Td (categories.) Tj ET Q endstream endobj 53 0 obj <> endobj 54 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (26) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 90.46 735.25 Td (Shares) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 715.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 72.09 715.25 Td (s ) Tj ET Q q 0 0 0 rg BT 77.87 715.25 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 114.66 715.25 Td (scale ) Tj ET Q q 0 0 0 rg BT 135.49 715.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 170.45 715.25 Td (share ) Tj ET Q q 0 0 0 rg BT 192.64 715.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 218.94 715.25 Td (range ) Tj ET Q q 0 0 0 rg BT 241.60 715.25 Td (from ) Tj ET Q q 0 0 0 rg BT 259.68 715.25 Td (P-1 ) Tj ET Q q 0 0 0 rg BT 274.13 715.25 Td (to ) Tj ET Q q 0 0 0 rg BT 282.65 715.25 Td (D. ) Tj ET Q q 0 0 0 rg BT 292.43 715.25 Td (The ) Tj ET Q q 0 0 0 rg BT 308.25 715.25 Td (P-3 ) Tj ET Q q 0 0 0 rg BT 322.69 715.25 Td (\(high\) ) Tj ET Q q 0 0 0 rg BT 345.34 715.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 367.53 715.25 Td (is ) Tj ET Q q 0 0 0 rg BT 375.14 715.25 Td (ranked ) Tj ET Q q 0 0 0 rg BT 401.90 715.25 Td (third ) Tj ET Q q 0 0 0 rg BT 419.54 715.25 Td (of ) Tj ET Q q 0 0 0 rg BT 428.06 715.25 Td (eight ) Tj ET Q q 0 0 0 rg BT 447.53 715.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 469.73 715.25 Td (categories. ) Tj ET Q q 0 0 0 rg BT 511.20 715.25 Td (An ) Tj ET Q q 0 0 0 rg BT 522.91 715.25 Td (obligation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 703.25 Td (rated ) Tj ET Q q 0 0 0 rg BT 74.58 703.25 Td (P-3 ) Tj ET Q q 0 0 0 rg BT 89.22 703.25 Td (\(high\) ) Tj ET Q q 0 0 0 rg BT 112.07 703.25 Td (is ) Tj ET Q q 0 0 0 rg BT 119.88 703.25 Td (less ) Tj ET Q q 0 0 0 rg BT 136.35 703.25 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 176.07 703.25 Td (to ) Tj ET Q q 0 0 0 rg BT 184.80 703.25 Td (non-payment ) Tj ET Q q 0 0 0 rg BT 234.55 703.25 Td (than ) Tj ET Q q 0 0 0 rg BT 252.40 703.25 Td (other ) Tj ET Q q 0 0 0 rg BT 272.98 703.25 Td (speculative ) Tj ET Q q 0 0 0 rg BT 315.90 703.25 Td (issues. ) Tj ET Q q 0 0 0 rg BT 343.31 703.25 Td (However) Tj ET Q q 0 0 0 rg BT 375.21 703.25 Td (, ) Tj ET Q q 0 0 0 rg BT 379.38 703.25 Td (it ) Tj ET Q q 0 0 0 rg BT 385.36 703.25 Td (faces ) Tj ET Q q 0 0 0 rg BT 406.85 703.25 Td (major ) Tj ET Q q 0 0 0 rg BT 429.24 703.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 460.31 703.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 508.70 703.25 Td (and ) Tj ET Q q 0 0 0 rg BT 524.27 703.25 Td (exposure ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 691.25 Td (to ) Tj ET Q q 0 0 0 rg BT 62.84 691.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 94.01 691.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 130.66 691.25 Td (financial, ) Tj ET Q q 0 0 0 rg BT 165.02 691.25 Td (or ) Tj ET Q q 0 0 0 rg BT 174.31 691.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 211.41 691.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 250.33 691.25 Td (which ) Tj ET Q q 0 0 0 rg BT 273.29 691.25 Td (could ) Tj ET Q q 0 0 0 rg BT 294.89 691.25 Td (lead ) Tj ET Q q 0 0 0 rg BT 312.39 691.25 Td (to ) Tj ET Q q 0 0 0 rg BT 321.23 691.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.63 691.25 Td (obligor) Tj ET Q q 0 0 0 rg BT 359.54 691.25 Td () Tj ET Q q 0 0 0 rg BT 361.22 691.25 Td (s ) Tj ET Q q 0 0 0 rg BT 367.32 691.25 Td (inadequate ) Tj ET Q q 0 0 0 rg BT 409.91 691.25 Td (capacity ) Tj ET Q q 0 0 0 rg BT 441.99 691.25 Td (to ) Tj ET Q q 0 0 0 rg BT 450.83 691.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 471.06 691.25 Td (its ) Tj ET Q q 0 0 0 rg BT 481.26 691.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 513.35 691.25 Td (commitment ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 679.25 Td (on ) Tj ET Q q 0 0 0 rg BT 65.40 679.25 Td (the ) Tj ET Q q 0 0 0 rg BT 79.08 679.25 Td (obligation.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 659.25 Td (Rating ) Tj ET Q q 0 0 0 rg BT 79.98 659.25 Td (Outlook) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 639.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 72.09 639.25 Td (s ) Tj ET Q q 0 0 0 rg BT 78.01 639.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 100.35 639.25 Td (outlook ) Tj ET Q q 0 0 0 rg BT 128.62 639.25 Td (assesses ) Tj ET Q q 0 0 0 rg BT 164.63 639.25 Td (the ) Tj ET Q q 0 0 0 rg BT 177.85 639.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 210.68 639.25 Td (direction ) Tj ET Q q 0 0 0 rg BT 243.50 639.25 Td (of ) Tj ET Q q 0 0 0 rg BT 252.17 639.25 Td (a ) Tj ET Q q 0 0 0 rg BT 258.55 639.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 295.01 639.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 316.89 639.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 339.22 639.25 Td (over ) Tj ET Q q 0 0 0 rg BT 357.00 639.25 Td (the ) Tj ET Q q 0 0 0 rg BT 370.23 639.25 Td (intermediate ) Tj ET Q q 0 0 0 rg BT 417.18 639.25 Td (term ) Tj ET Q q 0 0 0 rg BT 435.40 639.25 Td (\(typically ) Tj ET Q q 0 0 0 rg BT 469.12 639.25 Td (six ) Tj ET Q q 0 0 0 rg BT 480.97 639.25 Td (months ) Tj ET Q q 0 0 0 rg BT 509.69 639.25 Td (to ) Tj ET Q q 0 0 0 rg BT 518.36 639.25 Td (two ) Tj ET Q q 0 0 0 rg BT 532.94 639.25 Td (years\). ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 627.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.28 627.25 Td (determining ) Tj ET Q q 0 0 0 rg BT 108.56 627.25 Td (a ) Tj ET Q q 0 0 0 rg BT 115.56 627.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 138.51 627.25 Td (outlook, ) Tj ET Q q 0 0 0 rg BT 169.67 627.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 220.89 627.25 Td (is ) Tj ET Q q 0 0 0 rg BT 229.25 627.25 Td (given ) Tj ET Q q 0 0 0 rg BT 251.29 627.25 Td (to ) Tj ET Q q 0 0 0 rg BT 260.57 627.25 Td (any ) Tj ET Q q 0 0 0 rg BT 276.23 627.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 309.67 627.25 Td (in ) Tj ET Q q 0 0 0 rg BT 318.49 627.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.33 627.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 369.87 627.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 395.56 627.25 Td (fundamental ) Tj ET Q q 0 0 0 rg BT 443.13 627.25 Td (business ) Tj ET Q q 0 0 0 rg BT 477.94 627.25 Td (conditions. ) Tj ET Q q 0 0 0 rg BT 519.10 627.25 Td (An ) Tj ET Q q 0 0 0 rg BT 531.57 627.25 Td (outlook ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 615.25 Td (is ) Tj ET Q q 0 0 0 rg BT 61.63 615.25 Td (not ) Tj ET Q q 0 0 0 rg BT 74.74 615.25 Td (necessarily ) Tj ET Q q 0 0 0 rg BT 117.46 615.25 Td (a ) Tj ET Q q 0 0 0 rg BT 123.73 615.25 Td (precursor ) Tj ET Q q 0 0 0 rg BT 160.07 615.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.61 615.25 Td (a ) Tj ET Q q 0 0 0 rg BT 174.88 615.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 197.10 615.25 Td (change ) Tj ET Q q 0 0 0 rg BT 225.71 615.25 Td (or ) Tj ET Q q 0 0 0 rg BT 234.70 615.25 Td (future ) Tj ET Q q 0 0 0 rg BT 257.38 615.25 Td (CreditW) Tj ET Q q 0 0 0 rg BT 286.69 615.25 Td (atch ) Tj ET Q q 0 0 0 rg BT 303.90 615.25 Td (action. ) Tj ET Q q 0 0 0 rg BT 329.44 615.25 Td (A) Tj ET Q q 0 0 0 rg BT 334.45 615.25 Td ( ) Tj ET Q q 0 0 0 rg BT 336.16 615.25 Td (Negative ) Tj ET Q q 0 0 0 rg BT 370.23 615.25 Td (outlook ) Tj ET Q q 0 0 0 rg BT 398.38 615.25 Td (means ) Tj ET Q q 0 0 0 rg BT 424.70 615.25 Td (that ) Tj ET Q q 0 0 0 rg BT 440.09 615.25 Td (a ) Tj ET Q q 0 0 0 rg BT 446.35 615.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 468.57 615.25 Td (may ) Tj ET Q q 0 0 0 rg BT 485.77 615.25 Td (be ) Tj ET Q q 0 0 0 rg BT 496.60 615.25 Td (lowered ) Tj ET Q q 0 0 0 rg BT 527.01 615.25 Td (whereas ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 603.25 Td (a ) Tj ET Q q 0 0 0 rg BT 60.84 603.25 Td (Stable ) Tj ET Q q 0 0 0 rg BT 86.37 603.25 Td (outlook ) Tj ET Q q 0 0 0 rg BT 115.10 603.25 Td (means ) Tj ET Q q 0 0 0 rg BT 141.99 603.25 Td (that ) Tj ET Q q 0 0 0 rg BT 157.96 603.25 Td (a ) Tj ET Q q 0 0 0 rg BT 164.80 603.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 187.59 603.25 Td (is ) Tj ET Q q 0 0 0 rg BT 195.79 603.25 Td (not ) Tj ET Q q 0 0 0 rg BT 209.47 603.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 229.98 603.25 Td (to ) Tj ET Q q 0 0 0 rg BT 239.10 603.25 Td (change. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 583.25 Td (An ) Tj ET Q q 0 0 0 rg BT 66.60 583.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 82.86 583.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.43 583.25 Td (CreditW) Tj ET Q q 0 0 0 rg BT 114.74 583.25 Td (atch ) Tj ET Q q 0 0 0 rg BT 132.81 583.25 Td (highlights ) Tj ET Q q 0 0 0 rg BT 170.02 583.25 Td (the ) Tj ET Q q 0 0 0 rg BT 183.99 583.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 217.56 583.25 Td (direction ) Tj ET Q q 0 0 0 rg BT 251.13 583.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.53 583.25 Td (a ) Tj ET Q q 0 0 0 rg BT 267.66 583.25 Td (short ) Tj ET Q q 0 0 0 rg BT 288.46 583.25 Td (or ) Tj ET Q q 0 0 0 rg BT 298.31 583.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 335.51 583.25 Td (rating. ) Tj ET Q q 0 0 0 rg BT 360.87 583.25 Td (It ) Tj ET Q q 0 0 0 rg BT 368.00 583.25 Td (focuses ) Tj ET Q q 0 0 0 rg BT 398.83 583.25 Td (on ) Tj ET Q q 0 0 0 rg BT 410.52 583.25 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 452.30 583.25 Td (events ) Tj ET Q q 0 0 0 rg BT 479.03 583.25 Td (and ) Tj ET Q q 0 0 0 rg BT 495.28 583.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 535.21 583.25 Td (trends ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 571.25 Td (that ) Tj ET Q q 0 0 0 rg BT 71.09 571.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 96.39 571.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 124.42 571.25 Td (to ) Tj ET Q q 0 0 0 rg BT 134.67 571.25 Td (be ) Tj ET Q q 0 0 0 rg BT 147.20 571.25 Td (placed ) Tj ET Q q 0 0 0 rg BT 174.78 571.25 Td (under ) Tj ET Q q 0 0 0 rg BT 199.16 571.25 Td (special ) Tj ET Q q 0 0 0 rg BT 228.10 571.25 Td (surveillance ) Tj ET Q q 0 0 0 rg BT 274.81 571.25 Td (by ) Tj ET Q q 0 0 0 rg BT 286.89 571.25 Td (S&P) Tj ET Q q 0 0 0 rg BT 303.15 571.25 Td ( ) Tj ET Q q 0 0 0 rg BT 306.56 571.25 Td (analytical ) Tj ET Q q 0 0 0 rg BT 344.16 571.25 Td (staf) Tj ET Q q 0 0 0 rg BT 357.24 571.25 Td (f. ) Tj ET Q q 0 0 0 rg BT 365.00 571.25 Td (These ) Tj ET Q q 0 0 0 rg BT 391.21 571.25 Td (may ) Tj ET Q q 0 0 0 rg BT 410.11 571.25 Td (include ) Tj ET Q q 0 0 0 rg BT 439.51 571.25 Td (mergers, ) Tj ET Q q 0 0 0 rg BT 475.28 571.25 Td (recapitalizations, ) Tj ET Q q 0 0 0 rg BT 539.77 571.25 Td (voter ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 559.25 Td (referendums, ) Tj ET Q q 0 0 0 rg BT 104.82 559.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 143.78 559.25 Td (action, ) Tj ET Q q 0 0 0 rg BT 170.45 559.25 Td (or ) Tj ET Q q 0 0 0 rg BT 180.24 559.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 222.41 559.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 259.10 559.25 Td (developments. ) Tj ET Q q 0 0 0 rg BT 314.94 559.25 Td (Ratings ) Tj ET Q q 0 0 0 rg BT 345.24 559.25 Td (appear ) Tj ET Q q 0 0 0 rg BT 373.28 559.25 Td (on ) Tj ET Q q 0 0 0 rg BT 384.90 559.25 Td (CreditW) Tj ET Q q 0 0 0 rg BT 414.21 559.25 Td (atch ) Tj ET Q q 0 0 0 rg BT 432.21 559.25 Td (when ) Tj ET Q q 0 0 0 rg BT 454.31 559.25 Td (such ) Tj ET Q q 0 0 0 rg BT 474.14 559.25 Td (an ) Tj ET Q q 0 0 0 rg BT 485.76 559.25 Td (event ) Tj ET Q q 0 0 0 rg BT 508.32 559.25 Td (or ) Tj ET Q q 0 0 0 rg BT 518.11 559.25 Td (a ) Tj ET Q q 0 0 0 rg BT 525.18 559.25 Td (deviation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 547.25 Td (from ) Tj ET Q q 0 0 0 rg BT 73.13 547.25 Td (an ) Tj ET Q q 0 0 0 rg BT 84.98 547.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 121.00 547.25 Td (trend ) Tj ET Q q 0 0 0 rg BT 142.42 547.25 Td (occurs ) Tj ET Q q 0 0 0 rg BT 169.31 547.25 Td (and ) Tj ET Q q 0 0 0 rg BT 185.72 547.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 223.55 547.25 Td (information ) Tj ET Q q 0 0 0 rg BT 266.85 547.25 Td (is ) Tj ET Q q 0 0 0 rg BT 275.50 547.25 Td (necessary ) Tj ET Q q 0 0 0 rg BT 315.61 547.25 Td (to ) Tj ET Q q 0 0 0 rg BT 325.18 547.25 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 358.92 547.25 Td (the ) Tj ET Q q 0 0 0 rg BT 373.05 547.25 Td (current ) Tj ET Q q 0 0 0 rg BT 401.30 547.25 Td (rating. ) Tj ET Q q 0 0 0 rg BT 426.29 547.25 Td (A) Tj ET Q q 0 0 0 rg BT 431.31 547.25 Td ( ) Tj ET Q q 0 0 0 rg BT 434.04 547.25 Td (listing, ) Tj ET Q q 0 0 0 rg BT 460.01 547.25 Td (however) Tj ET Q q 0 0 0 rg BT 490.56 547.25 Td (, ) Tj ET Q q 0 0 0 rg BT 495.57 547.25 Td (does ) Tj ET Q q 0 0 0 rg BT 516.08 547.25 Td (not ) Tj ET Q q 0 0 0 rg BT 530.21 547.25 Td (mean ) Tj ET Q q 0 0 0 rg BT 553.45 547.25 Td (a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 535.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 77.19 535.25 Td (change ) Tj ET Q q 0 0 0 rg BT 106.77 535.25 Td (is ) Tj ET Q q 0 0 0 rg BT 115.37 535.25 Td (inevitable, ) Tj ET Q q 0 0 0 rg BT 154.97 535.25 Td (and ) Tj ET Q q 0 0 0 rg BT 171.33 535.25 Td (whenever ) Tj ET Q q 0 0 0 rg BT 209.55 535.25 Td (possible, ) Tj ET Q q 0 0 0 rg BT 244.60 535.25 Td (a ) Tj ET Q q 0 0 0 rg BT 251.83 535.25 Td (range ) Tj ET Q q 0 0 0 rg BT 275.48 535.25 Td (of ) Tj ET Q q 0 0 0 rg BT 285.00 535.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 325.51 535.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 352.80 535.25 Td (will ) Tj ET Q q 0 0 0 rg BT 366.85 535.25 Td (be ) Tj ET Q q 0 0 0 rg BT 378.65 535.25 Td (shown. ) Tj ET Q q 0 0 0 rg BT 407.31 535.25 Td (CreditW) Tj ET Q q 0 0 0 rg BT 436.62 535.25 Td (atch ) Tj ET Q q 0 0 0 rg BT 454.80 535.25 Td (is ) Tj ET Q q 0 0 0 rg BT 463.40 535.25 Td (not ) Tj ET Q q 0 0 0 rg BT 477.47 535.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 511.61 535.25 Td (to ) Tj ET Q q 0 0 0 rg BT 521.13 535.25 Td (include ) Tj ET Q q 0 0 0 rg BT 549.79 535.25 Td (all ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 523.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 81.54 523.25 Td (under ) Tj ET Q q 0 0 0 rg BT 105.45 523.25 Td (review) Tj ET Q q 0 0 0 rg BT 128.69 523.25 Td (, ) Tj ET Q q 0 0 0 rg BT 133.90 523.25 Td (and ) Tj ET Q q 0 0 0 rg BT 150.51 523.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 173.96 523.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 207.89 523.25 Td (may ) Tj ET Q q 0 0 0 rg BT 226.32 523.25 Td (occur ) Tj ET Q q 0 0 0 rg BT 249.30 523.25 Td (without ) Tj ET Q q 0 0 0 rg BT 278.21 523.25 Td (the ) Tj ET Q q 0 0 0 rg BT 292.54 523.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 320.09 523.25 Td (having ) Tj ET Q q 0 0 0 rg BT 347.19 523.25 Td (first ) Tj ET Q q 0 0 0 rg BT 363.33 523.25 Td (appeared ) Tj ET Q q 0 0 0 rg BT 400.91 523.25 Td (on ) Tj ET Q q 0 0 0 rg BT 412.96 523.25 Td (CreditW) Tj ET Q q 0 0 0 rg BT 442.28 523.25 Td (atch. ) Tj ET Q q 0 0 0 rg BT 462.81 523.25 Td (The ) Tj ET Q q 0 0 0 rg BT 479.87 523.25 Td (positive ) Tj ET Q q 0 0 0 rg BT 516.07 523.25 Td (designation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 511.25 Td (means ) Tj ET Q q 0 0 0 rg BT 80.67 511.25 Td (that ) Tj ET Q q 0 0 0 rg BT 96.40 511.25 Td (a ) Tj ET Q q 0 0 0 rg BT 103.02 511.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 125.59 511.25 Td (may ) Tj ET Q q 0 0 0 rg BT 143.13 511.25 Td (be ) Tj ET Q q 0 0 0 rg BT 154.31 511.25 Td (raised; ) Tj ET Q q 0 0 0 rg BT 180.98 511.25 Td (negative ) Tj ET Q q 0 0 0 rg BT 219.50 511.25 Td (means ) Tj ET Q q 0 0 0 rg BT 246.16 511.25 Td (a ) Tj ET Q q 0 0 0 rg BT 252.78 511.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 275.35 511.25 Td (may ) Tj ET Q q 0 0 0 rg BT 292.89 511.25 Td (be ) Tj ET Q q 0 0 0 rg BT 304.07 511.25 Td (lowered; ) Tj ET Q q 0 0 0 rg BT 337.11 511.25 Td (and ) Tj ET Q q 0 0 0 rg BT 352.85 511.25 Td (developing ) Tj ET Q q 0 0 0 rg BT 400.03 511.25 Td (means ) Tj ET Q q 0 0 0 rg BT 426.70 511.25 Td (that ) Tj ET Q q 0 0 0 rg BT 442.44 511.25 Td (a ) Tj ET Q q 0 0 0 rg BT 449.05 511.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 471.62 511.25 Td (may ) Tj ET Q q 0 0 0 rg BT 489.16 511.25 Td (be ) Tj ET Q q 0 0 0 rg BT 500.34 511.25 Td (raised, ) Tj ET Q q 0 0 0 rg BT 527.01 511.25 Td (lowered, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 499.25 Td (or ) Tj ET Q q 0 0 0 rg BT 63.57 499.25 Td (af) Tj ET Q q 0 0 0 rg BT 70.27 499.25 Td (firmed. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 479.25 Td (DBRS) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 459.25 Td (Issuer ) Tj ET Q q 0 0 0 rg BT 78.61 459.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 102.76 459.25 Td (Rating ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 439.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 78.99 439.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 115.86 439.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 138.59 439.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 170.44 439.25 Td (begins ) Tj ET Q q 0 0 0 rg BT 196.83 439.25 Td (with ) Tj ET Q q 0 0 0 rg BT 213.63 439.25 Td (an ) Tj ET Q q 0 0 0 rg BT 224.97 439.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 264.58 439.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.64 439.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.27 439.25 Td (fundamental ) Tj ET Q q 0 0 0 rg BT 334.62 439.25 Td (creditworthiness ) Tj ET Q q 0 0 0 rg BT 396.09 439.25 Td (of ) Tj ET Q q 0 0 0 rg BT 405.16 439.25 Td (the ) Tj ET Q q 0 0 0 rg BT 418.78 439.25 Td (issuer) Tj ET Q q 0 0 0 rg BT 440.20 439.25 Td (, ) Tj ET Q q 0 0 0 rg BT 444.71 439.25 Td (taking ) Tj ET Q q 0 0 0 rg BT 468.81 439.25 Td (into ) Tj ET Q q 0 0 0 rg BT 484.26 439.25 Td (account ) Tj ET Q q 0 0 0 rg BT 515.20 439.25 Td (its ) Tj ET Q q 0 0 0 rg BT 525.63 439.25 Td (business ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 427.25 Td (and ) Tj ET Q q 0 0 0 rg BT 70.53 427.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 103.46 427.25 Td (risks. ) Tj ET Q q 0 0 0 rg BT 125.44 427.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 151.54 427.25 Td (on ) Tj ET Q q 0 0 0 rg BT 163.51 427.25 Td (an ) Tj ET Q q 0 0 0 rg BT 175.47 427.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 207.95 427.25 Td (using ) Tj ET Q q 0 0 0 rg BT 230.40 427.25 Td (the ) Tj ET Q q 0 0 0 rg BT 244.65 427.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 276.67 427.25 Td (methodologies, ) Tj ET Q q 0 0 0 rg BT 335.13 427.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 365.33 427.25 Td (and ) Tj ET Q q 0 0 0 rg BT 381.85 427.25 Td (procedures, ) Tj ET Q q 0 0 0 rg BT 428.00 427.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 453.62 427.25 Td (assigns ) Tj ET Q q 0 0 0 rg BT 484.28 427.25 Td (an ) Tj ET Q q 0 0 0 rg BT 496.24 427.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 520.96 427.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 544.32 427.25 Td (that ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 415.25 Td (indicates ) Tj ET Q q 0 0 0 rg BT 88.25 415.25 Td (its ) Tj ET Q q 0 0 0 rg BT 98.33 415.25 Td (assessment ) Tj ET Q q 0 0 0 rg BT 143.97 415.25 Td (of ) Tj ET Q q 0 0 0 rg BT 152.69 415.25 Td (the ) Tj ET Q q 0 0 0 rg BT 165.97 415.25 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 202.04 415.25 Td (of ) Tj ET Q q 0 0 0 rg BT 210.76 415.25 Td (default. ) Tj ET Q q 0 0 0 rg BT 239.54 415.25 Td (Issuer ) Tj ET Q q 0 0 0 rg BT 263.76 415.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 290.25 415.25 Td (address ) Tj ET Q q 0 0 0 rg BT 321.30 415.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.58 415.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 360.62 415.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 382.55 415.25 Td (strength ) Tj ET Q q 0 0 0 rg BT 414.07 415.25 Td (of ) Tj ET Q q 0 0 0 rg BT 422.79 415.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.07 415.25 Td (issuer) Tj ET Q q 0 0 0 rg BT 457.49 415.25 Td (. ) Tj ET Q q 0 0 0 rg BT 461.65 415.25 Td (Unlike ) Tj ET Q q 0 0 0 rg BT 486.31 415.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 512.81 415.25 Td (on ) Tj ET Q q 0 0 0 rg BT 523.81 415.25 Td (individual ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 403.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 90.56 403.25 Td (or ) Tj ET Q q 0 0 0 rg BT 99.77 403.25 Td (classes ) Tj ET Q q 0 0 0 rg BT 129.04 403.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.80 403.25 Td (securities, ) Tj ET Q q 0 0 0 rg BT 176.63 403.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 200.43 403.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 226.96 403.25 Td (are ) Tj ET Q q 0 0 0 rg BT 240.73 403.25 Td (based ) Tj ET Q q 0 0 0 rg BT 265.00 403.25 Td (on ) Tj ET Q q 0 0 0 rg BT 276.04 403.25 Td (the ) Tj ET Q q 0 0 0 rg BT 289.36 403.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 310.88 403.25 Td (itself ) Tj ET Q q 0 0 0 rg BT 329.67 403.25 Td (and ) Tj ET Q q 0 0 0 rg BT 345.27 403.25 Td (do ) Tj ET Q q 0 0 0 rg BT 356.31 403.25 Td (not ) Tj ET Q q 0 0 0 rg BT 369.63 403.25 Td (include ) Tj ET Q q 0 0 0 rg BT 397.53 403.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 448.23 403.25 Td (for ) Tj ET Q q 0 0 0 rg BT 459.72 403.25 Td (security ) Tj ET Q q 0 0 0 rg BT 489.90 403.25 Td (or ) Tj ET Q q 0 0 0 rg BT 499.11 403.25 Td (ranking. ) Tj ET Q q 0 0 0 rg BT 530.20 403.25 Td (Ratings ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 391.25 Td (that ) Tj ET Q q 0 0 0 rg BT 70.44 391.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 92.79 391.25 Td (to ) Tj ET Q q 0 0 0 rg BT 102.39 391.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 127.03 391.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 164.42 391.25 Td (\(secured ) Tj ET Q q 0 0 0 rg BT 199.08 391.25 Td (or ) Tj ET Q q 0 0 0 rg BT 209.13 391.25 Td (unsecured\) ) Tj ET Q q 0 0 0 rg BT 252.91 391.25 Td (may ) Tj ET Q q 0 0 0 rg BT 271.15 391.25 Td (be ) Tj ET Q q 0 0 0 rg BT 283.03 391.25 Td (higher) Tj ET Q q 0 0 0 rg BT 305.37 391.25 Td (, ) Tj ET Q q 0 0 0 rg BT 310.41 391.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 332.75 391.25 Td (or ) Tj ET Q q 0 0 0 rg BT 342.80 391.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 365.61 391.25 Td (to ) Tj ET Q q 0 0 0 rg BT 375.21 391.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.36 391.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 413.99 391.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 437.26 391.25 Td (for ) Tj ET Q q 0 0 0 rg BT 449.59 391.25 Td (a ) Tj ET Q q 0 0 0 rg BT 456.90 391.25 Td (given ) Tj ET Q q 0 0 0 rg BT 479.26 391.25 Td (entity) Tj ET Q q 0 0 0 rg BT 498.26 391.25 Td (. ) Tj ET Q q 0 0 0 rg BT 503.30 391.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 528.83 391.25 Td (typically ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 379.25 Td (assigns ) Tj ET Q q 0 0 0 rg BT 84.09 379.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 108.24 379.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 135.14 379.25 Td (on ) Tj ET Q q 0 0 0 rg BT 146.54 379.25 Td (a ) Tj ET Q q 0 0 0 rg BT 153.38 379.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 190.29 379.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 211.72 379.25 Td (using ) Tj ET Q q 0 0 0 rg BT 233.60 379.25 Td (its ) Tj ET Q q 0 0 0 rg BT 244.09 379.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 281.00 379.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 322.49 379.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 345.28 379.25 Td (scale. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 359.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 78.87 359.25 Td (erm ) Tj ET Q q 0 0 0 rg BT 95.27 359.25 Td (Obligations ) Tj ET Q q 0 0 0 rg BT 138.58 359.25 Td (\(Medium ) Tj ET Q q 0 0 0 rg BT 172.58 359.25 Td (T) Tj ET Q q 0 0 0 rg BT 176.48 359.25 Td (erm ) Tj ET Q q 0 0 0 rg BT 192.88 359.25 Td (Notes, ) Tj ET Q q 0 0 0 rg BT 218.86 359.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 241.66 359.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 265.36 359.25 Td (and ) Tj ET Q q 0 0 0 rg BT 281.32 359.25 Td (Debentures\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 339.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.61 339.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 95.87 339.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 132.98 339.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 174.67 339.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 197.67 339.25 Td (scale ) Tj ET Q q 0 0 0 rg BT 219.30 339.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 252.77 339.25 Td (an ) Tj ET Q q 0 0 0 rg BT 264.38 339.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 293.31 339.25 Td (on ) Tj ET Q q 0 0 0 rg BT 304.91 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 318.79 339.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 334.03 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 343.35 339.25 Td (default, ) Tj ET Q q 0 0 0 rg BT 372.74 339.25 Td (meaning ) Tj ET Q q 0 0 0 rg BT 406.67 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 420.56 339.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 435.79 339.25 Td (that ) Tj ET Q q 0 0 0 rg BT 451.96 339.25 Td (an ) Tj ET Q q 0 0 0 rg BT 463.56 339.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 487.92 339.25 Td (will ) Tj ET Q q 0 0 0 rg BT 501.78 339.25 Td (fail ) Tj ET Q q 0 0 0 rg BT 514.75 339.25 Td (to ) Tj ET Q q 0 0 0 rg BT 524.07 339.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 549.80 339.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 327.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 85.70 327.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 126.51 327.25 Td (in ) Tj ET Q q 0 0 0 rg BT 134.50 327.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 178.51 327.25 Td (with ) Tj ET Q q 0 0 0 rg BT 194.70 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.71 327.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 229.82 327.25 Td (under ) Tj ET Q q 0 0 0 rg BT 252.40 327.25 Td (which ) Tj ET Q q 0 0 0 rg BT 274.97 327.25 Td (an ) Tj ET Q q 0 0 0 rg BT 285.69 327.25 Td (obligation ) Tj ET Q q 0 0 0 rg BT 322.41 327.25 Td (has ) Tj ET Q q 0 0 0 rg BT 337.24 327.25 Td (been ) Tj ET Q q 0 0 0 rg BT 357.09 327.25 Td (issued. ) Tj ET Q q 0 0 0 rg BT 384.68 327.25 Td (Ratings ) Tj ET Q q 0 0 0 rg BT 414.10 327.25 Td (are ) Tj ET Q q 0 0 0 rg BT 427.55 327.25 Td (based ) Tj ET Q q 0 0 0 rg BT 451.51 327.25 Td (on ) Tj ET Q q 0 0 0 rg BT 462.23 327.25 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 505.79 327.25 Td (and ) Tj ET Q q 0 0 0 rg BT 521.08 327.25 Td (qualitative ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 315.25 Td (considerations ) Tj ET Q q 0 0 0 rg BT 108.77 315.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 139.84 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 148.57 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 161.87 315.25 Td (issuer) Tj ET Q q 0 0 0 rg BT 183.29 315.25 Td (, ) Tj ET Q q 0 0 0 rg BT 187.47 315.25 Td (and ) Tj ET Q q 0 0 0 rg BT 203.04 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.33 315.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 244.66 315.25 Td (ranking ) Tj ET Q q 0 0 0 rg BT 273.45 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 282.18 315.25 Td (claims. ) Tj ET Q q 0 0 0 rg BT 309.22 315.25 Td (All ) Tj ET Q q 0 0 0 rg BT 320.23 315.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 342.63 315.25 Td (categories ) Tj ET Q q 0 0 0 rg BT 382.36 315.25 Td (other ) Tj ET Q q 0 0 0 rg BT 402.94 315.25 Td (than ) Tj ET Q q 0 0 0 rg BT 420.43 315.25 Td (AAA) Tj ET Q q 0 0 0 rg BT 436.38 315.25 Td ( ) Tj ET Q q 0 0 0 rg BT 438.28 315.25 Td (and ) Tj ET Q q 0 0 0 rg BT 453.85 315.25 Td (D ) Tj ET Q q 0 0 0 rg BT 461.66 315.25 Td (also ) Tj ET Q q 0 0 0 rg BT 478.60 315.25 Td (contain ) Tj ET Q q 0 0 0 rg BT 506.93 315.25 Td (subcategories ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 303.25 Td (\(high\) ) Tj ET Q q 0 0 0 rg BT 82.70 303.25 Td (and ) Tj ET Q q 0 0 0 rg BT 98.66 303.25 Td (\(low\). ) Tj ET Q q 0 0 0 rg BT 126.30 303.25 Td (The ) Tj ET Q q 0 0 0 rg BT 142.71 303.25 Td (absence ) Tj ET Q q 0 0 0 rg BT 176.00 303.25 Td (of ) Tj ET Q q 0 0 0 rg BT 185.12 303.25 Td (either ) Tj ET Q q 0 0 0 rg BT 207.91 303.25 Td (a ) Tj ET Q q 0 0 0 rg BT 214.75 303.25 Td (\(high\) ) Tj ET Q q 0 0 0 rg BT 243.45 303.25 Td (or ) Tj ET Q q 0 0 0 rg BT 253.02 303.25 Td (\(low\) ) Tj ET Q q 0 0 0 rg BT 278.52 303.25 Td (designation ) Tj ET Q q 0 0 0 rg BT 322.75 303.25 Td (indicates ) Tj ET Q q 0 0 0 rg BT 357.40 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 371.08 303.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 393.87 303.25 Td (is ) Tj ET Q q 0 0 0 rg BT 402.08 303.25 Td (in ) Tj ET Q q 0 0 0 rg BT 410.74 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.42 303.25 Td (middle ) Tj ET Q q 0 0 0 rg BT 450.86 303.25 Td (of ) Tj ET Q q 0 0 0 rg BT 459.98 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.66 303.25 Td (category) Tj ET Q q 0 0 0 rg BT 504.51 303.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 283.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.27 283.25 Td (BBB ) Tj ET Q q 0 0 0 rg BT 88.81 283.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 111.47 283.25 Td (is ) Tj ET Q q 0 0 0 rg BT 119.53 283.25 Td (ranked ) Tj ET Q q 0 0 0 rg BT 146.74 283.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 169.85 283.25 Td (of ) Tj ET Q q 0 0 0 rg BT 178.83 283.25 Td (ten ) Tj ET Q q 0 0 0 rg BT 192.37 283.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 215.02 283.25 Td (categories. ) Tj ET Q q 0 0 0 rg BT 257.28 283.25 Td (Long-term ) Tj ET Q q 0 0 0 rg BT 296.79 283.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 338.14 283.25 Td (rated ) Tj ET Q q 0 0 0 rg BT 358.97 283.25 Td (BBB ) Tj ET Q q 0 0 0 rg BT 377.51 283.25 Td (are ) Tj ET Q q 0 0 0 rg BT 391.50 283.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.48 283.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 436.82 283.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 459.01 283.25 Td (quality) Tj ET Q q 0 0 0 rg BT 482.12 283.25 Td (. ) Tj ET Q q 0 0 0 rg BT 486.41 283.25 Td (The ) Tj ET Q q 0 0 0 rg BT 502.68 283.25 Td (capacity ) Tj ET Q q 0 0 0 rg BT 534.90 283.25 Td (for ) Tj ET Q q 0 0 0 rg BT 546.61 283.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 271.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 87.74 271.25 Td (of ) Tj ET Q q 0 0 0 rg BT 96.86 271.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 129.22 271.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 170.71 271.25 Td (is ) Tj ET Q q 0 0 0 rg BT 178.92 271.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 221.31 271.25 Td (acceptable. ) Tj ET Q q 0 0 0 rg BT 265.54 271.25 Td (Entities ) Tj ET Q q 0 0 0 rg BT 294.72 271.25 Td (rated ) Tj ET Q q 0 0 0 rg BT 315.69 271.25 Td (BBB ) Tj ET Q q 0 0 0 rg BT 334.38 271.25 Td (may ) Tj ET Q q 0 0 0 rg BT 352.15 271.25 Td (be ) Tj ET Q q 0 0 0 rg BT 363.55 271.25 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 403.67 271.25 Td (to ) Tj ET Q q 0 0 0 rg BT 412.79 271.25 Td (future ) Tj ET Q q 0 0 0 rg BT 436.04 271.25 Td (events.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 251.25 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 90.46 251.25 Td (Shares) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 231.25 Td (DBRS) Tj ET Q q 0 0 0 rg BT 78.30 231.25 Td ( ) Tj ET Q q 0 0 0 rg BT 80.19 231.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 102.14 231.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 124.55 231.25 Td (for ) Tj ET Q q 0 0 0 rg BT 136.02 231.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 171.19 231.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 197.70 231.25 Td (range ) Tj ET Q q 0 0 0 rg BT 220.56 231.25 Td (from ) Tj ET Q q 0 0 0 rg BT 238.86 231.25 Td (Pfd-1 ) Tj ET Q q 0 0 0 rg BT 260.36 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 269.09 231.25 Td (D. ) Tj ET Q q 0 0 0 rg BT 279.07 231.25 Td (The ) Tj ET Q q 0 0 0 rg BT 295.10 231.25 Td (Pfd-3 ) Tj ET Q q 0 0 0 rg BT 316.59 231.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 339.00 231.25 Td (is ) Tj ET Q q 0 0 0 rg BT 346.82 231.25 Td (ranked ) Tj ET Q q 0 0 0 rg BT 373.79 231.25 Td (third ) Tj ET Q q 0 0 0 rg BT 391.64 231.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.37 231.25 Td (six ) Tj ET Q q 0 0 0 rg BT 412.29 231.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 434.70 231.25 Td (categories. ) Tj ET Q q 0 0 0 rg BT 476.72 231.25 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 512.79 231.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 539.30 231.25 Td (rated ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 219.25 Td (Pfd-3 ) Tj ET Q q 0 0 0 rg BT 76.01 219.25 Td (are ) Tj ET Q q 0 0 0 rg BT 90.28 219.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 125.97 219.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.22 219.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 171.84 219.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 194.31 219.25 Td (quality) Tj ET Q q 0 0 0 rg BT 217.42 219.25 Td (. ) Tj ET Q q 0 0 0 rg BT 222.11 219.25 Td (While ) Tj ET Q q 0 0 0 rg BT 245.03 219.25 Td (protection ) Tj ET Q q 0 0 0 rg BT 283.46 219.25 Td (of ) Tj ET Q q 0 0 0 rg BT 292.71 219.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 329.77 219.25 Td (and ) Tj ET Q q 0 0 0 rg BT 345.87 219.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 378.82 219.25 Td (is ) Tj ET Q q 0 0 0 rg BT 387.16 219.25 Td (still ) Tj ET Q q 0 0 0 rg BT 401.42 219.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 443.95 219.25 Td (acceptable, ) Tj ET Q q 0 0 0 rg BT 488.31 219.25 Td (the ) Tj ET Q q 0 0 0 rg BT 502.13 219.25 Td (issuing ) Tj ET Q q 0 0 0 rg BT 530.07 219.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 552.09 219.25 Td (is ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 207.25 Td (more ) Tj ET Q q 0 0 0 rg BT 74.66 207.25 Td (susceptible ) Tj ET Q q 0 0 0 rg BT 117.67 207.25 Td (to ) Tj ET Q q 0 0 0 rg BT 126.50 207.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 157.65 207.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 190.64 207.25 Td (in ) Tj ET Q q 0 0 0 rg BT 199.00 207.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 231.07 207.25 Td (and ) Tj ET Q q 0 0 0 rg BT 246.73 207.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 283.81 207.25 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 325.00 207.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.66 207.25 Td (there ) Tj ET Q q 0 0 0 rg BT 361.34 207.25 Td (may ) Tj ET Q q 0 0 0 rg BT 378.81 207.25 Td (be ) Tj ET Q q 0 0 0 rg BT 389.91 207.25 Td (other ) Tj ET Q q 0 0 0 rg BT 410.58 207.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 441.74 207.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 480.65 207.25 Td (present ) Tj ET Q q 0 0 0 rg BT 509.98 207.25 Td (which ) Tj ET Q q 0 0 0 rg BT 532.93 207.25 Td (detract ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 195.25 Td (from ) Tj ET Q q 0 0 0 rg BT 72.68 195.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 90.92 195.25 Td (protection. ) Tj ET Q q 0 0 0 rg BT 131.50 195.25 Td (Pfd-3 ) Tj ET Q q 0 0 0 rg BT 153.38 195.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 180.27 195.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 215.83 195.25 Td (correspond ) Tj ET Q q 0 0 0 rg BT 259.14 195.25 Td (with ) Tj ET Q q 0 0 0 rg BT 276.00 195.25 Td (issuers ) Tj ET Q q 0 0 0 rg BT 304.25 195.25 Td (with ) Tj ET Q q 0 0 0 rg BT 321.11 195.25 Td (a ) Tj ET Q q 0 0 0 rg BT 327.96 195.25 Td (BBB ) Tj ET Q q 0 0 0 rg BT 346.64 195.25 Td (category ) Tj ET Q q 0 0 0 rg BT 380.38 195.25 Td (or ) Tj ET Q q 0 0 0 rg BT 389.95 195.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 415.02 195.25 Td (issuer ) Tj ET Q q 0 0 0 rg BT 439.18 195.25 Td (rating.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 54.00 175.25 Td (Rating ) Tj ET Q q 0 0 0 rg BT 79.80 175.25 Td (T) Tj ET Q q 0 0 0 rg BT 84.44 175.25 Td (rends) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 155.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 79.07 155.25 Td (uses ) Tj ET Q q 0 0 0 rg BT 98.70 155.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 124.24 155.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 152.07 155.25 Td (for ) Tj ET Q q 0 0 0 rg BT 163.94 155.25 Td (its ) Tj ET Q q 0 0 0 rg BT 174.44 155.25 Td (ratings ) Tj ET Q q 0 0 0 rg BT 201.36 155.25 Td (in ) Tj ET Q q 0 0 0 rg BT 210.04 155.25 Td (the ) Tj ET Q q 0 0 0 rg BT 223.74 155.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 260.69 155.25 Td (sector) Tj ET Q q 0 0 0 rg BT 282.57 155.25 Td (. ) Tj ET Q q 0 0 0 rg BT 287.16 155.25 Td (Rating ) Tj ET Q q 0 0 0 rg BT 313.16 155.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 338.25 155.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 367.45 155.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 403.04 155.25 Td (in ) Tj ET Q q 0 0 0 rg BT 411.72 155.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 440.91 155.25 Td (of ) Tj ET Q q 0 0 0 rg BT 450.06 155.25 Td (DBRS) Tj ET Q q 0 0 0 rg BT 474.51 155.25 Td (s ) Tj ET Q q 0 0 0 rg BT 480.91 155.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 509.66 155.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 546.60 155.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 143.25 Td (outlook ) Tj ET Q q 0 0 0 rg BT 83.02 143.25 Td (for ) Tj ET Q q 0 0 0 rg BT 95.16 143.25 Td (the ) Tj ET Q q 0 0 0 rg BT 109.13 143.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 132.21 143.25 Td (in ) Tj ET Q q 0 0 0 rg BT 141.16 143.25 Td (question, ) Tj ET Q q 0 0 0 rg BT 177.02 143.25 Td (with ) Tj ET Q q 0 0 0 rg BT 194.17 143.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 217.25 143.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 242.61 143.25 Td (falling ) Tj ET Q q 0 0 0 rg BT 266.61 143.25 Td (into ) Tj ET Q q 0 0 0 rg BT 282.40 143.25 Td (one ) Tj ET Q q 0 0 0 rg BT 298.65 143.25 Td (of ) Tj ET Q q 0 0 0 rg BT 308.06 143.25 Td (three ) Tj ET Q q 0 0 0 rg BT 329.32 143.25 Td (categories ) Tj ET Q q 0 0 0 rg BT 369.73 143.25 Td ( ) Tj ET Q q 0 0 0 rg BT 376.86 143.25 Td (Positive, ) Tj ET Q q 0 0 0 rg BT 415.89 143.25 Td (Stable ) Tj ET Q q 0 0 0 rg BT 447.17 143.25 Td (or ) Tj ET Q q 0 0 0 rg BT 457.03 143.25 Td (Negative. ) Tj ET Q q 0 0 0 rg BT 499.54 143.25 Td (The ) Tj ET Q q 0 0 0 rg BT 516.24 143.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 539.32 143.25 Td (trend ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 131.25 Td (indicates ) Tj ET Q q 0 0 0 rg BT 88.07 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 101.17 131.25 Td (direction ) Tj ET Q q 0 0 0 rg BT 133.87 131.25 Td (in ) Tj ET Q q 0 0 0 rg BT 141.95 131.25 Td (which ) Tj ET Q q 0 0 0 rg BT 164.61 131.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 189.08 131.25 Td (considers ) Tj ET Q q 0 0 0 rg BT 225.88 131.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.98 131.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 261.20 131.25 Td (is ) Tj ET Q q 0 0 0 rg BT 268.82 131.25 Td (headed ) Tj ET Q q 0 0 0 rg BT 297.88 131.25 Td (should ) Tj ET Q q 0 0 0 rg BT 323.75 131.25 Td (present ) Tj ET Q q 0 0 0 rg BT 352.80 131.25 Td (tendencies ) Tj ET Q q 0 0 0 rg BT 394.17 131.25 Td (continue, ) Tj ET Q q 0 0 0 rg BT 429.16 131.25 Td (or ) Tj ET Q q 0 0 0 rg BT 438.15 131.25 Td (in ) Tj ET Q q 0 0 0 rg BT 446.23 131.25 Td (some ) Tj ET Q q 0 0 0 rg BT 467.98 131.25 Td (cases, ) Tj ET Q q 0 0 0 rg BT 493.39 131.25 Td (unless ) Tj ET Q q 0 0 0 rg BT 518.79 131.25 Td (challenges ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 119.25 Td (are ) Tj ET Q q 0 0 0 rg BT 68.01 119.25 Td (addressed. ) Tj ET Q q 0 0 0 rg BT 110.74 119.25 Td (In ) Tj ET Q q 0 0 0 rg BT 119.74 119.25 Td (general, ) Tj ET Q q 0 0 0 rg BT 151.54 119.25 Td (the ) Tj ET Q q 0 0 0 rg BT 165.10 119.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 190.03 119.25 Td (view ) Tj ET Q q 0 0 0 rg BT 208.59 119.25 Td (is ) Tj ET Q q 0 0 0 rg BT 216.67 119.25 Td (based ) Tj ET Q q 0 0 0 rg BT 241.17 119.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 274.31 119.25 Td (on ) Tj ET Q q 0 0 0 rg BT 285.59 119.25 Td (an ) Tj ET Q q 0 0 0 rg BT 296.87 119.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 336.41 119.25 Td (of ) Tj ET Q q 0 0 0 rg BT 345.41 119.25 Td (the ) Tj ET Q q 0 0 0 rg BT 358.97 119.25 Td (issuing ) Tj ET Q q 0 0 0 rg BT 386.66 119.25 Td (entity) Tj ET Q q 0 0 0 rg BT 405.66 119.25 Td (, ) Tj ET Q q 0 0 0 rg BT 410.10 119.25 Td (but ) Tj ET Q q 0 0 0 rg BT 423.66 119.25 Td (may ) Tj ET Q q 0 0 0 rg BT 441.31 119.25 Td (also ) Tj ET Q q 0 0 0 rg BT 458.52 119.25 Td (include ) Tj ET Q q 0 0 0 rg BT 486.66 119.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 537.60 119.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.60 119.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 107.25 Td (outlook ) Tj ET Q q 0 0 0 rg BT 82.73 107.25 Td (for ) Tj ET Q q 0 0 0 rg BT 94.58 107.25 Td (the ) Tj ET Q q 0 0 0 rg BT 108.26 107.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 139.25 107.25 Td (or ) Tj ET Q q 0 0 0 rg BT 148.82 107.25 Td (industries ) Tj ET Q q 0 0 0 rg BT 186.20 107.25 Td (in ) Tj ET Q q 0 0 0 rg BT 194.86 107.25 Td (which ) Tj ET Q q 0 0 0 rg BT 218.11 107.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.79 107.25 Td (issuing ) Tj ET Q q 0 0 0 rg BT 259.60 107.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 281.48 107.25 Td (operates.) Tj ET Q endstream endobj 55 0 obj <> endobj 56 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (27) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 735.25 Td (A) Tj ET Q q 0 0 0 rg BT 59.02 735.25 Td ( ) Tj ET Q q 0 0 0 rg BT 60.69 735.25 Td (Positive ) Tj ET Q q 0 0 0 rg BT 91.08 735.25 Td (or ) Tj ET Q q 0 0 0 rg BT 100.04 735.25 Td (Negative ) Tj ET Q q 0 0 0 rg BT 133.97 735.25 Td (T) Tj ET Q q 0 0 0 rg BT 138.69 735.25 Td (rend ) Tj ET Q q 0 0 0 rg BT 156.77 735.25 Td (is ) Tj ET Q q 0 0 0 rg BT 164.36 735.25 Td (not ) Tj ET Q q 0 0 0 rg BT 177.44 735.25 Td (an ) Tj ET Q q 0 0 0 rg BT 188.23 735.25 Td (indication ) Tj ET Q q 0 0 0 rg BT 224.55 735.25 Td (that ) Tj ET Q q 0 0 0 rg BT 239.91 735.25 Td (a ) Tj ET Q q 0 0 0 rg BT 246.14 735.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 268.32 735.25 Td (change ) Tj ET Q q 0 0 0 rg BT 296.90 735.25 Td (is ) Tj ET Q q 0 0 0 rg BT 304.50 735.25 Td (imminent. ) Tj ET Q q 0 0 0 rg BT 341.72 735.25 Td (Rather) Tj ET Q q 0 0 0 rg BT 365.88 735.25 Td (, ) Tj ET Q q 0 0 0 rg BT 369.83 735.25 Td (a ) Tj ET Q q 0 0 0 rg BT 376.06 735.25 Td (Positive ) Tj ET Q q 0 0 0 rg BT 406.45 735.25 Td (or ) Tj ET Q q 0 0 0 rg BT 415.41 735.25 Td (Negative ) Tj ET Q q 0 0 0 rg BT 449.34 735.25 Td (T) Tj ET Q q 0 0 0 rg BT 454.06 735.25 Td (rend ) Tj ET Q q 0 0 0 rg BT 472.14 735.25 Td (represents ) Tj ET Q q 0 0 0 rg BT 512.56 735.25 Td (an ) Tj ET Q q 0 0 0 rg BT 523.35 735.25 Td (indication ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 723.25 Td (that ) Tj ET Q q 0 0 0 rg BT 70.50 723.25 Td (there ) Tj ET Q q 0 0 0 rg BT 92.00 723.25 Td (is ) Tj ET Q q 0 0 0 rg BT 100.74 723.25 Td (a ) Tj ET Q q 0 0 0 rg BT 108.12 723.25 Td (greater ) Tj ET Q q 0 0 0 rg BT 136.91 723.25 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 173.92 723.25 Td (that ) Tj ET Q q 0 0 0 rg BT 190.41 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.63 723.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 227.96 723.25 Td (could ) Tj ET Q q 0 0 0 rg BT 250.38 723.25 Td (change ) Tj ET Q q 0 0 0 rg BT 280.10 723.25 Td (in ) Tj ET Q q 0 0 0 rg BT 289.29 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.51 723.25 Td (future ) Tj ET Q q 0 0 0 rg BT 327.30 723.25 Td (than ) Tj ET Q q 0 0 0 rg BT 346.07 723.25 Td (would ) Tj ET Q q 0 0 0 rg BT 370.31 723.25 Td (be ) Tj ET Q q 0 0 0 rg BT 382.24 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.46 723.25 Td (case ) Tj ET Q q 0 0 0 rg BT 416.60 723.25 Td (if ) Tj ET Q q 0 0 0 rg BT 423.52 723.25 Td (a ) Tj ET Q q 0 0 0 rg BT 430.89 723.25 Td (Stable ) Tj ET Q q 0 0 0 rg BT 456.78 723.25 Td (T) Tj ET Q q 0 0 0 rg BT 461.50 723.25 Td (rend ) Tj ET Q q 0 0 0 rg BT 480.72 723.25 Td (were ) Tj ET Q q 0 0 0 rg BT 501.31 723.25 Td (assigned ) Tj ET Q q 0 0 0 rg BT 536.95 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 546.60 723.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 711.25 Td (security) Tj ET Q q 0 0 0 rg BT 81.66 711.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 691.25 Td (DBRS ) Tj ET Q q 0 0 0 rg BT 78.61 691.25 Td (assigns ) Tj ET Q q 0 0 0 rg BT 108.26 691.25 Td (a ) Tj ET Q q 0 0 0 rg BT 114.66 691.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 137.01 691.25 Td (trend ) Tj ET Q q 0 0 0 rg BT 157.54 691.25 Td (for ) Tj ET Q q 0 0 0 rg BT 168.95 691.25 Td (each ) Tj ET Q q 0 0 0 rg BT 188.57 691.25 Td (security ) Tj ET Q q 0 0 0 rg BT 218.67 691.25 Td (of ) Tj ET Q q 0 0 0 rg BT 227.35 691.25 Td (an ) Tj ET Q q 0 0 0 rg BT 238.31 691.25 Td (issuing ) Tj ET Q q 0 0 0 rg BT 265.68 691.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 287.12 691.25 Td (and ) Tj ET Q q 0 0 0 rg BT 302.64 691.25 Td (it ) Tj ET Q q 0 0 0 rg BT 308.58 691.25 Td (is ) Tj ET Q q 0 0 0 rg BT 316.35 691.25 Td (not ) Tj ET Q q 0 0 0 rg BT 329.59 691.25 Td (unusual ) Tj ET Q q 0 0 0 rg BT 360.15 691.25 Td (for ) Tj ET Q q 0 0 0 rg BT 371.56 691.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 408.04 691.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.72 691.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.96 691.25 Td (same ) Tj ET Q q 0 0 0 rg BT 451.85 691.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 473.30 691.25 Td (to ) Tj ET Q q 0 0 0 rg BT 481.98 691.25 Td (have ) Tj ET Q q 0 0 0 rg BT 501.60 691.25 Td (dif) Tj ET Q q 0 0 0 rg BT 510.12 691.25 Td (ferent ) Tj ET Q q 0 0 0 rg BT 532.93 691.25 Td (trends. ) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 54.50 672.75 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 87.50 672.75 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 662.37 Td (6.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 662.37 Td (DIVIDENDS) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 643.25 Td (The ) Tj ET Q q 0 0 0 rg BT 71.37 643.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 109.69 643.25 Td (has ) Tj ET Q q 0 0 0 rg BT 126.15 643.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 144.89 643.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 180.03 643.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 217.91 643.25 Td (on ) Tj ET Q q 0 0 0 rg BT 230.27 643.25 Td (its ) Tj ET Q q 0 0 0 rg BT 241.71 643.25 Td (common ) Tj ET Q q 0 0 0 rg BT 276.39 643.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 304.24 643.25 Td (for ) Tj ET Q q 0 0 0 rg BT 317.04 643.25 Td (over ) Tj ET Q q 0 0 0 rg BT 336.23 643.25 Td (50 ) Tj ET Q q 0 0 0 rg BT 348.59 643.25 Td (years. ) Tj ET Q q 0 0 0 rg BT 373.96 643.25 Td (The ) Tj ET Q q 0 0 0 rg BT 391.32 643.25 Td (declaration ) Tj ET Q q 0 0 0 rg BT 434.68 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 451.59 643.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 486.28 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 496.36 643.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 534.24 643.25 Td (on ) Tj ET Q q 0 0 0 rg BT 546.60 643.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 631.25 Td (Company) Tj ET Q q 0 0 0 rg BT 90.77 631.25 Td (s ) Tj ET Q q 0 0 0 rg BT 97.71 631.25 Td (common ) Tj ET Q q 0 0 0 rg BT 131.98 631.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 159.43 631.25 Td (and ) Tj ET Q q 0 0 0 rg BT 175.94 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.17 631.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 220.36 631.25 Td (thereof ) Tj ET Q q 0 0 0 rg BT 248.72 631.25 Td (are ) Tj ET Q q 0 0 0 rg BT 263.41 631.25 Td (at ) Tj ET Q q 0 0 0 rg BT 273.08 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.31 631.25 Td (discretion ) Tj ET Q q 0 0 0 rg BT 325.24 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 334.91 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 349.15 631.25 Td (Board, ) Tj ET Q q 0 0 0 rg BT 376.14 631.25 Td (which ) Tj ET Q q 0 0 0 rg BT 399.93 631.25 Td (takes ) Tj ET Q q 0 0 0 rg BT 422.37 631.25 Td (into ) Tj ET Q q 0 0 0 rg BT 438.42 631.25 Td (account ) Tj ET Q q 0 0 0 rg BT 469.98 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 484.21 631.25 Td (Company) Tj ET Q q 0 0 0 rg BT 520.98 631.25 Td (s ) Tj ET Q q 0 0 0 rg BT 527.92 631.25 Td (financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 619.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 83.20 619.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 109.66 619.25 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 162.56 619.25 Td (available ) Tj ET Q q 0 0 0 rg BT 197.69 619.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 217.77 619.25 Td (flow) Tj ET Q q 0 0 0 rg BT 231.90 619.25 Td (, ) Tj ET Q q 0 0 0 rg BT 236.94 619.25 Td (future ) Tj ET Q q 0 0 0 rg BT 260.68 619.25 Td (prospects ) Tj ET Q q 0 0 0 rg BT 298.99 619.25 Td (of ) Tj ET Q q 0 0 0 rg BT 308.59 619.25 Td (the ) Tj ET Q q 0 0 0 rg BT 322.75 619.25 Td (Company) Tj ET Q q 0 0 0 rg BT 359.53 619.25 Td (s ) Tj ET Q q 0 0 0 rg BT 366.39 619.25 Td (business ) Tj ET Q q 0 0 0 rg BT 401.52 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 417.96 619.25 Td (other ) Tj ET Q q 0 0 0 rg BT 439.41 619.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 466.79 619.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 509.66 619.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 541.60 619.25 Td (from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 607.25 Td (time ) Tj ET Q q 0 0 0 rg BT 72.33 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 82.00 607.25 Td (time. ) Tj ET Q q 0 0 0 rg BT 102.61 607.25 Td (Over ) Tj ET Q q 0 0 0 rg BT 123.21 607.25 Td (time, ) Tj ET Q q 0 0 0 rg BT 143.82 607.25 Td (it ) Tj ET Q q 0 0 0 rg BT 150.76 607.25 Td (is ) Tj ET Q q 0 0 0 rg BT 159.51 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 173.75 607.25 Td (Company) Tj ET Q q 0 0 0 rg BT 210.52 607.25 Td (s ) Tj ET Q q 0 0 0 rg BT 217.46 607.25 Td (intention ) Tj ET Q q 0 0 0 rg BT 251.29 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 260.97 607.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 294.80 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.03 607.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 339.22 607.25 Td (of ) Tj ET Q q 0 0 0 rg BT 348.90 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 363.13 607.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 396.51 607.25 Td (while ) Tj ET Q q 0 0 0 rg BT 418.03 607.25 Td (retaining ) Tj ET Q q 0 0 0 rg BT 452.31 607.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 496.63 607.25 Td (free ) Tj ET Q q 0 0 0 rg BT 513.60 607.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 533.75 607.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 551.17 607.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 595.25 Td (finance ) Tj ET Q q 0 0 0 rg BT 82.73 595.25 Td (future ) Tj ET Q q 0 0 0 rg BT 105.98 595.25 Td (growth. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 575.25 Td (During ) Tj ET Q q 0 0 0 rg BT 80.32 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.88 575.25 Td (second ) Tj ET Q q 0 0 0 rg BT 122.50 575.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 150.64 575.25 Td (of ) Tj ET Q q 0 0 0 rg BT 159.65 575.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 182.34 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 195.91 575.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 219.96 575.25 Td (declared ) Tj ET Q q 0 0 0 rg BT 253.58 575.25 Td (a ) Tj ET Q q 0 0 0 rg BT 260.30 575.25 Td (6.8% ) Tj ET Q q 0 0 0 rg BT 281.16 575.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 314.32 575.25 Td (in ) Tj ET Q q 0 0 0 rg BT 322.87 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 336.44 575.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 370.51 575.25 Td (dividend, ) Tj ET Q q 0 0 0 rg BT 405.50 575.25 Td (from ) Tj ET Q q 0 0 0 rg BT 424.07 575.25 Td ($0.295 ) Tj ET Q q 0 0 0 rg BT 451.32 575.25 Td (to ) Tj ET Q q 0 0 0 rg BT 460.33 575.25 Td ($0.315 ) Tj ET Q q 0 0 0 rg BT 487.58 575.25 Td (per ) Tj ET Q q 0 0 0 rg BT 501.60 575.25 Td (common ) Tj ET Q q 0 0 0 rg BT 535.21 575.25 Td (share, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 563.25 Td (commencing ) Tj ET Q q 0 0 0 rg BT 102.55 563.25 Td (with ) Tj ET Q q 0 0 0 rg BT 119.19 563.25 Td (the ) Tj ET Q q 0 0 0 rg BT 132.65 563.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 166.62 563.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 199.22 563.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 230.01 563.25 Td (July ) Tj ET Q q 0 0 0 rg BT 246.65 563.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 255.55 563.25 Td (2019. ) Tj ET Q q 0 0 0 rg BT 278.01 563.25 Td (This ) Tj ET Q q 0 0 0 rg BT 295.56 563.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 328.62 563.25 Td (followed ) Tj ET Q q 0 0 0 rg BT 360.76 563.25 Td (a ) Tj ET Q q 0 0 0 rg BT 367.38 563.25 Td (9.3% ) Tj ET Q q 0 0 0 rg BT 388.13 563.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 421.19 563.25 Td (in ) Tj ET Q q 0 0 0 rg BT 429.63 563.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.09 563.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 477.06 563.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 509.66 563.25 Td (in ) Tj ET Q q 0 0 0 rg BT 518.11 563.25 Td (the ) Tj ET Q q 0 0 0 rg BT 531.57 563.25 Td (second ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 551.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 82.26 551.25 Td (of ) Tj ET Q q 0 0 0 rg BT 91.38 551.25 Td (2018.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 531.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.80 531.25 Td (Second ) Tj ET Q q 0 0 0 rg BT 101.28 531.25 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 138.12 531.25 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 169.05 531.25 Td (Series ) Tj ET Q q 0 0 0 rg BT 194.96 531.25 Td (B ) Tj ET Q q 0 0 0 rg BT 203.09 531.25 Td (are ) Tj ET Q q 0 0 0 rg BT 217.61 531.25 Td (entitled ) Tj ET Q q 0 0 0 rg BT 246.72 531.25 Td (to ) Tj ET Q q 0 0 0 rg BT 256.23 531.25 Td (preferences ) Tj ET Q q 0 0 0 rg BT 302.20 531.25 Td (over ) Tj ET Q q 0 0 0 rg BT 320.82 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.89 531.25 Td (common ) Tj ET Q q 0 0 0 rg BT 369.00 531.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 396.28 531.25 Td (with ) Tj ET Q q 0 0 0 rg BT 413.53 531.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 443.09 531.25 Td (to ) Tj ET Q q 0 0 0 rg BT 452.60 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 466.67 531.25 Td (priority ) Tj ET Q q 0 0 0 rg BT 493.94 531.25 Td (in ) Tj ET Q q 0 0 0 rg BT 502.98 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.05 531.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 551.17 531.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 519.25 Td (dividends. ) Tj ET Q q 0 0 0 rg BT 93.04 519.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 115.66 519.25 Td (than ) Tj ET Q q 0 0 0 rg BT 133.74 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.25 519.25 Td (foregoing, ) Tj ET Q q 0 0 0 rg BT 185.83 519.25 Td (there ) Tj ET Q q 0 0 0 rg BT 206.64 519.25 Td (is ) Tj ET Q q 0 0 0 rg BT 214.67 519.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 248.23 519.25 Td (no ) Tj ET Q q 0 0 0 rg BT 259.46 519.25 Td (restriction ) Tj ET Q q 0 0 0 rg BT 297.12 519.25 Td (that ) Tj ET Q q 0 0 0 rg BT 312.91 519.25 Td (would ) Tj ET Q q 0 0 0 rg BT 336.44 519.25 Td (prevent ) Tj ET Q q 0 0 0 rg BT 365.90 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.42 519.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 416.62 519.25 Td (from ) Tj ET Q q 0 0 0 rg BT 435.13 519.25 Td (paying ) Tj ET Q q 0 0 0 rg BT 461.41 519.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 498.17 519.25 Td (at ) Tj ET Q q 0 0 0 rg BT 507.12 519.25 Td (current ) Tj ET Q q 0 0 0 rg BT 534.75 519.25 Td (levels. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 507.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.11 507.25 Td (Second ) Tj ET Q q 0 0 0 rg BT 99.91 507.25 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 136.07 507.25 Td (Shares, ) Tj ET Q q 0 0 0 rg BT 166.31 507.25 Td (Series ) Tj ET Q q 0 0 0 rg BT 191.54 507.25 Td (B ) Tj ET Q q 0 0 0 rg BT 198.99 507.25 Td (entitle ) Tj ET Q q 0 0 0 rg BT 222.85 507.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.24 507.25 Td (holder ) Tj ET Q q 0 0 0 rg BT 261.01 507.25 Td (to ) Tj ET Q q 0 0 0 rg BT 269.83 507.25 Td (a ) Tj ET Q q 0 0 0 rg BT 276.38 507.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 295.68 507.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 336.86 507.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 372.12 507.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 391.42 507.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 423.95 507.25 Td (of ) Tj ET Q q 0 0 0 rg BT 432.78 507.25 Td ($1.325 ) Tj ET Q q 0 0 0 rg BT 459.84 507.25 Td (per ) Tj ET Q q 0 0 0 rg BT 473.67 507.25 Td (share ) Tj ET Q q 0 0 0 rg BT 496.17 507.25 Td (per ) Tj ET Q q 0 0 0 rg BT 510.00 507.25 Td (annum ) Tj ET Q q 0 0 0 rg BT 537.06 507.25 Td (which ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 495.25 Td (will, ) Tj ET Q q 0 0 0 rg BT 69.94 495.25 Td (if ) Tj ET Q q 0 0 0 rg BT 76.32 495.25 Td (declared, ) Tj ET Q q 0 0 0 rg BT 112.34 495.25 Td (be ) Tj ET Q q 0 0 0 rg BT 123.74 495.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 154.75 495.25 Td (quarterly) Tj ET Q q 0 0 0 rg BT 186.05 495.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 475.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.41 475.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 100.04 475.25 Td (of ) Tj ET Q q 0 0 0 rg BT 109.17 475.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 128.77 475.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 165.70 475.25 Td (declared ) Tj ET Q q 0 0 0 rg BT 199.43 475.25 Td (in ) Tj ET Q q 0 0 0 rg BT 208.10 475.25 Td (each ) Tj ET Q q 0 0 0 rg BT 228.16 475.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.28 475.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.96 475.25 Td (three ) Tj ET Q q 0 0 0 rg BT 271.93 475.25 Td (most ) Tj ET Q q 0 0 0 rg BT 291.99 475.25 Td (recently ) Tj ET Q q 0 0 0 rg BT 322.98 475.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 363.10 475.25 Td (years ) Tj ET Q q 0 0 0 rg BT 385.44 475.25 Td (is ) Tj ET Q q 0 0 0 rg BT 393.64 475.25 Td (as ) Tj ET Q q 0 0 0 rg BT 404.58 475.25 Td (follows:) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 456.75 m 306.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 456.75 m 306.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 456.75 m 388.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 442.75 m 388.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 456.75 m 394.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 456.75 m 394.5 456.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 442.75 m 394.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 456.75 m 394.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 456.75 m 476.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 442.75 m 476.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 442.75 m 558.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 442.75 m 306.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 442.75 m 306.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 442.75 m 306.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 442.75 m 388.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 442.75 m 394.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 442.75 m 394.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 442.75 m 394.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 442.75 m 476.5 428.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 442.75 m 476.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 442.75 m 558.5 442.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 428.75 m 306.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 414.75 m 306.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 428.75 m 306.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 428.75 m 394.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 428.75 m 394.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 428.75 m 476.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 414.75 m 476.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 414.75 m 558.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 414.75 m 306.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 414.75 m 306.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 414.75 m 306.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 414.75 m 388.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 400.75 m 388.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 414.75 m 394.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 414.75 m 394.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 388.5 400.75 m 394.5 400.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 414.75 m 476.5 414.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 414.75 m 558.5 414.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.75 446.97 Td (2019) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 454.75 446.97 Td (2018) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 536.75 446.97 Td (2017) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 432.97 Td (Dividends declared per common share) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 322.50 432.97 Td ($) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 364.70 432.97 Td (1.240) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 410.50 432.97 Td ($) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.70 432.97 Td (1.155) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.50 432.97 Td ($) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 534.70 432.97 Td (1.070) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 57.00 418.97 Td (Dividends declared per Second Preferred Share, Series B) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 322.50 418.97 Td ($) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 364.70 418.97 Td (1.325) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 410.50 418.97 Td ($) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 452.70 418.97 Td (1.325) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 492.50 418.97 Td ($) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 534.70 418.97 Td (1.325) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 381.25 Td (In ) Tj ET Q q 0 0 0 rg BT 63.69 381.25 Td (the ) Tj ET Q q 0 0 0 rg BT 77.94 381.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 101.76 381.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 130.59 381.25 Td (of ) Tj ET Q q 0 0 0 rg BT 140.28 381.25 Td (2019, ) Tj ET Q q 0 0 0 rg BT 163.65 381.25 Td (the ) Tj ET Q q 0 0 0 rg BT 177.90 381.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 202.63 381.25 Td (declared ) Tj ET Q q 0 0 0 rg BT 236.94 381.25 Td (a ) Tj ET Q q 0 0 0 rg BT 244.35 381.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 279.10 381.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 312.50 381.25 Td (of ) Tj ET Q q 0 0 0 rg BT 322.19 381.25 Td ($0.315 ) Tj ET Q q 0 0 0 rg BT 350.12 381.25 Td (per ) Tj ET Q q 0 0 0 rg BT 364.82 381.25 Td (common ) Tj ET Q q 0 0 0 rg BT 399.11 381.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 424.75 381.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 456.33 381.25 Td (on ) Tj ET Q q 0 0 0 rg BT 468.30 381.25 Td (December ) Tj ET Q q 0 0 0 rg BT 508.97 381.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 523.22 381.25 Td (2019 ) Tj ET Q q 0 0 0 rg BT 544.31 381.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 369.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 104.74 369.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 122.65 369.25 Td (on ) Tj ET Q q 0 0 0 rg BT 134.17 369.25 Td (December ) Tj ET Q q 0 0 0 rg BT 174.40 369.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 188.21 369.25 Td (2019 ) Tj ET Q q 0 0 0 rg BT 208.86 369.25 Td (and ) Tj ET Q q 0 0 0 rg BT 224.95 369.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.91 369.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 266.22 369.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 299.18 369.25 Td (of ) Tj ET Q q 0 0 0 rg BT 308.42 369.25 Td ($0.331250 ) Tj ET Q q 0 0 0 rg BT 349.59 369.25 Td (per ) Tj ET Q q 0 0 0 rg BT 363.85 369.25 Td (Second ) Tj ET Q q 0 0 0 rg BT 394.07 369.25 Td (Preferred ) Tj ET Q q 0 0 0 rg BT 430.66 369.25 Td (Share, ) Tj ET Q q 0 0 0 rg BT 457.22 369.25 Td (Series ) Tj ET Q q 0 0 0 rg BT 482.87 369.25 Td (B ) Tj ET Q q 0 0 0 rg BT 490.75 369.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 508.65 369.25 Td (on ) Tj ET Q q 0 0 0 rg BT 520.18 369.25 Td (December ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 357.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 67.68 357.25 Td (2019. ) Tj ET Q endstream endobj 57 0 obj <> endobj 58 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (28) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 54.50 742.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 87.50 742.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 731.62 Td (7.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 731.62 Td (DIRECT) Tj ET Q q 0 0 0 rg BT 120.37 731.62 Td (ORS ) Tj ET Q q 0 0 0 rg BT 140.12 731.62 Td (AND OFFICERS) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 712.50 Td (The following list of directors and executive of) Tj ET Q q 0 0 0 rg BT 219.34 712.50 Td (ficers is current to February 20, 2020.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 59.50 691.62 Td (7.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 92.50 691.62 Td (Directors) Tj ET Q BT /F3 10.00 Tf ET BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 57 665.7939453125 m 222.4150390625 665.7939453125 l s q 0 0 0 rg BT 57.00 667.22 Td (Name, Province and Country of Residence) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 232 665.7939453125 m 314.03125 665.7939453125 l s q 0 0 0 rg BT 232.00 667.22 Td (Principal Occupation) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.73 w 0 i [] 0 d 1 J 1 j 3 M 471 665.7939453125 m 526.595703125 665.7939453125 l s q 0 0 0 rg BT 471.00 667.22 Td (Director Since) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 653.95 Td (Galen G. W) Tj ET Q q 0 0 0 rg BT 95.43 653.95 Td (eston) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 642.25 Td (Ontario, Canada) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 653.95 Td (Executive Chairman of Loblaw Companies Limited and Chairman and) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 644.95 Td (Chief Executive Of) Tj ET Q q 0 0 0 rg BT 293.00 644.95 Td (ficer of George W) Tj ET Q q 0 0 0 rg BT 350.71 644.95 Td (eston Limited) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 653.95 Td (2006) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 621.95 Td (Paul M. Beeston, C.M. ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 132.89 624.25 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 610.25 Td (Ontario, Canada) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 621.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 621.95 Td (2005) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 589.10 Td (Paviter S. Binning) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 577.40 Td (Ontario, Canada) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 589.95 Td (President, Wittington Investments, Limited) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 589.95 Td (2019) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 557.95 Td (Scott B. Bonham ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 114.44 560.25 Td (1,4) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 546.25 Td (California, USA) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 557.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 557.95 Td (2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 525.95 Td (W) Tj ET Q q 0 0 0 rg BT 63.70 525.95 Td (arren Bryant ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 106.36 528.25 Td (2,4* ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 514.25 Td (Arizona, United States) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 525.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 525.95 Td (2013) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 493.95 Td (Christie J.B. Clark ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 118.11 496.25 Td (1*,3, 4) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 482.25 Td (Ontario, Canada) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 493.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 493.95 Td (201) Tj ET Q q 0 0 0 rg BT 483.31 493.95 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 461.95 Td (William ) Tj ET Q q 0 0 0 rg BT 82.42 461.95 Td (A. Downe, C.M. ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 136.15 464.25 Td (2* ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 450.25 Td (Illinois, United States) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 461.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 461.95 Td (2018) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 429.10 Td (Janice Fukakusa ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 114.44 431.40 Td (1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 417.40 Td (Ontario, Canada) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 429.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 429.95 Td (2019) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 397.95 Td (M. Marianne Harris ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 121.80 400.25 Td (1, 3, 4) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 386.25 Td (Ontario, Canada) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 397.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 397.95 Td (2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 365.95 Td (Claudia Kotchka ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 112.80 368.25 Td (2, 4) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 354.25 Td (Florida, United States ) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 365.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 365.95 Td (2016) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 333.95 Td (Beth Pritchard ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 105.82 336.25 Td (2, 4) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 322.25 Td (Ohio, United States) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 333.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 333.95 Td (2014) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 301.95 Td (Sarah Raiss ) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 99.25 304.25 Td (2,3*) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 290.25 Td (Alberta, Canada) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 232.00 301.95 Td (Corporate Director) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 471.00 301.95 Td (2014) Tj ET Q BT /F3 10.00 Tf ET BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 263.30 Td (1. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 72.00 263.30 Td (Audit Committee) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 253.70 Td (2. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 72.00 253.70 Td (Governance, Employee Development, Nominating and Compensation Committee) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 244.10 Td (3. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 72.00 244.10 Td (Pension Committee) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 234.50 Td (4. ) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 72.00 234.50 Td (Risk and Compliance Committee) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 54.00 224.90 Td (* ) Tj ET Q q 0 0 0 rg BT 72.00 224.90 Td (Chair of the Committee) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 204.90 Td (All ) Tj ET Q q 0 0 0 rg BT 64.93 204.90 Td (directors ) Tj ET Q q 0 0 0 rg BT 98.20 204.90 Td (hold ) Tj ET Q q 0 0 0 rg BT 115.52 204.90 Td (of) Tj ET Q q 0 0 0 rg BT 122.22 204.90 Td (fice ) Tj ET Q q 0 0 0 rg BT 136.81 204.90 Td (until ) Tj ET Q q 0 0 0 rg BT 153.68 204.90 Td (the ) Tj ET Q q 0 0 0 rg BT 166.90 204.90 Td (close ) Tj ET Q q 0 0 0 rg BT 187.87 204.90 Td (of ) Tj ET Q q 0 0 0 rg BT 196.53 204.90 Td (the ) Tj ET Q q 0 0 0 rg BT 209.75 204.90 Td (next ) Tj ET Q q 0 0 0 rg BT 227.08 204.90 Td (annual ) Tj ET Q q 0 0 0 rg BT 253.52 204.90 Td (meeting ) Tj ET Q q 0 0 0 rg BT 284.52 204.90 Td (of ) Tj ET Q q 0 0 0 rg BT 293.18 204.90 Td (the ) Tj ET Q q 0 0 0 rg BT 306.40 204.90 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 355.63 204.90 Td (of ) Tj ET Q q 0 0 0 rg BT 364.30 204.90 Td (the ) Tj ET Q q 0 0 0 rg BT 377.52 204.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 414.43 204.90 Td (or ) Tj ET Q q 0 0 0 rg BT 423.55 204.90 Td (until ) Tj ET Q q 0 0 0 rg BT 440.41 204.90 Td (their ) Tj ET Q q 0 0 0 rg BT 458.19 204.90 Td (successors ) Tj ET Q q 0 0 0 rg BT 501.03 204.90 Td (are ) Tj ET Q q 0 0 0 rg BT 514.70 204.90 Td (duly ) Tj ET Q q 0 0 0 rg BT 531.57 204.90 Td (elected ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 192.90 Td (or ) Tj ET Q q 0 0 0 rg BT 63.57 192.90 Td (appointed.) 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Tf ET q 0 0 0 rg BT 178.69 668.50 Td (announced ) Tj ET Q q 0 0 0 rg BT 220.86 668.50 Td (actions ) Tj ET Q q 0 0 0 rg BT 248.43 668.50 Td (taken ) Tj ET Q q 0 0 0 rg BT 270.07 668.50 Td (to ) Tj ET Q q 0 0 0 rg BT 278.50 668.50 Td (address ) Tj ET Q q 0 0 0 rg BT 309.25 668.50 Td (their ) Tj ET Q q 0 0 0 rg BT 326.79 668.50 Td (role ) Tj ET Q q 0 0 0 rg BT 342.04 668.50 Td (in ) Tj ET Q q 0 0 0 rg BT 350.01 668.50 Td (an ) Tj ET Q q 0 0 0 rg BT 360.71 668.50 Td (industry-wide ) Tj ET Q q 0 0 0 rg BT 410.60 668.50 Td (price-fixing ) Tj ET Q q 0 0 0 rg BT 451.83 668.50 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 499.90 668.50 Td (involving ) Tj ET Q q 0 0 0 rg BT 533.39 668.50 Td (certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 656.50 Td (packaged ) Tj ET Q q 0 0 0 rg BT 91.51 656.50 Td (bread ) Tj ET Q q 0 0 0 rg BT 114.43 656.50 Td (products. ) Tj ET Q q 0 0 0 rg BT 149.99 656.50 Td (The ) Tj ET Q q 0 0 0 rg BT 166.07 656.50 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 214.51 656.50 Td (involved ) Tj ET Q q 0 0 0 rg BT 246.54 656.50 Td (the ) Tj ET Q q 0 0 0 rg BT 259.89 656.50 Td (coordination ) Tj ET Q q 0 0 0 rg BT 306.51 656.50 Td (of ) Tj ET Q q 0 0 0 rg BT 315.30 656.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 335.02 656.50 Td (and ) Tj ET Q q 0 0 0 rg BT 350.65 656.50 Td (wholesale ) Tj ET Q q 0 0 0 rg BT 389.06 656.50 Td (prices ) Tj ET Q q 0 0 0 rg BT 412.88 656.50 Td (of ) Tj ET Q q 0 0 0 rg BT 421.67 656.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 448.23 656.50 Td (packaged ) Tj ET Q q 0 0 0 rg BT 485.74 656.50 Td (bread ) Tj ET Q q 0 0 0 rg BT 508.66 656.50 Td (products ) Tj ET Q q 0 0 0 rg BT 542.06 656.50 Td (over ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 644.50 Td (a ) Tj ET Q q 0 0 0 rg BT 60.58 644.50 Td (period ) Tj ET Q q 0 0 0 rg BT 85.39 644.50 Td (extending ) Tj ET Q q 0 0 0 rg BT 122.98 644.50 Td (from ) Tj ET Q q 0 0 0 rg BT 141.40 644.50 Td (late ) Tj ET Q q 0 0 0 rg BT 156.64 644.50 Td (2001 ) Tj ET Q q 0 0 0 rg BT 176.90 644.50 Td (to ) Tj ET Q q 0 0 0 rg BT 185.76 644.50 Td (March ) Tj ET Q q 0 0 0 rg BT 210.57 644.50 Td (2015. ) Tj ET Q q 0 0 0 rg BT 233.11 644.50 Td (Under ) Tj ET Q q 0 0 0 rg BT 257.46 644.50 Td (the ) Tj ET Q q 0 0 0 rg BT 270.88 644.50 Td (arrangement, ) Tj ET Q q 0 0 0 rg BT 321.67 644.50 Td (the ) Tj ET Q q 0 0 0 rg BT 335.09 644.50 Td (participants ) Tj ET Q q 0 0 0 rg BT 379.05 644.50 Td (regularly ) Tj ET Q q 0 0 0 rg BT 412.52 644.50 Td (increased ) Tj ET Q q 0 0 0 rg BT 450.09 644.50 Td (prices ) Tj ET Q q 0 0 0 rg BT 473.99 644.50 Td (on ) Tj ET Q q 0 0 0 rg BT 485.13 644.50 Td (a ) Tj ET Q q 0 0 0 rg BT 491.71 644.50 Td (coordinated ) Tj ET Q q 0 0 0 rg BT 536.58 644.50 Td (basis. ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 632.50 Td (Class ) Tj ET Q q 0 0 0 rg BT 77.24 632.50 Td (action ) Tj ET Q q 0 0 0 rg BT 101.86 632.50 Td (lawsuits ) Tj ET Q q 0 0 0 rg BT 133.76 632.50 Td (have ) Tj ET Q q 0 0 0 rg BT 154.28 632.50 Td (been ) Tj ET Q q 0 0 0 rg BT 175.26 632.50 Td (commenced ) Tj ET Q q 0 0 0 rg BT 222.66 632.50 Td (against ) Tj ET Q q 0 0 0 rg BT 251.84 632.50 Td (the ) Tj ET Q q 0 0 0 rg BT 265.98 632.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 303.81 632.50 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 317.49 632.50 Td ( ) Tj ET Q q 0 0 0 rg BT 320.23 632.50 Td (W) Tj ET Q q 0 0 0 rg BT 327.82 632.50 Td (eston ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 350.62 632.50 Td (as ) Tj ET Q q 0 0 0 rg BT 362.02 632.50 Td (well ) Tj ET Q q 0 0 0 rg BT 378.88 632.50 Td (as ) Tj ET Q q 0 0 0 rg BT 390.28 632.50 Td (a ) Tj ET Q q 0 0 0 rg BT 397.57 632.50 Td (number ) Tj ET Q q 0 0 0 rg BT 428.11 632.50 Td (of ) Tj ET Q q 0 0 0 rg BT 437.69 632.50 Td (other ) Tj ET Q q 0 0 0 rg BT 459.11 632.50 Td (major ) Tj ET Q q 0 0 0 rg BT 482.35 632.50 Td (grocery ) Tj ET Q q 0 0 0 rg BT 512.43 632.50 Td (retailers ) Tj ET Q q 0 0 0 rg BT 544.33 632.50 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 620.50 Td (another ) Tj ET Q q 0 0 0 rg BT 83.82 620.50 Td (bread ) Tj ET Q q 0 0 0 rg BT 106.80 620.50 Td (wholesaler) Tj ET Q q 0 0 0 rg BT 145.54 620.50 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 147.82 620.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 149.83 620.50 Td (It ) Tj ET Q q 0 0 0 rg BT 156.40 620.50 Td (is ) Tj ET Q q 0 0 0 rg BT 164.33 620.50 Td (too ) Tj ET Q q 0 0 0 rg BT 177.74 620.50 Td (early ) Tj ET Q q 0 0 0 rg BT 197.52 620.50 Td (to ) Tj ET Q q 0 0 0 rg BT 206.37 620.50 Td (predict ) Tj ET Q q 0 0 0 rg BT 232.99 620.50 Td (the ) Tj ET Q q 0 0 0 rg BT 246.40 620.50 Td (outcome ) Tj ET Q q 0 0 0 rg BT 279.86 620.50 Td (of ) Tj ET Q q 0 0 0 rg BT 288.71 620.50 Td (such ) Tj ET Q q 0 0 0 rg BT 308.04 620.50 Td (legal ) Tj ET Q q 0 0 0 rg BT 327.37 620.50 Td (proceedings.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 374.33 620.50 Td ( ) Tj ET Q q 0 0 0 rg BT 376.34 620.50 Td (Neither ) Tj ET Q q 0 0 0 rg BT 404.77 620.50 Td (the ) Tj ET Q q 0 0 0 rg BT 418.18 620.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 455.28 620.50 Td (nor ) Tj ET Q q 0 0 0 rg BT 469.14 620.50 Td (W) Tj ET Q q 0 0 0 rg BT 476.74 620.50 Td (eston ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 498.81 620.50 Td (believes ) Tj ET Q q 0 0 0 rg BT 530.90 620.50 Td (that ) Tj ET Q q 0 0 0 rg BT 546.59 620.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 608.50 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 84.70 608.50 Td (resolution ) Tj ET Q q 0 0 0 rg BT 122.25 608.50 Td (of ) Tj ET Q q 0 0 0 rg BT 131.08 608.50 Td (such ) Tj ET Q q 0 0 0 rg BT 150.39 608.50 Td (legal ) Tj ET Q q 0 0 0 rg BT 169.71 608.50 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 216.37 608.50 Td (will ) Tj ET Q q 0 0 0 rg BT 229.74 608.50 Td (have ) Tj ET Q q 0 0 0 rg BT 249.51 608.50 Td (a ) Tj ET Q q 0 0 0 rg BT 256.06 608.50 Td (material ) Tj ET Q q 0 0 0 rg BT 287.22 608.50 Td (adverse ) Tj ET Q q 0 0 0 rg BT 318.38 608.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 344.53 608.50 Td (on ) Tj ET Q q 0 0 0 rg BT 355.64 608.50 Td (its ) Tj ET Q q 0 0 0 rg BT 365.83 608.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 397.90 608.50 Td (condition ) Tj ET Q q 0 0 0 rg BT 432.72 608.50 Td (or ) Tj ET Q q 0 0 0 rg BT 442.00 608.50 Td (prospects.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 479.84 608.50 Td ( ) Tj ET Q q 0 0 0 rg BT 481.70 608.50 Td (The ) Tj ET Q q 0 0 0 rg BT 497.82 608.50 Td (Company) Tj ET Q q 0 0 0 rg BT 534.59 608.50 Td (s ) Tj ET Q q 0 0 0 rg BT 540.68 608.50 Td (cash ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 596.50 Td (balances ) Tj ET Q q 0 0 0 rg BT 88.90 596.50 Td (far ) Tj ET Q q 0 0 0 rg BT 100.55 596.50 Td (exceed ) Tj ET Q q 0 0 0 rg BT 129.07 596.50 Td (any ) Tj ET Q q 0 0 0 rg BT 144.36 596.50 Td (realistic ) Tj ET Q q 0 0 0 rg BT 174.23 596.50 Td (damages ) Tj ET Q q 0 0 0 rg BT 210.04 596.50 Td (scenario ) Tj ET Q q 0 0 0 rg BT 243.11 596.50 Td (and ) Tj ET Q q 0 0 0 rg BT 258.87 596.50 Td (therefore ) Tj ET Q q 0 0 0 rg BT 293.77 596.50 Td (it ) Tj ET Q q 0 0 0 rg BT 299.94 596.50 Td (does ) Tj ET Q q 0 0 0 rg BT 319.80 596.50 Td (not ) Tj ET Q q 0 0 0 rg BT 333.28 596.50 Td (anticipate ) Tj ET Q q 0 0 0 rg BT 370.46 596.50 Td (any ) Tj ET Q q 0 0 0 rg BT 385.75 596.50 Td (impacts ) Tj ET Q q 0 0 0 rg BT 416.08 596.50 Td (on ) Tj ET Q q 0 0 0 rg BT 427.28 596.50 Td (its ) Tj ET Q q 0 0 0 rg BT 437.56 596.50 Td (dividend, ) Tj ET Q q 0 0 0 rg BT 472.46 596.50 Td (dividend ) Tj ET Q q 0 0 0 rg BT 505.08 596.50 Td (policy ) Tj ET Q q 0 0 0 rg BT 528.12 596.50 Td (or ) Tj ET Q q 0 0 0 rg BT 537.49 596.50 Td (share ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 584.50 Td (buyback ) Tj ET Q q 0 0 0 rg BT 86.98 584.50 Td (plan. ) Tj ET Q q 0 0 0 rg BT 107.04 584.50 Td (The ) Tj ET Q q 0 0 0 rg BT 123.60 584.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 161.13 584.50 Td (has ) Tj ET Q q 0 0 0 rg BT 176.78 584.50 Td (not ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.61 584.50 Td (recorded ) Tj ET Q q 0 0 0 rg BT 225.40 584.50 Td (any ) Tj ET Q q 0 0 0 rg BT 241.06 584.50 Td (amounts ) Tj ET Q q 0 0 0 rg BT 274.94 584.50 Td (related ) Tj ET Q q 0 0 0 rg BT 302.45 584.50 Td (to ) Tj ET Q q 0 0 0 rg BT 311.72 584.50 Td (the ) Tj ET Q q 0 0 0 rg BT 325.55 584.50 Td (potential ) Tj ET Q q 0 0 0 rg BT 358.99 584.50 Td (civil ) Tj ET Q q 0 0 0 rg BT 375.09 584.50 Td (liability ) Tj ET Q q 0 0 0 rg BT 402.13 584.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 443.77 584.50 Td (with ) Tj ET Q q 0 0 0 rg BT 460.78 584.50 Td (the ) Tj ET Q q 0 0 0 rg BT 474.61 584.50 Td (class ) Tj ET Q q 0 0 0 rg BT 495.73 584.50 Td (action ) Tj ET Q q 0 0 0 rg BT 520.04 584.50 Td (lawsuits ) Tj ET Q q 0 0 0 rg BT 551.64 584.50 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 572.50 Td (the ) Tj ET Q q 0 0 0 rg BT 68.04 572.50 Td (fourth ) Tj ET Q q 0 0 0 rg BT 91.65 572.50 Td (quarter ) Tj ET Q q 0 0 0 rg BT 120.27 572.50 Td (of ) Tj ET Q q 0 0 0 rg BT 129.75 572.50 Td (2019 ) Tj ET Q q 0 0 0 rg BT 150.63 572.50 Td (on ) Tj ET Q q 0 0 0 rg BT 162.39 572.50 Td (the ) Tj ET Q q 0 0 0 rg BT 176.43 572.50 Td (basis ) Tj ET Q q 0 0 0 rg BT 198.21 572.50 Td (that ) Tj ET Q q 0 0 0 rg BT 214.54 572.50 Td (a ) Tj ET Q q 0 0 0 rg BT 221.73 572.50 Td (reliable ) Tj ET Q q 0 0 0 rg BT 250.81 572.50 Td (estimate ) Tj ET Q q 0 0 0 rg BT 284.44 572.50 Td (of ) Tj ET Q q 0 0 0 rg BT 293.92 572.50 Td (liability ) Tj ET Q q 0 0 0 rg BT 321.17 572.50 Td (cannot ) Tj ET Q q 0 0 0 rg BT 348.43 572.50 Td (be ) Tj ET Q q 0 0 0 rg BT 360.19 572.50 Td (determined ) Tj ET Q q 0 0 0 rg BT 403.86 572.50 Td (at ) Tj ET Q q 0 0 0 rg BT 413.34 572.50 Td (this ) Tj ET Q q 0 0 0 rg BT 428.74 572.50 Td (time.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 446.51 572.50 Td ( ) Tj ET Q q 0 0 0 rg BT 448.99 572.50 Td (The ) Tj ET Q q 0 0 0 rg BT 465.76 572.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 503.49 572.50 Td (will ) Tj ET Q q 0 0 0 rg BT 517.51 572.50 Td (continue ) Tj ET Q q 0 0 0 rg BT 551.15 572.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 560.50 Td (assess ) Tj ET Q q 0 0 0 rg BT 81.99 560.50 Td (whether ) Tj ET Q q 0 0 0 rg BT 113.62 560.50 Td (a ) Tj ET Q q 0 0 0 rg BT 120.64 560.50 Td (provision ) Tj ET Q q 0 0 0 rg BT 155.91 560.50 Td (for ) Tj ET Q q 0 0 0 rg BT 167.94 560.50 Td (civil ) Tj ET Q q 0 0 0 rg BT 184.07 560.50 Td (liability ) Tj ET Q q 0 0 0 rg BT 211.14 560.50 Td (associated ) Tj ET Q q 0 0 0 rg BT 252.81 560.50 Td (with ) Tj ET Q q 0 0 0 rg BT 269.85 560.50 Td (the ) Tj ET Q q 0 0 0 rg BT 283.71 560.50 Td (class ) Tj ET Q q 0 0 0 rg BT 304.85 560.50 Td (action ) Tj ET Q q 0 0 0 rg BT 329.20 560.50 Td (lawsuits ) Tj ET Q q 0 0 0 rg BT 360.82 560.50 Td (can ) Tj ET Q q 0 0 0 rg BT 376.50 560.50 Td (be ) Tj ET Q q 0 0 0 rg BT 388.08 560.50 Td (reliably ) Tj ET Q q 0 0 0 rg BT 416.52 560.50 Td (estimated ) Tj ET Q q 0 0 0 rg BT 454.54 560.50 Td (and ) Tj ET Q q 0 0 0 rg BT 470.68 560.50 Td (will ) Tj ET Q q 0 0 0 rg BT 484.52 560.50 Td (record ) Tj ET Q q 0 0 0 rg BT 510.22 560.50 Td (an ) Tj ET Q q 0 0 0 rg BT 521.80 560.50 Td (amount ) Tj ET Q q 0 0 0 rg BT 551.61 560.50 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 548.50 Td (the ) Tj ET Q q 0 0 0 rg BT 67.49 548.50 Td (period ) Tj ET Q q 0 0 0 rg BT 92.37 548.50 Td (at ) Tj ET Q q 0 0 0 rg BT 101.30 548.50 Td (the ) Tj ET Q q 0 0 0 rg BT 114.79 548.50 Td (earlier ) Tj ET Q q 0 0 0 rg BT 139.66 548.50 Td (of ) Tj ET Q q 0 0 0 rg BT 148.59 548.50 Td (when ) Tj ET Q q 0 0 0 rg BT 170.28 548.50 Td (a ) Tj ET Q q 0 0 0 rg BT 176.93 548.50 Td (reliable ) Tj ET Q q 0 0 0 rg BT 205.46 548.50 Td (estimate ) Tj ET Q q 0 0 0 rg BT 238.54 548.50 Td (of ) Tj ET Q q 0 0 0 rg BT 247.47 548.50 Td (liability ) Tj ET Q q 0 0 0 rg BT 274.17 548.50 Td (can ) Tj ET Q q 0 0 0 rg BT 289.48 548.50 Td (be ) Tj ET Q q 0 0 0 rg BT 300.69 548.50 Td (determined ) Tj ET Q q 0 0 0 rg BT 343.80 548.50 Td (or ) Tj ET Q q 0 0 0 rg BT 353.18 548.50 Td (the ) Tj ET Q q 0 0 0 rg BT 366.67 548.50 Td (matter ) Tj ET Q q 0 0 0 rg BT 392.00 548.50 Td (is ) Tj ET Q q 0 0 0 rg BT 400.02 548.50 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 436.74 548.50 Td (resolved. ) Tj ET Q q 0 0 0 rg BT 471.70 548.50 Td (As ) Tj ET Q q 0 0 0 rg BT 483.36 548.50 Td (a ) Tj ET Q q 0 0 0 rg BT 490.01 548.50 Td (result ) Tj ET Q q 0 0 0 rg BT 512.15 548.50 Td (of ) Tj ET Q q 0 0 0 rg BT 521.08 548.50 Td (admission ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 536.50 Td (of ) Tj ET Q q 0 0 0 rg BT 62.74 536.50 Td (participation ) Tj ET Q q 0 0 0 rg BT 108.86 536.50 Td (in ) Tj ET Q q 0 0 0 rg BT 117.15 536.50 Td (the ) Tj ET Q q 0 0 0 rg BT 130.45 536.50 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 178.85 536.50 Td (and ) Tj ET Q q 0 0 0 rg BT 194.43 536.50 Td (cooperation ) Tj ET Q q 0 0 0 rg BT 239.19 536.50 Td (in ) Tj ET Q q 0 0 0 rg BT 247.47 536.50 Td (the ) Tj ET Q q 0 0 0 rg BT 260.77 536.50 Td (Competition ) Tj ET Q q 0 0 0 rg BT 306.43 536.50 Td (Bureau) Tj ET Q q 0 0 0 rg BT 334.55 536.50 Td (s ) Tj ET Q q 0 0 0 rg BT 340.56 536.50 Td (investigation, ) Tj ET Q q 0 0 0 rg BT 390.33 536.50 Td (the ) Tj ET Q q 0 0 0 rg BT 403.63 536.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 440.63 536.50 Td (and ) Tj ET Q q 0 0 0 rg BT 456.21 536.50 Td (W) Tj ET Q q 0 0 0 rg BT 463.81 536.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 485.77 536.50 Td (will ) Tj ET Q q 0 0 0 rg BT 499.06 536.50 Td (not ) Tj ET Q q 0 0 0 rg BT 512.36 536.50 Td (face ) Tj ET Q q 0 0 0 rg BT 529.76 536.50 Td (criminal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 524.50 Td (charges ) Tj ET Q q 0 0 0 rg BT 85.46 524.50 Td (or ) Tj ET Q q 0 0 0 rg BT 95.03 524.50 Td (penalties. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 132.41 524.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 504.50 Td (In ) Tj ET Q q 0 0 0 rg BT 62.82 504.50 Td (August ) Tj ET Q q 0 0 0 rg BT 90.81 504.50 Td (2018, ) Tj ET Q q 0 0 0 rg BT 113.80 504.50 Td (the ) Tj ET Q q 0 0 0 rg BT 127.66 504.50 Td (Province ) Tj ET Q q 0 0 0 rg BT 162.03 504.50 Td (of ) Tj ET Q q 0 0 0 rg BT 171.33 504.50 Td (British ) Tj ET Q q 0 0 0 rg BT 196.58 504.50 Td (Columbia ) Tj ET Q q 0 0 0 rg BT 233.68 504.50 Td (filed ) Tj ET Q q 0 0 0 rg BT 251.18 504.50 Td (a ) Tj ET Q q 0 0 0 rg BT 258.21 504.50 Td (class ) Tj ET Q q 0 0 0 rg BT 279.36 504.50 Td (action ) Tj ET Q q 0 0 0 rg BT 303.70 504.50 Td (against ) Tj ET Q q 0 0 0 rg BT 332.61 504.50 Td (numerous ) Tj ET Q q 0 0 0 rg BT 371.54 504.50 Td (opioid ) Tj ET Q q 0 0 0 rg BT 395.89 504.50 Td (manufacturers ) Tj ET Q q 0 0 0 rg BT 450.77 504.50 Td (and ) Tj ET Q q 0 0 0 rg BT 466.91 504.50 Td (distributors, ) Tj ET Q q 0 0 0 rg BT 511.76 504.50 Td (including) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 544.13 504.50 Td ( ) Tj ET Q q 0 0 0 rg BT 546.59 504.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 492.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 91.65 492.50 Td (and ) Tj ET Q q 0 0 0 rg BT 107.88 492.50 Td (its ) Tj ET Q q 0 0 0 rg BT 118.64 492.50 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 166.77 492.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 204.43 492.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 224.75 492.50 Td (Mart ) Tj ET Q q 0 0 0 rg BT 243.70 492.50 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 259.48 492.50 Td (and ) Tj ET Q q 0 0 0 rg BT 275.71 492.50 Td (Sanis ) Tj ET Q q 0 0 0 rg BT 298.78 492.50 Td (Health ) Tj ET Q q 0 0 0 rg BT 325.03 492.50 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 340.65 492.50 Td (The ) Tj ET Q q 0 0 0 rg BT 357.34 492.50 Td (claim ) Tj ET Q q 0 0 0 rg BT 379.02 492.50 Td (contains ) Tj ET Q q 0 0 0 rg BT 412.13 492.50 Td (allegations ) Tj ET Q q 0 0 0 rg BT 453.89 492.50 Td (of ) Tj ET Q q 0 0 0 rg BT 463.28 492.50 Td (breach ) Tj ET Q q 0 0 0 rg BT 490.91 492.50 Td (of ) Tj ET Q q 0 0 0 rg BT 500.30 492.50 Td (the ) Tj ET Q q 0 0 0 rg BT 514.26 492.50 Td (Competition ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 480.50 Td (Act, ) Tj ET Q q 0 0 0 rg BT 70.56 480.50 Td (fraudulent ) Tj ET Q q 0 0 0 rg BT 109.46 480.50 Td (misrepresentation ) Tj ET Q q 0 0 0 rg BT 177.07 480.50 Td (and ) Tj ET Q q 0 0 0 rg BT 193.18 480.50 Td (deceit ) Tj ET Q q 0 0 0 rg BT 217.49 480.50 Td (and ) Tj ET Q q 0 0 0 rg BT 233.60 480.50 Td (negligence, ) Tj ET Q q 0 0 0 rg BT 277.97 480.50 Td (and ) Tj ET Q q 0 0 0 rg BT 294.08 480.50 Td (seeks ) Tj ET Q q 0 0 0 rg BT 317.94 480.50 Td (damages ) Tj ET Q q 0 0 0 rg BT 354.10 480.50 Td (\(unquantified\) ) Tj ET Q q 0 0 0 rg BT 406.67 480.50 Td (for ) Tj ET Q q 0 0 0 rg BT 418.67 480.50 Td (the ) Tj ET Q q 0 0 0 rg BT 432.50 480.50 Td (expenses ) Tj ET Q q 0 0 0 rg BT 470.03 480.50 Td (incurred ) Tj ET Q q 0 0 0 rg BT 502.08 480.50 Td (by ) Tj ET Q q 0 0 0 rg BT 513.17 480.50 Td (the ) Tj ET Q q 0 0 0 rg BT 527.00 480.50 Td (province ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 468.50 Td (in ) Tj ET Q q 0 0 0 rg BT 62.09 468.50 Td (paying ) Tj ET Q q 0 0 0 rg BT 87.97 468.50 Td (for ) Tj ET Q q 0 0 0 rg BT 99.25 468.50 Td (opioid ) Tj ET Q q 0 0 0 rg BT 122.85 468.50 Td (prescriptions ) Tj ET Q q 0 0 0 rg BT 171.05 468.50 Td (and ) Tj ET Q q 0 0 0 rg BT 186.44 468.50 Td (other ) Tj ET Q q 0 0 0 rg BT 206.84 468.50 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 246.85 468.50 Td (costs ) Tj ET Q q 0 0 0 rg BT 267.71 468.50 Td (related ) Tj ET Q q 0 0 0 rg BT 294.49 468.50 Td (to ) Tj ET Q q 0 0 0 rg BT 303.05 468.50 Td (opioid ) Tj ET Q q 0 0 0 rg BT 326.64 468.50 Td (addiction ) Tj ET Q q 0 0 0 rg BT 361.18 468.50 Td (and ) Tj ET Q q 0 0 0 rg BT 376.57 468.50 Td (abuse ) Tj ET Q q 0 0 0 rg BT 400.63 468.50 Td (in ) Tj ET Q q 0 0 0 rg BT 408.72 468.50 Td (British ) Tj ET Q q 0 0 0 rg BT 433.22 468.50 Td (Columbia. ) Tj ET Q q 0 0 0 rg BT 471.84 468.50 Td (In ) Tj ET Q q 0 0 0 rg BT 480.39 468.50 Td (May ) Tj ET Q q 0 0 0 rg BT 497.60 468.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 519.83 468.50 Td (two ) Tj ET Q q 0 0 0 rg BT 534.30 468.50 Td (further ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 456.50 Td (opioid-related ) Tj ET Q q 0 0 0 rg BT 106.34 456.50 Td (class ) Tj ET Q q 0 0 0 rg BT 127.68 456.50 Td (actions ) Tj ET Q q 0 0 0 rg BT 156.32 456.50 Td (were ) Tj ET Q q 0 0 0 rg BT 176.74 456.50 Td (commenced ) Tj ET Q q 0 0 0 rg BT 224.06 456.50 Td (in ) Tj ET Q q 0 0 0 rg BT 233.10 456.50 Td (each ) Tj ET Q q 0 0 0 rg BT 253.54 456.50 Td (of ) Tj ET Q q 0 0 0 rg BT 263.03 456.50 Td (Ontario ) Tj ET Q q 0 0 0 rg BT 292.58 456.50 Td (and ) Tj ET Q q 0 0 0 rg BT 308.91 456.50 Td (Quebec ) Tj ET Q q 0 0 0 rg BT 340.29 456.50 Td (against ) Tj ET Q q 0 0 0 rg BT 369.39 456.50 Td (a ) Tj ET Q q 0 0 0 rg BT 376.60 456.50 Td (large ) Tj ET Q q 0 0 0 rg BT 397.49 456.50 Td (group ) Tj ET Q q 0 0 0 rg BT 421.11 456.50 Td (of ) Tj ET Q q 0 0 0 rg BT 430.61 456.50 Td (defendants, ) Tj ET Q q 0 0 0 rg BT 476.13 456.50 Td (including ) Tj ET Q q 0 0 0 rg BT 511.15 456.50 Td (Sanis ) Tj ET Q q 0 0 0 rg BT 534.32 456.50 Td (Health ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 444.50 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 69.08 444.50 Td (The ) Tj ET Q q 0 0 0 rg BT 85.19 444.50 Td (allegations ) Tj ET Q q 0 0 0 rg BT 126.38 444.50 Td (in ) Tj ET Q q 0 0 0 rg BT 134.74 444.50 Td (Ontario ) Tj ET Q q 0 0 0 rg BT 163.61 444.50 Td (and ) Tj ET Q q 0 0 0 rg BT 179.27 444.50 Td (Quebec ) Tj ET Q q 0 0 0 rg BT 209.98 444.50 Td (are ) Tj ET Q q 0 0 0 rg BT 223.81 444.50 Td (similar ) Tj ET Q q 0 0 0 rg BT 249.48 444.50 Td (to ) Tj ET Q q 0 0 0 rg BT 258.30 444.50 Td (the ) Tj ET Q q 0 0 0 rg BT 271.68 444.50 Td (allegations ) Tj ET Q q 0 0 0 rg BT 312.87 444.50 Td (against ) Tj ET Q q 0 0 0 rg BT 341.29 444.50 Td (manufacturer ) Tj ET Q q 0 0 0 rg BT 391.59 444.50 Td (defendants ) Tj ET Q q 0 0 0 rg BT 434.15 444.50 Td (in ) Tj ET Q q 0 0 0 rg BT 442.51 444.50 Td (the ) Tj ET Q q 0 0 0 rg BT 455.89 444.50 Td (Province ) Tj ET Q q 0 0 0 rg BT 489.78 444.50 Td (of ) Tj ET Q q 0 0 0 rg BT 498.60 444.50 Td (British ) Tj ET Q q 0 0 0 rg BT 523.36 444.50 Td (Columbia ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 432.50 Td (class ) Tj ET Q q 0 0 0 rg BT 75.47 432.50 Td (action, ) Tj ET Q q 0 0 0 rg BT 102.42 432.50 Td (except ) Tj ET Q q 0 0 0 rg BT 129.37 432.50 Td (that ) Tj ET Q q 0 0 0 rg BT 145.84 432.50 Td (the ) Tj ET Q q 0 0 0 rg BT 160.02 432.50 Td (May ) Tj ET Q q 0 0 0 rg BT 178.30 432.50 Td (2019 ) Tj ET Q q 0 0 0 rg BT 199.33 432.50 Td (claims ) Tj ET Q q 0 0 0 rg BT 225.35 432.50 Td (seek ) Tj ET Q q 0 0 0 rg BT 245.46 432.50 Td (recovery ) Tj ET Q q 0 0 0 rg BT 279.69 432.50 Td (of ) Tj ET Q q 0 0 0 rg BT 289.31 432.50 Td (damages ) Tj ET Q q 0 0 0 rg BT 325.83 432.50 Td (on ) Tj ET Q q 0 0 0 rg BT 337.74 432.50 Td (behalf ) Tj ET Q q 0 0 0 rg BT 362.87 432.50 Td (of ) Tj ET Q q 0 0 0 rg BT 372.49 432.50 Td (opioid ) Tj ET Q q 0 0 0 rg BT 397.16 432.50 Td (users ) Tj ET Q q 0 0 0 rg BT 420.00 432.50 Td (directly) Tj ET Q q 0 0 0 rg BT 445.38 432.50 Td (. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 450.27 432.50 Td (The ) Tj ET Q q 0 0 0 rg BT 467.19 432.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 505.06 432.50 Td (believes ) Tj ET Q q 0 0 0 rg BT 537.94 432.50 Td (these ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 420.50 Td (proceedings ) Tj ET Q q 0 0 0 rg BT 100.59 420.50 Td (are ) Tj ET Q q 0 0 0 rg BT 114.35 420.50 Td (without ) Tj ET Q q 0 0 0 rg BT 142.25 420.50 Td (merit ) Tj ET Q q 0 0 0 rg BT 162.38 420.50 Td (and ) Tj ET Q q 0 0 0 rg BT 177.98 420.50 Td (is ) Tj ET Q q 0 0 0 rg BT 185.82 420.50 Td (vigorously ) Tj ET Q q 0 0 0 rg BT 224.65 420.50 Td (defending ) Tj ET Q q 0 0 0 rg BT 262.59 420.50 Td (them. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 285.01 420.50 Td ( ) Tj ET Q q 0 0 0 rg BT 286.81 420.50 Td (The ) Tj ET Q q 0 0 0 rg BT 302.85 420.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 339.86 420.50 Td (does ) Tj ET Q q 0 0 0 rg BT 359.55 420.50 Td (not ) Tj ET Q q 0 0 0 rg BT 372.87 420.50 Td (currently ) Tj ET Q q 0 0 0 rg BT 406.22 420.50 Td (have ) Tj ET Q q 0 0 0 rg BT 425.92 420.50 Td (any ) Tj ET Q q 0 0 0 rg BT 441.06 420.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 479.44 420.50 Td (accruals ) Tj ET Q q 0 0 0 rg BT 511.89 420.50 Td (or ) Tj ET Q q 0 0 0 rg BT 521.09 420.50 Td (provisions ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 408.50 Td (for ) Tj ET Q q 0 0 0 rg BT 65.85 408.50 Td (these ) Tj ET Q q 0 0 0 rg BT 88.19 408.50 Td (matters ) Tj ET Q q 0 0 0 rg BT 117.82 408.50 Td (recorded ) Tj ET Q q 0 0 0 rg BT 152.46 408.50 Td (in ) Tj ET Q q 0 0 0 rg BT 161.12 408.50 Td (the ) Tj ET Q q 0 0 0 rg BT 174.81 408.50 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 223.14 408.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 255.50 408.50 Td (statements. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 388.50 Td (On ) Tj ET Q q 0 0 0 rg BT 66.62 388.50 Td (August ) Tj ET Q q 0 0 0 rg BT 94.23 388.50 Td (26, ) Tj ET Q q 0 0 0 rg BT 107.72 388.50 Td (2015, ) Tj ET Q q 0 0 0 rg BT 130.33 388.50 Td (the ) Tj ET Q q 0 0 0 rg BT 143.81 388.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 180.99 388.50 Td (was ) Tj ET Q q 0 0 0 rg BT 197.65 388.50 Td (served ) Tj ET Q q 0 0 0 rg BT 224.35 388.50 Td (with ) Tj ET Q q 0 0 0 rg BT 241.02 388.50 Td (a ) Tj ET Q q 0 0 0 rg BT 247.66 388.50 Td (proposed ) Tj ET Q q 0 0 0 rg BT 283.94 388.50 Td (class ) Tj ET Q q 0 0 0 rg BT 304.71 388.50 Td (action, ) Tj ET Q q 0 0 0 rg BT 330.96 388.50 Td (which ) Tj ET Q q 0 0 0 rg BT 354.01 388.50 Td (was ) Tj ET Q q 0 0 0 rg BT 370.67 388.50 Td (commenced ) Tj ET Q q 0 0 0 rg BT 417.42 388.50 Td (in ) Tj ET Q q 0 0 0 rg BT 425.89 388.50 Td (the ) Tj ET Q q 0 0 0 rg BT 439.38 388.50 Td (Ontario ) Tj ET Q q 0 0 0 rg BT 468.36 388.50 Td (Superior ) Tj ET Q q 0 0 0 rg BT 501.43 388.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 523.56 388.50 Td (of ) Tj ET Q q 0 0 0 rg BT 532.49 388.50 Td (Justice ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 376.50 Td (\(Superior ) Tj ET Q q 0 0 0 rg BT 91.95 376.50 Td (Court\) ) Tj ET Q q 0 0 0 rg BT 118.97 376.50 Td (against ) Tj ET Q q 0 0 0 rg BT 146.92 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 159.82 376.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 196.42 376.50 Td (and ) Tj ET Q q 0 0 0 rg BT 211.61 376.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 237.72 376.50 Td (subsidiaries, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 284.81 376.50 Td (W) Tj ET Q q 0 0 0 rg BT 292.41 376.50 Td (eston ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 313.98 376.50 Td (and ) Tj ET Q q 0 0 0 rg BT 329.16 376.50 Td (others ) Tj ET Q q 0 0 0 rg BT 353.46 376.50 Td (in ) Tj ET Q q 0 0 0 rg BT 361.34 376.50 Td (connection ) Tj ET Q q 0 0 0 rg BT 402.52 376.50 Td (with ) Tj ET Q q 0 0 0 rg BT 418.60 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 431.51 376.50 Td (collapse ) Tj ET Q q 0 0 0 rg BT 463.10 376.50 Td (of ) Tj ET Q q 0 0 0 rg BT 471.44 376.50 Td (the ) Tj ET Q q 0 0 0 rg BT 484.35 376.50 Td (Rana ) Tj ET Q q 0 0 0 rg BT 505.45 376.50 Td (Plaza ) Tj ET Q q 0 0 0 rg BT 527.47 376.50 Td (complex ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 364.50 Td (in ) Tj ET Q q 0 0 0 rg BT 62.57 364.50 Td (Dhaka, ) Tj ET Q q 0 0 0 rg BT 90.74 364.50 Td (Bangladesh ) Tj ET Q q 0 0 0 rg BT 136.25 364.50 Td (in ) Tj ET Q q 0 0 0 rg BT 144.82 364.50 Td (2013. ) Tj ET Q q 0 0 0 rg BT 167.40 364.50 Td (The ) Tj ET Q q 0 0 0 rg BT 183.72 364.50 Td (claim ) Tj ET Q q 0 0 0 rg BT 205.04 364.50 Td (sought ) Tj ET Q q 0 0 0 rg BT 231.86 364.50 Td (approximately ) Tj ET Q q 0 0 0 rg BT 285.10 364.50 Td ($2 ) Tj ET Q q 0 0 0 rg BT 296.41 364.50 Td (billion ) Tj ET Q q 0 0 0 rg BT 319.56 364.50 Td (in ) Tj ET Q q 0 0 0 rg BT 328.14 364.50 Td (damages.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 364.15 364.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 366.34 364.50 Td (In ) Tj ET Q q 0 0 0 rg BT 375.37 364.50 Td (July ) Tj ET Q q 0 0 0 rg BT 392.15 364.50 Td (2017, ) Tj ET Q q 0 0 0 rg BT 414.86 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 428.45 364.50 Td (Superior ) Tj ET Q q 0 0 0 rg BT 461.63 364.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 483.87 364.50 Td (dismissed ) Tj ET Q q 0 0 0 rg BT 522.52 364.50 Td (the ) Tj ET Q q 0 0 0 rg BT 536.11 364.50 Td (action ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 352.50 Td (and ) Tj ET Q q 0 0 0 rg BT 69.76 352.50 Td (the ) Tj ET Q q 0 0 0 rg BT 83.25 352.50 Td (plaintif) Tj ET Q q 0 0 0 rg BT 106.81 352.50 Td (fs ) Tj ET Q q 0 0 0 rg BT 115.28 352.50 Td (appealed. ) Tj ET Q q 0 0 0 rg BT 153.26 352.50 Td (The ) Tj ET Q q 0 0 0 rg BT 169.47 352.50 Td (decision ) Tj ET Q q 0 0 0 rg BT 201.64 352.50 Td (of ) Tj ET Q q 0 0 0 rg BT 210.57 352.50 Td (the ) Tj ET Q q 0 0 0 rg BT 224.05 352.50 Td (Ontario ) Tj ET Q q 0 0 0 rg BT 253.03 352.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 275.16 352.50 Td (of ) Tj ET Q q 0 0 0 rg BT 283.67 352.50 Td (Appeal, ) Tj ET Q q 0 0 0 rg BT 313.57 352.50 Td (released ) Tj ET Q q 0 0 0 rg BT 347.11 352.50 Td (December ) Tj ET Q q 0 0 0 rg BT 387.01 352.50 Td (20, ) Tj ET Q q 0 0 0 rg BT 400.50 352.50 Td (2018, ) Tj ET Q q 0 0 0 rg BT 423.10 352.50 Td (upheld ) Tj ET Q q 0 0 0 rg BT 449.81 352.50 Td (the ) Tj ET Q q 0 0 0 rg BT 463.29 352.50 Td (Superior ) Tj ET Q q 0 0 0 rg BT 496.37 352.50 Td (Court) Tj ET Q q 0 0 0 rg BT 518.10 352.50 Td (s ) Tj ET Q q 0 0 0 rg BT 524.28 352.50 Td (dismissal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 340.50 Td (of ) Tj ET Q q 0 0 0 rg BT 63.12 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 76.80 340.50 Td (action. ) Tj ET Q q 0 0 0 rg BT 103.24 340.50 Td (In ) Tj ET Q q 0 0 0 rg BT 112.36 340.50 Td (February ) Tj ET Q q 0 0 0 rg BT 147.45 340.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 170.25 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 183.93 340.50 Td (plaintif) Tj ET Q q 0 0 0 rg BT 207.49 340.50 Td (fs ) Tj ET Q q 0 0 0 rg BT 216.15 340.50 Td (sought ) Tj ET Q q 0 0 0 rg BT 243.06 340.50 Td (leave ) Tj ET Q q 0 0 0 rg BT 264.94 340.50 Td (to ) Tj ET Q q 0 0 0 rg BT 274.06 340.50 Td (appeal ) Tj ET Q q 0 0 0 rg BT 300.96 340.50 Td (to ) Tj ET Q q 0 0 0 rg BT 310.08 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 323.76 340.50 Td (Supreme ) Tj ET Q q 0 0 0 rg BT 359.31 340.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 381.63 340.50 Td (of ) Tj ET Q q 0 0 0 rg BT 390.75 340.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 421.75 340.50 Td (\(Supreme ) Tj ET Q q 0 0 0 rg BT 462.76 340.50 Td (Court\), ) Tj ET Q q 0 0 0 rg BT 492.82 340.50 Td (with ) Tj ET Q q 0 0 0 rg BT 509.68 340.50 Td (such ) Tj ET Q q 0 0 0 rg BT 529.28 340.50 Td (leave ) Tj ET Q q 0 0 0 rg BT 551.17 340.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 328.50 Td (appeal ) Tj ET Q q 0 0 0 rg BT 80.62 328.50 Td (denied ) Tj ET Q q 0 0 0 rg BT 107.25 328.50 Td (by ) Tj ET Q q 0 0 0 rg BT 117.91 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 131.31 328.50 Td (Supreme ) Tj ET Q q 0 0 0 rg BT 166.58 328.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 188.62 328.50 Td (on ) Tj ET Q q 0 0 0 rg BT 199.35 328.50 Td (August ) Tj ET Q q 0 0 0 rg BT 226.88 328.50 Td (8, ) Tj ET Q q 0 0 0 rg BT 235.72 328.50 Td (2019. ) Tj ET Q q 0 0 0 rg BT 258.12 328.50 Td (The ) Tj ET Q q 0 0 0 rg BT 274.25 328.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 311.34 328.50 Td (considers ) Tj ET Q q 0 0 0 rg BT 348.43 328.50 Td (this ) Tj ET Q q 0 0 0 rg BT 363.20 328.50 Td (matter ) Tj ET Q q 0 0 0 rg BT 388.44 328.50 Td (closed ) Tj ET Q q 0 0 0 rg BT 414.14 328.50 Td (as ) Tj ET Q q 0 0 0 rg BT 424.80 328.50 Td (the ) Tj ET Q q 0 0 0 rg BT 438.20 328.50 Td (Supreme ) Tj ET Q q 0 0 0 rg BT 473.47 328.50 Td (Court) Tj ET Q q 0 0 0 rg BT 495.20 328.50 Td (s ) Tj ET Q q 0 0 0 rg BT 501.30 328.50 Td (decision ) Tj ET Q q 0 0 0 rg BT 533.39 328.50 Td (cannot ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 316.50 Td (be ) Tj ET Q q 0 0 0 rg BT 65.40 316.50 Td (appealed. ) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 296.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 91.45 296.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 111.57 296.50 Td (Mart ) Tj ET Q q 0 0 0 rg BT 130.33 296.50 Td (has ) Tj ET Q q 0 0 0 rg BT 145.90 296.50 Td (been ) Tj ET Q q 0 0 0 rg BT 166.50 296.50 Td (served ) Tj ET Q q 0 0 0 rg BT 193.46 296.50 Td (with ) Tj ET Q q 0 0 0 rg BT 210.39 296.50 Td (an ) Tj ET Q q 0 0 0 rg BT 221.40 296.50 Td (Amended ) Tj ET Q q 0 0 0 rg BT 258.86 296.50 Td (Statement ) Tj ET Q q 0 0 0 rg BT 298.59 296.50 Td (of ) Tj ET Q q 0 0 0 rg BT 307.78 296.50 Td (Claim ) Tj ET Q q 0 0 0 rg BT 331.09 296.50 Td (in ) Tj ET Q q 0 0 0 rg BT 339.82 296.50 Td (a ) Tj ET Q q 0 0 0 rg BT 346.73 296.50 Td (class ) Tj ET Q q 0 0 0 rg BT 367.77 296.50 Td (action ) Tj ET Q q 0 0 0 rg BT 392.01 296.50 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 434.93 296.50 Td (that ) Tj ET Q q 0 0 0 rg BT 450.97 296.50 Td (has ) Tj ET Q q 0 0 0 rg BT 466.54 296.50 Td (been ) Tj ET Q q 0 0 0 rg BT 487.14 296.50 Td (filed ) Tj ET Q q 0 0 0 rg BT 504.53 296.50 Td (in ) Tj ET Q q 0 0 0 rg BT 513.26 296.50 Td (the ) Tj ET Q q 0 0 0 rg BT 527.02 296.50 Td (Superior ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 284.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 76.38 284.50 Td (by ) Tj ET Q q 0 0 0 rg BT 87.37 284.50 Td (two ) Tj ET Q q 0 0 0 rg BT 102.46 284.50 Td (licensed ) Tj ET Q q 0 0 0 rg BT 134.42 284.50 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 178.69 284.50 Td (claiming ) Tj ET Q q 0 0 0 rg BT 211.10 284.50 Td (various ) Tj ET Q q 0 0 0 rg BT 239.86 284.50 Td (declarations ) Tj ET Q q 0 0 0 rg BT 286.41 284.50 Td (and ) Tj ET Q q 0 0 0 rg BT 302.43 284.50 Td (damages ) Tj ET Q q 0 0 0 rg BT 338.49 284.50 Td (resulting ) Tj ET Q q 0 0 0 rg BT 371.82 284.50 Td (from ) Tj ET Q q 0 0 0 rg BT 390.55 284.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 427.98 284.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 448.08 284.50 Td (Mart) Tj ET Q q 0 0 0 rg BT 466.16 284.50 Td (s ) Tj ET Q q 0 0 0 rg BT 472.60 284.50 Td (alleged ) Tj ET Q q 0 0 0 rg BT 501.37 284.50 Td (breaches ) Tj ET Q q 0 0 0 rg BT 537.44 284.50 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 284.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 272.50 Td (Associate ) Tj ET Q q 0 0 0 rg BT 91.85 272.50 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 137.09 272.50 Td (in ) Tj ET Q q 0 0 0 rg BT 146.32 272.50 Td (the ) Tj ET Q q 0 0 0 rg BT 160.57 272.50 Td (amount ) Tj ET Q q 0 0 0 rg BT 190.78 272.50 Td (of ) Tj ET Q q 0 0 0 rg BT 200.47 272.50 Td ($500million.) Tj ET Q q 0 0 0 rg BT 248.65 272.50 Td (The ) Tj ET Q q 0 0 0 rg BT 265.63 272.50 Td (class ) Tj ET Q q 0 0 0 rg BT 287.17 272.50 Td (action ) Tj ET Q q 0 0 0 rg BT 311.90 272.50 Td (comprises ) Tj ET Q q 0 0 0 rg BT 352.12 272.50 Td (all ) Tj ET Q q 0 0 0 rg BT 363.17 272.50 Td (of ) Tj ET Q q 0 0 0 rg BT 372.87 272.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 410.82 272.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 431.44 272.50 Td (Mart) Tj ET Q q 0 0 0 rg BT 449.52 272.50 Td (s ) Tj ET Q q 0 0 0 rg BT 456.47 272.50 Td (current ) Tj ET Q q 0 0 0 rg BT 484.84 272.50 Td (and ) Tj ET Q q 0 0 0 rg BT 501.38 272.50 Td (former ) Tj ET Q q 0 0 0 rg BT 527.92 272.50 Td (licensed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 260.50 Td (Associates ) Tj ET Q q 0 0 0 rg BT 96.94 260.50 Td (residing ) Tj ET Q q 0 0 0 rg BT 128.95 260.50 Td (in ) Tj ET Q q 0 0 0 rg BT 138.61 260.50 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 172.90 260.50 Td (other ) Tj ET Q q 0 0 0 rg BT 194.88 260.50 Td (than ) Tj ET Q q 0 0 0 rg BT 214.12 260.50 Td (in ) Tj ET Q q 0 0 0 rg BT 223.79 260.50 Td (Qubec, ) Tj ET Q q 0 0 0 rg BT 258.08 260.50 Td (who ) Tj ET Q q 0 0 0 rg BT 276.41 260.50 Td (are ) Tj ET Q q 0 0 0 rg BT 291.54 260.50 Td (parties ) Tj ET Q q 0 0 0 rg BT 319.44 260.50 Td (to ) Tj ET Q q 0 0 0 rg BT 329.57 260.50 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 367.96 260.50 Td (Drug ) Tj ET Q q 0 0 0 rg BT 389.01 260.50 Td (Mart) Tj ET Q q 0 0 0 rg BT 407.09 260.50 Td (s ) Tj ET Q q 0 0 0 rg BT 414.48 260.50 Td (2002 ) Tj ET Q q 0 0 0 rg BT 436.01 260.50 Td (and ) Tj ET Q q 0 0 0 rg BT 452.98 260.50 Td (2010 ) Tj ET Q q 0 0 0 rg BT 474.50 260.50 Td (forms ) Tj ET Q q 0 0 0 rg BT 498.29 260.50 Td (of ) Tj ET Q q 0 0 0 rg BT 508.42 260.50 Td (the ) Tj ET Q q 0 0 0 rg BT 522.46 260.50 Td (Associate ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 248.50 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 98.86 248.50 Td (On ) Tj ET Q q 0 0 0 rg BT 112.27 248.50 Td (July ) Tj ET Q q 0 0 0 rg BT 129.32 248.50 Td (9, ) Tj ET Q q 0 0 0 rg BT 138.62 248.50 Td (2013, ) Tj ET Q q 0 0 0 rg BT 161.61 248.50 Td (the ) Tj ET Q q 0 0 0 rg BT 175.48 248.50 Td (Superior ) Tj ET Q q 0 0 0 rg BT 208.93 248.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 231.45 248.50 Td (certified ) Tj ET Q q 0 0 0 rg BT 262.63 248.50 Td (as ) Tj ET Q q 0 0 0 rg BT 273.76 248.50 Td (a ) Tj ET Q q 0 0 0 rg BT 280.78 248.50 Td (class ) Tj ET Q q 0 0 0 rg BT 301.93 248.50 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 344.98 248.50 Td (portions ) Tj ET Q q 0 0 0 rg BT 376.62 248.50 Td (of ) Tj ET Q q 0 0 0 rg BT 385.92 248.50 Td (the ) Tj ET Q q 0 0 0 rg BT 399.79 248.50 Td (action. ) Tj ET Q q 0 0 0 rg BT 426.27 248.50 Td (The ) Tj ET Q q 0 0 0 rg BT 442.86 248.50 Td (Superior ) Tj ET Q q 0 0 0 rg BT 476.32 248.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 498.83 248.50 Td (imposed ) Tj ET Q q 0 0 0 rg BT 532.29 248.50 Td (a ) Tj ET Q q 0 0 0 rg BT 539.32 248.50 Td (class ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 236.50 Td (closing ) Tj ET Q q 0 0 0 rg BT 81.82 236.50 Td (date ) Tj ET Q q 0 0 0 rg BT 100.08 236.50 Td (based ) Tj ET Q q 0 0 0 rg BT 124.72 236.50 Td (on ) Tj ET Q q 0 0 0 rg BT 136.14 236.50 Td (the ) Tj ET Q q 0 0 0 rg BT 149.84 236.50 Td (date ) Tj ET Q q 0 0 0 rg BT 168.10 236.50 Td (of ) Tj ET Q q 0 0 0 rg BT 177.24 236.50 Td (certification. ) Tj ET Q q 0 0 0 rg BT 223.29 236.50 Td (New ) Tj ET Q q 0 0 0 rg BT 241.53 236.50 Td (Associates ) Tj ET Q q 0 0 0 rg BT 283.49 236.50 Td (after ) Tj ET Q q 0 0 0 rg BT 302.20 236.50 Td (July ) Tj ET Q q 0 0 0 rg BT 319.08 236.50 Td (9, ) Tj ET Q q 0 0 0 rg BT 328.22 236.50 Td (2013 ) Tj ET Q q 0 0 0 rg BT 348.76 236.50 Td (are ) Tj ET Q q 0 0 0 rg BT 362.90 236.50 Td (not ) Tj ET Q q 0 0 0 rg BT 376.60 236.50 Td (members ) Tj ET Q q 0 0 0 rg BT 413.07 236.50 Td (of ) Tj ET Q q 0 0 0 rg BT 422.21 236.50 Td (the ) Tj ET Q q 0 0 0 rg BT 435.91 236.50 Td (class.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 456.88 236.50 Td ( ) Tj ET Q q 0 0 0 rg BT 459.03 236.50 Td (The ) Tj ET Q q 0 0 0 rg BT 475.46 236.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 512.85 236.50 Td (believes ) Tj ET Q q 0 0 0 rg BT 545.23 236.50 Td (this ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 224.50 Td (proceeding ) Tj ET Q q 0 0 0 rg BT 97.22 224.50 Td (is ) Tj ET Q q 0 0 0 rg BT 105.79 224.50 Td (without ) Tj ET Q q 0 0 0 rg BT 134.41 224.50 Td (merit ) Tj ET Q q 0 0 0 rg BT 155.28 224.50 Td (and ) Tj ET Q q 0 0 0 rg BT 171.61 224.50 Td (is ) Tj ET Q q 0 0 0 rg BT 180.17 224.50 Td (vigorously ) Tj ET Q q 0 0 0 rg BT 219.74 224.50 Td (defending ) Tj ET Q q 0 0 0 rg BT 258.41 224.50 Td (it. ) Tj ET Q q 0 0 0 rg BT 267.27 224.50 Td (The ) Tj ET Q q 0 0 0 rg BT 284.05 224.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 321.78 224.50 Td (does ) Tj ET Q q 0 0 0 rg BT 342.21 224.50 Td (not ) Tj ET Q q 0 0 0 rg BT 356.26 224.50 Td (currently ) Tj ET Q q 0 0 0 rg BT 390.35 224.50 Td (have ) Tj ET Q q 0 0 0 rg BT 410.77 224.50 Td (any ) Tj ET Q q 0 0 0 rg BT 426.64 224.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 465.76 224.50 Td (accruals ) Tj ET Q q 0 0 0 rg BT 498.94 224.50 Td (or ) Tj ET Q q 0 0 0 rg BT 508.87 224.50 Td (provisions ) Tj ET Q q 0 0 0 rg BT 548.44 224.50 Td (for ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 212.50 Td (this ) Tj ET Q q 0 0 0 rg BT 69.04 212.50 Td (matter ) Tj ET Q q 0 0 0 rg BT 94.57 212.50 Td (recorded ) Tj ET Q q 0 0 0 rg BT 129.21 212.50 Td (in ) Tj ET Q q 0 0 0 rg BT 137.87 212.50 Td (the ) Tj ET Q q 0 0 0 rg BT 151.55 212.50 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 199.88 212.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 232.25 212.50 Td (statements. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 192.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.53 192.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 108.03 192.50 Td (has ) Tj ET Q q 0 0 0 rg BT 123.65 192.50 Td (been ) Tj ET Q q 0 0 0 rg BT 144.30 192.50 Td (reassessed ) Tj ET Q q 0 0 0 rg BT 188.64 192.50 Td (by ) Tj ET Q q 0 0 0 rg BT 199.71 192.50 Td (the ) Tj ET Q q 0 0 0 rg BT 213.51 192.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 244.63 192.50 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 279.39 192.50 Td (Agency ) Tj ET Q q 0 0 0 rg BT 309.14 192.50 Td (\(CRA\) ) Tj ET Q q 0 0 0 rg BT 339.77 192.50 Td (and ) Tj ET Q q 0 0 0 rg BT 355.85 192.50 Td (the ) Tj ET Q q 0 0 0 rg BT 369.66 192.50 Td (Ontario ) Tj ET Q q 0 0 0 rg BT 398.95 192.50 Td (Ministry ) Tj ET Q q 0 0 0 rg BT 429.60 192.50 Td (of ) Tj ET Q q 0 0 0 rg BT 438.85 192.50 Td (Finance ) Tj ET Q q 0 0 0 rg BT 470.42 192.50 Td (on ) Tj ET Q q 0 0 0 rg BT 481.95 192.50 Td (the ) Tj ET Q q 0 0 0 rg BT 495.75 192.50 Td (basis ) Tj ET Q q 0 0 0 rg BT 517.30 192.50 Td (that ) Tj ET Q q 0 0 0 rg BT 533.39 192.50 Td (certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 180.50 Td (income ) Tj ET Q q 0 0 0 rg BT 82.48 180.50 Td (earned ) Tj ET Q q 0 0 0 rg BT 110.05 180.50 Td (by ) Tj ET Q q 0 0 0 rg BT 120.76 180.50 Td (Glenhuron ) Tj ET Q q 0 0 0 rg BT 161.10 180.50 Td (Bank ) Tj ET Q q 0 0 0 rg BT 181.83 180.50 Td (Limited ) Tj ET Q q 0 0 0 rg BT 210.31 180.50 Td (\(Glenhuron\), ) Tj ET Q q 0 0 0 rg BT 263.85 180.50 Td (a ) Tj ET Q q 0 0 0 rg BT 270.45 180.50 Td (wholly ) Tj ET Q q 0 0 0 rg BT 295.28 180.50 Td (owned ) Tj ET Q q 0 0 0 rg BT 321.48 180.50 Td (Barbadian ) Tj ET Q q 0 0 0 rg BT 360.91 180.50 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 399.87 180.50 Td (of ) Tj ET Q q 0 0 0 rg BT 408.75 180.50 Td (the ) Tj ET Q q 0 0 0 rg BT 422.20 180.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 459.33 180.50 Td (that ) Tj ET Q q 0 0 0 rg BT 475.06 180.50 Td (was ) Tj ET Q q 0 0 0 rg BT 491.68 180.50 Td (wound ) Tj ET Q q 0 0 0 rg BT 517.88 180.50 Td (up ) Tj ET Q q 0 0 0 rg BT 529.05 180.50 Td (in ) Tj ET Q q 0 0 0 rg BT 537.47 180.50 Td (2013, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 168.50 Td (should ) Tj ET Q q 0 0 0 rg BT 80.52 168.50 Td (be ) Tj ET Q q 0 0 0 rg BT 92.00 168.50 Td (treated, ) Tj ET Q q 0 0 0 rg BT 122.18 168.50 Td (and ) Tj ET Q q 0 0 0 rg BT 138.22 168.50 Td (taxed, ) Tj ET Q q 0 0 0 rg BT 162.92 168.50 Td (as ) Tj ET Q q 0 0 0 rg BT 173.94 168.50 Td (income ) Tj ET Q q 0 0 0 rg BT 202.74 168.50 Td (in ) Tj ET Q q 0 0 0 rg BT 211.48 168.50 Td (Canada. ) Tj ET Q q 0 0 0 rg BT 244.69 168.50 Td (The ) Tj ET Q q 0 0 0 rg BT 261.18 168.50 Td (reassessments, ) Tj ET Q q 0 0 0 rg BT 320.97 168.50 Td (which ) Tj ET Q q 0 0 0 rg BT 344.29 168.50 Td (were ) Tj ET Q q 0 0 0 rg BT 364.42 168.50 Td (received ) Tj ET Q q 0 0 0 rg BT 397.78 168.50 Td (between ) Tj ET Q q 0 0 0 rg BT 431.14 168.50 Td (2015 ) Tj ET Q q 0 0 0 rg BT 451.74 168.50 Td (and ) Tj ET Q q 0 0 0 rg BT 467.78 168.50 Td (2017, ) Tj ET Q q 0 0 0 rg BT 490.66 168.50 Td (are ) Tj ET Q q 0 0 0 rg BT 504.87 168.50 Td (for ) Tj ET Q q 0 0 0 rg BT 516.80 168.50 Td (the ) Tj ET Q q 0 0 0 rg BT 530.56 168.50 Td (2000 ) Tj ET Q q 0 0 0 rg BT 551.17 168.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 156.50 Td (2012 ) Tj ET Q q 0 0 0 rg BT 74.16 156.50 Td (taxation ) Tj ET Q q 0 0 0 rg BT 104.80 156.50 Td (years.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 127.13 156.50 Td ( ) Tj ET Q q 0 0 0 rg BT 129.05 156.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 130.96 156.50 Td (On ) Tj ET Q q 0 0 0 rg BT 143.82 156.50 Td (September ) Tj ET Q q 0 0 0 rg BT 185.85 156.50 Td (7, ) Tj ET Q q 0 0 0 rg BT 194.60 156.50 Td (2018, ) Tj ET Q q 0 0 0 rg BT 217.04 156.50 Td (the ) Tj ET Q q 0 0 0 rg BT 230.24 156.50 Td (T) Tj ET Q q 0 0 0 rg BT 234.34 156.50 Td (ax ) Tj ET Q q 0 0 0 rg BT 244.92 156.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 266.88 156.50 Td (of ) Tj ET Q q 0 0 0 rg BT 275.64 156.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 306.27 156.50 Td (\(T) Tj ET Q q 0 0 0 rg BT 315.83 156.50 Td (ax ) Tj ET Q q 0 0 0 rg BT 326.41 156.50 Td (Court\) ) Tj ET Q q 0 0 0 rg BT 353.83 156.50 Td (released ) Tj ET Q q 0 0 0 rg BT 387.20 156.50 Td (its ) Tj ET Q q 0 0 0 rg BT 397.32 156.50 Td (decision ) Tj ET Q q 0 0 0 rg BT 429.32 156.50 Td (relating ) Tj ET Q q 0 0 0 rg BT 458.13 156.50 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 466.89 156.50 Td (the ) Tj ET Q q 0 0 0 rg BT 480.21 156.50 Td (2000 ) Tj ET Q q 0 0 0 rg BT 500.36 156.50 Td (to ) Tj ET Q q 0 0 0 rg BT 509.12 156.50 Td (2010 ) Tj ET Q q 0 0 0 rg BT 529.28 156.50 Td (taxation ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 144.50 Td (years) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.05 144.50 Td (. ) Tj ET Q q 0 0 0 rg BT 78.75 144.50 Td (The ) Tj ET Q q 0 0 0 rg BT 95.29 144.50 Td (T) Tj ET Q q 0 0 0 rg BT 99.40 144.50 Td (ax ) Tj ET Q q 0 0 0 rg BT 110.63 144.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 133.25 144.50 Td (ruled ) Tj ET Q q 0 0 0 rg BT 154.06 144.50 Td (that ) Tj ET Q q 0 0 0 rg BT 170.32 144.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 197.51 144.50 Td (income ) Tj ET Q q 0 0 0 rg BT 226.52 144.50 Td (earned ) Tj ET Q q 0 0 0 rg BT 254.62 144.50 Td (by ) Tj ET Q q 0 0 0 rg BT 265.86 144.50 Td (Glenhuron ) Tj ET Q q 0 0 0 rg BT 306.73 144.50 Td (should ) Tj ET Q q 0 0 0 rg BT 333.47 144.50 Td (be ) Tj ET Q q 0 0 0 rg BT 345.16 144.50 Td (taxed ) Tj ET Q q 0 0 0 rg BT 367.80 144.50 Td (in ) Tj ET Q q 0 0 0 rg BT 376.76 144.50 Td (Canada ) Tj ET Q q 0 0 0 rg BT 408.05 144.50 Td (based ) Tj ET Q q 0 0 0 rg BT 432.97 144.50 Td (on ) Tj ET Q q 0 0 0 rg BT 444.67 144.50 Td (a ) Tj ET Q q 0 0 0 rg BT 451.80 144.50 Td (technical ) Tj ET Q q 0 0 0 rg BT 486.74 144.50 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 537.18 144.50 Td (of ) Tj ET Q q 0 0 0 rg BT 546.60 144.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 132.50 Td (applicable ) Tj ET Q q 0 0 0 rg BT 93.02 132.50 Td (legislation. ) Tj ET Q q 0 0 0 rg BT 133.85 132.50 Td (On ) Tj ET Q q 0 0 0 rg BT 146.88 132.50 Td (October ) Tj ET Q q 0 0 0 rg BT 178.15 132.50 Td (4, ) Tj ET Q q 0 0 0 rg BT 187.08 132.50 Td (2018,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 207.60 132.50 Td ( ) Tj ET Q q 0 0 0 rg BT 209.69 132.50 Td (the ) Tj ET Q q 0 0 0 rg BT 223.18 132.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 260.36 132.50 Td (filed ) Tj ET Q q 0 0 0 rg BT 277.49 132.50 Td (a ) Tj ET Q q 0 0 0 rg BT 284.14 132.50 Td (Notice ) Tj ET Q q 0 0 0 rg BT 309.47 132.50 Td (of ) Tj ET Q q 0 0 0 rg BT 317.98 132.50 Td (Appeal ) Tj ET Q q 0 0 0 rg BT 345.60 132.50 Td (with ) Tj ET Q q 0 0 0 rg BT 362.27 132.50 Td (the ) Tj ET Q q 0 0 0 rg BT 375.76 132.50 Td (Federal ) Tj ET Q q 0 0 0 rg BT 405.65 132.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 427.79 132.50 Td (of ) Tj ET Q q 0 0 0 rg BT 436.31 132.50 Td (Appeal.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 464.12 132.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 466.21 132.50 Td (On ) Tj ET Q q 0 0 0 rg BT 479.24 132.50 Td (October ) Tj ET Q q 0 0 0 rg BT 510.50 132.50 Td (15, ) Tj ET Q q 0 0 0 rg BT 523.99 132.50 Td (2019, ) Tj ET Q q 0 0 0 rg BT 546.60 132.50 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 120.50 Td (matter ) Tj ET Q q 0 0 0 rg BT 79.03 120.50 Td (was ) Tj ET Q q 0 0 0 rg BT 95.40 120.50 Td (heard ) Tj ET Q q 0 0 0 rg BT 118.16 120.50 Td (by ) Tj ET Q q 0 0 0 rg BT 128.61 120.50 Td (the ) Tj ET Q q 0 0 0 rg BT 141.80 120.50 Td (Federal ) Tj ET Q q 0 0 0 rg BT 171.39 120.50 Td (Court ) Tj ET Q q 0 0 0 rg BT 193.23 120.50 Td (of ) Tj ET Q q 0 0 0 rg BT 201.50 120.50 Td (Appeal, ) Tj ET Q q 0 0 0 rg BT 231.10 120.50 Td (which ) Tj ET Q q 0 0 0 rg BT 253.85 120.50 Td (reserved ) Tj ET Q q 0 0 0 rg BT 287.55 120.50 Td (its ) Tj ET Q q 0 0 0 rg BT 297.54 120.50 Td (judgement ) Tj ET Q q 0 0 0 rg BT 337.62 120.50 Td (until ) Tj ET Q q 0 0 0 rg BT 354.45 120.50 Td (a ) Tj ET Q q 0 0 0 rg BT 360.80 120.50 Td (later ) Tj ET Q q 0 0 0 rg BT 378.54 120.50 Td (date.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 396.78 120.50 Td ( ) Tj ET Q q 0 0 0 rg BT 398.22 120.50 Td (Although ) Tj ET Q q 0 0 0 rg BT 432.38 120.50 Td (the ) Tj ET Q q 0 0 0 rg BT 445.57 120.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 482.45 120.50 Td (believes ) Tj ET Q q 0 0 0 rg BT 514.33 120.50 Td (in ) Tj ET Q q 0 0 0 rg BT 522.50 120.50 Td (the ) Tj ET Q q 0 0 0 rg BT 535.69 120.50 Td (merits ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 108.50 Td (of ) Tj ET Q q 0 0 0 rg BT 63.20 108.50 Td (its ) Tj ET Q q 0 0 0 rg BT 73.77 108.50 Td (position, ) Tj ET Q q 0 0 0 rg BT 106.68 108.50 Td (it ) Tj ET Q q 0 0 0 rg BT 113.14 108.50 Td (recorded ) Tj ET Q q 0 0 0 rg BT 147.87 108.50 Td (a ) Tj ET Q q 0 0 0 rg BT 154.79 108.50 Td (charge ) Tj ET Q q 0 0 0 rg BT 182.23 108.50 Td (during ) Tj ET Q q 0 0 0 rg BT 207.38 108.50 Td (the ) Tj ET Q q 0 0 0 rg BT 221.15 108.50 Td (third ) Tj ET Q q 0 0 0 rg BT 239.46 108.50 Td (quarter ) Tj ET Q q 0 0 0 rg BT 267.81 108.50 Td (of ) Tj ET Q q 0 0 0 rg BT 277.01 108.50 Td (2018 ) Tj ET Q q 0 0 0 rg BT 297.62 108.50 Td (of ) Tj ET Q q 0 0 0 rg BT 306.82 108.50 Td ($367 ) Tj ET Q q 0 0 0 rg BT 327.43 108.50 Td (million, ) Tj ET Q q 0 0 0 rg BT 355.31 108.50 Td (of ) Tj ET Q q 0 0 0 rg BT 364.51 108.50 Td (which ) Tj ET Q q 0 0 0 rg BT 387.83 108.50 Td ($176 ) Tj ET Q q 0 0 0 rg BT 408.44 108.50 Td (million ) Tj ET Q q 0 0 0 rg BT 434.04 108.50 Td (was ) Tj ET Q q 0 0 0 rg BT 450.98 108.50 Td (recorded ) Tj ET Q q 0 0 0 rg BT 485.71 108.50 Td (in ) Tj ET Q q 0 0 0 rg BT 494.45 108.50 Td (interest ) Tj ET Q q 0 0 0 rg BT 523.71 108.50 Td (and ) Tj ET Q q 0 0 0 rg BT 539.75 108.50 Td ($191 ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 96.50 Td (million ) Tj ET Q q 0 0 0 rg BT 79.56 96.50 Td (was ) Tj ET Q q 0 0 0 rg BT 96.47 96.50 Td (recorded ) Tj ET Q q 0 0 0 rg BT 131.16 96.50 Td (in ) Tj ET Q q 0 0 0 rg BT 139.87 96.50 Td (income ) Tj ET Q q 0 0 0 rg BT 168.63 96.50 Td (taxes.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 190.51 96.50 Td ( ) Tj ET Q q 0 0 0 rg BT 192.69 96.50 Td (The ) Tj ET Q q 0 0 0 rg BT 209.15 96.50 Td (Company) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 244.24 96.50 Td ( ) Tj ET Q q 0 0 0 rg BT 246.57 96.50 Td (believes ) Tj ET Q q 0 0 0 rg BT 278.98 96.50 Td (that ) Tj ET Q q 0 0 0 rg BT 294.99 96.50 Td (this ) Tj ET Q q 0 0 0 rg BT 310.08 96.50 Td (provision ) Tj ET Q q 0 0 0 rg BT 345.22 96.50 Td (will ) Tj ET Q q 0 0 0 rg BT 358.93 96.50 Td (be ) Tj ET Q q 0 0 0 rg BT 370.38 96.50 Td (suf) Tj ET Q q 0 0 0 rg BT 381.18 96.50 Td (ficient ) Tj ET Q q 0 0 0 rg BT 404.93 96.50 Td (to ) Tj ET Q q 0 0 0 rg BT 414.09 96.50 Td (cover ) Tj ET Q q 0 0 0 rg BT 436.47 96.50 Td (its ) Tj ET Q q 0 0 0 rg BT 447.00 96.50 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 478.04 96.50 Td (liability ) Tj ET Q q 0 0 0 rg BT 504.98 96.50 Td (if ) Tj ET Q q 0 0 0 rg BT 511.41 96.50 Td (the ) Tj ET Q q 0 0 0 rg BT 525.13 96.50 Td (appeal ) Tj ET Q q 0 0 0 rg BT 552.08 96.50 Td (is ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 84.50 Td (unsuccessful.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 103.69 84.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 106.20 84.50 Td (In ) Tj ET Q q 0 0 0 rg BT 115.55 84.50 Td (the ) Tj ET Q q 0 0 0 rg BT 129.46 84.50 Td (third ) Tj ET Q q 0 0 0 rg BT 147.92 84.50 Td (quarter ) Tj ET Q q 0 0 0 rg BT 176.40 84.50 Td (of ) Tj ET Q q 0 0 0 rg BT 185.75 84.50 Td (2018, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 208.78 84.50 Td (the ) Tj ET Q q 0 0 0 rg BT 222.69 84.50 Td (Company ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 260.29 84.50 Td (made ) Tj ET Q q 0 0 0 rg BT 283.31 84.50 Td (a ) Tj ET Q q 0 0 0 rg BT 290.38 84.50 Td (cash ) Tj ET Q q 0 0 0 rg BT 310.21 84.50 Td (payment ) Tj ET Q q 0 0 0 rg BT 344.17 84.50 Td (of ) Tj ET Q q 0 0 0 rg BT 353.52 84.50 Td ($235 ) Tj ET Q q 0 0 0 rg BT 374.27 84.50 Td (million ) Tj ET Q q 0 0 0 rg BT 400.02 84.50 Td (to ) Tj ET Q q 0 0 0 rg BT 409.36 84.50 Td (fund ) Tj ET Q q 0 0 0 rg BT 427.83 84.50 Td (the ) Tj ET Q q 0 0 0 rg BT 441.74 84.50 Td (tax ) Tj ET Q q 0 0 0 rg BT 455.19 84.50 Td (and ) Tj ET Q q 0 0 0 rg BT 471.38 84.50 Td (interest ) Tj ET Q q 0 0 0 rg BT 500.78 84.50 Td (owing ) Tj ET Q q 0 0 0 rg BT 524.71 84.50 Td (in ) Tj ET Q q 0 0 0 rg BT 533.60 84.50 Td (light ) Tj ET Q q 0 0 0 rg BT 551.15 84.50 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 72.50 Td (the ) Tj ET Q q 0 0 0 rg BT 67.68 72.50 Td (decision ) Tj ET Q q 0 0 0 rg BT 100.05 72.50 Td (of ) Tj ET Q q 0 0 0 rg BT 109.17 72.50 Td (the ) Tj ET Q q 0 0 0 rg BT 122.71 72.50 Td (T) Tj ET Q q 0 0 0 rg BT 126.81 72.50 Td (ax ) Tj ET Q q 0 0 0 rg BT 137.75 72.50 Td (Court.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 160.08 72.50 Td ( ) Tj ET Q endstream endobj 63 0 obj <> endobj 64 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (31) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 54.50 742.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 87.50 742.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 731.62 Td (9.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 731.62 Td (REGULA) Tj ET Q q 0 0 0 rg BT 124.01 731.62 Td (T) Tj ET Q q 0 0 0 rg BT 128.88 731.62 Td (OR) Tj ET Q q 0 0 0 rg BT 140.88 731.62 Td (Y) Tj ET Q q 0 0 0 rg BT 146.21 731.62 Td ( ) Tj ET Q q 0 0 0 rg BT 148.19 731.62 Td (ACTIONS) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 712.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.41 712.50 Td (following ) Tj ET Q q 0 0 0 rg BT 104.60 712.50 Td (is ) Tj ET Q q 0 0 0 rg BT 112.80 712.50 Td (a ) Tj ET Q q 0 0 0 rg BT 119.64 712.50 Td (description ) Tj ET Q q 0 0 0 rg BT 161.58 712.50 Td (of ) Tj ET Q q 0 0 0 rg BT 170.70 712.50 Td (the ) Tj ET Q q 0 0 0 rg BT 184.38 712.50 Td (Company) Tj ET Q q 0 0 0 rg BT 221.15 712.50 Td (s ) Tj ET Q q 0 0 0 rg BT 227.54 712.50 Td (significant ) Tj ET Q q 0 0 0 rg BT 266.29 712.50 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 305.03 712.50 Td (actions:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 333.30 712.50 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 692.50 Td (In ) Tj ET Q q 0 0 0 rg BT 62.42 692.50 Td (2017, ) Tj ET Q q 0 0 0 rg BT 84.53 692.50 Td (the ) Tj ET Q q 0 0 0 rg BT 97.51 692.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 134.19 692.50 Td (and ) Tj ET Q q 0 0 0 rg BT 149.45 692.50 Td (W) Tj ET Q q 0 0 0 rg BT 157.05 692.50 Td (eston ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 178.69 692.50 Td (announced ) Tj ET Q q 0 0 0 rg BT 220.86 692.50 Td (actions ) Tj ET Q q 0 0 0 rg BT 248.43 692.50 Td (taken ) Tj ET Q q 0 0 0 rg BT 270.07 692.50 Td (to ) Tj ET Q q 0 0 0 rg BT 278.50 692.50 Td (address ) Tj ET Q q 0 0 0 rg BT 309.25 692.50 Td (their ) Tj ET Q q 0 0 0 rg BT 326.79 692.50 Td (role ) Tj ET Q q 0 0 0 rg BT 342.04 692.50 Td (in ) Tj ET Q q 0 0 0 rg BT 350.01 692.50 Td (an ) Tj ET Q q 0 0 0 rg BT 360.71 692.50 Td (industry-wide ) Tj ET Q q 0 0 0 rg BT 410.60 692.50 Td (price-fixing ) Tj ET Q q 0 0 0 rg BT 451.83 692.50 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 499.90 692.50 Td (involving ) Tj ET Q q 0 0 0 rg BT 533.39 692.50 Td (certain ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 680.50 Td (packaged ) Tj ET Q q 0 0 0 rg BT 91.51 680.50 Td (bread ) Tj ET Q q 0 0 0 rg BT 114.43 680.50 Td (products. ) Tj ET Q q 0 0 0 rg BT 149.99 680.50 Td (The ) Tj ET Q q 0 0 0 rg BT 166.07 680.50 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 214.51 680.50 Td (involved ) Tj ET Q q 0 0 0 rg BT 246.54 680.50 Td (the ) Tj ET Q q 0 0 0 rg BT 259.89 680.50 Td (coordination ) Tj ET Q q 0 0 0 rg BT 306.51 680.50 Td (of ) Tj ET Q q 0 0 0 rg BT 315.30 680.50 Td (retail ) Tj ET Q q 0 0 0 rg BT 335.02 680.50 Td (and ) Tj ET Q q 0 0 0 rg BT 350.65 680.50 Td (wholesale ) Tj ET Q q 0 0 0 rg BT 389.06 680.50 Td (prices ) Tj ET Q q 0 0 0 rg BT 412.88 680.50 Td (of ) Tj ET Q q 0 0 0 rg BT 421.67 680.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 448.23 680.50 Td (packaged ) Tj ET Q q 0 0 0 rg BT 485.74 680.50 Td (bread ) Tj ET Q q 0 0 0 rg BT 508.66 680.50 Td (products ) Tj ET Q q 0 0 0 rg BT 542.06 680.50 Td (over ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 668.50 Td (a ) Tj ET Q q 0 0 0 rg BT 60.58 668.50 Td (period ) Tj ET Q q 0 0 0 rg BT 85.39 668.50 Td (extending ) Tj ET Q q 0 0 0 rg BT 122.98 668.50 Td (from ) Tj ET Q q 0 0 0 rg BT 141.40 668.50 Td (late ) Tj ET Q q 0 0 0 rg BT 156.64 668.50 Td (2001 ) Tj ET Q q 0 0 0 rg BT 176.90 668.50 Td (to ) Tj ET Q q 0 0 0 rg BT 185.76 668.50 Td (March ) Tj ET Q q 0 0 0 rg BT 210.57 668.50 Td (2015. ) Tj ET Q q 0 0 0 rg BT 233.11 668.50 Td (Under ) Tj ET Q q 0 0 0 rg BT 257.46 668.50 Td (the ) Tj ET Q q 0 0 0 rg BT 270.88 668.50 Td (arrangement, ) Tj ET Q q 0 0 0 rg BT 321.67 668.50 Td (the ) Tj ET Q q 0 0 0 rg BT 335.09 668.50 Td (participants ) Tj ET Q q 0 0 0 rg BT 379.05 668.50 Td (regularly ) Tj ET Q q 0 0 0 rg BT 412.52 668.50 Td (increased ) Tj ET Q q 0 0 0 rg BT 450.09 668.50 Td (prices ) Tj ET Q q 0 0 0 rg BT 473.99 668.50 Td (on ) Tj ET Q q 0 0 0 rg BT 485.13 668.50 Td (a ) Tj ET Q q 0 0 0 rg BT 491.71 668.50 Td (coordinated ) Tj ET Q q 0 0 0 rg BT 536.58 668.50 Td (basis.) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 656.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.17 656.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.30 656.50 Td (and ) Tj ET Q q 0 0 0 rg BT 123.02 656.50 Td (W) Tj ET Q q 0 0 0 rg BT 130.62 656.50 Td (eston ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 152.72 656.50 Td (have ) Tj ET Q q 0 0 0 rg BT 172.55 656.50 Td (been ) Tj ET Q q 0 0 0 rg BT 192.83 656.50 Td (cooperating ) Tj ET Q q 0 0 0 rg BT 237.73 656.50 Td (with ) Tj ET Q q 0 0 0 rg BT 254.34 656.50 Td (the ) Tj ET Q q 0 0 0 rg BT 267.79 656.50 Td (Competition ) Tj ET Q q 0 0 0 rg BT 313.58 656.50 Td (Bureau ) Tj ET Q q 0 0 0 rg BT 342.06 656.50 Td (as ) Tj ET Q q 0 0 0 rg BT 352.76 656.50 Td (an ) Tj ET Q q 0 0 0 rg BT 363.92 656.50 Td (immunity ) Tj ET Q q 0 0 0 rg BT 398.77 656.50 Td (applicant ) Tj ET Q q 0 0 0 rg BT 433.64 656.50 Td (since ) Tj ET Q q 0 0 0 rg BT 454.82 656.50 Td (March ) Tj ET Q q 0 0 0 rg BT 479.64 656.50 Td (2015 ) Tj ET Q q 0 0 0 rg BT 499.93 656.50 Td (and ) Tj ET Q q 0 0 0 rg BT 515.65 656.50 Td (will ) Tj ET Q q 0 0 0 rg BT 529.07 656.50 Td (not ) Tj ET Q q 0 0 0 rg BT 542.51 656.50 Td (face ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 644.50 Td (criminal ) Tj ET Q q 0 0 0 rg BT 84.55 644.50 Td (charges ) Tj ET Q q 0 0 0 rg BT 116.02 644.50 Td (or ) Tj ET Q q 0 0 0 rg BT 125.61 644.50 Td (penalties. ) Tj ET Q q 0 0 0 rg BT 163.02 644.50 Td (Class ) Tj ET Q q 0 0 0 rg BT 185.82 644.50 Td (action ) Tj ET Q q 0 0 0 rg BT 210.01 644.50 Td (lawsuits ) Tj ET Q q 0 0 0 rg BT 241.47 644.50 Td (have ) Tj ET Q q 0 0 0 rg BT 261.56 644.50 Td (been ) Tj ET Q q 0 0 0 rg BT 282.10 644.50 Td (commenced ) Tj ET Q q 0 0 0 rg BT 329.07 644.50 Td (against ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 357.81 644.50 Td (the ) Tj ET Q q 0 0 0 rg BT 371.52 644.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 408.91 644.50 Td (and ) Tj ET Q q 0 0 0 rg BT 424.89 644.50 Td (W) Tj ET Q q 0 0 0 rg BT 432.49 644.50 Td (eston ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 454.85 644.50 Td (as ) Tj ET Q q 0 0 0 rg BT 465.81 644.50 Td (well ) Tj ET Q q 0 0 0 rg BT 482.24 644.50 Td (as ) Tj ET Q q 0 0 0 rg BT 493.20 644.50 Td (a ) Tj ET Q q 0 0 0 rg BT 500.06 644.50 Td (number ) Tj ET Q q 0 0 0 rg BT 530.16 644.50 Td (of ) Tj ET Q q 0 0 0 rg BT 539.30 644.50 Td (other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 632.50 Td (major ) Tj ET Q q 0 0 0 rg BT 77.83 632.50 Td (grocery ) Tj ET Q q 0 0 0 rg BT 108.49 632.50 Td (retailers ) Tj ET Q q 0 0 0 rg BT 140.98 632.50 Td (and ) Tj ET Q q 0 0 0 rg BT 157.99 632.50 Td (another ) Tj ET Q q 0 0 0 rg BT 189.12 632.50 Td (bread ) Tj ET Q q 0 0 0 rg BT 213.42 632.50 Td (wholesaler) Tj ET Q q 0 0 0 rg BT 252.17 632.50 Td (. ) Tj ET Q q 0 0 0 rg BT 257.77 632.50 Td (Please ) Tj ET Q q 0 0 0 rg BT 286.17 632.50 Td (refer ) Tj ET Q q 0 0 0 rg BT 306.35 632.50 Td (to ) Tj ET Q q 0 0 0 rg BT 316.51 632.50 Td (the ) Tj ET Q q 0 0 0 rg BT 331.24 632.50 Td (Legal ) Tj ET Q q 0 0 0 rg BT 357.36 632.50 Td (Proceedings ) Tj ET Q q 0 0 0 rg BT 409.00 632.50 Td (section ) Tj ET Q q 0 0 0 rg BT 438.31 632.50 Td (on ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 450.75 632.50 Td (page ) Tj ET Q q 0 0 0 rg BT 472.32 632.50 Td (30 ) Tj ET Q q 0 0 0 rg BT 484.76 632.50 Td (of ) Tj ET Q q 0 0 0 rg BT 494.93 632.50 Td (this ) Tj ET Q q 0 0 0 rg BT 510.36 632.50 Td (AIF ) Tj ET Q q 0 0 0 rg BT 526.44 632.50 Td (for ) Tj ET Q q 0 0 0 rg BT 539.33 632.50 Td (more ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 620.50 Td (information.) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 54.50 602.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 87.50 602.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 591.62 Td (10.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 591.62 Td (MA) Tj ET Q q 0 0 0 rg BT 102.15 591.62 Td (TERIAL) Tj ET Q q 0 0 0 rg BT 131.61 591.62 Td ( CONTRACTS) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 572.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.41 572.50 Td (following ) Tj ET Q q 0 0 0 rg BT 104.60 572.50 Td (is ) Tj ET Q q 0 0 0 rg BT 112.80 572.50 Td (the ) Tj ET Q q 0 0 0 rg BT 126.48 572.50 Td (only ) Tj ET Q q 0 0 0 rg BT 143.80 572.50 Td (material ) Tj ET Q q 0 0 0 rg BT 175.25 572.50 Td (agreement ) Tj ET Q q 0 0 0 rg BT 216.73 572.50 Td (of ) Tj ET Q q 0 0 0 rg BT 225.86 572.50 Td (the ) Tj ET Q q 0 0 0 rg BT 239.54 572.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 276.91 572.50 Td (\(other ) Tj ET Q q 0 0 0 rg BT 300.61 572.50 Td (than ) Tj ET Q q 0 0 0 rg BT 318.85 572.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 345.75 572.50 Td (agreements ) Tj ET Q q 0 0 0 rg BT 391.33 572.50 Td (entered ) Tj ET Q q 0 0 0 rg BT 421.43 572.50 Td (in ) Tj ET Q q 0 0 0 rg BT 430.09 572.50 Td (the ) Tj ET Q q 0 0 0 rg BT 443.77 572.50 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 475.67 572.50 Td (course ) Tj ET Q q 0 0 0 rg BT 502.57 572.50 Td (of ) Tj ET Q q 0 0 0 rg BT 511.69 572.50 Td (business\):) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 543.62 Td (10.1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 90.00 543.62 Td (Services ) Tj ET Q q 0 0 0 rg BT 125.72 543.62 Td (Agreement) Tj ET Q BT /F3 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 524.50 Td (The ) Tj ET Q q 0 0 0 rg BT 70.65 524.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.26 524.50 Td (has ) Tj ET Q q 0 0 0 rg BT 124.00 524.50 Td (an ) Tj ET Q q 0 0 0 rg BT 135.64 524.50 Td (agreement ) Tj ET Q q 0 0 0 rg BT 177.36 524.50 Td (with ) Tj ET Q q 0 0 0 rg BT 194.46 524.50 Td (W) Tj ET Q q 0 0 0 rg BT 202.06 524.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 224.64 524.50 Td (for ) Tj ET Q q 0 0 0 rg BT 236.73 524.50 Td (W) Tj ET Q q 0 0 0 rg BT 244.33 524.50 Td (eston ) Tj ET Q q 0 0 0 rg BT 266.91 524.50 Td (to ) Tj ET Q q 0 0 0 rg BT 276.27 524.50 Td (provide ) Tj ET Q q 0 0 0 rg BT 305.68 524.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 332.82 524.50 Td (administrative ) Tj ET Q q 0 0 0 rg BT 385.93 524.50 Td (and ) Tj ET Q q 0 0 0 rg BT 402.13 524.50 Td (professional ) Tj ET Q q 0 0 0 rg BT 448.86 524.50 Td (services ) Tj ET Q q 0 0 0 rg BT 481.46 524.50 Td (to ) Tj ET Q q 0 0 0 rg BT 490.82 524.50 Td (the ) Tj ET Q q 0 0 0 rg BT 504.74 524.50 Td (Company) Tj ET Q q 0 0 0 rg BT 539.23 524.50 Td (. ) Tj ET Q q 0 0 0 rg BT 543.87 524.50 Td (The ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 512.50 Td (services ) Tj ET Q q 0 0 0 rg BT 86.65 512.50 Td (to ) Tj ET Q q 0 0 0 rg BT 96.06 512.50 Td (be ) Tj ET Q q 0 0 0 rg BT 107.76 512.50 Td (provided ) Tj ET Q q 0 0 0 rg BT 141.78 512.50 Td (under ) Tj ET Q q 0 0 0 rg BT 165.33 512.50 Td (this ) Tj ET Q q 0 0 0 rg BT 180.66 512.50 Td (agreement ) Tj ET Q q 0 0 0 rg BT 222.44 512.50 Td (include ) Tj ET Q q 0 0 0 rg BT 251.00 512.50 Td (those ) Tj ET Q 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BT 450.57 360.50 Td (external ) Tj ET Q q 0 0 0 rg BT 482.02 360.50 Td (auditors, ) Tj ET Q q 0 0 0 rg BT 515.75 360.50 Td (KPMGLLP) Tj ET Q q 0 0 0 rg BT 555.72 360.50 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 348.50 Td (for ) Tj ET Q q 0 0 0 rg BT 65.85 348.50 Td (the ) Tj ET Q q 0 0 0 rg BT 79.53 348.50 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 100.50 348.50 Td (years ) Tj ET Q q 0 0 0 rg BT 122.83 348.50 Td (2019 ) Tj ET Q q 0 0 0 rg BT 143.36 348.50 Td (and ) Tj ET Q q 0 0 0 rg BT 159.32 348.50 Td (2018, ) Tj ET Q q 0 0 0 rg BT 182.12 348.50 Td (respectively: ) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 338 m 408.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 313 m 408.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 338 m 408.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 338 m 480.5 338 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 313 m 480.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 338 m 486.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 338 m 486.5 338 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 313 m 486.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 338 m 486.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 338 m 558.5 338 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 313 m 558.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 313 m 408.5 299 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 313 m 408.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 313 m 408.5 299 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 313 m 480.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 313 m 486.5 299 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 313 m 486.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 313 m 486.5 299 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 313 m 558.5 313 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 299 m 408.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 299 m 486.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 299 m 486.5 285 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 285 m 408.5 271 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 285 m 408.5 271 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 285 m 486.5 271 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 285 m 486.5 271 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 271 m 408.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 257 m 408.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 271 m 408.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 257 m 480.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 271 m 486.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 257 m 486.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 271 m 486.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 257 m 558.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 257 m 408.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 257 m 408.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 243 m 408.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 257 m 408.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 257 m 480.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 243 m 480.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 257 m 486.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 257 m 486.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 243 m 486.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 257 m 486.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 257 m 558.5 257 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 243 m 558.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 243 m 408.5 229 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 54.5 243 m 408.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 243 m 408.5 229 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 243 m 480.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 408.5 229 m 480.5 229 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 243 m 486.5 229 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 243 m 486.5 243 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 229 m 486.5 229 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 486.5 243 m 558.5 243 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.55 326.40 Td (2019) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 449.75 317.40 Td (\($000) Tj ET Q q 0 0 0 rg BT 470.41 317.40 Td (s\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 538.55 326.40 Td (2018) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 528.45 317.40 Td (\($000) Tj ET Q q 0 0 0 rg BT 548.84 317.40 Td (s\)) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 303.40 Td (Audit fees) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 89.83 305.70 Td (\(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 303.40 Td (5,249) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 537.00 303.40 Td (5,526) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 289.40 Td (Audit-related fees) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 114.85 291.70 Td (\(2\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 465.15 289.40 Td (515) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 543.15 289.40 Td (888) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 275.40 Td (T) Tj ET Q q 0 0 0 rg BT 60.69 275.40 Td (ax-related fees) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 109.51 277.70 Td (\(3\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 468.75 275.40 Td (40) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 542.65 275.40 Td (129) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 261.40 Td (All other fees) Tj ET Q BT /F3 9.00 Tf ET BT /F3 5.85 Tf ET q 0 0 0 rg BT 100.08 263.70 Td (\(4\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 464.65 261.40 Td (142) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 542.65 261.40 Td (234) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 57.00 247.40 Td (T) Tj ET Q q 0 0 0 rg BT 60.69 247.40 Td (otal Fees) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 459.00 247.40 Td (5,946) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 537.00 247.40 Td (6,777) Tj ET Q BT /F3 10.00 Tf ET BT /F4 7.00 Tf ET q 0 0 0 rg BT 54.00 211.90 Td (\(1\)) Tj ET Q BT /F4 8.00 Tf ET q 0 0 0 rg BT 61.01 211.90 Td ( ) Tj ET Q BT /F3 7.00 Tf ET q 0 0 0 rg BT 72.00 211.90 Td (Audit ) Tj ET Q q 0 0 0 rg BT 86.92 211.90 Td (fees ) Tj ET Q q 0 0 0 rg BT 99.60 211.90 Td (include ) Tj ET Q q 0 0 0 rg BT 119.63 211.90 Td (fees ) Tj ET Q q 0 0 0 rg BT 132.31 211.90 Td (for ) Tj ET Q q 0 0 0 rg BT 140.84 211.90 Td (services ) Tj ET Q q 0 0 0 rg BT 163.73 211.90 Td (related ) Tj ET Q q 0 0 0 rg BT 183.11 211.90 Td (to ) Tj ET Q q 0 0 0 rg BT 189.74 211.90 Td (the ) Tj ET Q q 0 0 0 rg BT 199.55 211.90 Td (audit ) Tj ET Q q 0 0 0 rg BT 213.83 211.90 Td (of ) Tj ET Q q 0 0 0 rg BT 220.45 211.90 Td (the ) Tj ET Q q 0 0 0 rg BT 230.27 211.90 Td (Company) Tj ET Q q 0 0 0 rg BT 256.01 211.90 Td (s ) Tj ET Q q 0 0 0 rg BT 260.71 211.90 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 294.78 211.90 Td (financial ) Tj ET Q q 0 0 0 rg BT 317.67 211.90 Td (statements, ) Tj ET Q q 0 0 0 rg BT 349.19 211.90 Td (including ) Tj ET Q q 0 0 0 rg BT 373.68 211.90 Td (the ) Tj ET Q q 0 0 0 rg BT 383.49 211.90 Td (audit ) Tj ET Q q 0 0 0 rg BT 397.77 211.90 Td (of ) Tj ET Q q 0 0 0 rg BT 404.39 211.90 Td (Shoppers ) Tj ET Q q 0 0 0 rg BT 430.80 211.90 Td (Drug ) Tj ET Q q 0 0 0 rg BT 445.07 211.90 Td (Mart ) Tj ET Q q 0 0 0 rg BT 458.38 211.90 Td (and ) Tj ET Q q 0 0 0 rg BT 469.79 211.90 Td (PC ) Tj ET Q q 0 0 0 rg BT 479.60 211.90 Td (Bank ) Tj ET Q q 0 0 0 rg BT 494.51 211.90 Td (\(each ) Tj ET Q q 0 0 0 rg BT 510.71 211.90 Td (a ) Tj ET Q q 0 0 0 rg BT 515.73 211.90 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 543.41 211.90 Td (of ) Tj ET Q q 0 0 0 rg BT 550.03 211.90 Td (the ) Tj ET Q BT /F3 7.00 Tf ET q 0 0 0 rg BT 72.00 203.50 Td (Company\). ) Tj ET Q q 0 0 0 rg BT 101.45 203.50 Td (Audit ) Tj ET Q q 0 0 0 rg BT 116.26 203.50 Td (fees ) Tj ET Q q 0 0 0 rg BT 128.83 203.50 Td (also ) Tj ET Q q 0 0 0 rg BT 141.08 203.50 Td (include ) Tj ET Q q 0 0 0 rg BT 160.99 203.50 Td (fees ) Tj ET Q q 0 0 0 rg BT 173.56 203.50 Td (for ) Tj ET Q q 0 0 0 rg BT 181.98 203.50 Td (services ) Tj ET Q q 0 0 0 rg BT 204.76 203.50 Td (related ) Tj ET Q q 0 0 0 rg BT 224.03 203.50 Td (to ) Tj ET Q q 0 0 0 rg BT 230.54 203.50 Td (the ) Tj ET Q q 0 0 0 rg BT 240.24 203.50 Td (review ) Tj ET Q q 0 0 0 rg BT 258.54 203.50 Td (of ) Tj ET Q q 0 0 0 rg BT 265.05 203.50 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 289.11 203.50 Td (reports, ) Tj ET Q q 0 0 0 rg BT 310.29 203.50 Td (the ) Tj ET Q q 0 0 0 rg BT 319.99 203.50 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 355.22 203.50 Td (of ) Tj ET Q q 0 0 0 rg BT 361.72 203.50 Td (accounting ) Tj ET Q q 0 0 0 rg BT 391.21 203.50 Td (and ) Tj ET Q q 0 0 0 rg BT 402.51 203.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 425.29 203.50 Td (reporting ) Tj ET Q q 0 0 0 rg BT 449.67 203.50 Td (standards, ) Tj ET Q q 0 0 0 rg BT 478.19 203.50 Td (auditor ) Tj ET Q q 0 0 0 rg BT 497.46 203.50 Td (involvement ) Tj ET Q q 0 0 0 rg BT 529.82 203.50 Td (with ) Tj ET Q q 0 0 0 rg BT 541.74 203.50 Td (filings, ) Tj ET Q BT /F3 7.00 Tf ET q 0 0 0 rg BT 72.00 195.10 Td (such ) Tj ET Q q 0 0 0 rg BT 85.72 195.10 Td (as ) Tj ET Q q 0 0 0 rg BT 93.38 195.10 Td (prospectuses, ) Tj ET Q q 0 0 0 rg BT 130.72 195.10 Td (and ) Tj ET Q q 0 0 0 rg BT 141.89 195.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.47 195.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 180.19 195.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.58 195.10 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 212.75 195.10 Td (Real ) Tj ET Q q 0 0 0 rg BT 226.14 195.10 Td (Estate ) Tj ET Q q 0 0 0 rg BT 244.02 195.10 Td (Investment ) Tj ET Q q 0 0 0 rg BT 273.60 195.10 Td (T) Tj ET Q q 0 0 0 rg BT 276.89 195.10 Td (rust ) Tj ET Q q 0 0 0 rg BT 288.06 195.10 Td (by ) Tj ET Q q 0 0 0 rg BT 295.72 195.10 Td (Choice ) Tj ET Q q 0 0 0 rg BT 315.18 195.10 Td (Properties ) Tj ET Q q 0 0 0 rg BT 342.94 195.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 356.02 195.10 Td (to ) Tj ET Q q 0 0 0 rg BT 362.40 195.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.98 195.10 Td (Reorganization ) Tj ET Q q 0 0 0 rg BT 412.18 195.10 Td (in ) Tj ET Q q 0 0 0 rg BT 418.25 195.10 Td (2018.) Tj ET Q BT /F4 7.00 Tf ET q 0 0 0 rg BT 54.00 184.70 Td (\(2\) ) Tj ET Q BT /F3 7.00 Tf ET q 0 0 0 rg BT 72.00 184.70 Td (Audit-related ) Tj ET Q q 0 0 0 rg BT 105.79 184.70 Td (fees ) Tj ET Q q 0 0 0 rg BT 117.89 184.70 Td (include ) Tj ET Q q 0 0 0 rg BT 137.33 184.70 Td (fees ) Tj ET Q q 0 0 0 rg BT 149.42 184.70 Td (for ) Tj ET Q q 0 0 0 rg BT 157.37 184.70 Td (French ) Tj ET Q q 0 0 0 rg BT 176.48 184.70 Td (translation ) Tj ET Q q 0 0 0 rg BT 204.21 184.70 Td (services ) Tj ET Q q 0 0 0 rg BT 226.51 184.70 Td (associated ) Tj ET Q q 0 0 0 rg BT 255.20 184.70 Td (with ) Tj ET Q q 0 0 0 rg BT 266.65 184.70 Td (the ) Tj ET Q q 0 0 0 rg BT 275.88 184.70 Td (Company) Tj ET Q q 0 0 0 rg BT 301.62 184.70 Td (s ) Tj ET Q q 0 0 0 rg BT 305.74 184.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 328.05 184.70 Td (and ) Tj ET Q q 0 0 0 rg BT 338.87 184.70 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 365.64 184.70 Td (filings, ) Tj ET Q q 0 0 0 rg BT 383.16 184.70 Td (the ) Tj ET Q q 0 0 0 rg BT 392.38 184.70 Td (audit ) Tj ET Q q 0 0 0 rg BT 406.08 184.70 Td (of ) Tj ET Q q 0 0 0 rg BT 412.11 184.70 Td (pension ) Tj ET Q q 0 0 0 rg BT 433.47 184.70 Td (plans ) Tj ET Q q 0 0 0 rg BT 448.43 184.70 Td (and ) Tj ET Q q 0 0 0 rg BT 459.26 184.70 Td (for ) Tj ET Q q 0 0 0 rg BT 467.20 184.70 Td (services ) Tj ET Q q 0 0 0 rg BT 489.50 184.70 Td (rendered ) Tj ET Q q 0 0 0 rg BT 513.72 184.70 Td (for ) Tj ET Q q 0 0 0 rg BT 521.67 184.70 Td (certain ) Tj ET Q q 0 0 0 rg BT 540.14 184.70 Td (special ) Tj ET Q BT /F3 7.00 Tf ET q 0 0 0 rg BT 72.00 176.35 Td (projects ) Tj ET Q q 0 0 0 rg BT 93.70 176.35 Td (such ) Tj ET Q q 0 0 0 rg BT 107.42 176.35 Td (as ) Tj ET Q q 0 0 0 rg BT 115.08 176.35 Td (the ) Tj ET Q q 0 0 0 rg BT 124.66 176.35 Td (Reorganization.) Tj ET Q BT /F4 7.00 Tf ET q 0 0 0 rg BT 54.00 165.90 Td (\(3\) ) Tj ET Q BT /F3 7.00 Tf ET q 0 0 0 rg BT 72.00 165.90 Td (T) Tj ET Q q 0 0 0 rg BT 74.87 165.90 Td (ax-related ) Tj ET Q q 0 0 0 rg BT 101.99 165.90 Td (fees ) Tj ET Q q 0 0 0 rg BT 114.44 165.90 Td (include ) Tj ET Q q 0 0 0 rg BT 134.23 165.90 Td (fees ) Tj ET Q q 0 0 0 rg BT 146.68 165.90 Td (for ) Tj ET Q q 0 0 0 rg BT 154.97 165.90 Td (tax ) Tj ET Q q 0 0 0 rg BT 164.23 165.90 Td (compliance ) Tj ET Q q 0 0 0 rg BT 194.86 165.90 Td (services ) Tj ET Q q 0 0 0 rg BT 217.51 165.90 Td (and ) Tj ET Q q 0 0 0 rg BT 228.68 165.90 Td (advice ) Tj ET Q q 0 0 0 rg BT 246.87 165.90 Td (and ) Tj ET Q q 0 0 0 rg BT 258.05 165.90 Td (for ) Tj ET Q q 0 0 0 rg BT 266.34 165.90 Td (services ) Tj ET Q q 0 0 0 rg BT 288.99 165.90 Td (rendered ) Tj ET Q q 0 0 0 rg BT 313.56 165.90 Td (for ) Tj ET Q q 0 0 0 rg BT 321.86 165.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 340.69 165.90 Td (special ) Tj ET Q q 0 0 0 rg BT 360.15 165.90 Td (projects. ) Tj ET Q BT /F4 7.00 Tf ET q 0 0 0 rg BT 54.00 154.30 Td (\(4\) ) Tj ET Q BT /F3 7.00 Tf ET q 0 0 0 rg BT 72.00 154.30 Td (All ) Tj ET Q q 0 0 0 rg BT 79.97 154.30 Td (other ) Tj ET Q q 0 0 0 rg BT 94.65 154.30 Td (fees ) Tj ET Q q 0 0 0 rg BT 107.10 154.30 Td (are ) Tj ET Q q 0 0 0 rg BT 116.99 154.30 Td (for ) Tj ET Q q 0 0 0 rg BT 125.29 154.30 Td (services ) Tj ET Q q 0 0 0 rg BT 147.94 154.30 Td (related ) Tj ET Q q 0 0 0 rg BT 167.09 154.30 Td (to ) Tj ET Q q 0 0 0 rg BT 173.47 154.30 Td (legislative ) Tj ET Q q 0 0 0 rg BT 200.28 154.30 Td (and/or ) Tj ET Q q 0 0 0 rg BT 218.15 154.30 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 245.27 154.30 Td (compliance.) Tj ET Q BT /F3 8.00 Tf ET q 0 0 0 rg BT 275.90 154.30 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 134.30 Td (As ) Tj ET Q q 0 0 0 rg BT 66.04 134.30 Td (part ) Tj ET Q q 0 0 0 rg BT 82.64 134.30 Td (of ) Tj ET Q q 0 0 0 rg BT 91.96 134.30 Td (the ) Tj ET Q q 0 0 0 rg BT 105.83 134.30 Td (Company) Tj ET Q q 0 0 0 rg BT 142.60 134.30 Td (s ) Tj ET Q q 0 0 0 rg BT 149.18 134.30 Td (corporate ) Tj ET Q q 0 0 0 rg BT 186.29 134.30 Td (governance ) Tj ET Q q 0 0 0 rg BT 231.62 134.30 Td (practices, ) Tj ET Q q 0 0 0 rg BT 269.19 134.30 Td (the ) Tj ET Q q 0 0 0 rg BT 282.57 134.30 Td (Audit ) Tj ET Q q 0 0 0 rg BT 303.74 134.30 Td (Committee ) Tj ET Q q 0 0 0 rg BT 345.85 134.30 Td (has ) Tj ET Q q 0 0 0 rg BT 361.55 134.30 Td (adopted ) Tj ET Q q 0 0 0 rg BT 393.66 134.30 Td (a ) Tj ET Q q 0 0 0 rg BT 400.69 134.30 Td (policy ) Tj ET Q q 0 0 0 rg BT 424.13 134.30 Td (prohibiting ) Tj ET Q q 0 0 0 rg BT 464.44 134.30 Td (the ) Tj ET Q q 0 0 0 rg BT 478.31 134.30 Td (external ) Tj ET Q q 0 0 0 rg BT 509.96 134.30 Td (auditors ) Tj ET Q q 0 0 0 rg BT 541.61 134.30 Td (from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 122.30 Td (providing ) Tj ET Q q 0 0 0 rg BT 88.52 122.30 Td (non-audit ) Tj ET Q q 0 0 0 rg BT 123.96 122.30 Td (services ) Tj ET Q q 0 0 0 rg BT 155.29 122.30 Td (to ) Tj ET Q q 0 0 0 rg BT 163.38 122.30 Td (the ) Tj ET Q q 0 0 0 rg BT 176.03 122.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 212.37 122.30 Td (or ) Tj ET Q q 0 0 0 rg BT 220.90 122.30 Td (its ) Tj ET Q q 0 0 0 rg BT 230.35 122.30 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 274.90 122.30 Td (unless ) Tj ET Q q 0 0 0 rg BT 299.85 122.30 Td (the ) Tj ET Q q 0 0 0 rg BT 312.50 122.30 Td (services ) Tj ET Q q 0 0 0 rg BT 343.83 122.30 Td (are ) Tj ET Q q 0 0 0 rg BT 356.93 122.30 Td (approved ) Tj ET Q q 0 0 0 rg BT 392.37 122.30 Td (in ) Tj ET Q q 0 0 0 rg BT 400.00 122.30 Td (advance ) Tj ET Q q 0 0 0 rg BT 432.25 122.30 Td (by ) Tj ET Q q 0 0 0 rg BT 442.16 122.30 Td (the ) Tj ET Q q 0 0 0 rg BT 454.81 122.30 Td (Chair ) Tj ET Q q 0 0 0 rg BT 475.64 122.30 Td (of ) Tj ET Q q 0 0 0 rg BT 483.73 122.30 Td (the ) Tj ET Q q 0 0 0 rg BT 496.13 122.30 Td (Audit ) Tj ET Q q 0 0 0 rg BT 516.07 122.30 Td (Committee. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 110.30 Td (The ) Tj ET Q q 0 0 0 rg BT 70.41 110.30 Td (external ) Tj ET Q q 0 0 0 rg BT 101.87 110.30 Td (auditors ) Tj ET Q q 0 0 0 rg BT 133.32 110.30 Td (are ) Tj ET Q q 0 0 0 rg BT 147.45 110.30 Td (required ) Tj ET Q q 0 0 0 rg BT 179.82 110.30 Td (to ) Tj ET Q q 0 0 0 rg BT 188.94 110.30 Td (report ) Tj ET Q q 0 0 0 rg BT 212.64 110.30 Td (directly ) Tj ET Q q 0 0 0 rg BT 240.89 110.30 Td (to ) Tj ET Q q 0 0 0 rg BT 250.02 110.30 Td (the ) Tj ET Q q 0 0 0 rg BT 263.25 110.30 Td (Audit ) Tj ET Q q 0 0 0 rg BT 284.22 110.30 Td (Committee.) Tj ET Q endstream endobj 67 0 obj <> endobj 68 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 49.50 51.25 Td (______________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 545.29 40.45 Td (33) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 49.50 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 54.50 742.00 33.00 -15.00 re f /GS0 gs 0.6745098039215687 0.6745098039215687 0.6745098039215687 rg /GS0 gs 87.50 742.00 464.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 57.00 731.62 Td (16.) 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Tj ET Q endstream endobj 69 0 obj <> endobj 70 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 51.25 Td (_____________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 270.00 40.45 Td ( ) Tj ET Q q 0 0 0 rg BT 537.52 40.45 Td (A-1) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 279.10 735.25 Td (Appendix A ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 243.25 713.25 Td (Mandate of the ) Tj ET Q q 0 0 0 rg BT 303.09 713.25 Td (Audit Committee) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 691.25 Td (1. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 691.25 Td (RESPONSIBILITY) Tj ET Q q 0 0 0 rg BT 144.20 691.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 671.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.07 671.25 Td 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(of ) Tj ET Q q 0 0 0 rg BT 197.12 587.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.80 587.25 Td (Company) Tj ET Q q 0 0 0 rg BT 247.57 587.25 Td (s ) Tj ET Q q 0 0 0 rg BT 253.95 587.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 283.13 587.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 303.19 587.25 Td (function; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 575.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.55 575.25 Td (management ) Tj ET Q q 0 0 0 rg BT 189.57 575.25 Td (of ) Tj ET Q q 0 0 0 rg BT 198.56 575.25 Td (those ) Tj ET Q q 0 0 0 rg BT 220.77 575.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 239.77 575.25 Td (for ) Tj ET Q q 0 0 0 rg BT 251.49 575.25 Td (which ) Tj ET Q q 0 0 0 rg BT 274.60 575.25 Td (oversight ) Tj ET Q q 0 0 0 rg BT 310.03 575.25 Td (has ) Tj ET Q q 0 0 0 rg BT 325.40 575.25 Td (been ) Tj ET Q q 0 0 0 rg BT 345.79 575.25 Td (delegated ) Tj ET Q q 0 0 0 rg BT 383.96 575.25 Td (by ) Tj ET Q q 0 0 0 rg BT 394.78 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 408.33 575.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 432.35 575.25 Td (to ) Tj ET Q q 0 0 0 rg BT 441.34 575.25 Td (the ) Tj ET Q q 0 0 0 rg BT 454.47 575.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 475.31 575.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 517.10 575.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 551.17 575.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 563.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.68 563.25 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 178.43 563.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 193.46 563.25 Td (management ) Tj ET Q q 0 0 0 rg BT 243.61 563.25 Td (program; ) Tj ET Q q 0 0 0 rg BT 278.70 563.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 551.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 551.25 Td (performing ) Tj ET Q q 0 0 0 rg BT 167.47 551.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.16 551.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 218.54 551.25 Td (duties ) Tj ET Q q 0 0 0 rg BT 242.71 551.25 Td (set ) Tj ET Q q 0 0 0 rg BT 255.93 551.25 Td (out ) Tj ET Q q 0 0 0 rg BT 269.61 551.25 Td (in ) Tj ET Q q 0 0 0 rg BT 278.28 551.25 Td (this ) Tj ET Q q 0 0 0 rg BT 293.32 551.25 Td (Mandate ) Tj ET Q q 0 0 0 rg BT 327.51 551.25 Td (or ) Tj ET Q q 0 0 0 rg BT 337.08 551.25 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 374.46 551.25 Td (delegated ) Tj ET Q q 0 0 0 rg BT 412.76 551.25 Td (to ) Tj ET Q q 0 0 0 rg BT 421.88 551.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.12 551.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 456.09 551.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 498.01 551.25 Td (by ) Tj ET Q q 0 0 0 rg BT 508.95 551.25 Td (the ) Tj ET Q q 0 0 0 rg BT 522.64 551.25 Td (Board.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 525.25 Td (2. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 525.25 Td (MEMBERS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 505.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.24 505.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 94.22 505.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 113.19 505.25 Td (appoint ) Tj ET Q q 0 0 0 rg BT 142.20 505.25 Td (a ) Tj ET Q q 0 0 0 rg BT 148.87 505.25 Td (minimum ) Tj ET Q q 0 0 0 rg BT 184.23 505.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.18 505.25 Td (three ) Tj ET Q q 0 0 0 rg BT 213.97 505.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 247.52 505.25 Td (to ) Tj ET Q q 0 0 0 rg BT 256.47 505.25 Td (be ) Tj ET Q q 0 0 0 rg BT 267.70 505.25 Td (members ) Tj ET Q q 0 0 0 rg BT 303.98 505.25 Td (of ) Tj ET Q q 0 0 0 rg BT 312.92 505.25 Td (the ) Tj ET Q q 0 0 0 rg BT 326.02 505.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 346.81 505.25 Td (Committee. ) Tj ET Q q 0 0 0 rg BT 390.84 505.25 Td ( ) Tj ET Q q 0 0 0 rg BT 392.82 505.25 Td (The ) Tj ET Q q 0 0 0 rg BT 409.05 505.25 Td (members ) Tj ET Q q 0 0 0 rg BT 445.33 505.25 Td (of ) Tj ET Q q 0 0 0 rg BT 454.28 505.25 Td (the ) Tj ET Q q 0 0 0 rg BT 467.37 505.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 488.17 505.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 529.92 505.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 548.89 505.25 Td (be ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 493.25 Td (selected ) Tj ET Q q 0 0 0 rg BT 87.24 493.25 Td (by ) Tj ET Q q 0 0 0 rg BT 98.60 493.25 Td (the ) Tj ET Q q 0 0 0 rg BT 112.70 493.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 137.27 493.25 Td (on ) Tj ET Q q 0 0 0 rg BT 149.09 493.25 Td (recommendation ) Tj ET Q q 0 0 0 rg BT 212.87 493.25 Td (of ) Tj ET Q q 0 0 0 rg BT 222.40 493.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.50 493.25 Td (Governance, ) Tj ET Q q 0 0 0 rg BT 286.15 493.25 Td (Employee ) Tj ET Q q 0 0 0 rg BT 325.31 493.25 Td (Development, ) Tj ET Q q 0 0 0 rg BT 378.60 493.25 Td (Nominating ) Tj ET Q q 0 0 0 rg BT 422.78 493.25 Td (and ) Tj ET Q q 0 0 0 rg BT 439.15 493.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 494.72 493.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 537.06 493.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.60 493.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 481.25 Td (Company) Tj ET Q q 0 0 0 rg BT 88.49 481.25 Td (, ) Tj ET Q q 0 0 0 rg BT 93.05 481.25 Td (and ) Tj ET Q q 0 0 0 rg BT 109.01 481.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 128.16 481.25 Td (be ) Tj ET Q q 0 0 0 rg BT 139.56 481.25 Td (selected ) Tj ET Q q 0 0 0 rg BT 172.39 481.25 Td (based ) Tj ET Q q 0 0 0 rg BT 197.01 481.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 217.54 481.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.22 481.25 Td (following, ) Tj ET Q q 0 0 0 rg BT 267.68 481.25 Td (to ) Tj ET Q q 0 0 0 rg BT 276.80 481.25 Td (the ) Tj ET Q q 0 0 0 rg BT 290.48 481.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 315.11 481.25 Td (that ) Tj ET Q q 0 0 0 rg BT 331.07 481.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.75 481.25 Td (following ) Tj ET Q q 0 0 0 rg BT 378.94 481.25 Td (are ) Tj ET Q q 0 0 0 rg BT 393.07 481.25 Td (required ) Tj ET Q q 0 0 0 rg BT 425.43 481.25 Td (under ) Tj ET Q q 0 0 0 rg BT 448.68 481.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 487.89 481.25 Td (law:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 457.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 457.25 Td (each ) Tj ET Q q 0 0 0 rg BT 146.06 457.25 Td (member ) Tj ET Q q 0 0 0 rg BT 178.42 457.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 197.56 457.25 Td (be ) Tj ET Q q 0 0 0 rg BT 208.96 457.25 Td (an ) Tj ET Q q 0 0 0 rg BT 220.37 457.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 267.79 457.25 Td (director; ) Tj ET Q q 0 0 0 rg BT 299.70 457.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 445.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 445.25 Td (each ) Tj ET Q q 0 0 0 rg BT 146.06 445.25 Td (member ) Tj ET Q q 0 0 0 rg BT 178.42 445.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 197.56 445.25 Td (be ) Tj ET Q q 0 0 0 rg BT 208.96 445.25 Td (financially ) Tj ET Q q 0 0 0 rg BT 247.25 445.25 Td (literate. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 421.25 Td (For ) Tj ET Q q 0 0 0 rg BT 68.91 421.25 Td (the ) Tj ET Q q 0 0 0 rg BT 82.91 421.25 Td (purpose ) Tj ET Q q 0 0 0 rg BT 115.15 421.25 Td (of ) Tj ET Q q 0 0 0 rg BT 124.60 421.25 Td (this ) Tj ET Q q 0 0 0 rg BT 139.97 421.25 Td (Mandate, ) Tj ET Q q 0 0 0 rg BT 176.77 421.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.77 421.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 213.88 421.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 267.09 421.25 Td (and ) Tj ET Q q 0 0 0 rg BT 283.38 421.25 Td (financially ) Tj ET Q q 0 0 0 rg BT 324.73 421.25 Td (literate ) Tj ET Q q 0 0 0 rg BT 354.67 421.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 374.15 421.25 Td (have ) Tj ET Q q 0 0 0 rg BT 394.53 421.25 Td (the ) Tj ET Q q 0 0 0 rg BT 408.54 421.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 448.52 421.25 Td (meanings ) Tj ET Q q 0 0 0 rg BT 486.69 421.25 Td (attributed ) Tj ET Q q 0 0 0 rg BT 523.49 421.25 Td (thereto ) Tj ET Q q 0 0 0 rg BT 551.62 421.25 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 408.05 Td (National ) Tj ET Q q 0 0 0 rg BT 86.36 408.05 Td (Instrument ) Tj ET Q q 0 0 0 rg BT 127.39 408.05 Td (52-1) Tj ET Q q 0 0 0 rg BT 143.20 408.05 Td (10 ) Tj ET Q q 0 0 0 rg BT 154.60 408.05 Td (- ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 159.61 408.05 Td (Audit ) Tj ET Q q 0 0 0 rg BT 180.58 408.05 Td (Committees) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 224.33 408.05 Td (, ) Tj ET Q q 0 0 0 rg BT 228.89 408.05 Td (as ) Tj ET Q q 0 0 0 rg BT 239.83 408.05 Td (the ) Tj ET Q q 0 0 0 rg BT 253.51 408.05 Td (same ) Tj ET Q q 0 0 0 rg BT 275.85 408.05 Td (may ) Tj ET Q q 0 0 0 rg BT 293.62 408.05 Td (be ) Tj ET Q q 0 0 0 rg BT 305.02 408.05 Td (amended ) Tj ET Q q 0 0 0 rg BT 341.50 408.05 Td (from ) Tj ET Q q 0 0 0 rg BT 360.18 408.05 Td (time ) Tj ET Q q 0 0 0 rg BT 377.95 408.05 Td (to ) Tj ET Q q 0 0 0 rg BT 387.07 408.05 Td (time. ) Tj ET Q BT /F7 11.00 Tf ET q 0 0 0 rg BT 407.13 408.05 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 383.05 Td (3. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 383.05 Td (CHAIR) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 363.05 Td (Each ) Tj ET Q q 0 0 0 rg BT 74.98 363.05 Td (year) Tj ET Q q 0 0 0 rg BT 90.48 363.05 Td (, ) Tj ET Q q 0 0 0 rg BT 95.05 363.05 Td (the ) Tj ET Q q 0 0 0 rg BT 108.74 363.05 Td (Board ) Tj ET Q q 0 0 0 rg BT 132.91 363.05 Td (shall ) Tj ET Q q 0 0 0 rg BT 152.06 363.05 Td (appoint ) Tj ET Q q 0 0 0 rg BT 181.25 363.05 Td (one ) Tj ET Q q 0 0 0 rg BT 197.22 363.05 Td (member ) Tj ET Q q 0 0 0 rg BT 229.58 363.05 Td (to ) Tj ET Q q 0 0 0 rg BT 238.71 363.05 Td (be ) Tj ET Q q 0 0 0 rg BT 250.12 363.05 Td (Chair ) Tj ET Q q 0 0 0 rg BT 272.00 363.05 Td (of ) Tj ET Q q 0 0 0 rg BT 281.13 363.05 Td (the ) Tj ET Q q 0 0 0 rg BT 294.37 363.05 Td (Audit ) Tj ET Q q 0 0 0 rg BT 315.35 363.05 Td (Committee. ) Tj ET Q q 0 0 0 rg BT 359.56 363.05 Td ( ) Tj ET Q q 0 0 0 rg BT 361.85 363.05 Td (If, ) Tj ET Q q 0 0 0 rg BT 370.98 363.05 Td (in ) Tj ET Q q 0 0 0 rg BT 379.65 363.05 Td (any ) Tj ET Q q 0 0 0 rg BT 395.16 363.05 Td (year) Tj ET Q q 0 0 0 rg BT 410.66 363.05 Td (, ) Tj ET Q q 0 0 0 rg BT 415.23 363.05 Td (the ) Tj ET Q q 0 0 0 rg BT 428.92 363.05 Td (Board ) Tj ET Q q 0 0 0 rg BT 453.09 363.05 Td (does ) Tj ET Q q 0 0 0 rg BT 473.16 363.05 Td (not ) Tj ET Q q 0 0 0 rg BT 486.85 363.05 Td (appoint ) Tj ET Q q 0 0 0 rg BT 516.04 363.05 Td (a ) Tj ET Q q 0 0 0 rg BT 522.89 363.05 Td (Chair) Tj ET Q q 0 0 0 rg BT 542.03 363.05 Td (, ) Tj ET Q q 0 0 0 rg BT 546.60 363.05 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 351.05 Td (incumbent ) Tj ET Q q 0 0 0 rg BT 94.32 351.05 Td (Chair ) Tj ET Q q 0 0 0 rg BT 116.38 351.05 Td (shall ) Tj ET Q q 0 0 0 rg BT 135.73 351.05 Td (continue ) Tj ET Q q 0 0 0 rg BT 169.21 351.05 Td (in ) Tj ET Q q 0 0 0 rg BT 178.07 351.05 Td (of) Tj ET Q q 0 0 0 rg BT 184.77 351.05 Td (fice ) Tj ET Q q 0 0 0 rg BT 200.01 351.05 Td (until ) Tj ET Q q 0 0 0 rg BT 217.54 351.05 Td (a ) Tj ET Q q 0 0 0 rg BT 224.58 351.05 Td (successor ) Tj ET Q q 0 0 0 rg BT 263.97 351.05 Td (is ) Tj ET Q q 0 0 0 rg BT 272.37 351.05 Td (appointed. ) Tj ET Q q 0 0 0 rg BT 313.00 351.05 Td (The ) Tj ET Q q 0 0 0 rg BT 329.61 351.05 Td (Board ) Tj ET Q q 0 0 0 rg BT 353.97 351.05 Td (has ) Tj ET Q q 0 0 0 rg BT 369.67 351.05 Td (adopted ) Tj ET Q q 0 0 0 rg BT 401.80 351.05 Td (and ) Tj ET Q q 0 0 0 rg BT 417.96 351.05 Td (approved ) Tj ET Q q 0 0 0 rg BT 454.63 351.05 Td (a ) Tj ET Q q 0 0 0 rg BT 461.67 351.05 Td (position ) Tj ET Q q 0 0 0 rg BT 492.41 351.05 Td (description ) Tj ET Q q 0 0 0 rg BT 534.55 351.05 Td (for ) Tj ET Q q 0 0 0 rg BT 546.60 351.05 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 339.05 Td (Chair ) Tj ET Q q 0 0 0 rg BT 75.87 339.05 Td (which ) Tj ET Q q 0 0 0 rg BT 99.11 339.05 Td (sets ) Tj ET Q q 0 0 0 rg BT 116.44 339.05 Td (out ) Tj ET Q q 0 0 0 rg BT 130.12 339.05 Td (his ) Tj ET Q q 0 0 0 rg BT 142.88 339.05 Td (or ) Tj ET Q q 0 0 0 rg BT 152.45 339.05 Td (her ) Tj ET Q q 0 0 0 rg BT 166.58 339.05 Td (role ) Tj ET Q q 0 0 0 rg BT 182.54 339.05 Td (and ) Tj ET Q q 0 0 0 rg BT 198.50 339.05 Td (responsibilities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 314.05 Td (4. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 314.05 Td (TENURE) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 294.05 Td (Each member shall hold of) Tj ET Q q 0 0 0 rg BT 150.95 294.05 Td (fice until his or her term as a member of the ) Tj ET Q q 0 0 0 rg BT 310.96 294.05 Td (Audit Committee expires or is terminated.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 200.05 Td (6. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 200.05 Td (DUTIES) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 180.05 Td (The ) Tj ET Q q 0 0 0 rg BT 70.15 180.05 Td (Audit ) Tj ET Q q 0 0 0 rg BT 91.35 180.05 Td (Committee ) Tj ET Q q 0 0 0 rg BT 133.51 180.05 Td (shall ) Tj ET Q q 0 0 0 rg BT 152.89 180.05 Td (have ) Tj ET Q q 0 0 0 rg BT 173.19 180.05 Td (the ) Tj ET Q q 0 0 0 rg BT 187.10 180.05 Td (duties ) Tj ET Q q 0 0 0 rg BT 211.50 180.05 Td (set ) Tj ET Q q 0 0 0 rg BT 224.95 180.05 Td (out ) Tj ET Q q 0 0 0 rg BT 238.87 180.05 Td (below ) Tj ET Q q 0 0 0 rg BT 262.80 180.05 Td (as ) Tj ET Q q 0 0 0 rg BT 273.98 180.05 Td (well ) Tj ET Q q 0 0 0 rg BT 290.61 180.05 Td (as ) Tj ET Q q 0 0 0 rg BT 301.79 180.05 Td (any ) Tj ET Q q 0 0 0 rg BT 317.52 180.05 Td (other ) Tj ET Q q 0 0 0 rg BT 338.73 180.05 Td (duties ) Tj ET Q q 0 0 0 rg BT 363.13 180.05 Td (that ) Tj ET Q q 0 0 0 rg BT 379.32 180.05 Td (are ) Tj ET Q q 0 0 0 rg BT 393.68 180.05 Td (specifically ) Tj ET Q q 0 0 0 rg BT 435.85 180.05 Td (delegated ) Tj ET Q q 0 0 0 rg BT 474.39 180.05 Td (to ) Tj ET Q q 0 0 0 rg BT 483.74 180.05 Td (the ) Tj ET Q q 0 0 0 rg BT 497.16 180.05 Td (Audit ) Tj ET Q q 0 0 0 rg BT 518.37 180.05 Td (Committee ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 168.05 Td (by ) Tj ET Q q 0 0 0 rg BT 64.94 168.05 Td (the ) Tj ET Q q 0 0 0 rg BT 78.62 168.05 Td (Board.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 627.25 Td (\(b\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 627.25 Td (Confirmation of Independence of ) Tj ET Q q 0 0 0 rg BT 227.46 627.25 Td (Auditor) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 603.25 Td (At ) Tj ET Q q 0 0 0 rg BT 86.03 603.25 Td (least ) Tj ET Q q 0 0 0 rg BT 105.63 603.25 Td (annually) Tj ET Q q 0 0 0 rg BT 135.58 603.25 Td (, ) Tj ET Q q 0 0 0 rg BT 140.14 603.25 Td (and ) Tj ET Q q 0 0 0 rg BT 156.10 603.25 Td (before ) Tj ET Q q 0 0 0 rg BT 181.63 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.87 603.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 223.13 603.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 248.66 603.25 Td (its ) Tj ET Q q 0 0 0 rg BT 259.14 603.25 Td (report ) Tj ET Q q 0 0 0 rg BT 282.84 603.25 Td (on ) Tj ET Q q 0 0 0 rg BT 294.24 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 307.92 603.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 334.83 603.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 367.20 603.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 411.87 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.11 603.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 446.08 603.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 488.00 603.25 Td (shall:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 579.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 579.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 154.60 579.25 Td (that ) Tj ET Q q 0 0 0 rg BT 171.80 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.04 579.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 215.54 579.25 Td (submits ) Tj ET Q q 0 0 0 rg BT 247.32 579.25 Td (a ) Tj ET Q q 0 0 0 rg BT 255.41 579.25 Td (formal ) Tj ET Q q 0 0 0 rg BT 281.72 579.25 Td (written ) Tj ET Q q 0 0 0 rg BT 309.39 579.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 348.93 579.25 Td (describing ) Tj ET Q q 0 0 0 rg BT 389.84 579.25 Td (all ) Tj ET Q q 0 0 0 rg BT 401.56 579.25 Td (relationships ) Tj ET Q q 0 0 0 rg BT 451.13 579.25 Td (between ) Tj ET Q q 0 0 0 rg BT 485.66 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 499.89 579.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 529.39 579.25 Td (and ) Tj ET Q q 0 0 0 rg BT 546.60 579.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 567.25 Td (Company;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 555.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 555.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 155.84 555.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.92 555.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.32 555.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 214.80 555.25 Td (any ) Tj ET Q q 0 0 0 rg BT 230.51 555.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 267.20 555.25 Td (relationships ) Tj ET Q q 0 0 0 rg BT 315.73 555.25 Td (or ) Tj ET Q q 0 0 0 rg BT 325.52 555.25 Td (services ) Tj ET Q q 0 0 0 rg BT 358.09 555.25 Td (that ) Tj ET Q q 0 0 0 rg BT 374.26 555.25 Td (may ) Tj ET Q q 0 0 0 rg BT 392.25 555.25 Td (af) Tj ET Q q 0 0 0 rg BT 398.95 555.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 414.67 555.25 Td (the ) Tj ET Q q 0 0 0 rg BT 428.56 555.25 Td (objectivity ) Tj ET Q q 0 0 0 rg BT 467.07 555.25 Td (and ) Tj ET Q q 0 0 0 rg BT 483.24 555.25 Td (independence ) Tj ET Q q 0 0 0 rg BT 537.27 555.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.60 555.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 543.25 Td (Auditor; ) Tj ET Q q 0 0 0 rg BT 156.54 543.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 531.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 531.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 151.84 531.25 Td (written ) Tj ET Q q 0 0 0 rg BT 179.49 531.25 Td (confirmation ) Tj ET Q q 0 0 0 rg BT 227.66 531.25 Td (from ) Tj ET Q q 0 0 0 rg BT 247.56 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.77 531.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 291.25 531.25 Td (that ) Tj ET Q q 0 0 0 rg BT 308.43 531.25 Td (it ) Tj ET Q q 0 0 0 rg BT 316.03 531.25 Td (is ) Tj ET Q q 0 0 0 rg BT 325.45 531.25 Td (objective ) Tj ET Q q 0 0 0 rg BT 361.32 531.25 Td (and ) Tj ET Q q 0 0 0 rg BT 378.50 531.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 427.14 531.25 Td (within ) Tj ET Q q 0 0 0 rg BT 451.60 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 466.50 531.25 Td (meaning ) Tj ET Q q 0 0 0 rg BT 501.46 531.25 Td (of ) Tj ET Q q 0 0 0 rg BT 511.80 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 526.70 531.25 Td (Rules ) Tj ET Q q 0 0 0 rg BT 551.16 531.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 519.25 Td (Professional ) Tj ET Q q 0 0 0 rg BT 174.03 519.25 Td (Conduct/Code ) Tj ET Q q 0 0 0 rg BT 229.36 519.25 Td (of ) Tj ET Q q 0 0 0 rg BT 239.10 519.25 Td (Ethics ) Tj ET Q q 0 0 0 rg BT 264.34 519.25 Td (adopted ) Tj ET Q q 0 0 0 rg BT 296.89 519.25 Td (by ) Tj ET Q q 0 0 0 rg BT 308.45 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 322.76 519.25 Td (provincial ) Tj ET Q q 0 0 0 rg BT 360.30 519.25 Td (institute ) Tj ET Q q 0 0 0 rg BT 391.47 519.25 Td (or ) Tj ET Q q 0 0 0 rg BT 401.66 519.25 Td (order ) Tj ET Q q 0 0 0 rg BT 423.71 519.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.45 519.25 Td (Chartered ) Tj ET Q q 0 0 0 rg BT 472.24 519.25 Td (Accountants ) Tj ET Q q 0 0 0 rg BT 520.29 519.25 Td (to ) Tj ET Q q 0 0 0 rg BT 530.03 519.25 Td (which ) Tj ET Q q 0 0 0 rg BT 553.90 519.25 Td (it ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 507.25 Td (belongs. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 483.25 Td (\(c\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 483.25 Td (Rotation of Engagement Partner/Lead Partners) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 459.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.44 459.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 114.00 459.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 156.52 459.25 Td (shall, ) Tj ET Q q 0 0 0 rg BT 178.54 459.25 Td (after ) Tj ET Q q 0 0 0 rg BT 197.82 459.25 Td (taking ) Tj ET Q q 0 0 0 rg BT 222.58 459.25 Td (into ) Tj ET Q q 0 0 0 rg BT 238.68 459.25 Td (account ) Tj ET Q q 0 0 0 rg BT 270.28 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.55 459.25 Td (opinions ) Tj ET Q q 0 0 0 rg BT 317.97 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 327.69 459.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 380.71 459.25 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 414.59 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 428.86 459.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 477.77 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 487.48 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 501.19 459.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 530.05 459.25 Td (and ) Tj ET Q q 0 0 0 rg BT 546.60 459.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 447.25 Td (engagement ) Tj ET Q q 0 0 0 rg BT 123.88 447.25 Td (partner/lead ) Tj ET Q q 0 0 0 rg BT 169.92 447.25 Td (partners) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 200.00 447.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 202.28 447.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.25 447.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 237.39 447.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 264.75 447.25 Td (that ) Tj ET Q q 0 0 0 rg BT 280.71 447.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.39 447.25 Td (engagement ) Tj ET Q q 0 0 0 rg BT 342.26 447.25 Td (partner/lead ) Tj ET Q q 0 0 0 rg BT 388.31 447.25 Td (partners ) Tj ET Q q 0 0 0 rg BT 420.67 447.25 Td (rotate ) Tj ET Q q 0 0 0 rg BT 443.92 447.25 Td (when ) Tj ET Q q 0 0 0 rg BT 465.80 447.25 Td (required ) Tj ET Q q 0 0 0 rg BT 498.17 447.25 Td (or ) Tj ET Q q 0 0 0 rg BT 507.74 447.25 Td (necessary) Tj ET Q q 0 0 0 rg BT 544.52 447.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 423.25 Td (\(d\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 423.25 Td (Pre-Approval of Non-Audit Services) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 399.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.48 399.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 111.86 399.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 153.18 399.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 171.73 399.25 Td (pre-approve ) Tj ET Q q 0 0 0 rg BT 217.62 399.25 Td (the ) Tj ET Q q 0 0 0 rg BT 230.71 399.25 Td (retaining ) Tj ET Q q 0 0 0 rg BT 263.85 399.25 Td (of ) Tj ET Q q 0 0 0 rg BT 272.37 399.25 Td (the ) Tj ET Q q 0 0 0 rg BT 285.12 399.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 312.78 399.25 Td (for ) Tj ET Q q 0 0 0 rg BT 324.04 399.25 Td (any ) Tj ET Q q 0 0 0 rg BT 338.94 399.25 Td (non-audit ) Tj ET Q q 0 0 0 rg BT 374.82 399.25 Td (service, ) Tj ET Q q 0 0 0 rg BT 404.76 399.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 437.89 399.25 Td (that ) Tj ET Q q 0 0 0 rg BT 453.26 399.25 Td (no ) Tj ET Q q 0 0 0 rg BT 464.06 399.25 Td (approval ) Tj ET Q q 0 0 0 rg BT 497.20 399.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 515.75 399.25 Td (be ) Tj ET Q q 0 0 0 rg BT 526.55 399.25 Td (provided ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 387.25 Td (for ) Tj ET Q q 0 0 0 rg BT 88.25 387.25 Td (any ) Tj ET Q q 0 0 0 rg BT 104.15 387.25 Td (service ) Tj ET Q q 0 0 0 rg BT 132.80 387.25 Td (that ) Tj ET Q q 0 0 0 rg BT 149.16 387.25 Td (is ) Tj ET Q q 0 0 0 rg BT 157.76 387.25 Td (prohibited ) Tj ET Q q 0 0 0 rg BT 196.45 387.25 Td (under ) Tj ET Q q 0 0 0 rg BT 220.10 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 234.18 387.25 Td (rules ) Tj ET Q q 0 0 0 rg BT 254.63 387.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.14 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 278.22 387.25 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 316.00 387.25 Td (Public ) Tj ET Q q 0 0 0 rg BT 340.49 387.25 Td (Accountability ) Tj ET Q q 0 0 0 rg BT 393.76 387.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 418.32 387.25 Td (or ) Tj ET Q q 0 0 0 rg BT 428.29 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 442.36 387.25 Td (Independence ) Tj ET Q q 0 0 0 rg BT 497.03 387.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 537.09 387.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 387.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 375.25 Td (Canadian ) Tj ET Q q 0 0 0 rg BT 112.92 375.25 Td (Institute ) Tj ET Q q 0 0 0 rg BT 143.46 375.25 Td (of ) Tj ET Q q 0 0 0 rg BT 152.12 375.25 Td (Chartered ) Tj ET Q q 0 0 0 rg BT 190.03 375.25 Td (Accountants. ) Tj ET Q q 0 0 0 rg BT 239.27 375.25 Td ( ) Tj ET Q q 0 0 0 rg BT 241.08 375.25 Td (Before ) Tj ET Q q 0 0 0 rg BT 267.06 375.25 Td (retaining ) Tj ET Q q 0 0 0 rg BT 300.33 375.25 Td (the ) Tj ET Q q 0 0 0 rg BT 313.19 375.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 340.99 375.25 Td (for ) Tj ET Q q 0 0 0 rg BT 352.37 375.25 Td (any ) Tj ET Q q 0 0 0 rg BT 367.41 375.25 Td (non-audit ) Tj ET Q q 0 0 0 rg BT 403.42 375.25 Td (service, ) Tj ET Q q 0 0 0 rg BT 433.50 375.25 Td (the ) Tj ET Q q 0 0 0 rg BT 446.35 375.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 466.86 375.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 508.32 375.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 527.00 375.25 Td (consider ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 89.99 363.25 Td (compatibility ) Tj ET Q q 0 0 0 rg BT 137.69 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.12 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 161.11 363.25 Td (service ) Tj ET Q q 0 0 0 rg BT 189.67 363.25 Td (with ) Tj ET Q q 0 0 0 rg BT 206.83 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 220.31 363.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 246.59 363.25 Td () Tj ET Q q 0 0 0 rg BT 248.27 363.25 Td (s ) Tj ET Q q 0 0 0 rg BT 254.96 363.25 Td (independence. ) Tj ET Q q 0 0 0 rg BT 311.35 363.25 Td ( ) Tj ET Q q 0 0 0 rg BT 313.78 363.25 Td (The ) Tj ET Q q 0 0 0 rg BT 329.98 363.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 351.26 363.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 393.49 363.25 Td (may ) Tj ET Q q 0 0 0 rg BT 411.57 363.25 Td (pre-approve ) Tj ET Q q 0 0 0 rg BT 458.37 363.25 Td (retaining ) Tj ET Q q 0 0 0 rg BT 492.41 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.89 363.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 534.45 363.25 Td (for ) Tj ET Q q 0 0 0 rg BT 546.61 363.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 351.25 Td (engagement ) Tj ET Q q 0 0 0 rg BT 124.15 351.25 Td (of ) Tj ET Q q 0 0 0 rg BT 133.54 351.25 Td (any ) Tj ET Q q 0 0 0 rg BT 149.32 351.25 Td (non-audit ) Tj ET Q q 0 0 0 rg BT 186.07 351.25 Td (services ) Tj ET Q q 0 0 0 rg BT 218.70 351.25 Td (by ) Tj ET Q q 0 0 0 rg BT 229.91 351.25 Td (establishing ) Tj ET Q q 0 0 0 rg BT 275.78 351.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 305.68 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 321.91 351.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 365.49 351.25 Td (to ) Tj ET Q q 0 0 0 rg BT 374.89 351.25 Td (be ) Tj ET Q q 0 0 0 rg BT 386.56 351.25 Td (followed ) Tj ET Q q 0 0 0 rg BT 419.20 351.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 438.15 351.25 Td (to ) Tj ET Q q 0 0 0 rg BT 447.55 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 461.50 351.25 Td (appointment ) Tj ET Q q 0 0 0 rg BT 509.19 351.25 Td (of ) Tj ET Q q 0 0 0 rg BT 518.58 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 532.04 351.25 Td (Auditor ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 339.25 Td (for ) Tj ET Q q 0 0 0 rg BT 87.88 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 101.59 339.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 136.71 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 145.86 339.25 Td (such ) Tj ET Q q 0 0 0 rg BT 165.49 339.25 Td (non-audit ) Tj ET Q q 0 0 0 rg BT 201.99 339.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 236.66 339.25 Td ( ) Tj ET Q q 0 0 0 rg BT 238.96 339.25 Td (In ) Tj ET Q q 0 0 0 rg BT 248.11 339.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 281.42 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.68 339.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 315.68 339.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 357.63 339.25 Td (may ) Tj ET Q q 0 0 0 rg BT 375.43 339.25 Td (delegate ) Tj ET Q q 0 0 0 rg BT 409.20 339.25 Td (to ) Tj ET Q q 0 0 0 rg BT 418.35 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.06 339.25 Td (Chair ) Tj ET Q q 0 0 0 rg BT 453.95 339.25 Td (or ) Tj ET Q q 0 0 0 rg BT 463.55 339.25 Td (one ) Tj ET Q q 0 0 0 rg BT 479.54 339.25 Td (or ) Tj ET Q q 0 0 0 rg BT 489.14 339.25 Td (more ) Tj ET Q q 0 0 0 rg BT 510.13 339.25 Td (members ) Tj ET Q q 0 0 0 rg BT 546.61 339.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 327.25 Td (authority ) Tj ET Q q 0 0 0 rg BT 109.80 327.25 Td (to ) Tj ET Q q 0 0 0 rg BT 118.99 327.25 Td (pre) Tj ET Q /GS0 gs q 3.00 0 0 10.38 130.84 325.15 cm /I2 Do Q q 0 0 0 rg BT 133.84 327.25 Td (approve ) Tj ET Q q 0 0 0 rg BT 165.82 327.25 Td (retaining ) Tj ET Q q 0 0 0 rg BT 199.63 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 212.91 327.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 241.24 327.25 Td (for ) Tj ET Q q 0 0 0 rg BT 253.16 327.25 Td (any ) Tj ET Q q 0 0 0 rg BT 268.73 327.25 Td (permissible ) Tj ET Q q 0 0 0 rg BT 312.55 327.25 Td (non-audit ) Tj ET Q q 0 0 0 rg BT 349.09 327.25 Td (service. ) Tj ET Q q 0 0 0 rg BT 379.70 327.25 Td ( ) Tj ET Q q 0 0 0 rg BT 381.90 327.25 Td (The ) Tj ET Q q 0 0 0 rg BT 398.38 327.25 Td (decisions ) Tj ET Q q 0 0 0 rg BT 434.92 327.25 Td (of ) Tj ET Q q 0 0 0 rg BT 444.10 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 457.85 327.25 Td (Chair ) Tj ET Q q 0 0 0 rg BT 479.79 327.25 Td (or ) Tj ET Q q 0 0 0 rg BT 489.43 327.25 Td (any ) Tj ET Q q 0 0 0 rg BT 505.00 327.25 Td (member ) Tj ET Q q 0 0 0 rg BT 537.42 327.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 327.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 315.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 97.13 315.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 139.22 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 148.50 315.25 Td (whom ) Tj ET Q q 0 0 0 rg BT 172.81 315.25 Td (this ) Tj ET Q q 0 0 0 rg BT 188.01 315.25 Td (authority ) Tj ET Q q 0 0 0 rg BT 221.91 315.25 Td (has ) Tj ET Q q 0 0 0 rg BT 237.57 315.25 Td (been ) Tj ET Q q 0 0 0 rg BT 258.25 315.25 Td (delegated, ) Tj ET Q q 0 0 0 rg BT 299.00 315.25 Td (as ) Tj ET Q q 0 0 0 rg BT 310.10 315.25 Td (well ) Tj ET Q q 0 0 0 rg BT 326.66 315.25 Td (as ) Tj ET Q q 0 0 0 rg BT 337.77 315.25 Td (any ) Tj ET Q q 0 0 0 rg BT 353.43 315.25 Td (pre-approvals ) Tj ET Q q 0 0 0 rg BT 406.01 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 415.29 315.25 Td (a ) Tj ET Q q 0 0 0 rg BT 422.29 315.25 Td (particular ) Tj ET Q q 0 0 0 rg BT 458.45 315.25 Td (service ) Tj ET Q q 0 0 0 rg BT 486.87 315.25 Td (will ) Tj ET Q q 0 0 0 rg BT 500.69 315.25 Td (be ) Tj ET Q q 0 0 0 rg BT 512.25 315.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 551.17 315.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 89.68 303.25 Td (full ) Tj ET Q q 0 0 0 rg BT 102.00 303.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 122.97 303.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 164.89 303.25 Td (at ) Tj ET Q q 0 0 0 rg BT 174.01 303.25 Td (its ) Tj ET Q q 0 0 0 rg BT 184.50 303.25 Td (next ) Tj ET Q q 0 0 0 rg BT 202.28 303.25 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 241.50 303.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 262.47 303.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 304.39 303.25 Td (meeting.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 279.25 Td (\(e\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 279.25 Td (Communications with ) Tj ET Q q 0 0 0 rg BT 184.18 279.25 Td (Auditor) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 255.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.12 255.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 111.04 255.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 151.91 255.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 170.00 255.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 189.46 255.25 Td (privately ) Tj ET Q q 0 0 0 rg BT 221.23 255.25 Td (with ) Tj ET Q q 0 0 0 rg BT 237.04 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 249.42 255.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 276.63 255.25 Td (as ) Tj ET Q q 0 0 0 rg BT 286.52 255.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 323.77 255.25 Td (as ) Tj ET Q q 0 0 0 rg BT 333.66 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.04 255.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 365.96 255.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 406.83 255.25 Td (feels ) Tj ET Q q 0 0 0 rg BT 425.39 255.25 Td (is ) Tj ET Q q 0 0 0 rg BT 432.54 255.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 475.25 255.25 Td (for ) Tj ET Q q 0 0 0 rg BT 486.05 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 498.44 255.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 518.36 255.25 Td (Committee ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 243.25 Td (to ) Tj ET Q q 0 0 0 rg BT 84.98 243.25 Td (fulfil ) Tj ET Q q 0 0 0 rg BT 101.71 243.25 Td (its ) Tj ET Q q 0 0 0 rg BT 112.05 243.25 Td (responsibilities ) Tj ET Q q 0 0 0 rg BT 167.98 243.25 Td (\(which ) Tj ET Q q 0 0 0 rg BT 193.81 243.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 212.82 243.25 Td (not ) Tj ET Q q 0 0 0 rg BT 226.36 243.25 Td (be ) Tj ET Q q 0 0 0 rg BT 237.62 243.25 Td (less ) Tj ET Q q 0 0 0 rg BT 254.35 243.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 292.50 243.25 Td (than ) Tj ET Q q 0 0 0 rg BT 310.61 243.25 Td (quarterly\) ) Tj ET Q q 0 0 0 rg BT 347.38 243.25 Td (and ) Tj ET Q q 0 0 0 rg BT 363.20 243.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.19 243.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 401.68 243.25 Td (any ) Tj ET Q q 0 0 0 rg BT 417.04 243.25 Td (concerns ) Tj ET Q q 0 0 0 rg BT 452.46 243.25 Td (of ) Tj ET Q q 0 0 0 rg BT 461.44 243.25 Td (the ) Tj ET Q q 0 0 0 rg BT 474.56 243.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 495.39 243.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 537.18 243.25 Td (or ) Tj ET Q q 0 0 0 rg BT 546.61 243.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 231.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 101.53 231.25 Td (, ) Tj ET Q q 0 0 0 rg BT 106.09 231.25 Td (such ) Tj ET Q q 0 0 0 rg BT 125.70 231.25 Td (as:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 207.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 207.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 155.62 207.25 Td (that ) Tj ET Q q 0 0 0 rg BT 171.59 207.25 Td (will ) Tj ET Q q 0 0 0 rg BT 185.25 207.25 Td (be ) Tj ET Q q 0 0 0 rg BT 196.65 207.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 227.64 207.25 Td (to ) Tj ET Q q 0 0 0 rg BT 236.76 207.25 Td (in ) Tj ET Q q 0 0 0 rg BT 245.42 207.25 Td (the ) Tj ET Q q 0 0 0 rg BT 258.66 207.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 284.94 207.25 Td () Tj ET Q q 0 0 0 rg BT 286.62 207.25 Td (s ) Tj ET Q q 0 0 0 rg BT 293.00 207.25 Td (management ) Tj ET Q q 0 0 0 rg BT 343.14 207.25 Td (letter;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 195.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 195.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 156.96 195.25 Td (or ) Tj ET Q q 0 0 0 rg BT 166.04 195.25 Td (not ) Tj ET Q q 0 0 0 rg BT 179.24 195.25 Td (the ) Tj ET Q q 0 0 0 rg BT 192.08 195.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 219.85 195.25 Td (is ) Tj ET Q q 0 0 0 rg BT 227.56 195.25 Td (satisfied ) Tj ET Q q 0 0 0 rg BT 259.44 195.25 Td (with ) Tj ET Q q 0 0 0 rg BT 275.81 195.25 Td (the ) Tj ET Q q 0 0 0 rg BT 289.01 195.25 Td (quality ) Tj ET Q q 0 0 0 rg BT 314.50 195.25 Td (and ) Tj ET Q q 0 0 0 rg BT 329.98 195.25 Td (ef) Tj ET Q q 0 0 0 rg BT 336.68 195.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 379.50 195.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.13 195.25 Td (the ) Tj ET Q q 0 0 0 rg BT 401.32 195.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 433.20 195.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 467.36 195.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 510.17 195.25 Td (and ) Tj ET Q q 0 0 0 rg BT 525.65 195.25 Td (systems; 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 135.25 Td (\(f\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 135.25 Td (Approval ) Tj ET Q q 0 0 0 rg BT 134.82 135.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.54 135.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 167.77 135.25 Td (Plan) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 111.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.96 111.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 112.93 111.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 154.86 111.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 174.00 111.25 Td (review ) Tj ET Q q 0 0 0 rg BT 199.97 111.25 Td (and ) Tj ET Q q 0 0 0 rg BT 215.94 111.25 Td (approve ) Tj ET Q q 0 0 0 rg BT 247.85 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.08 111.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 287.36 111.25 Td () Tj ET Q q 0 0 0 rg BT 289.04 111.25 Td (s ) Tj ET Q q 0 0 0 rg BT 295.42 111.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 315.49 111.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 333.27 111.25 Td (in ) Tj ET Q q 0 0 0 rg BT 341.93 111.25 Td (advance ) Tj ET Q q 0 0 0 rg BT 375.22 111.25 Td (of ) Tj ET Q q 0 0 0 rg BT 384.34 111.25 Td (each ) Tj ET Q q 0 0 0 rg BT 404.40 111.25 Td (audit.) Tj ET Q endstream endobj 73 0 obj <> endobj 74 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 51.25 Td (_____________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 270.00 40.45 Td ( ) Tj ET Q q 0 0 0 rg BT 537.52 40.45 Td (A-3) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 735.25 Td (\(g\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 735.25 Td (Approval ) Tj ET Q q 0 0 0 rg BT 134.82 735.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.54 735.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 167.77 735.25 Td (Fees) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 711.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.50 711.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 111.89 711.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 153.23 711.25 Td (has ) Tj ET Q q 0 0 0 rg BT 168.16 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.26 711.25 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 230.36 711.25 Td (for ) Tj ET Q q 0 0 0 rg BT 241.64 711.25 Td (approving ) Tj ET Q q 0 0 0 rg BT 279.35 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 292.12 711.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 318.40 711.25 Td () Tj ET Q q 0 0 0 rg BT 320.08 711.25 Td (s ) Tj ET Q q 0 0 0 rg BT 325.88 711.25 Td (fees. ) Tj ET Q q 0 0 0 rg BT 345.37 711.25 Td ( ) Tj ET Q q 0 0 0 rg BT 347.07 711.25 Td (In ) Tj ET Q q 0 0 0 rg BT 355.61 711.25 Td (approving ) Tj ET Q q 0 0 0 rg BT 393.33 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 406.09 711.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 432.37 711.25 Td () Tj ET Q q 0 0 0 rg BT 434.05 711.25 Td (s ) Tj ET Q q 0 0 0 rg BT 439.86 711.25 Td (fees, ) Tj ET Q q 0 0 0 rg BT 459.34 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.11 711.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 492.50 711.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 533.84 711.25 Td (should ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 699.25 Td (consider) Tj ET Q q 0 0 0 rg BT 106.55 699.25 Td (, ) Tj ET Q q 0 0 0 rg BT 111.01 699.25 Td (among ) Tj ET Q q 0 0 0 rg BT 138.26 699.25 Td (other ) Tj ET Q q 0 0 0 rg BT 159.13 699.25 Td (things, ) Tj ET Q q 0 0 0 rg BT 185.48 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.06 699.25 Td (number ) Tj ET Q q 0 0 0 rg BT 229.04 699.25 Td (and ) Tj ET Q q 0 0 0 rg BT 244.90 699.25 Td (nature ) Tj ET Q q 0 0 0 rg BT 270.34 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 279.36 699.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 307.06 699.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 332.95 699.25 Td (by ) Tj ET Q q 0 0 0 rg BT 343.79 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 356.94 699.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 382.47 699.25 Td (, ) Tj ET Q q 0 0 0 rg BT 386.93 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 400.51 699.25 Td (quality ) Tj ET Q q 0 0 0 rg BT 426.40 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 435.42 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 449.00 699.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 478.08 699.25 Td (controls, ) Tj ET Q q 0 0 0 rg BT 511.25 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 524.84 699.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 551.17 699.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 89.81 687.25 Td (size, ) Tj ET Q q 0 0 0 rg BT 109.09 687.25 Td (complexity ) Tj ET Q q 0 0 0 rg BT 150.24 687.25 Td (and ) Tj ET Q q 0 0 0 rg BT 166.33 687.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 198.82 687.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 234.06 687.25 Td (of ) Tj ET Q q 0 0 0 rg BT 243.31 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.12 687.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 294.63 687.25 Td (on ) Tj ET Q q 0 0 0 rg BT 306.16 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 319.97 687.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 340.16 687.25 Td (work ) Tj ET Q q 0 0 0 rg BT 359.88 687.25 Td (plan, ) Tj ET Q q 0 0 0 rg BT 380.07 687.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.16 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.97 687.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 434.73 687.25 Td (of ) Tj ET Q q 0 0 0 rg BT 443.98 687.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 473.28 687.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 493.48 687.25 Td (and ) Tj ET Q q 0 0 0 rg BT 509.57 687.25 Td (other ) Tj ET Q q 0 0 0 rg BT 530.67 687.25 Td (support ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 675.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 109.74 675.25 Td (by ) Tj ET Q q 0 0 0 rg BT 120.68 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 134.36 675.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 171.73 675.25 Td (to ) Tj ET Q q 0 0 0 rg BT 180.85 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.09 675.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 219.62 675.25 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 651.25 Td (\(h\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 651.25 Td (Review ) Tj ET Q q 0 0 0 rg BT 127.54 651.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.26 651.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 167.03 651.25 Td (Audited ) Tj ET Q q 0 0 0 rg BT 199.83 651.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 237.66 651.25 Td (Statements) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 627.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.69 627.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 112.33 627.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 153.91 627.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 172.72 627.25 Td (review ) Tj ET Q q 0 0 0 rg BT 198.35 627.25 Td (the ) Tj ET Q q 0 0 0 rg BT 211.70 627.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 238.27 627.25 Td (audited ) Tj ET Q q 0 0 0 rg BT 267.11 627.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 299.14 627.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 343.48 627.25 Td (together ) Tj ET Q q 0 0 0 rg BT 375.52 627.25 Td (with ) Tj ET Q q 0 0 0 rg BT 392.04 627.25 Td (the ) Tj ET Q q 0 0 0 rg BT 405.00 627.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 431.28 627.25 Td () Tj ET Q q 0 0 0 rg BT 432.96 627.25 Td (s ) Tj ET Q q 0 0 0 rg BT 439.01 627.25 Td (report ) Tj ET Q q 0 0 0 rg BT 462.37 627.25 Td (thereon, ) Tj ET Q q 0 0 0 rg BT 494.41 627.25 Td (the ) Tj ET Q q 0 0 0 rg BT 507.75 627.25 Td (related ) Tj ET Q q 0 0 0 rg BT 534.77 627.25 Td (MD&A) Tj ET Q q 0 0 0 rg BT 558.00 627.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 615.25 Td (and ) Tj ET Q q 0 0 0 rg BT 92.09 615.25 Td (any ) Tj ET Q q 0 0 0 rg BT 107.72 615.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 163.01 615.25 Td (news ) Tj ET Q q 0 0 0 rg BT 184.55 615.25 Td (releases, ) Tj ET Q q 0 0 0 rg BT 220.24 615.25 Td (before ) Tj ET Q q 0 0 0 rg BT 245.90 615.25 Td (recommending ) Tj ET Q q 0 0 0 rg BT 302.54 615.25 Td (them ) Tj ET Q q 0 0 0 rg BT 323.18 615.25 Td (for ) Tj ET Q q 0 0 0 rg BT 335.16 615.25 Td (approval ) Tj ET Q q 0 0 0 rg BT 369.02 615.25 Td (by ) Tj ET Q q 0 0 0 rg BT 380.09 615.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.90 615.25 Td (Board, ) Tj ET Q q 0 0 0 rg BT 420.47 615.25 Td (to ) Tj ET Q q 0 0 0 rg BT 429.72 615.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 457.65 615.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 489.23 615.25 Td (or ) Tj ET Q q 0 0 0 rg BT 498.92 615.25 Td (not ) Tj ET Q q 0 0 0 rg BT 512.73 615.25 Td (they ) Tj ET Q q 0 0 0 rg BT 530.64 615.25 Td (present ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 603.25 Td (fairly ) Tj ET Q q 0 0 0 rg BT 94.49 603.25 Td (in ) Tj ET Q q 0 0 0 rg BT 102.04 603.25 Td (all ) Tj ET Q q 0 0 0 rg BT 111.42 603.25 Td (material ) Tj ET Q q 0 0 0 rg BT 141.76 603.25 Td (respects ) Tj ET Q q 0 0 0 rg BT 173.93 603.25 Td (in ) Tj ET Q q 0 0 0 rg BT 181.48 603.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 225.05 603.25 Td (with ) Tj ET Q q 0 0 0 rg BT 240.81 603.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 263.45 603.25 Td ( ) Tj ET Q q 0 0 0 rg BT 264.63 603.25 Td (\(which ) Tj ET Q q 0 0 0 rg BT 289.49 603.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 320.75 603.25 Td (International ) Tj ET Q q 0 0 0 rg BT 367.06 603.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 401.05 603.25 Td (Reporting ) Tj ET Q q 0 0 0 rg BT 437.78 603.25 Td (Standards\) ) Tj ET Q q 0 0 0 rg BT 479.06 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 491.64 603.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 522.90 603.25 Td (condition, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 591.25 Td (results ) Tj ET Q q 0 0 0 rg BT 102.44 591.25 Td (of ) Tj ET Q q 0 0 0 rg BT 111.56 591.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 152.13 591.25 Td (and ) Tj ET Q q 0 0 0 rg BT 168.09 591.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 187.70 591.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 208.66 591.25 Td (of ) Tj ET Q q 0 0 0 rg BT 217.78 591.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.46 591.25 Td (Company) Tj ET Q q 0 0 0 rg BT 265.96 591.25 Td (. ) Tj ET Q q 0 0 0 rg BT 270.52 591.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 567.25 Td (In ) Tj ET Q q 0 0 0 rg BT 85.12 567.25 Td (conducting ) Tj ET Q q 0 0 0 rg BT 127.07 567.25 Td (their ) Tj ET Q q 0 0 0 rg BT 145.30 567.25 Td (review) Tj ET Q q 0 0 0 rg BT 168.54 567.25 Td (, ) Tj ET Q q 0 0 0 rg BT 173.10 567.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.34 567.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 207.31 567.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 249.23 567.25 Td (should:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 543.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 543.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 155.25 543.25 Td (the ) Tj ET Q q 0 0 0 rg BT 168.56 543.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 195.09 543.25 Td (audited ) Tj ET Q q 0 0 0 rg BT 223.89 543.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 255.89 543.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 300.19 543.25 Td (MD&A) Tj ET Q q 0 0 0 rg BT 323.42 543.25 Td ( ) Tj ET Q q 0 0 0 rg BT 325.33 543.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.91 543.25 Td (any ) Tj ET Q q 0 0 0 rg BT 356.04 543.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 410.82 543.25 Td (news ) Tj ET Q q 0 0 0 rg BT 431.87 543.25 Td (releases ) Tj ET Q q 0 0 0 rg BT 464.77 543.25 Td (with ) Tj ET Q q 0 0 0 rg BT 481.25 543.25 Td (management ) Tj ET Q q 0 0 0 rg BT 531.02 543.25 Td (and ) Tj ET Q q 0 0 0 rg BT 546.61 543.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 531.25 Td (Auditor;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 519.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 519.25 Td (consider ) Tj ET Q q 0 0 0 rg BT 160.91 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 176.23 519.25 Td (quality ) Tj ET Q q 0 0 0 rg BT 203.86 519.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 216.90 519.25 Td (and ) Tj ET Q q 0 0 0 rg BT 234.50 519.25 Td (not ) Tj ET Q q 0 0 0 rg BT 249.82 519.25 Td (just ) Tj ET Q q 0 0 0 rg BT 266.50 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 281.82 519.25 Td (acceptability ) Tj ET Q q 0 0 0 rg BT 330.87 519.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 343.91 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 359.23 519.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 402.82 519.25 Td (principles ) Tj ET Q q 0 0 0 rg BT 441.37 519.25 Td (applied, ) Tj ET Q q 0 0 0 rg BT 474.02 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 489.34 519.25 Td (reasonableness ) Tj ET Q q 0 0 0 rg BT 551.16 519.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 507.25 Td (management) Tj ET Q q 0 0 0 rg BT 175.55 507.25 Td (s ) Tj ET Q q 0 0 0 rg BT 181.56 507.25 Td (judgments ) Tj ET Q q 0 0 0 rg BT 221.30 507.25 Td (and ) Tj ET Q q 0 0 0 rg BT 236.90 507.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 273.90 507.25 Td (that ) Tj ET Q q 0 0 0 rg BT 289.49 507.25 Td (have ) Tj ET Q q 0 0 0 rg BT 309.19 507.25 Td (a ) Tj ET Q q 0 0 0 rg BT 315.66 507.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 354.04 507.25 Td (ef) Tj ET Q q 0 0 0 rg BT 360.74 507.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 375.87 507.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 396.02 507.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.33 507.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 441.33 507.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 485.64 507.25 Td (and ) Tj ET Q q 0 0 0 rg BT 501.23 507.25 Td (the ) Tj ET Q q 0 0 0 rg BT 514.54 507.25 Td (clarity ) Tj ET Q q 0 0 0 rg BT 537.86 507.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 507.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 495.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 169.30 495.25 Td (in ) Tj ET Q q 0 0 0 rg BT 177.96 495.25 Td (the ) Tj ET Q q 0 0 0 rg BT 191.64 495.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 224.01 495.25 Td (statements;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 483.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 483.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 155.63 483.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.49 483.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.72 483.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 213.98 483.25 Td (its ) Tj ET Q q 0 0 0 rg BT 224.47 483.25 Td (report ) Tj ET Q q 0 0 0 rg BT 248.17 483.25 Td (which ) Tj ET Q q 0 0 0 rg BT 271.41 483.25 Td (addresses:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 471.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.00 471.25 Td (all ) Tj ET Q q 0 0 0 rg BT 154.48 471.25 Td (critical ) Tj ET Q q 0 0 0 rg BT 180.00 471.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 221.95 471.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 251.58 471.25 Td (and ) Tj ET Q q 0 0 0 rg BT 267.54 471.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 302.64 471.25 Td (to ) Tj ET Q q 0 0 0 rg BT 311.76 471.25 Td (be ) Tj ET Q q 0 0 0 rg BT 323.16 471.25 Td (used;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 459.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.00 459.25 Td (all ) Tj ET Q q 0 0 0 rg BT 154.95 459.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 195.54 459.25 Td (treatments ) Tj ET Q q 0 0 0 rg BT 237.04 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 246.63 459.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 279.46 459.25 Td (information ) Tj ET Q q 0 0 0 rg BT 322.78 459.25 Td (within ) Tj ET Q q 0 0 0 rg BT 346.49 459.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 369.14 459.25 Td ( ) Tj ET Q q 0 0 0 rg BT 371.89 459.25 Td (that ) Tj ET Q q 0 0 0 rg BT 388.32 459.25 Td (have ) Tj ET Q q 0 0 0 rg BT 408.85 459.25 Td (been ) Tj ET Q q 0 0 0 rg BT 429.85 459.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 469.07 459.25 Td (with ) Tj ET Q q 0 0 0 rg BT 486.40 459.25 Td (management ) Tj ET Q q 0 0 0 rg BT 537.01 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.60 459.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.00 447.25 Td (Company) Tj ET Q q 0 0 0 rg BT 178.49 447.25 Td (, ) Tj ET Q q 0 0 0 rg BT 183.86 447.25 Td (ramifications ) Tj ET Q q 0 0 0 rg BT 232.97 447.25 Td (of ) Tj ET Q q 0 0 0 rg BT 242.90 447.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.38 447.25 Td (use ) Tj ET Q q 0 0 0 rg BT 273.69 447.25 Td (of ) Tj ET Q q 0 0 0 rg BT 283.61 447.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 324.53 447.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 368.64 447.25 Td (and ) Tj ET Q q 0 0 0 rg BT 385.40 447.25 Td (treatments, ) Tj ET Q q 0 0 0 rg BT 429.51 447.25 Td (and ) Tj ET Q q 0 0 0 rg BT 446.28 447.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.76 447.25 Td (treatment ) Tj ET Q q 0 0 0 rg BT 498.49 447.25 Td (preferred ) Tj ET Q q 0 0 0 rg BT 534.85 447.25 Td (by ) Tj ET Q q 0 0 0 rg BT 546.59 447.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.00 435.25 Td (Auditor; ) Tj ET Q q 0 0 0 rg BT 174.54 435.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 423.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.00 423.25 Td (other ) Tj ET Q q 0 0 0 rg BT 167.23 423.25 Td (material ) Tj ET Q q 0 0 0 rg BT 200.94 423.25 Td (written ) Tj ET Q q 0 0 0 rg BT 229.63 423.25 Td (communication ) Tj ET Q q 0 0 0 rg BT 289.32 423.25 Td (between ) Tj ET Q q 0 0 0 rg BT 324.87 423.25 Td (the ) Tj ET Q q 0 0 0 rg BT 339.92 423.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 370.44 423.25 Td (and ) Tj ET Q q 0 0 0 rg BT 388.66 423.25 Td (management ) Tj ET Q q 0 0 0 rg BT 441.07 423.25 Td (of ) Tj ET Q q 0 0 0 rg BT 452.45 423.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.39 423.25 Td (Company) Tj ET Q q 0 0 0 rg BT 502.89 423.25 Td (, ) Tj ET Q q 0 0 0 rg BT 509.71 423.25 Td (such ) Tj ET Q q 0 0 0 rg BT 531.57 423.25 Td (as ) Tj ET Q q 0 0 0 rg BT 544.78 423.25 Td (any ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 144.00 411.25 Td (management ) Tj ET Q q 0 0 0 rg BT 194.15 411.25 Td (letter ) Tj ET Q q 0 0 0 rg BT 214.66 411.25 Td (or ) Tj ET Q q 0 0 0 rg BT 224.23 411.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 259.34 411.25 Td (of ) Tj ET Q q 0 0 0 rg BT 268.46 411.25 Td (unadjusted ) Tj ET Q q 0 0 0 rg BT 310.87 411.25 Td (dif) Tj ET Q q 0 0 0 rg BT 319.39 411.25 Td (ferences;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 399.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 399.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 156.31 399.25 Td (any ) Tj ET Q q 0 0 0 rg BT 172.49 399.25 Td (analyses ) Tj ET Q q 0 0 0 rg BT 207.82 399.25 Td (prepared ) Tj ET Q q 0 0 0 rg BT 243.60 399.25 Td (by ) Tj ET Q q 0 0 0 rg BT 255.22 399.25 Td (management ) Tj ET Q q 0 0 0 rg BT 306.05 399.25 Td (and ) Tj ET Q q 0 0 0 rg BT 322.69 399.25 Td (the ) Tj ET Q q 0 0 0 rg BT 336.47 399.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 365.41 399.25 Td (that ) Tj ET Q q 0 0 0 rg BT 382.05 399.25 Td (set ) Tj ET Q q 0 0 0 rg BT 395.95 399.25 Td (out ) Tj ET Q q 0 0 0 rg BT 410.31 399.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 449.74 399.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 482.79 399.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 518.11 399.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 544.32 399.25 Td (and ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 387.25 Td (judgments ) Tj ET Q q 0 0 0 rg BT 167.31 387.25 Td (made ) Tj ET Q q 0 0 0 rg BT 191.29 387.25 Td (in ) Tj ET Q q 0 0 0 rg BT 201.15 387.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 244.29 387.25 Td (with ) Tj ET Q q 0 0 0 rg BT 262.34 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.22 387.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 322.17 387.25 Td (of ) Tj ET Q q 0 0 0 rg BT 332.49 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 347.36 387.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 380.92 387.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 426.79 387.25 Td (including ) Tj ET Q q 0 0 0 rg BT 462.63 387.25 Td (analyses ) Tj ET Q q 0 0 0 rg BT 498.47 387.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.79 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 523.66 387.25 Td (ef) Tj ET Q q 0 0 0 rg BT 530.36 387.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 551.16 387.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 375.25 Td (alternative ) Tj ET Q q 0 0 0 rg BT 166.12 375.25 Td (GAAP;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 363.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 363.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 155.53 363.25 Td (the ) Tj ET Q q 0 0 0 rg BT 169.11 363.25 Td (ef) Tj ET Q q 0 0 0 rg BT 175.81 363.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 191.22 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 200.24 363.25 Td (of) Tj ET Q q 0 0 0 rg BT 206.94 363.25 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 242.86 363.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 265.10 363.25 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 313.78 363.25 Td (arrangements, ) Tj ET Q q 0 0 0 rg BT 368.84 363.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 410.23 363.25 Td (\(including ) Tj ET Q q 0 0 0 rg BT 447.51 363.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 487.54 363.25 Td (liabilities\) ) Tj ET Q q 0 0 0 rg BT 523.45 363.25 Td (and ) Tj ET Q q 0 0 0 rg BT 539.31 363.25 Td (other ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 351.25 Td (relationships ) Tj ET Q q 0 0 0 rg BT 175.58 351.25 Td (with ) Tj ET Q q 0 0 0 rg BT 193.70 351.25 Td (unconsolidated ) Tj ET Q q 0 0 0 rg BT 252.41 351.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 281.93 351.25 Td (or ) Tj ET Q q 0 0 0 rg BT 292.76 351.25 Td (other ) Tj ET Q q 0 0 0 rg BT 314.99 351.25 Td (persons ) Tj ET Q q 0 0 0 rg BT 347.70 351.25 Td (that ) Tj ET Q q 0 0 0 rg BT 364.92 351.25 Td (may ) Tj ET Q q 0 0 0 rg BT 383.96 351.25 Td (have ) Tj ET Q q 0 0 0 rg BT 405.28 351.25 Td (a ) Tj ET Q q 0 0 0 rg BT 413.38 351.25 Td (material ) Tj ET Q q 0 0 0 rg BT 446.08 351.25 Td (current ) Tj ET Q q 0 0 0 rg BT 475.14 351.25 Td (or ) Tj ET Q q 0 0 0 rg BT 485.97 351.25 Td (future ) Tj ET Q q 0 0 0 rg BT 510.48 351.25 Td (ef) Tj ET Q q 0 0 0 rg BT 517.18 351.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 533.94 351.25 Td (on ) Tj ET Q q 0 0 0 rg BT 546.60 351.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 339.25 Td (Company) Tj ET Q q 0 0 0 rg BT 162.77 339.25 Td (s ) Tj ET Q q 0 0 0 rg BT 168.88 339.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 200.98 339.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 238.09 339.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 271.10 339.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.49 339.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 311.59 339.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 348.70 339.25 Td (results ) Tj ET Q q 0 0 0 rg BT 374.87 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 383.71 339.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 426.30 339.25 Td (liquidity) Tj ET Q q 0 0 0 rg BT 453.05 339.25 Td (, ) Tj ET Q q 0 0 0 rg BT 457.33 339.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 483.05 339.25 Td (expenditures, ) Tj ET Q q 0 0 0 rg BT 534.29 339.25 Td (capital ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 327.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 166.57 327.25 Td (or ) Tj ET Q q 0 0 0 rg BT 176.14 327.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 214.89 327.25 Td (components ) Tj ET Q q 0 0 0 rg BT 261.84 327.25 Td (of ) Tj ET Q q 0 0 0 rg BT 270.97 327.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 306.98 327.25 Td (and ) Tj ET Q q 0 0 0 rg BT 322.94 327.25 Td (expenses;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 315.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 315.25 Td (consider ) Tj ET Q q 0 0 0 rg BT 159.28 315.25 Td (any ) Tj ET Q q 0 0 0 rg BT 174.78 315.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 208.07 315.25 Td (in ) Tj ET Q q 0 0 0 rg BT 216.73 315.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 258.68 315.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 293.77 315.25 Td (or ) Tj ET Q q 0 0 0 rg BT 303.34 315.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 332.97 315.25 Td (and ) Tj ET Q q 0 0 0 rg BT 348.93 315.25 Td (their ) Tj ET Q q 0 0 0 rg BT 367.17 315.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 393.60 315.25 Td (on ) Tj ET Q q 0 0 0 rg BT 405.00 315.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 437.37 315.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 479.77 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 488.89 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 502.57 315.25 Td (Company;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 303.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 303.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 155.06 303.25 Td (with ) Tj ET Q q 0 0 0 rg BT 171.35 303.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 223.21 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 235.98 303.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 263.67 303.25 Td (and, ) Tj ET Q q 0 0 0 rg BT 281.35 303.25 Td (if ) Tj ET Q q 0 0 0 rg BT 287.16 303.25 Td (necessary) Tj ET Q q 0 0 0 rg BT 323.94 303.25 Td (, ) Tj ET Q q 0 0 0 rg BT 327.93 303.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 346.96 303.25 Td (counsel, ) Tj ET Q q 0 0 0 rg BT 379.22 303.25 Td (any ) Tj ET Q q 0 0 0 rg BT 394.15 303.25 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 428.23 303.25 Td (claim ) Tj ET Q q 0 0 0 rg BT 449.08 303.25 Td (or ) Tj ET Q q 0 0 0 rg BT 458.08 303.25 Td (other ) Tj ET Q q 0 0 0 rg BT 478.48 303.25 Td (contingency) Tj ET Q q 0 0 0 rg BT 521.65 303.25 Td (, ) Tj ET Q q 0 0 0 rg BT 525.64 303.25 Td (including ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 291.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 139.20 291.25 Td (assessments, ) Tj ET Q q 0 0 0 rg BT 191.61 291.25 Td (that ) Tj ET Q q 0 0 0 rg BT 207.55 291.25 Td (could ) Tj ET Q q 0 0 0 rg BT 229.42 291.25 Td (have ) Tj ET Q q 0 0 0 rg BT 249.46 291.25 Td (a ) Tj ET Q q 0 0 0 rg BT 256.28 291.25 Td (material ) Tj ET Q q 0 0 0 rg BT 287.71 291.25 Td (ef) Tj ET Q q 0 0 0 rg BT 294.41 291.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 309.89 291.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 330.39 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.06 291.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 376.41 291.25 Td (position ) Tj ET Q q 0 0 0 rg BT 406.93 291.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.04 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.70 291.25 Td (Company) Tj ET Q q 0 0 0 rg BT 464.19 291.25 Td (, ) Tj ET Q q 0 0 0 rg BT 468.73 291.25 Td (and ) Tj ET Q q 0 0 0 rg BT 484.67 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 498.34 291.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 528.40 291.25 Td (in ) Tj ET Q q 0 0 0 rg BT 537.04 291.25 Td (which ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 279.25 Td (these ) Tj ET Q q 0 0 0 rg BT 148.34 279.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 177.97 279.25 Td (have ) Tj ET Q q 0 0 0 rg BT 198.03 279.25 Td (been ) Tj ET Q q 0 0 0 rg BT 218.55 279.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 255.02 279.25 Td (in ) Tj ET Q q 0 0 0 rg BT 263.69 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.37 279.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 309.74 279.25 Td (statements;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 267.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 267.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 157.89 267.25 Td (with ) Tj ET Q q 0 0 0 rg BT 177.02 267.25 Td (management ) Tj ET Q q 0 0 0 rg BT 229.43 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 247.66 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.71 267.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 293.23 267.25 Td (correspondence ) Tj ET Q q 0 0 0 rg BT 356.59 267.25 Td (with ) Tj ET Q q 0 0 0 rg BT 375.71 267.25 Td (regulators ) Tj ET Q q 0 0 0 rg BT 416.72 267.25 Td (or ) Tj ET Q q 0 0 0 rg BT 428.56 267.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 482.79 267.25 Td (agencies, ) Tj ET Q q 0 0 0 rg BT 522.44 267.25 Td (employee ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 255.25 Td (complaints ) Tj ET Q q 0 0 0 rg BT 167.84 255.25 Td (or ) Tj ET Q q 0 0 0 rg BT 177.77 255.25 Td (published ) Tj ET Q q 0 0 0 rg BT 215.51 255.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 243.67 255.25 Td (that ) Tj ET Q q 0 0 0 rg BT 259.99 255.25 Td (raise ) Tj ET Q q 0 0 0 rg BT 280.41 255.25 Td (material ) Tj ET Q q 0 0 0 rg BT 312.21 255.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 338.10 255.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 375.38 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.42 255.25 Td (Company) Tj ET Q q 0 0 0 rg BT 426.19 255.25 Td (s ) Tj ET Q q 0 0 0 rg BT 432.93 255.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 465.66 255.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 508.41 255.25 Td (or ) Tj ET Q q 0 0 0 rg BT 518.34 255.25 Td (accounting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 243.25 Td (policies;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 231.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 231.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 155.63 231.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.49 231.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.72 231.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 213.98 231.25 Td (any ) Tj ET Q q 0 0 0 rg BT 229.49 231.25 Td (special ) Tj ET Q q 0 0 0 rg BT 257.29 231.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 277.36 231.25 Td (steps ) Tj ET Q q 0 0 0 rg BT 299.24 231.25 Td (taken ) Tj ET Q q 0 0 0 rg BT 321.59 231.25 Td (in ) Tj ET Q q 0 0 0 rg BT 330.25 231.25 Td (light ) Tj ET Q q 0 0 0 rg BT 347.57 231.25 Td (of ) Tj ET Q q 0 0 0 rg BT 356.69 231.25 Td (any ) Tj ET Q q 0 0 0 rg BT 372.20 231.25 Td (material ) Tj ET Q q 0 0 0 rg BT 403.64 231.25 Td (weaknesses ) Tj ET Q q 0 0 0 rg BT 451.05 231.25 Td (in ) Tj ET Q q 0 0 0 rg BT 459.71 231.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 488.89 231.25 Td (control;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 219.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 219.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 155.07 219.25 Td (with ) Tj ET Q q 0 0 0 rg BT 171.37 219.25 Td (the ) Tj ET Q q 0 0 0 rg BT 184.15 219.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 211.85 219.25 Td (any ) Tj ET Q q 0 0 0 rg BT 226.80 219.25 Td (dif) Tj ET Q q 0 0 0 rg BT 235.32 219.25 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 264.39 219.25 Td (encountered ) Tj ET Q q 0 0 0 rg BT 311.70 219.25 Td (in ) Tj ET Q q 0 0 0 rg BT 319.80 219.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.93 219.25 Td (course ) Tj ET Q q 0 0 0 rg BT 359.26 219.25 Td (of ) Tj ET Q q 0 0 0 rg BT 367.82 219.25 Td (the ) Tj ET Q q 0 0 0 rg BT 380.94 219.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 400.45 219.25 Td (work, ) Tj ET Q q 0 0 0 rg BT 421.76 219.25 Td (including ) Tj ET Q q 0 0 0 rg BT 455.84 219.25 Td (any ) Tj ET Q q 0 0 0 rg BT 470.79 219.25 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 512.16 219.25 Td (on ) Tj ET Q q 0 0 0 rg BT 523.00 219.25 Td (the ) Tj ET Q q 0 0 0 rg BT 536.12 219.25 Td (scope ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 207.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.11 207.25 Td (their ) Tj ET Q q 0 0 0 rg BT 153.33 207.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 196.62 207.25 Td (and ) Tj ET Q q 0 0 0 rg BT 212.57 207.25 Td (access ) Tj ET Q q 0 0 0 rg BT 240.37 207.25 Td (to ) Tj ET Q q 0 0 0 rg BT 249.48 207.25 Td (requested ) Tj ET Q q 0 0 0 rg BT 288.22 207.25 Td (information, ) Tj ET Q q 0 0 0 rg BT 333.33 207.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 375.27 207.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 421.76 207.25 Td (proposed ) Tj ET Q q 0 0 0 rg BT 458.22 207.25 Td (by ) Tj ET Q q 0 0 0 rg BT 469.15 207.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.37 207.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 510.62 207.25 Td (that ) Tj ET Q q 0 0 0 rg BT 526.57 207.25 Td (were ) Tj ET Q q 0 0 0 rg BT 546.61 207.25 Td (not ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 195.25 Td (applied ) Tj ET Q q 0 0 0 rg BT 154.73 195.25 Td (\(because ) Tj ET Q q 0 0 0 rg BT 190.74 195.25 Td (they ) Tj ET Q q 0 0 0 rg BT 208.52 195.25 Td (were ) Tj ET Q q 0 0 0 rg BT 228.57 195.25 Td (immaterial ) Tj ET Q q 0 0 0 rg BT 268.67 195.25 Td (or ) Tj ET Q q 0 0 0 rg BT 278.24 195.25 Td (otherwise\), ) Tj ET Q q 0 0 0 rg BT 320.62 195.25 Td (and ) Tj ET Q q 0 0 0 rg BT 336.59 195.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 375.34 195.25 Td (disagreements ) Tj ET Q q 0 0 0 rg BT 431.41 195.25 Td (with ) Tj ET Q q 0 0 0 rg BT 448.27 195.25 Td (management;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 183.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 183.25 Td (consider ) Tj ET Q q 0 0 0 rg BT 158.79 183.25 Td (any ) Tj ET Q q 0 0 0 rg BT 173.80 183.25 Td (other ) Tj ET Q q 0 0 0 rg BT 194.28 183.25 Td (matter ) Tj ET Q q 0 0 0 rg BT 219.32 183.25 Td (which ) Tj ET Q q 0 0 0 rg BT 242.07 183.25 Td (in ) Tj ET Q q 0 0 0 rg BT 250.25 183.25 Td (its ) Tj ET Q q 0 0 0 rg BT 260.24 183.25 Td (judgment ) Tj ET Q q 0 0 0 rg BT 295.77 183.25 Td (should ) Tj ET Q q 0 0 0 rg BT 321.72 183.25 Td (be ) Tj ET Q q 0 0 0 rg BT 332.64 183.25 Td (taken ) Tj ET Q q 0 0 0 rg BT 354.49 183.25 Td (into ) Tj ET Q q 0 0 0 rg BT 369.50 183.25 Td (account ) Tj ET Q q 0 0 0 rg BT 400.02 183.25 Td (in ) Tj ET Q q 0 0 0 rg BT 408.20 183.25 Td (reaching ) Tj ET Q q 0 0 0 rg BT 441.44 183.25 Td (its ) Tj ET Q q 0 0 0 rg BT 451.44 183.25 Td (recommendation ) Tj ET Q q 0 0 0 rg BT 514.31 183.25 Td (to ) Tj ET Q q 0 0 0 rg BT 522.94 183.25 Td (the ) Tj ET Q q 0 0 0 rg BT 536.13 183.25 Td (Board ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 171.25 Td (concerning ) Tj ET Q q 0 0 0 rg BT 168.40 171.25 Td (the ) Tj ET Q q 0 0 0 rg BT 182.08 171.25 Td (approval ) Tj ET Q q 0 0 0 rg BT 215.81 171.25 Td (of ) Tj ET Q q 0 0 0 rg BT 224.94 171.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.62 171.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 270.99 171.25 Td (statements;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 159.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 159.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 151.53 159.25 Td (itself ) Tj ET Q q 0 0 0 rg BT 170.67 159.25 Td (that ) Tj ET Q q 0 0 0 rg BT 186.63 159.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 230.40 159.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 272.35 159.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 301.98 159.25 Td (and ) Tj ET Q q 0 0 0 rg BT 317.94 159.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 353.04 159.25 Td (have ) Tj ET Q q 0 0 0 rg BT 373.10 159.25 Td (been ) Tj ET Q q 0 0 0 rg BT 393.62 159.25 Td (selected ) Tj ET Q q 0 0 0 rg BT 426.45 159.25 Td (and ) Tj ET Q q 0 0 0 rg BT 442.41 159.25 Td (applied ) Tj ET Q q 0 0 0 rg BT 471.14 159.25 Td (consistently; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 147.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 147.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 151.53 147.25 Td (itself ) Tj ET Q q 0 0 0 rg BT 170.67 147.25 Td (that ) Tj ET Q q 0 0 0 rg BT 186.63 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 200.32 147.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 229.49 147.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 249.55 147.25 Td (function ) Tj ET Q q 0 0 0 rg BT 280.56 147.25 Td (is ) Tj ET Q q 0 0 0 rg BT 288.76 147.25 Td (performing ) Tj ET Q q 0 0 0 rg BT 330.24 147.25 Td (satisfactorily ) Tj ET Q q 0 0 0 rg BT 377.64 147.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.30 147.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 415.48 147.25 Td (to ) Tj ET Q q 0 0 0 rg BT 424.60 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.28 147.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 470.65 147.25 Td (statements; ) Tj ET Q q 0 0 0 rg BT 515.33 147.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 135.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 135.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 152.92 135.25 Td (itself ) Tj ET Q q 0 0 0 rg BT 173.45 135.25 Td (that ) Tj ET Q q 0 0 0 rg BT 190.80 135.25 Td (management ) Tj ET Q q 0 0 0 rg BT 242.33 135.25 Td (has ) Tj ET Q q 0 0 0 rg BT 259.22 135.25 Td (established ) Tj ET Q q 0 0 0 rg BT 304.38 135.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 349.53 135.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 394.23 135.25 Td (to ) Tj ET Q q 0 0 0 rg BT 404.73 135.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 434.38 135.25 Td (with ) Tj ET Q q 0 0 0 rg BT 452.63 135.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 493.22 135.25 Td (legislation ) Tj ET Q q 0 0 0 rg BT 533.36 135.25 Td (for ) Tj ET Q q 0 0 0 rg BT 546.60 135.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 123.25 Td (remittance ) Tj ET Q q 0 0 0 rg BT 166.57 123.25 Td (of ) Tj ET Q q 0 0 0 rg BT 175.69 123.25 Td (taxes, ) Tj ET Q q 0 0 0 rg BT 199.85 123.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 230.86 123.25 Td (monies ) Tj ET Q q 0 0 0 rg BT 259.57 123.25 Td (and ) Tj ET Q q 0 0 0 rg BT 275.54 123.25 Td (employee ) Tj ET Q q 0 0 0 rg BT 313.37 123.25 Td (remuneration.) Tj ET Q endstream endobj 75 0 obj <> endobj 76 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 51.25 Td (_____________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 270.00 40.45 Td ( ) Tj ET Q q 0 0 0 rg BT 537.52 40.45 Td (A-4) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 735.25 Td (\(i\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 735.25 Td (Review ) Tj ET Q q 0 0 0 rg BT 127.54 735.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.56 735.25 Td (Interim ) Tj ET Q q 0 0 0 rg BT 167.18 735.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 205.01 735.25 Td (Statements) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 711.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.07 711.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 113.17 711.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 155.23 711.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 174.51 711.25 Td (also ) Tj ET Q q 0 0 0 rg BT 191.97 711.25 Td (engage ) Tj ET Q q 0 0 0 rg BT 221.75 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 235.09 711.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 263.48 711.25 Td (to ) Tj ET Q q 0 0 0 rg BT 272.74 711.25 Td (review ) Tj ET Q q 0 0 0 rg BT 298.84 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 312.66 711.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 339.68 711.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 372.18 711.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 414.71 711.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 433.53 711.25 Td (to ) Tj ET Q q 0 0 0 rg BT 442.78 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 456.12 711.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 477.23 711.25 Td (Committee) Tj ET Q q 0 0 0 rg BT 518.55 711.25 Td (s ) Tj ET Q q 0 0 0 rg BT 525.06 711.25 Td (review ) Tj ET Q q 0 0 0 rg BT 551.17 711.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 699.25 Td (such ) Tj ET Q q 0 0 0 rg BT 95.21 699.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 127.19 699.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 171.48 699.25 Td ( ) Tj ET Q q 0 0 0 rg BT 173.25 699.25 Td (The ) Tj ET Q q 0 0 0 rg BT 188.90 699.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 209.48 699.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 251.01 699.25 Td (should ) Tj ET Q q 0 0 0 rg BT 277.07 699.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 306.31 699.25 Td (the ) Tj ET Q q 0 0 0 rg BT 319.60 699.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 346.09 699.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 378.07 699.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 422.36 699.25 Td (related ) Tj ET Q q 0 0 0 rg BT 449.32 699.25 Td (MD&A) Tj ET Q q 0 0 0 rg BT 472.56 699.25 Td ( ) Tj ET Q q 0 0 0 rg BT 474.45 699.25 Td (and ) Tj ET Q q 0 0 0 rg BT 490.02 699.25 Td (any ) Tj ET Q q 0 0 0 rg BT 505.13 699.25 Td (accompanying ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 687.25 Td (news ) Tj ET Q q 0 0 0 rg BT 96.60 687.25 Td (releases ) Tj ET Q q 0 0 0 rg BT 129.06 687.25 Td (with ) Tj ET Q q 0 0 0 rg BT 145.10 687.25 Td (management ) Tj ET Q q 0 0 0 rg BT 194.42 687.25 Td (and ) Tj ET Q q 0 0 0 rg BT 209.56 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 222.14 687.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 249.58 687.25 Td (and, ) Tj ET Q q 0 0 0 rg BT 267.00 687.25 Td (if ) Tj ET Q q 0 0 0 rg BT 272.56 687.25 Td (satisfied ) Tj ET Q q 0 0 0 rg BT 304.11 687.25 Td (that ) Tj ET Q q 0 0 0 rg BT 319.25 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.11 687.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 358.17 687.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 389.72 687.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 431.30 687.25 Td (present ) Tj ET Q q 0 0 0 rg BT 460.11 687.25 Td (fairly ) Tj ET Q q 0 0 0 rg BT 478.88 687.25 Td (in ) Tj ET Q q 0 0 0 rg BT 486.72 687.25 Td (all ) Tj ET Q q 0 0 0 rg BT 496.39 687.25 Td (material ) Tj ET Q q 0 0 0 rg BT 527.01 687.25 Td (respects ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 675.25 Td (in ) Tj ET Q q 0 0 0 rg BT 84.32 675.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 128.66 675.25 Td (with ) Tj ET Q q 0 0 0 rg BT 145.19 675.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 167.83 675.25 Td ( ) Tj ET Q q 0 0 0 rg BT 169.77 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 183.12 675.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 215.15 675.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 252.20 675.25 Td (results ) Tj ET Q q 0 0 0 rg BT 278.29 675.25 Td (of ) Tj ET Q q 0 0 0 rg BT 287.08 675.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 327.31 675.25 Td (and ) Tj ET Q q 0 0 0 rg BT 342.94 675.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 362.20 675.25 Td (flows, ) Tj ET Q q 0 0 0 rg BT 385.11 675.25 Td (recommend ) Tj ET Q q 0 0 0 rg BT 430.34 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.69 675.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 470.23 675.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 502.26 675.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 546.60 675.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 663.25 Td (related ) Tj ET Q q 0 0 0 rg BT 103.35 663.25 Td (MD&A) Tj ET Q q 0 0 0 rg BT 126.59 663.25 Td ( ) Tj ET Q q 0 0 0 rg BT 128.87 663.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.83 663.25 Td (any ) Tj ET Q q 0 0 0 rg BT 160.34 663.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 215.50 663.25 Td (news ) Tj ET Q q 0 0 0 rg BT 236.92 663.25 Td (releases ) Tj ET Q q 0 0 0 rg BT 270.19 663.25 Td (to ) Tj ET Q q 0 0 0 rg BT 279.32 663.25 Td (the ) Tj ET Q q 0 0 0 rg BT 293.00 663.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 317.16 663.25 Td (for ) Tj ET Q q 0 0 0 rg BT 329.01 663.25 Td (approval.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 639.25 Td (\(j\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 639.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 121.15 639.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 158.98 639.25 Td (Information) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 615.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.71 615.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 114.61 615.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 157.47 615.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 177.54 615.25 Td (review ) Tj ET Q q 0 0 0 rg BT 204.44 615.25 Td (other ) Tj ET Q q 0 0 0 rg BT 226.35 615.25 Td (financial-related ) Tj ET Q q 0 0 0 rg BT 287.45 615.25 Td (releases, ) Tj ET Q q 0 0 0 rg BT 323.94 615.25 Td (as ) Tj ET Q q 0 0 0 rg BT 335.81 615.25 Td (well ) Tj ET Q q 0 0 0 rg BT 353.14 615.25 Td (as ) Tj ET Q q 0 0 0 rg BT 365.01 615.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.63 615.25 Td (nature ) Tj ET Q q 0 0 0 rg BT 406.09 615.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.14 615.25 Td (any ) Tj ET Q q 0 0 0 rg BT 432.57 615.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 465.87 615.25 Td (information ) Tj ET Q q 0 0 0 rg BT 509.65 615.25 Td (and ) Tj ET Q q 0 0 0 rg BT 526.54 615.25 Td (earnings ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 603.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 110.79 603.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 143.75 603.25 Td (to ) Tj ET Q q 0 0 0 rg BT 152.09 603.25 Td (analysts ) Tj ET Q q 0 0 0 rg BT 183.68 603.25 Td (and ) Tj ET Q q 0 0 0 rg BT 198.87 603.25 Td (rating ) Tj ET Q q 0 0 0 rg BT 220.88 603.25 Td (agencies ) Tj ET Q q 0 0 0 rg BT 255.21 603.25 Td (in ) Tj ET Q q 0 0 0 rg BT 263.10 603.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 307.00 603.25 Td (with ) Tj ET Q q 0 0 0 rg BT 323.08 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 335.98 603.25 Td (Company) Tj ET Q q 0 0 0 rg BT 372.76 603.25 Td (s ) Tj ET Q q 0 0 0 rg BT 378.36 603.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 418.14 603.25 Td (Policy) Tj ET Q q 0 0 0 rg BT 439.42 603.25 Td (. ) Tj ET Q q 0 0 0 rg BT 443.20 603.25 Td ( ) Tj ET Q q 0 0 0 rg BT 444.70 603.25 Td (In ) Tj ET Q q 0 0 0 rg BT 453.04 603.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 485.55 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 498.16 603.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 518.36 603.25 Td (Committee ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 591.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 95.02 591.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 120.43 591.25 Td (itself ) Tj ET Q q 0 0 0 rg BT 139.45 591.25 Td (that ) Tj ET Q q 0 0 0 rg BT 155.29 591.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 191.65 591.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 234.83 591.25 Td (are ) Tj ET Q q 0 0 0 rg BT 248.84 591.25 Td (in ) Tj ET Q q 0 0 0 rg BT 257.38 591.25 Td (place ) Tj ET Q q 0 0 0 rg BT 279.14 591.25 Td (for ) Tj ET Q q 0 0 0 rg BT 290.86 591.25 Td (the ) Tj ET Q q 0 0 0 rg BT 304.42 591.25 Td (review ) Tj ET Q q 0 0 0 rg BT 330.27 591.25 Td (of ) Tj ET Q q 0 0 0 rg BT 339.27 591.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.83 591.25 Td (public ) Tj ET Q q 0 0 0 rg BT 376.41 591.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 415.48 591.25 Td (of ) Tj ET Q q 0 0 0 rg BT 424.48 591.25 Td (information ) Tj ET Q q 0 0 0 rg BT 467.20 591.25 Td (extracted ) Tj ET Q q 0 0 0 rg BT 503.10 591.25 Td (or ) Tj ET Q q 0 0 0 rg BT 512.54 591.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 541.59 591.25 Td (from ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 89.68 579.25 Td (Company) Tj ET Q q 0 0 0 rg BT 126.45 579.25 Td (s ) Tj ET Q q 0 0 0 rg BT 132.84 579.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 165.20 579.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 207.60 579.25 Td (and ) Tj ET Q q 0 0 0 rg BT 223.56 579.25 Td (must ) Tj ET Q q 0 0 0 rg BT 243.62 579.25 Td (periodically ) Tj ET Q q 0 0 0 rg BT 286.92 579.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 314.73 579.25 Td (the ) Tj ET Q q 0 0 0 rg BT 328.41 579.25 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 366.25 579.25 Td (of ) Tj ET Q q 0 0 0 rg BT 375.38 579.25 Td (those ) Tj ET Q q 0 0 0 rg BT 397.72 579.25 Td (procedures.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 555.25 Td (\(k\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 555.25 Td (Review ) Tj ET Q q 0 0 0 rg BT 127.54 555.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.56 555.25 Td (Prospectuses ) Tj ET Q q 0 0 0 rg BT 193.62 555.25 Td (and ) Tj ET Q q 0 0 0 rg BT 210.48 555.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 234.63 555.25 Td (Related ) Tj ET Q q 0 0 0 rg BT 266.53 555.25 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 311.64 555.25 Td (Filings) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 531.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.38 531.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 113.86 531.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 156.30 531.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 175.96 531.25 Td (review ) Tj ET Q q 0 0 0 rg BT 202.44 531.25 Td (all ) Tj ET Q q 0 0 0 rg BT 213.44 531.25 Td (other ) Tj ET Q q 0 0 0 rg BT 234.93 531.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 267.81 531.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 310.72 531.25 Td (of ) Tj ET Q q 0 0 0 rg BT 320.36 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.55 531.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 372.44 531.25 Td (that ) Tj ET Q q 0 0 0 rg BT 388.92 531.25 Td (require ) Tj ET Q q 0 0 0 rg BT 417.23 531.25 Td (approval ) Tj ET Q q 0 0 0 rg BT 451.48 531.25 Td (by ) Tj ET Q q 0 0 0 rg BT 462.94 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 477.13 531.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 501.81 531.25 Td (before ) Tj ET Q q 0 0 0 rg BT 527.86 531.25 Td (they ) Tj ET Q q 0 0 0 rg BT 546.15 531.25 Td (are ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 519.25 Td (released ) Tj ET Q q 0 0 0 rg BT 110.03 519.25 Td (to ) Tj ET Q q 0 0 0 rg BT 119.44 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 133.42 519.25 Td (public, ) Tj ET Q q 0 0 0 rg BT 159.70 519.25 Td (including, ) Tj ET Q q 0 0 0 rg BT 196.92 519.25 Td (without ) Tj ET Q q 0 0 0 rg BT 225.48 519.25 Td (limitation, ) Tj ET Q q 0 0 0 rg BT 262.69 519.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 295.35 519.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 338.04 519.25 Td (for ) Tj ET Q q 0 0 0 rg BT 350.19 519.25 Td (use ) Tj ET Q q 0 0 0 rg BT 365.99 519.25 Td (in ) Tj ET Q q 0 0 0 rg BT 374.94 519.25 Td (prospectuses ) Tj ET Q q 0 0 0 rg BT 426.30 519.25 Td (or ) Tj ET Q q 0 0 0 rg BT 436.16 519.25 Td (other ) Tj ET Q q 0 0 0 rg BT 457.43 519.25 Td (of) Tj ET Q q 0 0 0 rg BT 464.13 519.25 Td (fering ) Tj ET Q q 0 0 0 rg BT 487.21 519.25 Td (or ) Tj ET Q q 0 0 0 rg BT 497.08 519.25 Td (public ) Tj ET Q q 0 0 0 rg BT 521.08 519.25 Td (disclosure ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 507.25 Td (documents ) Tj ET Q q 0 0 0 rg BT 118.21 507.25 Td (and ) Tj ET Q q 0 0 0 rg BT 133.99 507.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 166.17 507.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 208.38 507.25 Td (required ) Tj ET Q q 0 0 0 rg BT 240.56 507.25 Td (by ) Tj ET Q q 0 0 0 rg BT 251.31 507.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 289.87 507.25 Td (authorities. ) Tj ET Q q 0 0 0 rg BT 331.96 507.25 Td (The ) Tj ET Q q 0 0 0 rg BT 347.77 507.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 368.55 507.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 410.29 507.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 429.25 507.25 Td (review ) Tj ET Q q 0 0 0 rg BT 455.04 507.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.12 507.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 495.75 507.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 538.87 507.25 Td (Form ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 495.25 Td (of ) Tj ET Q q 0 0 0 rg BT 85.12 495.25 Td (the ) Tj ET Q q 0 0 0 rg BT 98.80 495.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 136.18 495.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 154.86 495.25 Td (to ) Tj ET Q q 0 0 0 rg BT 163.98 495.25 Td (its ) Tj ET Q q 0 0 0 rg BT 174.46 495.25 Td (filing.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 471.25 Td (\(l\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 471.25 Td (Review ) Tj ET Q q 0 0 0 rg BT 127.54 471.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.56 471.25 Td (Related ) Tj ET Q q 0 0 0 rg BT 169.46 471.25 Td (Party ) Tj ET Q q 0 0 0 rg BT 192.25 471.25 Td (T) Tj ET Q q 0 0 0 rg BT 196.81 471.25 Td (ransactions) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 447.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.23 447.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 113.53 447.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 155.79 447.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 175.27 447.25 Td (review ) Tj ET Q q 0 0 0 rg BT 201.57 447.25 Td (all ) Tj ET Q q 0 0 0 rg BT 212.38 447.25 Td (material ) Tj ET Q q 0 0 0 rg BT 244.16 447.25 Td (proposed ) Tj ET Q q 0 0 0 rg BT 280.97 447.25 Td (related ) Tj ET Q q 0 0 0 rg BT 308.65 447.25 Td (party ) Tj ET Q q 0 0 0 rg BT 329.50 447.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 376.33 447.25 Td (that ) Tj ET Q q 0 0 0 rg BT 392.62 447.25 Td (are ) Tj ET Q q 0 0 0 rg BT 407.09 447.25 Td (not ) Tj ET Q q 0 0 0 rg BT 421.10 447.25 Td (dealt ) Tj ET Q q 0 0 0 rg BT 441.50 447.25 Td (with ) Tj ET Q q 0 0 0 rg BT 458.69 447.25 Td (by ) Tj ET Q q 0 0 0 rg BT 469.96 447.25 Td (a ) Tj ET Q q 0 0 0 rg BT 477.14 447.25 Td (special ) Tj ET Q q 0 0 0 rg BT 508.00 447.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 551.17 447.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 435.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 126.16 435.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 162.61 435.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 196.81 435.25 Td (to ) Tj ET Q q 0 0 0 rg BT 205.93 435.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 242.85 435.25 Td (law ) Tj ET Q q 0 0 0 rg BT 257.43 435.25 Td (rules.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 411.25 Td (\(m\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 411.25 Td (Review ) Tj ET Q q 0 0 0 rg BT 127.54 411.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.56 411.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 169.16 411.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 192.39 411.25 Td (Services) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 387.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.70 387.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 114.59 387.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 157.43 387.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 177.49 387.25 Td (review ) Tj ET Q q 0 0 0 rg BT 204.38 387.25 Td (and ) Tj ET Q q 0 0 0 rg BT 221.25 387.25 Td (approve ) Tj ET Q q 0 0 0 rg BT 254.09 387.25 Td (the ) Tj ET Q q 0 0 0 rg BT 268.68 387.25 Td (mandate ) Tj ET Q q 0 0 0 rg BT 303.79 387.25 Td (and ) Tj ET Q q 0 0 0 rg BT 320.67 387.25 Td (planned ) Tj ET Q q 0 0 0 rg BT 353.05 387.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 387.70 387.25 Td (of ) Tj ET Q q 0 0 0 rg BT 397.74 387.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 427.66 387.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 449.55 387.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 484.19 387.25 Td (annually) Tj ET Q q 0 0 0 rg BT 514.14 387.25 Td (. ) Tj ET Q q 0 0 0 rg BT 519.61 387.25 Td ( ) Tj ET Q q 0 0 0 rg BT 522.61 387.25 Td (The ) Tj ET Q q 0 0 0 rg BT 539.31 387.25 Td (Audit ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 375.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 117.86 375.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 136.95 375.25 Td (also ) Tj ET Q q 0 0 0 rg BT 154.21 375.25 Td (review ) Tj ET Q q 0 0 0 rg BT 180.12 375.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.74 375.25 Td (budget ) Tj ET Q q 0 0 0 rg BT 221.04 375.25 Td (and ) Tj ET Q q 0 0 0 rg BT 236.94 375.25 Td (organizational ) Tj ET Q q 0 0 0 rg BT 290.22 375.25 Td (structure ) Tj ET Q q 0 0 0 rg BT 324.35 375.25 Td (of ) Tj ET Q q 0 0 0 rg BT 333.41 375.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 362.54 375.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 383.45 375.25 Td (Services. ) Tj ET Q q 0 0 0 rg BT 419.26 375.25 Td (The ) Tj ET Q q 0 0 0 rg BT 435.17 375.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 456.08 375.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 497.95 375.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 517.03 375.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 544.32 375.25 Td (that ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 363.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 105.18 363.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 126.16 363.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 159.88 363.25 Td (is ) Tj ET Q q 0 0 0 rg BT 168.08 363.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 215.51 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 224.63 363.25 Td (management ) Tj ET Q q 0 0 0 rg BT 274.78 363.25 Td (and ) Tj ET Q q 0 0 0 rg BT 290.74 363.25 Td (has ) Tj ET Q q 0 0 0 rg BT 306.24 363.25 Td (suf) Tj ET Q q 0 0 0 rg BT 317.04 363.25 Td (ficient ) Tj ET Q q 0 0 0 rg BT 340.75 363.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 379.04 363.25 Td (to ) Tj ET Q q 0 0 0 rg BT 388.16 363.25 Td (carry ) Tj ET Q q 0 0 0 rg BT 408.66 363.25 Td (out ) Tj ET Q q 0 0 0 rg BT 422.34 363.25 Td (its ) Tj ET Q q 0 0 0 rg BT 432.83 363.25 Td (mandate. ) Tj ET Q q 0 0 0 rg BT 469.30 363.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 339.25 Td (The ) Tj ET Q q 0 0 0 rg BT 93.41 339.25 Td (members ) Tj ET Q q 0 0 0 rg BT 130.87 339.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 151.01 339.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 172.53 339.25 Td (privately ) Tj ET Q q 0 0 0 rg BT 206.35 339.25 Td (with ) Tj ET Q q 0 0 0 rg BT 224.21 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.89 339.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 264.51 339.25 Td (of) Tj ET Q q 0 0 0 rg BT 271.21 339.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 289.98 339.25 Td (in ) Tj ET Q q 0 0 0 rg BT 299.64 339.25 Td (charge ) Tj ET Q q 0 0 0 rg BT 328.00 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.12 339.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 368.29 339.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 389.36 339.25 Td (as ) Tj ET Q q 0 0 0 rg BT 401.30 339.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 440.60 339.25 Td (as ) Tj ET Q q 0 0 0 rg BT 452.54 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 466.58 339.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 488.55 339.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 531.48 339.25 Td (feels ) Tj ET Q q 0 0 0 rg BT 552.08 339.25 Td (is ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 327.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 119.96 327.25 Td (for ) Tj ET Q q 0 0 0 rg BT 132.01 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.41 327.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 166.58 327.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 208.70 327.25 Td (to ) Tj ET Q q 0 0 0 rg BT 218.02 327.25 Td (fulfil ) Tj ET Q q 0 0 0 rg BT 235.08 327.25 Td (its ) Tj ET Q q 0 0 0 rg BT 245.77 327.25 Td (responsibilities, ) Tj ET Q q 0 0 0 rg BT 304.31 327.25 Td (which ) Tj ET Q q 0 0 0 rg BT 327.75 327.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 347.10 327.25 Td (not ) Tj ET Q q 0 0 0 rg BT 360.98 327.25 Td (be ) Tj ET Q q 0 0 0 rg BT 372.58 327.25 Td (less ) Tj ET Q q 0 0 0 rg BT 389.64 327.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 428.14 327.25 Td (than ) Tj ET Q q 0 0 0 rg BT 446.58 327.25 Td (quarterly) Tj ET Q q 0 0 0 rg BT 477.88 327.25 Td (, ) Tj ET Q q 0 0 0 rg BT 482.64 327.25 Td (to ) Tj ET Q q 0 0 0 rg BT 491.96 327.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 521.79 327.25 Td (any ) Tj ET Q q 0 0 0 rg BT 537.49 327.25 Td (areas ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 85.12 315.25 Td (concern ) Tj ET Q q 0 0 0 rg BT 116.58 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 125.70 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 138.93 315.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 159.90 315.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 201.83 315.25 Td (or ) Tj ET Q q 0 0 0 rg BT 211.40 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 220.52 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 234.20 315.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 258.81 315.25 Td (of) Tj ET Q q 0 0 0 rg BT 265.51 315.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 283.29 315.25 Td (in ) Tj ET Q q 0 0 0 rg BT 291.95 315.25 Td (charge ) Tj ET Q q 0 0 0 rg BT 319.30 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 328.42 315.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 357.60 315.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 377.66 315.25 Td (to ) Tj ET Q q 0 0 0 rg BT 386.78 315.25 Td (confirm ) Tj ET Q q 0 0 0 rg BT 415.95 315.25 Td (that:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 291.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 291.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 164.75 291.25 Td (resolved ) Tj ET Q q 0 0 0 rg BT 198.03 291.25 Td (and ) Tj ET Q q 0 0 0 rg BT 213.99 291.25 Td (any ) Tj ET Q q 0 0 0 rg BT 229.49 291.25 Td (unresolved ) Tj ET Q q 0 0 0 rg BT 271.89 291.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 297.42 291.25 Td (between ) Tj ET Q q 0 0 0 rg BT 330.70 291.25 Td (auditors ) Tj ET Q q 0 0 0 rg BT 362.15 291.25 Td (and ) Tj ET Q q 0 0 0 rg BT 378.11 291.25 Td (management ) Tj ET Q q 0 0 0 rg BT 428.26 291.25 Td (have ) Tj ET Q q 0 0 0 rg BT 448.32 291.25 Td (been ) Tj ET Q q 0 0 0 rg BT 468.85 291.25 Td (brought ) Tj ET Q q 0 0 0 rg BT 498.94 291.25 Td (to ) Tj ET Q q 0 0 0 rg BT 508.06 291.25 Td (its ) Tj ET Q q 0 0 0 rg BT 518.54 291.25 Td (attention;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 279.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.81 279.25 Td (engagements ) Tj ET Q q 0 0 0 rg BT 191.92 279.25 Td (of ) Tj ET Q q 0 0 0 rg BT 201.18 279.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 230.47 279.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 251.57 279.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 285.43 279.25 Td (and ) Tj ET Q q 0 0 0 rg BT 301.52 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 315.34 279.25 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 369.72 279.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 419.52 279.25 Td (Action ) Tj ET Q q 0 0 0 rg BT 444.73 279.25 Td (Plans ) Tj ET Q q 0 0 0 rg BT 467.65 279.25 Td (are ) Tj ET Q q 0 0 0 rg BT 481.92 279.25 Td (being ) Tj ET Q q 0 0 0 rg BT 504.39 279.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 544.64 279.25 Td (in ) Tj ET Q q 0 0 0 rg BT 553.44 279.25 Td (a ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 267.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 149.70 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 165.66 267.25 Td (ef) Tj ET Q q 0 0 0 rg BT 172.36 267.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 198.34 267.25 Td (manner; ) Tj ET Q q 0 0 0 rg BT 230.71 267.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 255.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.68 255.25 Td (integrity ) Tj ET Q q 0 0 0 rg BT 170.68 255.25 Td (of ) Tj ET Q q 0 0 0 rg BT 179.80 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.48 255.25 Td (Company) Tj ET Q q 0 0 0 rg BT 230.25 255.25 Td (s ) Tj ET Q q 0 0 0 rg BT 236.63 255.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 265.81 255.25 Td (control ) Tj ET Q q 0 0 0 rg BT 292.70 255.25 Td (and ) Tj ET Q q 0 0 0 rg BT 308.67 255.25 Td (management ) Tj ET Q q 0 0 0 rg BT 358.81 255.25 Td (information ) Tj ET Q q 0 0 0 rg BT 401.66 255.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 434.02 255.25 Td (are ) Tj ET Q q 0 0 0 rg BT 448.15 255.25 Td (satisfactory) Tj ET Q q 0 0 0 rg BT 489.03 255.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 231.25 Td (\(n\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 231.25 Td (Relations ) Tj ET Q q 0 0 0 rg BT 136.19 231.25 Td (with ) Tj ET Q q 0 0 0 rg BT 154.87 231.25 Td (Management) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 207.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.84 207.25 Td (members ) Tj ET Q q 0 0 0 rg BT 127.72 207.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 146.29 207.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 166.24 207.25 Td (privately ) Tj ET Q q 0 0 0 rg BT 198.48 207.25 Td (with ) Tj ET Q q 0 0 0 rg BT 214.77 207.25 Td (management ) Tj ET Q q 0 0 0 rg BT 264.34 207.25 Td (as ) Tj ET Q q 0 0 0 rg BT 274.71 207.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 312.44 207.25 Td (as ) Tj ET Q q 0 0 0 rg BT 322.81 207.25 Td (the ) Tj ET Q q 0 0 0 rg BT 335.58 207.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 355.98 207.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 397.33 207.25 Td (feels ) Tj ET Q q 0 0 0 rg BT 416.36 207.25 Td (is ) Tj ET Q q 0 0 0 rg BT 423.99 207.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 467.19 207.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.73 207.25 Td (fulfil ) Tj ET Q q 0 0 0 rg BT 492.03 207.25 Td (its ) Tj ET Q q 0 0 0 rg BT 501.94 207.25 Td (responsibilities, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 195.25 Td (which ) Tj ET Q q 0 0 0 rg BT 99.24 195.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 118.39 195.25 Td (not ) Tj ET Q q 0 0 0 rg BT 132.07 195.25 Td (be ) Tj ET Q q 0 0 0 rg BT 143.47 195.25 Td (less ) Tj ET Q q 0 0 0 rg BT 160.34 195.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 198.63 195.25 Td (than ) Tj ET Q q 0 0 0 rg BT 216.87 195.25 Td (quarterly) Tj ET Q q 0 0 0 rg BT 248.18 195.25 Td (, ) Tj ET Q q 0 0 0 rg BT 252.74 195.25 Td (to ) Tj ET Q q 0 0 0 rg BT 261.86 195.25 Td (discuss ) Tj ET Q q 0 0 0 rg BT 291.49 195.25 Td (any ) Tj ET Q q 0 0 0 rg BT 306.99 195.25 Td (concerns ) Tj ET Q q 0 0 0 rg BT 342.55 195.25 Td (of ) Tj ET Q q 0 0 0 rg BT 351.67 195.25 Td (the ) Tj ET Q q 0 0 0 rg BT 364.90 195.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 385.87 195.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 427.80 195.25 Td (or ) Tj ET Q q 0 0 0 rg BT 437.37 195.25 Td (management.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 171.25 Td (\(o\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 171.25 Td (Oversight ) Tj ET Q q 0 0 0 rg BT 137.56 171.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.58 171.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 179.48 171.25 Td (Control ) Tj ET Q q 0 0 0 rg BT 210.91 171.25 Td (over ) Tj ET Q q 0 0 0 rg BT 230.51 171.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 268.34 171.25 Td (Reporting ) Tj ET Q q 0 0 0 rg BT 309.33 171.25 Td (and ) Tj ET Q q 0 0 0 rg BT 326.19 171.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 370.40 171.25 Td (Controls ) Tj ET Q q 0 0 0 rg BT 406.39 171.25 Td (and ) Tj ET Q q 0 0 0 rg BT 423.25 171.25 Td (Procedures) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 147.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.70 147.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 112.35 147.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 153.95 147.25 Td (shall, ) Tj ET Q q 0 0 0 rg BT 175.05 147.25 Td (with ) Tj ET Q q 0 0 0 rg BT 191.59 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.94 147.25 Td (assistance ) Tj ET Q q 0 0 0 rg BT 245.65 147.25 Td (of ) Tj ET Q q 0 0 0 rg BT 254.45 147.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 306.55 147.25 Td (review ) Tj ET Q q 0 0 0 rg BT 332.20 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.55 147.25 Td (design ) Tj ET Q q 0 0 0 rg BT 371.68 147.25 Td (and ) Tj ET Q q 0 0 0 rg BT 387.31 147.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 423.46 147.25 Td (ef) Tj ET Q q 0 0 0 rg BT 430.16 147.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 473.15 147.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.95 147.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 491.18 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 504.54 147.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 533.39 147.25 Td (control ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 135.25 Td (over ) Tj ET Q q 0 0 0 rg BT 93.95 135.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 126.03 135.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 160.39 135.25 Td (adopted ) Tj ET Q q 0 0 0 rg BT 192.03 135.25 Td (by ) Tj ET Q q 0 0 0 rg BT 202.69 135.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.09 135.25 Td (Company) Tj ET Q q 0 0 0 rg BT 250.58 135.25 Td (, ) Tj ET Q q 0 0 0 rg BT 254.86 135.25 Td (and ) Tj ET Q q 0 0 0 rg BT 270.54 135.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 281.64 135.25 Td (the ) Tj ET Q q 0 0 0 rg BT 295.03 135.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 333.95 135.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 364.66 135.25 Td (and ) Tj ET Q q 0 0 0 rg BT 380.34 135.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 423.36 135.25 Td (that ) Tj ET Q q 0 0 0 rg BT 439.04 135.25 Td (have ) Tj ET Q q 0 0 0 rg BT 458.82 135.25 Td (been ) Tj ET Q q 0 0 0 rg BT 479.06 135.25 Td (adopted ) Tj ET Q q 0 0 0 rg BT 510.70 135.25 Td (to ) Tj ET Q q 0 0 0 rg BT 519.54 135.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 546.61 135.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 123.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 99.47 123.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 138.43 123.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.33 123.25 Td (all ) Tj ET Q q 0 0 0 rg BT 157.58 123.25 Td (material ) Tj ET Q q 0 0 0 rg BT 188.79 123.25 Td (information ) Tj ET Q q 0 0 0 rg BT 231.41 123.25 Td (about ) Tj ET Q q 0 0 0 rg BT 253.98 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.43 123.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 304.58 123.25 Td (and ) Tj ET Q q 0 0 0 rg BT 320.31 123.25 Td (its ) Tj ET Q q 0 0 0 rg BT 330.56 123.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 375.91 123.25 Td (as ) Tj ET Q q 0 0 0 rg BT 386.62 123.25 Td (required ) Tj ET Q q 0 0 0 rg BT 418.75 123.25 Td (by ) Tj ET Q q 0 0 0 rg BT 429.47 123.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 468.45 123.25 Td (law ) Tj ET Q q 0 0 0 rg BT 482.79 123.25 Td (or ) Tj ET Q q 0 0 0 rg BT 492.13 123.25 Td (security ) Tj ET Q q 0 0 0 rg BT 522.44 123.25 Td (exchange ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 111.25 Td (rules. ) Tj ET Q q 0 0 0 rg BT 98.33 111.25 Td ( ) Tj ET Q endstream endobj 77 0 obj <> endobj 78 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 51.25 Td (_____________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 270.00 40.45 Td ( ) Tj ET Q q 0 0 0 rg BT 537.52 40.45 Td (A-5) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 735.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.24 735.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 113.56 735.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 155.83 735.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 175.32 735.25 Td (receive ) Tj ET Q q 0 0 0 rg BT 204.38 735.25 Td (regular ) Tj ET Q q 0 0 0 rg BT 232.53 735.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 260.68 735.25 Td (from ) Tj ET Q q 0 0 0 rg BT 279.71 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 293.73 735.25 Td (Company) Tj ET Q q 0 0 0 rg BT 330.51 735.25 Td (s ) Tj ET Q q 0 0 0 rg BT 337.24 735.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 378.14 735.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 420.41 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.72 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.74 735.25 Td (group ) Tj ET Q q 0 0 0 rg BT 474.34 735.25 Td (responsible ) Tj ET Q q 0 0 0 rg BT 518.91 735.25 Td (for ) Tj ET Q q 0 0 0 rg BT 531.10 735.25 Td (internal ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 723.25 Td (control ) Tj ET Q q 0 0 0 rg BT 103.61 723.25 Td (compliance ) Tj ET Q q 0 0 0 rg BT 148.09 723.25 Td (with ) Tj ET Q q 0 0 0 rg BT 165.66 723.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 195.55 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 205.39 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.79 723.25 Td (Company) Tj ET Q q 0 0 0 rg BT 256.56 723.25 Td (s ) Tj ET Q q 0 0 0 rg BT 263.66 723.25 Td (system ) Tj ET Q q 0 0 0 rg BT 292.63 723.25 Td (of ) Tj ET Q q 0 0 0 rg BT 302.47 723.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 342.38 723.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 374.09 723.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.77 723.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 434.79 723.25 Td (and ) Tj ET Q q 0 0 0 rg BT 451.47 723.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 481.36 723.25 Td (control ) Tj ET Q q 0 0 0 rg BT 508.97 723.25 Td (over ) Tj ET Q q 0 0 0 rg BT 527.92 723.25 Td (financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 711.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 112.92 711.25 Td (including ) Tj ET Q q 0 0 0 rg BT 147.57 711.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 174.48 711.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 196.36 711.25 Td (as ) Tj ET Q q 0 0 0 rg BT 207.30 711.25 Td (applicable.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 687.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.96 687.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 112.93 687.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 154.86 687.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 174.00 687.25 Td (also ) Tj ET Q q 0 0 0 rg BT 191.33 687.25 Td (review ) Tj ET Q q 0 0 0 rg BT 217.30 687.25 Td (no ) Tj ET Q q 0 0 0 rg BT 228.70 687.25 Td (less ) Tj ET Q q 0 0 0 rg BT 245.57 687.25 Td (than ) Tj ET Q q 0 0 0 rg BT 263.81 687.25 Td (annually ) Tj ET Q q 0 0 0 rg BT 296.63 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 310.32 687.25 Td (Company) Tj ET Q q 0 0 0 rg BT 347.09 687.25 Td (s ) Tj ET Q q 0 0 0 rg BT 353.47 687.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 394.03 687.25 Td (Policy) Tj ET Q q 0 0 0 rg BT 415.30 687.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 663.25 Td (\(p\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 663.25 Td (Legal ) Tj ET Q q 0 0 0 rg BT 120.70 663.25 Td (Compliance) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 639.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.22 639.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 113.51 639.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 155.76 639.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 175.23 639.25 Td (review ) Tj ET Q q 0 0 0 rg BT 201.52 639.25 Td (with ) Tj ET Q q 0 0 0 rg BT 218.70 639.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 238.63 639.25 Td (counsel ) Tj ET Q q 0 0 0 rg BT 269.50 639.25 Td (any ) Tj ET Q q 0 0 0 rg BT 285.32 639.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 305.25 639.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 335.19 639.25 Td (that ) Tj ET Q q 0 0 0 rg BT 351.48 639.25 Td (may ) Tj ET Q q 0 0 0 rg BT 369.57 639.25 Td (have ) Tj ET Q q 0 0 0 rg BT 389.96 639.25 Td (a ) Tj ET Q q 0 0 0 rg BT 397.12 639.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 436.19 639.25 Td (ef) Tj ET Q q 0 0 0 rg BT 442.89 639.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 458.72 639.25 Td (on ) Tj ET Q q 0 0 0 rg BT 470.44 639.25 Td (the ) Tj ET Q q 0 0 0 rg BT 484.44 639.25 Td (Company) Tj ET Q q 0 0 0 rg BT 521.22 639.25 Td (s ) Tj ET Q q 0 0 0 rg BT 527.92 639.25 Td (financial ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 627.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 121.71 627.25 Td ( ) Tj ET Q q 0 0 0 rg BT 124.82 627.25 Td (The ) Tj ET Q q 0 0 0 rg BT 141.61 627.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 163.62 627.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 206.58 627.25 Td (should ) Tj ET Q q 0 0 0 rg BT 234.06 627.25 Td (review ) Tj ET Q q 0 0 0 rg BT 261.06 627.25 Td (with ) Tj ET Q q 0 0 0 rg BT 278.96 627.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 299.60 627.25 Td (counsel ) Tj ET Q q 0 0 0 rg BT 331.18 627.25 Td (material ) Tj ET Q q 0 0 0 rg BT 363.66 627.25 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 397.51 627.25 Td (received ) Tj ET Q q 0 0 0 rg BT 431.82 627.25 Td (from ) Tj ET Q q 0 0 0 rg BT 451.53 627.25 Td (regulators ) Tj ET Q q 0 0 0 rg BT 491.31 627.25 Td (and ) Tj ET Q q 0 0 0 rg BT 508.31 627.25 Td (governmental ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 615.25 Td (agencies ) Tj ET Q q 0 0 0 rg BT 110.57 615.25 Td (with ) Tj ET Q q 0 0 0 rg BT 126.90 615.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 155.54 615.25 Td (to ) Tj ET Q q 0 0 0 rg BT 164.12 615.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 195.95 615.25 Td (disclosure. ) Tj ET Q q 0 0 0 rg BT 236.90 615.25 Td ( ) Tj ET Q q 0 0 0 rg BT 238.53 615.25 Td (The ) Tj ET Q q 0 0 0 rg BT 254.07 615.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 274.50 615.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 315.89 615.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 334.50 615.25 Td (review ) Tj ET Q q 0 0 0 rg BT 359.94 615.25 Td (with ) Tj ET Q q 0 0 0 rg BT 376.26 615.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.41 615.25 Td (Chair ) Tj ET Q q 0 0 0 rg BT 410.74 615.25 Td (of ) Tj ET Q q 0 0 0 rg BT 419.33 615.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.47 615.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 472.49 615.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 513.88 615.25 Td (any ) Tj ET Q q 0 0 0 rg BT 528.85 615.25 Td (material ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 603.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 106.22 603.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 133.24 603.25 Td (from ) Tj ET Q q 0 0 0 rg BT 152.52 603.25 Td (any ) Tj ET Q q 0 0 0 rg BT 168.61 603.25 Td (known ) Tj ET Q q 0 0 0 rg BT 195.18 603.25 Td (or ) Tj ET Q q 0 0 0 rg BT 205.34 603.25 Td (suspected ) Tj ET Q q 0 0 0 rg BT 245.60 603.25 Td (violation ) Tj ET Q q 0 0 0 rg BT 278.56 603.25 Td (of ) Tj ET Q q 0 0 0 rg BT 288.27 603.25 Td (the ) Tj ET Q q 0 0 0 rg BT 302.55 603.25 Td (Company) Tj ET Q q 0 0 0 rg BT 339.32 603.25 Td (s ) Tj ET Q q 0 0 0 rg BT 346.29 603.25 Td (Code ) Tj ET Q q 0 0 0 rg BT 368.76 603.25 Td (of ) Tj ET Q q 0 0 0 rg BT 378.48 603.25 Td (Conduct ) Tj ET Q q 0 0 0 rg BT 411.89 603.25 Td (with ) Tj ET Q q 0 0 0 rg BT 429.34 603.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 459.11 603.25 Td (to ) Tj ET Q q 0 0 0 rg BT 468.82 603.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 501.78 603.25 Td (and ) Tj ET Q q 0 0 0 rg BT 518.33 603.25 Td (accounting ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 591.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 105.04 591.25 Td (and ) Tj ET Q q 0 0 0 rg BT 120.41 591.25 Td (any ) Tj ET Q q 0 0 0 rg BT 135.33 591.25 Td (material ) Tj ET Q q 0 0 0 rg BT 166.18 591.25 Td (concerns ) Tj ET Q q 0 0 0 rg BT 201.15 591.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 237.49 591.25 Td (questionable ) Tj ET Q q 0 0 0 rg BT 285.69 591.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 327.05 591.25 Td (or ) Tj ET Q q 0 0 0 rg BT 336.03 591.25 Td (auditing ) Tj ET Q q 0 0 0 rg BT 366.45 591.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 395.49 591.25 Td (raised ) Tj ET Q q 0 0 0 rg BT 419.51 591.25 Td (through ) Tj ET Q q 0 0 0 rg BT 449.02 591.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.11 591.25 Td (Company) Tj ET Q q 0 0 0 rg BT 498.88 591.25 Td (s ) Tj ET Q q 0 0 0 rg BT 504.68 591.25 Td (Integrity ) Tj ET Q q 0 0 0 rg BT 535.21 591.25 Td (Action ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 579.25 Td (Line ) Tj ET Q q 0 0 0 rg BT 93.78 579.25 Td (or ) Tj ET Q q 0 0 0 rg BT 103.35 579.25 Td (otherwise.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 555.25 Td (\(q\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 555.25 Td (T) Tj ET Q q 0 0 0 rg BT 101.87 555.25 Td (imely ) Tj ET Q q 0 0 0 rg BT 125.12 555.25 Td (Disclosure, ) Tj ET Q q 0 0 0 rg BT 171.61 555.25 Td (Confidentiality ) Tj ET Q q 0 0 0 rg BT 230.84 555.25 Td (and ) Tj ET Q q 0 0 0 rg BT 247.70 555.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 289.18 555.25 Td (T) Tj ET Q q 0 0 0 rg BT 293.74 555.25 Td (rading ) Tj ET Q q 0 0 0 rg BT 321.08 555.25 Td (Policy) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 531.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.38 531.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 134.28 531.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 153.40 531.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 183.00 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 196.65 531.25 Td (ef) Tj ET Q q 0 0 0 rg BT 203.35 531.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 246.63 531.25 Td (of ) Tj ET Q q 0 0 0 rg BT 255.73 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.38 531.25 Td (Company) Tj ET Q q 0 0 0 rg BT 306.16 531.25 Td (s ) Tj ET Q q 0 0 0 rg BT 312.51 531.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 342.11 531.25 Td (addressing ) Tj ET Q q 0 0 0 rg BT 384.48 531.25 Td (the ) Tj ET Q q 0 0 0 rg BT 398.14 531.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 421.81 531.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 460.98 531.25 Td (of ) Tj ET Q q 0 0 0 rg BT 470.07 531.25 Td (material ) Tj ET Q q 0 0 0 rg BT 501.49 531.25 Td (information, ) Tj ET Q q 0 0 0 rg BT 546.59 531.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 519.25 Td (confidentiality ) Tj ET Q q 0 0 0 rg BT 128.12 519.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.38 519.25 Td (material ) Tj ET Q q 0 0 0 rg BT 168.97 519.25 Td (undisclosed ) Tj ET Q q 0 0 0 rg BT 214.70 519.25 Td (information ) Tj ET Q q 0 0 0 rg BT 257.69 519.25 Td (and ) Tj ET Q q 0 0 0 rg BT 273.79 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.62 519.25 Td (prohibitions ) Tj ET Q q 0 0 0 rg BT 331.98 519.25 Td (against ) Tj ET Q q 0 0 0 rg BT 360.85 519.25 Td (trading ) Tj ET Q q 0 0 0 rg BT 388.34 519.25 Td (in ) Tj ET Q q 0 0 0 rg BT 397.15 519.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 434.21 519.25 Td (of ) Tj ET Q q 0 0 0 rg BT 443.47 519.25 Td (the ) Tj ET Q q 0 0 0 rg BT 457.30 519.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 494.81 519.25 Td (and ) Tj ET Q q 0 0 0 rg BT 510.92 519.25 Td (other ) Tj ET Q q 0 0 0 rg BT 532.03 519.25 Td (issuers ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 507.25 Td (while ) Tj ET Q q 0 0 0 rg BT 96.96 507.25 Td (in ) Tj ET Q q 0 0 0 rg BT 105.62 507.25 Td (possession ) Tj ET Q q 0 0 0 rg BT 148.93 507.25 Td (of ) Tj ET Q q 0 0 0 rg BT 158.06 507.25 Td (undisclosed ) Tj ET Q q 0 0 0 rg BT 203.65 507.25 Td (information ) Tj ET Q q 0 0 0 rg BT 246.49 507.25 Td (that ) Tj ET Q q 0 0 0 rg BT 262.46 507.25 Td (is ) Tj ET Q q 0 0 0 rg BT 270.66 507.25 Td (material ) Tj ET Q q 0 0 0 rg BT 302.10 507.25 Td (to ) Tj ET Q q 0 0 0 rg BT 311.22 507.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.91 507.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 362.28 507.25 Td (or ) Tj ET Q q 0 0 0 rg BT 371.85 507.25 Td (other ) Tj ET Q q 0 0 0 rg BT 392.82 507.25 Td (such ) Tj ET Q q 0 0 0 rg BT 412.43 507.25 Td (issuers.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 483.25 Td (\(r\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 483.25 Td (T) Tj ET Q q 0 0 0 rg BT 101.41 483.25 Td (axation Matters) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 459.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.96 459.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 112.93 459.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 154.86 459.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 174.00 459.25 Td (review ) Tj ET Q q 0 0 0 rg BT 199.97 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 213.66 459.25 Td (status ) Tj ET Q q 0 0 0 rg BT 237.82 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 246.94 459.25 Td (taxation ) Tj ET Q q 0 0 0 rg BT 277.95 459.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 307.57 459.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.69 459.25 Td (the ) Tj ET Q q 0 0 0 rg BT 330.38 459.25 Td (Company) Tj ET Q q 0 0 0 rg BT 364.87 459.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 435.25 Td (\(s\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 435.25 Td (Hiring Policies) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 411.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.08 411.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 113.20 411.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 155.27 411.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 174.56 411.25 Td (review ) Tj ET Q q 0 0 0 rg BT 200.68 411.25 Td (and ) Tj ET Q q 0 0 0 rg BT 216.78 411.25 Td (approve ) Tj ET Q q 0 0 0 rg BT 248.84 411.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.67 411.25 Td (Company) Tj ET Q q 0 0 0 rg BT 299.44 411.25 Td (s ) Tj ET Q q 0 0 0 rg BT 305.97 411.25 Td (hiring ) Tj ET Q q 0 0 0 rg BT 328.45 411.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 358.23 411.25 Td (with ) Tj ET Q q 0 0 0 rg BT 375.23 411.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 404.55 411.25 Td (to ) Tj ET Q q 0 0 0 rg BT 413.82 411.25 Td (partners ) Tj ET Q q 0 0 0 rg BT 446.33 411.25 Td (and ) Tj ET Q q 0 0 0 rg BT 462.44 411.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 509.08 411.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 551.17 411.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 399.25 Td (present ) Tj ET Q q 0 0 0 rg BT 105.63 399.25 Td (and ) Tj ET Q q 0 0 0 rg BT 121.60 399.25 Td (former ) Tj ET Q q 0 0 0 rg BT 147.57 399.25 Td (external ) Tj ET Q q 0 0 0 rg BT 179.02 399.25 Td (auditors ) Tj ET Q q 0 0 0 rg BT 210.48 399.25 Td (of ) Tj ET Q q 0 0 0 rg BT 219.60 399.25 Td (the ) Tj ET Q q 0 0 0 rg BT 233.28 399.25 Td (Company) Tj ET Q q 0 0 0 rg BT 267.77 399.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 75.00 375.25 Td (\(t\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 97.00 375.25 Td (Fraud Control) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 351.25 Td (The ) Tj ET Q q 0 0 0 rg BT 92.83 351.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 135.18 351.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 154.75 351.25 Td (oversee ) Tj ET Q q 0 0 0 rg BT 186.62 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 200.73 351.25 Td (Company) Tj ET Q q 0 0 0 rg BT 237.50 351.25 Td (s ) Tj ET Q q 0 0 0 rg BT 244.30 351.25 Td (anti-fraud ) Tj ET Q q 0 0 0 rg BT 281.65 351.25 Td (programs ) Tj ET Q q 0 0 0 rg BT 318.98 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 335.37 351.25 Td (controls, ) Tj ET Q q 0 0 0 rg BT 369.07 351.25 Td (including ) Tj ET Q q 0 0 0 rg BT 404.14 351.25 Td (its ) Tj ET Q q 0 0 0 rg BT 415.04 351.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 445.09 351.25 Td (and ) Tj ET Q q 0 0 0 rg BT 461.48 351.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 505.20 351.25 Td (over ) Tj ET Q q 0 0 0 rg BT 523.86 351.25 Td (fraud ) Tj ET Q q 0 0 0 rg BT 545.25 351.25 Td (risk ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 76.00 339.25 Td (assessments ) Tj ET Q q 0 0 0 rg BT 126.14 339.25 Td (and ) Tj ET Q q 0 0 0 rg BT 142.10 339.25 Td (fraud ) Tj ET Q q 0 0 0 rg BT 163.08 339.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 178.11 339.25 Td (management.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 314.25 Td (7. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 314.25 Td (COMPLAINTS PROCEDURE) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 294.25 Td (The ) Tj ET Q q 0 0 0 rg BT 70.65 294.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 92.47 294.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 135.24 294.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 155.24 294.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 185.71 294.25 Td (the ) Tj ET Q q 0 0 0 rg BT 200.24 294.25 Td (ef) Tj ET Q q 0 0 0 rg BT 206.94 294.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 251.10 294.25 Td (of ) Tj ET Q q 0 0 0 rg BT 261.08 294.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.61 294.25 Td (Company) Tj ET Q q 0 0 0 rg BT 312.38 294.25 Td (s ) Tj ET Q q 0 0 0 rg BT 319.61 294.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 363.77 294.25 Td (for ) Tj ET Q q 0 0 0 rg BT 376.47 294.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.00 294.25 Td (receipt, ) Tj ET Q q 0 0 0 rg BT 421.03 294.25 Td (retention ) Tj ET Q q 0 0 0 rg BT 456.07 294.25 Td (and ) Tj ET Q q 0 0 0 rg BT 472.89 294.25 Td (follow-up ) Tj ET Q q 0 0 0 rg BT 508.83 294.25 Td (of ) Tj ET Q q 0 0 0 rg BT 518.80 294.25 Td (complaints ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 282.25 Td (received ) Tj ET Q q 0 0 0 rg BT 86.97 282.25 Td (by ) Tj ET Q q 0 0 0 rg BT 97.61 282.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.98 282.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.05 282.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 184.67 282.25 Td (accounting, ) Tj ET Q q 0 0 0 rg BT 228.59 282.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 257.46 282.25 Td (controls, ) Tj ET Q q 0 0 0 rg BT 290.43 282.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 329.32 282.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 360.01 282.25 Td (or ) Tj ET Q q 0 0 0 rg BT 369.27 282.25 Td (auditing ) Tj ET Q q 0 0 0 rg BT 399.97 282.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 429.29 282.25 Td (and ) Tj ET Q q 0 0 0 rg BT 444.95 282.25 Td (for ) Tj ET Q q 0 0 0 rg BT 456.49 282.25 Td (the ) Tj ET Q q 0 0 0 rg BT 469.87 282.25 Td (confidential, ) Tj ET Q q 0 0 0 rg BT 515.61 282.25 Td (anonymous ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 270.25 Td (submission ) Tj ET Q q 0 0 0 rg BT 96.81 270.25 Td (of ) Tj ET Q q 0 0 0 rg BT 105.44 270.25 Td (concerns ) Tj ET Q q 0 0 0 rg BT 140.51 270.25 Td (by ) Tj ET Q q 0 0 0 rg BT 150.96 270.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 192.41 270.25 Td (of ) Tj ET Q q 0 0 0 rg BT 201.04 270.25 Td (the ) Tj ET Q q 0 0 0 rg BT 214.23 270.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 251.12 270.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 287.55 270.25 Td (accounting, ) Tj ET Q q 0 0 0 rg BT 331.29 270.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 359.98 270.25 Td (controls, ) Tj ET Q q 0 0 0 rg BT 392.76 270.25 Td (or ) Tj ET Q q 0 0 0 rg BT 401.84 270.25 Td (auditing ) Tj ET Q q 0 0 0 rg BT 432.36 270.25 Td (matters. ) Tj ET Q q 0 0 0 rg BT 463.66 270.25 Td (The ) Tj ET Q q 0 0 0 rg BT 479.23 270.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 499.71 270.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 541.15 270.25 Td (shall ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 258.25 Td (also ) Tj ET Q q 0 0 0 rg BT 71.59 258.25 Td (determine ) Tj ET Q q 0 0 0 rg BT 110.60 258.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 142.32 258.25 Td (management) Tj ET Q q 0 0 0 rg BT 191.86 258.25 Td (s ) Tj ET Q q 0 0 0 rg BT 198.51 258.25 Td (response ) Tj ET Q q 0 0 0 rg BT 234.79 258.25 Td (to ) Tj ET Q q 0 0 0 rg BT 244.18 258.25 Td (any ) Tj ET Q q 0 0 0 rg BT 259.95 258.25 Td (such ) Tj ET Q q 0 0 0 rg BT 279.82 258.25 Td (complaints ) Tj ET Q q 0 0 0 rg BT 321.57 258.25 Td (has ) Tj ET Q q 0 0 0 rg BT 337.33 258.25 Td (been ) Tj ET Q q 0 0 0 rg BT 358.12 258.25 Td (satisfactory ) Tj ET Q q 0 0 0 rg BT 402.15 258.25 Td (or ) Tj ET Q q 0 0 0 rg BT 411.99 258.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 443.70 258.25 Td (further ) Tj ET Q q 0 0 0 rg BT 469.95 258.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 498.48 258.25 Td (or ) Tj ET Q q 0 0 0 rg BT 508.32 258.25 Td (investigations ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 246.25 Td (are ) Tj ET Q q 0 0 0 rg BT 67.90 246.25 Td (required. ) Tj ET Q q 0 0 0 rg BT 102.31 246.25 Td ( ) Tj ET Q q 0 0 0 rg BT 104.24 246.25 Td (The ) Tj ET Q q 0 0 0 rg BT 120.01 246.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 140.75 246.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 182.45 246.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 201.36 246.25 Td (review ) Tj ET Q q 0 0 0 rg BT 227.10 246.25 Td (and ) Tj ET Q q 0 0 0 rg BT 242.83 246.25 Td (annually ) Tj ET Q q 0 0 0 rg BT 275.43 246.25 Td (approve ) Tj ET Q q 0 0 0 rg BT 307.12 246.25 Td (the ) Tj ET Q q 0 0 0 rg BT 320.57 246.25 Td (Company) Tj ET Q q 0 0 0 rg BT 357.34 246.25 Td (s ) Tj ET Q q 0 0 0 rg BT 363.09 246.25 Td (Accounting, ) Tj ET Q q 0 0 0 rg BT 407.59 246.25 Td (Auditing ) Tj ET Q q 0 0 0 rg BT 439.27 246.25 Td (and ) Tj ET Q q 0 0 0 rg BT 455.00 246.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 484.41 246.25 Td (Controls ) Tj ET Q q 0 0 0 rg BT 516.99 246.25 Td (Complaints ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 234.25 Td (Procedures. ) Tj ET Q q 0 0 0 rg BT 100.49 234.25 Td ( ) Tj ET Q q 0 0 0 rg BT 102.63 234.25 Td (The ) Tj ET Q q 0 0 0 rg BT 119.04 234.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 160.97 234.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 180.11 234.25 Td (review ) Tj ET Q q 0 0 0 rg BT 206.08 234.25 Td (with ) Tj ET Q q 0 0 0 rg BT 222.95 234.25 Td (management ) Tj ET Q q 0 0 0 rg BT 273.09 234.25 Td (periodic ) Tj ET Q q 0 0 0 rg BT 304.09 234.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 331.89 234.25 Td (in ) Tj ET Q q 0 0 0 rg BT 340.55 234.25 Td (this ) Tj ET Q q 0 0 0 rg BT 355.60 234.25 Td (regard.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 209.25 Td (8. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 209.25 Td (REPORTING) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 189.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.96 189.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 90.93 189.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 132.86 189.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 152.00 189.25 Td (report ) Tj ET Q q 0 0 0 rg BT 175.70 189.25 Td (to ) Tj ET Q q 0 0 0 rg BT 184.83 189.25 Td (the ) Tj ET Q q 0 0 0 rg BT 198.51 189.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 222.67 189.25 Td (on:) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 165.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 165.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.23 165.25 Td (Auditor) Tj ET Q q 0 0 0 rg BT 165.51 165.25 Td () Tj ET Q q 0 0 0 rg BT 167.19 165.25 Td (s ) Tj ET Q q 0 0 0 rg BT 173.57 165.25 Td (independence;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 153.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 153.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.58 153.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 187.79 153.25 Td (of ) Tj ET Q q 0 0 0 rg BT 196.81 153.25 Td (the ) Tj ET Q q 0 0 0 rg BT 209.96 153.25 Td (Auditor ) Tj ET Q q 0 0 0 rg BT 238.12 153.25 Td (and ) Tj ET Q q 0 0 0 rg BT 253.98 153.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.13 153.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 288.00 153.25 Td (Committee) Tj ET Q q 0 0 0 rg BT 329.32 153.25 Td (s ) Tj ET Q q 0 0 0 rg BT 335.60 153.25 Td (recommendations ) Tj ET Q q 0 0 0 rg BT 402.96 153.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 439.78 153.25 Td (the ) Tj ET Q q 0 0 0 rg BT 453.36 153.25 Td (reappointment ) Tj ET Q q 0 0 0 rg BT 507.96 153.25 Td (or ) Tj ET Q q 0 0 0 rg BT 517.43 153.25 Td (termination ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 141.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.12 141.25 Td (the ) Tj ET Q q 0 0 0 rg BT 148.35 141.25 Td (Auditor;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 129.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 129.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.68 129.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 188.00 129.25 Td (of ) Tj ET Q q 0 0 0 rg BT 197.12 129.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.80 129.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 239.97 129.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 260.04 129.25 Td (function;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 117.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 117.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.57 117.25 Td (design ) Tj ET Q q 0 0 0 rg BT 165.90 117.25 Td (and ) Tj ET Q q 0 0 0 rg BT 181.74 117.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 218.10 117.25 Td (ef) Tj ET Q q 0 0 0 rg BT 224.80 117.25 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 268.00 117.25 Td (of ) Tj ET Q q 0 0 0 rg BT 277.01 117.25 Td (the ) Tj ET Q q 0 0 0 rg BT 290.57 117.25 Td (Company) Tj ET Q q 0 0 0 rg BT 327.35 117.25 Td (s ) Tj ET Q q 0 0 0 rg BT 333.61 117.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 362.67 117.25 Td (control ) Tj ET Q q 0 0 0 rg BT 389.45 117.25 Td (over ) Tj ET Q q 0 0 0 rg BT 407.57 117.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 439.82 117.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 474.35 117.25 Td (and ) Tj ET Q q 0 0 0 rg BT 490.20 117.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 529.28 117.25 Td (controls ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 105.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.96 105.25 Td (procedures;) Tj ET Q endstream endobj 79 0 obj <> endobj 80 0 obj <> stream BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 51.25 Td (_____________________________________________________________________________________________________________) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 40.45 Td (Loblaw Companies Limited ) Tj ET Q q 0 0 0 rg BT 270.00 40.45 Td ( ) Tj ET Q q 0 0 0 rg BT 537.52 40.45 Td (A-6) Tj ET Q BT /F3 9.00 Tf ET q 0 0 0 rg BT 54.00 29.65 Td (Annual Information Form \(for the year ended December 28, 2019\)) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 735.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 138.76 735.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 159.14 735.25 Td (Committee) Tj ET Q q 0 0 0 rg BT 200.47 735.25 Td (s ) Tj ET Q q 0 0 0 rg BT 206.26 735.25 Td (review ) Tj ET Q q 0 0 0 rg BT 231.64 735.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.17 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 253.27 735.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 279.58 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 294.95 735.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 321.25 735.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 353.03 735.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 394.84 735.25 Td (of ) Tj ET Q q 0 0 0 rg BT 403.37 735.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.46 735.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 453.25 735.25 Td (and ) Tj ET Q q 0 0 0 rg BT 468.62 735.25 Td (any ) Tj ET Q q 0 0 0 rg BT 483.53 735.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 506.18 735.25 Td ( ) Tj ET Q q 0 0 0 rg BT 507.87 735.25 Td (reconciliation, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 723.25 Td (including ) Tj ET Q q 0 0 0 rg BT 161.02 723.25 Td (any ) Tj ET Q q 0 0 0 rg BT 176.90 723.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 202.80 723.25 Td (with ) Tj ET Q q 0 0 0 rg BT 220.04 723.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 249.59 723.25 Td (to ) Tj ET Q q 0 0 0 rg BT 259.08 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.14 723.25 Td (quality ) Tj ET Q q 0 0 0 rg BT 299.50 723.25 Td (or ) Tj ET Q q 0 0 0 rg BT 309.45 723.25 Td (integrity ) Tj ET Q q 0 0 0 rg BT 340.82 723.25 Td (of ) Tj ET Q q 0 0 0 rg BT 350.32 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 364.37 723.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 397.12 723.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 442.17 723.25 Td (along ) Tj ET Q q 0 0 0 rg BT 464.89 723.25 Td (with ) Tj ET Q q 0 0 0 rg BT 482.12 723.25 Td (the ) Tj ET Q q 0 0 0 rg BT 496.18 723.25 Td (MD&A, ) Tj ET Q q 0 0 0 rg BT 524.80 723.25 Td (and ) Tj ET Q q 0 0 0 rg BT 541.14 723.25 Td (shall ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 711.25 Td (recommend ) Tj ET Q q 0 0 0 rg BT 172.40 711.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 204.67 711.25 Td (or ) Tj ET Q q 0 0 0 rg BT 215.07 711.25 Td (not ) Tj ET Q q 0 0 0 rg BT 229.57 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 244.08 711.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 269.06 711.25 Td (should ) Tj ET Q q 0 0 0 rg BT 296.33 711.25 Td (approve ) Tj ET Q q 0 0 0 rg BT 329.07 711.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.57 711.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 376.77 711.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 419.99 711.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.77 711.25 Td (any ) Tj ET Q q 0 0 0 rg BT 453.10 711.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 475.75 711.25 Td ( ) Tj ET Q q 0 0 0 rg BT 478.85 711.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 529.82 711.25 Td (and ) Tj ET Q q 0 0 0 rg BT 546.60 711.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 699.25 Td (MD&A;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 687.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.23 687.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 160.20 687.25 Td (Committee) Tj ET Q q 0 0 0 rg BT 201.53 687.25 Td (s ) Tj ET Q q 0 0 0 rg BT 207.91 687.25 Td (review ) Tj ET Q q 0 0 0 rg BT 233.88 687.25 Td (of ) Tj ET Q q 0 0 0 rg BT 243.00 687.25 Td (the ) Tj ET Q q 0 0 0 rg BT 256.23 687.25 Td (Annual ) Tj ET Q q 0 0 0 rg BT 284.05 687.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 327.35 687.25 Td (Form;) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 675.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.52 675.25 Td (Company) Tj ET Q q 0 0 0 rg BT 177.29 675.25 Td (s ) Tj ET Q q 0 0 0 rg BT 184.51 675.25 Td (compliance ) Tj ET Q q 0 0 0 rg BT 229.11 675.25 Td (with ) Tj ET Q q 0 0 0 rg BT 246.81 675.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 267.25 675.25 Td (and ) Tj ET Q q 0 0 0 rg BT 284.05 675.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 323.63 675.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 354.09 675.25 Td (to ) Tj ET Q q 0 0 0 rg BT 364.05 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 378.57 675.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 404.03 675.25 Td (they ) Tj ET Q q 0 0 0 rg BT 422.65 675.25 Td (af) Tj ET Q q 0 0 0 rg BT 429.35 675.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 445.69 675.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.21 675.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 493.41 675.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 536.65 675.25 Td (of ) Tj ET Q q 0 0 0 rg BT 546.61 675.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 663.25 Td (Company; ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 651.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 651.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.55 651.25 Td (management ) Tj ET Q q 0 0 0 rg BT 189.57 651.25 Td (of ) Tj ET Q q 0 0 0 rg BT 198.56 651.25 Td (those ) Tj ET Q q 0 0 0 rg BT 220.77 651.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 239.77 651.25 Td (for ) Tj ET Q q 0 0 0 rg BT 251.49 651.25 Td (which ) Tj ET Q q 0 0 0 rg BT 274.60 651.25 Td (oversight ) Tj ET Q q 0 0 0 rg BT 310.03 651.25 Td (has ) Tj ET Q q 0 0 0 rg BT 325.40 651.25 Td (been ) Tj ET Q q 0 0 0 rg BT 345.79 651.25 Td (delegated ) Tj ET Q q 0 0 0 rg BT 383.96 651.25 Td (by ) Tj ET Q q 0 0 0 rg BT 394.78 651.25 Td (the ) Tj ET Q q 0 0 0 rg BT 408.33 651.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 432.35 651.25 Td (to ) Tj ET Q q 0 0 0 rg BT 441.34 651.25 Td (the ) Tj ET Q q 0 0 0 rg BT 454.47 651.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 475.31 651.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 517.10 651.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 551.17 651.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 639.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.68 639.25 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 178.43 639.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 193.46 639.25 Td (management ) Tj ET Q q 0 0 0 rg BT 243.61 639.25 Td (program; ) Tj ET Q q 0 0 0 rg BT 278.70 639.25 Td (and) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 90.00 627.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 126.00 627.25 Td (all ) Tj ET Q q 0 0 0 rg BT 136.48 627.25 Td (other ) Tj ET Q q 0 0 0 rg BT 157.46 627.25 Td (material ) Tj ET Q q 0 0 0 rg BT 188.90 627.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 218.52 627.25 Td (dealt ) Tj ET Q q 0 0 0 rg BT 238.59 627.25 Td (with ) Tj ET Q q 0 0 0 rg BT 255.45 627.25 Td (by ) Tj ET Q q 0 0 0 rg BT 266.39 627.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.62 627.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 300.59 627.25 Td (Committee.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 54.00 602.25 Td (9. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 76.00 602.25 Td (REVIEW ) Tj ET Q q 0 0 0 rg BT 110.33 602.25 Td (AND DISCLOSURE) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 582.25 Td (This ) Tj ET Q q 0 0 0 rg BT 72.16 582.25 Td (Mandate ) Tj ET Q q 0 0 0 rg BT 106.74 582.25 Td (should ) Tj ET Q q 0 0 0 rg BT 133.57 582.25 Td (be ) Tj ET Q q 0 0 0 rg BT 145.35 582.25 Td (reviewed ) Tj ET Q q 0 0 0 rg BT 180.83 582.25 Td (by ) Tj ET Q q 0 0 0 rg BT 192.16 582.25 Td (the ) Tj ET Q q 0 0 0 rg BT 205.70 582.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 227.05 582.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 269.36 582.25 Td (at ) Tj ET Q q 0 0 0 rg BT 278.87 582.25 Td (least ) Tj ET Q q 0 0 0 rg BT 298.85 582.25 Td (annually ) Tj ET Q q 0 0 0 rg BT 332.07 582.25 Td (and ) Tj ET Q q 0 0 0 rg BT 348.41 582.25 Td (be ) Tj ET Q q 0 0 0 rg BT 360.20 582.25 Td (submitted ) Tj ET Q q 0 0 0 rg BT 398.42 582.25 Td (to ) Tj ET Q q 0 0 0 rg BT 407.92 582.25 Td (the ) Tj ET Q q 0 0 0 rg BT 421.99 582.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 446.53 582.25 Td (for ) Tj ET Q q 0 0 0 rg BT 458.77 582.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 510.21 582.25 Td (and ) Tj ET Q q 0 0 0 rg BT 526.56 582.25 Td (approval ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 54.00 570.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.86 570.25 Td (such ) Tj ET Q q 0 0 0 rg BT 90.46 570.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 140.15 570.25 Td (as ) Tj ET Q q 0 0 0 rg BT 151.09 570.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.33 570.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 185.30 570.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 227.22 570.25 Td (proposes.) 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